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T 

TWENTY-FIRST ANNUAL REPORT 

mm\ : Railroad ijj/nmntafumeni ,a 



STATE OF CONNECTICUT, 
FOE 1874, 

TOGETHER WITH THE 

ANNUAL REPORT OF THE RAILROAD COMPANIES IN 
THIS STATE FOR 1873. 

TO WHICH ARE ADDED 

failing Statistics pnpaMfo tro % Commissioners. 



Printed by Ordci' of % I<e^lkttire. 



HARTFORD: 

Press of The Case, Lock wood & Bkainard Co. 

1874. 



$tate of Connecticut. 



To the Honorable General Assembly of the State of Con- 
necticut, May Session, A. D. 1874 : 

The Board of Railroad Commissioners herewith respectfully 
submit their twenty-first annual report, including therein the 
reports of the companies in the State and a tabulated state- 
ment of the doings of said companies as returned to the 
Board. 

The act of 1872 fixed the date to which the companies 
should make up their reports at the 30th day of September in 
each year, and in those herewith submitted the period for 
which they are made is the twelve months from September 
30th, 1872, to September 30th, 1873. 

In reporting the action of the Board, however, it will be 
seen that they have not limited themselves to the same period, 
but have included their doings up to April 1st, 1874. 

During the period covered by this report, the Commission- 
ers have made all examinations and inspections of the several 
roads, as they are by law required, and have attended to 
various special duties, as will appear in the detailed state- 
ments of the condition of the various roads. 

They would only say here that they have found a very 
gratifying increase in the attention paid to the comfort and 
safety of passengers, and in the certain and prompt running 
of trains ; that the road-beds, tracks, and rolling stock have 
been greatly improved, and the latter increased to meet the 
demand made by an increase of travel and freight business ; 



that the recent inventions for lessening the dangers of steam 
locomotion have been and are being adopted more and more ; 
and that, as a whole, the condition of the companies is more 
prosperous and flourishing than ever before. 

There are submitted herewith reports from twenty-two com- 
panies, made upon the forms prescribed in the act of 1872. 
With one or two exceptions, which will be hereafter noticed, 
they are full and complete, and in that respect compare most 
favorably with those submitted last year. This being but the 
second year of their use, another year will perfect those few 
points where there is incompleteness at present. 

By them it appears tbat these twenty-two corporations own 
1,264 miles of road, of which 1,197 are finished and in use, 
and 07 miles are still incomplete. There are within the limits 
of the State 893 miles of road, the other 371 miles being situ- 
ated in the adjoining States of Massachusetts, Rhode Island, 
and New York. 

Within the year the New Haven, Middletown and Willi- 
mantic road have commenced operating twenty-eight miles of 
their road located between Middletown and Willimantic, com- 
pleting what is popularly known as the Air Line road. This 
forms a connecting link between the New York, New Haven 
and Hartford Railroad at New Haven and the Boston, Hart-, 
ford and Erie Railroad at Willimantic, and gives a new 
through line between Boston and New York. 

In regard to this road, the Commissioners would say that 
in the Spring of 1878 they received, through His Excellency 
Governor Jewell, a communication from Edward W. Scrrell, 
Esq., formerly Chief Engineer of said road, in which he stated 
that the Lyman viaduct was being constructed improperly, in a 
manner different from that originally designed, and of insuffi- 
cient strength. Upon this they had the iron bridge over the 
Connecticut river at Middletown and the two iron trestles on 
the line of the road, known as the Lyman viaduct and the 
Rapallo viaduct, carefully examined by James Laurie, Esq., 
civil engineer, of Hartford, and his report thereon was incor- 
porated into their report made to the last General Assembly. 
In accordance with the suggestions therein contained, these 



iron bridges were carefully and thoroughly tested in the man- 
ner recommended, and with a result entirely satisfactory. 
The bridges are amply sufficient for any load they will be 
obliged to support, and any fears of their weakness are utterly 
without foundation. 

The amount of capital stock of these roads is $44,690,700, 
and the amount actually paid in $36,068,694.62, showing an 
increase in the amount of paid-in capital during the year of 
$608,576.96. 

The percentage of capital stock and capital paid in held in 
this State does not differ materially from last year, being 
thirty-five per cent, of the former and about forty-four per 
cent, of the latter. 

It is found impossible to give the number of shares of stock 
held in this State, or the number of stockholders residing 
here, with a sufficient degree of accuracy to be of any service, 
for the reason that in some of the reports submitted to the 
Board, in reply to the question as to the residences of stock- 
holders, the companies say that their stock ledger does not 
give the residences of the stockholders. It would seem to 
the Commissioners that when the law makes it the duty of 
the Company to answer such question, it is certainly their 
duty to so keep their books that they may be able to give the 
desired information. 

The amount of funded and floating debt, as reported, is 
$20,530,270.49, a decrease from last year of $22,743,222.36. 
This immense decrease of over one-half deserves a word of 
explanation. In the last report, the funded and floating debt 
of the Boston, Hartford and Erie road was put down at 
$22,500,000, and that sum was included in the amount 
reported as total funded and floating debt. The report of 
said corporation for the present year is made by the trustees 
for the Burdell bondholders, who say of the debt, and also of 
the cost of road and equipment, " No reply can be furnished 
by the trustees in possession to these questions ; the cost, 
debts, &c, are unknown to them." The Commissioners 
therefore deemed it proper to leave the said sum out of the 
account. Aside from this, the decrease in the debt has been 
$243,222.36. 



6 

The same explanation should also be made in the item of 
total cost of road and equipment, which is as follows : The 
cost as given the present year has been $54,659,029.82 ; last 
year it was $74,074,037.40, or, deducting the amount put 
down to the Boston, Hartford and Erie corporation (as 
explained above), the amount was 151,57-1,037.40, showing a 
net increase during the year of $3,084,992.42. This latter 
sum represents the amount expended for the extension and 
alteration of the road, land damages, new buildings, new 
rolling stock, &c, during the year and charged to construc- 
tion account. 

The average cost per mile, as appears by the table, has 
been $43,106.49. This is evidently too small, as in those 
cases where the roads have come into the hands of the pres- 
ent holders by foreclosure of mortgages, they have given only 
the actual cost to them, and not the amount expended in the 
construction and equipment of the road in the first instance. 

The increase in rolling stock is very marked as showing an 
increased demand for passenger accommodations, if not for 
freight. The number of locomotives owned by the companies 
is 293, against 277 last year ; passenger cars 395, against 335 
last year ; baggage cars 148, against 126 last year ; and 
freight cars 4,698, against 4,705 last year. 

The total mileage amounts to 6,295,813, an increase over 
last year of 616,219 ; total number of passengers carried 
10,542,821, an increase over last year of 408,188 ; number 
carried one mile 222,497,498, an increase of 3,369,007 ; 
number of tons of merchandise carried 3,430,541, an increase 
from the previous year of 468,068 ; and number carried one 
mile 121,264,804, an increase of 13,202,830. 

The total cost per train per mile run is $1.32, of which 
about 29 per cent, is charged to " maintenance of way," 27 
per cent, to " maintenance of motive power and cars," and 
44 per cent, to " miscellaneous expenses." Under (he first 
head are charged all repairs to the road, bridges, stations and 
buildings; under the second head, all repairs of locomotives 
and cars, and the cost of fuel, oil, and waste ; while " miscel- 
laneous " expenditures include salaries, wages, and all items 
of cost other than above enumerated, except interest. 



The entire gross receipts from all sources have been 
$12,037,986.33, of which sum $6,062,145.52, or a trifle more 
than 50 per cent., was derived from passengers, and the bal- 
ance from freights, I J. S. mails, and express companies. 

The receipts per mile range from $33,224.28 to $418.71, 
the former being reported by the New York, New Haven and 
Hartford road and the latter by the Shepaug Valley ; the 
average of all roads is $9,493.68. Deducting from these 
receipts the entire cost of operating the roads as given above, 
and we have as the amount of income above operating 
expenses $2,586,463 ; from this deduct the amount paid for 
interest, and we find the net income to be $2,586,463, which 
is about 6 per cent, on the capital stock, and only about 
4.8 per cent, on cost of road and equipment. 

Nine of the twenty-two corporations paid dividends during 
the year to the amount in all of $2,535,655, being 5.7 per 
cent, on the capital stock of all the roads, and 4.6 per cent, 
on the cost of their construction and equipment. These nine 
paid as follows : 

N. Y., N. H. & H'f'd, two dividends of five per cent. each. 

Norwich & Worcester, two " five " " 

Naugatuck, two ' " five " " 

N. Y., Prov. & Boston, four " two and one-half. 

New London Northern, two " four per cent each. 

Housatonic, two " four " " 

Rockville, one " six " 

N. H. & Northampton, one " three " 

Shore Line, one of four and one-half per cent., and one of 
three and one-half per cent. 

The income per mile from each passenger averages .027 ; 
for each ton of merchandise .042. As compared with last 
year, this is an increase of .0009 on each passenger, and a 
decrease of .002 on each ton of freight. 

From this it will be seen that more than one-half the roads 
in the State failed to pay any dividend to their stockholders, 
and that the entire amount of capital invested in the roads 
has returned to the holders a dividend of less than five 
per cent. 



8 

In view of these facts, the question of establishing a tariff 
by act of the legislature, is one that may well demand careful 
consideration by our law-makers. 

This question has been productive of more discussion than, ■ 
perhaps, any other connected with railroad interests ; and 
the arguments on each side have been many and warm. The 
advocates of such action claim that the State has the right 
and ought to interfere to regulate the amount to be charged 
by each road ; that the corporation derives its existence from 
and is a creature of the State, organized primarily for the 
benefit of the community, and endowed with extraordinary 
rights and privileges ; that if it can pay a fair dividend to its 
members on a smaller tariff than the one now established, the 
general public have a right to the reduction. On the other 
hand it is urged that the present tariff is as low as is safe for 
the companies ; that the traveling public demand and require 
that the road shall be so operated as to secure the maximum 
of speed, dispatch of business, promptness, comfort, and 
safety, and that this cannot be done for less than it is at 
present ; and that until the holders of railroad stocks are 
shown to have received larger returns than are every day seen 
in other lines of business, it is unjust to compel them to cut 
down their prices. Who are correct is no easy matter to say. 
It may, indeed, be a question whether a road that can pay to 
its stockholders five per cent, semi-annually, and still retain a 
surplus in its treasury, can not afford to adopt a lower tariff 
both for passengers and freight ; while it would appear that a 
road which, under the present rates, can pay no dividend, 
would be bankrupted if compelled to reduce them, unless, as 
some claim, the reduction should stimulate and increase the 
business of the road to an extent sufficient to counterbalance 
the loss on each individual passenger and ton of freight. 
One of the principal roads in the State has, during the past 
year, made a voluntary reduction in its tariff, and, instead of 
the expected decrease, there was found to be an increase in 
the net income as compared with the same period last year- 
Whether any and, if so, how much of the increased business 
can be rightly credited to the change in fare is and must be 
a matter of individual opinion. 



9 

Among the traveling public, too, there are adverse inter- 
ests ; on the one side is that large and increasing class who 
ride on commutation and season tickets at a- very small cost 
per mile, and on the other those who travel occasionally and 
pay regular rates. Any reduction to the latter will be made 
up by an increased charge to the former ; and the man who 
uses the road constantly has to pay for the benefit of the one 
who uses it occasionally, — a direct contradiction of the ordi- 
nary business rule, that gives to iho wholesale purchaser the 
advantages of a reduced price. Take as an example the New 
York Central Railroad, which is restricted in its charges to 
two cents per mile for all distances and on all trains. The 
system of commutation is unknown, and (he man who passes 
over the road once a year has the same accommodations and 
at the same price as he who travels back and forth each day. 

In speaking of the restriction on the New York Central 
road, it should be borne in mind that it was a provision incor- 
porated into the charter at the time of the consolidation of the 
short lines which went to make up the road, and that the 
charter was accepted with that condition in it, so that it 
establishes no precedent for the matter now under considera- 
tion except as showing the effect of such restriction upon the 
holders of commutation tickets. The only State in which the 
attempt has been made to regulate fares and freights by a 
general law is Illinois, and whether the workings of the law 
have been attended with success and to the satisfaction of its 
friends, the Commissioners, at the time of writing, arc unable 
to state. 

In other States the matter has been freely discussed, hut no 
legislative action has been taken. 

During the twelve months covered by the reports there has 
been no accident to trains resulting in the death of any pas- 
senger, and but three where an employee was killed. 

The first was on the 28th of January, 1878, at Barretts, on 

the New London Northern road. The telegraph operator 

had quitted his post, and left in his place an inexperienced 

hand, who gave a wrong signal and brought together two 

2 



10 

trains. The operator was returning on (ho engine of one of 
the trains, and was killed by the collision. 

The second occurred about 2 P. M. on the 10th of May. 
1873, at a point near Tolles' station, on the Hartford, Provi- 
dence, and Pishkill railroad, and was caused by a broken rail. 
The engine and eleven cars of a freight train passed the 
break in safety, but the two rear cars were thrown from the 
track. In the rear or caboose car were Conductor George B. 
Bradley and Junction-Master Albert M. Butts, both of whom 
were so severely injured that they died soon after. There 
were also in the car nine trackmen, hut one of whom was 
seriously injured. An investigation showed that the road 
and track was not in perfect repair at thai point, and thai the 
train was running at an unusually high rate of speed at the 
time of the accident. 

The third occurred about five o'clock in the morning of 
June 15th, 1873, at a point near Dayville, on the line of the 
Norwich and AVorcestcr road. The steamboat passenger 
train was thrown from the track by a tie placed there by some 
person unknown, and the engineer, P. L. Cooper, and (ire- 
man, George A. Harvey, were scalded and very severely in- 
jured, so that the latter died on the 20th of the same month. 
There was but one accident in which passengers were in- 
jured. The 5.45 P. M. train on the New Haven and North- 
ampton load was wrecked at a point near Hamden, on the 
30th of January, A. D. 1873, by reason of a broken rail, 
which threw the rear passenger ear from the track. The car 
was overturned, and fifteen passengers more or less injured. 
Mr. and Mrs. Thomas Doody, of Southampton. Mass., were the 
only ones who suffered seriously, and most of the injuries 
were very slight. 

A more full account of this last accident and the investiga- 
tion following it will be found in the report of the Railroad 
Commissioners to the last General Assembly. 

The number of accidents of all kinds resulting in injury to 
persons was 110, of winch 59 were fatal, and 51 were not 
fatal. 

With two exceptions, this is tin' largest number reported 



11 

in any one year, and there have never before been so many 
fatal eases. Last year there were 85 in all; 54 fatal, and 31 
not fatal. 

Of the total number injured i!) were passengers, 37 
employees, and 58 others. 

Of the 19 passengers, L5 were injured as just stated, two 
received injuries while attempting to get on or off trains 
while in motion. 

Of the remaining two, which were both fatal, one was 
caused by jumping from a moving train while it was on a 
bridge. The man went through, and was killed. In the 
other case the man, who was a commuter, had left the train 
and started to walk up the other track, when lie was met by 
a freight train, and for some unaccountable reason failed to 
get out of its way, was run over and killed. 

Of the 37 employees injured, seven were hurt, (including 
the four killed as stated above,) by accidents to trains on 
which they were at the time ; nine were injured while 
coupling or switching cars ; seven while getting on or off 
moving trains ; and fourteen by falling or being thrown from 
the train, struck by bridges, etc. 

Of the 58 persons, other than employees and passengers, 
injured, thirty-three, or almost two-thirds of the entire num- 
ber, were walking, sitting, or lying upon the track, and seven 
more were struck while at crossings ; seven were injured 
while striving to get on board moving trains ; and six in ways 
other than above. Especial attention is called to the large 
number of persons injured while walking, sitting, or lying 
upon the track. The carelessness shown in this regard 
would amount to criminal negligence were it displayed in a 
matter involving -the life or property of another. Persons 
under the influence of intoxicating drinks start and walk 
along the track until they fall down in a drunken stupor, to 
be cut to pieces by the next train, unless some friendly hand 
appears to snatch them from certain death ; others afflicted 
with deafness will still venture upon the track, where they arc 
overtaken and struck down without even hearing the ap- 
proaching train or the signals of danger. ' Others are in full 



12 

possession of their faculties, but so absorbed in their own 
thoughts that they might as well be deaf and blind; still 
others see the approaching train, miscalculate its distance 
and speed or their own quickness, and so fail to get out of 
its way. 

It may not be possible for the law to do anything for those 
who so foolishly and recklessly jeopardize their lives, but it 
might prevent some of these accidents, were walking on the 
track made a criminal offence, and a sufficient penalty im- 
posed to give dignity to the law. In this connection, the 
Board of Commissioners also desire to call the attention of 
your honorable body to the subject of grade-crossings. With 
something over one thousand in the State, the wonder is that 
so few fatal accidents have occurred ; as it is the record shows 
that, in a single twelve months, within this little State, seven 
persons have received from this cause alone injuries, more or 
less severe, and in a majority of cases fatal. It is true that 
our present legislation, providing as it docs for gates and flag- 
men, does much to prevent accidents that would otherwise 
occur, and is a step in the right direction ; but with the in- 
creasing frequency in the running of trains, and the high rate 
of speed now attained, no man, who gives the matter serious 
attention, can refuse his assent to the proposition that no rail- 
road should cross a public highway at grade where it can be 
possibly avoided, and that if the desired result can be obtained 
in no other manner, then the lay-out of the highway should 
be changed. During the past year there have been several 
applications received for the establishment of new grade cross- 
ings, but they have been invariably denied, where there was 
any possibility of making a different arrangement. 

The Commissioners are fully aware that there are cross- 
ings where a change is impossible, and at such the gate. 
flagman, or electric signal, is all the safety that can be had ; 
but in many instances a comparatively slight expense in rais- 
ing or lowering the railroad track or the highway, or in 
changing the course of the latter for a short distance, will 
obviate the difficulty. So radical change could not, of course, 
be accomplished at once but would require time, and the 



13 

Commissionera would suggest the propriety of some action 
looking to that end and providing for a gradual change. Let 
some means be provided by which any party interested might 
bring the matter before a proper tribunal, which should decide 

the feasibility and necessity of a change, make all requisite 
orders in the matter and settle all questions of expense aris- 
ing thereon. Till 'something of this kind is done, these grade 
crossings will remain an open trap wherein many valuable 
lives will be lost. 

That we have not to report any long list of killed and 
wounded, resulting from collision of passenger trains is a mat- 
ter af congratulation, and we may safely say that this is due 
to the care exercised in the direction of the roads, and the 
efficiency of the officers and employees of the companies, and 
also to the new and improved methods of controlling the trains 
adopted by some of the companies. 

The Westenhaus Brake and the Vacuum Air Brake, by 
which the control of the train is given into the hands of the 
engineer, and he is enabled to bring it to a stand-still in an 
incredible short space, have been long enough in operation to 
prove their usefulness and economy, and in numberless in- 
stances have saved life and property that must have been 
sacrificed had the stopping of the train depended on the old 
fashioned hand brakes. From experiment and observation 
the commissioners have arrived at the opinion that of the two 
systems the Vacuum brake is the best and most reliable. 
Each arc so connected with the locomotive as to be under 
control of the engineer, the difference being in the source of 
power. In the Westenhaus this power comes from a con- 
denser, and the compressed air is carried from car to car in 
pipes and acts with an outward pressure ; in the Vacuum (as 
its name indicates) the air in the pipes is exhausted and the 
pressure of the outside air tightens the brakes. A small hole 
in the Westenhaus pipes is sufficient to seriously impair its 
efficiency, as the air pressing out tends to enlarge the orifiee 
and soon renders it useless ; while in the Vacuum, if a hole 
is made the outside pressure forces the sides of the vent to- 
gether and prevents its enlargement. It can also be furnished 
at less expense and is less liable to get out of repair. 



14 

The device for coupling cars known as the Miller Platform 
is coming into increasing use, By it the apron between the 
cars is done away with, the buffers are placed on the same 
level with and form a part of the platforms, and the latter are 
brought close together, thus removing all danger of falling 
between the cars. It also adds to the strength of the car, and 
it has been shown by trial that cars so' furnished will not 
"telescope" under circumstances where ordinarily con- 
structed cars would certainly do so. Connected with it is a 
device for coupling cars without going between them, an in- 
vention of great practical importance. The life of a brake- 
man is, at best, an undesirable and dangerous one. A glance 
at the figures given above will show that about twenty-five per 
cent, of the accidents to employees were injuries received 
while coupling cars. This danger is greater in freight than 
in passenger trains, and is so recognized that it has become a 
saying, that it is only a question of time when a brakcinan 
will get crushed. Thus far no invention has come into use 
for coupling freight cars other than by standing between 
them, but busy brains arc working at the problem, and we 
look for its speedy solution. 

In addition to the tables heretofore presented l>y the Com- 
missioners in their Report, the present board have prepared 
and submitted and would call attention to Table No. 10, show- 
ing in one column the amount of funded debt of each com- 
pany in 1872, and in another the amount of the same in IS?:!, 
with proper columns for increase and decrease when any has 
occurred during the year. In the same table will be found 
the amount of the floating debts arranged in a similar manner. 
A glance at this will show what each road has done finan- 
cially during the period for which the Report is made. 

A word might be said just here of the corporation known 
and spoken of in this report as the Boston, Hartford and 
Qrie. After various vicissitudes, this company has apparently 
reached a firm basis and escaped the worst of its entangle- 
ments ; but it might be more proper to say that the old com- 
pany succumbed, and a new one was formed from the debris. 

In the deed known as the Burdell mortgage was a provision 



15 

that in certain contingencies the holders of the bonds thereby 
secured might organize themselves into a new company, the 
holder of each bond for one thousand dollars becoming the 
owner of ten shares of one hundred dollars each of the capital 
stock of the new company. 

The contingencies having arisen, the road was taken pos- 
session of by the trustees for the bondholders, and a new 
company was organized under the name of the New York and 
New England Railroad, a charter for which was granted by 
the last General Assembly. This action was followed by liti- 
gation on the part of the stockholders in the original com- 
pany, and the courts have recently decided that the new 
-company is legal, and that the holders of the old stock have 
no claim against the road. Its prospects are now good, and 
it will undoubtedly be completed in a comparatively short 
space of time. 

Until last year the fencing of railroads was a vexed ques- 
tion productive of much trouble to all concerned. Previous 
to that time the law required all railroad companies incorpo- 
rated after the first Wednesday of May, 1850, to erect and 
maintain good and sufficient fences on both sides of the road ; 
and that every owner of land adjoining any railroad, who, 
prior to the twenty-second day of June, 1850, received com- 
pensation for fencing along the line of land taken for the 
purposes of such railroad, should build and maintain a lawful 
fence on said line. It was also provided that in the latter 
case the company might erect said fence and collect the 
expense from the owner of the land, and that the Railroad 
Commissioners might compel its erection. This statute left 
the question as to when a person should be regarded as having 
received compensation a very open one, and in an attempt to 
enforce its provisions in one instance the Commissioners met 
with an injunction from the Superior Court, as will appear in 
the statement of the detailed condition of the New Haven ct 
Northampton Railroad, as given in the report for 1872. 

The General Assembly, at its May session, 1873, passed an 
act making it the duty of the companies in every instance to 
erect a fence where required by the Commissioners, and pro- 



16 

viding in whal manner they might he compelled to do so, and 

fixing a penally for non-compliance with orders of the Com- 
missioners. The companies were authorized to collect the 
expense from the land owner, where, by reason of having 
received compensation therefor, it was his duty to erect and 
maintain a fence. This simplifies the matter very much. 
The wants of the public are met by the erection of a fence in 
the first instance by the company, and if any question arises 
between it and the land owner as to who should bear the 
expense, it is to be settled as any other claim between private 
parties, and in a manner not to affect the public welfare. 

Under this act the Commissioners issued a circular calling 
the attention of the railroad companies to said act and its 
requirements; and in accordance therewith several miles of 
fence were erected. Finding, however, that the law was not 
in all cases being carried out, the Commissioners, on the "28th 
day of March, A. D. 1874, issued their order requiring the 
companies to comply with the act and erect lawful fences on 
both sides of their track within ninety days alter the date and 
service of said order. It is believed that the companies will 
cheerfully comply therewith, and that before the close of the 
year all trains in the State will be run between lawful fences. 

During the year there has been no complaint made to the 
Commissioners of the violation of the act which prohibits the 
use of the track at a crossing more than five minutes con 
utively for the purposes of switching, except one from Willi- 
mantic as to the manner in which cars were left at that station 
by the New London Northern road. The matter is noticed 
and explained in the statement of the detailed condition of 
that corporation. 

For further and more specific information as to the several 
roads, their various operations, their changes and improve- 
ments during the year, and the questions that have arisen 
specially affecting any given road, the Commissioners would 
respectfully refer your honorable body to the detailed state- 
ments and to the full returns of the companies herewith sub- 
mitted. 



DETA I LEJ ) STATEMENTS. 



NEW YORK, NEW EAVEN <fe HARTFORD. 

This company represents the Hartford and New Haven 
Railroad Company, which was chartered in 18:38 and com- 
menced operations in 1838, and the New York and New 
Haven Company, which was chartered in IS 14 and 
commenced business in 1848 ; the two were consolidated 
under the present name in the year 1872. The total length 
of main line of road from its junction with the Harlem Rail- 
road at Williams Bridge, N. Y., to Springfield, Mass., is 123 
miles, all of which is a double track ; with branches to Mid- 
dletown, 10 miles ; Snffield, 4 miles ; New Britain, 3 miles ; 
and the freight depot at Hartford, 1 mile: making as the 
total length of main line and branches, 141 miles ; of which 
120 are in this State. It has also 44 miles of side track. 37 
of which are in this State : making, in all, 308 miles of single 
track. 

Its rolling stock consists of 88 locomotives, 171 passenger 
cars, 59 baggage cars, and 1.324 merchandise and gravel cars. 

For the past year the management of this company has been 
very successful. During that time no accident has occurred 
to any passenger train, and but slight ones to any freight or 
working trains. The main line from New Haven to Williams 
Bridge is all laid with steel rails weighing sixty-two pounds 
to the yard; from Hartford to Springfield there remain about 
twelve miles of iron rails, which, the Commissioners arc 
assured by the company, will be replaced with steel within 
3 



18 

the next three months : making a line of 123 miles of double 
track, all steel rails, seeond (it is believed) to that of no road 
in this eountry. 

But very few complaints have been made of want of accom- 
modations or lack of attention to patrons, and these, when 
brought to the notice of the General Superintendent, have 
'been promptly remedied. 

A new, commodious, and attraetive passenger depot has 
been erected at Greenwich, also a new station established at 
Woodmont, between Milford and West Haven, and a conve- 
nient depot placed there. 

This company appears to be pursuing a policy of encour- 
aging local business upon its line, which will prove of no little 
advantage to its income. There have been three applications ■ 
for highway crossings at grade over this road : one at West 
Stratford, one at Darien, and one at New Haven; all of which 
were refused in pursuance of the system advocated elsewhere 
in this report, it appearing feasible in each case to cross by 
bridge, either at the location asked for or in the immediate 
vicinity. 

The net income of this company, as reported, for the year 
ending September 30th, 1873, was $1,726,802.82. out of 
which there have been paid two dividends of five per cent. 
each, amounting to $l,. r >50,000, leaving a surplus of 
$176,802.82. From this showing the question may arise, can 
passengers and freight be transported over this road at lower 
rates than are now charged, and yet leave a fair return for 
the capital invested '( If so. the public, from whom the com- 
pany received its franchises, is entitled to the benefits that 
would follow a reduction of rates. 

SHORE LINE. 

This Company was chartered in 1848, commenced business 
in L852, and is now leased and operated by the New York, 
New Haven, and Hart lord Railroad, under a lease for ninety- 
nine years at the yearly rental of $100,000, being ten per cent, 
on the reported capital of $1,000,000. During the past year 
a very large amount has been expended on this road in im- 



10 

proving its road-bed, track, bridges, and depot buildings. 
Thirty miles of its road-bed, from Fair Haven to the Connec- 
ticut River, have been graveled to the depth of eighteen 
inches, and over 40,000 new ties have been put in the track. 

The long Howe truss bridge over the Quinnipiac River at 
Fair Haven has been rebuilt of entirely new material; also 
two other truss and two draw-bridges located at various points 
on the line between New Haven and Saybrook. There are 
also, between New Haven and New London, twenty-six pile 
bridges, which are almost entirely new. Three new depots 
have been erected, one at East Haven, one at Water ford, and 
one at Saybrook Junction, this latter being a union depot in 
connection with the Connecticut Valley Railroad. 

About one-sixth of the whole line has been relaid with steel 
rails of sixty-two pounds to the yard, and there are now dis- 
tributed about ten additional miles of rails, which will be laid 
probably within the next sixty days, showing a disposition on 
the part of the lessees to make this line equal to any other in 
the State. 

An application, dated June 14th, 1873, was made to the 
Board by the selectmen of the town of East Haven for per- 
mission to cross this road at grade with a new highway in the 
village of Fair Haven, upon which, after due notice, hearings 
were had and the location thoroughly examined. It appeared 
to the Commissioners an extremely dangerous place for a 
grade crossing, and that it was feasible to cross by bridge ; 
and the application was accordingly denied. An order, how- 
ever, was made allowing the crossing by bridge, under the 
statute in such case made and provided. 

NAUGATUCK. 

The charter of this Company was granted in 1845, and the 
road completed and put in operation in 1H4!>. Its original 
capital was $1,000,000, which has been increased to $2,000,000. 
Its length of road is 61 miles from its junction with the New 
York, New Haven, and Hartford road at Stratford to its 
terminus at Winsted, and its equipment consists of 12 locomo- 



20 

tives, 19 passenger and baggage and 279 merchandize and 
other cars. It is carefully managed, and its road-bed, track, 
and bridges kept in good condition. It has all steel rails 
from the junction to Waterbury, and there have been laid 
during the past year 510 tons of steel rails in the track be- 
yond Waterbury, and 19,000 new ties in the whole length. 
its income for the year ending September 80th, 1873, alter 
deducting all expenses, was $194,594.35, from which two 
dividends of five per cent, each, amounting to $187,965 were 
paid, leaving a surplus for the year of $0,029.85, and a total 
surplus of $23:'), 581, showing a prosperous condition of its 
finances, mainly attributable to the encouragement given to 
its local business. The depot accommodations at Winsted 
are not yet improved, but arrangements have been made be- 
tween this Company and the Connecticut Western, which, 
when fully carried out, will give the public in that locality 
ample accommodations. 

CONNECTICUT WESTERN. 

This is one of the youngest Companies doing business in 
Connecticut, having received its charter in 1808, with a capi- 
tal of $8,000,000, and commenced operations in 1871 with a 
paid-in capital of $1,650,000, and a total cost of $2,980,105. 
82, which lias since been increased to $4,643,636.15, as the 
present cost of road and equipment, making its financial 
standing as follows : 

Chartered capital, - - - $3,000,000.00 

Paid-in capital, - - - 1,8<!0,124.04 

Funded debt, - 2,074,000.00 

Floating debt, - - - 40,073.02 



Total, - $4,504,79S.20 

Cost per mile,- - - - 01,400.49 

Its equipment consists of 18 locomotives, 14 passenger and 
baggage cars, and 187 merchandize and other cars. 

Its income lor the year ending September 80th, 1873, 
above operating expenses, was $154,828.40 ; amount paid for 



21 

interest, $170,715.00, leaving a net deficit for the year of 
$21,886.60, showing a more encouraging prospect than last 
year, when the income over operating expenses was but 
$65,611.95, and the amount paid for interest $172,130, mak- 
ing a deficit for that year of $106,518. With a road-bed and 
track in superior condition, and with a disposition on the part 
of (lie managers to hold out all possible encouragement to 
additional business over its line of road, it is believed this 
company will soon be able to show a handsome income over 
all expenses and interest. 

Some complaints of the want of cattle guards along the 
line have been received, and the attention of the company 
called thereto ; they have promptly responded, and a large 
number of cattle guards have been built during the year. 

This company having laid no track through the village of 
Winsted, in the town of Winchester, now use the track of the 
Naugatuck Company for a short distance. It is hoped this 
necessity will cease to exist during the present year, as upon 
application to this Board, dated May 31, 1873, for their ap- 
proval of a lay-out ordered by vote of the Company, hearings 
were had at different times, the result of which was an amica- 
ble arrangement between the two companies, and an agree- 
ment and contract made and signed by their respective presi- 
dents, which agreement and contract was approved by this 
Board and made a part of its finding upon said application. 

This arrangement, when fully carried out and completed, 
will give to the patrons of both roads largely-increased accom- 
modations and facilities for both passengers and freight. 



NEW HAVEN AND NORTHAMPTON. 

This corporation received its charter as a railroad company 
in 1846, and commenced operations in 1848, with a capital of 
$1,010,000, which has since been increased to $2,000,000, as 
reported for 1873, with $2,400,000 paid in ; making, with a 
funded and floating debt of $2,112,758.33, the total cost of 
road and equipment, $4,572,758.33. 

The main line extends from New Haven to Williamsburg, 



22 

Mass., and is 83-,^ miles in length, of which Sl^W miles are 
in this State. Its branch roads are to Collinsville and New 
Hartford, 14 miles ; to TarifFville, 1 mile ; and from West- 
field to Holyoke, 10^ miles, making a total length of about 
109 miles, besides about 20 miles of side tracks. The condi- 
tion of the roadbed, track, and bridges has been greatly im- 
proved the past year, there having been laid 2,132 tons of 
steel rails, weighing sixty pounds to the yard, 500 tons re- 
rolled iron rails of the same weight, and over 50,000 ties ; the 
side tracks are nearly all provided with steel frogs and the 
Wharton safety-switch, which are an almost perfect preventa- 
tive of an accident from a misplaced switch. Including 600 
tons of steel rails laid since September 30th, 1873, this Com- 
pany has now about 30 miles of all steel track. At the time 
of our last report there were several wood bridges which 
needed renewing, of which two have been replaced by substan- 
tial stone arches, and the Commissioners are assured that the 
others will be attended to as soon as possible. A commend- 
able disposition is shown on the part of the managers of this 
Company to so improve its road and equipment as to insure 
safety and comfort to its passengers and quick dispatch to its 
business. On the 15th day of August, 1873, application was 
made by this Company to your Commissioners for their 
approval of the abandonment of a station known as Allen's 
Station, in the town of Avon, for reasons set forth in said 
petition, upon which hearings were had, after due notice of 
the time and place of said hearings. 

The result arrived at is set forth in the following quotations 
from the finding of the Board : " The Commissioners, believ- 
ing that at all stations there should be business enough to 
warrant the erection of comfortable and convenient depot 
buildings, and (hat there are such comfortable and convenient 
buildings at Avon Station, within a distance of about two and 
one-third miles, and at Unionville, within a distance of about 
two miles from the locality, which furnished the strongest 
reasons in opposition to said application; and that the very 
small amount of business to lie accommodated will not war- 
rant the erection of such comfortable ami convenient build- 



ings at .said Allen's Station, the Railroad Commissioners do 
find and approve of the intention of said New Haven and 
Northampton Railroad Company as set forth in said applica- 
tion, and that said New Haven and Northampton Company 
are hereby relieved from all obligations to slop any of their 
trains al said Allen's Station." 

Another application or petition, dated November 18, 1873, 
was also received, asking for the approval of the discontinu- 
ance of one or both of the stations known as Southington and 
Plantsville, in the town of Southington, to the end that there 
may he thereafter one station in place of the two before 
named, so located as to best promote the common good of all 
the parties in interest. Due notice having been given, hear- 
ings in the matter were had on the 6th, 16th, and 17<h days 
of January, A. D. 1874, a full and extended opportunity 
having hcen given to all parties in interest to be heard and to 
explain the surroundings, wants, and necessities of the busi- 
ness in the locality of the stations as then arranged. After a 
careful and extended consideration of the whole question, the 
Commissioners gave their approval of the discontinuance as 
asked for by said New Haven and Northampton Company 
under and by complying with the following conditions, which 
are here quoted from the records : " The New Haven and 
Northampton Company shall provide and erect a passenger 
station house near their new freight depot, as shown on map 
exhibited and submitted, and after and in compliance with 
the plans and profiles also submitted for said passenger station 
building, and provide suitable and convenient approaches 
thereto; also suitable, convenient, and easy approaches to 
their new freight depot ; all of which shall be done to the 
acceptance of the Railroad Commissioners ; said company to 
also continue the same facilities for receiving and shipping 
freight by the car load and unbroken, as at present enjoyed, 
to each and all of the parties who patronized their railroad by 
receiving and shipping freight thereby." 

The temporary suspension of the order of the Commission- 
ers concerning the crossing of this road and the Connecticut 
Western at Simshury, is still continued : but it is hoped the 
matter will be satisfactorily arranged at an early date. 



24 



CONNECTICUT VALLEY. 



This road received its charter in 18G8, and commenced 
running its trains in 1871, and has met with much success. 
Its income over operating expenses the last year has hecn 
$108,180.60, against $45,763.44 the year previous. This 
success is believed to he attributable to the endeavors of the 
managers and officers of the road to accommodate all its 
patrons. 

During the year the connection has been completed with 
the New York, New Haven and Hartford road, by which 
trains leave and arrive at the Asylum Street depot at Hart- 
ford, passing around the northeast corner of the city. 

BOSTON, HARTFORD & ERIE: OR, NEW YORK & NEW ENGLAND* 

This company is in much the same condition as reported 
last year, and is still in the hands of the trustees under the 
Burdell mortgage, although by decision of the courts it may 
at any time he passed into the hands of the New York and 
New England Company. The reply of the trustees as to its 
cost, &C., will lie found elsewhere referred to in this report. 

Its total length of single track, including sidings, is 169j 
miles, of which 45i are in (his State. It is in -.rood condition 
throughout. Its total income for the year ending September 
30th, 1873, was 1857,114.00; total operating expenses for 
same period, $728,568.13 ; income above operating expenses, 
$128,545.87. 

A petition from the selectmen of the town of Mansfield, 
dated duly 12th, 1873, and asking the Commissioners to 
examine the crossing of the highway leading from North 
Windham to Willimantic by the Boston, Hartford and Erie 
Railroad, with a view (if in their opinion the public interests 
require) to the estahlishmcnt of gates, flagmen, or electric 
signals, or any other act deemed needful for the protection of 
the public at said crossing, was duly received, and, after rea- 
sonable notice to the parties in interest, hearings were had on 
the same from time to time, the result of which will he best 



25 

understood from the following quotation from the records : 
" Considering the very small amount of business upon the 
road, and the number of trains run over the same each day, 
the Railroad Commissioners do not find the danger to Ihe 
public so great as to warrant the ordering of gates, flagmen, 
or electric signals at said crossing ; but they do find, and 
hereby order and make record, that all trains approaching 
said crossing shall be slowed down at a point not less than 
forty (40) rods distant therefrom to a speed not exceeding 
six miles an hour, and continue the same until the crossing is 
passed, with a continuous sounding of the whistle or ringing 
of the bell ;" which order, it is believed, has been fully com- 
plied with. This crossing should have been bridged, as it is 
a perfectly feasible locality for that purpose. 



HARTFORD, PROVIDENCE & PISHKILL. 

This road is operated by trustees for the bondholders, and 
has about 122 miles of main line and about 20 miles of 
sidings, of which 96 miles of main line and about 13$ miles 
of sidings are in this State. Its equipment consists of 30 
locomotives, 36 passenger, 16 baggage, and 384 merchandise 
and other cars. Its gross income for the year ending Septem- 
ber 30, 1873, was $1,064,940.50 ; from which deducting 
$889,808.33, cost of operating, we have $175,132.17 as its 
income above operating expenses. Of this, $154,561.59 was 
paid as interest, leaving a surplus of $20,570.58, which added 
to the surplus reported previously, makes the present surplus 
$221,089.24. 

It will be noticed that the cost of operating was about 84 
per cent, of the gross earnings. This large cost is partly due 
to the heavy wear upon its track in former years without cor- 
responding renewals, the income not being sufficient to pay 
for the new materials. There has, however, been a com- 
mendable degree of improvement during the past year, 2,295 
tons of new 60 lb. rails having been laid, and about 52,000 
new ties; but there is yet need of a large amount of new iron 
and ties to put the track in what may be called good coinii- 
4 



26 

tion. The bridges on the road are in good condition with a 
few exceptions, and a portion of these are already in process 
of renewal. 

NEW LONDON NORTHERN. 

This road has a whole length of 100 miles, 56 of which 
are in this State, and has an equipment of 21 locomotives, 
22 passenger and baggage, and 523 merchandize and other 
cars. It is leased to the Vermont Central Railroad Company, 
by whom it was controlled and operated until something over 
a year ago, when its own officers resumed control, so far as it 
pertains to its own immediate business, such as repairs of 
roads, the controlling of trains and time of their running. 
This course was rendered necessary by the numerous com- 
plaints noticed in last year's report. Since the management 
has been resumed a marked improvement has been made in 
the condition of the track ; and in place of confusion and 
frequent accidents to trains, which was the order last year, 
no train accident of any importance has occurred this year, 
and no complaints made of want of accommodations or of 
irregularity in the running of trains. Many of the rails are 
badly worn, and many new tics are now needed in the track, 
but there has been laid within the last year 1,200 tons of new 
iron, 1,800 tons of welded rails, and about 50,000 new ties, 
showing that the present managers are in earnest in their 
efforts to make the road perfectly reliable and safe. 

Some complaints have been made by the patrons of this 
and the Hartford, Providence, and Fishkill Railroad of the 
want of freight accommodations at Willimantic, and the at- 
tention of the proper officers having been called thereto, the 
commissioners are assured that it is their intention to enlarge 
their depot grounds at that point as soon as the necessary land 
can be obtained. 

NEW HAVEN, MIDDLETOWN, AND WILLIMANTIC. 

This Company has finished and put in operation, since the 
last report of this Board, 28 miles of road between Middle- 
town and Willimantic, their first permission for the running 



27 

of passenger trains as far as East Hampton at a limited rate 
of speed having been given May 19th, 1873, and from Mid- 
dletown to Willimantic August 11th, 1873, at a rate of speed 
not exceeding eighteen miles an hour, which limit has since 
been removed, as the condition of the road has been greatly 
improved since that date. 

The iron bridges on this road have been tested in accord- 
ance with the suggestions of James W. Laurie, Esq., civil 
engineer, whose able report upon these structures was given 
in the Commissioner's report to the last General Assembly. 
This Company now operate 50 miles of road, but with the 
limited amount of business yet developed its net income is 
very small, in fact so small that the officers in making their 
report are unable to find it. It is now in the hands of trus- 
tees under the mortgage, who, with their superintendent, 
Wm. A. Waterbury, Esq., manifest a disposition to put the 
road in good condition, and thereby attract business to its 
line. Upon the petition of W. E. Barton and others of the 
village of East Hampton, (upon the line of this road,) to the 
Hon. James Phelps, a Judge of the Superior Court, for such 
action as is by law prescribed for the location of stations or 
depots upon the line of unfinished railroads, said Judge did 
appoint John W. Bacon, Esq., engineer, to act with the rail- 
road commissioners upon the matter, as set forth in said peti- 
tion and order of said judge. A hearing was appointed, and 
due notice given to the parties in interest, which hearing was 
adjourned from time to time until the 18th day of February, 
1874, when an agreement was made between the petitioners 
and the then acting trustees upon a location for a depot at 
said East Hampton, with a request for the approval of said 
engineer and said railroad commissioners, which request has 
been granted and record made accordingly. 

NORWICH AND WORCESTER. 

This road was chartered in 1832, and commenced running 
in 1840. It bas a present capital stock of $2,825,000, with a 
paid-in capital of $2,404,400, and an entire length of road in 
this State of 49 miles, including the Allen's Point branch. 



28 

Its affairs are well and carefully managed, and its road-bed 
and track kept in good condition. 

On the 13th day of November, 1872, when making their 
second semi-annual examination of this road, the railroad 
commissioners felt it their duty to condemn the use for public 
travel of the bridge over the Shetuckcf River, at Norwich, 
upon the Allyn's Point branch, supposing a contingency 
might arise whereby this Company would desire to make such 
use of it. That contingency did arise, and on the 13th day of 
November, 1873, the Commissioners were called upon to ex- 
amine and test this same bridge with a view to allow its use 
for public travel. It was found to have been greatly strength- 
ened, and bore the severe tests which were applied without 
showing any signs of weakness, and in a manner which con- 
vinced the Commissioners that it might safely be used for the 
passing of passenger trains, and thereupon the order prohib- 
iting its use was revoked so far as to allow the running of pas- 
senger trains over said bridge at a rate of speed not exceeding 
six miles per hour, and with a proviso that, if the Company 
propose to continue its use, it shall be rebuilt within the com- 
ing year. 

But one accident of account has occurred to trains on this 
road. On the 15th of June, 1873, the steamboat passenger 
train was thrown from the track near Dayville, and the 
engineer and fireman injured so severely as to cause the death 
of the latter. No passenger was injured- The accident was 
caused by a tie placed on the track by some person unknown. 
Except this, its business has been conducted with safety and 
regularity, and, it is believed, to the full satisfaction of the 
public. Its returns show an increase of income over the pre- 
vious year of $41,292.82. 

The following is the report of the Commissioner on this 
road for the State of Connecticut : 

Commissioner's Thirty-Eighth Annual Report to September 
ZOth, 1873 : 

The \mdersigned, having been called upon to examine the 
accounts of the Norwich and Worcester Railroad Company, 



29 

relative to the expenditures of the road, and to decide what 
portion of said expenditures are to he charged to the different 
sections of the road, report : 

That on (lie 5th day of November, 1873, 1 examined the 
accounts of said Company up to the 80th of September, 1873, 
and found that there bad been expended for the road in Con- 
necticut, to the 30th of September, 1873, the sum of 
$1,840,597.60. Tliat there had been expended in Massachu- 
setts, to the 30th of September, 1873, the sum of $778,090.61, 
making the whole cost of the road to September 30tb, 1873, 
$2,613,691.21. 

I further report that the accounts of the expenditures of the 
road in each State have been kept separate and distinct, as 
required by the charter, that the receipts of the company for 
twelve months ending Sept. 30th, 1873, were $813,817.62 
Expenditures for repairs of road, cars, bridges, 
locomotives, station-houses, new locomotives, 
new cars, fuel, passenger and freight expenses, 
etc., . . ,. .' . . . 572,816.52 



241,001.10 
From which deduct interest, .... 45,467.47 



Leaving net, after paying expenses and interest, 195,533.63 
Of which I have set to Massachu- 
setts one-third, . . . 65,177.88 
To Connecticut two-thirds, . . 130,355.75 



$195,533.63 



All of which is respectfully submitted. 



rm n t)tpti?v i Commissioner for the 
GEO. C. K1FLEY, State of Connecticut. 



DANBURT AND NORWALK. 

This company was chartered in 1849, with a capital of 
,000, and commenced operations in 1852. lis capital 
has been increased to $600,000, and $332,100 has been paid 
in. The total amount of the funded and floating debts is 



30 

$510,500, and the total cost of road and equipment, as re- 
ported September 30th, 1873, $1,131,814.32. 

Its main line, from Danbury to Norwalk, is about 24 miles 
in length, with a branch to Ridgefield of 4 miles, and one from 
Bethel to Hawleyville of 6 miles, making the total length of 
road operated about 34 miles, with 4 miles of sidings, all of 
which is in good condition, and equipped with 7 locomotives, 
11 passenger and baggage cars, and 74 merchandize and other 
cars. Its total income for the year was $174,564.18; deduct 
operating expenses, $111,212.11, and amount paid for interest, 
$63,352.07, and we have as net income for the year, $27,119.38. 



HOUSATONIC. 

This is one of the oldest companies in the state, having 
received its charter in 1836, witli a capital of $1,000,000, 
which has since been increased to $2,000,000, and having 
commenced operations in 1842. 

Its total cost to September 30th, 1873, was $2,355,558.52. 
Its leno'th from Bridgeport to state line is 74 miles, with 
branches to West Stockbridge and Pittsfield of 48 miles, mak- 
ing in all 122 miles of road operated by this company, in ad- 
dition to 5 T 3 A miles of the New York, Housatonic and North- 
ern Railroad, from Brookfield Junction to Danbury, which 
this company operates under a lease. Its present equipment 
consists of 17 locomotives, 16 passenger, and 379 mercban- 
dize and other cars. Its gross earnings for the year have been 
$454,963.30, a decrease from last year of $73,212.02. Its 
income over operating expenses has been $144,284.14, and its 
net income $92,843.12, an increase over the previous yea* of 



$7,992.77. 

Two dividends of four per cent, each have been paid on the 
preferred stock, amounting to $94,400. No accident of. a se- 
rious nature has occurred to cither passenger or freight trains 
Within the year, and the road-bed and track is steadily im- 
proving, there liaving been laid 925 tons of new rails, with 
the fish-plate joint, and about 30,000 new ties during the year, 
and it is understood tbat a contract has been made for 1,000 



31 

tons of rails, to be delivered early this season, which, when 
put down, will almost entirely re-place the old iron now in 
the track. Some complaint has been made of* the want of 
sufficient passenger depots and other accommodations at sta- 
tions, and the attention of the company being called thereto, 
assurances are given that better depot buildings shall be erected 
as soon as practicable. 



NEW YORK, PROVIDENCE, AND BOSTON. 

This company has but 17 miles of road in this state, extend- 
ing from the ferry landing at Groton, opposite New London, 
to the Rhode Island state line at Westerly. Its business, 
however, is important, as it forms a part of one of the through 
express lines between New York and Boston. There is also 
carried on over this road a large amount of passenger and 
freight traffic in connection with the line of steamboats from 
Stonington to New York. This road is under good and 
careful management, and the commissioners find little cause 
for ordering repairs. About seven miles of second track has 
been graded, rails laid, and put in operation ; also 345 feet of 
new truss bridges have been built on this line within the state. 
It is equipped with 22 locomotives, 25 passenger, and 130 
baggage, merchandize, and other cars. Four dividends of 
two and one-half per cent, each have been paid during the 
year, leaving a surplus of $110,494.95. 



SHEPAUG. 

This road was organized as the Shepaug Valley, but passed 
into the hands of the bond holders, who formed the present 
company, under the name of the Shepaug Railroad Company. 
The business on this line as yet developed is very small, but 
the determination displayed on the part of its officers to keep 
their road in good working condition deserves the success 
which it is hoped it may soon attain. The income of the road 
for the year above operating expenses was -1418.17. 



32 



NEW CANAAN. 

This road, having a length of about eight miles, from New 
Canaan to Stamford, is operated for the accommodation of 
business in its immediate locality, and is in good condition. 
Its income above operating expenses was $5,478.45. 

NEW HAVEN AND DERBY. 

This road has a length of 13 miles, between New Haven 
and Derby. Its road-bed and track is in fair condition, and 
the result of its business for the year shows a largely increased 
income, being $83,820.45 for 1873, against $66,414.64 for 
1872, leaving a total net income of $990.04 as against much 
less than nothing last year. 

WATERTOWN AND WATERBURY. 

The Naugatuck Railroad Company continues to operate this 
road under lease, and its operations for the year are included 
in the report of that company. Its road-bed, track, &c, are 
in good condition. 

ROCKVILLE. 

This road is under lease to the Hartford, Providence and 
Fishkill Company, and its doings are included in their report. 

SOUTH MANCHESTER. 

This road is also operated by the Hartford, Providence and 
Fishkill Company, in whose report its operations arc included. 

NEW YORK, HOUSATONIC AND NORTHERN. 

Only about five miles of this road in Connecticut are fin- 
ished, and these are operated under lease by the Housatonic 
Railroad Company, who include in their report the doings of 
so much of this line for the year. Work is still progressing 
on the lower or New York end of this road, and about 17 
miles are nearly completed. 



33 



RIDGEFIKLD AND NEW YORK. 



This company has no finished track, and no progress is 
reported. 



With the foregoing are snhmittcd the following tahles of 
statistics as compiled from the returns received from the sev- 
eral railroad companies, together with the returns in full. 
All of which is respectfully submitted. 

ANDREW NORTHROP, ) General 
CHARLES W. SCOTT, J Railroad 
GEORGE W. ARNOLD, ) Commissioners. 
Hartford, April, 1874. 



STATISTICAL TABLES. 



37 






MB 
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47 



TABLE XI. 



Number of Passengers carried over the Railroads each year for a 
period of twenty-one years, ivith a list of accidents. 



Year. 


No. of Passengers. 


No. of Accidents. 


Fatal. 


, Not Fata!. 


1853 


2,202,490 


35 


20 


15 


1854 


2,938,698 


29 


21 


8 


1855 


2,801,419 


25 


13 


12 


1856 


2,697,501 


33 


18 


15 


1857 


3,036,838 


19 


17 


2 


1858 


2,573,516 


34 


20 


14 


1859 


2,623,991 


46 


25 


21 


1860 


2,967,440 


34 


14 


20 


1861 


2,824,55(5 


34 


20 


8 


1862 


2,968,071 


39 


31 


8 


1863 


3,789,583 


45 


38 


7 


1864 


4,812,513 


119 


52 


67 


1865 


5,211,231 


135 


43 


92 


1866 


5,600,065 


44 


27 


17 


1867 


6,841,451 


54 


35 


19 


1868 


8,057,922 


78 


37 


41 


1869 


6,797,462 


60 


32 


28 


1870 


8,032,638 


75 


46 


29 


1871 


9,508,819 


89 


42 


47 


1872 


10.134,633 


85 


54 


31 


1873 


10,542,821 


110 


59 


52 


Total, 


107,023,658 


1222 


670 


552 



48 



TABLE XII. 

Names of Railroad Commissioners, Commencement of Term and 

Residejice. 



Zacharus W. Bissell, 
Moses B. Harvey, 
John Stewart, 
John Gould, - 
Henry Hammond,- 
Patten Fitch, - 
John Gould, 
George Wadhams, 
Henry Hammond,- 
Josepli W. Dudley, 
John J. Jacques, - 
Abel Scranton, 
Samuel Fitch, 
Abel Scranton, 
Wro. A. Cummings, 
Samuel Fitch,- 
Albert Austin, 
James Pike, - 
Charles II. Denison, 
Simeon Gallup, 
John J. Hutchinson, 
James Pike, - 
Simeon Gallup, 
Andrew Northrop, 
Charles "W. Scott, 
George W. Arnold, 



Sharon, 


1853, 




Stafford, 


1853, 




Chatham, 


1853, 


resigned. 


Fairfield, 


1854, 


to fill vacancy. 


Killingly, 


1856, 


to fill vacancy. 


Fairfield, 


1857, 




Fairfield, 


1858, 




Torringlon, 


1859, 




Killingly, 


1860, 




Madison, 


1861, 


deceased. 


Waterbury, 


1862, 




Madison, 


1862, 


to fill vacancy. 


Stafford, 


1863, 




Madison, 


1864, 




Darien, 


1865, 




Stafford, 


1866, 




Suffield, 


1867, 




Sterling. 


1868, 




Stonington, 


1869, 


resigned. 


Groton, 


1870, 


to fill vacancy. 


Essex, 


1870, 




Sterling, 


1871, 


resigned. 


Groton, 


1872, 


to fill vacancy. 


Brookfield, 


1872, 




Sprague, 


1873, 


to fill vacancy. 


Iladdam, 


1873, 





EAILEOAD EETUENS. 



NEW YORK, NEW HAVEN, AND HARTFORD 
RAILROAD. 



Return of the New York, New Haven, and Hartford Railroad Com- 
pany, for the year ending Sept. 30th, 1873, tinder the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - $15,500,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, 15,500,000.00 

3. Capital Stock actually paid in, - - - 15,500,000.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equivalent, none. 

6. Total number of Shares of Stock issued, - 155,000.00 

7. Par value per Share of Capital Stock, - 100.00 

8. Total par value of Stock issued, - - - 15,500,000.00 

9. Total market value on the 30th of September, 

of the Stock issued, - 18,600,000X0 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 109,540.00 

11. Proportion of Stock issued for Connecticut, 13,199,570.00 

12. Amount of Stock held in Connecticut, - - 5,282,500.00 

13. Number of Stockholders residing in Connecticut, 137 



DEBTS. 



1. Total amount of funded debt, $2,000.00 past due, 
First mortgage bonds due (when ?) balance due 
1875. 



$1,061,500.00 



52 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 

Rate of interest, .(what?) per cent., - - .06 
Second mortgage bonds due (when ?) 

Rate of interest (what?) per cent, - - none. 
All others describe in same manner. 

2. Amount of floating debt, .... 951,483.16 

3. Total amount of funded and floating debt, - 2,012,983.16 

4. Proportion of same per mile of road, - - 14,226.03 

5. Proportion of same for Connecticut, - - 1,714,236.61 



COST. 

1. Total cost of entire road to date, including real 

estate, $13,127,171.92 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - - 92,771.53 

3. Proportion of same for Connecticut, - - 11,178,969.36 

4. Total cost of entire equipment, ... 2,075,711.42 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 10,839.22 

6. Proportion of same for Connecticut, - 1,306,126.01 



CHARACTERISTICS. 

1. Total length of main line of road, -. - - 123 m. 

2. Length of the same in Connecticut, - - 102 m. 

3. Length of the same in other States, (giving the 

names of States and length in each.) 

Massachusetts, ..... 5.87 m. 
New York, - - - 15.13 m. 

J New Britain br'ch, 3 m. 
Middletown " 10 m. 
Suffield, « 4J-m. 

Hartf'd freight " 1 m. 

5. Total length of branches, .... 18.50 m. 

6. Length of same in Connecticut, - - 18.50 m. 



NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 53 

7. Aggregate length of sidings, - - - . 44.29 m. 

8. Length of same in Connecticut, - -37 m. 

9. Total length of track for the entire road, (single 

track miles), 308.79 m. 

10. Length of same in Connecticut, - 259.50 m. 

11. Total Length of double track, - - -123 m. 

12. Length of same in Connecticut, - - - 102 m. 

13. Miles of track laid with steel rails and steel top, 236.97 m. 

14. Aggregate length of wooden bridges, - - 5,617 ft. 
1ft. Aggregate length of iron bridges, - - 3,564 ft. 

16. Aggregate length of stone arch bridges, - - 2,586 ft. 

17. Number of public highways crossed' at grade in 

Connecticut, ----- 171 

18. Number of railroads crossed at grade in Con- 

necticut, ------ 3 

19. Name of each — Shore Line Railway, Hartford, 

Providence & Fishkih 1 Railroad, Housatonic 
Railroad. 

20. *Total number of stations on the entire road, - 56 

21. Number of same iu Connecticut, - 43 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COUPANY UNDER LEASE. 

22. .Name, termini, and length of each — 

Shore Line Railway, - 

New Haven and New London, - 

23. Total Length of all, 

24. Total Length of all in Connecticut, 

25. Total number of stations on all roads operated 

by this company, - - - . - 

26. Total number of same in Connecticut, 



MOTIVE POWER AND CARS. 

No. Weight in lbs. 
1. Number of engines, average weight with tender 

full, --...-.- 88 103,040 

*Does not include stations on roads that are leased. 



50 


miles 


50 


u 


18 


a 


18 


u 



171 


32,119 


074 


16,000 


59 


28,700 


250 





54 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 

2. Number of passenger cars, average weight, 

3. Number of merchandise cars, average weight, 

4. Number of baggage cars, average weight, 

5. Number of gravel and other car*, 
G. Number of men employed exclusive of those 

engaged in construction, .... 2,200 

7. Average rate of speed of express passenger 

trains when in motion, - 35 miles. 

8. Average rate of same, including stops, - - 30 " 

9. Average rate of speed of accommodation trains, 28 " 
10. Highest rate of speed allowed freight trains in 

motion, ------- 15" 

FARES AND FREIGHT. 

1 . Highest rate of passenger fare per mile for dis- 

tances less than three miles, - - - 5 cents. 

2. Highest rate of same for distances more than 

three miles, ----- 41 " 

3. Highest rate per mile for through passengers, - 2.76 " 

4. General average rates, ... - 2.32 " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 1.40, 1.00, .80, .60 (1 mile). 

6. Lowest contract rate of same per ton per mile, .012 

7. Average rate of freight per ton per mile, .038 

DOINGS DURING TIIE YEAR. 

1. Miles run by passenger trains, ... 1,143,978 

2. Miles run by freight trains, - - - 481,100 

3. Miles run by other trains, - - - - 223.1-23 

4. Total miles run, 1,848,201 

5. Number of passengers carried, ... 3,892,674 

6. Number of passengers carried one mile, - 122,604,308 

7. Number of passengers carried one mile to and 

from other roads, - - - - - 46,079,088 

8. Tons of merchandise carried, - - - 895,985 

9. Tons of merchandise carried one mile, - - 38,892,498 
10. Tons of merchandise carried to and from other 

roads, 502,781 



NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 55 

* EXPENDITURES CHARGED TO COST OF ROAD AND EQUIPMENT 
DURING THE YEAR. 



1. Extension or alteration of road (steel over 

per ton), $139,648.58 

2. Land or land damages, .... 83,893.85 

3. New buildings, 254,628.74 

4. New rolling stock, including patent brakes and 

platforms, 227,239.42 

5. Any other expenditure, .... 29,616.78 



Total, $735,027.37 

Real estate sold, .... 234,590.00 



Total, - - - - - $500,437.37 



EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $262,011.19 

2. New iron rails (No. of tons and cost), 

3. New steel rails, (No. of tons and cost), f3,472£ 

tons, - - ' 277,800.00 

4. Repairs of bridges, 70,997.29 

5. Repairs of buildings and fixtures, - 89,659.79 

6. Repairs of fences, ----- 2,665.63 

7. Removing ice and snow, - none. 



8. Total for maintenance of way; - $703,133.90 

9. Cost per mile of road kept in repair, - 4,969.14 
10. Proportion for Connecticut, - - 598,781.37 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 

tCharged to repairs at price of new iron. 



56 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 

Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ----- $186,055.91 

2. Repairs of machinery, - 15,540.50 

3. Repairs of passenger, baggage, and mail cars, - 169,973.80 

4. Repairs of freight cars, • - - - 102,194.35 

5. Cost of fuel, — wood, coal, \ 

Wood, - $ 14,692.02 [• Total, - - - 273,518.40 
Coal, - 258,826.38 ) 

6. Oil used by engines and cars, - 23,246.44 

7. Waste and other material used for cleaning, - 10,739.17 



8. Total for maintenance of motive power 

and cars, $781,268.57 

9. Cost per mile of road operated, - - 5,521.33 
10. Proportion for Connecticut, - - 665,320.26 

MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, - - - - $504,744.61 

2. Salaries, wages, and incidentals chargeable to 

freight department, 422,357.03 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ------ 96,424.71 

4. Gratuities, - - - - - - 1,700.69 

5. Damages for injuries to persons, ... 8,353.71 

6. Damages for cattle killed, - - - - 770.00 

7. Damages for loss of goods and baggage, - 4,367.92 

8. Damages to property, including damages by fire, 2,420.67 

9. Taxes, 213,247.85 

10. Insurance, 5,282.08 

11. Telegraph expenses, ----- 1,980.00 

12. Amount paid other companies as rent for use of 

road, specifying each company, - - - 100,000 

Shore Line Railway deducted from the 
receipts of the Shore Line Division. 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 280)741.09 

Harlem Railroad deducted from trans- 
portation receipts. 



NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 57 

14. General salaries and office expenses, law ex- 
penses, and all other expenses (except inter- 
est), not included in any of the above items, 108,212.44 



15. Total miscellaneous - . . SI ,309,861.71 

1G. Amount per mile of road operated, 9,681.00 

17. Proportion lor Connecticut, - - 1,166,560.50 

1. *Total expenditure for operating the 

^ 10ad » ------ $2,854,264.18 

2. Total cost per mile of road operated, 20,171.48 

3. Proportionate total for Connecticut, 2,430,663.34 



INCOME. 

1. From passengers: 

On main road and branches owned by Com- 

P an 7> $1,744,106.67 

To and from other roads, - - - 1,155,056.48 
. 2. From freight : 

On main road and branches owned by Com- 

P an y>. 673,365.99 

To and from other roads, - 795 212.49 

3. U. S. Mails, 50^828.23 

4. Rents, interest, 151,352.49 

5. Expresses, 131,313.20 

6. Total income, $4,701,235.55 

7. Income per mile of road operated, - - 33,224.28 

8. Proportionate income for Connecticut, - - 4,003,525.74 

9. Income above operating expenses, - - $1,846,971.37 

10. Amount paid for interest,— Interest, $83,168.55, 

H. and N. H. bonds, $37,000.00, - - 120,168.55 

11. Total net income, $1,726,802.82 

12. Number and per cent, dividends, - - 2 of 5 per cent. each. 



*Total amount of the three previous articles. 



58 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 



13. Amount paid in dividends, ... - 

14. Paid to sinking fund, - 

15. Surplus for the year, - 

16. Surplus last yt-ar, - - - 

17. Total surplus, - ... 

Contingent account, - 

18. Surplus invested as follows (including conting't 

account,) ------- 

Cash and loans, - 
Balance of accounts due the Company, 
Materials, fuel, and stores, - - - 
Other items, ----- 



1,550,000.00 
none. 

176,802.82 
1,377,592.31 
1,554,395.13 

138,186.06 



758,630.31 

276,280.75 

657,670.13 

none. 

SI, 692,58 1.1 9 



LIST OF ACCIDENTS RESULTING IN INJURIES TO PERSONS IN 
CONNECTICUT FOR YEAR ENDING SEPTEMBER, 1873. 

October 1. George Merritt, a freight train brakeman in company's 
employ, fell from a car at Fairfield station, was run over and 
killed. 

October 3. Patrick Griffin of Wallingford was run over and 
killed by the 8.15 p. m. train from New Haven, when near Walling- 
ford station. Mr. Griffin was intoxicated at the time of the 
accident. 

October 4. Geoige Fielding of Windsor was run over and killed 
by night mail train going north, when one-half mile south of Windsor 
station. He was a very intemperate person, and is supposed to have 
been intoxicated when killed. 

October 9. Robert McVety, while badly intoxicated, attempted to 
get on a freight train in motion near Grand street crossing, New 
Haven, fell to the track and lost both legs. Died from his injuries, 
October 11. 

October 12. An unknown man, supposed from papers found in 
his possession to have been named Grister, was run over and killed 
by the 8 p. m. mail train from New York, at a point about 100 feet 
east of state line at Port Chester. 



NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 59 

October li). A deaf mute named Fallow, while walking on the 
track at Five Mile River station was struck and fatally injured by 
the 5 p. m. train going cast. 

November 8. Benjamin French, a freight train brakeman, in this 
company'- employ, while assisting in roping cars to a turnout at 
Westport station, was considerably injured in one of his lower limbs. 
He has since recovered. 

December 13. Frank Kinney, a freight train brakeman in this 
company's employ, fell from the cars of his train at Hartford and 
was killed. 

January 14. Michael Taylor, while lying on the track, and badly 
intoxicated, was struck and killed by the evening express train going 
north, when near Wallingford station. 

January 23. Michael Brady, an escaped convict, was struck and 
badly injured by the down express train, one mile north of Merideu 
station. He has since died. 

January 29. John Adams, a pack peddler, while walking on the 
track near Thompsonville was struck and injured by the 5.37 p. m. 
train north. 

February 7. "William Dearlister, a bricklayer, while walking on 
the track about one mile south of Meriden, was struck and killed by 
the 6.20 p. m. train from New Haven. 

February 14. Solomon Smith, an old and very deaf man, was 
struck and killed by the noon express train going north, near Meriden 
station. 

February 17. Henry A. Porter, a brakeman in the company's 
employ, was considerably injured by falling to the track and being 
dragged by a brake beam. He has since recovered. 

March 6. S. Wardwell, an old resident of the town of Stratford, 
and a commuter on the road, while walking on the track was struck 
by the night freight train, near Milford station, and instantly 
killed. 

March 21. W. W. Booth, conducter of a switching engine at 
Hartford, had one of his feet caught and crushed by the wheels of the 
locomotive tender. 

March 30. Charles Barras, a passenger by the 7 p. m. train from 
New York, who lived at Cos Cob, and neglected to leave the train 



60 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 

when it had stopped west of Cos Cob bridge, jumped off as the train 
was crossing the bridge, fell through, and was killed. 

April 10. William Duhorn, an insane person, was struck and 
killed by tlie 10.45 a. m. train south fiom Springfield, when one mile 
south of Windsor station. 

April 14. C. Dockstailer. a passenger on the 2.40 a. ra. mail 
train from New Haven, and who was badly intoxicated at the time, 
jumped from the platform of a car when about one mile east of 
Stamford, and had one of his feet crushed. 

April 16. An unknown young man, about twenty-two years of 
age, was found under East street bridge, New Haven, with his head 
badly mashed. He is supposed to have been stealing a ride on the 
top of the cars of the night mail train from Springfield, and was 
struck by the bridge and killed. 

May 7. Clinton D. Rood, a brakeman in the company's employ, 
in attempting to get on a freight train in motion at Berlin station, 
missed his hold, fell to the track and lost one of his lower limbs. 

May 17. Hayden M. Eggleston, an employee of the Hartford, 
Providence and Fishkill Railroad, was run over and killed by the 
engine of a freight train of this company, in the freight yard at 
Hartford. 

June 24. Charles Hebbart, a brakeman in this company's employ, 
was caught between two freight cars and had one of his legs broken, 
at New Haven. He is now recovered so far as to be able to walk 
out. 

July 5. Charles Bland, who was intoxicated, attempted to cro.-s 
the track at Stamford in front of engine, but was struck and slightly 
injured. 

July 10. Amzey Warren, a brakeman in this company's employ, 
was knocked from the top of a freight car and killed by coming in 
contact with a bridge over the track between Westport and Norwalk. 

July 10. John Kavanaugh, a boy five years of age, the child of 
an employee, was caught between the bunters of a car and a fender 
post in the car house at Stamford and was killed. 

July 14. James Gafney, an employee of this company, while 
walking on the track one mile west of Stratford station, was struck 
by the 8 p.m. mail train from New York, and was killed. 



NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. Gl 

July 14. Peter Keegan, a freight train brakeinan, was caught 
between the banters of two freight cars at Meriden station and was 
slightly injured. 

July 18. Doctor Albert Morrison of Windsor, while attempting 
to drive his cattle 'from the track near his own house, was struck by a 
locomotive and killed. 

July 19. Michael Murphy of Green's Farms, while intoxicated 
and walking on the track about one mile east of Bridgeport, was 
struck and killed by the 4.30 p.m. train from New York. 

July 22, Charles Tippman ot Greenwich, while sitting on the 
platform of Greenwich station, was struck by the steps of a baggage 
car and was killed. He, in company with two others, was trying to 
ascertain how near they could be to a passing train without being 
injured by it. The experiment showed that Tippman was too close 
for safety. 

August 3. Terrance Smith, while" intoxicated and walking on the 
track, was struck by the 11.10 p.m. train going east over the Dyke in 
New Haven and was killed. 

August 9. Daniel Harris attempted to get on a day freight at 
South Norwalk, fell under the train, which passed over one leg and 
foot. 

August 23. A man named Terance Smith was found dead on 
track on Long Wharf, New Haven, supposed to have been run over 
by some train. 

September 2. P. Walker, a man about sixty years of age, was 
struck and killed by the fast express train going north, when near 
Windsor station. He had just stepped out of the way of a train 
going in the opposite direction, and not noticed the alarm given by 
the engineer of the train that struck him. 

September 5. Andrew Ennis was struck while walking on the 
track near Wallingford by the evening express train going south and 
was badly injured. 

September 8. John Kearns, a brakeman in this company's em- 
ploy, had his fingers badly crushed while coupling cars at Stamford. 

September 23. Philip Punzett, a man about seventy years of age, 
while driving over the track at Deshorn's crossing, one half mile east 



62 NEW YORK, NEW HAVEN AND HARTFORD RAILROAD. 

of Westport station, was struck by an extra freight train and was 
considerably bruised but not dangerously injured. 

Attest, WM. D. BISHOP, President. 
Attest, J. T. SHELTON, Treasurer. 

State of New York, -\ 

County of New Yokk, j 

November 20tii, 1873. 
Then personally appeared, Win. D. Bishop, President, and J. T. 
Shelton, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

• E. C. ROBINSON, 

Notary Public. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, W. D. BISHOP, Bridgeport, Conn. 
Vice-President, W. P. BURRALL, Hartford, Conn. 
Secretary, E. I. SANFORD, New Haven, Conn. 
Treasurer, J. T. SHELTON, New York. 
General Superintendent, E. M. REED, New Haven, Conn. 
Chief Clerk, E. C. ROBINSON, New York. 
General Ticket Agent, A. D. BRIG HAM, New York. 
General Freight Agent, G. H. FORBES, Hartford, Conn. 
Supt. N. T. 4- N. H. Division, J. T. MOODY, New York. 
Supt. of Hartford Division, C. S. DAVIDSON, Hartford. 
Supt. of Shore Line Division, W. M. WILCOX, New Haven, Conn. 

BOARD OF DIRECTORS. 

W. D. Bishop, Bridgeport. W. P. Burrall, Hartford. 

W. G. Hunt, New York. C. Vanderbilt, New York. 

G. N. Miller, New York. C W. Chapin, Springfield, 
A. R. Van Nest, New York. Mass. 

H. C. Robinson, Hartford. E. II. Trowbridge, New H'n. 

E. C. Read, New Haven. N. Wheeler, Bridgeport. 

C. M. Pond, Hartford. Aug. Schell, New York. 



HARTFORD, PROVIDENCE AND FISHKILL 
RAILROAD. 



Return of the Trustees for the Bondholders of the Hartford, Provi- 
dence and Fishkill Railroad Company, for the year ending Septem- 
ber 30lh, 1873, under the act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, 

2. Capital Stock authorized by votes of the Com- 

pany, ----- 

3. Capital Stock actually paid in, - 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, - 

6. Total number of shares of Stock issued, 

7. Par value per share of Capital Stock, - 

8. Total par value of Stock issued, 

9. Total market value on the 30th of September, 

of the Stock issued, - - - - 

10. Amount of Capital Stock issued per mile of rail- 

road owned by the company, 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, 

13. Number of Stockholders residing in Connec 

ticut, - 



$4,000,000.00 
2,037,939.98 



i 



none. 



none. 

20,379^ 

100.00 

2,037,939.98 

unknown. 

16,654.59 
1,599,507.59 

unknown. 



04 HARTFORD, PROVIDENCE AND FISHKILL RAILROD. 



DEBTS. 

1. Total amount of funded debt, - 

First mortgage bonds due (when?) - _ 

Rate of interest, (what ?) per cent., 

Second mortgage bonds due (when ?) 
Rate of interest (what? J per cent., 
All others describe in same mannt-r, - 

2. Amount of floating debt, including pa~t due cou- 

pons, about,- - 

3. Total amount of funded and floating debt, - 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



2,055,500.00 
A portion past 
due.the balance 
in 1876,7 p. et. 



none. 



100.000.00 

2,155,500.00 

17,615.33 

1,691,776.39 



COST. 

1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotive, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



4.214,088.50 



34,438.68 

3,307,490.82 

640,407.95 



5,233.58 
502,633.02 



CHARACTERISTICS. 

1. Total length of main line of road, - - 122-^ miles. 

2. Length of the same in Connecticut, - 96 r $§jj 

3. Length of the same in other States, (giving the 

names of States and length in each,) in 

Rhode Island, - 26 x 3 Vi? " 



HARTFORD, PROVIDENCE AND PfSHKILL RAILROAD. 



65 



20. 
21. 



Name and length of branches, Dorrence Street 
Track, Providence, ... 

Total length of branches, 

Length of same in Connecticut, 

Aggregate length of sidings ... 

Length of same in Connecticut, 

Total length of track for the entire road, (single 
track miles), .... 

Length of same in Connecticut, 

Total length of double track, ... 

Length of same in Connecticut, - 

Miles of track laid with steel rails, 

Aggregate length of wooden bridges, 

Aggregate length of iron bridges, 

Aggregate length of stone arch bridges, 

Number of public highways crossed at grade in 
Connecticut, - - - 

Number of railroads crossed at grade in Con- 
necticut, .... 

I Norwich and "Worcester 

,, „ , ! New London Northern 

Name of each, 1 

j N. Y., N. H. and Hartford 

f l New Haven and Northampton 

*Total number of stations on the entire road, - 

Number of same in Connecticut, - 



5, 
6, 

7. 
8. 
9. 

10. 
11. 
12. 
13. 
14. 
15. 
16 
17. 

18. 



tW* 


miles. 


m. 


ci 


* 


none. 


20 t V^ 


miles. 


i^V* 


u 


1223ft& 


« 


»Mfr 


« 




none. 




none. 


lx*fo 


miles. 


11,386 feet. 




none. 


150 feet. 



128 



R. R. 

<« 



55 
39 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE OR AGREEMENT. 



22. Name, termini, and length of each, 

Rockville Railroad — Vernon to Rockville, 
South Manchester — Manchester to South 
Manchester, - 

23. Total Length of all, 

24. Total length of all in Connecticut, 

25. Total number of stations on all roads operated 

by this company, - - - - 

26. Total number of same in Connecticut, 



4£ miles. 



21 « 

6f « 

6f « 

59 « 

43 " 



*Does not include stations on roads that are leased. 
9 



30 


88,145 


36 


32,000 


.13 


15,000 


16 


20,000 



66 HARTFORD, PROVIDENCE AND FISHKILL RAILROAD. 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, ... - 

2. Number of passenger cars, average weight, 

3. Number of merchandise cars, average 

weight, .... 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, (includ- 1 

ing one tool car,) - - - 71 

6. Number of men employed exclusive of those 

engaged in construction, ... 685 

7. Average rate of speed of express passenger 

trains when in motion, - -• - 28 miles pr. hour. 

8. Average rate of same, including stops, - 25 " " 

9. Average rate of speed of accommodation trains, 22 " " 
10. Highest rate of speed allowed freight trains in 

motion, - - - - - 13 " " 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, Quid nick to An- 
thony, ^ mile, .... lOcts. 
No fare less than 1 cents. 

2. Highest rate of same for distances more than 

three miles, average about - - - 5 " per mile. 

3. Highest rate per mile for through passengers, 3^ " " 

4. General average rates, - - - 3£ '•' " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - - 48, 40, 32, 24c. 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - .03c. 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - .06c. 

DOINGS DURING THE TEAR. 

1. Miles run by passenger trains, - - - 350,111^ 

2. Miles run by freight traius, - - 166,3l8f 



HARTFORD, PROVIDENCE AND PIRHKILL RAILROAD. 



67 



8. Miles run by other trains, includes switching, - 62,136$ 

4. Total miles run, - 578,566{j 

5. Number of passengers carried, - - - 1,306,389 

6. Number of passengers carried one mile, - 16,228,506 

7. Number of passengers carried one mile to and 

from other roads, - 2,786,928 

8. Tons of merchandise carried, - - 298,558 

9. Tons of merchandise carried one mile, - ' - 7,846,886 
10. Tons of merchandise carried to and from other 

roads, ----- 112,433 

♦expenditures charged to cost op road and equipment 
during the year. 

1. Extension or alteration of rpad, - - none. 

2. Land or land damages, ... none. 

3. New buildings, ... . . $4,353.67 

4. New rolling stock, - 41,532.95 

5. Any other expenditures, expenditures Hartford 

tunnel, ----- 8,248.44 

6. Total, ----- 54,135.06 



EXPENDITURES FOR OPERATING DURING THE TEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges 

and new rails, - - $126,623.08 

2. New iron rails, (No. of tons and 

cost,) - - - 164,327.62 2119 2 5 3 » 4 ° 5 tons. 

3. New steel rails, (No. of tons and 

cost,) - 

4. Repairs of bridges, - - 19,983.83 

5. Repairs of buildings and fixtures, - 22,713.28 

6. Repairs of fences, - - 6,935.46 

7. Removing ice and snow, - - 5,319.54 

8. Total for maintenance of way, - - $345,902.81 

9. Cost per mile of road kept in repair, 2,826.81 
10. Proportion for Connecticut, - - 271,486.83 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



68 HARTFORD, PROVIDENCE AND FISHKILL RAILROAD 

Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ) _.__.__. 

2. Repairs of machinery, j 

3. Repairs of passenger, baggage and 

mail cars, - - - 34,933.58 

4. Repairs of freight cars, - 54,848.88 

5. Cost of fuel,— wood, coal, - 118,236.52 

6. Oil used by engines and cars, - 9,089.09 
T Waste and other, material used for 

cleaning, ... 2,377. 50 

8. Total for maintenance of motive power 

and cars, ... - $277,003.91 

9. Cost per mile of road operated, - 2,2G3.75 
10. Proportion for Connecticut, - - 217,410.55 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, ... $89,454.00 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - ... 99,126.18 

3. Wages of switchmen, signal men, gate keepers ) included in 

and watchmen, - - - - j gen'l expense. 

4. Gratuities, .... none. 

5. Damages for injuries to persons, - - 1,941.98 

6. Damages for cattle killed, - - - 381.19 

7. Damages for loss of goods and baggage, - 1,650.59 

8. Damages to property, including damages by 

fire, ..... 2,258.08 

9. Taxes, ..... 4,754.69 

10. Insurance, ----- 8,175.27 

11. Telegraph expenses, ... 3,153.43 

12. Amount paid other companies as rent Tor use of 

road and stations, specifying each company, 21,040.22 

(Boston and Providence R. R. ; N. Y., N. 
II. and Hartford R. R. ; New Haven 
and Northampton R. R. ; Naugatuck 
R. R. ; Rockville R. R.) 



HARTFORD, PROVIDENCE AND PISHKILL RAILROAD. 69 

13. Amount paid other companies in tolls for pas- 
sengers and freight, specifying each com- 
pany, 7 none. 
14. General salaries and office expenses, law ex- 
expenses, and all other expenses (except in- 
terest), not included in any of the above 
items, ..... $34,965.98 

15. Total Miscellaneous, - - 206,901.61 

16. Amount per mile of road operated, - 2,181.19 

17. Proportion for Connecticut, - 209,181.48 



1. *Total expenditure for operating the 

road, .... 889,808.33 

2. Total cost per mile of road operated, 7,271.75 

3. Proportionate total for Connecticut. - 698.378.86 



INCOME. 

1. From passengers: 

On main road and branches owned by Com- 
pany, ----- $448,238.43 
To and from other roads, - - 85,897.16 

2. From freight : 

On main road and branches owned by Com- 
pany, ----- 223,837.28 
To and from other roads, - - 246,811.57 

3. U. S. Mails, ----- 12,750.00 

4. Rents, &c, ... - 26,183.98 

5. Expresses, ----- 21,222.08 



6. Total income, - - - 1,064,940.50 



7. Income per mile of road operated, - - 8,702.98 

8. Proportionate income for Connecticut, - 835,834.20 



9. Income above operating expenses, - - 175,132.17 



10. Amount paid for interest, - - - 154,561.59 



11. Total net income, ... - - 20,570.58 

*Total amount of the three previous articles. 



70 HARTFORD, PROVIDENCE AND FISHKILL RAILROAD. 

12. Number and per cent, dividends, - - none. 

13. Amount paid in dividends, ... none. 

14. Paid to sinking fund, - - - 10,000.00* 

15. Surplus for the year, .... 20,570.58 
1G. Surplus for last year, - - - 200,518.66 
17. Total' Surplus, - .... 221,089.24 



1 8. Surplus invested as follows : 

Cash and loans, ... 

Balance of accounts due the Company, 

Materials, fuel and stores, - - 221,089.24 

Other items, ... 



HARTFORD, PROVIDENCE AND FISHKILL RAILROAD. 



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rl HARTFORD, PROVIDENCE AND PISHKILL RAILROAD. 

Attest, 

GEORGE M. BARTHOLOMEW, } 

> Trustees. 
CALVIN DAY, ) 

State of Connecticut, > 
County of Hartford. } 

Hartford, Dec. 1st, 1873. 

Then personally appeared, Geo. M. Bartholomew and Calvin 
Day, Trustees, and severally made oath that the foregoing return by 
them subscribed, is true aud correct, according to their best knowl- 
edge and belief. Before me, 

HENRY R. SNATH, 

Notary Public. 



LIST OF OFFICERS AND TRUSTEES. 

OFFICERS. 

President Board of Trustees, GEO. M. BARTHOLOMEW, 
Hartford. 

Secretary, J. M. BELDEN, Hartford. 
Superintendent, SAMUEL NOTT, Hartford. 
Asst. Superintendent, J. T. McMANUS, Hartford. 
Gen'l Ticket Agent, LUCIUS TUTTLE, Hartford. 
Gen'l Freight Agent, A. G. TUTTLE, Hartford. 



TRUSTEES FOR THE BONDHOLDERS. 

G. M. BARTHOLOMEW, Hartford, Conn. 

CALVIN DAY, 

F. B. COOLEY, 

S. T. OLNEY, Providence, R. I. 

HENRY LIPPITT, 

ELISHA DYER, " 

BENJAMIN TRIPP, 



NEW HAVEN AND NORTHAMPTON RAILROAD. 



Return of the New Haven and Northampton Railroad Company, 
for the year ending September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, . - $5,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, - - ... - 2,600,000.00 

3. Capital Stock actually paid in, - - 2,460,000.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, - 

6. Total number of shares of Stock issued, - 24,600.00 

7. Par value per Share of Capital Stock, - 100.00 

8. Total par value of Stock issued, - - - 2,460,000.00 

9. Total market value on the 30th September, of 

the Stock issued, - - - - 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 22,500.60 

11. Proportion of Stock issued for Connecticut,- 1,493,820.55 

12. Amount of Stock held in Connecticut, - - 1,958,000.00 

13. Number of Stockholders residing in Connec- 

ticut, - 

DEBTS. 



215 



1. Total amount of funded debt, - - - $1,830,000.00 

First mortgage bonds due (when ?) July, 

1899, ...-- 1,000,000.00 

10 



74 



NEW HAVEN AND NORTHAMPTON RAILROAD. 



Rate of interest, (what ?) per cent., 7 per et. 
Second mortgage bonds due (when?), 
Rate of interest (what) per cent. 
All others describe in same manner. 

Six per cent Convertible, due Jan., 1880, 
Six " " " April, 1882, - 

2. Amount of floating debt, 

3. Total amount of funded and floating debt, - 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



- No 2d mortgage. 



400,000.00 
430,000.00 
282,758.33 

2,112,758.33 
19,324.59 

1,282,960.09 



COST. 



1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, ami 
cost of engineering.) 

2. Proportion of same per mile of road, - 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotives, cars, 
machinery and tools, and machine shops, 
not included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



$3,089,786.19 



33,749.07 

2,240,600.75 

783,012.41 



7,161.91 
485,479.69 



CHARACTERISTICS. 



1. Total length of main line of road, 

2. Length of the same in Connecticut, 

3. Length of the same in other States, (giving the 

names of States and length in each)- 

4. Name and length of branches : 

Collinsville Branch, - - 14.09 

Tariffville " - - .1.04 

Holyoke and W. K. It. - - 10.32 

5. Total length of branches, ... 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, - 



83 t 8 ^ miles. 

51^ " 



25^ 
20 



NEW HAVEN AND NORTHAMPTON RAILROAD. 



75 



8. Length of same in Connecticut, 

9. Total length of track for the entire road, (single 

track miles,) - 

10. Length of same in Connecticut, 

11. Total length of double track, - 

12. Length of same in Connecticut, 
18. Miles of track laid with steel rails, 

14. Aggregate length of wooden bridges, 

15. Aggregate length of iron bridges, 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, - . - 

18. Number of railroads crossed at grade in Con- 

necticut, ----- 
Name of each, 

Hartford, Providence and Fishkill R. R., at 
Plainville ; Conn. Western, at Simsbury 
and New Hartford. 
*Total number of stations on the entire road, - 
Number of same in Connecticut, 



10^ miles. 



19 



20 
21 



I09fl> 



23 miles. 

1990 feet 

none. 



82 



24 
14 



KOADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 

Holyoke and Westfield R. R., from Holyoke 
to Westfield, perpetual lease. 

23. Total length of all, - 10-^j miles. 

24. Total length of all in Connecticut,- - none. 

25. Total number of stations on all roads operated 

by this company, - 24 

26. Total number of same in Connecticut, - 10 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number ef engines, average weight with 

tender full, - - - - - 20 80,000 



*Docs not include stations on roads that are leased. 



76 NEW HAVEN AND NORTHAMPTON RAILROAD. 

No. Weight in pounds. 

2. Number of passenger cars, average weight, 17 19,000 

3. Number of merchandise cars, average 

weight, - - - - 406 17,000 

4. Number of baggage cars, average weight, 7 

5. Number of gravel and other cars, - 40 

6. Number of men employed exclusive of those 

engaged in construction, ... 380 

7. Average rate of speed of express passenger 

trains when in motion, ... 25 miles. 

8. Average rate of same, including stops, - 25 " 

9. Average rate of speed of accommodation trains, 24 " 
10. Highest rate of speed allowed freight trains in 

motion, - - - - - 12" 



FARES AND FRKIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, 1^, - -' 8 cts. 

2. Highest rate of same for distances more than 

three miles, - - - - - 

3. Highest rate per mile for through pa'ssengers, 

4. General average rates,- ... 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, ... 211,085 

2. Miles run by freight trains, - - 205,476 

3. Miles run by other trains, grading and switch- 

ing, - - - - - . 32,868 

4. Total miles run, - - - . - 449,429 

5. Number of passengers carried, - 390,220 

6. Number of passengers carried one mile, - 5,373,494 



5 " 


3 « 


3 T V " 


on all freight 


3f\& cts. 



NEW HAVEN AND NORTHAMPTON RAILROAD. 77 

7. Number of passengers carried one mile to and 

from otlier roads, - 1,222,7*27 

8. Tons of merchandise carried, - - 298,888 

9. Tons of merchandise carried one mile, - - 18,382,924 
10. Tons of merchandise carried to and from other 

roads, ----- 6,012,786 



•expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, - - $52,086.81 

2. Land or land damages, - 7,823.03 

3. New buildings, 1 2,808.55 

4. New rolling stock, ... 15,962.10 

5. Any other expenditure, — excess cost of steel 

laid in track over ,iron, and excess cost of 

joints over plates, - - - - 218,722.46 

New turnouts, ... - 7,750. 1 9 

6. Total,- ----- 315,153.14 



EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1 . Repairs of road exclusive of bridges 1 

and new rails, - - ■ ftooin -. 

o >t -i /-vt r* « l\ t 98,819.74 

2. New iron rails (No. of tons & cost) ! 

3. New steel rail> (No. of tons & cost) J 

4. Repairs of bridges, - - 4,963.79 

5. Repairs of buildings and fixtures, 

wharf, &c, - - - 8,024.22 

6. Repairs of fences, - - 1,917.50 

7. Removing ice and snow, - - 10,699.94 

8. Total for maintenance of way, - 124,425.18 

9. Cost per mile of road kept in repair, 1,138.07 
10. Proportion for Connecticut, - 75,556.47 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



78 



NEW HAVEN AND NORTHAMPTON RAILROAD. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs oflocomotives, - - $20,318.11 

2. Repairs of machinery, 

3. Repairs of passenger, baggage, and ^ 

mail cars, - - -V 39,791.14 

4. Repairs of freight cars, - ) 

5. Cost of fuel, — wood, coal, ) 

Wood, - 2,043.93 J- 72.265.82 

Coal, - 70,221.89) 

6. Oil used by engines and cars, - \ 

7. Waste and other material used for > 10,032.75 

cleaning, - - "J 

8. Total for maintenance of motive 

power and cars, - - - $142,407.82 

9. Cost per mile of road operated, - 1,302.55 
10. Proportion for Connecticut, - 86,476.28 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to ~) 

passenger department, - - - I 

2. Salaries, wages, and incidentals, chargeable to j 

freight department, - - - "J 

3. Wages of switchmen, signal men, gate keepers, 

and watchmen, - 

4. Gratuities, - ) 

5. Damages for injuries to persons, - - V 

6. Damages for cattle killed, - - ) 

7. Damages for loss of goods and baggage, - ^ 

8. Damages to property, including damages by V 

fire, - - " " ■' 

9. Taxes, -'.--" 

10. Insurance, included in other accts., 

11. Telegraph expenses, ... 

1 2. Amount paid other companies as rent for use of 

road, specifying each company, 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each com- 
pany, - 



145,920.38 



1,399.50 

Deducted 

from 

freight acc't. 

27,384.71 
none, 
none. 



none. 



NEW HAVEN AND NORTHAMPTON RAILROAD. (» 

14. General salaries and office expenses, law ex- 
penses, and all other expenses (except inter- 
est), not included in any of the above items, $28,397.78 

15. Total Miscellaneous,- - - 203,102.37 

16. Amount per mile of road operated, 1,857.70 

17. Proportion for Connecticut, - - 123,332.70 



1. *Total expenditure for operating the 

road, .... 469,935.37 

2. Total cost per mile of road operated, - 4,298.32 

3. Proportionate total for Connecticut, 285,365.50 



INCOME. 

1. From passengers : 

On main road and branches owned by com- 
pany, ----- $168,274.18 
To and from other roads, 

2. From freight : 

On main road and branches owned by com- 
pany, ----- 449,738.06 

To and from other roads, wharf, hoisting and 

scales, ----- 21,638.59 

3. U. S. Mails, ... - 8,254.40 

4. Rents,- - - - - - 2,493.50 

5. Expresses, - - - 9,658.35 



6. Total income, - - - ■ - 660,057.08 



7. Income per mile of road operated, - 6,037.29 

8. Proportionate income from Connecticut, - 400,815.79 



9. Income above operating expenses, - 190,121.71 



10. Amount paid for interest on bonds, $131,800 ; 

floating debt, $19,211.78, - - - 151,011.78 



11 Total net income, - 39,109.93 



12. Number and per cent, dividends, 13 percent.,- 63,000.00 

♦Total amount of the threo previous articles. 



80 NEW HAVEN AND NORTHAMPTON RAILROAD. 

13. Amount paid in dividends, - - S63,O0O.0O 

14. Paid to sinking fund, - Nothing. 

15. Surplus for the year, ... none. 

1 6. Surplus last year, .... 71,526.61 

17. Total surplus, .... 47,636.54 



Ca-h and loans, - - - 

Balance of accounts ductile Company, 
Materials, fuel and stores 
Other items,- - 



STATEMENT OF EACH ACCIDENT. 



47,636.54 



December 10, 1872. Burton Spellman, about 30 years old, 
attempting to jump upon a freight train moving through the New 
Haven Dejjot, fell between the cars, was run over, and died next 
day. 

January 30, 1873. The afternoon train north was thrown from 
the track by a broken rail, at Hamden, the car overturned, and the 
following passengers reported injured, most of them very slightly and 
none fatally. All very soon recovered : 

Thomas Doody and wife, Southampton, Mass. 

Mrs. Semanthy Hine, Southwick, " 

Byron McMahon, New Haven, Conn. 

Martha Cooper, Hamden, " 

R. H. Cooper, " " 

C. P. Benedict, " " 

William A. Finch, Southington, " 

Miss Nellie Cain, Cheshire, " 

Miss Alice Brown, Plainville, " 

J. R. Upson, Southington, " 

Chas. Carroll, Hamden, " 

G. R. Sheppard, Collinsville, " 

Miss Anthony Truesdell, Collinsville, " 

Mrs. Ambrose Doolittle, Cheshire, " 

Attest, JOS. E. SHEFFIELD, President. 
Attest, S. D. PARDEE, Treasarer. . 



NEW HAVEN AND NORTHAMPTON RAILROAD. 81 



State of Connecticut, ^ 

County of New Haven, ) 

Nov. 22, 1873. 
Then personally appeared, Jos. E. Sheffield, president, and S. D. 
Pardee, treasurer, and severally made oath that the foregoing return 
by them subscribed, is true and correct, according to their best knowl- 
edge and belief. Before me. 

GEORGE A. BUTLER, 



Notary, Public. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, JOSEPH E. SHEFFIELD, New Haven. 

Vice-President, CHARLKS N. YEAMANS, " 

Secretary, EDWARD A. RAY, 

Treasurer, STEPHEN D. PARDEE, 

Superintendent, CHARLES N. YEAMANS, " 

General Ticket Agent, EDWARD A. RAY, " 

General Freight Agent, MARTIN C. PARKER, New Haven. 

BOARD OF DIRECTORS. 

Joseph E. Sheffield, New Haven. 
S. D. Pardee, " 

A. L. Kidston, " 

H. M. Welch, " 

M. G. Elliott, " 

Wm. Walter Phelps, New York. 
Charles N. Yeamans, New Haven. 
George St. J. Sheffield, New York. 
Prof. Geo. J. Brush, New Haven. 

11 



NORWICH AND WORCESTER RAILROAD. 

Return of the Norwich and Worcester Railroad Company for the 
yeat ending September 30th, 1873, under the Act of 1872. 

CAPITAL STOCK. 

1. Capital stock authorized by charter, - - $2,825,000.00 

2. Capital stock authorized by votes of the com- 

pany, 2,825,000.00 

3. Capital stock actually paid in, - 2,404,400.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, - 419,000.00 

6. Total number of shares of stock issued, - 24,044.00 

7. Par value per share of capital stock, - - 100.00 

8. Total par value of stock issued, - - - 2,404,400.00 

9. Total market value on the 30th of September, 

of the stock issued, ----- none. 

10. Amount of capital stock issued per mile of rail- 

road owned by the company, - - 40,073.33^ 

11. Proportion of stock issued for Connecticut, § - 1,602,933.33^ 

12. Amount of stock held in Connecticut, - - 676,600.00 

13. Number of stockholders residing in Connecticut, 98 



pi' hts. 



1. Total amount of funded debt, - - - - $734,000.00 
First mortgage bonds due (when?) July 1st, 

1877, 400,000.00 



NORWICn AND WORCESTER RAILROAD. 83 

Rate of interest (what?) per cent., - - 6 per cent. 
Second mortgage bonds due (when?) June 

1st, 1874, 59,000.00 

Rate of interest (what ?) per cent., - - 7 per cent. 
All others describe in same manner. 

3d mortgage bonds due July 1st, 1877, - 150,000.00 

Rate of interest, ------ 7 per cent. 

4th mortgage bonds due January 1st, 1874, 125,000.00 

Rate of interest, ------ 7 per cent. 

2. Amount of floating debt, - 34,732.88 

3. Total amount of funded and floating debt, - 768,732.88 

4. Proportion of same per mile of road, - 12,812.21^ 

5. Proportion of same for Connecticut, § - - 8,541.47 

COST. 

1. Total cost of entire road to date, - 

(This item to include grading and masonry, 
bridging, superstructure, land damages 
and fences, stations, engine and car 
houses, and cost of engineering.) - - $2,463,982.64 

2. Proportion of same per mile of road, - 41,066.37f 

3. Proportion of same for Connecticut, § - - 27,377.58 

4. Total cost of eutire equipment, — 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above,) 149,711.57 

5. Proportion of same per mile of road, - 24,951.93 

6. Proportion of same for Connecticut, § - - 16,634.62 • 

CHARACTERISTICS. 

1. Total length of main line of road (Norwich and 

Worcester), --------- 

2. Lengtb of the same in Connecticut, 

3. Length of the same in other states (giving the 

names of states and length in each,) — Mass., 

4. Name and length of branches, Allyn's Poiut, 

5. Total length of branches, - 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, - 



59.4 miles 


42.0 


u 


17.4 


u 


7.0 


a 


7.0 


« 


7.0 


« 


13.6 


« 



84 



NORWICH AND WORCESTER RAILROAD. 



8. Length of same in Connecticut. - 

9. Total length of track for the entire road (single 

track miles), ------ 

10. Length of same in Connecticut, - 

11. Total length of double track, - - - - 

12. Length of same in Connecticut, - - - 

13. Miles of track laid with steel rails, - - - 

14. Aggregate length of wooden bridges, - 

15. Aggregate length of iron bridges, - - - 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, ------ 

18. Number of railroads crossed at grade in Con- 

necticut, ------ 

19. Name of each,— With H., P. & F. R. R. at 

Plainfield, and B., H. & E. R. R. at Putnam 

20. *Total number of stations on the entire road, 

including flag stations, - 

21. Number of same in Connecticut, 



9.5 miles. 

80.0 " 
58.5 " 
not ascertained. 

a 

1.5 miles. 

2,800 feet. 

105 " 

485 " 

39 



23 
15 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, - - - 

23. Total length of all, 

24. Total length of all in Connecticut, - - " L Noi 

25. Total number of stations on all roads operated 

by this company, - - - - - 
• 26. Total number of same in Connecticut, 



MOTIVE POWER AND CARS. 

1. Number of engines, average weight with tender 

full 21 40 tons. 

2. Number of passenger cars, average weight, - 15 16^ " 

226 8£ tons. 



3. Number of merchandise cars, 
average weight, 



30 4£ " 
t 178 7 " 
208 41 " 



f523 



*Does not include stations on roads that are leased. 
■fOn a basis of eight wheels to a car. 



NORWICH AND WORCESTER RAILROAD. 



85 



4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, 

6. Number of men employed exclusive of those 

engaged in construction, - 

7. Average rate of speed of express passenger 

trains when in motion, .... 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 
10. Highest rate of speed allowed freight trains in 

motion, including stops, .... 



15£ tons, 
none 

427 



30 miles. 
22 to 25 " ' 

17 " 



FARES AND FRKIGHT. 



1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 

2. Highest rate of same for distances more than 

three miles, ------ 

3. Highest rate per mile for through passengers, - 

4. General average rates, - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - - - 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, 

7. Average rate of freight per ton per mile for 

fir?t, second, third, and fourth classes, - 



51 


cents 


H 


cents 


31 " " 
Not classified 


.30 


cents 


•021 


« 



.041 



DOINGS DURING THIS YKAR. 



1. Miles run by passenger trains, ... 161,326 

2. Miles run by freight trains, - - - 235,599 

3. Miles run by other trains, .... 7,068 

4. Total miles run, 403,993 

5. Number of passengers carried, ... 377,588 

6. Number of passengers carried one mile, - 6,881,856 

7. Number of passengers carried one mile to and 

from other roads, ..... 2,081,448 

8. Tons of merchandise carried, .... 329,624 

9. Tons of merchandise carried one mile, - - 12,866,929 
10. Tons of merchandise carried to and from other 

roads, 5,616,230 



86 NORWICH AND WORCESTER RAILROAD. 

*EXPEND1TURES CHARGED TO COST OF ROAD AND EQUIPMENT 
DURING THE YEAR. 

1. Extension or alteration of road, ... none. 

2. Land or land damages, .... none. 

3. New buildings, ...... none. 

4. New rolling stock, $28,118.47 

5. Any other expenditure, .... none. 

6. Total, ....... 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $58,081.78 

2. New iron rails (No. of tons and cost), deducting 

old rails sold, 28,723.06 

3. New steel rails (No. of tons and cost), - - none. 

4. Repairs of bridges, ----- 14,530.60 

5. Repairs of buildings and fixtures, ... 12,785.39 

6. Repairs of fences, ----- 33.54 

7. Removing ice and snow, .... 2,064.53 

8. Total for maintenance of way, - 116,218.90 

9. Cost per mile of road kept in repair, 19,369.81§ 
10. Proportion for Connecticut, § - - 12,913.21 

Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ----- $31,249.85 

2. Repairs of machinery, .... 7,611.50 

3. Repairs of passenger, baggage, and mail cars, - 12,410.80 

4. Repairs of freight cars, .... 36,834.25 

5. Cost of fuel,— wood, coal, - - - - 70,074.90 

6. Oil used by engines and cars, ... 4,936.06 

7. Waste and other material used for cleaning, - 1,501.70 

8. Total for maintenance of motive power 

and cars, 164,619.06 

9. Cost per mile of road operated, - - 2,494.23 
10. Proportion for Connecticut, - 1,662.82 

♦The amounts under this heading arc also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



NORWICH AND WORCESTER RAILROAD. 



87 



l. 
2. 
3. 

4. 

5. 

6. 

7. 

8. 

9. 
10. 
11. 
12. 

13. 

14. 



MISCELLANEOUS. 

Salaries, wages, and incidentals chargeable to 
passenger department, .... 

Salaries, wages, and incidentals, chargeable to 
freight department, ----- 

Wages of switchmen, signal men, gate keepers 
and watchmen, 

Gratuities, - - - 

Damages for injuries to persons, 

Damages for cattle killed, ' - 

Damages for loss of goods and baggage, 

Damages to property, including damages by fire, 

Taxes, 

Insurance, includes damages by fire, - 

Telegraph expenses, - 

Amount paid other companies as rent for use of 
road, specifying each company, 

Amount paid other companies in tolls for pas- 
sengers and freight, specifying each company, 

General salaries and office expenses, law ex- 
penses, and all ether expenses (except inter- 
est), not included in any of the above items, 

15. Total miscellaneous, 

16. Amount per mile of road operated, 

17. Proportion for Connecticut, 

1. * Total expenditure for operating 
the road, - 

2. Total cost per mile of road operated, 

3. Proportionate total for Connecticut, f 



$ 50,272.13 

149,778.21 

9,207.19 
276.8G 
none, 
none. 
6,230.27 

none. 
1,335.49 
23,588.66 
none. 



51,259.75 
292,008.56 
48,668,09^ 
32,445,39^ 



572,846.52 
95,474.42 
63,649,61^ 



INCOME. 



1. From passengers : 

On main road and branches owned by com- 

P anv > " - - - - - - $172,260.71 

To and from other roads, ... 73719.42 



♦Total amount of the three previous articles. 



oo NORWICH AND WORCESTER RAILROAD. 

2. From freight : 

On main road and branches owned by com- 
pany* $306,968.40 

To and from other roads, - 235,714.22 

3. U. S. Mails, 7,103.00 

4. Rents, ----... 

5. Expresses, 17,129.32 

6. Total income, - 812,895.07 

7. Income per mile of road operated, - 1 2,242.39 

8. Proportionate income for Connecticut, - 541,930.04| 

9. Income above op ^rating expenses, - 281,100.94 

10. Amount paid for interest, - 45,467.47 

11. Total net income, 268,083.26 

12. Number and per cent, dividends, — 2 dividends 

at 5 per cent. each. 

13. Amount paid in dividends, .... 239,780.00 

14. Paid to sinking fund, .... 10,000.00 

15. Surplus for the year, 714,783.03 

16. Surplus last year, 731,947.24 

17. Total surplus, — deficit, 17,164.21 

18. Surplus invested as follows : 

Cash and loans, ..... 
Balance of account due the company, cash 

and loans included,- ... 78,016.23 

Materials, fuel, and stores, - 69,739.39 

Other items, ----- none. 



STATEMENT OF EACH ACCIDENT. 



1872. 

November 10. Engine " Thames" ran into a hand-car in Thomp- 
son, on which were four men, two women, and two children. One 
woman and one child killed. 



NORWICH AND WORCESTER RAILROAD. 



Si I 



1873. 



June 15th. Steamboat passenger train thrown from track at 
Dayville by rea<on of a tie having been placed across the track. 
Engineer and fireman badly scalded. Engineer recovered. Fire- 
man died on the 20th. 

July 21st. David Arnold injured while coupling cars at West 
Thompson. Died subsequently. 

Attest, A. F.- SMITH, President. 
Attest, G. L. PERKINS, Treasurer. 



State of Connecticut, ^ 

Codnty of New London, ) 



January 9th, 1874. 



Then personally appeared, Alba F. Smith, President, and George 
L. Perkins, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

JAMES A. HOVEY, 

Justice of the Peace. 



12 



90 NORWICH AND WORCESTER RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, A. F. SMITH, Norwich. 

Secretary, EDWARD T. CLAPP, 

Treasurer, GEORGE L. PERKINS, 

Superintendent, P. ST. M. ANDREWS, 

General Ticket Agent, EDWARD T. CLAPP, 

General Freight Agent, GEORGE O. HARRIS, 



BOARD OF DIRECTORS. 

A. F. Smith, Norwich. 
J. F. Slater, Norwich. 
F. H. Dewey, Worcester. 
George W. Gill, " 
Charles W. Smith, " 
R. Bayard, New York. 
Wm. F. Weld, Boston. 

B. F. Stevens, " 
E. L. Davis, Worcester. 



NEW LONDON NORTHERN RAILROAD. 



Return of the New London Northern Railroad Company for the year 
ending Sept. 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - $2,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, ----- 1,428,800.00 

3. Capital Stock actually paid in, • - . - 1,428,800.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made, either in cash or its equiv- 
alent, . - - - - 

6. Total number of shares of Stock issued, - 14,288.00 

7. Par value per share of Capital Stock, - - 100.00 

8. Total par value of Stock issued, - - 1,428,800.00 

9. Total market value on the 30th 'of September, 

of the Stock issued, - - - 1,571,680.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - 14,288.00 

11. Proportion of Stock issued for Connecticut, - 900,128.00 

12. Amount of Stock held in Connecticut, - 945,400.00 

13. Number of Stockholders residing in Connecticut, 179 



DEBTS. 

1. Total amount of funded debt, - - - $390,000.00 



92 NEW LONDON NORTHERN RAILROAD. 

First mortgage bonds due (when?) Sept. 1, 

1885, ..... $300,000.00 

Rate of interest, (what ?) per cent, six, 

Second mortgage bonds due (when ?) July 1st, 
1892, ..... 

Rate of interest (what ?) per cent., seven, 90,000.00 

All others describe in same manner. 

2. Amount of floating debt, - - - 123,978.40 

3. Total amount of funded and floating debt, - 513,978.40 

4. Proportion of same per mile of road, - - 5,1 39.78 

5. Proportion of same for Connecticut, - 287,827.68 



COST. 

1. *Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering,) and equipment of New 
London, Willimantic and Palmer R. R. Co., 
taken by this company under foreclosure of 
1st bonds of that company, ... $1,651,125.66 

2. Proportion of same per mile of road, - 16,51 1.26 

3. Proportion of same for Connecticut, - - 924,630.22 

4. Total cost of entire equipment, in addition to that 

included in cost of road, ... 187,442.60 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 1,874.42 

6. Proportion of same for Connecticut, - 94,968.12 

CHAKACTERISTICS. 

1. Total length of main line of road, - - 100 miles. 

2. Length of the same in Connecticut. - 56 " 

3. Length of the same in other States, (giving the 

names of States and length in each), Mass., - 44 " 

♦And including equipment of Amherst and Belchcrtown R. R. Co., purchased 
by this company with the road. 



11.07 


miles. 


8.26 


k 


111.07 


u 


64.26 


a 



NEW LONDON NORTHERN RAILROAD. 93 

4. Name and length of branches, 

5. Total length of branches, ... 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, - 

8. Length of same in Connecticut, 

9. Total length of track for the entire road, (single 

track miles), .... 

10. Length of same in Connecticut, 

11. Total length of double track, - 

12. Length of same in Connecticut, 

13. Miles of track laid with steel rails, 

14. Aggregate length of wooden bridges, - 9,151 feet. 

15. Aggregate length of iron bridges, 

16. Aggregate length of stone arch bridges, - 30 " 

17. Number of public highways crossed at grade in 

Connecticut, .... 71 

18. Number of railroads crossed at grade in Con- 

necticut, ..... 1 

19. Name of each, 

Hartford, Providence and Fishkill. 

20. *Tolal number of .-tations on the entire road, - 39 

21. Number of same in Connecticut, - - 23 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 

The Ware River Railroad, from Palmer to 
Gilbertsville, was operated by this com- 
pany until April 1st, 1873, under a lease 
which terminated at that date. 

23. Total length of all, .... 15.05 

24. Total length of all in Connecticut, 

25. Total number of stations on all roads operated by 

this company, .... 4 

26. Total number of same in Connecticut, 

*Docs not include stations on roads that arc leased. 



94 



NEW LONDON NORTHERN RAILROAD. 



MOTIVE POWER AND CARS. 



1. Number of engines, average weight with 

tender full, - 

2. Number of passenger cars, average 

weight, .... 

3. Number of merchandise cars, average 

weight, - 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, 

6. Number of men employed exclusive of those 

engaged in construction, - 

7. Average rate of speed of express passenger 

trains when in motion, - 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 
] 0. Highest rate of speed allowed freight trains in 

motion, - 



No. Weight in 


Pounds. 


21 


88,000 


15 


30,000 


113 


16,000 


8 


32,000 


168 





574 

28 
23 
23 

19 



FARES AND FREIGHT. 



1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, 

2. Highest rate of same for distances more than 

three miles, - 

3. Highest rate per mile for through passengers, - 

4. General average rates, - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - 80 70 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes,- - 7£ ' 6£ 54 3J 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - 118 7 5 



10 cents. 


5 " 

H " 
4fV' 


60 50 



DOINGS DURING THE YEAR. 



1. Miles run by passenger trains, - 

2. Miles run by freight trains, 

3. Miles run by other trains, 



257,263 

250,781 

15,944 



NEW LONDON NORTHERN RAILROAD. ( ,>f> 

4. Total miles run, - - - - 523,988 

5. Number of passengers carried, - - - 324,472 

6. Number of passengers carried one mile, - 4,834,536 

7. Number of passengers carried one mile to and 

from other roads, - 1,938,078 

8. Tons of merchandise carried, - - 206.008 

9. Tons of merchandise carried one mile, - - 9,927,477 
10. Tons of merchandise carried to and from other 

roads, • - - - - - 6,682,389 



♦expenditures charged to cost op road and equipment 
during the year. 

1. Extension or alteration of road, 

2. Land or land damages, - 

3. New buildings, .... 

4. New rolling stock, - - - None. 

5. Any other expenditure, 

6. Total, ..... 



EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 1 

F'llls ™ — - — ' 

o nr • ' -i /*r *< a a > $105,489.08 

2. New iron rails, (No. of tons and cost), - 

3. New steel rails, (No. of tons and cost), - J 

4. Repairs of bridges,- ... 6,488.04 

5. Repairs of buildings and fixtures, - - 8,697.15 

6. Repairs of fences, ... - 4,979.89 

7. Removing ice and snow, - 

8. Total for maintenance of way, - 125,654.16 

9. Cost per mile of road kept in repair, - 1,256.54 
10. Proportion for Connecticut, - 70,366.24 



*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



96 



NEW LONDON NORTHERN RAILROAD. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ... $40,169.01 

2. Repairs of machinery, ... 3,032.59 

3. Repairs of passenger, baggage, and mail cars, - 9,165.00 

4. Repairs of freight cars, ... 20,578.69 

5. Cost of fuel, — wood, coal, ) 

[•Total, - - 94,148.64 

6. Oil used by engines and cars, - - -) 6 342 13 

7. Waste and other material used for cleaning, > 



9. 
10. 



Total for maintenance of motive power 

and cars, - - . - - 173,436.06 

Cost per mile of road operated, - ■ 1,734.36 

Proportion for Connecticut, - - 97,124.16 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, - - - $48,061.51 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - - 72,561.49 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ... 10,486.20 

4. Gratuities, ..... 

5. Damages for injuries to persons, - 

6. Damages for cattle killed, - - - \- 3,287.02 

7. Damages for loss of goods and baggage, - 

8. Damages to property, including damages by fire, 

9. Taxes, ..... 21,505.47 

10. Insurance, .... 3,532.45 

11. Telegraph expenses, - 

12. Amount paid other companies as rent for use of 

road, specifying each company, - - none. 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifing each company, none. 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except 
interest), not included in any of the above 
items, 21,057.69 



NEW LONDON NORTHERN RAILROAD. 



97 



15. Total Miscellaneous, - - $180,491.83 

16. Amount per mile of road operated, - 1,804.92 
17. Proportion for Connecticut, - - 101,075.52 

1. *Total expenditure for operating the road, - 479,582.05 

2. Total co.-t per mile of road operated, - - 4,795.82 

3. Proportionate total for Connecticut, - 268,565.92 



INCOME. 

1. From passengers : 

On main road and branches owned by com- 
pany, ..... 
To and from other roads, 

2. From freight: 

On main road and branches owned by com- 
pany, ----- 
To and from other roads, - 

3. U. S. Mails, - 

4. Rents, - 

5. Expresses, - 

6. Total Income, - - - - - 

7. Income per mile of road operated, 

8. Proportionate income for Connecticut, - 

9. Income above operating expenses, - 

(The foregoing items of incomes and expendi- 
tures are given from the accounts of the 
parties operating the railroad of this com- 
pany, as stated in the report of 1872, from 
the 150,000 dollars paid during the year 
by them to this company, under the con- 
tract there have been paid by this com- 
pany — interest $18,000, and two dividends 
— one of 5 and one of 4 per cent. ; in all, 
$128,592.) 
10. Amount paid for interest, ... 



$127,908.57 
76,625.32 



136,495.95 

184,019.91 

8,637.48 

60,457.58 

12,811.63 

606,956.44 

6,069.56 
339,895.36 

127,374.19 



*Total amount of the three previous articles. 



13 



98 NEW LONDON NORTHERN RAILROAD. 

11. Total net income, -.--■" 

12. Number and per cent, dividends, - 

13. Amount paid in dividends, - 

14. Paid to sinking fund, 

15. Surplus for the year, - - 

16. Surplus last year, - - - - 

17. Total surplus, - - - - - 

18. Surplus invested as follows : 

Cash and loans, - 

Balance of accounts due the company, 

Materials, fuel, and stores, 

Other items, - 



STATEMENT OF EACH ACCIDENT. 

Nov. 12, 1872. O. P. Dutton, conductor, by a collision of two 
freight trains, lost the end of one finger. 

Dec. 3. M. S. Harrington, conductor, while shifting trains, lost 
the end of one thumb. 

Dec. 4. Thomas Mancy fell between the cars, near Willimantic, 
and was killed. 

Jan. 28, 1873. A. Kendall, telegraph operator at Barretts, left his 
post of duty, leaving an unexperienced man in his place, who gave a 
wrong signal, bringing in collision two trains, on the engine of one of 
which Kendall was returning. He was killed. 

March. James Karney, in Palmer, attempting to get on the 
engine in motion, fell under the engine and was killed. 

Attest, CHARLES OSGOOD, President. 

Attest, ROBERT COIT, Jr., Treasurer. 



NEW LONDON NORTHERN RAILROAD. 99 

State of Connectictt, ) 

County of New London. ) 

New London, Dec. 1st, 1873. 

Then personally appeared Charles Osgood, president, and Robert 
Coit, Jun., treasurer, and severally make oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

THOMAS M. WALLER, 

Notary Public. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, CHARLES OSGOOD, Norwich. 

Secretary, ROBERT COIT, Jr., New London. 

Treasurer, ROBERT COIT, Jr., " 

Superintendent, GEO. A. MERRILL, " 

General Ticket Agent, C. F. SPAULDING, New London. 

General Freight Agent, C. F. SPAULDING, " 

BOARD OF DIRECTORS. 

Charles Osgood, Norwich. 
Henry P. Haven, New London. 
William W. Billings, New London, 
Wm. H. Barnes, " 

Ben j. Stark, " 

Aug. Brandagee, " 

Robert Coit, Jr., ." 

Wm. H. Hill, Boston. 
Wm. Allen Butler, New York. 
Chas. F. Davenport, " 
Thomas Ramesdell, Windham, 



HOUSATONIC RAILROAD, 



Return of the Housatonic Railroad Company, for the year ending 
Sept. 30th, 1873, under the Act of 1872. 

CAPITAL STOCK. 



1. Capital Stock authorized by charter, 

2. Capital Stock authorized by votes of the Com- 

pany, ----- 

3. Capital Stock actually paid in, - 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, - 

6. Total number of shares of Stock issued, 

7. Par value per share of Capital Stock, - 

8. Total par value of Stock issued, 

9. Total market value on the 30th of September, 

of the Stock issued, - - 

10. Amount of Capital Stock issued per mile of rail- 

road owned by the company, 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, 

13. Number of Stockholders residing in Connec- 

ticut, . . . . - 



$2,000,000.00 

2,000,000.00 
2,000,000.00 

none. 



none. 

20,000.00 

100.00 

2,000,000.00 

1,062,000.00 

27,027.02 
2,000,000.00 
1,000,000.00 

403.00 



DEBTS. 



1. Total amount of funded debt, - 

First mortgage bonds due (when ?) 1877, 



5541, 000.00 
191,000.00 



HOUSATONIC RAILROAD. 101 

Rate of interest, (what?) per cent., - - 7 per cent. 

Second mortgage bonds due (when?) 1885, 100,000.00 

Rate of interest (what ?) per cent., - - 7 per cent. 
All others describe in same manner, 

1889, (5 per cent., - - . 100,000.00 

Equipment Bond, 1883, 7 per cent., - - 150,000.00 

2. Amount of floating debt, - - - 313,981.02 

3. Total amount of funded and floating debt, - 854,981.02 

4. Proportion of same per mile of road, - 11,553.00 

5. Proportion of same for Connecticut, - All in Conn. 



COST. 

1. Total cost of entire road to date, - - 2,014,871.19 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - 27,228.00 

3. Proportion of same for Connecticut, - - . All in Conn. 

4. Total cost of entire equipment, - - 340 687.33 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 4,603.88 

6. Proportion of same for Connecticut, - All in Conn. 



CHARACTERISTICS. 

1. Total length of main line of road, - - 74 miles. 

2. Length of the same in Connecticut, - All. 

3. Lengtb of the same in other States, (giving the 

names of States and length in each,) - See leased roads. 

4. Name and length of branches, - - None. 

5. Total length of branches, ... None. 

6. Length of same in Connecticut, - - None. 

7. Aggregate length of sidings, ... 7 miles> 



102 



HO US ATONIC RAILROAD. 



8. 
9. 

10. 
11. 
12. 
13. 
14. 
15. 
16 
17. 

18. 



19. 

20. 
21. 



Length of same in Connecticut, 

Total length of track for the entire road, (single 
track miles), .... 

Length of same, in Connecticut, 

Total length of double track, - 

Length of same in Connecticut, - 

Miles of track laid with steel rails, 

Aggregate length of wooden bridges, 

Aggregate length of iron bridges, 

Aggregate length of stone arch bridges, 

Number of public highways crossed at grade in 
Connecticut, .... 

Number of railroads crossed at grade in Con- 
necticut, - 

!New York, New Haven and 
Hartford, Shepaug, Con- 
necticut Western. 

*Total number of stations on the entire road, - 

Number of same in Connecticut, - 



All. 

81 miles. 
All. 

none. 

none. 

none. 
874 feet. 

none. 
250 feet. 

88 



20 

All. 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BT THIS 
COMPANY UNDER LEASE. 



22. Name, termini, and length of each, 

Berkshire, - 

Stockbridge and Pittsfield, 

West Stockbridge, • 

New York, Housatonic and Northern, 

23. Total Length of all, 

24. Total length of all in Connecticut, 

25. Total number of stations on all roads operated 

by this company, - 

26. Total number of same in Connecticut, 



22^ 


miles. 


23fW 


K 


3 


u 


Stfft 


u 


53rV ff 


miles. 


5i\ 6 d 


u 


37 


« 


20 


u 



*Does not include stations on roads that are leased. 



HOUSATONIC RAI-LROAD. In:', 

MOTIVE POWER AND CAKS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, - - - -17 888,000 

2. Number of passenger cars, average weight, 16 512,000 

3. Number of merchandise cars, average 

weight, - - - . 166 2,132,000 

4. Number of baggage cars, average weight, 8 192,000 

5. Number of gravel and other cars, - 223 2,676,000 

6. Number of men employed exclusive of those 

engaged in construction, - 429 

7. Average rate of speed of express passenger 

trains when in motion, - - - No express trains. 

8. Average rate of same, including stops, - None. 

9. Average rate of speed of accommodation trains, 25 miles 
10. Highest rate of speed allowed freight trains in 

motion, - - - . . 15" 

FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, - - 5c. 

2. Highest rate of same for distances more than 

three miles, average about ... 3 C< 

3. Highest rate per mile for through passengers, 3c. 

4. General average rates, ... 3 C> 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - - 26, 20, 16, 12. 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - 2f, 2J, 2£, \{. 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - 10, 7, 5, 3. 

DOINGS DDRING THE YF.AR. 

1. Miles run by passenger trains, - - - 117,758 miles. 

2. Miles run by freight trains, - - 139,797 " 

3. Miles run by other trains, includes switching, - 7,326 " 

4. Total miles run, .... 264,881 " 



104 



HOUSATONIC RAILROAD. 



5. Number of passengers carried, - - - 167,628 

6. Number of passengers carried one mile, - 3,716,844 

7. Number of passengers carried one aule to and 

from other roads, - 1,459,980 

8. Tons of merchandise carried, - - 221,100 

9. Tons of merchandise carried one mile, - - 8,927,032 
10. Tons of merchandise carried to and from other 

roads, ----- 165,825 



♦expenditures charged to cost of road and equipment 
during the year. 



1. Extension or alteration of road, 

2. Land or land damages, 

3. New buildings, — in Mass., 

" in Conn., 

4. New rolling stock, 

5. Any other expenditures, 

Grading road, &c, Mas?., - 
New Bridges, &c, 

6. Total, - - 



$8,830.33 
17,000.00 
28,168.90 

21,169.67 
75,168.90 



EXPENDITURES FOR OPERATING DURING THE YEAR. 



Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, 

2. New iron rails, (No. of tons and cost,) - $108,251.52 

3. New steel rails, (No. of tons and cost,) 

4. Repairs of bridges, ... 

5. Repairs of buildings and fixtures, - - 1,510.90 

6. Repairs of fences, - - - - In No. 1, 2, 3. 

7. Removing ice and snow, - . 

8. Total for maintenance of way,- - 109,762.42 

9. Cost per mile of road kept in repair, 1 ,483.27 
10. Proportion for Connecticut, - - All in Conn. 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



HOUSATONIC RAILROAD. 



105 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, - - $9,952.80 

2. Repairs of machinery, - 5,133.01 

3. Repairs of passenger, baggage and 

mail cars. - - - 3,780.35 

4. Repairs of freight cars, - 15,782.76 

5. Cost of fuel,— wood, coal, - 38,953.51 

6. Oil used by engines and cars,- 4,871.09 
7 Waste and other material used for 

cleaning, - - - 1,731.58 

8. Total for maintenance of motive power 

and cars, .... $80,205.70 

9. Cost per mile of road operated, - 1,083.84 
10. Proportion for Connecticut, - - . All in Conn. 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, ... 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - • - 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, .... 

4. Gratuities, _-_-'- 

5. Damages for injuries to persons, 

6. Damages for cattle killed, - - - 

7. Damages for loss of goods and baggage, 

8. Damages to property, including damages by 

fire, - 

9. Taxes, ----- 

10. Insurance, - 

11. Telegraph expenses, - - - 

12. Amount paid other companies as rent for use of 

road, specifying each company, 
Stockbridge and Pittsfield, 
Berkshire R. R. Co., 
West Stockbridge, - 
New York, Hous. and Northern R. R., 
14 



$23,022.03 
54,663.13 



2,24650 



9,855.25 

2,857.04 

None. 



31,409.00 

42,000.00 

696.05 

6,401.98 



106 HODSATONIC RAILROAD. 

13. Amount paid other companies in tolls for pas- 
sengers and freight, specifying each com- 
pany, - - - - - none. 
14. General salaries and office expenses, law ex- 
penses, and all other expenses (except in- 
terest), not included in any of the above 
items, ..... $27,467.09 



15. Total Miscellaneous, - - 201,218.07 

16. Amount per mile of road operated, - 2,719.16 

1 7. Proportion for Connecticut, - All in Conn. 

1. *Total expenditure for operating the 

road, .... 391,186.19 

2. Total cost per mile of road operated, 5,286.30 

3. Proportionate total for Connecticut, - All in Conn. 



INCOME. 

1. From passengers: ^ 

On main road and branches owned by Com- J 

pany, - - \ $134,273.80 

To and from other roads, 

2. From freight: 

On main road and branches owned by Com- i „ 

> oUo,7 / o. J4 
pany, - - - - -I 

To and from other roads, 

3. U. S. Mails, - - - - ' - 6,105.00 

4. Rents, 1,842.82 

5. Expresses, .... 8,967.74 

6. Total income, - - - 454,963.30 



7. Income per mile of road operated, - - 6,148.15 

8. Proportionate income for Connecticut, - All in Conn. 

9. Income above operating expenses, - - 144,284.14 

10. Amount paid for interest, Coupons and Loans, 51,441.02 

11. Total net income, .... 92,843.12 

•Total amount of the three previous articles. 



HOUSATONIC RAILROAD. 107 

12. Number and per cent, dividends, 2 Dividends, 4 percent, each. 

13. Amount paid in dividends. - - - 94,400.00 

14. Paid to sinking fund, ... Nothing. 

15. Surplus for the year, - - - - 21,632.61 

16. Surplus for last year, ... 66,763.51 

17. Total Surplus, - .... 88,396.12 



1 8. Surplus invested as follows : 

Cash and loans, - - - 40,622.59 

Balance of accounts due the Company, 
Materials, fuel and stores, - 47,773.53 

Other items, - 



88,396,12 



STATEMENT OF EACH ACCIDENT. 

Sept. 16th, 1873. 

At North Bridgeport, Edgar L. Wilson, of Bridgeport, (American, 
aged 18 years, unmarried), in attempting to get on a train while in 
motion, was run over. Died in about one hour and a half. 

Sept. 29th. 

Near Bridgeport Station, James Eggleston, a deaf man, 65 years 
of age, unmarried, was struck by engine aud instantly killed. 

Attest, 

WM. H. BARNUM, President. 



Attest, 



CHARLES K. AVERILL, Treasurer. 



State of Connecticut 
Countt of Fairfield. 



Dec. 9th, 1873. 



Then personally appeared, William H. Barnum, president, and 
made oath that the foregoing return by him subscribed, is true and 
correct, according to his best knowledge and belief. Before me, 

C. K. AVERILL, 

Notary Public. 



108 HOUSATONIC RAILROAD. 



ELD. ) 



State of Connecticut, 

County of Fairfield. 

Bridgeport, Dec. 18, 1873. 
Then and there personally appeared Charles K. Averill, treasurer, 
and made oath that the foregoing return by him subscribed is true 
and correct, according to his best knowledge and belief. 

Before me, 

GEO. W. WARNER, 

Notary Public, 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, HON. WM. H. BARNUM, Lime Rock, Connecticut. 
Vice-President, D. S. DRAPER, 8 West 34th Street, New York. 
Secretary, C. K. AVERILL, Bridgeport, Connecticut. 
Treasurer, " " " 

Superintendent, H. W. FRANKLIN, Canaan, Conn. 
Asst. Superintendent, none. 

Gen'l Ticket Agent, H. D. AVERILL, Bridgeport, Connecticut. 
Gen'l Freight Agent, H. C. COGSWELL, " " 



BOARD OF DIRECTORS. 

Hon. Wm. H. Barnum, Lime Rock, Conn. 

D. S. Draper, 8 West 34th St., New York. 

H. S. Leavitt, New York. 

Samuel Willetts, New York. 

Horace Nichols, Bridgeport, Conn. 

Wm. D. Bishop, " 

Charles A. Peck, New York. 

A. B. Mygatt, New Milford, Conn. 

G. W. Peet, Falls Village. 



NAUGATUCK RAILROAD. 



Return of the Naugatuck Railroad Company, for the year ending 
September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - $2,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, 2,000,000.00 

3. Capital Stock actually paid in, ... 1,881,900.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - 142,700.00 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equivalent, none. 

6. Total number of Shares of Stock issued, - 18,819.00 

7. Par value per Share of Capital Stock, - 100.00 

8. Total par value of Stock issued, - - - 1,881,900.00 

9. Total market value on the 30th of September, 

of the Stock issued, .... 1,881,900.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 33,015.00 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, - - 1,338,000.00 

13. Number of Stockholders residing in Connecticut, 347 

DEBTS. 

1. Total amount of funded debt, .... $103,000.00 
First mortgage bonds due (when ?) - - July 10, 1876. 

Rate of interest, (what?) per cent., - - 7 per cent. 



110 



NAUGATUCK RAILROAD. 



Second mortgage bonds due (when ?) 
Rale of interest (what?) per cent, 
All others describe in same manner. 

2. Amount of floating debt, ... 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



none, 
none. 



15,000.00 

118,000.00 

2,070.17 

all. 



COST. 

1. Total cost of entire road to date, - - - $1,822,765.20 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fumes, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - - 31,978.33 

3. Proportion of same for Connecticut, - - all. 

4. Total cost of entire equipment, ... 233,886.57 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 4,163.27 

6. Proportion of same for Connecticut, ■ - all. 



CHARACTERISTICS. 

1. Total length of main line of road, ... 57 m. 

2. Length of the same in Connecticut, - - all. 

3. Length of the same in other States, (giving the 

names of States and length in each,) none. 

4. Name and length cf branches, - none. 

5. Total length of branches, .... none. 

6. Length of same in Connecticut, - - none. 

7. Aggregate length of sidings, - - - - 4£ m. 

8. Length of same in Connecticut, - - all. 

9. Total length of track for the entire road, (single 

track miles,) ..-..- 57 m. 

10. Length of same in Connecticut, - all. 

11. Total Length of double track, N. Y. & N. H. 

used in common, .... 5 m. 

12. Length of same in Connecticut, - all. 



NAUGATUCK RAILROAD. 1 1 1 

13. Miles of (rack laid with steel rails, - - - 30 in. 

14. Aggregate length of wooden bridges, - - 3,310 ft. 

15. Aggregate length of iron hridges, - - none. 

16. Aggregate length of stone arch bridges, -• - none. 

17. Number of public highways crossed at grade in 

Connecticut, ..... 54 

18. Number of railroads crossed at grade in Con- 

necticut, ...... 1 

19. Name of each, New Haven and Derby. 

20. *Total number of stations on the entire road, - 19 

21. Number of same in Connecticut, - - all. 

KOADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS ' 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each — 

Watertown and Waterbury. 

23. Total Length of all, 4£ miles. 

24. Total Length of all in Connecticut, - - all. 

25. Total number of stations on all roads operated 

by this company, .-... 2 

26. Total number of same in Connecticut, - all. 

MOTIVE POWER AND CARS. 

No. Weight in lbs. 

1. Number of engines, average weight with lender 

full, 12 90,000 

2. Number of passenger cars, average weight, 15 36,000 

3. Number of merchandise cars, average weight, 279 16,000 

4. Number of baggage cars, average weight, 4 22,000 

5. Number of gravel and other cars, none. 

6. Number of men employed exclusive of those 

engaged in construction, ... - 210 

7. Average rate of speed of express passenger 

trains when in motion, - - . - - none. 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 20 miles. 
10. Highest rate of speed allowed freight trains in 

motion, ------- 14" 

*Does not include stations on roads that are leased. 



112 



NAUGATUCK RAILROAD. 



FARKS AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 5 cents. 

2. Highest rate of same for distances more than 

three miles, - 4tV 6 o~ " 

3. Highest rate per mile for through passengers, - 3 " 

4. General average rates, ..... 3-r1& " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 20, 17^%, 15^, 13^, 9 m. 

6. Lowest contract rate of same per ton per mile, 

for first, secoud, third, and fourth classes, 4 T ^ 

7. Average rate of freight per ton per mile for first, 

second, third, and fourth classes, - 8flft, 7-flfo, 6 t ^, ofifo 

DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, - - - 84,154 

2. Miles run l>y freight trains, ... 138,701 

3. Miles run by other trains, .... 20.413 

4. Total miles run, : . - - - . 243,268 

5. Number of passengers carried, ... 338,146 

6. Number of passengers carried one mile, - 6,863,276 

7. Number of passengers carried one mile to and 

from other roads, 2,969,445 

8. Tons of merchandise carried, ... 194,532 

9. Tons of merchandise carried one mile, - - 4,412,232 
10. Tons of merchandise carried to and from other 

roads, 17,013 



* EXPENDITURES CHARGED TO COST OF ROAD AND EQUIPMENT 
DURING THE YEAR. 



1. Extension or alteration of road, 

2. Land or land damages, 

3. New buildings, ... 



none, 
none, 
none. 



♦The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



NAUGATUCK RAILROAD. 113 

4. New rolling stock, - $15,400.00 

5. Any other expenditure, .... none. 



6. -Total, $15,400.00 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $51,692.71 

2. New iron rails (No. of tons and cost), - none. 

3. New steel rails, (No. of tons and cost), 50l£, 61,433.59 

4. Repairs of bridges, ----- 7,300.55 

5. Repairs of buildings and fixtures, - - - 6,004.38 

6. Repairs of fences, 777.40 

7. Removing ice and snow, - 917.45 



8. Total for maintenance of way, - $128,126.08 

9. Cost per mile of road kept in repair, - 2,083.35 
10. Proportion for Connecticut," - - all. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ----- $8,077.85 

2. Repairs of machinery, ... - in No. 1. 

3. Repairs of passenger, baggage, and mail cars, - 9,416.73 

4. Repairs of freight cars, - 8,052.24 

5. Cost of fuel,— wood, coal, - - - - 30,828.00 

6. Oil used by engines and cars, - - - 2,049.33 

7. Waste and other material used for cleaning, - 2,493.74 



8. Total for maintenance of motive power 

and cars, $60,917.89 

9. Cost per mile of road operated, - - 990.53 
10. Proportion for Connecticut, - - all. 



15 



114 



NAUGATUCK RAILROAD. 



, MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, .... $26,439.89 

2. Salaries, wages, and incidentals chargeable to 

freight department, 74,788.91 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ------ iul and 2. 

4. Gratuities, - - . - - - - none. 

5. Damages for injuries to persons, ... none. 

6. Damages for cattle killed, - - - - none. 

7. Damages for loss of goods and baggage, - 729.34 

8. Damages to property, including damages by fire, none. 

9. Taxes, ------- See under income. 

10. Insurance, - 2,530.09 

11. Telegraph expenses, ----- none. 

12. Amount paid other companies as rent for use of 

road, specifying each company, - - - none. 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 
New York, New Haven and Hartford, 

in 1 and 2, 18,726.84 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 26,174.12 

15. Total miscellaneous, ... $130,664.35 

16. Amount per mile of road operated, 2,124.62 

17. Proportion lor Connecticut, - - all. 

It *Total expenditure for operating the 

road, $319,708.32 

2. Total cost per mile of road operated, 5, 1 98.50 

3. Proportionate total for Connecticut, all. 



*Total amount of the three previous articles. 



NAUGATUCK RAILROAD. 



115 



INCOME. 



1. From passengers : 

On main road and brandies owned by Com- 
pany, - • 

To and from other roads, ... 

2. From freight : 

On main road and branches owned by Com- 
pany, 

To and Irom other roads, - 

3. U. S. Mails, 

4. Rents and other sources,- .... 

5. Expresses, ------ 

6. Total income, ------ 

7. Income per mile of road operated, 

8. Proportionate income for Connecticut, 

9. Income above operating expenses, 
10. Amount paid for interest, $7,305.30 ; Taxes, 

$22,328.74, 



11. Total net income, - - 

12. Number and per cent, dividends, 

13. Amount paid in dividends, 

14. Paid to sinking fund, 

15. Surplus for the year, 

16. Surplus last year, 

17. Total surplus, - 



$205,898.27 
in item above. 



309,156.36 

in item above. 

5,621.24 

12,760.84 

10,500.00 

$543,936.71 



8,844.50 
all. 



$224,228.39 

$29,634.04 

$194,594.35 

2 of 5 per cent. each. 

187,965.00 

none. 

6,629.35 

226,951.65 

233,581.00 



18. Surplus invested as follows : 
Cash and loans, - 
Balance of accounts due the Company, 
Materials, fuel, and stores, - 
Other items, - 



15,399.40 
72,318.27 
60,477.61 
85,385.72 



116 NAUGATDCK RAILROAD. 



STATEMENT OF EACH ACCIDENT. 

1872. 

October 26. Daniel Geer, brakeman on milk train, while 
switching in Winsted yard, attempting to jump on the train while in 
motion, fell on the track, was run over, and instantly killed. 

December 19. Eddie Broderick of Ansonia, age twelve years, 
made an attempt to get on a freight train while in motion, lost his 
hold, and falling on the track was fatally injured. 

1873. 

September 27. Child of Thomas Hawley, Waterbury, fourteen 
months old, sitting on track, run over and killed. 

Attest, E. F. BISHOP, President. 

Attest, H. NICHOLS, Treasurer. 



State of Connecticut, > 
County of Fairfield, ) 

Bridgeport, November 26, 1873. 

Then personally appeared, E. F. Bishop, President, and H. 
Nichols, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

GEORGE W. BEACH, 

Notary Public. 



NAUGATUCK RAILROAD. 117 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, E. F. BISHOP, Bridgeport. 

Secretary, HORACE NICHOLS, Bridgeport. 

Treasurer, HORACE NICHOLS, " 

Superintendent, GEORGE W. BEACH, Waterbury. 

Chief Clerk, JAMES POTTER, Bridgeport. 

General Ticket Agent, WILLIAM TOMLIN, Bridgeport. 

BOARD OF DIRECTORS. 

W. D. Bishop, Bridgeport. 
E. F. Bishop, Bridgeport. 
R. Tomlinson, Bridgeport. 
A. L. Dennis, Newark, N. J. 
J. B. Robertson, New Haven. 
J. G. Wetmore, Winsted. 
N. A. Baldwin, Milford. 
R. M. Bassett, Derby. 



NEW YORK, PROVIDENCE, AND BOSTON 
RAILROAD. 

Return of the New Fork, Providence and Boston Railroad Company 
for the year ending September SQth, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital stock authorized by charter, - - $2,500,000.00 

2. Capital stock authorized by votes of the com- 

pany, 2,500,000.00 

3. Capital stock actually paid in, - 1,887,400.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, - none. 

6. Total number of shares of stock issued, - 18,874.00 

7. Par value per share of capital stock, - - 100.00 

8. Total par value of stock issued, - - - 1,887,400.00 

9. Total market value on the 30th of September, 

of the stock issued, 1,887,400.00 

10. Amount of capital stock issued per mile of rail- 

road owned by .the company, - . - 30,183.40 

11. Proportion of stock issued for Connecticut, - 573,117.80 

12. Amount of stock held in Connecticut, - - cannot tell. 

13. Number of stockholders residing in Connecticut, 



DKBTS. 



1. Total amount of funded debt, - 

First mortgage bonds due (when ?) 



$1,205,000.00 



NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 1 1 9 

Rate of interest (what?) per cent., 
Second mortgage bonds due (when?) 
Rate of interest (what ?) per cent., 
All others describe in same manner. 

6 per cent, bonds due 1873, - - - 2,000.00 

6 per cent, bonds due 1878, - 70,000.00 

7 per cent, bonds due 1889, - - - 777,000.00 
7 per cent, improvement bonds due 1876, 100,000.00 
Extension railroad bonds, 1878, 6 percent.. 

$200,000; extension railroad bonds, 

1880, 6 per cent.. $50,000 ; total,- - 250,000.00 

2. Amount of floating debt, - none. 

3. Total amount of funded and floating debt, - 1,205,000.00 

4. Proportion of same per mile of road, - 19,280.00 

5. Proportion of same for Connecticut, - - 327,760.00 



COST. 



1. Total cost of entire road to date, - $2,019,314.17 

(This item to include grading and masonry, 
bridging, superstructure, land damages 
and fences, stations, engine and car 
houses, and cost of engineering.) - 

2. Proportion of same per mile of road, - 32,309.02 

3. Proportion of same for Connecticut, - - 549,253.34 

4. Total cost of entire equipment, ... 479109.32 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above,) - 

5. Proportion of same per mile of road, - 7,665.74 

6. Proportion of same for Connecticut, - - 130 317.58 

CHARACTERISTICS. 

1. Total length of main line of road, - - - 62f miles. 

2. Length of the same in Connecticut, - - 17 " 

3. Length of the same in other states (giving the 

names of states and length in each,) — Rhode 

Island, - - . . 45 an< j 26£ miles, double track. 

4. Name and length of branches, r - - none. 

5. Total length of branches, .... none _ 







none. 


- about 


6 


miles. 


about 


3* 


miles. 


e 


89 


miles. 




17 


miles. 


- 


26^ 


miles, 
none. 


- about 3 


miles. 




2,900 feet. 


. 




none. 



120 NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, ... 

8. Length of same in Connecticut. - 

9. Total length of track for the entire road (single 

track miles), ----- 

10. Length of same in Connecticut, - 

11. Total length of double track, - - - 

12. Length of same in Connecticut, - 

13. Miles of track laid with steel rails, - 

1 4. Aggregate length of wooden bridges, - 

15. Aggregate length of iron bridges, 

16. Aggregate length of stone arch bridges, - 350 feet. 

17. Number of public highways crossed at grade in 

Connecticut, ------ 15 

18. Number of railroads crossed at grade in Con- 

necticut, none. 

19. Name of each, ------ 

20. *Total number of stations on the entire road, 

including flag stations, - 20 

21. Number of same in Connecticut, - fi 

ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, - - - 

23. Total length of all, 

24. Total length of all in Connecticut, - 

25. Total number of stations on all roads operated 

by this company, ------ 

26. Total number of same in Connecticut, 

MOTIVE POWER AND CARS. 

No. Weight in lbs. 

1. Number of engines, average weight with tender 

full, - - ' 22 about 28 tons. 

2. tNumber of passenger cars, average weight,- 25 32,000 lhs. 

3. Number of merchandise cars, average weight, 107 16,100 lbs. 

4. Number of baggage cars, average weight, - 7 24,600 lbs. 

5. Number of gravel and other cars, - - 16 

•Does not include stations on roads that are leased. 

t Also proportion of 13 passenger cars and 7 baggag* cars. 



None. 



NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 121 



6. Number of men employed exclusive of those 

engaged in construction, - 

7. Average rate of speed of express passenger 

trains when in motion, - 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 
10. Highest rate of speed allowed freight trains in 

motion, - - - - .- 



557 

35 miles. 
30 " 
25 " 

25 " 



FARES AND FREIGHT. 



cents. 



1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 

2. Highest rate of same for distances more than 

three miles, ------ 

3. Highest rate per mile for through passengers, - 

4. General average rates, • - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes ; no third or 
fourth classes, - - - ■ - 67{ 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, no contract rates. 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - - 67|c, 58^c. 





3 


cents. 




m 


« 




2A 


« 


c. 


58ic, 


none 



DOINGS DURING THE YEAR. 



1. Miles run by passenger trains, estimated 285,500, no separate ac. 

2. Miles run by freight trains, estimated 166,600, no separate ac. 

3. Miles run by other trains, - - - no separate account. 

4. Total miles run, 452,147 

5. Number of passengers carried, ... 656,551 

6. Number of passengers carried one mile, - 17,649,666 

7. Number of passengers carried one mile to and 

from other roads, 10,561,453 

8. Tons of merchandise carried, - - 247,754 

9. Tons of merchandise carried one mile, - - 9,228,836 
10. Tons of merchandise carried to and from other 

roads, 559,125 



16 



122 NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 

♦expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, ... $139,606.08 

2. Land or land damages, .... 3,350.00 

3. New buildings and other improvements, - - 43,629.79 

4. New rolling stock — cars, $60,925.72 ; engines, 

$28,547.70; total, .... 89,473.42 

5. Any other expenditure, .... none. 

6. Total, $276,059.29 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges, - - $135,102.15 

2. New iron rails (No. of tons and cost),- - included in No. 1. 

3. New steel rails (No. of tons and cost), - " 

4. Repairs of bridges, ----- 12,409.17 

5. Repairs of buildings and fixtures, ... 14,440.14 

6. Repairs of fences, ..... included in No. 1. 

7. Removing ice and snow, ----"" 

8. Total for maintenance of way, - 161,951.46 

9. Cost per mile of road kept in repair, 2,591.22 
10. Proportion for Connecticut, - - 44,050.74 

Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, - - - - ■» $2" 293 4fi 

2. Repairs of machinery, ) 

3. Repairs of passenger, baggage, and mail cars, -\ .„ „„„ _ 

4. Repairs of freight cars, - - - - J 

5. Cost of fuel, — wood, coal, — mostly coal, - - 64,921.26 

6. Oil, 7,448.57 

7. Waste and other material used for cleaning, - 1,651.47 

8. Total for maintenance of motive power 

and cars, 150,412.30 

9. Cost per mile of road operated, - - 2,406.58 
10. Proportion for Connecticut, - 40,911.86 

*Thc amounts under this heading art also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 123 



MISCELLANEOUS. 



included 
No. 1, 



in 



25,724.05 

22,245.19 
3,440.45 
included in No. 1. 
27,952.77 



1. Services, $141,676.62 

2. Salaries, wages, and incidentals, chargeable to j 

freight department, ---.-*- 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - - - - - f 

4. Gratuities, ------ 

5. Damages for injuries to persons, 

6. Damages for cattle killed, - - - - 

7. Damages for loss of goods and baggage, - 

8. Damages to property, including damages by fire 

9. Taxes, ------- 

10. Insurance, ------- 

1 L' Telegraph expenses, - 

12. Ferry, ------- 

13. Amount paid other companies as rent for use of 

road, specifying each company, 

14. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

15. General salaries and office expenses, law ex- 

penses, and all ether expenses (except inter- 
est), not included in any of the above items, 42,662.56 

16. Total miscellaneous, - - 263,676.64 

17. Amount per mile of road operated, 4,218,65 

18. Proportion for Connecticut, - 71,717,05 

1. * Total expenditure for operating 

the road, - - - . - - 576,035.40 

2 Total cost per mile of road operated, 9,2 16.40 

3. Proportionate total for Connecticut, 156,678,80 



INCOME. 

1. From passengers : 

On main road and branches owned by com- 
pany, $198,805.78 

To and from other roads, - - - 261,035.28 

* Total amount of the three previous articles. 






124 
2. 



NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 



From freight : 

On main road -and branches owned by com- 
pany, 

To and from other roads, ... 

U. S. Mails, 

Rents, ------- 

Expresses, ------- 



6. Total income, - 
7 



9. 
10. 
11. 
12. 

13. 
14. 
15. 
16. 
17. 

18. 



Income per mile of road operated, - 
Proportionate income for Connecticut, 

Income above operating expenses, - 

Amount paid for interest, - 

Total net income, - - - - 



§126,047.28 

229,030.12 

7,968.76 

1,886.48 

20,855.11 

845,628.81 

13,530.06 
230,011.02 

269,593.41 

82,735.00 

186,858.41 



Number and per cent, dividends, — 4 quarterly, 

at 2^ per cent. each. 



Amount paid in dividends, - 

Paid to sinking fund, - 

Surplus for the year, - - - - 

Surplus last year, - - - - 

Total surplus, — .... 

Surplus invested as follows : 

Cash and loans, - - - - 
Balance of account due the company, 
Materials, fuel, and stores, 
Other items, 



190,090.00 

nothing. 
110,494.95 
154,991.96 
110,494.95 

$110,494.95 

for doing the 

business 

of the road. 



NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 125 



STATEMENT OF EACH ACCIDENT. 



1872. 



October 4. John Blancliard, an intemperate man, killed by boat 
train engine. 

October 9. Thomas Gilman fell off gravel train. Killed. 



1873. 

February 10. Erastus Avery, in crossing track in Groton, was 
struck by train. Not seriously hurt. 

August 9. John Frink, struck by express train near Mystic. 
Left leg broken. 

No other accidents in Connecticut. 



Attest, D. L. BAB COCK, Vice-President. 
Attest, .HENRY MORGAN, Treasurer. 



State of New York, "> 

County of New York, | 



October 30th, 1873. 



Then personally appeared, D. S. Babcock, Vice-President, and 
Henry Morgan, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

WILLIAM H. BOWEN, 

Notary Public. 



126 NEW YORK, PROVIDENCE, AND BOSTON RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, S. D. BABCOCK, 50 Wall street. 
Vice-President, D. S. BABCOCK, Pier 33, North River, N. Y. 
Secretary, F. B. NOYES, Stonington, Connecticut. 
Treasurer, HENRY MORGAN, 39 William street, N. Y. 
Superintendent, A. S. MATHEWS, Stonington, Conn. 
Assistant Superintendent, J. B. GARDINER, Providence, R. I. 
General Ticket Agent, F. B. NOYES, Stonington, Conn. 
General Freight Agent, E. F. BRADFORD, Providence, R. I. 
General Freight Agent, J. L. PROUTY, Stonington, Conn. 



BOARD OF DIRECTORS. 

S. D. Babcock, 50 Wall street, New York. 

D. S. Babcock, New York. 

W. F. Caret, Jr., " 

J. B. Johnston, " 

Henry Morgan, " 

G. M. Miller, " 

Henry Howard, Coventry, R. I. 

Charles Saltsbury, Providence, R. I. 

N. F. Dixon, Westerly, R. I. 

John A. Burnham, Boston, Mass. 

A. S. Mathews, Stonington, Conn. 



SHORE LINE RAILROAD, 



Return of the Shore Line Railroad Company, for the year ending 
September 30th, 1873, under the act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, . - $1,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, ..... game. 

3. Capital Stock actually paid in, - - Same. 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, ----- none. 

6. Total number of shares of Stock issued, - 10,000.00 

7. Par value per Share of Capital Stock, - 100.00 

8. Total par value of Stock issued, - - - 1 ,000,000.00 

9. Total market value on the 30th September, of 

the Stock issued, .... 900,000.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 20,000.00 

11. Proportion of Stock issued for Connecticut,- 20,000.00 

12. Amount of Stock held in Connecticut,*- 

13. Number of Stockholders residing in Connec- 

ticut,* . . . 



*Camiot say, as the Stock Ledger in many instances does not give the 
residence of Stockholders. 



128 



SHORE LINE RAILROAD. 



DEBTS. 



1. Total amount of funded debt, - - - 

First mortgage bonds due (when?) 1880, 
Rate of interest, (what ?) per cent., 7 per ct. 
Second mortgage bonds due (when ?), 
Rate of interest (what) per cent. 
All others describe in same manner. 

2. Amount of floating debt, State tax payable 

October, - 

3. Total amount of funded and floating debt, - 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



$200,000.00 



None. 



10,916.61 

210,916.61 

4,218.33 

4,218.33 



COST. 



1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotives, cars, 
machinery and tools, and machine shops, 
not included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



$1,200,000.00 



CHARACTERISTICS. 



1. Total length of main line of road, 50 miles. 

2. Length of the same in Connecticut, - All. 

3. Length of the same in other States, (giving the 

names of States and length in each)- - none. 

4. Name and length of branches, - " 



Total length of branches, 
Length of same in Connecticut, 



SHORE LINE RAILROAD. 129 

7. Aggregate length of sidings, - - - 5 miles 2,040 ft. 

8. Length of same in Connecticut, - - Same. 

9. Total length of track for the entire road, (single 

track miles,) - - - - 55 ms. & 2,040 ft. 

10. Length of same in Connecticut, - - All. 

11. Total length of double track, ... none. 

12. Length of same in Connecticut, - " 

13. Miles of track laid with steel rails, and steel top, 12-20 miles. 

14. Aggregate length of wooden bridges, '- 12,402 feet. 

15. Aggregate length of iron bridges, - - 280 " 

16. Aggregate length of stone arch bridges, - none. 

17. Number of public highways crossed at grade in 

Connecticut, .... 71 

18. Number of railroads crossed at grade in Con- 

necticut, - 2 

1 9. Name of each, 

N. Y., N. H. and Hartford R. R. ; Conn. 
Valley R. R. 

20. *Total number of stations on the entire road, - 20 

21. Number of same in Connecticut, - 20 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 

23. Total length of all, .... 

24. Total length of all in Connecticut, - 

25. Total number of stations on all roads operated 

by this company, - 
26 Total number of same in Connecticut, 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight.with 
tender full, - - - - 

*Does not include stations on roads that are leased. 
17 



130 



SHORK LINE RAILROAD. 



2. Number of passenger cars, average weight, Operated by 

3. Number of merchandise cars, average N. Y., N. H. and 

weight, - - - - H. R. R. 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, 

6. Number of men employed exclusive of those 

engaged in construction, - - - 315 

7. Average rate of speed of express passenger 

trains when in motion, 33 miles. 

8. Average rate of same, including stops, - 29 " 

9. Average rate of speed of accommodation trains, 25 " 
10. Highest rate of speed allowed freight trains in 

motion, - - - - - 15" 



FARES AND FRKIGHT. 



10 CtS. 



31 



3 T V 



1. *Highest rate of passenger fare per mile for dis- 

tances less than three miles, 

2. Highest rate of same for distances more than 

three miles, - 

3. Highest rate per mile for through passengers, 

4. General average rates,- - - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 1.40, 1.20, 1.00 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - .03 cts 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - .06 " 



80 



DOINGS DURING THE YEAR. 



1. Miles run by passenger trains, 

2. Miles run by freight trains, 

3. Miles run by other trains, 

4. Total miles run, - 



173,866 
33,479 
43,852 

251,197 



* 10 cents is charged for passengers over Conn. River Bridge, from Conn. 
River Station to Lyme. 



SHORE LINE RAILROAD. 131 

5. Number of passengers carried. - - - 356,057 

6. Number of passengers carried one mile, - 9,885,840 

7. Number of passengers carried one mile to and 

from other roads, - 7,015,060 

8. Tons of merchandise carried, - - 41,422 

9. Tons of merchandise carried one mile, - - 1,309,325 
10. Tons of merchandise carried to and from other 

roads, ..... 18,971 



•expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, 

2. Land or land damages, ... 

3. New buildings, - 

4. New rolling stock, ... 

5. Any other expenditure, 

6. Total, 



EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges 

and new rails, - - - $81,086.89 

2. New iron rails (No. of tons & cost) 

3. New steel rails (No. of tons & cost) 

865 tons, - - - 97,639.96 

4. Repairs of bridges, - - 60,914.10 

5. Repairs of buildings and fixtures, 24,206.80 

6. Repairs of fences, 

7. Removing ice and snow, - 

8. Total for maintenance of way, - 263,847.75 

9. Cost per mile of road kept in repair, 5,276.95 
10. Proportion for Connecticut, - All. 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



132 SHORE LINE RAILROAD. 



Cost of Maintenance of Motive Power and Can. 

1. Repairs of locomotives, - - $11,218.11 

2. Repairs of machinery, 

3. Repairs of passenger, baggage, and 

mail cars, - - - 22,042.84 

4. Repairs of freight cars, - 1,597.35 

5. Cost of fuel, — wood, coal, } 

Wood, - 705.93 [ 30,614.81 

Coal, - 29,908.88 ) 

6. Oil used by engines and cars, - 3,930.64 

7. Waste and other material used for 

cleaning, - - - 1,227.75 

8. Total for maintenance of motive 

power and cars, - $70,631.50 

9. Cost per mile of road operated, - 1,412.62 
10. Proportion for Connecticut, - All. 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, ... $54,562.45 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - - - 18,187.15 

3. Wages of switchmen, signal men, gate keepers, 

and watchmen, - 2,228.22 

4. Gratuities, - - - - 

5. Damages for injuries to persons, - - 640.80 

6. Damages for cattle killed, - - - 135.00 

7. Damages for loss of goods and baggage, - 224.39 

8. Damages to property, including damages by 

fire, ----- 50.00 

9. Taxes, - 

10. Insurance, - 

11. Telegraph expenses, ... 250.00 

12. Amount paid other companies as rent for use of 

road, specifying each company, 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each com- 
ply. - ' '. ■- -i 



SHORE LINE RAILROAD. 



133 



14. General salaries and office expenses, law ex- 
penses, and all other expenses (except inter- 
est), not included in any of the above items, $7,766.57 

15. Total Miscellaneous,- - - 84,043.58 

16. Amount per mile of road operated, 1.680.87 

17. Proportion for Connecticut, - - All. 

1. *Total expenditure for operating the 

road, .... 418,522.83 

2. Total cost per mile of road operated, - 8,370.49 

3. Proportionate total for Connecticut, All. 



INCOME. 

1 . From passengers : 

On main road and branches owned by com- 

pauy, $117,464.47 

To and from other roads, - - 194,359.66 

2. From freight : 

On main road and branches owned by com- 
pany, ----- 42,116.29 
To and from other roads, - 36,910.03 

3. U. S. Mails, ... . 7,566.96 

4. Rents, ------ 

5. Expresses, - - - 14,663.72 

6. Total income, - .- $413,081.13 

7. Income per mile of road operated, - 8,261.62 

8. Proportionate income from Connecticut, - All. 

9. Income less than operating expenses, - "("5,441.70 
10. Amount paid for rent, $100,000. 

11 Total net income, - - - - 

12. Number and per cent, dividends, Jan., 1873, 4^ 
per cent. ; July, 3^ per cent. 



*Total amount of the three previous articles. 

t The lessees, after paying rent $100,000, suffer a loss of $105,441.70 for the 
year. 



134 SHORE LINE RAILROAD. 

13. Amount paid in dividends, - - - $80,000.00 

14. Paid to sinking fund, - 

15. Surplus for the year, ... 

1 6. Surplus last year, .... 

17. Total surplus, .... 



18. Surplus invested as follows: 

Cash and loans, - - - 

Balance of accounts due the Company, 
Materials, fuel and stores, 
Other items,- ... 



STATEMENT OF EACH ACCIDENT. 

1872. 

Dec. 6. John Christy, a farmer, of about 60 years of age, was 
struck and killed by the day express train, moving sast, near his 
residence in East Haven. He was walking on the track, saw the 
train approaching, but undertook to cross a short bridge in advance of 
the train, which he was, as it proved, unable to do in time to save 
himself. 

1873. 

April 5. James W. Bishop, of Southington, Ct., while walking on 
the track, near Stony Creek, was struck and killed by the afternoon 
express going West. 

April 8. Mrs. Andrew Barnes, of East Haven, when attempting 
to drive across the track three-fourths of a mile east of Quinnipiac 
Bridge, in East Haven, in front of an approaching train, was struck 
and considerably bruised, but since has entirely recovered. 

April 8. Henry A. Whittlesey, of North Haven, was struck and 
killed while attempting to drive over Ferry Street crossing in Fair 
Haven. Mr. Whittlesey was partially deaf. 

Aug. 28. Hugh McGinn, of Stony Creek, while intoxicated and 
lying on the track, one half mile east of Guilford Station, was struck 
and killed by the midnight passenger train. 

Attest, 

JAMES M. TOWNSEND, Vice-President 
Attest, 

WILBUR F. DAY, Treasurer. 



SHORE LINE RAILROAD. 135 



State of Connecticut, 

County of New Haven, 

New Haven, Nov. 29, 1873. 
Then personally appeared, Jas. M. Townsend, vice-president, and 
Wilbur F. Day, treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me. 

B. HIGBEY, 

Notary Public. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, S. B. CHITTENDEN, New York. 
Vice-President, JAMES M. TOWNSEND, New Haven, Ct. 
Secretary, WILBUR F. DAY, 
, Treasurer, WILBUR F. DAY, 

BOARD OF DIRECTORS. 

S. B. Chittenden, New York. 
Edward Ingraham, New Haven. 
James M. Townsend, " 
Chas. G. Landon, New York. 
C. S. Bushnell, New Haven. 
♦Horace F. Clark, New York. 
H. L. Hotchkiss, " 

*Since deceased. 



NEW YORK AND NEW ENGLAND RAILROAD. 



Return of the New York and New England Railroad Company for 
the year ending Sept. 30th, 1873, under the Act of 1872. 



CAPITAL STOCK.* 

1. Capital Stock authorized by charter, - 

2. Capital Stock authorized by votes of the Com- 

pany, - 

3. Capital Stock actually paid in, 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made, either in cash or its equiv- 
alent, - 

6. Total number of shares of Stock issued, 

7. Par value per share of Capital Stock, - 

8. Total par value of Stock issued, 

9. Total market value on the 30th of September, 

of the Stock issued, ... 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, 

13. Number of Stockholders residing in Connecticut, 

* No reply can be made to these questions by the Trustees in possession. 



NEW YORK AND NEW ENGLAND RAILROAD. 137 



DEBTS.* 



1. Total amount of funded debt, - 

First mortgage bonds due (when ?) - 
Rate of interest, (what?) per cent., 
Second mortgage bonds due (when ?) - 
Rate of interest (what?) per cent., 
All others describe in same manner. 

2. Amount of floating debt, 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, - 
o. Proportion of same for Connecticut, 



COST.* 

1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



CHARACTERISTICS. 

1. Total length of main line of road, Boston to 

Willimantic, - - - - 85| miles. 

2. Length of the same in Connecticut, - 341 " 

3. Length of the same in other States, (giving the 

names of States and length in each), Mass., - 5l£ " 
■ • — — 

* No reply can be furnished by the trustees in possession to these questions. 
The C09t, debt, &c., are unknown^to them. 

18 



138 NEW YORK A.ND NEW ENGLAND RAILROAD. 

) Woousocket, Dir. 33£ miles. 

4. Name and length of branches, > Southbridge Br., 17| 

) Didham Br., - 2 

5. Total length of branches, ... 53^ 

6. Length of same in Connecticut, - 7£ 

7. Aggregate length of .-idings, - - - 18H£ft 

8. Length of same in Connecticut, - - 2§ %%$ 

9. Total length of track for the entire road, (single 

track miles,) .... 169f|f$ " 

10. Length of same in Connecticut, - - 45£§§g 

11. Total length of double track, - - 12£ " 

12. Length of same in Connecticut, - - None. 

13. Miles of track laid with steel rails, - - None. 

14. Aggregate length of wooden bridges, - 7,072 feet. 

15. Aggregate length of iron bridges. - - 241 

16. Aggregate length of stone arch bridges, - 335 

17. Number of public highways crossed at grade in 

Connecticut, .... 13 

18. Number of railroads crossed at grade in Con- 

necticut, ----- 1 

19. Name of each, 

20. *Total number of stations on the entire road, - 64 

21. Number of same in Connecticut, - - 12 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

f22. Name, termini, and length of each, 

Norwich and Worcester R.R., from "Worces- 
ter to Allyn's Point, - - - M^ wiles. 

23. Total length of all, - 66 rV " 

24. Total length of all in Connecticut, - 48 

25. Total number of stations on all roads operated by 

this company, - 

26. Total number of same in Connecticut, - 22 



*Does not include stations on roads that are leased. 

t The traffic and other statistics given in this report do not include the Norwich 
and Worcester Road, which, by request of lessees, reports directly to the Com- 
missioners. 



NEW YORK AND NEW ENGLAND RAILROAD. 139 



MOTIVE POWER AVD CARS. 

No. Weight in Tons. 

1. Number of engines, average weight with 

tender full, - 30 39 

2. Number of passenger cars, average. 

weight, .... 39 17 

3. Number of merchandise cars, average 

weight, ... 296 6,926 

4. Number of baggage cars, average weight, 17 15 

5. Number of gravel and other cars, - 122 

6. Number of men employed exclusive of those 

engaged in construction, - 

7. Average rate of speed of express passenger 

trains when in motion, 30 miles. 

8. Average rate of same, including stops, - 25 " 

9. Average rate of speed of accommodation trains, 25 " 
1 0. Highest rate of speed allowed freight trains in 

motion, ....-- 15 " 

FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, - - 10 cents. 

2. Highest rate of same for distances more than 

three miles, - 

3. Highest rate per mile for through passengers, - 3 T 3 5 7 f " 

4. General average rates, ... 2-j^ " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - Any class, .06 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - .028 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - -04-^ 

DOINGS DURING THE TEAR. 

1. Miles run by passenger trains, - 416,035 

2. Miles run by freight trains, - - 200,616 

3. Miles run by other trains, - - - 20,864 

4. Total miles run, .... 637,515 



140 NEW YORK AND NEW ENGLAND RAILROAD. 

5. Number of passengers carried, - - - 1,723.337 

6. Number of passengers carried one mile, - 16,857.560 

7. Number of passengers carried one mile to and 

from other roads, - 6,020.621 

8. Tons of merchandise carried, - - 363,734 

9. Tons of merchandise carried one mile, - - 9,150,026 
10. Tons of merchandise carried to and from other 

roads, - .- - - - 5,870,672 

♦expenditures charged to cost of road and EQUIPMENT 

DURING THE YEAR. 

1. Extension or alteration of road, — expended by 

Trustees from Putnam to Willimantic, - $34,372.77 

2. Land or land damages, ... 4,001.00 

3. New buildings, .... 37.715.73 

4. New rolling slock, $533.80, $28.00, - 28,574.18 

5. Any other expenditure, machinery and tools, 

bridges, ..... 3,333.80 

South Bay filling, - - - 3,763.33 



6. Total,- ..... $112,760.81 



EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, ..... $148,090.34 

2. New iron rails, (No. of tons and cost), - 41,135.61 

3. New steel rails, (No. of tons and cost), - None. 

4. Repairs of bridges,- - - - 23,618.99 

5. Repairs of buildings and fixtures, - - 5,523.15 

6. Repairs of fences, - ... 2,921.41 

7. Removing ice and snow, ... 1,619.64 

8. Total for maintenance of way, - 222,909.14 

9. Cost per mile of road kept in repair, - 1,603.66 
10. Proportion for Connecticut, - Not known. 

*The amounts under this heading arc also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



NEW YORK AND NEW ENGLAND RAILROAD. 



141 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, - 

2. Repairs of machinery, - 

3. Repairs of passenger, baggage, and mail cars, - 

4. Repairs of freight cars, - 

5. Cost of fuel, — wood, coal, ) 
Wood, 196 cords, $1,437.42 [ Total, 
Coal. 11,447 tons, 92,176.40 ) 

6. Oil used by engines and cars, - 

7. Waste and other material used for cleaning. 



8. Total for maintenance of motive power 

and cars, - - - - 

9. Cost per mile of road operated, 
10. Proportion for Connecticut, - 



$54,259.82 
885.69 

25,705.58 
18,992.43 

93,613.82 
6,541.65 



199,498.99 

1,434.89 

Not known. 



MISCELLANEOUS. 



1. Salaries, wages, and incidentals chargeable to 

passenger department, 

2. Salaries, wages, and incidentals, chargeable to 

freight department, ... 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - 

4. Gratuities, - 

5. Damages for injuries to persons, - 

6. Damages for cattle killed, ... 

7. Damages for loss of goods and baggage, - 

8. Damages to property, including damages by fire, 

9. Taxes, - 

10. Insurance, . . - - 

11. Telegraph expenses, 

12. Amount paid other companies as rent for use of 

road, specifying each company, 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 



$98,219.86 
92,459.61 
25,652.79 

10,418.63 



677.96 

5,360.26 

none. 



142 



NEW YORK AND NEW ENGLAND RAILROAD. 



14. General salaries and office expenses, law ex- 
penses, and all other expenses (except 
interest), not included in any of the above 
items, ..... $73,370.89 

15. Total Miscellaneous, - - 306,160.00 

16. Amount per mile of road operated, - 2,202.58 
17. Proportion for Connecticut, - - Not known. 

1. *Total expenditure for operating the road, - 728,568.13 

2. Total cost per mile of road operated, - 

3. Proportionate total for Connecticut, 





INCOME. 




1. 


From passengers : 

On main road and branches owned by com- 






pany, ----- 


$240,900.85 




To and from other roads, 


143,302.13 


2. 


From freight : 

On main road and branches owned by com- 






pany, ----- 


134,757.74 




To and from other roads, - 


269,714.79 


3. 


U. S. Mails, .... 


8,602.85 


4. 


Rents, 


30,662.03 


5. 


Expresses, .... 
Total Income, - - - - - 
Income per mile of road operated, 


29,173.61 


6. 


857,114.00 


7. 


6,166.47 


8. 


Proportionate income for Connecticut, - 
Income above operating expenses, - 
Amount paid for interest, - 


Not known. 


9. 


128,545.87 


10. 




11. 


Total net income, - 

Number and per cent, dividends, - 




12. 




13. 


Amount paid in dividends, - 




14. 


Paid to sinking fund, 




15. 


Surplus for the year, - 




16. 


Surplus last year, - - - - 
Total surplus, - - - - - 




17. 





♦Total amount of the three previous articles. 



NEW YORK AND NEW ENGLAND RAILROAD. L48 

18. Surplus invested as follows : 

Cash and loans, ... 

Balance of accounts due the company, 
Materials, fuel, and stores, 
Other items, .... 

None of the figures given in this report include the Hartford, 
Providence and Fishkill R. R., which remains in the possession of 
the trustees of an underlying mortgage, anil who report direct to the 
Commissioners. Nor are the statistics of the Norwich and Worces- 
ter R. R. included, which is operated (by lease) for the account of 
the trust. By request of the lessees that corporation reports inde- 
pendently to the Commissioners. 

Attest, 

WM. T. HAliT, Trustee. 
Attest, 

CHARLES P. CLARK, Trustee. 



State of Massachusetts, 
County of Suffolk, 
City of Boston. 

February 28th, 1874. 

Then personally appeared William T. Hart and Charles P. 
Clark, trustees, and severally make oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

JAMES B. BELL, 

Notary Public. 

And Commissioner of Deeds 
for the State of Connecticut, 
resides in Boston. 



144 NEW YORK AND NEW ENGLAND RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, WE T. HART, Boston. 

Vice-President, None. 
Secretary, ROBERT R. BISHOP, 

Treasurer, H. C. LUCE, " 

Acting-Superintendent, H. A. G. POME ROY, " 

Assistant- Superintendent, None. 

General Ticket Agent, A. C. KENDALL, " 

General Freight Agent, GEORGE H. WILLIAMS, 

BOARD OF DIRECTORS. 

Peter H. Watson, New York. 
Win. Butler Duncan, " 
Saml. L. M. Barlow, " 
Robt. M. Olyphant, " 
Marshall Jewell, Conn. 
Fredk. J. Kingsbury, " 
Wm. J. Hamersley, " 

James T. Smith, Providence, R. I. 
Royal C. Taft, " 

John F. Slater, Conn. 

.John Foster, Boston. 

Francis Dane, " 

Wm. T. Hart, , " 

Edwd. W. Kinsley, " 
Thornton R. Lothrop, " 

TRUSTEES UNDER THE BURDELL MORTGAGE. 

WM. T. HART, Boston. 

GEORGE T. OLYPHANT, New York. 

CHARLES P. CLARK, Boston. 



CONNECTICUT VALLEY RAILROAD. 



Return of the Connecticut Valley Railroad Company, for the year 
ending September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital stock authorized by charter, - - $1,500,000.00 

2. Capital stock authorized by votes of the com- 

pany, - 1,500,000.00 

3. Capital stock actually paid in, ... 1,034,600.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, none. 

6. Total number of shares of stock issaed, - - 10,346 

7. Par value per share of capital stock, - - 100.00 

8. Total par value of stock issued, - - - 1,034,600.00 

9. Total market value on the 30th of September, 

of the stock issued, .... 51,730.00 

10. Amount of capital stock issued per mile of rail- 

road owned by the company, ... 22,492.00 

11. Proportion of stock issued for Connecticut, - all. 

12. Amount of stock held in Connecticut, - - 951,000.00 

13. Number of stockholders residing in Connecticut, 166 



DEBTS. 



1. Total amount of funded debt, 
19 



$1,000,000.00 



146 



CONNECTICUT VALLEY RAILROAD. 



First mortgage bonds due (when ?) Dec. let, 1,900.00 

Rate of interest (what ?) per cent., - - 7 per cent. 

Second mortgage bonds due (when?) - none issued. 

Rate of interest (what?) percent., - nothing. 
All others describe in same manner. 

2. Amount of floating debt, .... 1,177,564.17 

3. Total amount of funded and floating debt, - 2,177,564.17 

4. Proportion of same per mile of road, - - 47,339.00 

5. Proportion of same for Connecticut, - - all. 



COST. 

1. Total cost ofentire road to date, ... 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, - - - 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, 

6. Proportion of same for Connecticut, - 



$2,615,441.13 



58,858.00 
all. 
268,378.43 



5,834.00 
all. 



CHARACTERISTICS. 



1. Total length of main line of road, - 

2. Length of the same in Connecticut, 

3. Length of the same in other states (giving the 

names of states and length in each,) 

4. Name and length of branches, - 

5. Total length of branches, .... 

6. Length of same in Connecticut, ... 

7. Aggregate length of sidings, - - - - - 

8. Length of same in Connecticut, - 

9. Total length of track for the entire road (single 

track miles), ...... 

10. Length of same in Connecticut, ... 



46^ 


miles 


46^ 


miles 




none. 




none. 


not any 


not any. 


s T m 


miles. 




all. 


46^ 


miles. 




all. 



CONNECTICUT VALLEY RAILROAD. 



147 



11. Total length of double track, - 

12. Length of same in Connecticut, - 

13. Miles of track laid with steel rails, - 

14. Aggregate length of wooden bridges, - 

15. Aggregate length of iron bridges. ... 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, 

18. Number of railroads crossed at grade in Con- 

necticut, ------ 

19. Name of each, — 

New Haven. Middletown, and Willimantic, 
New York, New Haven and Hartford, 

20. *Total number of stations on the entire road, 

21. Number of same in Connecticut, - 



not any. 
not any. 

none. 
17,820 feet. 

none. 

none. 

60 
2 



three times. 

17 

all. 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 



22. Name, termini, and length of each, - - - 

23. Total length of all, 

24. Total length of all in Connecticut, - 

25. Total number of stations on all roads operated 

by this company, ----- 

26. Total number of same in Connecticut, 



' 



None. 



MOTIVE POWER AND CARS. 



No. Weight in lbs. 



1. Number of engines, average weight with tender 

full,- - - - - - 

2. Number of passenger cars, average weight, - 

3. Number of merchandise cars, average weight, 

4. Number of baggage cars, average weight, - 

5. Number of gravel and other cars, - 

6. Number of men employed exclusive of those 

engaged in construction, ... 



6 


60,000 


14 


40,320 


110 


20,160 


5 


35,840 


50 





142 



*Does not include stations on roads that are leased. 



148 CONNECTICUT VALLEY RAILROAD. 

7. Average rate of speed of express passenger 

trains when in motion, .... none. 

8. Average rate of same, including stops, - none. 

9. Average rate of speed of accommodation trains, 22 miles. 
10. Highest rate of speed allowed freight trains in 

motion, 18 miles. 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than -three miles, ... 7 cents. 

2. Highest rate of same for distances more than 

three miles, ------ 4 « 

3. Highest rate per mile for through passengers, - 3^ " 

4. General average rates, - 3^ " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - 32, 26^, 21, 21c. 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, 1^ , 6 1 4 , 4/ 5 , 3^0. 

7. Average rate of freight per ton per mile for first, 

second, third, and fourth classes, - 11, 9-^j, 8, 7-j^c. 



DOINGS DURING TIIE YEAR. 

1. Miles run by passenger trains, ... 111,056 

2. Miles run by freight trains, ... 28,424 

3. Miles run by other trains, - 4,520 

4. Total miles run, 144,000 

5. Number of passengers carried, ... 284,298 

6. Number of passengers carried one mile, - 3,736,821 

7. Number of passengers carried one mile to and 

from other roads, - - - - - 377,168 

8. Tons of merchandise carried, ... 46,692 

9. Tons of merchandise carried one mile, - - 1,302,908 
10. Tons of merchandise carried to and from other 

roads, - - - - no contract with other roads. 



CONNECTICUT VALLEY RAILROAD. 149 



♦expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, ... $107,072.07 

2. Land or land damages, .... 84,640.22 

3. New buildings, 37,029.49 

4. New rolling stock, 22,203.01 

5. Any olher expenditure, 33,109.89 



6 - Total, . $234,055.28 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $23,335.91 

2. New iron rails (No. of tons and cost), - 31.96 

3. New steel rails (No. of tons and cost), - - none. 

4. Repairs of bridges, 1,970.23 

5. Repairs of buildings and fixtures, ... 1,927.99 

6. Repairs of fences, 357.83 

7. Removing ice and snow, .... 157.40 



8. Total for maintenance of way, - 27,781.32 

9. Cost per mile of road kept in repair, 6,040.00 
10. Proportion for Connecticut, - - all. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, $7,379.26 

2. Repairs of machinery, .... 501.67 

3. Repairs of passenger, baggage, and mail cars, - 4,130.76 

4. Repairs of freight cars, .... 2,697.58 

5. Cost of fuel, — wood, coal, .... 13,559.36 

6. Oil used by engines and cars, ... 2,650.68 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 



150 CONNECTICUT VALLEY RAILROAD. 

7. Waste and other material used for cleaning, - 621.81 



8. Total for maintenance of motive power 

and cars, $31,541.12 

9. Cost per mile of road operated, - - (3,857.00 
10. Proportion for Connecticut, - - all. 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, .... $32,454.32 

2. Salaries, wages, and incidentals chargeable to 

freight department, 28,966.98 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ------ 6,771.26 

4. Gratuities, 333.57 

5. Damages for injuries to persons, - 69.00 

6. Damages for cattle killed, -.-.-- 187.50 

7. Damages for loss of goods and baggage, - 415.05 

8. Damages to property, including damages by fire, 1.00 

9. Taxes, 1,354.26 

10. Insurance, 4,033.72 

11. Telegraph expenses, - - - - - 615.51 

12. Amount paid other companies as rent for use of 

road, specifying each company, - - - nothing. 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

included in Nos. 1 and 2. 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 4,843.92 



15. Total miscellaneous, - - - $80,046.09 

16. Amount per mile of road operated, 17,402.00 

17. Proportion for Connecticut, - - all. 

1. *Total expenditure for operating the 

road, - - - * - - - $139,368.53 

2. Total cost per mile of road operated, 3,299.00 

3. Proportionate total for Connecticut, all. 



•Total amount of the three previous articles. 



CONNECTICUT VALLEY RAILROAD. 



151 



INCOME. 



1. From passengers : 

On main road and branches owned by Com- 
pany, $147,156.45 

To and from other roads. ... nothing. 

2. From freight : 

On main road and branches owned by Com- 
pany, 79,744.30 

To and from other roads, .... nothing. 

3. U. S. Mails, 2,513.12 

4. Rents, &c, .-..-.- 15,355.26 

5. Expresses, 2,780.00 

6. Total income, $247,549.13 

7. Income per mile of road operated, - - 53,815.50 

8. Proportionate income for Connecticut, - - all. 

9. Income above operating expenses, - - $108,180.60 

10. Amount paid for interest, .... $78,689.49 

11. Total net income, $29,491.11 

12. Number and per cent, dividends, - - none. 

13. Amount paid in dividends, .... nothing. 

14. Paid to sinking fund, - nothing. 

15. Surplus for the year, 29,491.11 

16. Surplus last year, ----- 7,390.36 

17. Total surplus, ------ 36,881.47 

18. Surplus invested as follows : 

Cash and loans, - - - - 1,240.14 

Balance of accounts due the Company, none. 

Materials, fuel, and stores, - - - 12,320.00 

Other items, - - - - - none. 

Balance this year to construction account, $28,250.97 



152 CONNECTICUT VALLEY RAILROAD. 



STATEMENT OP EACH ACCIDENT. 
1872. 

December 19. Robert Carey, a freight brakeman, slipped while 
switching cars near Wethersfield station, was caught between the 
cars and fatally injured. Died December 24th, 1872. 

June 10. John Smith of Middletown, while walking on the track 
at Middletown was struck by an engine and fatally injured. 

July 21. Hugh McErain was struck by an engine, just south of 
College street in Middletown. Had an arm broken. 

October 16. Pierre Johnson and John Johnson were killed by 
being thrown from a gravel train, while working near Chester 
station. 

Attest, J. H. WALKLEY, President. 
Attest, N. HOLLISTER, Treasurer. 



State of Connecticut, 

County of Hartford 



,} 

Hartford, December 1st, 1873. 



Then personally appeared, J. C. Walkley, President, and N. 
Hollister, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

LEVI WOODHOUSE, 

Notary Public. 



CONNECTICUT VALLEY RAILROAD. 153 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, JAMES C. WALKLEY, Hartford. 
Vice-President, L. BOARDMAN, East Haddam. 
Secretary, LEVI WOODHOUSE, Hartford. 
Treasurer, N. HOLLISTER, Hartford. 
Superintendent, HIRAM FOWLER, Hartford. 
Assistant Superintendent, H. A. STONE, Hartford. 
General Ticket Agent, H. A. STONE. Hartford. 
General Freight Agent, II A. STONE, Hartford. 



BOARD OF DIRECTORS. 

J. C. Walkley, Hartford, Conn. 
L. Boardman, East Haddam, Conn. 
Samuel Babcock, Middletown, Conn. 
S. M. Comstook, Center Brook, Conn. 
O. H. Clark, Chester, Conn. 
Elisha Stevens, Cromwell, Conn. 
George Beach, Hartford, Conn. 
N. Hollister, Hartford, Conn. 
F. B. Cooley, Hartford, Conn. 

E. F. Smith, Hartford, Conn. 

F. R. Foster, Hartford, Conn. 
Joseph S. Woodruff, Hartford, Conn. 
A. W. Bacon, Middletown, Conn. 



20 



CONNECTICUT WESTERN RAILROAD. 



Return of the Connecticut Western Railroad Company, for the year 

9 

ending September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 



3. 
4. 



Capital Stock authorized by charter, 

Capital Stock authorized by votes of the Com- 
pany, ----- 

Capital Stock actually paid in, - 

Capital Stock issued for earnings which had not 
been- divided among the stockholders, 

Capital Stock issued upon which no payment 
has been made either in cash or its equiv- 
alent, - 

Total number of shares of Stock issued, 

Par value per share of Capital Stock, - 

Total par value of Stock issued, 

Total market value on the 30th of September, 
of the Stock issued, - - - - 

10. Amount of Capital Stock issued per mile of rail- 
road owned by the company, 

Proportion of Stock issued for Connecticut, 

Amount of Stock held in Connecticut, . 

Number of Stockholders residing in Connec- 
ticut, - 



11 
12 
13 



$3,000,000.00 

3,000,000.00 
1,890,124.64 

none. 



none. 

18,752 Shares. 

100.00 

1,875,200.00 

000.00 

25,340.54 

all. 

1,441,900.00 

214 



DEBTS. 



1. Total amouut of funded debt, - - $2,674,000.00 

First mortgage bonds due (when ?) July 1, 

19.00, 2,674,000.00 



CONNECTICUT WESTERN RAILROAD. 



155 



Rate of interest, (what?) per cent., 
Second mortgage bonds due (when ?) 
Kate of interest (what?) per cent., 
All others describe in same maimer. 

2. Amount of floating debt, 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, 

5. Proportion of same for Connecticut, 



7 per cent, 
none. 

$40,673.62 

2,714,673.62 

38,781.19 

All. 



COST. 



1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



4,264,002.08 



57,621.61 

All. 

279,634.07 



3,778.88 
All. 



CHARACTERISTICS. 



1. Total length of main line of road, - 66.7 miles. 

2. Length of the same in Connecticut, - All. 

3. Length of the same in other States, (giving the 

names of States and length in each,) - None. 

4. Name and length of branches, - - None. 

5. Total length of branches, ... None. 

6. Length of same in Connecticut, - - None. 

7. Aggregate length of sidings, ... 8 miles. 

8. Length of same in Connecticut, - - All. 

9. Total length of track for the entire road, (single 

track miles,) .... 74.7 miles. 

10. Length of same in Connecticut, • - AH. 



156 CONNECTICUT WESTERN RAILROAD. 

11. Total length of double track, - none. 

12. Length of same in Connecticut, - - none. 

13. Miles of track laid with steel rails, - - none. 

14. Aggregate length of wooden bridges, - 9,209 feet. 

15. Aggregate length of iron bridges, - - none. 
16 Aggregate length of stone arch bridges, - none. 

17. Number of public highways crossed at grade in 

Connecticut, .... 74 

18. Number of railroads crossed at grade in Con- 

necticut, - 5f 

19. Name of each, 

Housatonic, Naugatuck, New Haven and 
Northampton (ftwice), Hartford, Provi- 
dence and Fishkill, in yard at Hartford. 

20. *Total number of stations on the entire road,* - 27 

21. Number of same in Connecticut, - 27 

ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 

Dutchess and Columbia R. R., - - 1.6 miles. 

State Line to Millerton. 



23. Total Length of all, - - - 1.6 miles. 

24. Total length of all in Connecticut, - - None. 

25. Total number .of stations on all roads operated 

by this company, - - . - 29 

26. Total number of same in Connecticut, - 27 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, - - - - 8 70,000 

2. Number of passenger cars, average weight, 12 40,000 

3. Number of merchandise cars, average 

weight, - - - - 40 18,000 

4. Number of baggage cars, average weight, 2 30,000 

5. Number of gravel and other cars, - 147 16,000 

*Docs not include stations on roads that are leased. 



CONNECTICUT WESTERN RAILROAD. 157 

6. Number of men employed exclusive of those 

engaged in construction, - 150 

7. Average rate of speed of express passenger 

trains when in motion, - - -| No express 

8. Average rate of same, including stops, - ) trains. 

9. Average rate of speed of accommodation trains, 20 miles pr. hr. 
10. Highest rate of speed allowed freight trains in 

motion, - - - - -15" 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, - - No fares less 

than 10 cents. 

2. Highest rate of same for distances more than 

three miles, - - - - 5 cts. per mile. 

3. Highest rate per mile for through passengers, 3 T 7 3 ff " " 

4. General average rates, ... 3^-J^ " " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - - 45, 35, 25, 20. 

6. Lowest contract rate of same per ton ) All classes ) 

per mile, for first, second, third, >• per > 2| cents, 
and fourth classes, - - ) contract. ) 

7. Average rate of freight per ton per ^ All classes ) 

mile for first, second, third, and j- per > 9 " 
fourth classes, - - - ) contract. ) 



DOINGS DURING THE TEAR. 

1. Miles run by passenger trains,- - - 120,849 

2. Miles run by freight trains, - - 97,133 

3. Miles run by other trains, includes switching, - 25,022 

4. Total miles run, - 243,004 

5. Number of passengers carried, - - - 272,365 

6. Number of passengers carried one mile, - 4,189,166 

7. Number of passengers carried one mile to and 

from other roads, - - - - 210,728 

8. Tons of merchandise carried, - - 194,950 

9. Tons of merchandise carried one mile, - - 2,734,265 
10. Tons of merchandise carried to and from other 

roads, ..... 116,875 



158 CONNECTICUT WESTERN RAILROAD. 



•expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, - - $101,738.94 

2. Land or land damages, - - - . 7,603.95 

3. New buildings, ----- 33,196.94 

4. New rolling stock, - - - - 43,255.27 

5. Any other expenditure, ... 36,977.88 



6. Total, ..... $222,823.98 



EXPENDITURES FOR OPERATING DURING THE TEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $33,963.22 

2. New iron rails, (No. of tons and cost,) - ) 

3. New steel rails, (No. of tons and cost,) - ) 

4. Repairs of bridges, ... 1,813.18 

5. Repairs of buildings and fixtures, - - 1,175.86 

6. Repairs of fences, - 9.37 

7. Removing ice and snow, ... 7,014.57 

8. Total for maintenance of way, - 43,976.20 

9. Cost per mile of road kept in repair, 628.23 
10. Proportion for Connecticut, - - 42,719.74 



none. 



Cost of Maintenance of Motive Poioer and Cars. 

1. Repairs of locomotives, - - $10,000.38 

2. Repairs of machinery, 

3. Repairs of passenger, baggage and 

mail cars, - 3,009.64 

4. Repairs of freight cars, - 3,414.67 

5. Cost of fuel,— wood, coal, - 30,521.55 

6. Oil used by engines and cars, - 2,855.76 
7 Waste and other material used for 

cleaning, ... 878.58 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



CONNECTICUT WKSTKRN RAILROAD. L59 

8. Total for maintenance of motive power 

and cars, - $50,680.58 

9. Cost per mile of road operated, - 72-1.08 
10. Proportion for Connecticut, - - 49,584.46 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, ... $19,202.74 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - - - 1 28,780.1 6 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - - Included in Nos. 1 and 2. 

4. Gratuities, .... None. 

5. Damages for injuries to persons, - - 5H.32 

6. Damages for cattle killed, - 130.00 

7. Damages for loss of goods and baggage, - Nothing. 

8. Damages to property, including damages by 

fire, ..... 850.55 

9 - Taxes ' I 2,052.22 

10. Insurance, - - - -) 

11. Telegraph expenses, ... None. 

12. Amount paid other companies as rent for use of 

road, specifying each company, 

Dutchess and Columbia R. R. Co., - 2,500.00 

Hartford, Providence and Fishkill, - 4.927.01 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each com- 
pany, - - ■» - none. 
14. General salaries and office expenses, law ex- 
penses, and all other expenses (except in- 
terest), not included in any of the above 
items, ----- $34,295.13 



15. Total Miscellaneous, - - * 193,249.16 

16. Amount per mile of road operated, - 2,760.70 

17. Proportion for Connecticut, - 189,108.11 



160 



CONNECTICUT WESTERN RAILROAD. 



dlr.l* 



1. *Total expenditure for operating the 

road, - $287,905.94 

2. Total cost per mile of road operated, 4,112.93 

3. Proportionate total for Connecticut, - 281,736.54 



INCOME. 

1. From passengers: -j 

On main road and branches owned by Com- { 
pany, - - f 

To and from other roads, 

2. From freight : "1 

On main road and branches owned by Com- I 
pany, - - - - - f 

To and from other roads, 

3. U. S. Mails, 

4. Rents, - 

5. Expresses, - 



6. Total income, - - 

7. Income per mile of road operated, 

8. Proportionate income for Connecticut, 

9. Income above operating expenses, 

10. Amount paid for interest, - - 

11. Total net income, - 

12. Number and per cent, dividends, 

13. Amount paid in dividends, - 

14. Paid to sinking fund, - 

15. Surplus for the year, - 

16. Surplus for last year, - - - 

17. Total Surplus, - 

1 8. Surplus invested as follows : 

Cash and loans, ... 

Balance of accounts due the Company, 
Materials, fuel and stores, 
Other items, ... 



8150,634.62 



283,549.12 

4,335.42 

None. 

4,215.18 



442,734.34 

6,510.79 
432,968.16 

154,828.40 

176,715.00 



none, 
none, 
none, 
none, 
none, 
none. 

none, 
none, 
none. 
noDe. 

none. 



•Total amount of the three previous articles. 



CONNECTICUT WESTERN RAILROAD. 



161 



STATEMENT OF EACH ACCIDENT. 
1873. 

Aug. 11. Thomas Fiunegan, killed at Chapinville. Fell between 
train and station platform after train had started. Said to have been 
intoxicated. 

Attest, 

WILLIAM H. BARNUM, President. 

Attest, 

WILLIAM L. GILBERT, Treasurer. 



State of Connecticut, 
County of Hartford. 



Hartford, Dec. 11th, 1873. 



Then personally appeared, William H. Barnum, president, and 
William L. Gilbert, treasurer, and severally made oath that the fore- 
going return by them subscribed, is true and correct, according to 
their best knowledge and belief. Before me, 

N. B. STEVENS, 

Notary Public. 



21 



162 CONNECTICUT WESTERN RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, WM. H. BARNUM, Lime Rock, Connecticut. 
Vice-President, GEO. M. BARTHOLOMEW, Hartford, Ct. 
Secretary, GEO. S. FRINK, " 

Treasurer, WM. L. GILBERT, West Winsted, Ct. 
Superintendent, WM. H. YEOMANS, Hartford, Ct. 
Gen'l Ticket Agent, F. T. STUDLEY, " 

Gen' I Freight Agent, D. P. WILLIAMS, " 

BOARD OF DIRECTORS. 

W. H. Barnum, Lime Rock, Ct. 

G. M. Bartholomew, Hartford, Ct. 

A. H. Holley, Lakeville, Ct. 

J. L. Howard, Hartford, Ct. 

Georgk W. Moore, Hartford, Ct. 

N. B. Stevens, " 

C. R. Chapman, " 

J. B. Bunce, " 

Byron Loomis, Suffield, Ct. 

W. L. Gilbert, West Winsted, Ct. 

Geo. Dudley, " " 

E. T. Butler, Norfolk, Ct. 

F. Watson, Canaan, Ct. 



DANBURY AND NORWALK RAILROAD, 



Return of the Danbury and Norwalk Railroad Company, for the 
year ending Sept 30th, 1873, under the Act of 1872. 

CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - $1,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, ..... 600,000.00 

3. Capital Stock actually paid in, - - 332,100.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - 267,900.00 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, ----- none. 

6. Total number of shares of Stock issued, 12,000 

7. Par value per Share of Capital Stock, - $50.00 

8. Total par value of Stock issued, - - - 600,000.00 

9. Total market value on the 30th September, of 

the Stock issued, - - - - 300,000.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 17,751.45 

11. Proportion of Stock issued for Connecticut,- All. 

12. Amount of Stock held in Connecticut, - - 223,600.00 

13. Number of Stockholders residing in Connec- 

ticut, ..... 91 

DEBTS. 

1. Total amount of funded debt, - - - $500,000.00 

First mortgage bonds due (when?) Oct. 1st, 

1880, - - ' " - - • 100,000.00 



164 DANBURY AND NORWALK RAILROAD. 

Rate of interest, (what ?) per ceut., 7 per ct. 
First and second mortgage bonds due (when ?), 

July 1st, 1890, .... 200,000.00 

Rate of interest (what) per cent., 7 per cent. 
All others describe in same manner. 

First, second and third seven per cent. 

mortgage bonds, due July 1st, 1892, - 200,000.00 

2. Amount of floating debt, - - 10,500.00 

3. Total amount of funded and floating debt, - 510,500.00 

4. Proportion of same per mile of road, - - 15,103.55 

5. Proportion of same for Connecticut, 



COST. 

1. Total cost of entire road to date, not including 

equipment, ..... $969,585.86 
(This item to include grading and masonry, 

bridging, superstructure, land damages and 

fences, stations, engine and car houses, and 

cost of engineering.) 

2. Proportion of same per mile of road, - - 28,685.97 

3. Proportion of same for Connecticut, - All. 

4. Total cost of entire equipment, - - 162,228.46 

(This item to include locomotives, car.-, 
machinery and tools, and machine shops, 
not included above.) 

5. Proportion of same per mile of road, - - 4,799,66 

6. Proportion of same for Connecticut, - All. 

CHAKACTERISTICS. 

1. Total length of main line of road, - - 23.8 miles. 

2. Length of the same in Connecticut, - All. 

3. Length of the same in other States, (giving the 

names of Stales and length in each)- - none. 

Branchville to Ridge- 

4. Name and length ggi^ ... 

ot branches, - j Bethd ' ^ HawleyviIle> 

5. Total length of branches, - 

6. Length of same in Connecticut, 



4 


miles. 


6 


ii 


10 


ii 




All. 



DANBCRY AND NORWALK RAILROAD. 



165 



7. Aggregate length of sidings, - 
8- Length of same in Connecticut, 
9. Total length of track for the entire road, (single 
track miles,) .... 

10. Length of same in Connecticut, 

1 1. Total length of double track, - 

12. Length of same in Connecticut, 

13. Miles of track laid with steel rails, 

14. Aggregate length of wooden bridges, 

15. Aggregate length of iron bridges, 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, .... 

18. Number of railroads crossed at grade in Con- 

necticut, - 

1 9. Name of each, 

20. *Total number of stations on the entire road, - 

21. Number of same in Connecticut, 



4.4 miles. 

All. 

38.2 miles. 

All. 

none. 
u 

none. 

1,248 feet. 

none. 

none. 

61 

none. 

14 
All. 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 



22. Name, termini, and length of each, 

23. Total length of all, .... 

24. Total length of all in Connecticut, - 

25. Total number of stations on all roads operated 

• by this company, - - - - 

26. Total number of same in Connecticut, 



none, 
none, 
none, 
none. 

none. 



MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with. 

tender full, 7 60,000 

2. Number of passenger cars, average weight, 8 32,000 

3. Number of merchandise cars, average 

weight, - -- - - 74 16,000 

4. Number of baggage Cars, average weight, 3 27,000 

5. Number of gravel and other cars, - none. 



*Does not include stations on roads that are leased. 



166 DANBURY AND NORWALK RAILROAD. 

6. Number of men employed exclusive of those 

engaged in construction, ... 98 

7. Average rate of speed of express passenger 

trains when in motion, 28 miles. 

8. Average rate of same, including stops, - 22 " 
9-. Average rate of speed of accommodation trains, 

including stops, - - - - 20 " 

10. Highest rate of speed allowed freight trains in 

motion, - 15 " 



■1 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, no fare le?s than y 8 cents. 

10 cents, - 

2. Highest rate of same for distances more than 

three miles, ----- 4.4 " 

3. Highe-t rate per mile for through passengers, 3.4 " 

4. General average rates,- - - - 4 " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, about 53 46 40 26 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, no contracts. 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, about 12 10 8 6 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, - 80,124 

2. Miles run by freight trains, - - 32,230 

3. Miles run by other trains, - 4,000 

4. Total miles run, - 116,354 

5. Number of passengers carried, - - - 176,064 

6. Number of passengers carried one mile, - 2,112,774 

7. Number of passengers carried one mile to and 

from other roads, - - - - - 699,452 

8. Tons of merchandise carried, - - 43,549 

9. Tons of merchandise carried one mile, - - 883,882 
1 0. Tons of merchandise carried to and from other 

roads, - 17,827 



DANBURY AND NORWALK RAILROAD. [67 

•EXPENDITURES CHARGED TO COST OE ROAD AND EQUIPMENT 
DURING THE YKAR. 

1. Extension or alteration of road, - -) 

2. Land or land damages, - - V $6,420.80 

3. New buildings, - - - - ) 

4. New rolling stock, - - - 16,945.23 

5. Any other expenditure, 

6. Total, ------ 23,366.03 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges 

and new rails, - - - $18,524.26 

2. New iron rails, about - - 3,500.00 

3. New steel rails, ... none. 

4. Repairs of bridges, - - 3,007.09 

5. Repairs of buildings and fixtures, 898.70 

6. Repairs of fences, - - 240.75 

7. Removing ice and snow, - - included in road repairs. 

8. Total for maintenance of way, - 26,170.80 

9. Cost per mile of road kept in repair, 774.28 
10. Proportion for Connecticut, 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, - ) <ft;q002 17 

2. Repairs of machinery, - ) 

3. Repairs of passenger, baggage, \ 

and mail cars, - " >- 10,019.96 

4. Repairs of freight cars, - ) 

5. Cost of fuel,— wood, coal, - 17,724.39 

*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



168 



DANBURY AND NORWALK RAILROAD. 



6. Oil used by engines and cars, 

7. Waste and other material used ^ included above. 

for cleaning, 

8. Total for maintenance of motive 

power and cars, - 

9. Cost per mile of road operated, - 
10. Proportion for Connecticut, 



35,746.52 
1,057.59 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, - 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - - - 

3. Wages of switchmen, signal men, gate keepers, 

and watchmen, .... 

4. Gratuities, .... 

5. Damages for injuries to persons, 

6. Damages for cattle killed, ... 

7. Damages for loss of goods and baggage, 

8. Damages to property, including damages by 

fire, ..... 

9. Taxes, ..... 

10. Insurance, 

11. Telegraph expenses, - 

1 2. Amount paid other companies as rent for use of 

road, specifying each company, 

13. Amount paid other companies in tolls for pas- 

sengers and freight, Specifying each com- 
pany, ..... 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 

15. Total Miscellaneous, - 

16. Amount per mile of road operated, 

17. Proportion for Connecticut, - 

1 . *Total expenditure for operating the 

road, .... 

2. Total cost per mile of road operated, - 

3. Proportionate total for Connecticut, 



)■ 40,199.02 



703.85 



4,454.82 



none. 



none. 



3,937.10 



49,294.79 
1,458.43 



111,212.11 
3,290.30 



*Total amount of the three previous articles. 



DANBURY AND NORWALK RAILROAD. 



169 



INCOME. 

From passengers : 

On main road and branches owned by com- 
pany, - 

To and from other roads, 
From freight : 

On main road and branches owned by com- 
pany, 

To and from other roads, - 
U.S. Mails, .... 

Rents,- .r 

Expresses, - - 



6. Total income, - - - - 

7. Income per mile of road operated, 

8. Proportionate income from Connecticut, 

9. Income above operating expenses, - 
Amount paid for interest, 
Total net income, - - 



10. 

11 

12. 
13. 
14. 

15. 
16. 
17. 

18. 



Number and per cent, dividends, 
Amount paid in dividends, 
Paid to sinking fund, - - - 

Surplus for the year, ... 

Surplus last year, ... 

Total surplus, .... 

Surplus invested as follows : 
Cash and loans, - 

Balance of accounts due the Company, 
Materials, fuel and stores, 
Other items, - 



$84,510.88 
about ^ 



82,454.56 

about \ 

2,383.74 

1,615.00 

3,600.00 

$174,564.18 

5,164.62 
All. 

63,352.07 

36,232.69 

27,119.38 

none. 

none. 

none. 
12,261.18 
25,681.74 
37,942.92 



4,538.62 

7,445.97 

19,400.00 

6,458.33 

$37,842.92 



22 



170 



DANBUKY AND NORWALK RAILUOAD. 



STATEMENT OF EACH ACCIDENT. 



1873. 

March 7th. John Baxter, brakeman on passenger train, fell 
off train through a bridge in Danbury, and was instantly killed. 



Attest, 
Attest, 



R. P. FLOWER, President. 
H. WILLIAMS, Treasurer. 



State of Connecticut, 
County of Fairfield. 



! 



November 28th, 1873. 



Then personally appeared R. P. Flower, president, and H. Wil- 
liams, treasurer, and severally made oath that the foregoing return by 
them subscribed is true and correct, according to their best knowledge 
and belief. 

Before me, 

JOHN W. BACON, 

Notary Public. 



DANBURY AND NORWALK RAILROAD. 



171 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, R. P. FLOWER, New York. 

Secretary and Treasurer, HARVEY WILLIAMS, Danbury, Ct. 
Superintendent, JOHN W. BACON, " 

General Ticket Agent, HARVEY WILLIAMS, " 

BOARD OF DIRECTORS. 



R. P. Flower, 


New York. 


Le Grand Lockwood, 


a 


Joseph Richardson, 


a 


Edwin Lockwood, 


Norwalk, Ct. 


Wm. K. James, 


* « 


Wm. C. Street, 


M 


Jonathan Camp, 


« 


Asa E. Smith, 


u 


Dudley P. Ely, 


a 


Ebenezer Hill, 


u 


L. P. Hoyt, 


Danbury, Ct. 


D. P. Nichols, 


M 


E. Sherwood, 


Southport, Ct. 


Wm. Turber, 


Fairfield, Ct 


0. Benedeck, 


Bethel, Ct. 



NEW HAVEN AND DERBY RAILROAD. 



Return of the New Haven and Derby Railroad Company, for the 
year ending September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - $700,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, 455,700.00 

3. Capital Stock actually paid in, ... 455,70000 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equivalent, none. 

6. Total number of Shares of Stock issued, - 4,557.00 

7. Par value per Share of Capital Stock, - 100.00 

8. Total par value of Stock issued, - - - 455,700.00 

9. Total market value on the 30th of September, 

of the Stock issued, .... 4,557.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 35,053.85 

11. Proportion of Stock issued for Connecticut, 455,700 

12. Amount of Stock held in Connecticut, - - 424,500.00 

13. Number of Stockholders residing in Connecticut, 324 

DKBTS. 



1. Total amount of funded debt, - 
First mortgage bonds due (when ?) 



$525,000.00 
May 1st, 1888. 



NEW HAVEN AND DERBY RAILROAD. 



173 



Rate of interest, (what?) per cent., 
Second mortgage bonds due (when ?) 
Rale of interest (what?) percent., 
All others describe in same manner. 

2. Amount of floating debt, - 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



7 per cent. 

February 1, 1890. 

7 per cent. 

25,000.00 

550,000.00 

42,307.69 

all. 



COST. 

1. Total cost of entire road to date, - 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 

3. Proportion of same for Connecticut, - 

4. Total cost of entire equipment, - 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - ' - 

6. Proportion of same for Connecticut, 



$1,055,700.00 



81,209.69 

all. 

76,760.00 



5,904.61 
all. 



CHARACTERISTICS. 

1. Total length of main line of road, - 13 m. 

2. Length of the same in Connecticut, - 13 m. 

3. Length of the same in other States, (giving the 

names of States and length in each,) none. 

4. Name and length cf branches, ... none. 

5. Total length of branches, .... none. 

6. Length of same in Connecticut, - - none. 

7. Aggregate length of sidings, - - - - 6, 1 00 feet. 

8. Length of same in Connecticut, - - 6,100 " 

9. Total length of track for the entire road, (single 

track miles,) ------ 13 m. 

10. Length of same in Connecticut, - - - 13 m. 

11. Total Length of double track, - - - none. 

12. Length of same in Connecticut, - none. 



174 



NEW HAVEN AND DERBY RAILROAD. 



13. Miles of track laid with steel rails, - 

14. Aggregate length of wooden bridges, - 

1 5. Aggregate length of iron bridges, ... 

16. Aggregate length of stone arch bridges, 

17. Number of public highways' crossed at grade in 

Connecticut, - 

18. Number of railroads crossed at grade in Con- 

necticut, ...... 

19. Name of each, 

20. *Total number of stations on the entire road, - 

21. Number of same iu Connecticut, 



none. 

8,060 ft. 

none. 

none. 

20 



Naugatuck. 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22r Name, termini, and length of each, - - - 

23. Total length of all, 

24. Total length of all in Connecticut, - - - 

25. Total number of stations on all roads operated 

by this company, - - - - - 

26. Total number of same in Connecticut, 



None. 



MOTIVE POWER AND CARS. 



No. Weight in lbs. 



1. Number of engines, average weight with tender 

full, '- 

2. Number of passenger cars, average weight, 

3. Number of merchandise cars, average weight, 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, 

6. Number of men employed exclusive of those 

engaged in construction, ... - 

7. Average rate of speed of express passenger 

trains when in motion, - - - - 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 
10. Highest rate of speed allowed freight trains in 

motion,! ------- 



3 
4 
7 
2 
20 



76,000 
28,000 
16,000 
24,000 
13,500 

47 

none. 

none. 

22 miles. 

none. 



*Does not include stations on roads that are leased. 
1 All trains mixed. 



NEW HAVEN AND DERRY RAILROAD. 175 



TAKES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 5 cents. 

2. Highest rate of same for distances more than 

three miles, - 41 « 

3. Highest rate per mile for through passengers, - 4£ " 

4. General average rates, .... 41 " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - 20, 15, 13, 10 

6. Lowest coutract rate of same per ton per mile, 

for first, second, third, and fourth classes, 10, 10, 10, 10 

7. Average rate of freight per ton per mile for first, 

second, third, and fourth classes, - - - 13, 12, 10, 10 



•> 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, - - -^ 

2. Miles run by freight trains, - - ) 40,847 
Miles run by other trains, .... 2,370 

4. Total miles run, - - - - . 43 217 

5. Number of passengers carried, ... 150,270 

6. Number of passengers carried one mile, - 1,146,936 

7. Number of passengers carried one mile to and 

from other roads, - 439 ggg 

8. Tons of merchandize carried, ... 24 269 

9. Tons of merchandize carried one mile, - - 270 920 
10. Tons of merchandize carried to and from other 

r °a d? > none. 



♦expenditures charged to cost of road and equipment 
during the tear. 



1. Extension or alteration of road, 

2. Land or land damages, 



*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what lias 
been added during the year. 



176 NEW HAVEN AND DERBY RAILROAD. 

3. New buildings, $ 203.99 

4. New rolling stock, " 2,000.00 

5. Any other expenditure, .... 



6. Total, $2,203.99 

EXPENDITURES FOR OPERATING DURING THE TEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $10,037.54 

2. New iron rails (No. of tons and cost), 52 tons, 4,800.66 

3. New steel rails, (No. of tons and cost), 

4. Repairs of bridges, ----- 1,231.85 

5. Repairs of buildings and fixtures, - - 351.98 

6. Repairs of fences, - - - - - 

7. Removing ice and snow, ... - 198.15 



8. Total for maintenance of way, - $16,620.18 

9. Cost per mile of road kept in repair, - 1,278.48 
10. Proportion for Connecticut, - - all. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, .... $1,271.29 

2. Repairs of machinery, - 

3. Repairs of passenger, baggage, and mail cars, 1,763.10 

4. Repairs of freight cars, - - - . 1,175.40 

5. Cost of fuel, — wood, coal, - 7,158.73 

6. Oil used by engines and cars, ... 809.36 

7. Waste and other material used for cleaning, - 404.36 

8. Total lor maintenance of motive power 

and cars, 12,582.24 

9. Cost per mile of road operated, - - 967.87 
10. Proportion for Connecticut, - all. 






NEW HAVEN AND DERliV RAILROAD. 



177 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals, chargeable to ! 

passenger department, - 

2. Salaries, wages, and incidentals, chargeable to 

freight department, ----- 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - 

4. Gratuities, ------- 

5. Damages for injuries to persons, - 

6. Damages for cattle killed, - 

7. Damages for loss of goods and bajrgage, 

8. Damages to property, including damages by fire, 

9. Taxes, -------- 

10. Insurance, ------ 

11. Telegraph expenses, ----- 

12. Amount paid other companies as rent for use of 

road, specifying each company — New Haven 
and Northampton ; Naugatuck, - - - 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

14. General salaries and office expen-es, law ex- 

penses, and all ether expenses (except inter- 
est), not included in any of the above items, 

15. Total miscellaneous, 

16. Amount per mile of road operated, 

17. Proportion for Connecticut, 

1. * Total expenditure for operating 

the road, ----- 

2. Total cost per mile of road operated, 

3. Proportionate total for Connecticut, 



$11,743.45 

2,226.85 

444.34 
7,558.21 



1,000.00 



5,668.50 
28,641.35 
2,203.18 
all. 



57,843.77 
4,449.53 
all. 



INCOME. 



1. From passengers : 

On main road and branches owned by com- 
pany, 

To and from other roads, - 



$57,567.93 
in item above. 



* Total amount of the three previous articles. 



23 



178 



NEW HAVEN AND DERBY RAILROAD. 



2. From freight : 

On main road and branches owned by com- 
pany, 

To and from other roads, ... 

3. U. S. Mails, 

4. Rents, ------- 

5. Expresses, ------- 

6. Total income, ------ 

7. Income per mile of road operated, - - - 

8. Proportionate income for Connecticut, 

9. Income above op "rating expenses, - - - 

10. Amount paid for interest, - - - - 

11. Total net income, ------ 

12. Number and per cent, dividends, — 

13. Amount paid in dividends - - - - 

14. Paid to sinking fund, - 

15. Surplus for the year, - - - - - 

16. Surplus last year, ------ 

17. Total surplus, — 

18. Surplus invested as follows : 

Cash and loans, - - - - - 
Balance of account due the company, 
Materials, fuel, and stores, - 
Other items, ----- 



$24,150.54 
none. 
519.96 

1,582.02 

83,820.45 

6,447.72 
all. 

25,976.68 

24,986.64 

990.04 

none, 
none, 
none, 
none- 
none, 
none- 



► None. 



NEW HAVEN AND DERBY RAILROAD. 179 



STATEMENT OF EACH ACCIDENT. 



1873. 



August 9th. Lewis I. Treat, an employee, jumped from train 
while in motion. Injured to the loss of one foot. 

Attest, MORRIS TYLER, President. 

Attest, CHARLES ATWATER, Treasurer. 



State of Connecticut, ) x 

County of New Haven. ) 

November 29, 1873. 

Then personally appeared, Morris Tyler, President, and Charles 
Atwater, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

FRANCIS E. HARRISON, 

Notary Public. 



180 NEW HAVEN AND DERBY RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, MORRIS TYLER, New Haven, Conn. 
Vice-President, HENRY S. DAWSON, New Haven. 
Secretary, F. E. HARRISON, New Haven. 
Treasurer, CHARLES ATWATER, New Haven. 
Superintendent, E. S. QUI NT A RD, New Haven. 
General Ticket Agent, F. E. HARRISON, New Haven. 



BOARD OF DIRECTORS. 

Morris Tyler, New Haven. 
Henry S. Daw son, New Haven. 
Edwin Marble, New Haven. 
H. P. Frost, New Haven. 
N. D. Sperry, New Haven. 
Charles Atwater, New Haven. 
Isaac Anderson, New Haven. 
Charles L. English, New Haven. 
N. T. Bushnell, New Haven. 
G. W. Shelton, Birmingham. 
T. L. Cornell, Birmingham. 
J. H. Bartholomew, Ansonia. 
T. Wallace, Jr., Ansonia. 
F. Fabrell, Ansonia. 

On behalf of the City of New Haven. 

Hon. H. G. Lewis, Mayor, ex officio. 
W. H. Bradley, Alderman. 



SHEPAUG RAILROAD, 



Return of the Shepaug Railroad Company for the three months ending 
September 30th, 1873, under the Act of 1872. 

CAPITAL STOCK. 

1. Capital stock authorized by charter, - - $700,000.00 

2. Capital stock authorized by votes of the com- 

pany, 300,000.00 

3. Capital stock actually paid in, ... 239,850.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, - none. 

6. Total number of shares of stock issued, - 3,000.00 

7. Par value per share of capital stock, - - 100.00 

8. Total par value of stock issued, - - - 300,000.00 

9. Total market value on the 30th of September, 

of the stock issued, - - - - - no market value. 

10. Amount of capital stock issued per mile of rail- 

road owned by the company, - - 9,302.00 

11. Proportion of stock issued for Connecticut, - 9,302.00 

12. Amount of stock held in Connecticut, - - 249,000.00 

13. Number of stockholders residing in Connecticut, 16 

14. Whole Number of stockholders, ... 21 

DEBTS. 



1. Total amount of funded debt, - 

First mortgage bonds due (when ?) 



182 



SHEPAUG RAILROAD. 



Rate of interest (what ?) per cent., 
Second mortgage bonds due (when?) 
Rate of interest (what ?) per cent., 
All others describe in same manner. 

2. Amount of floating debt, - 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, 

5. Proportion of same for Connecticut, 



$817.32 



COST. 



1. Total cost of entire road to date, - $241,299.82 

(This item to include grading and masonry, 
bridging, superstructure, land damages 
and fences, stations, engine and car 
houses, and cost of engineering.) - 

2. Proportion of same per mile of road, - 7,482.00 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, - ' included in above item. 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above,) -----'- 

5. Proportion of same per mile of road, 

6. Proportion of same for Connecticut, 



CHARACTERISTICS. 

1. Total length of main line of road, - 

2. Length of the same in Connecticut, - 

3. Length of the same in other states (giving the 

names of states and length in each,) — 

4. Name and length of branches, - 

5. Total length of branches, - 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, - 

8. Length of same in Connecticut, - 

9. Total length of track for the entire road (single 

track miles), - - - - 

10. Length of same in Connecticut, - 

11. Total length of double track, - 



32^ miles. 
all. 

none 
none, 
none, 
none. 

Ufa miles - 
all. 

33f>g% miles- 

all. 

none. 



y None. 



SHEPAUG RAILROAD. 183 

12. Length of same in Connecticut, - - - none. 

13. Miles of track laid with steel rails, - none- 

14. Aggregate length of wooden bridges, - - GGO feet. 

15. Aggregate length of iron bridges, ... none. 

16. Aggregate length of stone arch bridges, - 20 feet. 

17. Number of public highways crossed at grade in 

Connecticut, ------ 32 

18. Number of railroads crossed at grade in Con- 

necticut, ------ 2 

19. Name of each, — - - - N. Y. & N. E. ; Housatonic. 

20. *Total number of stations on the entire road, 11 

21. Number of same in Connecticut, - - 11 

ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each — 

23. Total Length of all, 

24. Total Length of all in Connecticut, 

25. Total number of stations on all roads operated 

by this company, - 

26. Total number of same in Connecticut, 

MOTIVE POWER AND CARS. 

No. Wc'ght in lbs 

1. Number of engines, average weight with tender 

full, 2 60,000 

2. Number of passenger cars, average weight, - 2 30,000 

3. Number of merchandise cars, average weight, - 4 18,000 

4. Number of baggage cars, average weight, - 1 30,000 

5. Number of gravel and other cars, 20 16,000 

6. Number of men employed exclusive of those 

engaged in construction, ... - 60 

7. Average rate of speed of express passenger 

trains when in motion, ... - none. 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 20 miles. 
10. Highest rate of speed allowed freight trains in 

motion, ------- 16 miles. 

* Does not include stations on roads that are leased. 



184 



SHEPAUG RAILROAD. 



FARES AND FREIGHT. 



1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 5 cents. 

2. Highest rate of same for distances more than 

three miles, ------ 5 

3. Highest rate per mile for through passengers, - 3| 

4. General average rates, ... - 3g 

5. Highest rate of freight per ton per mile for first, 



cents. 



second, third, and fourth classes, 



53, 46, 40, 33 



3f 



G. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - 7|-, 6i, 5, 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, - - 9, 7, 6, 4 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, ... 5,529 

2. Miles run by freight trains, > _ „ , 

3. Miles run by other trains, - - - - ) 

4. Total miles run, 12,770 

5. Number of passengers carried, ... 9,469 

6. Number of passengers carried one mile, - 167,600 

7. Number of passengers carried one mile to and 

from other roads, - - - - - 131,318 

8. Tons of merchandise carried, - 3,998 

9. Tons of merchandise carried one mile, - - 94,627 
10. Tons of merchandise carried to and from other 

roads, - - . - - - - - 3,947 



♦expenditures charged to cost of road and equipment 
during the year. 

1. Extension or alteration of road, - 

2. Land or land damages, - - - - 



* The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading of " Cost," this article only showing what 
has been added during the year. 



SHKPAUO RAILROAD. 



185 



3. New buildings and other improvements, 

4. New rolling stock — cars, - 

5. Any other expenditure, 

6. Total, 



EXPENDITURES FOR OPERATING DURING THE YEAR. 



Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, --..-.. 

2. New iron rails (No. of tons and cost), - 

3. New steel rails (No. of tons and cost), - 

4. Repairs of bridges, - 

5. Repairs of buildings and fixtures, - 

6. Repairs of fences, ..... 

7. Removing ice and snow, .... 

8. Total for maintenance of way, 

9. Cost per mile of road kept in repair, 
10. Proportion for Connecticut, 



$5,079.94 



311.81 



5,391.75 
168.46 
all. 



Cost of Maintenance of Motive Power and Cars. 



1 . Repairs of locomotives, ----- 

2. Repairs of machinery, - 

3. Repairs of passenger, baggage, and mail cars, - 

4. Repairs of freight cars, .... 

5. Cost of fuel, — wood, coal, - 

6. Oil used by engines and cars, - 

7. Waste and other material used for cleaning, 

8. Total for maintenance of motive power 
and cars, ------ 

9. Cost per mile of road operated, 
' 10. Proportion for Connecticut, 



$2,088.21 

2,042.15 
133.73 



$4,264.09 
133.25 
all. 



24 



186 



SHEPAUG RAILROAD. 



MISCELLANEOUS. 



> 



1. Salaries, wages, and incidentals chargeable to 

passenger department, - 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - 

4. Gratuities, 

5. Damages for injuries to persons, 

6. Damages for cattle killed, - 

7. Damages for loss of goods and baggage, 

8. Damages to property, including damages by- 

fire, - - - - 

9. Taxes, 

10. Insurance, - - - - 

11. Telegraph expenses, - - - - 

12. Amount paid other companies as rent for use of 

road, specifying each company, - - - 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 

15. Total Miscellaneous, 

16. Amount per mile of load operated, 

17. Proportion for Connecticut, 

1. *Total expenditure for operating the 

road, - - - " 

2. Total cost per mile of road operated, 

3. Proportionate total for Connecticut, 



$2,093.05 



5.05 



45.50 



1,464.47 
3,608.07 
112.75 
all. 


13,263.91 
414.50 
all. 



INCOME. 



1. From passengers : 

On main road and brandies owned by com- 
pany, - - 
To and from other roads, 



* Total amount of the three previous articles. 



,420.11 



SHEPAUG RAILROAD. 

2. From freight : 

On main road and branches owned by com- 
pany, 

To and from other roads, - 

3. U. S. Mails, 

4. Rents, ------- 

5. Expresses, ... . 

6. Total income, ------ 

7. Income per mile of road operated, - 

8. Proportionate income for Connecticut, 

9. Income above operating expenses, - 

10. Amount paid for interest, - 

11. Total net income, ------ 

21. Number and per cent, dividends, 

13. Amount paid in dividends, - 

14. Paid to sinking fund, - 

15. Surplus for the year, - 

16. Surplus last year, - 

17. Total surplus, -.---. 

18. Surplus invested as follows : 

Cash and loans, - - - - 
Balance of accounts due the company, • 
Materials, fuel, and stores, 
Other items, - 



187 



6,501.82 

403.13 

none*. 
173.65 

13,498.71 

418.17 
all. 



STATEMENT OF EACH ACCIDENT. 



No accidents. 



Attest, J. DEMING PERKINS, President. 
Attest, HENRY R. COIT, Treasurer. 



188 SHEPAUG RAILROAD. 



State of Connecticut, } 

County of Litchfield. ) 



December 22, 1873. 



Then personally appeared, J. Deming Perkins, President, and 
Henry R. Coit, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

HENRY R. MORRILL, 

Justice of the Peace. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, J. DEMING PERKINS, Litchfield, Conn. 
Secretary, GEORGE M. WOODRUFF, Litchfield, Conn. 
Treasurer, HENRY R. COIT, Litchfield, Conn. 
General Ticket Agent, CHARLES H. PLATT, Litchfield, Conn. 
General Freight Agent, CHARLES H. PLATT, Litchfield, Conn 



BOARD OF DIRECTORS. 

J. Deming Perkins, Litchfield, Conn. 
Edwin McNeill, Litchfield, Conn. 
Henry W. Buel, Litchfield, Conn. 
William Deming, Litchfield, Conn. 
F. Ratchford Stakr, Philadelphia, Pa. 
Origen S. Seymour, Litchfield, Conn. 
Henry R. Coit, Litchfield, Conn. 
George M. Woodruff, Litchfield, Conn. 



NEW HAVEN, M1DDLET0WN & WILL1MANTIC 
RAILROAD. 



Return of the New Haven, Middletown and Willimantic Railroad 
Company for the year ending Sept. 30th, 1873, under the Act of 
1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - 

2. Capital Stock authorized by votes of the Com- 

pany, ----- 

3. Capital Stock actually paid in, 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made, either in cash or its equiv- 
alent, ----- 
G. Total number of shares of Stock issued, 

7. Par value per share of Capital Stock, - 

8. Total par value of Stock issued, 

9. Total market value on the 30th of September, 

of the Stock issued, - 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, / 

13. Number of Stockholders residing in Connecticut, 



3,000,000.00 

3,000,000.00 
6,740 shares. 

none. 



12,640 shares. 

19,380.00 

100.00 

1,938,000.00 

none. 



All. 

481,000.00 

33 



190 NEW HAVEN, MIDDLETOWN AND WILLTMANTIC RAILROAD. 



DEBTS. 

1. Total amount of funded debt, - - - $3,000,000.00 

First mortgage bonds due (when ?) May 1, 

1889. 
Rate of interest, (what?) per cent, - 7 per cent. 

Second mortgage bonds due (when?) Jan. 1, 

1891, - - - - - 2,000,000.00 

Rate of interest (what ?) per cent., - 7 per cent. 

All others describe in same manner. 

One million of the 2d mortgage are held as 
collateral. 

2. Amount of floating debt, included in the $1,000,- 

000.00 2d mortgage bonds. 

3. Total amount of funded and floating debt, - 4,000,000.00 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



COST. 

1. Total cost of entire road to date, - - 6,000,000.00 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - 120,000.00 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, - - 03,750.59 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included* above.) 

5. Proportion of same per mile of road, - - 1,275.00 

6. Proportion of same for Connecticut, 



CHARACTERISTICS. 



1. Total length of main line of road, 

2. Length of the same in Connecticut, 



50 miles. 
All. 



NEW HAVEN, MIDDLETOWN AND WILLIMANTIC RAILROAD. 191 

3. Length of the same iu other States, (giving the 

names of States and length in each), - none. 

The road was opened east side of Connecti- 
cut River, August 13, 1873. 

4. Name and length of branches, 

5. Total length of branches, - 

6. Length of same in Connecticut, 

7. Aggregate length of ,-idings, ... 2,500 feet. 

8. Length of same in Connecticut, 

9. Total length of track for the entire road, (single 

track miles,) .... 50 miles. 

10. Length of same in Connecticut, - - 50 " 

11. Total length of double track, - 

12. Length of same iu Connecticut, 

13. Miles of track laid with steel rails, 

14. Aggregate length of wooden bridges and 

trusties, ..... 13,085 feet. 

15. Aggregate length of iron bridges, •• - 4,527 " 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, .... 

18. Number of railroads crossed at grade in Con- 

necticut, .... - 1 

19. Name of each, 

Conn. Valley. 

20. *Total number of stations on the entire road, - 9 way, 4 flag. 

21. Number of same in Connecticut, - - All. 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 

23. Total length of all, .... 

24. Total length of all in Connecticut, 

25. Total number of stations on all roads operated by 

this company, .... 

26. Total number of same in Connecticut, 



*Does not include stations on roads that are leased. 



192 NEW EATEN, MIDDLETOWN AND WILLIMANTIC RAILROAD. 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, ... - 3 64,000 

2. Number of passenger cars, average 

weight, - - - - 5 about 29,000 

3. Number of merchandise cars, average 

weight, .... 8 " 15,000 

4. Number of baggage cars, average weight, 2 " 2,600 

5. Number of gravel and other cars, - 42 coal and gravel. 

6. Number of men employed exclusive of those 

engaged in construction, ... 80 

7. Average rate of speed of express passenger 

trains when in motion, ... none. 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 20 & 24 miles 

per hour. 
10. Highest rate of speed allowed freight trains in 

motion, ..... mixed about 20 

miles per hour. 

FARHS AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tance? less than three miles, - - 5 cents. 

2. Highest rate of same for distances more than 

three miles, ... - 5 " 

3. Highest rate per mile for through passengers, - 3^ " 

4. General average rates, - 4£ " 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, -1.40, 1.20, 1.00, .80. 

G. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, - 7^, 6, 5£, 4. 
7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, -J2> 10> %h ^i* 

DOINGS DURING THE TEAR. 

1. Miles run by passenger trains and freight mixed 

trains, ..... 60,770 



NEW HAVEN, MIDDLETOWN AND WILLIMANTIC RAILROAD. 193 

2. Miles run by freight trains, 

3. Miles run by other trains, ... 

4. Total miles run, - 60,770 

5. Number of passengers carried, - 77,801 

6. Number of passengers carried one mile, 

7. Number of passengers carried one mile to and 

from other roads, - - - - 9,350 

8. Tons of merchandise carried, - - 15,211 

9. Tons of merchandise carried one mile, - 

10. Tons of merchandise carried to and from other 

roads, ' - - - - 2,493 

•EXPENDITURES CHARGED TO COST OF ROAD AND EQUIPMENT 
DURING THK YEAR. 

1. Extension or alteration of road, - - $15,940.13 

2. Land or land damages, ... 2,254.50 

3. New buildings, .... 

4. New rolling stock, ... 

5. Any other expenditure, ... 632.16 



6. Total,- ..... $18,826.79 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, ..... $11,409.19 

2. New iron rails, (No. of tons and cost), 

3. New steel rails, (No. of tons and cost), 

4. Repairs of bridges,- ... 161.26 

5. Repairs of buildings and fixtures, - - 42.83 

6. Repairs of fences, - - - . 

7. Removing ice and snow, ... 5.80 

8. Total for mainten nice of way, - 11,619.08 

9. Cost per mile of road kept in repair, - 230.00 
10. Proportion for Connecticut, 



*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 

25 



194 NEW HAVEN, MIDDLETOWN AND WILLIMANTIC RAILROAD. 



Cost of Muitttenance of Motive Power and Cars. 

1. Repairs of locomotives, - - - • §1,411.29 

"2 Repairs of machinery, - 

3. Repairs of passenger, baggage, ami mail cars, - 445.37 

4. Repairs of freight cars, ... 187.71 

5. Cost of fuel, — wood, coal, ... 6,24'_',64 

6. Oil used by engines and cars, ... 1)78.77 

7. Waste and other material used for cleaning, 220.79 



8. Total for maintenance of motive power 

and cars, .... 9,3*6.57 

9. Cost per mile of road operated, - 186.00 
10. Proportion for Connecticut, - 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, - - - $6,59f>.25 

2. Salaiies, wages, and incidentals, chargeable to 

freight department, ... 13,512.21 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ... 

4. Gratuities, ----- 

5. Damages for injuries to persons, 

6. Damages for cattle killed, ... 

7. Damages for loss of goods and baggage, - 18.65 

8. Damages to property, including damages by fire, 

9. Taxes, ----- 3.75 

10. Insurance, - 

11. Telegraph expenses, - - - - 

12. Amount paid other companies as rent for use of 

road, specifying each company, 

N. Y., N. H. and Hartford R. R., - 5,000.00 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

Hartford and New Haven R. R., - - 1,638.82 

N. Y., N. H. and Hartford R. R., - 9,245.41 

New Haven Steamboat Co., - - 6,316.99 



NEW HAVEN, MIDDLETOWN AND WILLIMANTIC RAILROAD. 195 



14. General salaries and office expenses, law ex- 
penses, and all other expenses (except 
interest), not included in any of the above 
items, ..... 

15. Total Miscellaneous, - - . 

16. Amount per mile of road operated, - 
17. Proportion for Connecticut, 



1. *Total expenditure for operating the road, 

2. Total cost per mile of road operated, - 

3. Proportionate total for Connecticut, 



$957.03 

42,288.11 

845.60 



INCOME. 

From passengers : 

On main road and branches owned by com- 
pany, - 

To and from other roads, 
From freight : 

On main road and branches owned by com- 
pany, - - - - 

To and from other roads, - 
U. S. Mails, .... 

Rents, - 

Expresses, .... 

Total Income, - - - - - 

Income per mile of road operated, 
Proportionate income for Connecticut, - 



9. Income above operating expenses, 

10. Amount paid for interest, - 

11. Total net income, 

12. Number and per cent, dividends, 

13. Amount paid in dividends, 

14. Paid to sinking fund, 

15. Surplus for the year, - 

16. Surplus last year, - 

17. Total surplus, ... 



$38,255.90 
15,314.54 



18,963.32 

10,116.59 

1,042.05 

1,830.79 
85,523.19 



•Total amount of the three previous articles. 



196 NEW HAVEN, MIDDLETOWN AND WILLTMANTIC RAILROAD. 

18. Surplus invested as follows : 

Cash and loans, ... 

Balance of accounts due the company, 
Materials, fuel, and stores. 
Other items, .... 



STATEMENT OF EACH ACCIDENT. 

1873. 

April 8th. Mary Lee, of Middefield, Conn., was killed by con- 
struction train, in Middletown, while walking or sitting on the track, 
under influence of liquor, from report. 

April 30th. John Kilmartin jumped from construction train and 
had both legs cut off. Afterward died. 



Attest, 
Attest, 



JULIUS HOTCHKISS, President. 
ALLYN M. COLEGROVE, Treasurer. 



State of Connecticut, ~) 
County of Middlesex, ) 

Middletown, March 2d, 1874. 

Then personally appeared, Julius Hotchkiss, president, and Allyn 
M. Colegrove, treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me. 

J. N. CAMP, 

Notary Public. 



TRUSTEES. 

JOHN N. CAMP, Middletown. 
GEO. H. BISHOP, 



NEW CANAAN RAILROAD. 



Return of the New Canaan Railroad Company, for the year ending 
September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1 . Capital stock authorized by charter, - - $200,000.00 

2. Capital stock authorized by votes of the com- 

pany, 

3. Capital stock actually paid in, ... 164,050.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, 

6. Total number of shares of stock issued, - - 3,281 

7. Par value per share of capital stock, - - 50.00 

8. Total par value of stock issued, ... 164,050.00 

9. Total market value on the 30th of September, 

of the stock issued. No sales known, and as 
the road did not meet expenses the value is 
deemed nominal. 

10. Amount of capital stock issued per mile of rail- 

road owned by the company, ... 20,506. 1 2 s iy 

11. Proportion of stock issued for Connecticut, - all. 

12. Amount of stock held in Connecticut, - - 137,000.00 

13. Number of stockholders residing in Connecticut, 207 



DEBTS. 

1. Total amount of funded debt, - - - - S91,7 58.55 



198 



NEW CANAAN RAILROAD. 



First mortgage bonds due (when ?) 
Rate of interest (what?) percent., - 
Second mortgage bonds due (when?) 
Kate of interest (what ?) per cent., 
All others describe in same manner. 

2. Amount of floating debt, - 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, 

5. Proportion of same for Connecticut, - 



- Ten years from 1868. 
7 per cent. 



none. 



4,102.06 
95,860.^1 
11,982.57 
all. 



COST. 

1. Total cost of entire road to date, - ■ - 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses,.and 
cost of engineering.) 

2. Proportion of same per mile of road, - 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, - 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, 

6. Proportion of same for Connecticut, - 



$230,746.63 



28,863.79 

all. 
26,572.90 



3,321.61 
all. 



CHAKACTKRISTICS. 

1. Total length of main line of road, - - - 8£§§ miles. 

2. Length of the same in Connecticut, - - all. 

3. Length of the same in other states (giving the 

names of states and length in each), - - none. 

4. Name and length of branches, - none. 

5. Total length of branches, - 

6. Length of same in Connecticut, - 

7'. Aggregate length of sidings, - 2,380 feet. 

8. Length of same in Connecticut, - all. 

9. Total length of track for the entire road (single 

track miles), 8$§§ miles. 

10. Length of same in Connecticut, - all. 



NEW CANAAN RAILROAD. 



I '.tit 



11. 

12. 
13. 
14. 
15. 
16. 
17. 

18. 

19. 
20. 



21. 



Total length of double track, - 
Length of same in Connecticut, - - 

Miles of track laid with steel rails, - 
Aggregate length of wooden bridges, - 
Aggregate length of iron bridges. - 
Aggregate length of stone arch bridges. 
Number of public highways crossed at grade in 
Connecticut, ---... 
*Number of railroads crossed at grade in Con- 
necticut, ---... 
Name of each, — 

fTotal number of stations on the.entire road, 
and Stamford station of N. Y., N. H. & H. 
R. R. used by this company. 
Number of same in Connecticut, - 



none. 



107 feet. 

none. 
none. 



10 



KOADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, - 

23. Total length of all, ..... 

24. Total length of all in Connecticut, - 

25. Total number of stations on all roads operated 

by this company, - - - - - 

26. Total number of same in Connecticut, •- 



MOTIVE POWER AND CARS. 

No. Weight in lbs. 

1. Number of engines, average weight with tender 

fall* - -2 about 26 tons each. 

2. Number of passenger cars, average weight, 1 about 1 6 tons. 

3. Number of merchandise cars, average weight, none. 

4. Number of baggage cars, average weight, - none. 

none. 



5. Number of gravel and other cars, 



* None, except New York, New Haven and Hartford Railroad at Stamford 
station, on way to steamboat landing. 

t Does not include stations on roads that are leased. 



200 NEW CANAAN RAILROAD. 

6. Number of men employed exclusive of those 

engaged in construction, ... 12 

7. Average rale of speed of express passenger 

trains when in motion, no express trains. 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 20 miles. 
10. Highest rate of speed allowed freight trains in 

motion, ------ no freight trains. 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, ... 7^ cents. 

2. Highest rate of same for distances more than 

three miles, ------ 

3. Highest rate per mile for through passengers, - 

4. General average rates, - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, - - - 25, 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, 25, 16, 6^c. 

7. Average rate of freight per ton per mile for first, 

second, third, and fourth classes, - - - 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, - - - ) Run together, 

2. Miles run by freight trains, > 22,512 

3. Miles run by other trains, .... 

4. Total miles run, 22,512 

5. Number of passengers carried, ... 39,492 

6. Number of passengers carried one mile, - 248,315 

7. Number of passengers carried one mile to and 

from other roads, - 

8. Tons of merchandise carried, ... 4,267 ^ 

9. Tons of merchandise carried one mile, - - 34,037 
10. Tons of merchandise carried to and from other 

roads, ------- 



6 


U 


6 


a 


5 


u 


20, 


12£c. 



NEW CANAAN RAILROAD. 



201 



♦expenditures charged to cost of road and equipment 
during the year. 



1. Extension or alteration of road, new siding, 

2. Land or land damages, - 

3. New buildings, - 

4. New rolling stock, - 

5. Any other expenditure, - - - - 

6. Total, 



$141.25 
none, 
none, 
none, 
none. 



$141.25 



EXPENDITURES FOR OPERATING DURING THE YEAR. 



Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, $2,678.06 

2. New iron rails (No. of tons and cost), - none. 

3. New steel rails (No. of tons and cost), - - none. 

4. Repairs of bridges, ----- none. 

5. Repairs of buildings and fixtures, - 1.50 

6. Repairs of fences, ----- • 26.47 

7. Removing ice and snow, - 



8. Total for maintenance of way, 

9. Cost per mile of road kept in repair, 
10. Proportion for Connecticut, 



2,706.03 
338.25 
all. 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, ----- $63.78 

2. Repairs of machinery, - - - none. 

3. Repairs of passenger, baggage, and mail cars, - 79.05 

4. Repairs of freight cars, - none. 

5. Cost of fuel,— wood, coal, ... - 2,901.77 

6. Oil used by engines and cars, - 259.68 



*The amounts under this heading are also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what has 
been added during the year. 

26 



202 



NEW CANAAN RAILROAD. 



7 Waste and other material used for cleaning, 



101.62 



8. Total for maintenance of motive power 

and cars, $3,405.90 

9. Cost per mile of road operated, - - 425.73 
10. Proportion for Connecticut, - - all. 



MISCELLANEOUS. 



1. Salaries, wages, and incidentals chargeable to 

passenger department, ... - 

2. Salaries, wages, and incidentals chargeable to 

freight department, ----- 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, ------ 

4. Gratuities, - . - 

5. Damages for injuries to persons, - 

6. Damages for cattle killed, - - - - 

7. Damages for loss of good? and baggage, 

8. Damages to property, including damages by fire, 

9. Taxes, 

10. Insurance, ------- 

1 1. Telegraph expenses, - - - 

12. Amount paid oilier companies as rent for use of 

road, specifying each company, - - - 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each company, 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 

15. Total miscellaneous, - 

16. Amount per mile of road operated, 

17. Proportion for Connecticut, - 

1. *Total expenditure for- operating the 

road, ------ 

2. Total cost per mile of road operated, 

3. Proportionate total for Connecticut, 



$5,334.95 



none. 



1 hog. S30.00 

2.00 

none. 

1,062.75 

190.38 

none. 

none. 

none. 



none. 

$6,62(1.08 

827.50 

all. 



$12,732.01 

1,591.50 

all. 



*Total amount of the three previous articles. 



3. 

4. 
5. 


U. S. Mails, 
Rents, &c, 
Expresses, 


6. 


Total income, 



NEW CANAAN RAILROAD. 203 



INCOME. 

1. From passengers : 

On main road and branches owned by Com- 
pany, $11,796.61 

To and from other roads, ... 

2. From freight: 

On main road and branches owned by Com- 
pany, 5,821.85 

To and from other roads, - - - - 

392.00 

100.00 

100.00 

$18,210.46 

7. Income per mile of road operated, - - 2,276.31 

8. Proportionate income for Connecticut, - - all. 

9. Income above operating expenses, - - $5,478.45 

10. Amount paid for interest, .... $6,423.09 

11. Total net income, - 

12. Number and per cent, dividends, 

13. Amount paid in dividends, - 

14. Paid to sinking fund, - 

15. Surplus for the year, ..... 

16. Surplus last year, ..... 

17. Total surplus, ...... 

18. Surplus invested as follows : 

Cash and loans, - - - - 
Balance of accounts due the Company, 
Materials, fuel, and stores, - 
Other items, ----- 



204 NEW CANAAN RAILROAD. 



STATEMENT OF EACH ACCIDENT. 
1873. 

February 14th. A woman (Mrs. Fitzgerald) attempted to cross 
the track near the Stamford station, despite the signals and warnings. 
She was thrown off the track, but was very slightly injured. 

May 17th. Mrs. Sammis, an old lady, about seventy years old 
and deaf for many years, was crossing the track a short distance 
above the Springdale station. The whistle was blown long and 
loud, and every effort made to save her, but she was thrown from 
the track and killed. 

Attest, SAMUEL ST. JOHN, President. 

Attest, WILLIAM ST. JOHN, Treasurer. 



State of Connecticut, > 

County of Fairfield. ) 

November 28tb, 1873. 

Then personally appeared, Samuel St. John, President, and Wm. 
St. John, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their 
best knowledge and belief. Before me, 

NOAH W. HOYT, 

Notary Public. 



NEW CANAAN RAILROAD. 205 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, SAMUEL ST. JOHN, New Canaan. 
Vice-President, JOSEPH B. HOYT, Stamford. 
Secretary, NOAH W. HOYT, New Canaan. 
Treasurer, WILLIAM ST. JOHN, New Canaan. 
Superintendent, SAMUEL ST. JOHN, New Canaan. 
Assistant- Superintendent, WILLIAM ST. JOHN, New Canaan. 
General Ticket Agent, WILLIAM ST. JOHN, 
General Freight Agent, WILLIAM ST. JOHN, " 



BOARD OF DIRECTORS. 

Joseph B. Hott, Stamford. 
Joseph D. Warren, Stamford. 
Samuel St. John, New Canaan. 
Andrew Comstock, 
Albert S. Comstock, 
Stephen Hott, 
William G. Webb, 
Selleck Y. St. John, 
Willard Parker, New York. 



WATERTOWN AND WATERBURY RAILROAD. 



Return of the Watertown and Waterbury Railroad Company, for the 
year ending September 30lh, 1873, under the act of 1872. 



CAPITAL STOCK. 



1. Capital Stock authorized by charter, 

2. Capital Stock authorized by votes of the Com- 

pany, - - - 

3. Capital Stock actually paid in, - 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, - - 

6. Total number of shares of Stock issued, 

7. Par value per share of Capital Stock, - 

8. Total par value of Stock issued, 

9. Total market value on the 30th of September, 

of the Stock issued, - - 

10. Amount of Capital Stock issued per mile of rail- 

road owned by the company, 

11. Proportion of Stock issued for Connecticut, 

12. Amount of Stock held in Connecticut, 

13. Number of Stockholders residing in Connec- 

ticut, - 



$150,000.00 

130,000.00 
118,200.00 

none. 



none. 

2,364 Shares. 

50.00 

118,000.00 

none. 

road 4-1*0- miles. 



52 



DEBTS. 

1. Total amount of funded debt, - 



$17,000.00 



WATERTOWN AND WATKUBURY RAILROAD. 



207 



First mortgage bonds due (when ?) run 10 years from 15th 

Nov., 1870. 

Kate of interest, (what?) per cent., - - 7 per cent. 

Second mortgage bonds due (when ?) none. 

Rate of interest (what?) per cent., - - none. 
All others describe in same manner. 

2. Amount of floating debt, - - - $630.00 

3. Total amount of funded and floating debt, - 17,630.00 

4. Proportion of same per mile of road, - 4 4 4 j miles long. 

5. Proportion of same for Connecticut, - All. 



COST. 



1. Total cost of entire road to date, 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 

3. Proportion of same for Connecticut, 

4. Total cost of entire equipment, 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - 

6. Proportion of same for Connecticut, 



135,000.00 



none. 



CHARACTERISTICS. 

1. Total length of main line of road, 

2. Length of the same in Connecticut, 

3. Length of the same in other States, (giving the 

names of States and length in each,) - 

4. Name and length of branches, 

5. Total length of branches, 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, 

8. Length of same in Connecticut, 

9. Total length of track for the entire road, (single 

track miles,) - 



4y* ff miles. 



-about 1,300 feet. 



208 WATERTOWN AND WATERBURY RAILROAD. 

10. Length of same in Connecticut, 

11. Total length of double track, - 

12. Length of same in Connecticut, - 

13. Miles of track laid with steel rails, 

14. Aggregate length of wooden bridges, - about 165 feet. 

15. Aggregate length of iron bridges, 

16 Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, .... 3 

18. Number of railroads crossed at grade in Con- 

necticut, .... none. 

19. Name of each, 

20. *Total number of stations on the entire road, - 

21. Number of same in Connecticut, - 

ROADS BELONGING TO OTHER COMPANIES, OPERATED BT THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, 



23. Total Length of all, 

24. Total length of all in Connecticut, 

25. Total number of stations on all roads operated 

by this company, .... 

26. Total number of same in Connecticut, - none. 

MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, - 

2. Number of passenger cars, average weight, 

3. Number of merchandise cars, average 

weight, .... 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, - none. 

6. Number of men employed exclusive of those 

engaged in construction, - 

7. Average rate of speed of express passenger 

trains when in motion, - 

♦Does not include stations on roads that are leased. 



WATERTOWN AND WATERBURY RAILROAD. 209 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation trains, 
10. Highest rate of speed allowed freight trains in 

motion, - 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, 

2. Highest rate of same for distances more than 

three miles, .... 

3. Highest rate per mile for through passengers, 

4. General average rates, ... 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 

6. Lowest contract tate of same per ton per mile, 

for first, second, third, and fourth classes, - 

7. Average rate of freight per ton per mile for first, 

second, third, and fourth classes, 

Our road is leased to the Naugatuck Railroad Co., who manage 
the entire road as if their own, that is, they run the road for the 
entire receipts. 



DOINGS DOKING THE YEAR. 

1. Miles run by passenger trains,- 

2. Miles run by freight trains, 

3. Miles run by other trains. ... 

4. Total miles run, - - - - 

5. Number of passengers carried, - - - 

6. Number of passengers carried one mile, 

7. Number of passengers carried one mile to and 

from other roads, - 

8. Tons of merchandise carried, 

9. Tons of merchandise carried one mile, - 

10. Tons of merchandise carried to and from other 
roads, ----- 

27 



210 WATERTOWN AND WATERBURY RAILROAD. 



•EXPENDITURES CHARGED TO COST OF ROAD AND EQUIPMENT 

DURING THE YEAR. 

1. Extension or alteration of road, 

2. Land or land damages, - 

3. New buildings, - - - 

4. New rolling stock, - - - - 

5. Any other expenditure, ... 



6. Total, .... - Nothing. 



EXPENDITURES FOR OPERATING DURING THE TEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges and new 

rails, - 

2. New iron rails, (No. of tons and cost,) - 

3. New steel rails, (No. of tons and cost,) 

4. Repairs of bridges, ... 

5. Repairs of buildings and fixtures, 

6. Repairs of fences, - - - - 

7. Removing ice and snow, - 

8. Total for maintenance of way, 

9. Cost per mile of road kept in repair, 

10. Proportion for Connecticut, - - Nothing. 

Cost of Maintenance of Motive Power and Cars. 

1. Repairs of locomotives, 

2. Repairs of machinery, 

3. Repairs of passenger, baggage and 

mail cars, ... 

4. Repairs of freight cars, - Nothing. 

5. Cost of fuel, — wood, coal, 

6. Oil used by engines and cars, - 

7. Waste and other material used for 

cleaning, 



♦The amounts under this heading arc also included in the permanent cost of 
rpad or equipment under the heading "Cost," this article only showing what 
has been added during the year. 



WATERTOWN AND W4.TBRBUBY RAILROAD. 211 

8. Total for maintenance of motive power 

and cars, - 

9. Cost per mile of road operated, 

10. Proportion for Connecticut, - - Nothin 



15. Total Miscellaneous, 

16. Amount per mile of road operated, - 

17. Proportion for Connecticut, 

1. *Total expenditure for operating the 

road, - 

2. Total Cost per mile of road operated, 

3. Proportionate total for Connecticut, - 



-• 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to - 

passenger department, - 

2 Salaries, wages, and incidentals, chargeable to 

freight department, - 

3. Wages of switchmen, signal men, gate keepers 

and watchmen, - 

4. Gratuities, .... 

5. Damages for injuries to persons, 

6. Damages for cattle killed, - 

7. Damages for loss of goods and baggage, 

8. Damages to property, including damages by 

fire, ----_ 

9. Taxes, - - - _ . 

10. Insurance, - 97.50 

11. Telegraph expenses, ... 

12. Amount paid other companies as rent for use of 

road, specifying each company, 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each com- 
pany, - 
14. General salaries and office expenses, law ex- 
penses, and all other expenses (except in- 
terest), not included in any of the above 
items, - - . . . 



*Total amount of the three previous articles. 



212 WATERTOWN AND WATERBURY RAILROAD. 



INCOME. 

1. From passengers: 

On main road and branches owned by Com- 
pany, 
To and from other roads, 

2. From freight: 

On main road and branches owned by Com- 
pany, ----- 
To and from other roads, 

3. U. S. Mails, 

4. Rents, - 

5. Expresses, - 



6. Total income, - - 

7. Income per mile of road operated, 

8. Proportionate income for Connecticut, 

9. Income above operating expenses, 

10. Amount paid for interest, - 

11. Total net income, - - - - 

12. Number and per cent, dividends, 

13. Amount paid in dividends, _ - - 

14. Paid to sinking fund, - 

15. Surplus for the year, - - - - 

16. Surplus for last year, - 

17. Total Surplus, ----- 

18. Surplus invested as follows : 

Cash and loans, - 

Balance of accounts due the Company, 

Materials, fuel and stores, 

Other items, - 



Attest, 

OWEN B. KING, President. 
Attest, 

LEMAN W. CUTLER, Treasurer. 



WATERTOWN AND WATERBURY RAILROAD. 213 

State of Connecticut, 
County of Litchfield. 

Watertown, Sept. 25th, 1873. 

Then personally appeared Owen B. King, president, and Leman 
W. Cutler, treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

C. H. HOTCHKISS, 

Justice of the Peace. 

LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, OWEN B. KING, Watertown, Ct. 
Secretary, LEMAN W. CUTLER, " 

Treasurer, LEMAN W. CUTLER, " 

Superintendent, 

Assistant- Superintendent, 

r )■ Officers of the Naugatuck Rd. 

General Ticket Agent, 

General Freight Agent, 



BOARD OF DIRECTORS. 

O. B. King, Watertown, 

L. W. Cutler, " 

Eli Curtis, " 

M. Hemingway, " 

C. A. Warren, " 

C. T. Hickox, " 

G. A. Woodruff, " 

George W. Beach, Waterbury. 

H. Merriman, " 
Wm. E. Curtis, New York City. 



ROCKVILLE RAILROAD. 



Return of the Rochville Railroad Company, for the year ending 
September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 



1. Capital Stock authorized by charter, - - $100,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, 100,000.00 

3. Capital Stock actually paid in — common stock, 

$68,750 : preferred slock, $29,000, - - 97,750.00 
Capital Stock issued for earnings which had not 

been divided among the stockholders, - none. 
Capital Stock issued upon which no payment 

has been made either in cash or its equivalent, none. 

Total number of Shares of Stock issued, - 977 

Par value per Share of Capital Stock, - 100.00 

Total par value of Stock issued, - - - 97,750.00 
Total market value on the 30th of September, 

• of the Stock issued, ... - 12,287.00 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, - - 20,332.00 

11. Proportion of Stock issued for Connecticut, all. 

12. Amount of Stock held in Connecticut, - - all. 

13. Number of Stockholders residing in Connecticut, 44 



4. 



DEBTS. 

1. Total amount of funded debt, - 



$36,000.00 



ROCKVILLE RAILROAD. 



2 If) 



First mortgage bonds due (when ?) 
Kate of interest, (what?) per cent., 
Second mortgage bonds due (when ?) 
Rale of interest (what?) percent.. 
All others describe in same manner. 

2. Amount of floating debt, - 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



1883. 

7 per cent. 

none. 

none. 

none. 

36,000.00 

7,488.00 

all. 



COST. 

1. Total cost of entire road to date, - - - $144,247.06 

(This item to include grading and ma-onry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - - 29,789.23 

3. Proportion of same for Connecticut, - - all. 

4. Total cost of entire equipment, ... 28,857.99 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 6,002.47 

6. Proportion of same for Connecticut, - all. 



CHARACTERISTICS. 



1. Total length of main line of road, ... 

2. Length of the same in Connecticut, 

3. Length of the same in other States, (giving the 

names of States and length in each,) 

4. Name and length cf branches, ... 

5. Total length of branches, .... 

6. Length of same in Connecticut, 

7. Aggregate length of sidings, - 

8. Length of same in Connecticut, 

9. Total length of track for the entire road, (single 

track miles,) ------ 

10. Length of same in Connecticut, - - - 

11. Total Length of double track, - - - 



4ft m. 
all. 



none, 
none, 
none, 
none, 
fm. 
all. 



4ft m. 

all. 
none. 



216 ROCKVILLE RAILROAD. 

12. Length of same in Connecticut, - none. 

13. Miles of track laid with steel rails, - none* 

14. Aggregate length of wooden bridges, - 66 feet. 

15. Aggregate length of iron bridges, ... none. 

16. Aggregate length of stone arch bridges, - none. 

17. Number of public highways crossed at grade in 

Connecticut, - 6 

18. Number of railroads crossed at grade in Con- 

necticut, ...... none. 

19. Name of each, ------ 

20. *Total number of stations on the entire road, - 1 

and 2 flag stations. 

21. Number of same in Connecticut, - - all. 

^g* Further answers to questions are included in the returns of 

the Hartford, Providence and Fishkill Railroad, to which this road 
is leased. 



INCOME. 

1. From passengers : 

On main road and branches owned by com- 
pany, 

To and from other roads, - 

2. From freight : 

On main road and branches owned by com- 
pany, - - - - ' - 
To and from other roads, - - - 

3. U. S. Mails, 

4. Rents, ------- 

5. Expresses, ------- 



6. Total income, from leases, - - - - 4,785.30 



7. Income per mile of road operated, - 

8. Proportionate income for Connecticut, 



9. Income above op -rating expenses — Expenses for 
year, dividend, repairs, taxes, insurance and 
salaries, 2,767.58 

*Does not include stations on roads that are leased. 



ROCKVILLE RAILROAD. 217 

10. Amount paid for interest, - 3,015.00 

11. Total net income, ------ 



12. Number and per cent, dividends, — 1 of 6 per 

cent, on preferred stocks. 

13. Amount paid in dividends, ... 1,828.00 

14. Paid to sinking fund, - 

15. Surplus for the year, ----- none. 

16. Surplus last year, ------ 1,034.30 

17. Total surplus, — .-.--- 



18. Surplus invested as follows : 

Cash and loans, - - - - - 981.37 

Balance of account due the company, 
Materials, fuel, and stores, ... 
Other items, ----- 

Attest, J. J. ROBINSON, President. 
Attest, A. PARK HAMMOND, Treasurer. 



State of Connecticut, 
countv of tollan 



D .\ 



Rockville, December 8, 1873. 



Then personally appeared, J. J. Robinson, President, and A. Park 
Hammond, Treasurer, and severally made oath that the foregoing 
return by them subscribed, is true and correct, according to their best 
knowledge and belief. Before me, 

JOHN H. KITE, 

Notary Public. 



28 



218 ROCKVILLE RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, J. J. ROBINSON, Rockville, Conn. 
Secretary, A. PARK HAMMOND, Rockville, Conn. 
Treasurer, A. PARK HAMMOND, Rockville, Conn. 
Superintendent, A. H. PUTNAM, Rockville, Conn. 



BOARD OF DIRECTORS. 

J. J. Robinson, Rockville, Conn. 
George Maxwell, Rockville, Conn. 
Cropley Filton, Rockville, Conn. 
H. L. James, Rockville, Conn. 
A. Park Hammond, Rockville, Conn. 



SOUTH MANCHESTER RAILROAD. 



Return of the South Manchester Railroad Company, for the year 
ending September 30th, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - 

2. Capital Stock authorized by votes of the Com- 

pany, ..... 

3. Capital Stock actually paid in, 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital Stock issued upon which no payment 

has been made either in cash or its equiv- 
alent, - - - . . 

6. Total number of shares of Stock issued, 

7. Par value per Share of Capital Stock, 

8. Total par value of Stock issued, - 

9. Total market value on the 30th September, of 

the Stock issued, - nominally nothing 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, 

11. Proportion of Stock issued for Connecticut,- 

12. Amount of Stock held in Connecticut, - 

13. Number of Stockholders residing in Connec- 

ticut, - 



$40,000.00 

40,000.00 
40,000.00 

none. 



none. 

400.00 

100.00 

40,000.00 

now in market. 

17,777.78 
40,000.00 
40,000.00 



DEBTS. 



Total amount of funded debt, - 
First mortgage bonds due (when ?) 



none. 



220 



SOUTH MANCHESTER RAILROAD-. 



Rate of interest, (what?) per cent., 
First and second mortgage bonds due (when ?), 
Kate of interest (what) per cent., 
All others describe in same manner. 

2. Amount of floating debt, 

3. Total amount of funded and floating debt, - 

4. Proportion of same per mile of road, - 

5. Proportion of same for Connecticut, 



none. 



COST. 



1. Total cost of entire road to date, - - $67,000.00 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, - - 29,777.78 

3. Proportion of same for Connecticut, - All. 

4. *Total cost of entire equipment, 

(This item to include locomotives, cars, 
machinery and tools, and machine shops, 
not included above.) 

5. Proportion of same per mile of road, 

6. Proportion of same for Connecticut. 

CHARACTERISTICS. 



H 



none. 



1. Total length of main line of road, - 2£ miles. 

2. Length of the same in Connecticut, 

3. Length of the same in other States, (giving the 

names of States and length in each)- 

4. Name and length of branches, - " 

5. Total length of branches, ... " 

6. Length of same in Connecticut, - " 

7. Aggregate length of sidings, - 1,500 feet. 

8. Length of same in Connecticut, - - 1,500 " 

9. Total length of track for the entire road, (single 

track miles,) .... 2£ miles. 

10. Length of same in Connecticut, - - 2£ " 

* Furnished by Hartford, Providence and FishkilL K. R. Company. 



SOUTH MANCHESTER RAILROAD. 221 

11. Total length of double track, - - - none. 

12. Length of same in Connecticut, - - none. 

13. Miles of track laid with steel rails, - - none. 

14. Aggregate. length of wooden bridges, - none. 

15. Aggregate length of iron bridges, - - none. 

16. Aggregate length of stone arch bridges, - none. 

17. Number of public highways crossed at grade in 

Connecticut, .... 4 

18. Number of railroads crossed at grade in Con- 

necticut, ----- none. 

1 9. Name of each, 

20. *Total number of stations on the entire road, - 1 

21. Number of same in Connecticut, - 1 

This road is leased to the Hartford, Providence and Fishkill R. R. 
Company for the proceeds, and all business concerning motive 

power and cars, fares and freights, doings during the year, and ex- 
penditures and income, is arranged by that company. 



Attest, 
Attest, 



F. W. CHENEY, President. 
CHA8. CHENEY, Treasurer. 



Statu of Connecticut, 
County of Hartford. 



Manchester, Dec. 1st, 1873. 



Then personally appeared, F. W. Cheney, president, and Clias. 
S. Cheney, treasurer, and severally made oath that the fore- 
going return by them subscribed, is true and correct, according to 
their best knowledge and belief. Before me, 

RICHARD O. CHENEY, 

Notary Public. 

*Does not include stations on roads that are leased. 



222 SOUTH MANCHESTER RAILROAD. 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, FRANK W. CHENEY, Hartford, Ct. 
Secretary, RICHARD O. CHENEY, South Manchester. 
Treasurer, CHARLES S. CHENEY, 



BOARD OF DIRECTORS. 

Ralph Cheney, South Manchester, Ct. 
Rush Cheney, " " 

Frank Cheney, " " 

Frank W. Cheney, Hartford, Ct. 
Richard O. Cheney, South Manchester, Ct. 



NEW YORK, HOUSATONIC AND NORTHERN 
RAILROAD. 



Return of the New York, Housatonic and Northern Railroad Com- 
pany, for the year ending Sept. SOth, 1873, under the Act of 1872. 



CAPITAL STOCK. 

1. Capital Stock authorized by charter, - - 3,000,000.00 

2. Capital Stock authorized by votes of the Com- 

pany, ... none other than the above. 

3. Capital Stock actually paid in, - - 261,200.00 

4. Capital Stock issued for earnings which had not 

been divided among the stockholders, - none. 

5. Capital Stock issued upon which no payment 

has been made, either in cash or its equiv- 
alent, - none. 

6. Total number of shares of Stock issued, - 2,412 

7. Par value per share of Capital Stock, - - 100.00 

8. Total par value of Stock issued, - - 241,200.00 

9. Total market value on the 30th of September, 

of the Stock issued, - - - no market value. 

10. Amount of Capital Stock issued per mile of 

railroad owned by the company, being for 23 

miles wholly and partly built, - - 10,487.82 

11. Proportion of Stock issued for Connecticut, - 2 ^ 

12. Amount of Stock held in Connecticut, - 42,800.00 

13. Number of Stockholders residing in Connecticut, 42 



224 NEW YORK, HOUS ATONIC AND NORTHERN RAILROAD. 



DEBTS. 

1. Total amount of funded debt, - - - $249,000.00 

First mortgage bonds due (when?) Oct. 1st, 

1902. 
Rate of interest, (what ?) per cent., - 7 per cent. gold. 

Second mortgage bonds due (when ?) - none. 

Rate of interest (what ?) per cent., - none. 

All others describe in same manner. 
No other. 

2. Amount of floating debt, - - - 225,374.37 

3. Total amount of funded and floating debt, - 474,374.37 

4. Proportion of same per mile of road, - - 7,806.24 

5. Proportion of same for Connecticut, - £§ 



COST. 

1. Total cost of entire road to date, - - 649,074.77 

(This item to include grading and masonry, 
bridging, superstructure, land damages and 
fences, stations, engine and car houses, and 
cost of engineering.) 

2. Proportion of same per mile of road, 60 miles, 10,817.91 

3. Proportion of same for Connecticut, - - £g 

4. Total cost of entire equipment, - - 12,737.17 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above.) 

5. Proportion of same per mile of road, - - 2,374.28 

6. Proportion of same for Connecticut, - All. 



CHARACTERISTICS. 

1. Total length of main line of road, - - About 60 miles. 

2. Length of the same in Connecticut, - l^fYs 

3. Length of the same in other States, (giving the 

names of States and length in each), New 

York, 44^ 



NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 



225 



4. Name and length of branches, - - None built. 

5. Total length of branches, ... none. 

6. Length of same in Connecticut, - - none. 

7. Aggregate length of sidings, ... No data. 

8. Length of same in Connecticut, - - No data. 

9. Total length of track for the entire road, (single 

track miles,) ... 5^. miles finished* 

10. Length of same in Connecticut, - - " " " 

11. Total length of double track, - none. 

12. Length of same in Connecticut, - - none. 

13. Miles of track laid with steel rails, - - none. 

14. Aggregate length of wooden bridges, - One of 172 feet. 

15. Aggregate length of iron bridges, - - none. 

1 6. Aggregate length of stone arch bridges, two of 

25 feet each, - 50 feet. 

17. Number of public highways crossed at grade in 

Connecticut, - 3 

18. Number of railroads crossed at grade in Con- 

necticut, ----- none. 

19. Name of each, 

None. 

20. fTotal number of stations on the entire road, 

finished, ----- 2 

21. Number of same in Connecticut, - - 2 



ROADS BELONGING TO OTHER COMPANIES, OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each, none. 

23. Total length of all, - none. 

24. Total length of all in Connecticut, - - none. 

25. Total number of stations on all roads operated 

by this company, - none. 

26 Total number of same in Connecticut, - none. 



* About 17 miles more in New York being completed. 
tDoes not include stations on roads that are leased. 



29 



226 NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 



MOTIVE POWER AND CARS. 

No. Weight in Pounds. 

1. Number of engines, average weight with 

tender full, - ... 1 22,000 

2. Number of passenger cars, average weight, 

3. Number of merchandise cars, average 

weight, ----- 

4. Number of baggage cars, average weight, 

5. Number of gravel and other cars, - 

6. Number of men employed exclusive of those 

engaged in construction, ... 

7. Average rate of speed of express passenger 

trains when in motion, - 

8. Average rate of same, including stops, 

9. Average rate of speed of accommodation train?, 
10. Highest rate of speed allowed freight trains in 

motion, - 



> none. 



This road being leased to and operated by the Housatonic R. R. 
Company, which pays all expense of maintenance and operation, 
reference is made to the report of that company for all details left 
unanswered in this report. 



FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for dis- 

tances less than three miles, 

2. Highest rate of same for distances more than 

three miles, - - - - - 

3. Highest rate per mile for through passengers, 

4. General average rates,- - 

5. Highest rate of freight per ton per mile for first, 

second, third, and fourth classes, 

6. Lowest contract rate of same per ton per mile, 

for first, second, third, and fourth classes, 

7. Average rate of freight per ton per mile for 

first, second, third, and fourth classes, 



NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 227 



DOINGS DURING THE YEAR. 

1. Miles run by passenger trains, - 

2. Miles run by freight trains, 

3. Miles run by other trains, - 

4. Total miles run, - 

5. Number of passengers carried, - 

6. Number of passengers carried one mile, 

7. Number of passengers carried one mile to and 

from other roads, - 

8. Tons of merchandise carried, 

9. Tons of merchandise carried one mile, - 

10. Tons of merchandise carried to and from other . 
roads, 

•expenditures charged to cost op road and equipment 
during the year. 

1. Extension or alteration of road, - - $36,G87.10 

2. Land or land damages, ... 

3. New buildings, .... 752.79 

4. New rolling stock, ... 

5. Any other expenditure, 

6- Total, 37,439.89 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road exclusive of bridges 

and new rails, - - - 

2. New iron rails, (No. of tons and cost,) 

3. New steel rails, (No. of tons and cost,) 

4. Repairs of bridges, 

5. Repairs of buildings and fixtures, 

6. Repairs of fences, 



*The amounts under this heading arc also included in the permanent cost of 
road or equipment under the heading " Cost," this article only showing what 
has been added during the year. 



228 NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 

7. Removing ice and snow, - 

8. Total for maintenance of way, 

9. Cost per mile of road kept in repair, 
10. Proportion for Connecticut, 



Cost of Maintenance of Motive Power and Cars. 

1. Repairs oflocomotives, 

2. Repairs of machinery, 

3. Repairs of passenger, baggage, 

and mail cars, 

4. Repairs of freight cars, 

5. Cost of fuel, — wood, coal, 

6. Oil used by engines and cars, 

7. Waste and other material used 

for cleaning, 

8. Total for maintenance of motive 

power and cars, - 

9. Cost per mile of road "operated, - 
10. Proportion for Connecticut, 



MISCELLANEOUS. 

1. Salaries, wages, and incidentals chargeable to 

passenger department, - 

2. Salaries, wages, and incidentals, chargeable to 

freight department, - - - - 

3. Wages of switchmen, signal men, gate keepers, 

and watchmen, .... 

4. Gratuities, .... 

5. Damages for injuries to persons, 

6. Damages for cattle killed, - 

7. Damages for loss of goods and baggage, 

8. Damages to property, including damages by 

fire, ..... 

9. Taxes, ..... 463.52 

10. Insurance, ..... 

11. Telegraph expenses, - 

12. Amount paid other companies as rent for use of 

road, specifying each company, 



NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 229 

13. Amount paid other companies in tolls for pas- 

sengers and freight, specifying each com- 
pany, ..... 

14. General salaries and office expenses, law ex- 

penses, and all other expenses (except inter- 
est), not included in any of the above items, 



15. Total Miscellaneous, - - - 

16. Amount per mile of road operated, 

17. Proportion for Connecticut, - 

1. *Total expenditure for operating the 

road, - 

2. Total cost per mile of road operated, - 

3. Proportionate total for Connecticut, 



INCOME. 

1. From passengers : net under lease — 

On main road and branches owned by com- 
pany, - 
To and from other roads, 

2. From freight : net under lease — 

On main road and branches owned by com- 
pany, .... 
To and from other roads, - 

3. U. S. Mails, net under lease, 

4. Rents, -----. 

5. Expresses, - - 

6. Total income, - 

7. Income per mile of road operated, 

8. Proportionate income for Connecticut, 

9. Income above operating expenses, - 
10. Amount paid for interest, - 

11 Total net income, - - - - 



$2,361.30 

3,957.43 
83.25 

$6,401.98 



♦Total amount of tho thret- previous articles. 



230 NEW YORK, HOUSATONIC AND NORTHERN RATLROAD. 

12. Number and per cent, dividends, 

13. Amount paid in dividends, 

14. Paid to sinking fund, - 

15. Surplus for the year, ... 

16. Surplus last year, - 

17. Total surplus, .... 



18. Surplus invested as follows: 

Cash and loans," - - - 

Balance of accounts due the Company, 
Materials, fuel and stores, 
Other items, - - - - 



STATEMENT OF EACH ACCIDENT. 

No accidents. 



Attest, 
Attest, 



WM. R. KIRKLAND, President. 
SEWALL SERGEANT, Treasurer. 



State of New York, 

County of New York. 



December 10th, 1873. 

Then personally appeared William R. Kirkland, president, and 
Sewall Sergeant, treasurer, and severally made oath that the fore- 
going return by them subscribed is true and correct, according to their 
best knowledge and belief. 



Before me, 



JAMES VV. HALE, 

Notary Public. 
69 Wall Street. 



NEW YORK, HOUSATONIC AND NORTHERN RAILROAD. 231 



LIST OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, WILLIAM R. KIRKLAND, 74 Wall St., N. Y. City. 
Vice-President, DAVID S. DUNCOMB, 8 Pine St. 
Secretary and Treasurer, SEWELL SERGEANT, 74 Wall Street, 

New York City. 

BOARD OF DIRECTORS. 



William R. Kirkland, 
David S. Duncomb, 
Erastus F. Mead, 
Sewall Sergeant, 
Ashley H. Ball, 
George Lemmon, 
George W. Mead, 
Thomas Clark, Jr., 
Joseph Benedict, 
Walter Keeler, 
Roger Averill, 
Silas D. Mead, 
P. S. Whitcomb, 



New York City. 



Brooklyn, N. Y. 

a 

South Salem, N. Y. 
North Salem, N. Y. 
Danbiiry, Conn. 
Greenwich, Conn. 
Keeseville, N. Y. 



RIDGEF1ELD AND NEW YORK RAILROAD. 

Return of the Ridgefield and New York Railroad Company for the 
year ending September 30th, 1873, under the Act of 1872. 

CAPITAL STOCK. 

1. Capital stock authorized by charter, - - $1,250,000.00 

2. Capital stock authorized by votes of the com- 

pany, 1,250,000.00 

3. *Capital stock actually paid in, ... 160,680.00 

4. Capital stock issued for earnings which had not 

been divided among the stockholders, 

5. Capital stock issued upon which no payment has 

been made either in cash or its equivalent, - none. 

6. Total number of shares of stock issued, - 4,142.00 

7. Par value per share of capital stock, - - 50.00 

8. Total par value of stock issued, - - - 207,100.00 

9. Total market value on the 30th of September, 

of the stock issued, - - - - - 

10. Amount of capital stock issued per mile of rail- 

road owned by the company, - - 9,000.00 

11. Proportion of stock issued for .Connecticut, - 2,398 shares. 

12. Amount of stock held in Connecticut, - - 119,900.00 

13. Number of stockholders residing in Connecticut, 108 



* The difference in capital stock issued and capital stock paid in arises from 
the fact that the shares of delinquent subscribers have been sold at public auction, 
according to the statute, for a nominal sum. 



RIDOKKIKU) AN'I) MOW YORK RAILROAD. 



233 



D-RBTS. 

1. Total amount of funded debt, - 

First mortgage bonds duo (when ?) - 

Rate of interest (what ?) per cent.. 
Second mortgage bonds due (when?) 
Hate of interest (what ?) per cent., 
All others describe in same manner. 

2. Amount of floating debt, - 

3. Total amount of funded and floating debt, 

4. Proportion of same per mile of road, 

5. Proportion of same for Connecticut, 



nothing. 



none, 
none, 
none, 
none. 



COST. 

1. Total cost of entire road to date, - - - $175,000.00 

(This item to include grading and masonry, 
bridging, superstructure, land damages 
and fences, stations, engine and car 
bouses, and cost of engineering.) 

2. Proportion of same per mile of road, - 7,608.00 

3. Proportion of same for Connecticut, - - 118,256.00 

4. Total cost of entire equipment, - - - no equipment. 

(This item to include locomotives, cars, ma- 
chinery and tools, and machine shops, not 
included above,) - 

5. Proportion of same per mile of road, 

6. Proportion of same for Connecticut, 



CHARACTERISTICS. 



1. Total length of main line of road, - 

2. Length of the same in Connecticut, 

3. Length of the same in other states (giving the 

names of states and length in each,) — in New 
York, ._----- 

4. Name and length of branches, - 

5. Total length of branches, 

6. Length of same in Connecticut, 

30 



23 ^ miles. 
l^rVc* miles. 



IJJ'o miles. 



234 RIDGEFIELD AND NEW YORK RAILROAD. 

7. Aggregate length of sidings, - 

8. Length of same in Connecticut. - 

9. Total length of track for the entire road (single 

track miles), ------ 

10. Length of same in Connecticut, - 

11. Total length of double track, - - - 

12. Length of same in Connecticut, - - . - 

13. Miles of track laid with steel rails, - - - 

14. Aggregate length of wooden bridges, - 

15. Aggregate length of iron bridges, ... 

16. Aggregate length of stone arch bridges, 

17. Number of public highways crossed at grade in 

Connecticut, - . - 

18. Number of railroads crossed at grade in Con- 

necticut, ------ 

19. Name of each, — - - - - 

20. *Total number of stations on the entire road, 

21. Numbei of same in Connecticut, 

Attest, ELLWOOD BURDSALL, President 
Attest, HIRAM K. SCOTT, Treasurer. 



Static of Connecticut, 
County of Fairfield 



.} 

November 29, 1873. 



Then personally appeared, Hiram K. Scott, Treasurer, and made 
oath that the foregoing return by him subscribed, is true and correct, 
according to his best knowledge and belief. Before me, 

ELIJAH L. THOMAS, 

Justice of the Peace. 
* Does not include statiuii> <>n roads thai are lea i d 



BIDGBPIBLD AND NEW YORK RAILROAD. - : '-"> 



State ok New York, 

County of Webtcheste 



CSTER. ) 



On the third day of December, 1873, personally came before me 
Elhvood Burdsall, President, and made oath that the foregoing return 
by him subscribed, is true and correct, according to his best kuowl-, 
edge and belief. Before me, 

JOHN E. MARSHALL, 

Notary Public, 
In mid for Westchester Count;/, New York. 



LIST' OF OFFICERS AND DIRECTORS. 

OFFICERS. 

President, EL WOOD BURDSALL, Port Chester, N. Y. 
Vice-President, WILLIAM J. MEAD, Greenwich, Conn. 
Secretary, EPHRAIM SOURS, Port Chester, N. Y. 
Treasurer, HIRAM K. SCOTT, Ridgefiekl, Conn. 

BOARD OF DIRECTORS. 

Elwood Burdsall, Port Chester, N. Y. 
Ephuaim Sours, Port Chester, N. Y. 
W. P. Abendroth, Port Chestir, N. Y. 
Wm. J. Mead, Greenwich, Conn. 
Hanford Lockwood, Greenwich, Conn. 
Seth S. Cook, Long Ridge, Conn. 
Floyd T. Palmer, Long Ridge, Conn. 
Peter P. Cornen, Ridgefiehl, Conn. 
Daniel L. Adams, Ridgefield, Conn. 
Hiram K. Scott, Ridgefiehl, Conn. 



LAWS 



RKLAT1NG TO 



RAILROADS. 



LAWS RELATING TO RAILROADS. 



OF RAILROADS OPERATED BY STEAM. 
Sect. 443. All railroad companies that have M49- 

..... it ii . . Railroad compa- 

been, or shall be incorporated, under the authority Dies to begov- 
of this state, except railroad companies which batons It this"* 
transport passengers or freight on their roads by ; "' t| ' xi ' i 'i )( . &( • 
animal power alone, shall have all the powers and 
privileges, and be subjected to all the duties, lia- 
bilities, and other provisions, contained in the one 
hundred and three succeeding sections of this act, 
respecting such companies, except when otherwise 
specially provided in their charters.* 

Sect. 444. The immediate government and Organization of 
direction of the affairs, of every such company .^i.V-s &<'•'.'' y ' "' 
shall be vested in a board of not less than nine 
directors, who shall be annually chosen by the 
company, in the manner hereinafter provided, and 
shall hold their offices until others shall be duly 
elected in their places ; and the said directors 
shall elect one of their own number president of 
the board, who shall also be president of the com- 
pany, and they may also choose a clerk, or secre- 
tary, who shall also be clerk and secretary of the 
company, and who shall be sworn to a faithful 
discharge of his duty, and a treasurer who shall 
give bonds to the company in such sums as shall 
be required by the by-laws, for the faithful discharge 
of his trust. 

Sect. 445. No person who is president or vice- is-,:. 
president of any railroad company, situated wholly \nTZwlll "r l"m. 
without this state, having a corporate existence, £$ ny e J u ! ! b ° f s J? to 
and a board of officers, distinct from, and uncon- similar office in 

this state. 



240 



LAWS RELATING TO RAILROADS. 



Supervision over 
management of 
road 



1849. 
Meetings, bow 

called. 



1852. 
Proxy voting 
regulated. 



nected with, any railroad situated in and incorpo- 
rated by the laws of this state, shall be eligible to, 
or hold the office of, president or vice-president of 
any railroad company, situated in whole or in part 
in this state, and incorporated in whole or in part 
by the laws thereof. 

Sect. 446. The president and directors of every 
railroad company shall maintain by its president 
or vice-president, or by an executive committee of 
the directors, a watchful supervision over the man- 
agement of its road. 

Sect. 447. All meetings of the company shall 
be called and notified in such manner as shall be 
provided in the by-laws, and at such meetings each 
membor shall be entitled to one vote for each share 
held by him. 

Sect. 448. No person shall be entitled to vote, 
at any meeting of the stockholders in any railroad 
company, by virtue of any proxy or power of attor- 
ney, unless the same shall have been executed 
within twelve months immediately preceding such 
meeting; and no such proxy or power of attorney 
shall be used at more than one annual meeting of 
said stockholders. 

Sect. 449. Every railroad company in this state, 
deom -at a meeting of its stockholders, may prohibit its 

to vote ^ • 

f other officers from voting in the election of directors for 
such company upon any other stock than their 
own ; and no officer of such company shall request 
or solicit any stockholder to execute a power of 
attorney to any person whatever, to vote upon the 
stock of such railroad company; and no person 
shall be allowed to vote by virtue of a power so 
obtained; and any person who shall violate the 
provisions of this section shall be disqualified from 
holding any office in said railroad company for the 
term of one year thereafter. 

Sect. 450. No railroad contractor or stock- 
tractors or stock- ] 1 1 d o i' in any railroad company shall be allowed 

holders may not J '. : . . . . . 

vote on stock, to vote on any stock subscribed lor by nun, to he 
paid in work or materials, unless he shall have 
paid in full, in the manner agreed, all assessments 
or installments, legally called by such company, on 
said stock. 
Subscriber! mtj SECT. 451. No subscriber to the capital stock 
Sniew aeMBs- • of any railroad company shall be allowed to vote 



1858. 
President, &c. 
of railroad 
pany not 
on stock of 
person 



Pcualty. 



1864. 
Railroad con 



LAWS RELATING TO RAILROADS. 241 

on any of said stock, unless all assessments or in- ™J°^ f * 1 --' are 
stall ments, legally called by such company, shall 
have been paid in full. 

Sect. 452. The shares in the capital stock of Share J^ tock 
any railroad company shall be deemed personal *» be mrsonai « 

. i j n 11 ,al '' ; ' 10w trans- 

estate and may be transferred by any conveyance tembie. 
in writing, registered either by the treasurer in 
books to be kept in his office, or by the secretary, 
clerk, or other officer duly authorized by the 
directors, in books to be kept at such other place 
as they may appoint; and no conveyance of any 
such shares shall be valid against any other person 
than the grantor or his representatives, unless so 
registered. 

SECT. 453. The president and directors Of Assessments on 

I ( , shares , now made 

every railroad company may, from time to ti me, !"><i collected, 
make such equal assessment on all the shares in 
said company as they may deem expedient and 
necessary for the purposes of the company, and 
may direct the same to lie paid to the treasurer in 
such manner, and with such notice as may be pre- 
scribed by the by-laws of said company; and if 
any stockholder shall neglect to pay his assessment 
for the space of thirty days after notice from the 
treasurer, the directors may order the treasurer, 
after giving notice of the sale, to sell such shares 
at public auction to the highest bidder, and the 
same shall accordingly be transferred to the pur- 
chaser; and if the shares of any delinquent stock- 
holder shall not sell for a sum sufficient to pay his 
assessment, with interest and charges of sale, he 
shall be liable to the company for any deficiency ; 
and if any such shares shall sell for more than the 
assessment so due, with interest and charges of 
sale, he shall be entitled to the surplus remaining 
after such sale ; but no assessment shall be laid 
upon any shares in such company, to a greater 
amount than the sum at which the shares shall be 
fixed by the charter of such company.* 

Sect. 454. There shall be three persons ap- 1868. 1865. 
pointed by the general assembly, to be styled rail- missioned, how 
road commissioners, each of whom shall hold his JSK^ankcef* 
office for three years, and until his successor is ;md wh0 shaU 

* Where no by-law prescribes mode of notice of assessment, directors may pre- 
scribe. Danbury and Nonvalk Railroad Co. v. Wilson, 22 c. R. 435. 
31 



242 LAWS RELATING TO RAILROADS. 

sfonera. commi8 ' appointed and qualified, except when he shall he 
appointed to fill a vacancy, and the appointment 
shall be so arranged that one vacancy shall occur 
and one new appointment shall be made every 
year, but any person going out of office may be 
reappointed ; and the governor may fill all vacan- 
cies that may occur during the recess of the gen- 
eral assembly, and the commissioner or commis- 
sioners, appointed by him shall hold office until 
the next session of the general assembly ; but no 
person, being at the time a director, superintend- 
ent, or stockholder, of any railroad company in 
this state, shall be appointed as such commissioner.,, 
and whenever any such commissioner shall be, 
directly or indirectly, in any way employed by any 
railroad company in this state, his office shall be- 
come vacant. 
1858. Sect. 455. Before entering on the duties of 

their office, the railroad commissioners shall make 
oath that they will faithfully and impartially dis- 
charge all the duties incumbent upon them in their 
said office, agreeably to the constitution and laws 
and according to their best abilities and under- 
standing; a certified copy of which oath they shall 
within thirty days thereafter, cause to be filed in 
the office of the secretary of this state. 

faints &cTo" Sect. 456. The railroad commissioners shall 

be kepi by com- make and keep a record of all complaints, or other 
papers, addressed to them officially, and of all their 
official acts and proceedings, and of all facts learned 
in relation to any casualty, and the names of the 
persons from whom derived, or by whom they may 

ptrts employex " oe P 1-ove d ; and they may, on special occasions, 
employ experts, or other agents, whose services 
they may deem to be temporarily of importance. 

to pass free on Sect. 457. Tlic railroad commissioners shall 

railroads when on 

duty. have the right of passing, free of charge, in the 

performance of their duties, on all the railroads in 

the state, and to take with them any person in 

their official employment. 

1862. Sect. 458. The railroad commissioners shall 

whom paid.-; be entitled to charge and receive for their services, 
at the rate of three dollars a day for the time act- 
ually employed, and all reasonable expenses, lor 
the examinations of the several railroads in this 
state, provided in the four hundred and sixty-sec- 



LAWS RELATING TO RAILROADS. 243 

ond section of this act, which shall be apportioned 
anion"' the several railroad companies in this state, 
in proportion to the length of main track or tracks 
of the respective railroads in operation within the 
limits of this state. 

Ju addition, Jul;i WHh, 1867. 
Sect. 1. That section four hundred and fifty- Compensation 

.,,,..,, f*. ... in railroad com- 

eignt ot the Act concerning Uommunities and u or- misdonen. 
porations, be, and the same is hereby amended so 
that the compensation of the railroad commission- 
ers shall be five dollars per day for the time actu- 
ally expended in the performance of their duties, 
instead of three dollars per day, as is now provided 
in said section. And that a thorough eXamiua- B » mS 5» ao ' 1 of 
tion of the condition of the track, road bed, made, 
bridges, and masonry, of each of the railroads in 
this state may be made ; it shall be, and is hereby 
made the duty of the railroad commissioners in 
each examination of the several railroads by them 
made to pass over the same at a rate of speed not 
exceeding six miles per hour, and to stop at each 
culvert, bridge, and piling, and make a personal 
examination of the same: and they shall examine 
the rails and ties at some point in each and every 
mile, and shall make such rules and order such 
repairs as, upon such examination, they shall deem 
the public good demands. 

Sect. 2. The said railroad commissioners are i'iaiimm and 
hereby empowered, and it shall be their duty to depots. 
make such rules and regulations in regard to the 
platforms and all outbuildings at the several rail- 
road stations and depots in this state as shall, in 
their judgment be expedient and for the interest 
of the public. 

Sect. 8. All acts and parts of acts inconsistent Ri-i>™i. 
herewith are hereby repealed. 

Sect. 459. Whenever, in the opinion of the special services 

• i j • • • i • of commissioners 

railroad commissioners, special services are to be paid t>j the 
required and rendered to any railroad com-^",^"^" 
pany, or whenever any special services are re- 
quested by it, the fees and expenses of the com- 
missions for such special services, after being 
audited and allowed as hereinafter provided, shall 
be paid by the company or companies for whose 
special or particular benefit the services were ren- 
dered. 



244 LAWS RELATING TO RAILROADS. 



Accounts of rail- Sect. 460. The railroad commissioners shall 

road commission- _ . .. ,, 

ere, how audited m the month of J uly, annually, present to the 
• andapportioned - secretary, treasurer, and comptroller of public ac- 
counts, their respective accounts in detail, of their 
fees and expenses as such commissioners, for the 
year preceding the fourth day of July in each 
year, distinguishing the services and expenses for 
the general examination from the special services 
and expenses as provided in the preceding section 
which accounts shall be verified, supported, and 
proved, by their oath; and the secretary, treasu- 
rer, and comptroller, shall examine and audit 
such accounts, and when said accounts are audited 
and allowed by them, the comptroller shall appor- 
tion the sums so allowed to be paid by the several 
companies ; and the rule of apportionment shall 
be, to divide the fees and expenses of the general 
examinations among the several companies, in 
proportion to the length of the main track or 
tracks of the respective railroads within the limits 
of this state ; and the fees or expenses incurred 
for any one or more companies, shall be assessed 
to and upon the particular company for whose 
benefit, or at whose request the same accrued ; 
and each company, and the trustees, assignees, 
lessees, or other parties, operating any road, 
shall pay the railroad commissioners their propor- 
tion of the general account, and also the amount 
' assessed and charged against it for special services 
and expenses. 

An Act in Addition. 

Kaiiroad commis- Sect. 1. Tlie railroad commissioners shall, in 
eemf-an'nuaT ac- r the months of July and January, present to the 
count8- secretary, treasurer, and comptroller of public ac- 

counts, their respective accounts in detail of their 
fees and expenses as such commissioners, for the 
six months next preceding the fourth day of Jan- 
uary, and the fourth day of July in each year. 
Ke P« al - Sect. 2. So much of any act now in force as is 

inconsistent with the provisions of this act is 
hereby repealed. 

Approved, July 27th, 1871. 

No compensation Sect. 461. No railroad couimissioncr shall ask, 



LAWS BELATING TO RAILROADS. 246 

demand, or receive, from any railroad company.fofservicogbe- 

* . . ' fore tin- audit of 

any money or other compensation whatever, lor their accounts. 

services rendered or expenses inclined in liis offi- 
cial capacity, until the account for such services 
and expenses are audited and allowed, as provided 
in the next preceding section. 

Sect. 4i>2. The railroad commissioners shall, at i860 

..... . . , '., 1856. 1862. 

least twice in each year, examine the several rail- si, famine 

roads in this state, and made a like examination ofJjJJJJ'JjlJ*]!^* 
any railroad within the limits of any town, when tSme8 > when - 
thereto requested, in writing, by the selectmen of 
such town, and shall see that the same arc kept in 
suitable repair, and that the railroad companies 
faithfully comply with the laws of this state, and 
the provisions of their several charters ; and said 
commissioners shall cause such portions of the laws 
as relate to the duty of railroad companies, and 
the offenses against railroads, as they may deem 
proper, to he published and posted up in some con- 
spicuous place in every railroad depot, and at such 
other places as they shall direct. 

Sect. 4C3. The railroad commissioners, or i8&3. 
any two of them, may, as often as they may deem [," n v"'u ''"""mm 
expedient, and at their discretion, or upon com- ^ ct raUroad8 ' 
plafnt, in writing, under oath of any person alleg- 
ing any particular in which the conduct of any 
railroad company, or its agent, is inconsistent 
with the public safety ; and shall, upon complaint 
made, in writing, by any number of stockholders, 
or creditors, not less than five, assigning in good 
faith sufficient reason therefor, visit and inspect 
the railroad of such company, in this state, its 
rails, switches, road crossings,, buildings, stations, 
works, bridges, and the engines and cars belonging 
thereto, and shall investigate the condition of such 
railroad and examine its by-laws and regulations, 
and the conduct of its officers and agents, and 
make any and all enquiries needful to determine 
whether the affairs of such company are managed 
conformably to law, and with public safety and 
convenience. 

Sect. 4(34. Whenever the railroad connnis- commissioners 
sioners intend to examine the road of any railroad fniInaon 0t to a .' 
company, they shall give notice thereof, in" writing, nS^otdeJf're' 
to such company, and of the time of their pro- re- 
posed examination; and if, upon such an examina- 



246 LAWS RELATING TO RAILROADS. 

tion, a majority of said commissioners shall lie of 
opinion that safety to public travel or to the lives 
of the persons operating said road, require said 
railroad in any respect to be repaired, they shall 
forthwith, in writing, notify said company thereof, 
and order and direct said company to make the 
repairs required, within some reasonable time, to 
be by them limited for that purpose. 
Penalty for ueg- Sect. 465. Any railroad company which shall 

lect to make re- , c . , , •■ . n , , 

pairs. neglect or refuse to make the repairs ordered by 

the railroad commissioners within the time limited 
by them, shall forfeit to the treasurer of the state 
one hundred dollars for each day, beyond the time 
so limited, until said repairs are completed to the 
acceptance of said commissioners. 
1865. Sect. 466. The railroad commissioners may, 

May order how „ . ... i t •■ • ., 

long ticket office i rom time to time, make orders prescribing the 
shau be kept length of time for which the ticket office, at any 
railroad station, shall be kept open for the sale of 
tickets previous to the departure of each passen- 
ger train from such station ; and upon receiving 
the written complaint of any person, alleging that 
any such ticket office is not so kept open long 
enough reasonably to accommodate the public, the 
commissioners shall inquire into such a complaint 
without unnecessary delay, and, if they find the 
same to be true, they shall make a proper order 
for the correction of the evil mentioned in such 
complaint; and no railroad company, while neg- 
lecting to obey any such order, shall demand or 
receive more than the regular ticket price for the 
fare of any passenger, upon any of its trains, who 
may omit to procure.a ticket before entering such 
train. 
May direct how Sect. 467. For the purpose of preventing an- 

railroad compa- i 1 • 1 111 ■ p 

nies shall man- noyance to the public throium the obstruction ot 

age their trains, -i ■ ■> ■ -i j -• v 

&c.,at highway highway crossings, at or near railroad stations, by 
crossings. carg standing upon said crossings, or moving to 

and fro across the same, the railroad commission- 
ers may, from time to time, make orders regulat- 
ing the manner in which railroad companies shall 
manage their trains, engines, and cars at such 
places ; and upon receiving the written complaint 
of any person, alleging that any railroad company 
is in the habit of annoying the public in the man- 
ner aforesaid, at any such place specified in said 



LAWS RELATING TO RAILROADS. -47 

complaint, the commissioners shall, without un- 
necessary delay, inquire into said complaint, and 
if they find the same to be true, they shall make 
a proper order for the evil specified in such com- 
plaint. 

In addition, June ZQth, 1866. 

Sect. 1. That whenever it shall he necessary Railroad freight 

^p • i I . «i i • ,i ■ . trains not to ob- 

r any freight tram on any railroad in tins state »trnct ordinary 

to remain at any station for the purpose of rccciv-^' 1 "" '"='' 
ing or delivering freight or for any other ordinary 
purpose, in such a position as to obstruct the 
ordinary travel on any public highway for a period 
of time exceeding five minutes, it shall be the 
duty of the person having charge of such freight 
train to cause the same to be separated in such a 
manner as to accommodate the public travel on 
such public highway ; and any -railroad company 
in this state in whose employment any person shall 
be who shall he guilty of a violation of this act, 
shall forfeit and pay a sum not exceeding ten dol- 
lars, to be recovered by an action on this statute to 
any person who shall sue therefor and prosecute 
his suit to effect. 

Sect. 2. All acts and parts of acts inconsistent Repeal, 
herewith are hereby repealed. 

Sect. 468. The railroad commissioners, from May compel rail- 
time to time, shall make such orders as they maySfor^heSn* 
deem necessary for the purpose of compelling rail- fcrtaWese,toi 
road companies to furnish comfortable seats to all 
passengers upon their trains. The orders, provided Orders, uow en- 
in this and the next two preceding sections, shall 
be made by the commissioners, and served in the 
manner prescribed, in the next succeeding section 
of this act. 

Sect. 469. The railroad commissioners shall „ ? 853 - 

_ . . n -it Commissioners 

advise and recommend to any railroad company to to advise repairs, 

ii" •. i •» the uiloptiou of 

make such repairs upon its road, or upon any rail- signals, rate of 
road bridge, or other property belonging to such speed ' &c - 
company, as they shall deem necessary to the pub- 
lic safety, and to the safety of the operatives on 
said road ; they shall recommend the adoption of 
additional signals, and other precautions, to pre- 
vent accidents, than those in use, and the employ- 



248 



LAWS RELATING TO RAILROADS. 



Directions, &c. 
how given. 



ment of other and additional switchmen and 
signal-men, the application of safety-beams to the 
cars, stated examination of their wheels, axles, 
brakes, &c, having a due regard to the character 
and income of the road, also the number of brake- 
men that shall he placed and kept upon the trains 
of any road, and in what proportion to the number 
of cars connected with its trains ; and if they shall 
deem necessary to the public safety, they shall 
recommend that express and other trains, run at 
high speed and on dangerous roads shall have a 
lookout upon the engine, distinct from the engine 
man and conductor, who shall, at the approach 
of danger, sound the whistle, which shall be 
affixed to the engine in close proximity to his seat, 
and which shall he so constructed that the sound 
cannot he mistaken for that of the engineer, on 
the alarm of which every brakeman shall immedi- 
ately put on the brakes and stop the train ; they 
shall advise as to the rate of speed of the trains 
upon any road, or upon descending grades, at 
dangerous crossings, or upon other portions of the 
same, if, in their judgment the rate adopted by 
the directors of such road, or run upon the same, 
shall be greater than is consistent with the public 
safety, they shall direct that suitable warning- 
boards are put up at such crossings as are danger- 
ous, and signal men stationed, or gates erected, at 
such as are extra hazardous ; or, if they shall 
deem proper, they shall direct that the engineer's 
whistle be blown continually, from a point eighty 
rods from any crossing, until the train has passed 
the same ; and that such warning boards shall be 
placed over the track at the switches and near the 
station, or in other places, warning people against 
walking upon the track, on penalty of the law, as 
they may deem necessary ami proper. All direc- 
tions, advice, and recommendations, given and 
made by said commissioners, pursuant to the 
powers given in this section, shall be in writing, 
under the hands of said commissioners, or any two 
of them, served by copy upon the secretary of the 
company, by some indifferent person, and returned 
to the commissioners with an endorsement of 
service attested, sworn to, and the administration 
of the oath certified thereon, and shall be pre- 



LAWS RELATING TO RAILROADS. 249 

served by thorn, as herein before provided ; and the 
commissioners shall report any neglect to adopt 
any recommendation or advice made as aforesaid 
to the next general assembly. 

Sect. 470. If. upon examination of any rail- __ ww. 

j .. r ■«••>• -i " lien comims- 

road, or its management, or the atiairs of any rail-sioners mayap- 

-1 » •. (» .i ., j " • ply for injunc- 

road company, a majority ot the railroad comnns-tinn against cor- 
sioners shall be of opinion that its rails, bridges, p ™" ""- &c 
switches, engines or cars, are in such a condition, 
or that its affairs are so conducted, as to endanger 
the safety of the public, or that said company has, 
in any material respect, violated the law, or 
refused to obey the directions of said commission- 
ers, or of any judge of the superior court, made 
under and pursuant to the power's given in this 
act, or has suffered any person to hold or exercise 
the duties'of any office in said company, contrary 
to the provisions of this act, said commissioners, 
or a majority of them, may make application to 
any judge of the superior court for an injunction 
to restrain such company, in whole or in part, 
from further proceeding with its business, and to 
restrain such persons from holding or exercising, 
or attempting to hold or exercise, the duties of 
such office, until a hearing can be had in the 
premises; and said judge may issue such process 
and may, at his discretion, dissolve or modify said 
injunction, or make the same perpetual, and make 
such orders and decrees to suspend, restrain, or 
prohibit, the further proceedings of such company 
in its business, or such person in relation to such 
office, as in his judgment the public safety or the 
law may require, under such penalties as such 
judge may deem necessary and proper. 

Sect. 471. The directors of every railroad,,. , 185 ?- , 

J Directors to ' 

company shall, annually, on or before the first day make annual re- 

n T7i i i i i ,i ,i -i port to the com- 

ot February, make report, under oath, to the rail- missioned. 
road commissioners, of their acts and doings, and 
receipts and expenditures, under the provisions of 
its charter ; and every such company, whose 
directors shall neglect or refuse to make such re- 
ports, shall forfeit to the treasurer of the state the 
sum of twenty five dollars, for each day of such 
neglect or refusal, if said commissioner shall re- 
port the same to such treasurer, who shall collect 
the same by due process of law ; and the books of 
32 



250 LAWS RELATING TO RAILROADS. 

every such company shall, at all times, be open to 

the inspection of any committee of the general 

assembly appointed for that purpose. 

to caufoifre- Sect. 472. The railroad commissioners sball 

turns from the annually call for accurate and full returns and 

companies, and . . * „ , .. . . . 

to have power to statistics I rom each railroad company, under the 
™7under ffl oath! o?it\\ of the president thereof, in accordance with 
the blanks or forms hereafter appended, marked 
A, which blanks shall be furnished in duplicate to 
each railroad company in this state ; and they 
may summon and examine under oath, all direct- 
ors, officers, or agents of said companies, and such 
other witnesses as they may think proper, in rela- 
tion to the affairs, transactions, and condition of 
said companies ; and said directors, officers, 
agents, or other persons, who shall refuse, without 
justifiable cause, to appear and testify when thereto 
required, as aforesaid, or who shall in any way 
obstruct any railroad commissioner in the dis- 
charge of his duty, as prescribed in this act, shall 
be punished by a fine not exceeding one thousand 
dollars, or by imprisonment for a term not exceed- 
ing one year. 

In Addition, August 1st, 1872. 

Annual reports Sect. 1. The several railroad companies shalL 
pante8 roadcom * annually make to the railroad commissioners full 
report, and give accurate statistics for the year 
ending the thirtieth day of September, in accord- 
ance with the blank forms hereafter appended 
marked Schedule B, to be furnished in duplicate 
to each railroad company by the railroad commis- 
sioners, which report and statistics shall be signed 
under oath by the president and treasurer of the 
railroad company, or by a majority of the trustees 
who may be operating any railroad, and shall be 
returned to the railroad commissioners on or 
before the first day of December. 
Penalty for refu- SECT. 2. Every railroad company whose presi- 
makJ repOTt.' to dent ami treasurer or trustees shall refuse or neg- 
lect to make the returns required bv the preceding 
section, shall forfeit to the treasurer of the state 
the sum of twenty-five dollars for each day of such 
neglect or refusal, and said commissioners shall 
report the same to such treasurer, who shall col- 



exam- 
ine witnesses. 



LAWS RELATING TO RAILROADS. 251 

lect the same by due process of law ; and the 
books of every such company shall at all times be 
open to the inspection of any committee of the 
general assembly appointed for that purpose. 

Sect. 3. The railroad commissioners may sum- Pow , eraofr ! lil - 

i rv road comims- 

mon and examine, under oath, all directors, om-sionerato 
cers, agents, or trustees, of any .railroad company, 
and such other witnesses as they may think proper, 
in relation to the affairs, transactions, and condi- 
tion of said company ; and said directors, officers, 
agents, trustees, or other persons, who shall re- 
fuse, without justifiable cause, to appear and tes- 
tify, when thereto required as aforesaid, or who 
shall in any way ohstruct any railroad commis- 
sioner in the discharge of his duty as prescribed 
in this act or in the act to which this act is an 
amendment, shall be punished by a fine not ex- 
ceeding one thousand dollars, or by imprisonment 
for a term not exceeding one year, or by such fine 
and imprisonment both. 

Sect. 4. Sections four hundred seventy-one Re P« al 
and four hundred seventy-two of title seven, chap- 
ter seven, of the general statutes are hereby re- 
pealed. 



SCHEDULE B. 



CAPITAL STOCK. 



1. Capital stock authorized by charter. 

2. Capital stock authorized by votes of the company. 

3. Capital stock actually paid in. 

4. Capital stock issued for earnings which had not been 
divided among stockholders. 

5.. Capital stock issued upon which no payment has been 
made either in cash or its equivalent. 

6. Total number of shares of stock issued. 

7. Par value per share of capital stock. 

8. Total par value of stock issued. 

9. Total market value on the 30th of September of stock 
issued. 



252 LAWS RELATING TO RAILROADS. 

10. Amount of capital stock issued per mile of railroad owned 

by the company. 

11. Proportion of stock issued for Connecticut. 

12. Amount of stock held in Connecticut. 

13. Number of stockholders residing in Connecticut. 

DEBTS. 

1. Total amount of funded debt. 

First mortgage bonds due. ) 
Rate of interest per cent. ) 
Second mortgage bonds due. 
Rate of interest per cent. 
All others. 

2. Amount of floating debt. 

3. Total amount of funded and floating debt. 

4. Proportion of same per mile of road. 

5. Proportion of same for Connecticut. 

COST. 

1. Total cost of entire road to date. 

(This item to include grading and masonry, bridging, 
superstructure, land damages and fences, stations, 
engine and car houses, and cost of engineering.) 

2. Proportion of same per mile of road. 

3. Proportion of same for Connecticut. 

4. Total cost of entire equipment. 

(This item to include locomotives, cars, machinery, 
and tools, and machine shops not included above.) 

5. Proportion of same per mile of road. 

6. Proportion of same for Connecticut. 

CHARACTERISTICS. 

1. Total length of main line of road. 

2. Length of same in Connecticut. 

3. Length of same in other states (giving name of states and 

length in each.) 

4. Name and length of branches. 

5. Total length of branches. 

6. Length of same in Connecticut. 

7. Aggregate length of sidings. 

8. Length of same in Connecticut. 

9. Total length of track for the entire road (single track 

miles.) 



LAWS RELATING TO RAILROADS. 253 

10. Length of same in Connecticut. 

11. Total length of douhle track. 

12. Length of same in Connecticut. 

13. Miles of track laid with steel rails. 

14. Aggregate length of wooden bridges. 

15. Aggregate length of iron bridges. 

16. Aggregate length of stone arch bridges. 

17. Number of public highways crossed at grade in Connec- 

ticut. 

18. Number of railroads crossed at grade in Connecticut. 

19. Name of each. 

20. Total number of stations on entire road. 

21. Number of same in Connecticut. 



ROADS BELONGING TO OTHER COMPANIES OPERATED BY THIS 
COMPANY UNDER LEASE. 

22. Name, termini, and length of each. 

23. Total length of all. 

24. Total length of all in Connecticut. 

25. Total number of stations on all roads operated by this 

company. 

26. Total number of same in Connecticut. 

MOTIVE POWER AND CARS. 

1. Number of engines, average weight with tender full ( ). 

2. Number of passenger cars, average weight ( ). 

3. Number merchandise cars, average weight ( ). 

4. Number of baggage cars, average weight ( ). 

5. Number of gravel and other cars. 

6. Number of men employed, exclusive of those engaged in 

construction. 

7. Average rate of speed of express passenger trains when 

in motion. 

8. Average rate of same, including stops. 

9. Average rate of speed of accommodation trains. 

10. Highest rate of speed allowed freight trains in motion. 

FARES AND FREIGHT. 

1. Highest rate of passenger fare per mile for distances less 

than three miles. 

2. Highest rate of same for distances more than three miles. 

3. Highest rate per mile for through passengers. 



254 LAWS RELATING TO RAILROADS. 

4. General average rates. 

5. Highest rate of freight per ton per mile for first, second, 

third and fourth classes. 

6. Lowest contract rate of same per ton per mile for first, 

second, third and fourth classes. 

7. Average rate of freight per ton per mile for first, second, 

third and fourth classes. 



DOINGS DURING THE YEAR. 

1. Miles run hy passenger trains. 

2. Miles run by freight trains. 

3. Miles run by other trains. 

4. Total miles run. 

5. Number of passengers carried. 

6. Number of passengers carried one mile. 

7. Number of passengers carried one mile to and from other 

roads. 

8. Tons of merchandise carried. 

9. Tons of merchandise carried one mile. 

10. Tons of merchandise carried to and from other roads. 



EXPENDITURES CHARGED TO COST OF ROAD AND EQUIPMENT 
DURING THE YEAR. 

1. Extension or alteration of road. 

2. Land or land damages. 

3. New buildings. 

4. New rolling stock. 

5. Any other expenditure. 

6. Total. 

EXPENDITURES FOR OPERATING DURING THE YEAR. 

Cost of Maintenance of Way and Buildings. 

1. Repairs of road, exclusive of bridges and new rails. 

2. New iron rails (No. of tons and cost.) 

3. New steel rails (No. of tons and cost.) 

4. Repairs of bridges. 

5. Repairs of buildings and fixtures. 

6. Repairs of fences. 

7. Removing ice and snow. 



LAWS RELATING TO RAILROADS. 255 



8. Total for maintenance of way. 

9. Cost per mile of road kept in repair, 
10. Proportion for Connecticut. 



COST OF MAINTENANCE OP MOTIVE POWER AND CARS. 

1. Repairs of locomotives. 

2. Repairs of machinery. 

3. Repairs of passenger, baggage and mail cars. 

4. Repairs of freight cars. 

5. Cost of fuel, wood, $ I T til 

coal, | ' ' 

6. Oil used by engines and cars. 

7. Waste and other material for cleaning. 

8. Total for maintenance of motive power and cars. 

9. Cost per mile of road operated. 
10. Proportion for Connecticut. 



MISCELLANEOUS. 

1. Salaries, wages' and incidentals chargeable to passenger 

department. 

2. Salaries, wages and incidentals, chargeable to freight de- 

partment. 

3. Wages of switchmen, signal-men, gate-keepers and watch- 

men. 

4. Gratuities. 

5. Damages for injuries to persons. 

6. Damages for cattle killed. 

7. Damages for loss of goods and baggage. 

8. Damages to property, including damages by fire. 

9. Taxes. 

10. Insurance. 

11. Telegraph expenses. 

12. Amount paid other companies as rent for use of road, 

specifying each company. 

13. Amount paid other companies in tolls for passengers and 

freight, specifying each company. 

14. General salaries and office expenses, law expenses, and 

all other expenses (except interest) not included in 
any of the above items. 

15. Total miscellaneous. 

16 Amount per mile of road operated. 
17. Proportion for Connecticut. 



256 LAWS RELATING TO RAILROADS. 

Total expenditure for operating the road. 
Total cost per mile of road operated. 
Proportionate total for Connecticut. 



INCOME. 

1. From passengers — 

On main road and branches owned by company. 
To and from other roads. 

2. From freight — 

On main road and branches owned by company. 
To and from other roads. 

3. U. S. Mails. 

4. Rents. 

5. Expresses. 

6. Total income. 

7. Income per mile of road operated. 

8. Proportionate income for Connecticut. 

9. Income above operating expenses. 

10. Amount paid for interest. 

11. Total net income. 

12. Number and per cent, dividends. 

13. Amount paid in dividends. 

14. Paid to sinking fund. 

15. Surplus for the year. 

16. Surplus last year. 

17. Total surplus. 

18. Surplus invested as follows : 

Cash and loans. 

Balance of accounts due the company. 

Materials, fuel, and stores. 

Other items. 



STATEMENT OF EACH ACCIDENT. 

(Signed.) President. 

(Signed.) Secretary. 

(Affidavit.) 



for its 
construction. 



LAWS RELATING TO railroads. 257 

Sect. 473. The railroad commissioners shall import to general 
make a report of the general conduct and condi- as,em y ' 
tion of all the railroads within the state, to each 
general assembly, in the first week of its session, 
making such suggestions for legislation, as the 
public interest shall seem to them to require; and 
in case any violation of law, on the part of any 
railroad company shall conic to the knowledge of 
said commissioners, they shall, in like manner, 
make report thereof. 

Sect. 474. Every railroad company may lay 1849. 
out its road, not exceeding six rods wide, and for am ] T of obtaining 
the purpose of cuttings, embankments, and pro-" on ^]. 8 t 
curing stone and gravel, and for necessary turn 
outs, take as much more land, within the limits of 
its charter, in the manner provided in this act as 
may be necessary for the proper construction and 
security of the road ; and if it shall not be able to 
obtain land for the purposes aforesaid, by an agree- company may 
ment with the owners thereof, it shall pay therefor takc lan < 1 > on 

' I J . payment of ap- 

such damages as shall be estimated and determined praisement. 
by appraisers, to be appointed by a judge of the 
superior court in the manner hereinafter provided : 
and no land without the limits of said road shall 
be so taken, without the permission of the owner 
thereof, unless the railroad commissioners, on ap- commissioners 
plication of such company, and after notice to the i m iits ) P &c < ! ribe 
said owner, shall first prescribe the limits within 
which land shall be taken for the purpose afore- 
said ; and no railroad company shall lay out, and 
finally locate its road, without the written appro- 
bation of the location by a majority of said com- 
missioners, except so far forth as the location is 
definitely fixed in the act of incorporation. 

Sect. 475. Whenever any railroad company Proceedings to 
. iitpi a i ■ £ take land for ra "~ 

mtends to take land tor the purpose oi laving out, road, how insti- 

i- j • . • • • . •! j i" tuted, notice how 

making and maintaining its railroad, such company B j Ve n, and ap - 
may, before such land is actually taken and appro- m ^ ements how 
priated for such purpose, apply to any judge of the 
superior court for the appointment of appraisers, to 
estimate the damages that shall be occasioned by 
such laying out, making and maintaining such 
road ; and after reasonable notice of the intended 
application shall have been given to the owner of 
said land, such judge shall appoint three apprais- 
ers, who shall estimate such damages, but shall 
33 



258 



LAWS RELATING TO RAILROADS. 



Railroad not to 
be worked until 
damages have 
been paid. 



1858. 
Railroad com- 
pany not liable 
for damages to 
land owners, 
where road is 
discontinued. 



Land owner may 
recover actual 
damages. 



1849. 
Owners of land 
may within 
three years re- 
quire a plan of 
land taken. 



not include in such estimate the cost or expense 
of erecting and maintaining fences along the line 
of such railroad ; and they shall return an ap- 
praisement of such damages, in writing, under 
their hands, to the clerk of the superior court in 
the county where the land lies, who shall record 
it, and when so returned and recorded, such ap- 
praisement shall have the effect of a judgment, and 
execution may issue, at the end of sixty days from 
the time of such return, in favor of the persons 
respectively to whom damages may he appraised; 
and said appraisers shall be paid by said company 
for the time actually spent in making such ap- 
praisement and return; but no railroad shall lie 
worked upon, or opened across the lands of any 
person, until the damages appraised to such per- 
son shall have been paid, or secured to be paid to 
his satisfaction, or deposited with the treasurer of 
the county for his use.* 

Sect. 476. Whenever any railroad shall have 
been laid out by any railroad company, and the 
damages occasioned, or to be occasioned, by the 
laying out, making and maintaining said road, 
shall have been appraised in favor of the owners 
of land over which such railroad is laid; and such 
road, or any part or branch thereof, shall have 
been abandoned or discontinued before the same 
shall have been opened and worked, no action shall 
be brought against said company for the recovery 
of euch appraisement, by any of the owners of land 
over which such road or part of a road shall have 
been laid out and discontinued as aforesaid ; but 
any such land owner may recover of such com- 
pany the actual damage which he may have suf- 
fered in consequence of the laying out of such 
road, or from any unreasonable delay in opening 
and working the same, by an action founded on 
this statute. 

SECT. 477. Whenever any railroad company 
shall, by virtue of its charter, take any land, or 
other property for the purpose of its railroad, the 
owner of such land or other property may, at any 
time within three years from the time of taking 



* Owner of fee of highway, on which a railroad is located, entitled to damages. 
Imlay vs. Union Branch li". It. Co., 26 C, It., 249. 
Incidental injury to adjacent land of same proprietor to be considered. Same. 



LAWS RELATING TO RAILROADS. 259 

the same, demand in writing of the treasurer, or 
principal agent of the company, a written plan or 
description of the land or other property so taken ; 
and said company shall, within thirty days from 
the time of such demand, deliver to him such de- 
scription or plan, and all the rights of said com- 
pany to enter upon or use said land or other 
property, except lor making surveys, shall be 
suspended until it shall have so delivered such 
description or plan, within a reasonable time after 
such demand shall have been made. 

Sect. 478. Within ninety days after the rail- £jo3?!!tatf 
road of any company shall have been laid out by road with town 
the company, and approved by the railroad com- 
missioners, and the width of land designated and 
settled through any town, such company shall de- 
posit with the town clerk a correct plan signed by 
the president of said company, of so much of said 
railroad as lies in said town, drawn upon a scale of 
at least five inches to the mile, upon which shall 
be accurately delineated the direction and length 
of each course, and the width of the land therein 
taken for the purposes of said road, together with 
such explanations as may be necessary to make 
the same intelligible and useful. 

Sect. 479. Every railroad company shall, within Location of road 
six months after the final location of its road, file retary suffice. c 
a statement of such location, defining the courses 
and distances, with the secretary of this state. 

In Addition, July 10th, 1867. 

Sect. 1. When the survey of any railroad com- Railroad compa- 
pany shall have been accepted by the railroad theVight'of way 
commissioners, said company shall procure and mon^aoe? the 
pay for the right of way of all lands through which £j£ e P^° of 
they may pass, within twelve months, or make 
satisfactory arrangements with the parties owning 
said lands, or said acceptance by said commission- 
ers shall be void. 

Sect. 2. All railroad companies shall cause Railroads to be 

i n <• i • i • i ii p fenced within 

their road to be fenced within twelve montbs after twelve months 
they enter upon and take possession of the lands possession "the 
through which they pass. land8 - 

Sect. 480. Whenever it shall be necessary for Railroads may 



260 



LAWS RELATING TO RAILROADS. 



o^a^er coJrfet ^ ie construction of a railroad to intersect or cross 
any stream of water or water course not navigable, 
or any public road, highway or street, tbe railroad 
company may construct said railroad across or 
upon the same, if the railroad commissioners shall 
adjudge it necessary, bat said company shall re- 
store the said stream, or water course, or road, or 
highway, or street thus intersected to its former 
state, or in sufficient manner not to impair its use- 
fulness ; and in case any road, highway, or street 
is so located that said railroad cannot be judi- 
ciously laid out and constructed across or upon 
the same without interfering therewith, said com- 
pany may, by and with the advice and consent of 
the said commissioners, cause such road, highway 
or street, to be changed or altered in such manner 
that said railroad may be made on the best site 
of ground for that purpose ; but said company 
shall put such road in as good repair as it was 
previous to such alteration, under the direction of 
said commissioners, whose determination thereon 
shall be filed.* 

An Act in Addition. 



1 



hifhwayrfor° Ter Sect. *• Whenever any highway or street 
railroads, how shall be changed or altered by any railroad com- 
pany with the advice and consent of the general 
railroad commissioners, pursuant to the provisions 
of section four hundred and eighty, chapter seven, 
title seven, of revised statues of this state, if it 
shall be necessary to take any land for a highway 
to which such company has not obtained a title, 
and over which neither said company nor the town 
in which such change shall be made has any right 
of way, and said company are unable to agree with 
the owner or owners thereof in regard to the 
amount of damages to be paid therefor, the same 
proceedings shall be had for the purpose of pro- 
curing the required right of way as are provided 
by sections five hundred and two, and five hun- 



*Deteni)inution of commissioners cannot lie reviewed by the superior court. 
Waterbury vs. 11. P. & F..B. R. Co., 27 C. K., 146. 



LAWS RELATING TO RAILROAI». 261 

drcd and four of the chapter and title aforesaid, in 
regard to taking land for railroad purposes. 

Sect. 2. Tins act shall take effect from its pas- 
sage. 

Approved, July 5th, 1871. 

Sect. 481. Every railroad company which may J? a ? 0ha ?* 8 i 0ca ; 

J r J J tion or alter level 

locate and construct a railroad across any turn of roads inter- 
"pike, highway or public street, shall construct it solettiontf the 
as to cross over or under the said turnpike, high- commtesio,,er8 - 
way, or street ; and for this purpose it may, under 
tiie direction of the railroad commissioners, raise 
or lower said turnpike, highway, or street, at the 
said crossing, or change the location thereof, and 
shall make, keep up, and maintain such bridges, 
abutments, tunnels, arches, excavations, embank- 
ments, and approaches, as the convenience and 
safety of the public travel upon said turnpike, 
highway or street, may require ; but the railroad 
commissioners may, upon due notice to said com- 
pany, and to the selectmen of the town or mayor 
of the city, in which said crossing is situated, 
authorize and direct such company to construct 
its railroad at such crossing upon a level with the 
turnpike, highway, or street ; and, if they deem it 
necessary, may require the said company to erect to maintain 
and maintain a gate across the railroad at such gates - 
crossing, and to provide an agent to open and close 
the same. 

In Addition. June 307/t, 1866. 

Sect. 1. That whenever any public highway uawwty of ndt- 

or any portion thereof, has been or shall be taken for hfghwaj^™ 
by any railroad company for railroad purposes, or ^^ n p [" r r p "" e ' g " or 
when such highway has been determined and ad- endangered 

hereby* 

judged by a committee of three disinterested and 
judicious persons, or a majority of them, appointed 
by the superior court in the county in which such 
road shall lie, to be dangerous to the public travel, 
by reason of such railroad, or when any alteration 
of such highway, or the building of a new high- 
way, in the opinion of said committee, or a major- 
ity of them, is thereby rendered necessary for the 
public safety and convenience, the town or towns 
whose duty it is to make such alteration or build 



,262 



LAWS RELATING TO RAILROADS. 



such highway, or who arc required by law to do 
the same, shall have the right in case the railroad 
corporation refuse to comply with the order of the 
court (by any proper action), to recover all dam- 
ages and expenses incurred in such building or 
alteration of such highway, from the railroad cor- 
poration so taking or endangering the same ; pro- 
vided, that nothing herein contained shall apply 
•to any highway laid out or constructed since the 
construction of a railroad across or near which it 
may run. 
Not applicable to Sect. 2. The provisions of this act shall not 

horse railroads. i j. i "i j -i i • 1 • 

apply to horse railroads nor to any railroad within 
the limits of any incorporated city. 






1852. 
When railroad 
company shall 
maintain a gate 
at a road cross- 
ing, &c. 



1S(>5. 
Commissioners 
may order gates 
to be erected, or 
flagmen sta- 
tioned at road 
crossings, when. 



Sect. 482. Whenever the selectmen of any 
town, or the mayor and aldermen of any city in 
which any railroad company shall have located 
and constructed its railroad track across any turn- 
pike, highway, or public street, upon a level with 
said turnpike, highway, or street, shall make 
written request to the railroad commission- 
ers to make an examination of any such cross- 
ing, said commissioners shall make such ex- 
amination ; and if, in their opinion, the safety 
and interests of the public require it, said railroad 
company shall erect and maintain a gate across 
said turnpike, highway, or street, at such crossing 
and provide an agent to open and close the same. 

Sect. 483. The selectmen of any town in 
which the track of any railroad may cross any 
highway upon a level with such highway, may, at 
any time and, when requested by ten electors of 
said town, shall make application in writing 
to the railroad commissioners, requesting said 
commissioners to order a gate or gates to be 
erected or a flagman or flagmen to be stationed 
at the place where said railroad may cross said 
highway; and thereupon the commissioners, with- 
out unnecessary delay, shall visit said town and 
make an examination of such place, having first 
given reasonable notice of the time when said ex- 
amination is to be made, so that said selectmen 
may be present -thereat if they see fit; and if, 
upon such examination, the commissioners may be 
of opinion that the public safety and interests re- 
quire it, they shall order the company operating 



LAWS RELATING TO RAILROADS. 263 

said railroad to erect and maintain a gate or gates 
or to station and keep a flagman or flagmen at said 
place, or to do any other acts which the commis- 
sioners may deem needful for the protection of the 
public at said place ; and in making any such 
order the commissioners may specify at what time 
said gate is to he opened and closed, or at what 
times said flagman is to be kept on duty. 

/// Addition, June 2>0th, 1866. 

Sect. 1. So much of section four hundred and Repoai. 
eighty-three of the act of which this act is in alter- 
ation as makes it the duty of " the selectmen of 
any town in which the track of any railroad may 
cross any highway, upon a level with such high- 
way," when requested by ten electors of such 
town, to make application to the railroad commis- 
sioners, requesting them to order a gate or gates 
to be erected, or a flagman or flagmen to be sta- 
tioned at the place where said railroad may cross 
said highway is hereby repealed. 

Sect. 2. Whenever the selectmen of any town ^nse^ofun-^ 
shall, in pursuance of the four hundred and cation for rau- 
eighty-second and the four hundred and eighty- sJoneratoOTder 
third sections of the act of which this act is in eroLmg^uow 
alteration, apply to the railroad commissioners, borne 
requesting them to make any of the orders men- 
tioned in said sections upon any railroad company 
and said commissioners shall be of opinion, upon 
examination, that the public safety and interests 
do not require that such order or orders be made, 
the town or towns whose selectmen shall make 
said application, shall pay to said commissioners 
all their fees and expenses arising under said ap- 
plication. 

An Act in Relation to Railroads and Railroad 

Companies. 

Section four, hundred and eighty-three, chapter Railroad commie- 

o •/ i sfouers may or- 

seven, title seven, of an act relating to commum- d« ostabiisb, 

i , • i i ..l • I i ment of pates, 

ties and corporations, be, and the same is hereby ; electric s.guais, 
amended, so that the railroad commissioners may "'.a'Sngs at 
order gate or gates, flagman or flagmen, or elec- tl " :irdiS( ' re,ion - 



264 



LAWS RELATING TO RAILROADS. 



Commissioners 
may change or- 
ders. 



lUilroad compa- 
nies shall niniu- 
tain warning 
boards at road 
crossings. 



1860. 
Penalty for neg- 
lect to place sig 
na's or flagmen, 
when directed. 



trie signals at road crossings as they may deem 
proper. 

Approved, July 11th, 1871. 

- Sect. 484. The railroad commissioners may 
change any order authorized in the next preceding 
section (section 483) when they deem it necessary 
so to do, but not without first visiting said town, 
and there giving the selectmen thereof a reason- 
able opportunity to appear before them, and object 
to the proposed change. 

Sect. 485. The railroad company operating 
any railroad, which may cross any highway on a 
level with the same, and where there is or shall 
be no such gate, shall, at all times, keep and 
maintain good and sufficient warning boards of 
such form, size and description, as the railroad 
commissioners shall approve. 

Sect. 486. Whenever any railroad company 
shall neglect or refuse to place signals of- flagmen 
at points on its roads, as may be recommended by 
the railroad commissioners, it shall forfeit to the 
treasurer of this state the sum of fifty dollars for 
each day of said neglect, to be recovered in an 
action of debt on this statute. 

In Addition, June 30th, 1866. 

Hand cars not to Sect. 1. That no hand car or other car not 
£KSA> moved by steam, belonging to any railroad corn- 
crossings. anv an( j US ed by them upon any railroad in tins 
state when removed from the track of such rail- 
road (except when placed in a building prepared 
for it), shall be allowed to remain within filty feet 
of any road or highway crossing said railroad 

t rticlc 
penalty. ' Sect. 2. Any railroad company which shall be 

ouilty of a violation of this act shall be liable to 
my a fine not exceeding the sum of fifty dollars 
to the treasurer of the town within which such of- 
fense shall have been committed. 

bmamw Sect. 487. -Whenever any railroad company 
&SRS shall neglect to construct any highway, or any 

railroad company , . , w ln C h it IS ltS dlltV to COllstlUCt, ail(l Will CI 

gSRE" Is ; KaTarJ to conduct any highway over its rail- 



LAW'S RELATING TO RAILROADS. 265 

road, or shall neglect to keep ill good and sufficient 
repair any such bridge, or any embankment, filling 

or abutment, which it is its duty to maintain, 
which has been or may be constructed for the pur- 
pose of conducting any highway over said railroad 
or for the purpose of conducting such railroad over 
any highway, or shall neglect to keep in good and 
sufficient repair any bridge owned by such com- 
pany, and used by the public, for the purposes of 
travel on foot, or in carriages, whether the same 
is, or has been, a toll or free bridge, the attorney 
for the state in any county wherein such neglect 
exists, in which the whole, or any part of said 
bridge is situated, shall make complaint thereof to 
the superior court for such county ; and said court 
shall proceed in the same manner against said rail- 
road company as is required against towns neglect- 
ing to construct any road laid out by the superior 
court, or neglecting to keep in repair any public 
road within their limits, which it is their duty to 
construct or keep in repair. 

Sect. 488. Every owner of land adjoining any 1849. 
railroad, who, prior to the twenty-second day of when townee 
June, 1850, received compensation for fencing j.'emoty'for ne"^ 
along the line of land taken for the purposes of Iect - 
said railroad, shall build and maintain a lawful 
fence on said line, or as near thereto as he con- 
veniently can ; and if said owner, his heirs or as- 
signs, shall not build said fence within sixty days 
after he shall have been notified so to do by said 
company, such company may build the same, and 
recover the expense thereof in an action of debt 
against the person so neglecting to build or main- 
tain said fence. 

Sect. 489. Every railroad company which has i850. 
been incorporated since the first Wednesday of**!, 1 ^LceTne 
May, 1850, or which shall hereafter be incorpo- of road > when - 
rated, shall erect and maintain good and sufficient 
fences on both sides of its railroads, throughout 
its whole extent, except at such places as, in the 
opinion of the railroad commissioners, the erection 
and maintenance of the same shall be inexpedient 
or unnecessary. 

Sect. 490. Whenever any owner of land on 1865. 
the line of any railroad while said road is or shall pe 'ued to fence 
be in process of construction, or after said road "™ p °a iu ?of ' on 
34 



266 



LAWS RELATING TO RAILROADS. 



land owner. 



Penalty of neg 
lect to erect 
fence. 



Land owners 
when to erect 
fence and how 
compelled. 



has been, or shall have been constructed, shall 
complain in writing to the railroad commissioners, 
that the railroad company, constructing or operat- 
ing said road, neglects or refuses to erect a suit- 
able fence along said line to the damage or incon- 
venience of said land owner, said commissioners 
shall visit and examine the locality where said griev- 
ance is so alleged to exist; and if, in the opinion 
of said commissioners, there is just cause for said 
complaint, said commissioners shall order said 
company to erect a suitable fence at said place in 
such manner and within such time as in the order, 
said commissioners shall prescribe ; and said order 
shall be served in writing on said company in the 
manner and form provided by the four hundred 
and sixty-ninth section of this act. 

Sect. 491. If any railroad company shall neg- 
lect or refuse to erect said fence in compliance 
with said order of said commissioners, said com- 
pany sball forfeit the sum of fifty dollars for each 
and every day's neglect or refusal so to do ; one 
half to him who shall sue therefor and prosecute 
his suit to effect, and the other half to the treasury 
of this state. 

Sect. 492. Whenever it is the duty of any 
owner of land to erect a fence in any place along 
the line of any railroad in this state, and such 
owner shall neglect to erect a suitable fence in 
such place, if, in the opinion of the railroad com- 
missioners such fence is needed thereat, they shall 
give notice in writing to said owner that unless 
such fence shall be erected within a time specified 
ill said notice, the railroad company, whose line 
is adjoining said land, will be required to erect 
such fence at the expense and charge of said 
owner ; and if said owner shall not erect such 
fence within the time so limited in such notice, 
the commissioners sball then notify said, railroad 
company of their action, and of the neglect of said 
owner, and shall give an order in writing to said 
company to erect such fence, within such time as 
said order shall prescribe ; and said order shall 
be served in the manner provided in the four hun- 
dred and sixty -ninth section of this act; and if 
said company shall neglect or refuse to comply 
with the terms of said order, it shall incur the 



LAWS RELATING TO RAILROADS. 267 

same forfeiture, and to he recovered in the same 
manner as is prescribed in the next preceding sec- 
tion of this act. 

Sect. 4!>3. Whenever any railroad company Baiboad oompa- 
shall have incurred any expense in the erection of nv to •"""?■ ' ien 

' f , , upon laml of 

any fence in compliance with the provisions of theo*™* neglecting 

. ,. ' .. , i . j% , to erect fence, for 

next preceding section, such expense having first expenses, 
been ascertained and approved by the railroad 
commissioners, shall constitute a lien in favor of 
said company upon the land against which said 
fence is erected, and adjoining and connected 
therewith, owned by the person whose duty it was 
to erect said fence ; and said lien shall take prece- 
dence of every other lien or incumbrance upon 
said land, and may be foreclosed in the same man- 
ner as mortgage liens ; but such lien shall not 
continue in force unless said company shall, within 
sixty days alter the completion of said fence lodge 
a certificate with the town clerk of the town in certificate of Hen 
which said land is situated, describing the prcmi-'" befi ' ed witl ; 

i- i -j i- i n i i • 5 j • tow n clerk and 

ses on which said hen shall be claimed, and speci- recorded, 
fying the amount claimed as a lien thereon, and 
the date and commencement of said lien, which 
certificate shall be recorded by said town clerk in 
the land records of said town. 

Sect. 494. Every railroad company shall con- 1852. 
struct and maintain good and sufficient fences on j^to^^?*** 
one or both sides of its road, where the same runsf eD ? eson , pa . r i. of 

... , i • i their mail, within 

within the limits of any public highway or turn- highway, & c . 
pike road, or adjoining thereto ; and the commis- 
sioners shall examine and inquire into the neces- 
sity for the construction or repair of any fence or 
fences on any part of said road, as aforesaid, when 
thereunto requested in writing by the selectmen 
of any town, or by the mayor of any city ; and any 
railroad company, neglecting or refusing to comply penalty for neg- 
with the order of said commissioners within the 
time limited by them, shall forfeit the sum of one 
hundred dollars for each day beyond the time so 
limited, until said fence or fences shall be con- 
structed or repaired, to the acceptance of said com- 
missioners ; one half to him who shall sue therefor 
and prosecute his suit to effect, and the other half 
to the treasurer of the state. 

Sect. 495. Every railroad company shall con- 1850. 
struct suitable cattle guards in the form of culverts tie 'guT/dT 1 cat " 



268 LAWS RELATING TO RAILROADS. 

or pits, at all places where its railroads shall cross 
public highways or passways, and in connection 
with such cattle guards, shall construct a good and 
sufficient fence to the lands of the adjoining pro- 
prietor, except at such places as, in the opinion of 
the railroad commissioners the construction of 
such cattle guards and fences shall be inexpedient 
or unnecessary, and such cattle guards and fences 
shall be constructed in such manner as to prevent 
and restrain cattle from passing on to such railroad 
from said public highways and passways, or from 
the lands of adjoining proprietors ; and any rail- 
road company, which shall neglect or refuse to 
construct such cattle guards, shall forfeit the sum 
Penalty for neg- of one hundred dollars to the treasury of the state ; 
and the attorney for the state in any county in 
which it is the duty of such company to construct 
any such cattle guard, shall prosecute all violations 
of this section.* 
Petiuirfto com- Sect. 496. Whenever twenty or more electors 
pel railroad com- of this state shall present their petition in writing, 

panies to locate . , ,. r . r ., . , c 

depot orstatioD, to any judge oi the superior court, alleging that 
andbowmade. an y railroad company therein named, whose rail- 
road shall be then unfinished, and in process of 
construction, or about to be put in process of con- 
struction, ought, for the reasonable accommodation 
of the public, to locate and establish a depot or 
station on the line of said railroad at, or near, any 
point mentioned in said petition, and further alleg- 
ing that the petitioners have reason to fear that 
said company docs not intend to locate and estaln 
lish said depot or station at or near said point, the 
judge shall, by his order, in writing, direct such 
notice as he may deem reasonable to be given to 
said company, in such manner as said order shall 
direct, summoning said company to appear before 
him at such time and place as said order shall 
specify to answer said petition, 
judge may ap- Sect. 497. At the time and place mentioned 
S^er t^acT with in such order, said judge shall give both parties 
Ifo'n^lumakiog reasonable opportunity to be heard in relation to 
location. the appointment of an engineer, for the purposes 



♦Applies to railroad companies incorporated before and after the passage of 
the act. (1850.) Bulkley vs. N. Y. & N. H. Railroad Co., 27 C. K., 479. 



LAWS RELATING TO RAILROADS. 269 

specified in the two next succeeding sections of 
this act, ; and thereupon said judge shall select and 
appoint a practical engineer, skilled in the con- 
struction of railroads, who shall act with the rail- 
road commissioners in the manner provided in said 
sections: and said judge niay.il' he shall think 
proper, in any case, select and appoint such an 
engineer, who does not reside in this state, if the 
services of such a non resident engineer can he 
obtained for said purpose; and the engineer ap- 
pointed by said judge shall be sworn to the faithful 
discharge of the duties of his appointment. 

Sect. 498. The railroad commissioners, and commissioners 

, . . , . . .... and engineer 

the engineer, appointed in the manner provided in. nay hear the 
the next preceding section, shall upon said appoint- GSS» ll £J d toB^ 
ment being made, give such notice as they may tion - 
deem reasonable, to both parties to appear before 
them at such time and place as said notice shall 
designate, and be heard in relation to the matters 
alleged in said petition ; and after having given 
said parties due opportunity to be heard, with their 
evidence, if said commissioners concur with said 
engineer in finding said petition to be true, they 
shall, by their order, in writing, specially designate 
the place, within the limits embraced in said peti- 
tion, where the railroad company shall locate, es- 
tablish, and maintain, a suitable depot or station ; 
and said commissioners and engineer shall furnish 
a copy of said order to each party; and thereupon 
said company shall locate and establish said depot 
or station at the place designated in said order as 
soon as said company shall commence operating its 
railroad at said place, and shall thereafter maintain 
the same at such place. 

Sect. 499. If the railroad commissioners shall Petition to be 
concur with said engineer in finding said petition found untrue ; 
to be untrue, they shall dismiss the same; and ifSSSSSSIto 
said engineer shall not concur with said commis-"2* ke f e i )ort 1 s to 

e ... . c ,. ., .... , the judge, when. 

sioners, either in finding said petition to be true, 
or in finding it to be untrue, the said engineer and 
said commissioners shall each make a written re- 
port of the facts found by them, respectively, and 
of their respective opinions thereon, and shall re- 
turn said reports to said judge, who shall, there- 
upon make such order relative to the subject mat- 
ter of said petition, as upon an examination of 



270 LAWS RELATING TO RAILROADS. 

said reports he may deem reasonable ; and any 

order so made by him against said company shall 

be binding upon the same. 

Petitioners may Sect. 500. At the time of appointing said en- 
be required to , ,. , • ,1 

give security for gineer, or at any subsequent time during the pen- 

eDgiueer. ofbillof ^ enc y °f the proceedings, the judge may require 
the petitioners, on penalty of the dismissal of their 
petition, to furnish such security as he shall order, 
for the payment of the fees and expenses of said 
engineer, upon the termination of his services, if 
he shall present his I > II 1 therefor to said judge ; 
and said judge shall thereupon -by such notice as 
he may deem reasonable, give an opportunity to 
the petitioners and to said company, to appear be- 
fore him, and be heard in relation to said bill ; and 

b' U the •ud'T'' 1 ne sn *M tax a "d allow said bill at such sum as he 
shall deem reasonable, and may make such order 
in reference to the payment thereof, by the peti- 
tioners or by said company, as, in his judgment, 
may seem right ; and the fees and expenses so 

By whom paid, taxed and allowed shall be paid in any event, by 
the petitioners; but if said judge shall so order, 
the whole, or a part thereof, shall be refunded by 
said company to the petitioners. 

In Addition, June 30th, 18GG. 

Railroad stations Sect. 1. No railroad corporation shall abandon 
«°,Ud wVnoT.t n " ai »y depot or station which is on its road, and in 
approval of com- this state, after the same has been established for 

unssioners. , . . 

twelve months, except by the approval ot the gen- 
eral railroad commissioners, given after a public 
hearing held at the depot in question, and of which 
hearing and of the intention to abandon, notice 
shall be given by posting the same conspicuously 
in said depot or station for one month previous to 
the hearing. 
stations aban- Sect. 2. Any depot or station on any railroad 
berc-e'stabhshed. in this state, which has been abandoned at any 
time since the first day of January, 1806, shall, 
upon the petition to the general railroad commis- 
sioners of thirty freeholders residing in the town 
where said depot or station was located, be re- 
stored upon the approval of said commissioners 
given after a public hearing held atthedepot near- 
est to said discontinued depot, and after notice of 



LAWS RELATING TO RAILROADS. 271 

said hearing shall have been conspicuously posted 
at the place of hearing for one mouth previous to 
the hcaiing. 

In Addition, June 30/A, 18lit>. 

Sect. 1. Whenever any village in this state Wl ! en »ii*o»d 

. . . « D trains 111:1 \ Da re- 

containmg a population ot not less than two hun- quired to stop 
dred inhabitants is situated upon the line of a rail-" 1 
road, and the business center of said village is 
more than one and one-half miles distant from 
the nearest statiou on said railroad, and not more 
than one-third of a mile distant from said railroad 
it shall be the duty of the general railroad com- 
missioners, upon the petition of twenty or more 
inhabitants of said village, praying that the trains 
upon said railroad shall be required to stop at or 
near said village, to receive and discharge passen- 
gers and freight, to inquire into all the facts of the 
case, and if (having a due regard for the interest 
in general) they find that the prayer of the peti- 
tioners can be granted without serious injury to 
the business of said railroad, they may give such 
directions and orders in regard to the stoppage of 
any of the trains upon said railroad, at or near 
said village, for the purpose of receiving and dis- 
charging passengers and freight, as they shall 
deem it just and reasonable. 

Sect. 2. Any railroad company which shall Penalty. 
refuse or neglect to comply with such directions 
of the general railroad commissioners, shall forfeit 
and pay to the treasurer of this state twenty dol- 
lars a day for each day of such neglect or refusal. 
No railroad company whose trains* may be re- 
quired to stop at or near any village, as provided 
in the foregoing section, shall charge more than 
five cents for each mile and fraction of a mile on 
passengers between such village and the next near- 
est station. 

In Addition, July olst, 1868. 

Sect. 1. Whenever any railroad company in Application may 
this state shall refuse to stop any one or more ofgnp^rtooourt 
its passenger trains at any depot on the line of its *° °<»np*i »a- 

.,* , ° „ *. . * , . rru 1 companies 

railroad, any number ot citizens not less than ten, to stop their 



LAWS RELATING TO RAILROADS. 



passenger traiDS 
at any depot on 
its line. 



Such application 
how beard ami 

decided. 



Acceptance or 
rejection of the 
report of the 
committee. 



Order, how en- 
forced. 



Costs. 



of the town or city in which such depot is situated, 
rnay make their application in writing to the supe- 
rior court in the county where such depot is 
located, and if said court is not in session to any 
judge of the superior court or of the supreme court 
of errors, praying that said company may be or- 
dered to stop the train or trains mentioned in said 
application at said depot. 

Sect. 2. Said application shall lie heard and 
decided by a committee of three judicious and dis- 
interested persons, to be appointed by said court 
or said judge, as the case may be, at such time 
and place, and with such notice to those interested 
as said court or judge shnll order, and said appli- 
cation shall be served at least six days before the 
session of the court or the return day named in 
said application, and if said committee, being first 
duly sworn, shall be of opinion, in view of all the 
facts and circumstances, that said application 
ought to be granted in whole or in part, they may 
issue an order to said company directing said com- 
pany to stop their train or trains in the manner 
prescribed in said order, or said committee may 
make such other order and grant such other relief 
in the premises as to them shall seem just and 
reasonable, and shall make return of their doings 
to the next term of the superior court in said 
county. 

Sect. 3. Upon the return of the report of said 
committee of their doings, to said court, either 
party may object to the acceptance of the same 
for any irregularity or improper conduct, and the 
court for such cause may set it aside and order a 
rehearing, but if the court accept -and establish. 
the same it shall be conclusive in the matter, and 
it shall be the duty of said company to obey said 
order. 

Sect. 4. Said order may be enforced by man- 
damus at the relation of either party, and the 
costs of said proceeding may be taxed by said 
committee against either or both of said parties at 
their discretion. 



1868. Sect. 501. Every railroad company, after its 

nU;s r uTay C aite? a " line of road shall have been located, approved and 
the location of established, may so far alter the location of such 






LAWS RELATING TO RAILROADS. 273 

road as to change the radius of iis curves, staighten e e ^ in p' u ! r»oses 

and improve its lines, width and extent of depot 

grounds, slopes and embankments, and extend its 

lines of sight, when such changes are approved hy 

the railroad commissioners; a certificate of which c «-tmeat«8tobe 

changes, duly signed by such commissioners, shall ° l 

be lodged in the town clerk's office, in the town or 

towns where such changes are made. 

Sect. 602. li', in making such alterations, itwhenandhow 
shall be deemed necessary, in the opinion of thclakenTy ap- 
railroad commissioners, to take land to which such prai8al - 
company has not. obtained a title, and over which 
it owns no right of way, and said company cannot 
agree with the. owner or owners thereof, in regard 
to the amount of damages to be paid therefor, 
such company shall pay therefor such damages 
as shall be estimated and determined by apprais- 
ers, to be appointed by the superior court in the 
county where such land is situated, or by some 
judge of said court in vacation, after first giving 
to the owner or owners of such land such notice 
of the time and place of hearing such application 
as said court or judge shall deem reasonable. 
Said appraisers, after being sworn, shall personally 
examine the land so proposed to be taken, and 
hear the parties in regard to the value thereof, at 
such time and place as the said appraisers may 
designate and appoint ; and their appraisement, 
when made, shall be in writing, signed by such 
appraisers and returned by them to the clerk of 
the superior court for the county where such land 
is situated, who shall record the same. The ex- 
penses so incurred shall be paid by such railroad 
company, or by such land owner or owners, or 
shall be equitably apportioned between them, as 
said appraisers shall direct; and the amount of 
damages so appraised shall be paid to such owner Damages to be 
or owners, or deposited with the clerk of said SuShl? 
court, for the benefit of such owner or owners land - 
within sixty days after such appraisement is 
made; and until such money is paid or deposited, 
such company shall not use or prepare such land 
for the purposes aforesaid. 

Sect. 503. When any such railroad is in the Trustees or as- 
possession of the trustees of its bondholders, or of roads havc™he 
an assignee, or of a trustee in insolvency, the per- 8ame power8 ' 
35 



274 



LAWS RELATING TO RAILROADS. 



&c. , as the cor- 
poration. 



1849. 
Notice to be 
given to the own- 
ers of land before 
commissioners 
approve laying 
out railroad or 
taking land. 



1856. 
Commissioners 
shall give a cer- 
tificate before 
railroad shall be 
opened. 



1849. 

Penalty for rid 
ing or driving 
animals on rail- 
roads. 



sons so in possession shall have the same rights, 
powers and privileges as are conferred in the two 
next preceding sections, upon railroad companies; 
and all expenses and damages incurred by such 
persons so in possession, in good faith, to improve 
the lines of the railroads so in their charge, shall 
be reimbursed to them from the earnings of such 
railroad, while they have the possession thereof. 

Sect. 504. Before the railroad commissioners 
shall approve the laying out of any railroad, or 
the taking of any land for the purposes of said 
road, or any change or alteration of the same, they 
shall give reasonable notice to the owner of such 
land to attend and be heard ; and the appraisers 
shall cause a like notice to be given to the owners 
of the land taken, or proposed to be taken ; and 
if the owner of any such land resides without this 
state, any judge of the superior court may pre- 
scribe the notice which may be given to him. 

Sect. 505. No railroad, or part of any railroad, 
shall be opened for public travel, unless the rail- 
road company shall first obtain a certificate, signed 
by a majority of the railroad commissioners, that 
said road is in a suitable condition for the safe 
operation of engines and cars thereon. 

Skct. 506. Every person who shall, after said 
railroad is opened for use, ride, drive, or lead any 
horse, or other beast upon the track of such road, 
except for the purpose of crossing the same, with- 
out the consent of the railroad company, or its 
agents, shall, for every such offense forfeit a sum 
not exceeding one hundred dollars, and shall also 
be liable for all damages thereby sustained by any 
person, to be recovered in an action on the case. 

In Addition, June 30^/t, 1866. 



Footways upon 
railroad bridges 
how authorized. 



Whenever it shall be the opinion of the select- 
men of any town or towns, or of the common coun- 
cil of any city in this state, that a footway upon 
the line of any railroad bridge or causeway within 
the limits of such town or city, would be of public 
convenience, and the railroad company owning 
such bridge or causeway shall not consent thereto, 
such selectmen or common council may call out 
the railroad commissioners, who, after due notice 



LAWS RELATING TO RAILROADS. 275 

to such railroad company, shall proceed to inquire 
into the facts, at the expense of such town or city. 
And if the railroad commissioners shall, upon 
such hearing, find that a footway along such 
bridge or causeway would be of public convenience 
or accommodation, they shall authorize such town 
or towns, or city, to construct and maintain the 
same at their own expense, and to attach the same 
for support to such bridge or causeway ; provided, 
that such footway shall be constructed entirely 
outside of the bridge or causeway to which it is at- 
tached, and shall be so constructed, used and main- 
tained as not to interfere with the necessary and 
proper use of such bridge or causeway by such rail- 
road company. 

Sect. 507. Every railroad company may estab-^^JS^h 
lish, for its sole benefit, a toll upon all passengers tolls - on passcn- 

j , , l , ' .. ° ., gersaud freight, 

and property conveyed or transported on its rau-&c. 
road, at such rates as may be determined by the 
directors of the company, and may fix the time 
and departure of trains, and regulate the convey- 
ance, and transportation, and weight of loads, and 
all other matter and things in relation to the use 
of such road, as the directors may determine, and 
such company shall carefully consult the safety, 
convenience, and comfort of its passengers, and 
shall adopt such rules for the government of its 
superintendents, conductors, agents, and servants, 
regarding the reception, bestowment, transporta- 
tion, and delivery of passengers and luggage as 
shall be necessary for that purpose ; and when two 
roads meet at the same terminus, or when they 
intersect each other, the railroad commissioners 
shall, at the request of the directors of either of 
said roads, prescribe such regulations relative to 
the exchange and reception of passengers and lug- 
gage as they deem best, and the said railroad com- 
panies, their officers and agents, shall be govei'iied 
thereby.* 

Sect. 508. No railroad company, which has i866. 

, , /> ,. . r. ,. Railroad oompa- 

had a system ot commutation tares in torce tor mes prohibited 



* Mav establish one rate for tho?e procuring tickets, and another for those pay- 
ing on the cars. Crocker vs. N. L., W. & P. 11. R- Co., 24 C. It., 249. 



276 LAWS RELATING TO RAILROADS. 

or ™teriuK R com g - more ^hod four years, shall abolish, alter, or mod- 
mutation, when, jfy the same, except for the regulation of the price 
charged for such commutation ; and such price shall, 
in no case, be raised to an extent that shall alter 
the ratio, as it existed on the 1st day of July, 
1865, between such commutation and the rates then 
charged for way fare, on the railroad of such com- 
pany. 

In Addition, July 19th, 1867. 

frTuduienti That whoever fraudulently evades or attempts 

evading payment to evade the payment of any toll or fare lawfully 
of toil or fare. es t a blished by a railroad corporation, either by 
giving a false answer to the collector of the toll or 
fare, or by traveling beyond the point to which he 
has paid the same, or by leaving the train, with- 
out having paid the toll or fare established for the 
distance traveled, or otherwise, shall be punished 
by fine of not less than five or more than twenty 
dollars for each offense. Whoever does not upon 
demand, first pay such toll or fare, shall not lie 
entitled to be transported over any railroad. Pro- 
Proviso. vided, that conductors or employees of railroad 

companies shall not put a passenger off from trains 
between stations. 
corpoSn may Sect. 509. Every railroad company may bor- 
borrow money row money at any rate of interest, not exceeding 

and issue bonds J J 1 1 • n 

therefor. seven per cent, per annum, payable semi-annually, 

and may secure the repayment of the same by its 
bonds, with or without its corporate seal, signed 
by its president, and countersigned by its treas- 
urer, with or without coupons or certificates of in- 
terest, due at the end of every six months, attached 
thereto ; but before being issued, said bonds shall 
be registered in the office of the comptroller of 
public accounts, and a certificate thereof shall ap- 
pear on the face of each bond ; and the comptroller 
shall, upon the application of the company, cancel 
any bonds, so by him registered, which may be 
brought to him for that purpose, and shall enter 
said act of cancelling in his register ; but no rail- 
road company shall issue any bond of a less de- 
nomination than one hundred dollars, nor shall 
any such company have bonds outstanding at any 
one time, to a greater amount than one-third of 



LAWS RELATING TO RAILROADS. ■ 277 

the sum which its president and chief engineer 
shall certify, under oath, to the comptroller, has 
been actually expended upon its road ; and any 
false swearing in this matter shall render the 
offender liable to be punished for the crime of per- 
jury ; and the comptroller shall not permit the 
bonds of any railroad company, registered in his 
office, and uncanceled, to exceed the amount limi- 
ted in this section.* 

Sect. 510. Any railroad company may sell, or i860. L857. 
dispose of, its bonds, legally issued, at such times, ny'm«^Beii > us* 
and on such terms as shall be authorized by its bo, " ls - 
stockholders, at a legal meeting called for that pur- 
pose. 

Sect. 511. The company may, by a vote of the Bailw ^ a , ,, c 
stockholders, at a meeting called for that purpose, mortgaged to se- 

. . , , , c ., ' ., ' . cure I'ouiU. 

secure said bonds by a mortgage ot its railroad, 
and all its property, rights and franchises under 
its charter, or any part thereof, by deed duly exe- 
cuted by its president, under the corporate seal, 
to the treasurer of the state, and his successors 
in office, in trust for the holders of said bonds, 
and recorded in the office of the secretary of this 
state. 

Sect. 512. Whenever any railroad company 1848. 

i li i . i i •. -ii R:»ilroad couipa- 

snall have mortgaged or conveyed its railroad, or ny to surrender 
railroad property, or any part thereof, to any per- J^toSiHT 
son, in trust, for the security of its bondholders, &c -> when - 
or other creditors, or for the security of any class 
of such bondholders or creditors, and shall have 
made default in the payment of principal or inter- 
est, due to such creditors, according to contract, 
any such creditor may prefer his petition to the 
superior court, in any county in which such rail- 
road, or any part thereof, is located, setting forth 
such fact, and praying that the trustee, for the 
benefit of such bondholders or creditors, may be 
placed in the possession of such mortgaged prop- 
erty, for the benefit of such creditors, and such 
petition shall be heard and determined at the first 
term of the court to which it is returnable, unless 
continued for reasonable cause ; and if the allega- 
tions thereof are found true, such court shall 



* Various points as to liability of Ii. R. Companies upon their bonds. Crosby 
vs. N. L., W. & P. li. li. Co., 26 0. K., 121. 



278 LAWS RELATING TO RAILROADS. 

order and decree that the said corporation, and 
the president and directors thereof, under a suita- 
ble penalty, shall surrender such mortgaged prop- 
erty to the trustee, for the benefit of such creditors. 
Liability of trnu- Sect. 513. Whenever any such trustee shall 
of e rai1road7&'e n J iave taken possession of any railroad, or railroad 
limited. property, in pursuance of the provisions of the next 

preceding section, or in pursuance of any authority 
contained in the mortgage or deed of trust, he 
shall take charge of and operate such railroad or 
railroad property, for the benefit of the creditors 
for whom such trust was created, and he shall not 
be personally liable for any cause or injury arising 
from the operation of such road, or while he may 
operate the same, except for his willful misman- 
agement, or for any contracts made by him as 
such trustee ; but all such railroad property shall 
Trust estate Ha- be liable for the acts and proceedings of such 
trustee. ' trustee in the execution of his trust, to the extent 
of the interest of the trustee of the bondholders, 
or creditors, for whose benefit such trustee may 
act ; and any action or other proceeding, for the 
purpose of making the^said property liable, shall 
be brought against such trustee, describing him as 
such. 
Trustee to make Sect. 514. The trustee, upon taking posses- 

au inventory and . ,. . i n i I p 

where lodged, sum of sucli property, shall make an inventory of 
all the property which may have come into his 
possession, so far as the same shall be known to 
him, under oath, and shall lodge the same for 
record in the office of the secretary of this state ; 
and if any other property shall, from time to time 
be discovered by him, he shall make a like inven- 
tory, under oath, and lodge the same for record as 
aforesaid. 

Trustee to ren- t; ECT# 5x5. The trustee shall, from time to 

d>T quarterly ac- > 

counts to seere- time, while operating such road, render Ins 
account quarterly into the office of the secretary 
of this state, of all moneys received or disbursed 
by him, in the course of his agency ; and he may 
proceed at his discretion in the superior court, in 
any county in which such railroad or any part 

tK r Ihoiuer° s ! thereof is located, to foreclose the said rail mad 
company, and all subsequent incumbrances, for 
the use of the bondholders, or other creditors for 
whom he acts : and such superior court may limit 



LAWS RELATING TO RAILROADS. 279 

the time for the redemption of the mortgaged 

property, as in the ordinary proceedings for the 

foreclosure of real property. 

Sect. 51(1. If such trustee shall neglect hisg^S^"* 

duties or unnecessarily delay to perform the same, t™* 88 forcause, 
-ii I •""' »ppoint an- 

any creditor represented by such trustee, may ap- other. 

ply to any superior court aforesaid, for the remo- 
val of such trustee, which application shall lie 
heard at the first term of said court ; and upon 
such facts being found true, such court may re- 
move the trustee from his office, and appoint, 
another in his stead, and at its discretion may, 
upon the application of any such bondholder or 
creditor, remove a trustee and fill the vacancy. 

Sect. 517. Nothing in the five next preceding Proceedings of 
sections of this act shall affect any mortgage, incumbrancers" 1 
trust, or lien upon the property foreclosed, which fe t te £ be * af " 
was created prior to the mortgage, trust, or lien, 
under which the said trustee may act ; but the 
trustee for all such prior incumbrancers may pro- 
ceed, by foreclosure or otherwise, notwithstanding 
any act or proceeding by subsequent incumbran- 
cers, or their trustees. 

Sect. 518. The expenses of operating such Expenses of road, 
railroad or other property, including repairs andJ^Snof m " 
all other reasonable expenses of the trustee, and 5JaJ B & c £ d 1 ' *° 
any damages incurred for any injury sustained from earnings, 
while in the execution of said trust, and all claims 
secured by any prior mortgages or incumbrances, 
which shall have become due and payable before 
or during the time he is executing his trust, and 
also a reasonable compensation to be allowed to 
the trustee, by the superior court, shall be first 
deducted from the earnings of the road before any 
part of such earnings shall be paid to the bond- 
holders or other creditors. 

Sect. 519. Every railroad company shall run irao. 1864. 

., • • , ,. j. l j. - Bailroad couipa- 

lts trains each way tor passengers at such times „i os to afford 
and in such manner as to afford reasonable fac i 1 i- & " .V'f'.V'i '..' ' -'. 'i i- 
ties for receiving passengers from and delivering s ers - 
them to the other railroads in this state, connected 
therewith ; and whenever the business connections 
of the railroad of any railroad company with the 
railroad of any other railroad company, are not 
convenient and reasonable for the accommodation 
of passengers over said road, said company shall 



280 



LAWS RELATING TO RAILROADS. 



18G4. 
Party .iKaricved 
bj neglect of 
railroad compa- 
ny to make con- 
nection, may pe- 
tition a judge of 
the superior 
court. 



Judge shall ap- 
point a commit- 
tee to make in- 
quiry. 



Costs of petition, 
how paid. 



What shall not 
be a merger. 



1859. 
Trunk roads to 
afford equal facil- 
ities in exchan- 
ges Of passengers, 
&c., to coin] eting 
roads which in- 
tersect their Hue. 



make such connections as the public travel and 
business may require. 

Skit. 520. Any person who shall be aggrieved 
by the neglect or refusal of any "railroad company 
to make such connections, as the public travel and 
business may require, in the manner provided in 
tbe preceding section, may prefer a petition to any 
judge of the superior court, who is not a resident 
of tlic county in which the grievance complained of 
exists, which petition shall be served upon the re- 
spondents at least twelve days before the same 
is made returnable ; and said judge shall hear the 
parties, if they shall appear, and, if in his judg- 
ment a necessity exists therefor, shall appoint a 
committee to inquire into the allegations of the 
petition, who, after such reasonable notice to the 
respondents to appear and answer before such 
committee as such judge shall order, shall pro- 
ceed to a hearing on such petition, and shall 
report the fact found by them to said judge ; and, 
if the committee shall find the allegations in the 
petition to be true, such judge shall order that 
such company or companies shall make such con- 
nection, on penalty of not less than fifty dollars 
for each day that such company or companies 
shall neglect or refuse to obey such order. 

Sect. 521. Whenever any such order shall be 
made, the respondent or respondents shall pay the 
costs of the application, which shall be taxed by 
the judge who shall make such order, but if the 
judge shall refuse to make such order the petitioner 
shall pay such costs. 

Sect. 522. Nothing in the three preceding sec- 
tions of this act shall be construed to authorize 
the merger of any railroad companies, or to 
authorize any railroad company to lease its road to 
any other such company. 

SECT. 523. When the railroad of any company 
being a trunk road, shall, at or near the same 
place, connect with, or be intersected by, two or 
more other railroads, which are competing lines 
for the business to or from such trunk railroad, 
equal facilities, including price and rates, shall be 
afforded by the company operating said trunk 
road to each of said competing roads, and to the 
managers, officers, servants, agents thereof, in the 



LAWS RELATING TO RAILROADS. 281 

interchange of cars and transportation of freight, 
as well as in ticketing of passengers and checking 
of baggage. 

Sect. 524. If any such competing railroad Railroad com- 
company shall, ;it any time, deem itself aggrieved oompiXt,'&e., 
in reference to such facilities, the managers of^.^Y'forse?" 
such aggrieved company may complain to any "'""s.™ 1 . 180118 - 

. - \p , " « ». ,. .' J ble facilities, &c. 

judge ol the superior court residing in any county 
in which any part of said trunk road shall be lo- 
cated, therein stating the grounds or causes of 
complaint; and thereupon said complaint having 
been duly served on the company or companies 
complained of, pursuant to the order of said judge, 
shall be heard by the railroad commissioners, at 
such time and place as said judge shall order and 
direct; and said commissioners, having examined 
into the alleged grievances, shall prescribe such 
regulations as will, in their judgment, secure rea- 
sonable facilities for the accommodation of the 
business of each of said railroads, so connecting 
with each other, pursuant to the provisions of this 
act, and said commissioners shall also fix the 
terms and conditions on which such facilities shall 
be afforded by or to each of said railroad compa- 
nies ; and the doings of said commissioners, when 
returned to and approved by said judge, shall be 
binding upon the parties ; and the superior court, 
in either of the counties aforesaid, shall have 
power to compel the performance thereof by at- 
tachment, mandamus or otherwise, and the ex- 
penses of the proceedings shall be paid by said 
parties, as shall be determined by said court. 

Sect. 525. Whenever it shall appear to the 1856. 1859. 

i • If EOoJ CH.US6 6X~ 

railroad commissioners, by the written complaint lata, the commis- 
ol the president or a majority of the directors of a'er'conSions 
any railroad company in this state, or of a majority t° t» made, & c . 
of the selectmen of any town through which any 
railroad passes, that the business connections of 
any other railroad, connected with such railroad, 
are not convenient and reasonable for the accom- 
modation of the inhabitants on the line of such 
road, said commissioners shall forthwith cause a 
notice, as is provided in the four hundred and 
sixty-ninth section of this act, to be given to such 
railroad company, and all other parties interested, 
specifying the time and place of hearing such 
36 



282 LAWS RELATING TO RAILROADS. 

complaint by said commissioners, and, on such 
hearing, if good and sufficient cause exist, they 
shall give such relief and make such regulations 
in relation thereto as, in their judgment, will be 
for the best interest of all parties concerned ; and 
any railroad company refusing or neglecting to 
comply with such regulations shall forfeit to the 
treasurer of the state the sum of twenty-five dol- 
lars for each dav of such refusal or neglect. 

1864 

Railroad com pa- Sect. 520. Every railroad company which shall 
drinki'ng Ur water run c ars for the conveyance of passengers, shall, 
for passengers. f rom tlie first day of May until the first day of 
November, annually, while conveying passengers, 
carry on each passenger car a suitable quantity 
and quality of good drinking water, or shall cause 
the same to be carried through such car at least 
once in each sixty minutes during the time said 
car shall be running over its road with passengers 
on board, for the free use of the passengers in 
such car, and shall furnish suitable and conven- 
ient appurtenances for carrying said water, with a 
clean glass tumbler for using the same; and any 
Penalty for neg- railroad company refusing or neglecting to comply 
with the requirements of this section, shall forfeit 
the sum of twenty-five dollars, to be recovered in 
an action on this statute, by any person who shall 
sue therefor, and prosecute his suit to effect. 

In Addition, July 2Qth, 1867. 

Railroad compa- Sect. 1. That each railroad company owning 

nies to maintain . ,. , , r .», ° 

water closets at or operating any line ot railroad in this state, 

station! 8 *"" 8 " shall, on or before the first day of September 
next, provide and thereafter maintain at each 
passenger station upon their respective railroads, 
suitable water-closets for the accommodation of 

penalty for neg- passengers, and for each neglect or refusal to 
comply with the provisions of this act, shall for- 
feit the sum of one hundred dollars, one half to 
him who shall sue therefor and prosecute his suit 
to effect, and the other half to the treasury of this 
state. 

Duty of railroad Sect. 2. It shall be the dutv of the railroad 

commissioners in . . • - , . 

the matter. commissioners to see that the provisions ol this 
act are enforced. 



lect. 



LAWS RELATING TO RAILROADS. 283 



In Addition, June 30th, 1866. 

Sect. 1. It shall be the duty of the railroad {Jg^JSSf 

companies of this state to cause to be placed i n directions to be 

r , i • i p i placed on cars. 

a conspicuous manner, upon the outside ot each 
passenger car of each of their passenger trains 
which leave any station at the termini of their 
own roads or any other road, a legible card or 
cards, not less than three feet in length, with 
large letters, designating way trains from express 
trains, and the direction in which the trains are 
to move. 

Sect. 3. Any railroad company neglecting to Penalty for neg- 
comply with the provisions of the preceding sec- 
tion after the first day of August, 1866. shall be 
liable to pay a penalty of ten dollars for each and 
every day of such neglect. 

Sect. 3. The railroad commissioners are here- Proviso. 
by authorized to release any railroad company 
from compliance with the provisions of this act, 
whenever, in their opinion, the convenience of the 
public does not require it. 

Sect. 527. All the conductors, brakemen, and Certai S p i oy . 
baggage-men, employed upon the passenger trains e(isof railroad j 
of any railroad company in this state, shall wear, wear badges. 
when on duty, in a conspicuous place, a badge or 
mark denoting their respective duties, and the 
company by whom they are employed. 

Sect. 528. Whenever any passenger shall be im. 
separated from his baggage by the regulation ofg^nfofbag- 
any railroad company, said company shall give to s a s e ' &c - 
such passenger a receipt or check for his baggage 
at the time of receiving it, unless such passenger 
shall waive the right to such receipt or check ; 
and every company which shall not give such re- 
ceipt or check as aforesaid, shall pay to the person 
whose baggage is so received the sum of ten 
dollars, which may be recovered in an action of 
debt.* 



*As to nature of check, and liability of railroad companies for baggage, Hickox 
vs. Naugatuck R. R. Co., 31 C. R., 281. 



8i LAWS RELATING TO RAILROADS. 



In Addition, July 11?A, 1867. 
Railroad compa- Whenever anv person shall deliver to any rail- 

nies to receipt " i 1 ] ■ 

for freight. road company any goods, wares, merchandise, or 
other commodity, for transportation, such company 
shall give to the owner or shipper thereof a receipt 
for the same, describing the goods, wares, mer- 
chandise, or commodity so received for transporta- 
tion, and every company which shall refuse to give 
a receipt as herein provided, shall pay to the per- 
son entitled to the same the sum of fifty dollars, 
which may be recovered in an action of debt. 

186 s- . Sect. 529. No minor shall climb, jump, step, 

Minors prohibit- ., ,. . ,, i 

edfrom climbing, or stand upon, or cling to, or in any way attach 
&c, upon cars. him8elf to? any en gi MC r car, either stationary or 
in motion, upon any part of the track of any rail- 
road, unless in so doing he shall be acting in com- 
pliance with, and by permission of, the lawful 
rules and regulations of the company then owning 
or managing said railroad. 
Agent of railroad Sect. 530. Whenever any station agent, freight 
maTcomplaint. agent, or other officer or agent of any railroad 
company, employed to transact at or near any 
railroad station, any part of the business of said 
company, shall know, or have immediate and reli- 
able information, that at or near said station any 
person has violated either of the provisions of the 
preceding section, and has thereby endangered 
himself, or caused reasonable alarm to others, said 
officer or agent shall, without unnecessary delay, 
make complaint of said offence against such per- 
son to a grand juror of the town in which said 
offence shall have been committed, or to some 
other officer in said town, having authority to 
prosecute for said offence ; and thereupon said 
grand juror or other prosecuting officer shall 
forthwith prosecute said offender for said offense, 
parents shaii Sect. 531. Every parent or other person hav- 

fron?°oitering re a° ing legal control of any child, shall use at all 
or U t r rack. 8tation times the utmost reasonable care and diligence to 
prevent said child from unnecessarily loitering or 
lingering at, or near, any railroad station or rail- 
road track, and to prevent said child at all times 



LAWS RELATING TO RAILROADS. 2*5 

from being unnecessarily at or near any such sta- 
tion or track at all, except while under the imme- 
diate care of some adult person. 

Sect. 532. Every person who shall violate any violation of three 
of the provisions of the three preceding sections „"„£ hov/pun- 
shall be punished by a fine not exceeding fifty dol- i8hed - 
lars, or by imprisonment in a common jail for a 
period not exceeding thirty days, or by such line 
and imprisonment both. 

Sect. 533. The railroad commissioners shall, ^SSuSStaT 
without unnecessary delay, cause printed copies of 
the four preceding sections of this act to be posted 
in conspicuous places at all railroad stations in 
this state, and shall cause such copies to be at all 
times kept so posted at said stations. 

In Addition, Jidy 21th, 1867. 

Sect. 1. No person shall climb, jump, step orciimbing, & c ., 
stand upon, or cling to, or in any way attach him- °° ^eto^ oToc- 
self to any engine or car, either stationary or in enpytag depot 

° p , n "mi grounds poutrary 

motion, upon any part ot the track of any railroad toiawtui reguia- 

,i i ./» i _/» ii j . tioos of the rom- 

Or occupy the platform or any part ot the depot pa ny, prohibited. 

grounds thereof, unless in so doing he shall be 
acting in compliance with and by permission of 
the lawful rules and regulations of the company 
owning or managing said railroad. 

Sect. 2. Every parent or other person having Minors to be re- 
legal control of any minor, shall use at all times fow-rlng near 
the utmost reasonable care and diligence to pre- rai ' roa ? s,ation3 

. ■, , P ■ '..or tracks. 

vent said minor from unnecessary loitering or lin- 
gering at or near any railroad station, or railroad 
track, and to prevent said minor at all times from 
being unnecessarily at or near any such station or 
track at all, except while under the immediate 
care of some adult person. 

Sect. 3. Any person who shall violate any of Penalty. 
the provisions of this act shall be liable to be pro- 
ceeded against in the same manner, and shall be 
subject to the same punishment as is provided in 
the General Statutes, title VII, chapter VII, sec- 
tions five hundred thirty and five hundred thirty- 
two of an act concerning Communities and Cor- 
porations. 

Sect. 4. All acts and parts of acts inconsistent Repeal, 
herewith are hereby repealed. 



286 



LAWS RELATING TO RAILROADS. 



An Act Relating to Railroad Stations. 



The name to be 
placed on each 
railroad passen- 
ger station. 



Duty of railroad 
commissioners. 



Be it enacted by the Senate and House of Repre- 
sentatives in General Assembly convened : 

Sect. 1. All railroad companies owning or 
using any line or lines of railroad in this state, 
shall cause to be conspicuously placed on the pas- 
senger depot building at each station the name of 
such station. 

Sect. 2. It shall be the duty of the railroad 
commissioners to require compliance with the 
terms of this act. 



1851. 
Locomotives to 
be provided with 
bell and whistle. 



Penalty for neg- 
lect. 



Engineers to 
sound bell or 
whistle when 
crossing high- 
ways, &c. 



Liabilities of cor 
porations. 



Sect. 534. Every locomotive engine used upon 
any railroad in this state shall be supplied with a 
bell of at least thirty-five pounds weight, and with 
a suitable steam whistle, which said bell and whistle 
shall be so attached to such engine as to be con- 
veniently accessible to the person running or con- 
trolling the motions of such engine, for the 
purpose of sounding the same; and if any railroad 
company shall permit any such engine to be run 
upon its road, or any road operated by it, without 
such whistle and bell so attached thereto, in good 
order for use, and conveniently accessible as afore- 
said, such company shall forfeit to the treasurer of 
this state the sum of one hundred dollars for eacli 
day that such engine shall be so run upon such 
road or any part thereof, to be recovered by an 
action of debt in the name of such treasurer. 

Sect. 585. Every person running or control- 
ling the motions of any locomotive engine upon 
any railroad in this state, shall commence sound- 
ing the bell or steam whistle attached to such en- 
gine, whenever such engine shall be in motion and 
approaching, and within eighty rods of, the place 
where said railroad crosses any turnpike, highway, 
or street, upon the same level with such railroad, 
and shall keep such bell or whistle occasionally 
• sounding until such engine has crossed such turn- 
pike, highway, or street ; and the railroad company 
in whose employment such person so running or 
controlling the motion of such engine may be 
shall pay all damages which may accrue to any 



omission of en- 
gineer. 



LAWS RELATING TO RAILROADS. 287 

person in consequence of the omission of sncli per- 
son, so running or controlling the motions of 
such engine, to comply with the provisions of this 
section; and if any person shall he deprived of Forfeiture in cas« 
lil'f in consequence of such omission, such railroad ring1>y neglect or 
company shall forfeit the sum of one thousand dol- 
lars to the widow of such person, if there be such' 
widow, and if there he no widow, to the children 
of such person, and if there he neither widow nor 
children, then to the nearest relatives of such per- 
son, to be recovered by an action of debt on this 
statute. 

Sect. 536. Every person, running or control- p '' nM , Uvfm ' . viola - 

, . „ .. ni , • • tl0 » h >' en K'- 

ling the motions ot any locomotive engine, on any neers, to. 
railroad in this state, who shall violate the provis- 
ions of the next preceding section of this act, shall 
forfeit for every such violation, the sum of twenty- 
five dollars to the treasurer of the town in which 
the offense is committed ; and any railroad com- 
pany that shall, knowingly, employ any engineer, 
who has been twice convicted of violating the pro- 
visions of said section, shall forfeit the sum of 
five hundred dollars, to be recovered by an action 
of debt on this statute, or upon complaint or in- 
formation brought by an informing officer of such 
town. 

Sect. 537. No railroad company shall permit Engineers to re- 

, . .* J . r celve printed 

any person to run or drive any locomotive engine copies of this act, 

•1 j l l • j • " and he sworn to 

over or upon any railroad belonging to or in pos- comply with its 

session of and operated by, such company, unless pWTis a 

such person shall have first received a printed copy 
of this and the three next preceding sections of 
this act, and shall have been sworn before some 
justice of the peace, or other officer authorized to 
administer oaths, to a faithful compliance with Penalty for rau- 

,, • • ,i n -i -ii roml companies 

the provisions thereof ; and any railroad company violating these 
which shall violate the provisions of this section, i ,rovls,ons - 
shall forfeit to the treasurer of this state the sum 
of fifty dollars, for each day that such person shall 
be so permitted to run or drive any locomotive 
engine as aforesaid, to be recovered by an action 
of debt, in the name of such treasurer. 

In Addition, June 22J, 1866. 
Sect. 1. That every railroad company convey- 



288 



LAWS RELATING TO RAILROADS. 



Connecting 
apious, how 
made. 



Penalty. 



Railroad cars to ing passengers in this state, shall provide their 

be provided with , -i j m 

connecting passenger, baggage, mail, and express cars, with a 

aprons. proper and suitable connecting apron, of the full 

width of tiie track attached to the platform of their 

cars, so as to enable persons to pass from car to 

car with safety. 

Sect. 2. The connecting aprons shall be of a 
material and pattern that shall meet the approval 
of the general railroad commissioners. 

Sect. 3. Any railroad company not complying 
with the provisions of this act on or before the first 
day of September, 18G6, shall forfeit to the treas- 
urer of this state one hundred dollars for each and 
every day of said neglect, said penalty to be recov- 
ered ill an action upon this statute. 

Sect. 4. Nothing herein contained shall re- 
quire any railroad company to provide an apron 
between the platform of any freight or baggage car 
and the platform of a passenger car attached to a 
freight train. 



Exception. 



In Addition, June 6th, 18G7. 
use of the "Ex- Sect. 1. That every railroad company in this 

pansion Safety ,. i • i i i ,,• i i •■ 

Bridge" to be state which has heretofore placed upon its cars, 
ptiance wuT the a nd continued to keep the same on with the ap- 
Actofi866. probation of the railroad commissioners, the de- 
vice or mechanism known as the " Expansion 
Safety Bridge," or any other similar device, shall 
be deemed to have complied with the Act entitled 
" An Act in addition to an Act concerning Rail- 
roads," passed at the May session, A. D. 18G6, and 
approved June twenty-second, A. D. 18G(i, and 
shall not be liable to any of the penalties in said 
act provided. 

Sect. 2. All acts and parts of acts inconsistent 
herewith are hereby repealed. 

In Addition, August 1st, 1872. 

The use of the Sect. 1. That every railroad company in this 
by raMroa'd com- state which has heretofore placed upon its cars, or 
shall hereafter, with the approbation of the rail- 
road commissioners, place upon its cars the device 
or mechanism known as the Miller Platform, shall 
be deemed to have complied with the act entitled 



panies author- 
ized 



LAWS RELATING TO RAILROADS. 289 

An act concerning railroads, passed at the May 
session, A. I). 1866, and approved June 22d, A. D. 
1865, and shall not be liable to any of the penalties 
in said act provided. 

Sect. 2. This act shall take effect from its 
passage. 

Sect. 588. All passenger trains, run upon any u^. 
railroad in this state, which crosses any stream or*£ a %£Wjj£ aa 
harbor by a drawbridge, or which intersects and paMing d»w. 

' . ' . , . . ., bridge or railroad 

crosses, or is intersected and crossed by any other crossing, 
railroad, shall be brought to a full stop, at a dis- 
tance not less than two hundred feet, nor more 
than one thousand feet, from the draw in every 
such bridge, and the point of intersection and 
crossing of such road, and in plain sight of the 
same, before such draw or crossing is passed, or 
attempted to be passed, by any such train ; but 
the railroad commissioners may authorize the pass- 
ing of any draw or any railroad crossing, without commissioners 

. J P .-ii •!• -ii mav authorize 

stopping as aforesaid, by a writing, signed by a passing without 
majority of them, whenever in their opinion, the stopping - 
same can be done consistently with the public 
safety. 

Sect. 5-39. Every engine-man running such penalty for vio- 
train, who shall violate the provisions of the next 
preceding section, shall be punished by a fine not 
exceeding one hundred dollars, or by imprison- 
ment in a common jail for a term not exceeding 
three months ; and the president and directors of 
any railroad company who shall knowingly per- 
mit any passenger train upon their road to be run 
over any such draw or crossing, without first mak- 
ing the stop prescribed in the next preceding 
section, shall forfeit the sum of five hundred dol- 
lars, to be recovered by them by an action of debt 
upon this statute, one-half to him who shall prose- 
cute to effect, and the other half to the treasury 
of the state ; and the personal service of the writ 
in said action, upon any one or more of them, 
who may be residents of, or found within, this 
state, shall be sufficient service to bring all of them 
to trial. 

Sect. 540. All railroad trains, which are „ 1865 v 

' . Passenger trains 

obliged to come to a lull stop before crossing any to stop at nearest 
drawbridge, shall, whenever the railroad commis- ^a'd'rawbridge. 
sioners shall so order, be brought to such a full 
37 



290 LAWS RELATING TO RAILROADS. 

stop at the regular station, nearest to such draw- 
bridge, for a sufficient length of time to accommo- 
date passengers who may desire to enter or leave 
said trains at said station, if said station is in full 
view of said drawbridge, and not more than one 
hundred and twenty rods therefrom. 
Not 53 to penSt'a Sect. 541. No railroad company shall run, or 
train to run over permit any passenger train to be run, over any 
less thWe be a switch, at any railroad junction of two or more 
junctioD^fcc. different roads, or at any station where such train 
does not regularly stop or is not then to be stop- 
ped, unless there be, at the time when such tram 
shall arrive near any such switch, a switchman 
standing at such junction switch, or the station 
switch so first approached, with a white flag by day 
or a light in tbe night, to indicate that such 
switches are in a proper position for the passage of 
such train, or unless, in the absence of such switch- 
men, said train sliall be first brought to a full stop 
at a distance of not less than two hundred feet, 
nor more than seven hundred feet therefrom : and 
penalty for vin- every engine-man, who shall run a train over any 
man!" yeng e such switch contrary to the provisions of this sec- 
tion, shall be punished by a line not exceeding 
one hundred dollars, or imprisonment in a com- 
mon jail for a term not exceeding sixty days, or 
by such fine and imprisonment both ; and the 
president and directors of any railroad company, 
Penalty for vjo- who shall knowingly suffer and permit such train 
den°t n ami P d!rect- to be run over any such switch, contrary to the 
ors provisions of this section, shall forfeit the sum of 

live hundred dollars, to be recovered in an action 
of debt, on this statute, one half to him who shall 
prosecute to effect, and the other half to the treas- 
ury of the state ; and the service of the writ, in 
the manner prescribed in the five hundred and 
thirty-ninth section of this act. shall be sufficient 
service to enable the plaintiff to maintain said ac- 
tion against all of them ; but the railroad commis- 
sioners may dispense with such switchmen, at 
such places on any railroad where, in the opinion 
of such commissioners, other equally safe signals 
and protections are provided'. 

NumiL ofteak*- Skot - f)4 ' 2 - u P on cvei '. v truia ruu ; °* intended 

men on train, to be run, upon any railroad in this state, at a 

greater average speed than thirty miles an hour. 



LAWS RELATING TO RAILROADS. 291 

between stations, and consisting of more than two 
passenger cars, one brakeman shall be placed and 
kept at the brake of each car connected with such 
train; and if any such train shall be run upon 
any road in this state, without a brakeman, pro- 
vided and stationed at the brake of each car as 
aforesaid, the company owning or running such 
road, shall forfeit for each offense the sum of one Penalty for vioi*- 
hundred dollars, one-half to him who shall prose- t,on ' 
cute to effect, and the other half to the treasury 
of the state, to he recovered in an action of debt 
on this statute ; but whenever the double-action 
brake is used on any such train, such corporation 
shall be required to place and keep but one brake- 
man at and to every two cars connected with such 
train. 

Sect. 543. If, in consequence of the intoxica- is 53 . 
tion, or any gross and wilfull misconduct or nee- t08S i of ,. 1 j fe ' &c -' 

J ■» o o ensuing from m- 

ligcnce on the part of any conductor, engineer, or toxication, &c, 
of the switch, bridge, or brake tender, or signal poration, felony. 
man, or any other servants of such corporation, 
any loss of life, or the breaking of a limb, shall 
he caused, such servant or servants shall be deemed 
guilty of felony, and shall be punished by impris- 
onment in the state prison for a term not exceed- 
ing ten years. 

Skct. ;">44. If the life of any person, being a Damages for loss 
passenger or crossing upon a public highway in geicc f of n comp£ 
the exercise of x-easonable care, shall be lostby n y> &c 
reason of the negligence or carelessness of any 
railroad company in this state or by the unfitness, 
or negligence, or carelessness, of its servants or 
agents, such railroad company shall be liable to 
pay damages not exceeding five thousand dollars, 
nor less than one thousand dollars, to the use of 
the executor or administrator of the deceased per- 
son, to be recovered by such executor, or admin- 
istrator, in an action on the case upon this statute, 
for the benefit of the husband, or widow and heirs 
of the deceased person, one moiety thereof to go 
to the husband, or widow, and the other to the 
children of the deceased, but if there shall be no 
children, the whole shall go to the husband or 
widow, and if there is no husband or widow to the 
heirs, according to the law regulating the distri- 
bution of intestate personal estate. Every action Actions against 



292 LAWS RELATING -TO RAILROADS. 

railroad compa- brought upon tliis section, and every action brought 

nics, when to . . -i 1 ,. . . . . c , 

take precedence, against any railroad company lor injuries received, 
shall take precedence of all other civil cases, in 
any court in this state; but no such action shall 
be tried before the second term of the court before 
which it may be pending, and may be further con- 
tinued by such court for cause.* 

corporation to Sect. 545. Every railroad company shall, 

give notice to •> r J ' 

commissioners of within twenty-lour hours alter the occurrence ot 
accidents, c. an ^ aeeideut attended with serious personal injury 
give notice of the same to the railroad commis- 
sioners, in writing, who, upon receiving such no- 
tice, or upon public rumor of such accident, may 
repair or dispatch one of their board to the scene 
of said accident, and inquire into the facts and 
circumstances thereof; and any such company 
neglecting or wilfully omitting to give the notice 
aforesaid, shall be liable to a penalty of one hun- 
dred dollars for every day that such neglect or 
omission shall continue; and the commissioners 
shall, without charge, furnish any person injured, 
or the friends of any person killed, any informa- 
tion they may have acquired in relation to any 
disaster, and the names of the persons from whom 
the same was obtained, or by whom the same may 
be proved. 
1865. Sect. 546. All suits or prosecutions, for any 

whTcV V certain violation of the provisions of the four hundred and 
orought^imited. seventieth, four hundred and seventy-second, five 
hundred and thirty-eighth, five hundred and thirty- 
ninth, five hundred and forty-first, five hundred 
and forty-second, five hundred and forty-third, five 
hundred and forty-fourth, and five hundred and 
forty-fifth sections of this act, shall be commenced 
within one year after the cause of action shall 
have arisen. 

/// Addition, Jul// 1M, 1867. 

Limitation of ac- Sect. 1. No suit shall be hereafter brought or 
torio f M r of n ih? e8ma i ,1 taiiied under or upon the five hundred and 
from negligence forty-fourth section of the act to which this act is 



* Insurance Company cannot recover of railroad company for money paid for 
loss of life caused by negligence. Conn. Mutual Life Ius. Co. vs. N. Y. & N. 
H. Railroad Co., 25 C. R., 265. 



I, \ws REL \tini; TO B ULROADS. 



203 



in addition, unless the same shall he commenced ^nkJj ** com " 
within eighteen months from and after the death 
of the person whose life has hecn or may be here- 
after destroyed in the manner described in said 
section. Prodded, however, that in all eases where ,, rovigo 
death has resulted from any of the eauscs men- 
tioned in said seetion and the remedy therefor is 
not barred by the statute of limitations, suits may 
be brought under said section to recover the dam- 
ages mentioned in said section at any time within 
six months from and after the time this act goes 
into operation, although more than eighteen 
months may have elapsed since the time of such 
death. 

Sect. 2. All acts and parts of acts inconsistent itcpeai. 
herewith are hereby repealed. 

Sect. 3. This act shall not affect any suit now Not «o affect 

* pending suits. 

pending. 

In Addition, July 27/A, 1867. 
Sect. 1. The governor of this state is hereby inroad and 

■ i * i j i -i .... steamboat police. 

authorized and empowered, upon the application 
of any railroad or steamboat company located in 
this state, to appoint, from time to time, as he may 
deem necessary, one or more persons who may be 
designated by such company, to act as policemen 
upon the premises, cars, or vessels of such com- 
pany ; and he shall issue to every person so ap- 
pointed, a commission to act as such policeman. 

Sect. 2. Every policeman so appointed shall, Policemen to 
before entering upon the duties of his office, take 
and subscribe the oath contained in the tenth arti- 
cle of the constitution, which oath, so subscribed, 
with a copy of his commission, he shall (ile with 
the secretary of state, and a certificate that the 
same has been so filed, shall be lodged by the said 
secretary with the clerk of each county within 
which it is intended that the said policeman shall Their duty. 
act ; and it shall be lawful for such policeman, 
and it shall be their duty to arrest without previ- 
ous complaint or warrant, all such persons as are 
guilty of drunkenness, profane swearing, Sabbath 
breaking, vagrancy, disorderly conduct, tumultu- 
ous and offensive carriage, breaches of the peace, 
assaults and other offenses, when such offenses 



294 LAWS RELATING TO RAILROADS. 

shall be committed upon the premises, cars or ves- 
sels of the railroad or steamboat company for 
which such policeman shall have been appointed 
respectively ; and such offenders shall be taken 
in the act or on speedy information of others ; and 
it shall be lawful for any justice of the peace in the 

offenders, when county in which such offense maybe committed, 
to proceed to trial and to render judgment without 
previous complaint and warrant upon persons so 
arrested, in the same manner as if they had been 
arrested upon process issued by such justice ; pro- 
vided, that in all cases where exclusive jurisdiction 
of the offenses aforesaid is by law vested in police 
courts, when committed within certain limits, the 
said police courts shall continue to have such ex- 
clusive jurisdiction within said limits, and may 
exercise the same in the manner hereinbefore pre- 
scribed for justices of the peace ; and appeals shall 
be allowed in trials for said offenses in the same 
manner and to the same extent as is now, or may be 
hereafter provided by law in such trials ; and pro- 
vided further, that no person arrested as aforesaid 
shall be taken for trial out of the town where 
the offense is committed, unless the offense is com- 
mitted upon railroad cars propelled by steam, or 
steamboats when in motion. 

Badge of police- Sect. 2. Every such policeman shall, at all 
times when on duty, wear in plain view a metallic 
shield with the words " Railway Police," or 
" Steamboat Police," as the case may be, and the 
name of the company for which he is appointed 

Their compensa- inscribed thereon. The compensation of such po- 
liceman shall be paid by the companies for which 
they may be appointed respectively. 

How discharged Sect. 4. Whenever any such company shall no 

from office. longer require the services of any policeman ap- 
pointed as aforesaid, they shall file a notice to that 
effect with the secretary of state and the clerks of 
the several counties in whose offices the certifi- 
cates hereinbefore provided for were originally 
filed, and thereupon the authority of such police- 
man shall cease. 

In Addition, July 8th, 1870. 

Railroad compa- Every railroad company in this state in making 



man 



LAWS RELATING TO RAILROADS. "-'•'•"> 

contracts for the building of its road shall require J^yg^f 8 
sufficient security from the contractors for the pay- extractors for 

(-nil! n ,■ i • ""' payment " f 

ment of all labor thereafter performed in con- laborers, and 
structing the road of such company by persons SabitTto 7 the la- 
in their employ, and such company shall be liable bore™ employed, 
to the laborers employed for labor actually per- 
formed on the road ; but such liability shall not 
exist unless the person having such claims shall 
in writing notify t lie treasurer of said company 
that he has not been paid by the contractors, 
within twenty days after the completion of sucli 
labor. 

AN ACT CONCERNING CRIMES AND PUNISHMENTS. 
SECT. 85. Every person who shall willfully and tnjuring railroad 

..... .•'.'. j . engines, &c. 

maliciously impair, injure or destroy any engine, 
carriage or ear, belonging to any railroad compa- 
ny, or who shall willfully and maliciously displace 
any switch upon any railroad, shall be punished by 
a fine not exceeding one hundred and fifty dollars, 
or by imprisonment in a common jail not exceed- 
ing one year, or by such fine and imprisonment 
both. 

Sect. 192. Every president, director, secretary, 1853. 
treasurer, book-keeper, conductor, clerk, or agent ^^^^ 
of any railroad company incorporated bv authority company, ana 

r 1 •" 1 -i • 1 1 n 1 making false en- 

of this state, who, while in the employment 01 such tries, 
railroad company, shall take, purloin, secrete, or 
in any way appropriate to his use, or to the use of 
others, any of the moneys, coins, bills, notes, cred- 
its, or other choses in action, belonging to, or de- 
posited with such railroad company, with intent 
to defraud and prejudice any person or persons, or 
body politic or corporate, or who shall falsely make 
any entries of moneys, coins, bills, notes, credits, 
or other choses in action, in or upon any of the 
books of such railroad company, with intent to de- 
fraud and prejudice any person or body politic or 
corporate, shall suffer imprisonment in the Con- 
necticut state prison, for a term not less than two, 
nor more than ten years. 

In Addition, June 3Qth, 1866. 

Sect. 1. No person shall cast, empty, or dis- Nuisanceson 



Proviso. 



29G LAWS RELATING TO RAILROADS. 

[if a^tf^ * charge, or cause, suffer, or permit to be cast, 
bibited. emptied, or discharged, upon or into that part of 

any railroad or railroad depot situated within the 
limits of any incorporated city in this state, any 
filth or rubbish, any foul or offensive wash or 
water, or the contents of any privy, "vault, cess- 
pool, or sewer. 
Penalty. Sect. 2. Every person who shall violate any 

of the provisions of this act, shall for each viola- 
tion be punished by a fine not exceeding fifty dol- 
lars, one half to go to the person furnishing the 
proper officer information that leads to a convic- 
tion ; provided, that no person who now empties 
or discharges any sewer into or upon any such 
railroad or depot, by virtue of a permission so to 
do from the proper authorities of the city wherein 
the same is done, shall for that cause be liable to 
said penalty until the expiration of three months 
after the passage of this act. 

AN ACT FOR THE REGULATION OF CIVIL ACTIONS. 

1857. Sect. 63. The bona fide owner and holder of 

Owner of railroad •» j 1 j 1 . • 

bond may sue in a railroad bond may bring any proper action, in 
his own name. i us own name, for the recovery of whatever may 
be due thereon. 
1840. Sect. 169. In all actions against any person, 

JyiSfnS'oTmja- or against any incorporated company, for the re- 
ty £? lire or rilil " covery of damages on account of any injury to any 
property, whether real or personal, occasioned by 
fire communicated by any locomotive engine while 
upon or passing along any railroad in this state, 
the fact that such fire was so communicated, shall 
be full prima facie evidence, to charge with negli- 
gence the person or corporation, who shall, at the 
time of such injury by fire, be in the use and oc- 
cupation of such railroad, either as owner, lessee, 
or mortgagee, and also those who shall, at such 
time, have the care and management of such en- 
gine, unless such person or corporation shall show 
that no negligence was, at such time, justly 
chargeable to them or to those in their employ- 
ment. 
LcvyoffxLtion Sbct ' 24T - The levy of execution on the equit^ 
on property of able right or interest which any railroad corpora- 

rnilroad eompa- . ° , , . , ',. , , 

ny, how made, tion may have in the whole or any part ot the 



LAWS RELATING TO RAILROADS. 297 

real estate, right of way, or road bed, of any other 
railroad corporation, together with the income, 
rents, and profits which may be due or coming 
due thereon, shall be by leaving a true and attested 
copy thereof,, with the treasurer, secretary or 
clerk of said last-named railroad corporation, with 
an attested certificate by the officer making such 
levy, that he levies upon and takes such right of 
interest to satisfy such execution ; and thereupon 
such officer shall post the same upon some sign- 
post in the town where such last-named railroad 
corporation has its office or principal place of busi- 
ness in this state, and as in cases of personal pro- 
perty, shall, at vendue, sell the same, together 
with such income, rents, and profits, or so much 
of them as shall be sufficient to satisfy said execu- 
tion ; and such officer shall thereupon give to the 
purchaser an instrument in writing, conveying to 
him such right and interest, and shall also leave 
with such treasurer, secretary or clerk, a true and 
attested copy of such execution and of his return 
thereon ; and the purchaser shall thereupon be- 
come entitled to said right and interest, and to all 
rents, profits, and income thereon as such debtor 
was entitled to. 

AN ACT RELATING TO THE GENERAL ASSEMBLY. 

Sect. 12. No petition for the incorporation of *? 49 - ,, 18 <??.- 

i ~ Notice of petition 

a railroad company, or horse railroad company, for ^corporation 
shall be heard by the general assembly, unless panyVnd non*" 
public notice shall have been given, by advertise- ^"v^tK 
ment, in some newspaper published in the county 
where such railroad, or horse railroad, or some 
part thereof, is proposed to be located, or, if there 
be no newspaper published in such county, then, in 
a newspaper published in an adjoining county, at 
least three weeks before the first day of the ses- 
sion in which such hearing is to be had, designat- 
ing the intended route of such railroad, and the 
street or streets, highway or highways, and other 
intended route of such .horse railroad, with such 
certainty as to give reasonable notice to all persons 
interested therein, that their rights may be affected 
by the granting of said petition, and that they 
may have an opportunity to appear and object 
38 



298 



LAWS RELATING TO RAILROADS. 



To be accompa- 
nied by report of 
engineer. 



Kailroads to be 
confined to the 
limits notified. 



1844. 
Notice of peti- 
tions for ineorpo 
ration of canal 
companies, and 
for alteration of 
canal and rail- 
road companies 
to be published 



thereto ; nor unless the petition for such railroad, 
other than a horse railroad, is accompanied and 
supported hy the report of a skillful engineer, 
founded on actual examination of the route, and 
by other proper evidence, showing the character of 
the soil, the manner in which it is proposed to 
construct such railroad, the general profile of the 
surface of the country through which it is propos- 
ed to be made the feasibility of the route, and an 
estimate of the probable expense of constructing 
the same. 

Sect. 13. Every act of incorporation of a rail- 
road company shall confine the road within the 
limits indicated by the notice required in the pre- 
ceding section, shall specify the several towns, and, 
in case of a horse railroad, the street or streets, 
highway or highways, through which the same 
may pass, and shall otherwise designate the route 
on which the respective roads may be authorized 
to be made, with as much certainty as the nature 
of the case will admit. 

Sect. 14. No petition for the incorporation of 
a canal company, or for an alteration in the char- 
ter of any such company, or of any railroad com- 
pany, shall be heard by the general assembly, 
unless public notice thereof shall have been given, 
by advertisement, setting forth the route, as near 
as may be, of such proposed canal, or the proposed 
alteration of such charter, in some newspaper pub- 
lished in the county where such railroad, or canal, 
or some part thereof is located, or where such 
canal or some part thereof is proposed to be locat- 
ed, or if there be no newspaper published in such 
county, then in a newspaper published in an ad- 
joining county, at least three weeks before the 
first day of the session in which such hearing is to 
be had. 



AN ACT FOR THE ASSESSMENT AND COLLECTION OP 
TAXES. 



Railroad and Sect. 4"). Tlie secret a Hcs, or treasurers, of the 

horse railroad ,- . -i j 

companies to several railroad companies, and horse railroad 

make returns, in • 1 • 1 1 i 1 r. i 

October, to the companies, which have been, or may herealter be, 
tt^neofthdr incorporated in this state, shall within the first 
stock, and fuud- ten days of October in each year make out, under 



LAWS RELATING TO RAILROADS. 299 

oath and deliver to the comptroller of public ac- ?,'',,"" &" oating 
counts full and true lists or statements of the 
number of shares of stock in their respective com- 
panies, the amount of their funded and Moating 
debt, the amount of cash on hand, the true mar- 
ket value of each share of stock, and of their 
funded and floating indebtedness on the first day 
of the month in which such lists or statements 
are herein required to be made, the whole length 
of their respective roads, and the length of those 
portions thereof, if any there arc, lying without 
this state. 

Sect. 46. Each of such railroad companies Amount of tax 

111 i • -ii s\ i to lie paid hy rail- 

siiall, on or before the twentieth day of October, road and horse 

i , • j , .1 m railroad comiw- 

in each year, pay, or cause to be paid, to the treas- nica. 
urer of this state, for the use of this State, a sum 
equal to one per cent, of the market value of the 
stock, and of the funded and floating debt of such 
company, whether the stock and debt of such rail- 
road company, or horse railroad company, is 
owned by persons residing in this state or else- 
where, first deducting from such valuation the 
amount of cash actually on hand ; which valua- 
tion so made, and approved or amended by the 
board of equalization, shall be regarded as fixing 
the basis or measure of value of such railroad and 
horse railroad, their rights, franchises, and pro- 
perty within the state, for the purposes of taxa- 
tion ; and this sum or tax shall take the place, 
and be in lieu, of all other taxes on railroads and 
horse railroad property, and franchises, within 
this state ; but when a railroad lies partly within when railroad 
this state, and partly within some adjoining state, o^the'state'tex 
or states, there shall be paid only such proportion to be reduced 

c -. , . l ■ j A i • i i -i proportionally. 

ot the percentage herein required to be paid by said 
companies, respectively, on the value of such rail- 
road property, estimated as aforesaid, as the length 
of that portion of the road which lies within this 

state bears to the whole length of the road ; and '! artie ? iu p° ssc j- 
ii-i sion or, oroperat- 

wlien any tax hereby imposed upon the propcrtvi"B, any road, a 

j /• , ■ n i j i trustee, &c., to 

and franchises ot any railroad company, or horse i )0 iiab!e for the 
railroad company, becomes due, and such com- tax - 
pany shall not then be in the possession, and have 
the management and control of its road, or the 
road bearing its name, each and every person, 
railroad company, or corporation, then owning, 



300 



LAWS RELATING TO RAILROADS. 



Tax on railroad 
property and in- 
debtedness. 



Repeal. 



Tax on railroad 
property and in- 
debtedness. 



possessing, operating, or having the management 
and control of such railroad, or horse railroad, 
either as trustee, assignee, agent, or lessee, shall 
be liable, and is hereby required to pay such tax, 
or cause it to be paid, to the treasurer of this 
state, for the use of the state, within the time 
prescribed by this act, for the payment of the 
same. 

In Addition, July 21th, 1867. 

Sect. 1. That the tax imposed in section forty- 
six, Chapter I, title LX1V, of an act entitled 
" An Act for the Assessment and Collection of 
Taxes," shall take the place and be in lieu of all 
other taxes on railroad and horse railroad pro- 
perty, franchises, funded and floating debts within 
this state. 

Sect. 2. All acts and parts of acts inconsistent 
herewith are hereby repealed. 

In Addition, July 2-ith, 1868. 

That Chapter XL of the Public Acts passed 
May Session, A. D. 1867, shall not apply to any 
railroad or horse railroad property, not used for 
railroad purposes ; provided, that all real estate 
owned by railroad or horse railroad companies, 
not used for railroad purposes, located in this 
state, may be deducted from the market value of 
the stock of such companies in their return to the 
comptroller of this state. 



1862. Sect. 47. Whenever any person, company, or 

Persons or corpo- ,. . . „*.:., . ^„ l,.-.rr 

rations operating corporation, owning, possessing, operating oi nav- 
sefTrnty ded'uet ing the management and control of any railroad, 
the amount of or i, orse railroad, as the lessee thereof, under or 

tax paid from . . ,. xi 

payments due by virtue oi any contract, or lease, existing on tne 

lessors. ^^ ^ Qf j^ jg^ ^^ j )aye ^^ to the 

treasurer of the state, the tax required to be paid 
by such lessee, by the provisions of the next pre- 
ceding section of this act, such payment shall be 
deemed and considered to be made on account of 
the lessor of said railroad, or horse railroad, and 
the amount thereof may be deducted and with- 
held from any payments due, or to become due, 



LAWS RELATING TO RA1LKOADS. 301 

to such lessor on account of such contract or 
lease. 

Sect. 55. The board of equalization shall ex-*^^"*"- 
amine, and amend, or correct, all lists and state- amendand cor- 

. . root Usee and 

ments returned to the comptroller ol public statement*. 
accounts, as required by the eleven preceding sec- 
tions of this act, in such manner as they may 
deem just and equitable ; and in case any person 
shall fail to make such return, within l he time, 
and in the manner prescribed, or shall, in the 
opinion of the board of equalisation, make erro- 
neous returns, said board shall, within ten days 
after the time limited for making such returns, 
make out upon the best information which they 
can obtain, the statement or list required to be 
made, and returned by the person so failing or 
making such erroneous return ; and a true copy 
of each list and statement, as amended, corrected, 
approved or made out by said board of equaliza- 
tion, shall be by them returned to each respective 
cashier, treasurer, secretary, superintendent, man- 
ager, agent, auctioneer, or clerk, by mail or 
otherwise ; and the decision by said board of 
equalization shall be final and conclusive as to 
the value and amount of any of said deposits, 
stocks, property, receipts and collections, sales, 
and number of messages upon which the respect- 
ive taxes are to be paid. 

Sect. 56. If any person shall fail to make out Forfeiture for 
and return to the comptroller of public accounts, ^1™^™^ 
within the time and in the manner prescribed in taxes - 
the twelve preceding sections of this act, any list 
or statement therein required to be made and so 
returned, such person shall, for each failure, for- 
feit to the treasurer of this state, for the use of 
tins state, the sum of live hundred dollars, to be 
recovered in the name of the treasurer by action on 
this statute ; and if any person, association, com- 
pany, or corporation, required by such sections to 
make any payment to the treasurer of this state, 
shall fail to make, within the time therein limited, 
the payment so required, such person, association, 
company or corporation, shall, for each failure, 
forfeit to the treasurer of this state a sum equal to 
twice the amount of the tax therein imposed upon 
such person, company, association, or corporation, 



302 LAWS RELATING TO RAILROADS. 

to be recovered, in the name of the treasurer, by 
action of this statute. 

AN ACT FOR THE SETTLEMENT OF ESTATES, TES- 
TATE, INTESTATE, AND INSOLVENT. 



1858. 
Trustee may re- 



Sect. 115. The Trustee of any railroad corpo- 
lease interest of ration, whose estate is in settlement as an insol- 

rauroad corpora- . _ , „ , 

tion.when. vent estate, may, 11 the assets ot such estate shall 
not otherwise be sufficient to pay the claims al- 
lowed by the commissioners, and the expenses of 
settling the estate, release to the proprietors of 
the land over which such corporation may have 
a right of way, or an encumbrance for other pur- 
poses connected with such railroad, upon such 
terms as shall be approved by the court of pro- 
bate, but nothing contained in this section shall 
in any way affect any right, or lien, existing prior 
to the appointment of such trustee. 

AN ACT CONCERNIN3 LANDS. 

Ri httoTand Sect. 29. If the owner or occupant of any 
within limits of land adjoining any railroad or canal in this state, 

railroad or canal , . . i . . 1 1 pt a i 

not to be gained has, since the tenth day ot June, one thousand 
se V s£on ersep ° s " eight hundred and thirty-one, taken, or shall take 
into, his enclosure any part of the land belonging 
to said railroad or canal, as located and estab- 
lished, or since that time has erected, or shall 
erect, any building upon any land belonging to 
any such railroad or canal as aforesaid, no contin- 
uance of such enclosure of building, or length of 
possession of the land belonging to such railroad 
or canal, so enclosed or built upon, shall create 
in such owner or occupant, or in any person 
claiming under him, any right to the land belong- 
ing to such railroad or canal, so enclosed or built 
upon. 

AN ACT FOR THE ASSESSMENT AND COLLECTION OF 
TAXES. 

In Addition, June 10th, 1869. 
Bonds of towns T nat a jj oonc | s i ssu ed, or wliich may be issued, 

or cities in aid of ( w \ J " 

certain railroads by any town or city in aid of the construction of 



LAWS RELATING TO RAILROADS. 308 

the railroads of " The Connecticut Western Rail-*5 Mn P tftomtax " 
road Company," the " New Haven, Middletown, 
and Willi mautic Railroad Company," the "She- 
paug Valley Railroad Company,"' and " The Con- 
necticut Valley Railroad Company," and either 
of them in pursuance of legal votes of such town 
or city, as authorized or ratified by the legislature 
of this state, and all bonds issued, or which may 
be issued by any town or city to provide or raise 
money to pay for stock subscribed by such town 
or city in any of the said railroad corporations in 
this state, in pursuance of legal votes of such town 
or city authorized or ratified as aforesaid, shall be 
exempt from taxation in the hands of the holders 
of such bonds ; provided, that whenever the avails Proviso, 
of such bonds or stocks shall have been expended 
in the construction of the railroads of said corpora- 
tions respectively, such railroad corporations shall 
pay a tax of one per cent, to the treasurer of this 
state upon the amount of such bonds issued by 
any town or city in aid of the construction of 
such railroad as aforesaid, whether such bonds are 
owned by persons or corporations in this state or 
elsewhere, and upon the amount of stock sub- 
scribed by any town or city in any of the said rail- 
road corporations as aforesaid. 

AN ACT CONCERNING COMMUNITIES AND CORPORA- 
TIONS. 

In Addition, July 8th, 18G9. 
Sect. 1. Every railroad company shall con- Railroad compa- 

. i • a • j j a± • i_ ■!• Dies to maiutaiu 

struct and maintain good and sufficient railings sufficient fences 
or fences on one or both sides of its road, when "u^ritSnthe 1 
the same runs within the limits of any public ! il ." itsof ° r ,. ad " 

... ., . . . J . r joins a piblic 

highway or turnpike road, or adjoining thereto, highway, 
whenever such railings or fences are necessary for 
the safety of persons or property, passing over 
such highway or turnpike ; and if any person shall 
suffer any damage in his person or property by 
reason of the neglect of any railroad company in 
the premises, such railroad company shall pay to 
him just damages. 

Sect. 2. If the life of any person traveling or Daimgcs in case 
being upon any public highway or turnpike, in the of [o * > 0| '"'' bJ 



304 



LAWS RELATING TO RAILROADS. 



neglect to main- 
tain fence. 



Distribution of 
sum recovered. 



Repeal. 



exercise of reasonable care, sliall be lost by reason 
of the neglect of any railroad company to con- 
struct and keep in good order all necessary rail- 
ings or fences, as required by the foregoing sec- 
tion, such railroad company sball be liable to pay 
damages, not exceeding five thousand dollars, to 
the use of the executor or administrator of the 
deceased person, to he recovered by such executor 
or administrator in an action in the case upon 
this statute, for the benefit of the husband or 
widow and heirs of the deceased person, one moie- 
ty thereof to go to the husband or widow, and 
the other to the children of the deceased ; but 
if there shall be no children., the whole shall go 
to the husband or widow, and if there is no hus- 
band or widow, to the heirs, according to the law 
regulating the distribution of intestate personal 
estate. 

Sect. 3. All acts or parts of acts' inconsistent 
herewith are hereby repealed. 



In Addition, July 8th, 1869. 



Railroad compa- 
nies may make 
contracts with 
ono another, 
leases of fran- 
chises, &c. 



Leases and con- 
tracts heretofore 
made validated. 

Consolidation of 
companies not 
authorized. 

Power of general 
assembly to regu- 
late charges of 
freight or pass- 
age, runniug of 
trains, &c. 



Sect. 1. Any railroad company in this state 
may make any contract not forbidden by law with 
any other railroad company, with whose railroad 
its own railroad may connect or intersect, in rela- 
tion to the business or property of either of said 
companies ; may take a lease of the property and 
franchises of, or lease its property and franchises 
to any such railroad company, or may operate its 
railroad in connection with any such company, 
and all such leases and contracts heretofore made 
arc hereby ratified and confirmed ; provided, that 
nothing in this act shall be so construed as to 
authorize the merger or consolidation of the stock 
of any railroad companies. 

Sect. 2. Nothing in this act shall be con- 
strued to limit or take away any rights or powers 
of the general assembly, to pass any law regulat- 
ing the charges for carrying freight or passengers 
on any such railroad or connecting railroads, or 
regulating the number or the running trains, 
or in reference to the franchise or business of 
such railroads. 



LAWS RELATING TO RAILROADS. 305 



In Addition, July 9th, 18G9. 

Every person who shall commit any nuisance i n penalty for com- 
or upon any railroad bridge in this stale, shall he ^."'T,, railroad 
pun shed by a line not exceeding seven dollars, op bridges. 
by imprisonment in a common jail not exceeding 
thirty days, or by such tine and imprisonment 
both. 



AN ACT CONCERNING ROADS AND BRIDGES. 

Iii Addition, July lQtlt, 1809. 
Sect. 1. That no town shall he liable to any Towns not liable 

. . f • *j i*i for injuries done 

suit or action for an injury received on any high- Dy reason or acts 
way in such town by reason of any structure ^™^^ oor " 
placed in said highway by any railroad corpo- 
ration by authority of law, but such damage may 
be recovered in a suit against said railroad com- 
pany. 

Sect. 2. This act shall not affect any suit now Not ;o affect 

* pending suits. 

pending. 

AN ACT CONCERNING COMMUNITIES AND CORPORA- 
TIONS. 

In Addition, July 9th, 1809. 
That all highway bridges hereafter constructed construction of 

n fid ccs over rnil- 

over any railroad track in this state shall he so road tracks regu- 
constructed that the bottom timbers of the bridge lated ' 
shall be not less than eighteen feet above the top 
of the rail in the railroad track ; and that all 
covered bridges constructed on the line of any rail- 
road shall be not less than eighteen feet in height 
from the top surface of the rail laid in the track 
on the bridge to the under side of the cross beams 
overhead. 

That section five hundred thirty-eight, of the Regulating the 
. . ... l (.stoppage of raii- 

act concerning communities and corporations, ot road trains before 

the general statutes, be and is hereby amended by r l Xoad id c g ross° r 
striking out the word "passenger;" also by strik- -"-J 8 - 
ing out the words "one thousand feet," and in- 
serting in lieu thereof the words " eight hundred 
feet." 

39 



306 LAWS RELATING TO RAILROADS. 

In Addition, July 9th, 1869. 
whomayToteon That the agent, appointed by any town in this 

shares of railroad . .. „ ' 1 . , . J ., , . ,-, 

stock subscribed state, to subscribe lor stock in any railroad, shall 
for by towns. ] )ave power to vote on the shares of stock sub- 
scribed for by him in all meetings of the stockhold- 
ers of such railroad, unless such town shall other- 
wise direct. 
wilful injury to That any baggage-master, express agent, stage- 
ga£° how'pun- driver, hackman or other person, whose duty it is 
isned. to handle, remove or take care of the baggage of 

passengers, who shall willfully or wantonly injure 
or destroy any trunk, valise, box, package, or par- 
cel, while loading, transporting, unloading, deliver- 
ing, or storing the same, shall be punished by a 
fine not exceeding fifty dollars, one-half to go to 
the complainant. 
Regulating a P - Sect. 1. Whenever any railroad company shall 
p? alB .f rou \ action be permitted, or authorized by the railroad com- 

of railroad com- B * t a » 

missioners, au- missioners, to cross or intersect any stream or. 

thorizing the , , • 1 1 ] e 

crossing of non- water or water course, not navigable, or pond ot 
streams! 6 water, and, in the opinion of any person inter- 

ested in such stream of water, water course or 
pond, said intersection or crossing will impair the 
usefulness of such stream, water course or pond, 
as a water power, or endanger the safety of the 
public, or that said stream will not be restored to 
its former state of safety, by reason of embank- 
ments, filling or bridge piers, permitted or allowed 
by said commissioners, an appeal shall be allowed 
to such interested person aggrieved by such lay- 
out or permission, to any judge of the superior 
court, within twenty days after the owners of the 
land adjoining said stream, at the point of said 
intersection, or crossing, shall have had actual 
notice of the manner in which the said commis- 
sioners have permitted said stream to be crossed. 
Which appeal shall be by a suitable petition, in 
writing, for a hearing in regard to said claims of 
said petitioner, and the propriety of said manner 
of crossing said stream, with a citation attached 
thereto, and returnable in not less than eight nor 
more than twelve days after this date, and served, 
at least five days before the return day, upon such 
railroad company. And said judge shall have, for 
the purpose of disposing of said appeal, all the 



LAWS RELATING TO RAILROADS. 307 

powers of the superior court, and may proceed, 
by himself or by committee, to a hearing in regard 

to said claim or claims, and the propriety of said 
manner of crossing said stream, water course, or 
pond, and may render a decree, either establish- 
ing more and sufficient water way at the place of 
crossing or intersection of such stream, water 
course, or pond, or providing such method of 
crossing that the usefulness and safety of said 
stream may lie preserved, and that the safety of 
the public may not be endangered, or confirming 
said method of lay-out. And if said alteration is 
so decreed, award costs against said railroad com- Award of costs. 
pany ; and if said lay-out or permitted mode of 
crossing or intersection is confirmed, award costs 
against the petitioners, and issue execution in 
favor of either party for costs to be taxed as upon 
civil process in the superior court. Said appeal 
shall be a supersedeas, so far as said crossing or Appeal to bo a 
intersection is concerned, until judgment shall i)e superoe ei 
rendered thereon by such judge of the superior 
court. 

Sect. 2. This act shall take effect from and ^ he ° to tak « 

effect. 

alter its passage. 

AN ACT CONCERNING COMMUNITIES AND CORPORA- 
TIONS. 

In Addition, July 21st, 1870. 

Sect. 1. No highway or public street of any i*j ;-<>ut of high- 
kind shall hereafter be laid out or constructed road's. ° 
across any railroad in this state upon a level 
therewith, except under authority and permis- 
sion in writing from the general railroad commis- 
sioners. 

Sect. 2. The town, city, borough, or other Notice of P ro- 

, . i , posed lav-out to 

party proposing to so lay out or construct any be given to ™ii- 
highway or other public street, shall, before doing ™ adcommissi0 ' 1 - 
the same, notify said commissioners in writing 
of such proposed action, and thereupon it shall 
be the duty of said commissioners to give to 
said town, city, borough, or party, and to the com- 
pany whose railroad it is so proposed to cross as 
aforesaid reasonable notice in writing, of the time 
and place when and where they may be heard in 



308 LAWS RELATING TO RAILROADS. 

reference to said proposed crossing upon a level ; 
and in case they allow said crossing, then said lay- 
out and construction may be proceeded with in the 
same manner in all respects as if this act had not 
been passed. 
Expose of such Sect. 3. If said commissioners shall disallow 
bo°rne ng h ° w sa id proposed lay-out or construction upon a level 
with said railroad, then they shall further deter- 
mine whether said highway or other public street 
shall cross over or under said railroad ; and one- 
half of the expense of said crossing over or under, 
as the case may be, shall be borne by said railroad 
company, and such railroad company, upon the 
completion of said highway or street, including 
such crossing, shall pay over the same to the party 
entitled thereto. 
fainTn^brin'at Sect. 4. If said highway or street shall cross 
crossing. over said railroad, the bridge or other structure 

necessary therefor, shall be maintained and kept 
in repair by the party chargeable by law with the 
maintenance of said highway or street; but if said 
highway or street shall cross under said railroad, 
the railroad bridge necessary therefor shall be 
maintained and kept in repair by said railroad 
company. 
Fee »- Sect. 5. The fees of said commissioners under 

this act shall be the same as now provided by law 
for other service by them, and shall be paid by the 
parties in interest, in equal proportions. 

AN ACT RELATING TO THE CROSSING OF THE NAU- 
GATUC RAILROAD AND THE NAUGATUC RIVER BY 
THE NEW HAVEN AND DERBY RAILROAD COMPANY. 

^d~°Derb f 'K r! Sect. 1. The location and lay-out of the rail- 
approved, road of the New Haven and Derby Railroad Com- 
pany across the Naugatuc Railroad and the Nau- 
gatuc River, and the flats and meadows adjacent 
thereto, as the said location and lay-out have been 
recently approved in writing by the railroad com- 
missioners, are hereby approved and confirmed ; 
and the New Haven and Derby Railroad Company 
are hereby authorized to construct their railroad 
and their proposed bridge across said river, and 
flats and meadows, upon the route and in the 
manner prescribed and provided in and by the 



LAWS RELATING TO RAILROADS. 309 



said written approval so made by the railroad com- 
missioners. 

Sect. 2. The New Haven and Derby Railroad Prevention of »«• 

11 • i ■ i ciilcntu at inter- 

company shall, at all times, at their own exclusive section of roads. 

expense, provide, at the point of the intersection 
of their railroad with the Nangatnc Railroad, such 
means of preventing collisions and accidents, by 
flag-men or otherwise, as may be required by the 
railroad commissioners, or by law, for that pur- 
pose. 

Sect. 3. This act shall take effect from its 
passage. 

Approved, July 5th, 1870. 

AN ACT FOR THE PROTECTION OF THE BRIDGE OF 
THE SHORE LINE RAILWAY OVER CONNECTICUT 
RIVER. 

Whereas, the bridge of the Shore Line Railway 
over Connecticut River is nearly completed ; 
and whereas, it is found that the piers of said 
bridge, if left without suitable support, will be 
insecure and liable to be undermined and swept 
away ; and whereas, the right of the Shore Line 
Railway to make said piers secure, by ballasting 
or otherwise, is called in question ; and ivhereas, 
for the safety of the public it is necessary that 
said piers and bridge should be made, and at all 
times kept, absolutely safe and secure ; there- 
fore : — 

Sect. 1. The Shore Line Railway is hereby shore Line rail- 
authorized to support and strengthen the piers of J^^ad? 
its bridge over Connecticut River, by depositing brid s e over con- 

. * *f c * QcctiCQt by de- 

within, between and around the cylinders of said posit of atone 
piers, and around said piers, from time to time, aroaudthep,ers ' 
stone and ballast in such manner and in such 
quantities as may be necessary or useful in order 
to make said cylinders, piers, and bridge, firm, safe, 
and secure ; and said corporation is hereby author- 
ized to do, from time to time, such work upon 
said bridge, piers, and cylinders as may be neces- 
sary or proper in order to maintain and keep said 
bridge, piers, and cylinders in a condition of safety 
and security : Provided, however, that said cor- 
poration shall not deposit stone or ballast around 



310 



LAWS RELATING TO RAILROADS. 



said piers at a height exceeding twelve feet from 
the natural bed of the river at a point where said 
stone or ballast comes in contact with said piers 
or cylinders, and, when so deposited, such stone 
or ballast shall be laid so as to form a slope from 
the highest point of such contact to the bed of the 
river, and not. to extend laterally from said piers 
or cylinders in any direction to exceed eighteen 
feet : — And provided further, that within the draws 
of such bridge no stone or ballast shall be depos- 
ited or kept so as to reduce the depth of water at 
any point between the piers of said draws to less 
than twelve feet at any time. 

Sect. 2. This act shall take effect from its 
passage. 

Approved, July 15th, 1870. 

AN ACT FOR THE PROTECTION OP ELECTRIC SIGNALS 
ON RAILROADS. 



roads. 



Penaityfor willful Sect. 1. Every person who shall willfullv and 

injury to electric ... , . . J r , . t . • 

signals on rail- maliciously injure, molest, or destroy any electric 
signal in use on any railroad in this state, or any 
material or property appertaining thereto, or who 
shall cut, disconnect, remove or otherwise inter- 
rupt the use of any wire, lever, pin, or battery, 
used to operate such signal or its connection there- 
with, shall be punished by a fine not exceeding 
one thousand dollars, and by imprisonment in the 
Connecticut state prison for a term not exceeding 
ten years. 

Sect. 2. This act shall take effect from its 



When this act 
takes effect. 



passage. 

Approved, June loth, 1871. 



AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 



r^d e coniniissbn- That the railroad commissioners be and they 
Hartford kcpt at hereby are authorized to hire an office at an annual 
rent not to exceed the sum of five hundred dollars, 
in the city of Hartford, where their records shall 
be kept for examination and preservation ; the rent 
and incidental expenses of said office shall be col- 
lected by said commissioners in the same manner 
as their general expenses are now by law collected. 
Approved, July 11th, 1871. 



LAWS RELATING TO RAILROADS. 311 



AN ACT RELATING TO THE CITY OF NEW HAVEN. 

Sect. 1. The court of common council in the This section re- 
city of New Haven shall have the right to fix and toVxiii? ° ap ' 

determine the height of all bridges crossing rail- 
roads in said city. 

Sect. "2. The said court of common council voting districts 
shall have the same power to establish voting d is- seven th'districts. 
tricts in the first and seventh voting districts of 
the town of New Haven, that it now has in the 
second, third, fourth, fifth and sixth voting dis- 
tricts in said town. 

Sect. 3. All acts and parts of acts inconsistent Repeal, 
herewith are hereby repealed. 

Sect. 4. This act shall take effect from its 
passage. 

Approved, July 18th, 1871. 

AN ACT IN ALTERATION OF AN ACT ENTITLED AN ACT 
RELATING TO THE CITY OF NEW HAVEN. 

That the first section of chapter ninety-two of Repeal of chapter 
the public acts of 1871, approved July 18th, 1871, xcn ' ac 
be and the same is hereby repealed. 

Approved July 27th, 1871. 

AN ACT IN ADDITION TO AN ACT ENTITLED AN ACT CON- 
CERNING COMMUNITIES AND CORPORATIONS. 

Sect. 1. That the general railroad com mis- Railroad commis- 
sioners be, and they are hereby authorized tOufate'thTnum? 
grant permission to any railroad company of this o^LsJuger 16 " 
state to reduce the number of brakemen now re- truius - 
quired by law to be placed upon passenger trains, 
whenever such company may have adopted a sys- 
tem of brakes to be operated by the engineer, 
which, in the opinion of said commissioners may 
render the number of brakemen now required by 
law unnecessary ; but said commissioners may 
revoke the permission granted by authority of this 
act, whenever they consider the public safety re- 
quires, and on said revocation such company shall 
place upon its trains the number of brakemen 
now required by law. 



312 LAWS RELATING TO RAILROADS. 

Sect. 2. This act shall take effect upon its 
passage. 

Approved, July 5th, 1871. 

AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 

construction of Sect. 1. That all highway bridges hereafter 
ovlrruiwad 868 constructed over any railroad track in this state, 
traoks - shall be so constructed that the bottom timbers of 

the bridge shall not be less than eighteen feet 
above the top of the rail in the railroad track f 
except in such cases when in the opinion of the 
railroad commissioners the interests of the public 
require a less height, and in such cases the said 
commissioners shall prescribe and direct in writ- 
ing the height at which said bottom timbers shall 
be above the top of the rail in said railroad track. 
Repeal. Sect. 2. All acts and parts of acts inconsistent 

herewith are hereby repealed. 
Approved, July 5th, 1871. 

AN ACT IN ADDITION TO AN ACT RELATING TO LIENS. 

tiens on rail- Sect. 1. Every railroad, in the construction, 

roads for ma ten- ., ,.» _ - . . <>•. 

ais furnished or grading, or building ot winch, or any ot its appur- 
?rc"ns S truction ed tenances, any person shall have a claim for mate- 
rials furnished, or services rendered, by virtue of 
any contract made with or appproved by the cor- 
poration owning or managing said railroad, shall, 
with its real estate, right of way, material, equip- 
ment, rolling stock, and franchise, be subject to 
the payment of such claim ; and the said claim 
shall be a lien on the said railroad and its said 
property and appurtenances, and the manner of 
filing, perfecting and foreclosing said lien shall be 
in accordance with the provisions of title thirty- 
eight, of the revised statutes of 1866, and all the 
provisions of said act are hereby extended and 
made applicable to railroads and persons furnish- 
ing services and materials us above specified: pro- 
vided, however, that the certificate required by the 
act to which this is an addition, shall in cases 
arising under this act be filed in the office of the 
secretary of state, who shall record the same in a 



LAWS RELATING TO RAILROADS. 313 

hook kept for that, purpose, receiving the usual 
fees therefor; and provided, further, that no lien 
claimed under this act shall take precedence of 
any mortgage now existing of the whole or any 
part of the railroad, railroad property, or fran- 
chise, upon which said lien may attach, unless 
such mortgage he executed after the filing of the 
certificate of lien in the office of the secretary of 
state for record. 

Approved, July 27th, 1871. 

AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 

Sect. 1. Every railroad company shall con- Railroad compa- 
struet and maintain good and sufficient railings or "Jme between" 1 
fences on one or both sides of its road when the thc'Sway"" 1 
land between its line of right of way and any pub- 
lic highway or turnpike road is uninelosed and 
unfenced, whenever such railings or fences are 
necessary to prevent animals from passing from 
such public highway or turnpike road on to such 
railroad track ; and if any person shall suffer any 
damage in his person or property by reason of 
the neglect of any railroad company in the prem- 
ises, such railroad shall pay to him who shall so 
suffer, just damages. 

Sect. 2. If it is the duty of any person to con- in case it is the 
struct or maintain any such fence, the railroad ^"nVmaiuuhT 
company constructing or maintaining the same such fence- 
may proceed and collect the expense thereof from 
such person in the manner provided in sections 
four hundred and thirty-two and four hundred 
and ninety-three of the act to which this is an 
addition. 

Approved, July 19th, 1871. 

AN ACT TO AUTHORIZE THE FORMATION OF RAILROAD 
COMPANIES, AND TO REGULATE THE SAME. 

Be it enacted by the Senate and House of Rep- 
resentatives, in General Assembly convened : 

Sect 1. Any number of persons not less than Formation of 
twenty-five may form a company for the purpose ^'J ^ compa " 
of constructing, maintaining and operating a rail- 
40 



314 LAWS RELATING TO RAILROADS. 

road for public use in the conveyance of persons 
and property, subject to the provisions of tins act, 
and of the general statutes of the state respecting 
railroads. 

t£?ion S ° ( ass °~ Sect. 2. The persons forming such railroad 
company shall make and sign articles of associa- 
tion, in which shall he stated : first, the name of 
the company ; second, the place where their prin- 
cipal office or place of business is located, which 
shall be and continue in this state ; third, the 
places from and to which, and the names of all 
the towns through or into which it is proposed to 
construct, maintain, and operate said road ; fourth, 
the length of said railroad, as nearly as may be, 
and the amount of capital stock of the company, 
which shall not be less than ten thousand dollars 
for every mile of road proposed to be constructed ; 
fifth, the names and residence of not less than 
nine directors of said company, who shall be 
chosen by the persons subscribing said articles of 
association, and a majority of whom shall always 
be residents of this state, and shall manage its 
affairs for one year, and until others are chosen in 
their stead ; provided, however, that the amount of 
the funded and floating debt of any railroad cor- 
poration established under this act shall at no time 
exceed the amount of cash actually paid in upon 
the capital stock of such company. 

capital stock. * Sect. 3. The capital stock of said company 
shall be divided into shares of One hundred dol- 
lars each, and each subscriber to such articles of 
association shall subscribe thereto his name, resi- 
dence, and the number of shares he agrees to 
take in said company, and on compliance with 
the provisions of the next section, such articles of 
association may be filed in the office of the secre- 
tary of state, who shall endorse thereon the day 
they are filed, and record the same in a book to be 
provided by him for that purpose, and thereupon 
the persons who have subscribed such articles of 
association, and all persons who- shall become 
stockholders of such company shall be a corpora- 
tion by the name specified in such articles of 
association. 

toT^ompanyThe Sect. 4. Such articles of association shall not 

da'tion. ° f ass ° be filed and recorded unless they arc accompanied 



LAWS RELATING TO RAILROADS. 315 

by the report, under oath, of a skillful engineer, 
founded on an actual examination of the route, 
showing; the character and structure of the pro- 
posed road lied, with its indications of rock or 
earth cuttings; the manner in which it is pro- 
posed to construct said railroad ; the general pro- 
file of the surface of the country through which it 
is proposed to be made ; the feasibility of the 
route, and an estimate of the probable expense of 
constructing the same; a copy of which report 
shall be kept on file in the office of the secretary 
of state ; nor shall such articles of association be 
filed and recorded until at least five thousand dol- 
lars of stock for every mile of railroad proposed 
to be made is subscribed thereto, and ten per cent. 
of such subscription paid in cash to the directors 
named in said articles of association, nor unless 
there is* annexed thereto an affidavit, made by at 
least three of the directors named in said articles, 
that the amount of stock required by this section 
has been in good faith subscribed, and ten per 
cent, in cash paid thereon as aforesaid, and that 
it is intended in good faith to construct the road 
named in such articles of association. And a 
copy of any articles of association filed and re- 
corded as aforesaid, or of the record thereof, cer- 
tified by the secretary of state, shall be prima 
facie evidence of the due formation, existence, and 
capacity of said corporation. 

Sect. 5. When such articles of association are subscriptions to 
recorded in the office of the secretary of state, th e thocapitalstock - 
directors may, in case the whole of the capital 
stock is not subscribed, open books of subscription 
to the same, in such places and on such notice as 
they may deem expedient, and may continue to 
receive subscriptions until the whole of the capital 
stock is subscribed ; and at the time of subscrib- 
ing every subscriber shall pay ten per cent, on the 
amount subscribed by him in lawful money, and 
no subscription -shall be received or taken without 
such payment of ten per cent, in cash on sub- 
scribing; provided, such company shall not com- 
mence the construction of its road until at least 
ten thousand dollars per mile is subscribed to the 
capital stock thereof by responsible persons, and 
ten per cent, in cash is paid in thereon. 



316 • LAWS RELATING TO RAILROADS. 

co°m^rDy fthe Sect. 6. Such company may purchase, re- 
ceive, and hold in fee simple, or otherwise, such 
real estate as may he necessary or convenient for 
accomplishing the objects of this act, may by their 
agents, surveyors, and engineers, enter upon such 
route, place, or places, as may be designated by 
their board of directors, for the purpose of mak- 
ing surveys, and determining the line, course or 
way whereon to construct said railroad, and may 
construct, complete, equip, and maintain, and 
enjoy, a railway, with one or more tracks, over 
the route specified in their articles of association, 
and to take, transport, and cany persons and prop- 
erty thereon, by the power and force of steam, of 
animals, or of any mechanical or other power, or 
any combination of them ; and shall be vested 
with all the powers and privileges enjoyed by all 
other railroad companies in this state, subject to 
all the statutes which are now or may hereafter 
he enacted for the government of railroad compa- 
nies, and all the immunities, rights, privileges and 
powers given in tiiis act shall be enjoyed by the 
railroad companies at present existing in this 
state ; provided, the same do not conflict with the 
special provisions of any charter. 

Powers of the di- Sect. 7. The directors of any such railroad 
company for the time being, shall have power to 
fill any vacancies which may occur in their num- 
ber, may choose a president, vice-president, and 
such other officers as they may deem expedient, 
may make and prescribe such by-laws, rules and 
regulations as th y shall deem needful and proper, 
not contrary to the laws of this state or of the 
United States, in regard to the disposition and 
management of the stock, property, estate and 
effects of said company ; the transfer of its shares, 
the duties and conduct of its officers and servants, 
the warning and holding of meetings of directors 
and stockholders, and all matters whatsoever 
which may appertain to the regulation of the 
affairs of such company. The number of direct- 
ors may be fixed by the stockholders at (any) an- 
nual meeting. 

intersections or Sect. 8. Such company may, if necessary in 

connections with ^] )C construction of their railroad, intersect, cross, 

other roads. , » 

or connect with any other railroad ; provided, that 



LAWS RELATING TO RAILROADS. 317 

if said company shall desire to make any such 
crossing - , intersection, or connection, it shall first 
agree with the railroad company whose road it so 
desires to intersect, cross, or connect with, in ref- 
erence to the plan or manner thereof, if able to do 
so, but if unable so to agree, then the board of 
railroad commissioners shall have power to fix and 
determine the place or manner of such connection, 
intersection, or crossing, after giving reasonable 
notice to such company, to attend and be heard, 
and their action in the premises shall be final ; 
and provided further, that no such railroad shall 
cross or intersect any other double track railroad 
on grade, except for the purpose of making a con- 
nection therewith ; and, provided further, that 
nothing in this act contained shall authorize the 
bridging of navigable waters, without the consent 
of the general assembly. 

Sect. 9. Any such railroad company may make contracts with 

J I J J connecting or in- 

lawful contracts with any other railroad company, tereecting roads. 
with whose railway its track may connect or in- 
tersect, in relation to its business or property, and 
may take a lease of the property, or franchise of, 
or lease its property or franchises to any such rail- 
way company, on such terms as may he mutually 
agreed on by such companies; and may construct 
branches from the main line to any place or town 
in this state, subject to the provisions of this act ; Branches. 
provided, that this act shall not be construed to 
authorize the merger or consolidation of the stock 
of such companies. 

Sect. 10. Any railroad company may lay out Taking land for 
and locate its road and take any lands for the ™j'™ 1 ' pur " 
various purposes thereof, in the manner prescribed 
by the general statute laws of this state ; but no 
land shall be taken without the consent of the 
owner thereof, except within twelve months after 
the approval of the location of the route by the 
board of railroad commissioners ; and when the 
lands of any feme covert, infant, cestui que trust, 
or person non compos mentis, shall be necessary 
for construction ot any railroad, said lands may 
be taken, on giving notice to the husband of such 
feme covert, the trustee of any such cestui que trust, 
the guardian, either natural or appointed, of such 
infant, and the conservator of such person non 






318 LAWS RELATING TO RAILROADS. 

compos mentis, and they may respectively release 
all damages for lands taken as aforesaid as fully as 
they might do if the same were holden in their 
own right respectively. And in all cases of the 
laying out or constructing any railroad, the supe- 
rior court or any judge thereof, may prescribe 
and order what notice shall be given to the own- 
ers of such land ; provided, that nothing in this 
act contained, shall authorize any railroad com- 
pany to take or use the tra".k, wharves, depot or 
depot grounds of any other company without their 
consent, except for the purpose of crossing, inter- 
section, or connection, as provided in section eighth 
of this act. 

increase of capi- Sect. 11. In case the capital stock of any rail- 
road company is found to be insufficient, such 
company may, with the concurrence of two-thirds 
in amount of the stock represented at a meeting 
of the stockholders called for that purpose, in- 
crease its capital stock to such amount as may be 
required for the purposes of said road, and in such 
manner and on such terms as may be prescribed by 
said stockholders' meeting ; and the board of 
directors of any railroad company may at any time 
with the assent of its stockholders first had and 
obtained at a meeting legally called for that pur- 
pose, increase its capital stock to an amount suffi- 
cient to extinguish its funded and floating debt; 
provided, however^ that the amount of such in- 
creased capital stock, at its par value, shall not 
exceed the amount of such debts, and that such 
increased stock shall only be issued to take up and 
cancel an equal amount of debts as aforesaid. 

oftCcompanT" Sect. 12 - lt Au 7 company formed under the 

to cease, unie??. provisions of this act shall not, within one year 
after its articles of association are filed and recorded 
in the office of the secretary of state, commence 
the construction of its road, and expend thereon 
ten per cent, of the amount of its subscribed capi- 
tal, or shall not finish or put in operation its rail- 
road within five years from the time of recording 
its articles as aforesaid, its corporate existence and 
powers shall cease. 

Reservation of Sect. 13. The powers, rights and franchise of 

right to alter or . . r , , , • 

any corporation formed pursuant to tins act may 



LAWS RELATING TO RAILROADS. 319 

be altered, amended, or annulled, at the pleasure J^JJ^'f™ 
of the genera] assembly. 

Sect. 14. Nothing contained in this act shall extraction .of 

o horse r&urofiafl 

he construed to authorize the building or construct- not authored 
ion of any horse ^railroads in any of the streets of 3 
any city or borough in this state. 
Approved, July 21st, 1871. 

AN ACT IN ADDITION TO AN ACT ENTITLED AN ACT 
CONCERNING COMMUNITIES AND CORPORATIONS. 

WHEREAS, for their common benefit and interest, 
and for the convenience and benefit of the pub- 
lic, the New York and New Haven railroad 
company and the Hartford and New Haven 
railroad company, did, on the 3d day of August, 
1.^70, enter into certain perpetual covenants and 
agreements, under authority of and in accord- 
ance with the statute laws of tins state, which 
covenants have been fully adopted and approved 
by the unanimous vote of the stockholders of 
said Hartford and New Haven railroad company, 
and by the vote, almost unanimous, of the stock- 
holders of said New York and New Haven rail- 
road company ; which covenants and agree- 
ments have merged the entire railways and 
properties of said corporations into a joint estate, 
have brought the management of both of said 
corporations into a joint estate, and have 
brought the management of both of said corpo- 
rations under a common board of managers, and 
have secured perpetually the income of both 
said roads to be a common fund for the expenses 
and liabilities and dividends of both companies, 
and as it would be for the convenience and best 
interest of said companies, and of the traveling 
and shipping public having dealings with them 
that said companies should have a single corpo- 
rate existence : therefore : 



Be it enacted by the Senate and House of Repre- 
sentatives in General Assembly convened. 

Sect. 1. The Hartford and New Haven rail-S ar,fiadBad 

New lluveu rail- 



320 LAWS RELATING TO RAILROADS. 

s TidarwiTh n 'thc roa(1 company may sell, transfer, merge, and con- 
SSS£L"£L 8oli . date its corporate rights, powers and estate, 
road. to, into, and with the New York and New Haven 

railroad company, upon such consideration, terms, 
stipulations, and conditions as may be agreed upon 
between said corporations, and are authorized by 
the provisions of this act. 

Articles of agree- Q„ nrl , o ni, ■.. „ . , 

ment, what to oUiCT. z. ine directors ol said corporations 
ZrZr* how may,ni the names and under the seals of their re- 
spective corporations, enter into joint articles of 
agreement for the sale, transfer, purchase, merger, 
and consolidation hereby authorized, prescribing 
the considerations, terms, and conditions thereof; 
the mode of effecting such transfer, merger and 
consolidation, the name of such consolidated cor- 
poration, and the number of directors thereof, 
which shall not be more than twenty-one, nor less 
than nine, a majority of whom shall be citizens re- 
siding in this state, and the persons who shall act 
as such directors until the next regular election of 
directors by said consolidated corporation, the 
number of shares, and the amount of the capital 
stock of said consolidated corporation, which shall 
not exceed the present authorized capital of said 
companies, the manner of converting the capital 
stocks of said original corporations into the capi- 
tal stock of the consolidated corporation, and the 
compensation to be made for fractional parts of 
shares, and such other matters, tilings, and details 
as may be necessary or proper to effect the purposes 
and merger aforesaid. 

t8SS#& u Sect - 3 - Said agreement of the directors here- 
SSffSSSte. l ? , ^ ^ authorized shall be submitted to the 
stockholders ot each of said corporations separate- 
ly, at a meeting specially called for that purpose, 
and if approved by a vote of at least two-thirds of 
the stock represented at each of the said meetings, 
and not otherwise, said agreement made by said 
directors shall become the agreement of said cor- 
porations respectively, and a certified copy thereof, 
together with a certificate of the adoption of said 
agreement by the stockholders of said respective 
corporations, under the hand of the secretary of 
each of said corporations, shall be filed in the of- 
fice of the secretary of this state, and thereupon 
said Hartford and New Haven railroad company 



LAWS RELATING TO RAILROADS. 321 

shall be and become merged and consolidated in 
and with said New York and New Haven railroad 
company; and said consolidated corporal ion shall 
continue a body politic and corporate, under the corporate D ame. 
corporate name of the New York, New Haven and 
Hartford railroad company, and shall possess, 
hold, and enjoy all the rights, powers, franchises, 
and privileges theretofore vested in either of said 
corporations ; and all the property, real and per- 
sonal, including all rights of way and rights of 
action, belonging to either of said corporations, 
shall be deemed and taken to be transferred to 
and vested in the corporation into which said 
merger is made, without further act or deed to be 
done, executed, or performed; provided, that no- 
thing in this act shall be so construed as to au- 
thorize said last named corporation to merge, con_ Th f co ff° r ^?? 
solidate, or make joint stock with any other rail- consolidate with 
road company, or make perpetual lease with any pan y °. ther com " 
such railroad, without consent of the general as- 
sembly first had and obtained. 

Sect. 4. All rights of creditors and all liens consolidation 
upon the property of either of said original corpo- right* of credi- 
rations, shall continue unimpaired, and all debts, contrac^M^' 
contracts, and liabilities of either of said original i'' 1 "^- 
corporations shall attach to, and become binding 
upon such consolidated company, and may be en- 
forced in the same manner, and to the same ex- 
tent, as if contracted or incurred by said latter 
corporation ; and said original corporations shall 
at all times be taken to be in existence in their 
original names and capacities for the enforcement 
of any and all claims in favor of or against either 
of said corporations. 

Sect. 5. If any stockholder of either of said Proceedings in 
original corporations shall, at said meeting ofj^rf^thercor-" 
stockholders, or within sixty days thereafter, ob- f"™^ ^ 1 *^. 
ject to such proposed transfer and merger, and ti0 »- 
signify to such corporation his objections in writ- 
ing, such stockholder, or said consolidated corpo- 
ration may, if said contract of merger shall have 
been approved and taken effect as aforesaid, at 
any time thereafter, apply by petition in writing, 
to any judge of the superior court to appoint one 
or more disinterested persons to appraise the 
value of the shares or share of such stockholder, 
41 



322 LAWS RELATING TO RAILROADS. 

and said judge — reasonable notice first being 
given to the adverse party, which notice said 
judge is authorized to prescribe — shall appoint one 
or more disinterested persons to make such ajv- 
praisal ; and said person or persons so appointed 
shall, under oath, appraise the value of said stock, 
and make return thereof in writing under his or 
their hands, to said judge, who shall lodge the 
same with the clerk of the superior court, in the 
county in which such application shall be made, 
and said clerk shall record the same ; and when 
so returned and recorded, such appraisement shall 
have the effect of a judgment, and execution may 
issue therefor in favor of such stockholder against 
said corporation ; and said appraisement shall be 
paid in full by said corporation to said stockholder 
if to be found within this state ; if not, then to 
the treasurer of this state, who is hereby author- 
ized to receive and hold the same on deposit for 
the use, and to the order of such stockholder ; 
and when said appraisement shall have been so 
paid or deposited as aforesaid, said stockholder 
shall cease to have any further interest therein, 
and shall, on demand made, surrender said stock 
and all certificates thereof to said corporation ; 
and the fees of said appraisers and of said clerk, 
shall be taxed by said judge and paid by said cor- 
poration. 
charters of the Sect. 6. Said consolidated corporation shall 
niep.howfarto be subject to the charter of the corporation into 
which such merger is made, as such charter may 
be modified by such agreement of merger, and by 
the provisions of this act ; provided, hou'ever, that 
when a special duty, liability, or burden is im- 
posed, or any special privilege, franchise or im- 
munity conferred on the corporation so merged 
as aforesaid, by its charter, such duty, Liability, 
or burden shall, until otherwise ordered, attach to, 
and be discharged by, and such franchise, immu- 
nity, or privilege be enjoyed by such consolidat- 
ed corporation, so far as the same were appli- 
cable to the road and franchise of said merged 
corporation. 
Accommodations Sect. 7. Said consolidated corporation shall 
to^corinectiDg j^g^ passengers, check baggage, way bill freight, 
transfer cars, and give equal facilities for the con- 



LAWS RELATING TO RAILROADS. 323 

venient transfer of passengers, baggage, and 
freight, to and from all connecting railroads, and 
shall make no unequal discrimination for or 
against either of said railroads in its joint pas- 
senger and freight rates, or in the division of said 
rates. 

Sect. 8. Said consolidated corporation shall corporation to be 
at all times be subject to the power, control, control of the 
and legislation of the general assembly of this e^raia^mbiy. 
state. 

Sect. 9. This act shall take effect upon its when to take 

effect . 

passage. 

AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 

If at any time the New York and New Haven ». v., n. h. & 
Railroad Company shall be consolidated with any afford' the same 
other railroad company, such consolidated com- changes ofpas* 
pany shall be subject to the provisions of sections c ™fo[ s d asbefore 
five hundred and nineteen and five hundred and 
twenty-three of chapter seven, of title seven, of 
the revised statutes, in the same manner and to 
the same extent as the New York and New Haven 
Railroad Company would have been, if no such 
consolidation had been made. 

Approved, July 28th, 1871. 

AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 

Sect. 1. Any railroad company may run its Speed of p<ssen- 

. . , • n • i i . ger trains how 

passenger trains over any portion ot its road at regulated, 
such rate of speed as the railroad commissioners 
may prescribe, provided, however, that where such Proviso, 
road shall run its trains over any switch or switches 
connecting with any other railroad, or past stations 
without stopping, it shall be the duty of said rail- 
road company to provide such safeguards, signals, 
flagmen, indicators, or other appliances as said 
commissioners shall deem necessary, for the safety 
of the trains and the proper protection of persons 
at such switches, stations, and at highway or street 
crossings. 

Sect. 2. The penalty for violation of this act Penalty. 



324 LAWS RELATING TO RAILROADS. 

shall be the same as is contained in section 541, 
title 7, chapter 7 of the general statutes. 
Repeal. Sect. 3. All acts and parts of acts inconsistent 

herewith, are hereby repealed. 
Approved, July 8th, 18To. 

AN ACT IN ADDITION TO AN ACT CONCERNING COM- 
MUNITIES AND CORPORATIONS. 

Railroad com pa- Sect. 1. It shall be the duty of everv railroad 

Dies to build . .. i ■ i . 

fences. company operating a railroad in this state to cause 

a lawful fence to be erected and kept up on both 
sides of their railroad, at such place or places as 
the railroad commissioners shall adjudge that a 
fence is necessary. And it shall be the duty of 
the railroad commissioners to carefully examine 
the several railroads in this state, and to cause 
fences to be erected and kept up by the several 
railroad companies on both sides of their respect- 
ive roads, in such place or places as they shall ad- 
judge fences to be necessary. 

Railroad commis- Sect. 2. Ill all cases where any railroad is not 

doners to order r> j p • , ji r 1111 

the erection of leiiced as aforesaid, and where a lence shall be 
road^comp^nies adjudged necessary by the railroad commissioners, 
where necessary. anc i \ n a \\ cases hereafter -where fences shall not 
be kept up as aforesaid, where said railroad com- 
missioners shall adjudge the same to be necessary, 
it shall be the duty of the railroad commissioners 
to issue a written order to the secretary of any 
railroad company who shall so neglect to erect and 
keep up said fences, directing said railroad com- 
pany to erect such fences within such time as said 
commissioners shall specify, which time shall not 
be less than sixty nor more than ninety days from 
the date and service of said order, which order 
shall be served. upon said secretary by leaving an 
attested copy thereof with said secretary, or at his 
usual place of abode, by an indifferent person, 
within six days from the making of said order ; 
said order shall specify the place or places where 
said fence is, or said fences are to be erected. 
Penalty for non- Sect. 3. If any railroad company shall fail to 

compliance with . ... " . , * . * i . , i • 

order. comply with any such orders so issued to their 

secretary by said railroad commissioners as afore- 
said, said railroad company shall forfeit and pay 
to the treasurer of the state of Connecticut the 



LAWS RELATING TO RAILROADS. 825 

sum of one hundred dollars per month, for each 
and every month they shall neglect to comply with 
such order, recoverable in the name of said treas- 
urer in an action of debt founded on this statute ; 
and it shall be the duty of said railroad commis- 
sioners to notify said treasurer of all such forfeit- 
ures, and it shall be the duty of said treasurer to 
collect said forfeitures without unnecessary delay. 

Sect. 4. Whenever, bv reason of previous con- Remedy for mii- 

. , c \ • ■ j ?• A i <• road company in 

tract, or ot having received compensation therefor, case of contract 
or for any other cause, it shall be the duty of the ^„5 tTelllt * 
owner of any land adjoining any railroad, to erect feuce3 - 
or maintain any fence between said land and the 
railroad ; and such owner shall have unduly neg- 
lected to erect or maintain the same, and the same 
shall have been erected by the railroad company, 
in conformity to the order of the railroad commis- 
sioners, said railroad company may collect the 
costs of erecting and maintaining such fence or 
fences from the owners of* the land where said 
fences shall be so erected, to be recovered in an 
action of debt on this statute. And the costs of 
erecting and maintaining said fence so incurred 
by such railroad company, shall be a lien in favor 
of such railroad company on the land adjoining- 
said fences so erected, and said lien shall take 
precedence of every other lien or incumbrance 
upon said land, and may be foreclosed in the same 
manner as mortgage liens; but such lien shall 
not continue in force unless said company shall, 
within sixty days after the completion of said 
fence, lodge a certificate with the town clerk of 
the town in which said land is situated, describing 
the premises on which said lien shall be claimed, 
and specifying the amount claimed as a lien 
thereon, and the date and commencement of said 
lien, which certificate shall be recorded by said 
town clerk in the land records of said town. 

Sect. 5. All acts and parts of acts inconsist- Repeal. 
ent herewith arc hereby repealed, and this act 
shall not affect any suit or proceeding now pend- 
ing ; but such suit may be proceeded with as if 
such acts had not been repealed. 

Approved, July 8th, 1873. 



INDEX TO LAWS RELATING TO RAILROADS, 



ACCIDENTS, notice to be given to Commissioners in case of, 292 

duty of commissioners in case of, - - 292 

liability of company for, - 287 

penalty for the intoxication of servants, - - 291 

ACTIONS, for personal injuries take precedence when, - 292 

limitation of for certain causes, ... 292 

ANIMALS, may not be led, driven, or ridden upon track, 274 

APRONS, companies must connect passenger cars with, - 288 

ASSESSMENTS, how made and collected, - - 241 

AUDITED, accounts of commissioners, how, - - - 243 

BADGES, employees on passenger trains to wear, - 283 

of policemen, ------ 294 

BAGGAGE, willful injury to, how punished, - - 306 

BONDS, issue and sale of by companies, - 277 

roads may be mortgaged to secure, - - 277 

bona-fide owners muy bring suit on in his own name, - 296 

loans to company may be secured by, - - 276 

rate of interest, ..... 276 

registry and certification, &c, by comptroller, - 276 
may not be of less denomination than one hundred dol- 
lars, - - - - - - 276 

certain towns exempt from taxation, - - 302 

BONDHOLDERS— see "Trustees." 

trustees for may gain possession of property mortgaged 

how, ...... 277 

any one may bring petition for surrender of property lo, 

alter default ot payment, ... 277 

BKAKEMEN, number of on passenger trains, - 290, 311 



328 INDEX. 

BRIDGES, footways on, - - - - - 274 

height of roof, .... 305, 312 

penalty for committing nuisance upon, - - 305 

expense at highway crossing, how borne, - - 308 

of Shore Line at Conn. Riv. may be secured, how, - 309 

CARS, to be provided with connecting aprons, - - 288 

passengers to be provided with water, - - 282 

to wear cards designating direction, &c, - - 283 

climbing on prohibited, .... 285 

minors not to climb upon, .... 285 

CATTLE-GUARDS, how and where to be constructed, - 267 

CHECKS, to be given for baggage, &c., - - - 283 

COMMISSIONERS, how appointed, &c, - - 241 

to take oath, - .... 242 

may employ experts on special occasions, - - 242 

office to be kept at Hartford, ... - 310 

to give certificate before road is open for travel, - 274 

to keep record of complaints, &c, ... 242 
to cause notices forbidding loitering of children, &c, to 

be posted, ------ 285 

duty of, in case of accidents, ... 292 

proceedings by, on complaint of competing roads, - 280 

on petition for location of station house, 269 

may apply for injunction, when, ... 249 

directors of road to make returns to, - - 249 
form of returns to, - 251-256 

penalty for obstructing, in discharge of their duty, - 251 

to make report to general assembly, ... 257 
to receive no compensation before the auditing of their 

accounts, ------ 245 

accounts of, how audited, - - - - 244 

to pass free, and take with them persons in their official 

employ, ------ 242 

compensation of, - - - - - 242, 243 

duty of, 244, 282, 286 

appeals from in matter of crossing water courses, 

&c, ----- 1869, 306 

special services, by whom paid, ... 243 

to visit and inspect roads, - - - - 245 

to give notice of intention to examine roads, - - l' 15 



INDEX. 329 

COMMISSIONERS may order repairs, - - - 245 

orders of, how enforced, .... 246, 247 

directions of, how given, - 248 

shall prescribe limits, &c, - 257 

may order erection of fences, - 82 1 

COMMUTATION not to be abolished, when, - - 275 

COMPLAINTS, State's attorney to make, - - - 264 

commissioners to keep record of, - - 242 

COMPANIES, to be governed by the statute, except when 

otherwise provided by their charters. - - 239 
petitions for incorporation of, notice to be advertised, 298 
to be accompanied by report of an en- 
gineer, ... 270 
notice of, to designate the proposed 
route, - - - - 268 
officers and organization of, ... 239 
embezzlement of funds, or false entries by, how 
punished, - 295 
president, &c, of company, out of the state, not eligible 

to similar office here, - - 239 

to maintain supervision of the road, - 240 

meetings of, how called, .... 240 

voting in, on proxies, &c, regulated, - - 240 

directors of, how chosen, their number, &c, - 239 

to make annual report to the commissioners, - - 250 

penalty for refusal of, to testify before commissioners, 250 

orders of, how made and notified, ... 239 

to maintain fence along highways, - - 1869, 303 

powers of to make contracts with another, - - 304 

towns not liable for injuries on highways from acts of, 305 

may require security from contractors, - - 295 

to furnish seats, ----- 247 

not liable for damages where road is discontinued, - 258 

may change location, when, - - - 261 

liability for highways taken, - 261 

not applicable to horse railroads, - 262 

to maintain fence on line of road, when, - 265, 324 

penalty, - - 266, 324 

may establish tolls, ----- 275 

prohibited from abolishing commutation, when, - 245 

to afford mutual facilities, - - 279, 280, 304 

42 



330 INDEX. 

COMPANIES, to famish drinking water for passengers, - 282 

consolidation of, not authorized, ... 304 

formation of, &c, ----- 313 

may take land for road purposes, - 294 

corporate powers may cease unless, ... 295 

merger of Hartford & New Haven and New York & 

New Haven, - - - - - 319 

CONDUCTORS, to wear badges, - - - - 283 

CONNECTIONS, with other roads, how enforced, - 280 

CONTRACTS, validated, 304 

CROSSINGS, of water courses, streams and ponds (1809), 260 
appeal from commissioners' orders a supersedeas, 

(1869) - - - - - - - 307 

stoppage of trains before, - - - - 289 

bell or whistle to sound at, - - - - 286 

warning boards at, - - - 264 

hand cars not to be left on the track near, - - 264 

expense of unsuccessful application for a gate at, - 263 
of N. H. & Derby and Naugatuek, expense of providing 

against accidents, bow borne, - 309 

management of trains at highway, - - - 246 

expense of, how borne, ... - 309 

DAMAGES, LAND, and when and how to be paid, - 273, 305 

for loss of life, &c, - - - - - 291 

distribution of, for injury, - - - - 291 

roads not to be worked until paid, - 258 

DEPOTS, establishment of, 268 

penalty for committing nuisances at, - - - 296 

children may not loiter at, - - - .- 285 

name to be placed on passenger, ... 286 

DIRECTORS, how chosen, number of, &c., - - 238 

to make returns to commissioners, - 250 

refusal to testify before commissioners, how punished, 251 
powers of- - - - - -316 

DRAWBRIDGES, trains to stop before, &c, (1*69), - 289 
commissioners may authorize trains to pass without 

stopping, ------ 289 

EMBEZZLEMENT, of funds, how punished, - - 295 

ENGINEERS, to receive copies of act, - - - 287 

to be sworn, - 287 

liability for violating law, de whistle, &c, - - 287 



indk.v. :!:'.l 

ENGINEERS, how punished for neglecl of duty, - 287 

report to accompany articles of association, - - 814 

EXAMINATION, of roads, how made, - - - 248 

EXECUTION, how levied against company, - - - 296 

FARE, general assembly to regulate, ... 304 

fraud in payment of, how punished, - 27G 

FENCE, upon highways (1869), - - - - 303 

upon line of road, - - - 259, 303, 324 

lieu upon land, expense for, when, - - - 267 

companies to maintain, when adjoining a highway, - 267 

FIRE, damage by, from locomotive, ... 3<)6 

FLAGMEN, when and where, - - - - 294 

GAMBLING, upon trains, how punished, 

GATES, commissioners may order, - 293 

HIGHWAY, crossing of, - - - - 246 

height of bridges over, 1871, - - - - 310 

freight trains may not obstruct, ... 247 

lay out of, across railroads, .... 308 

companies to maintain fence, ... 303 

INCORPORATION, advertisement of notice, - - 297 

notice to designate route, - - - - 297 

to be accompanied by report of engineer, - - 298 

LANDS, how taken for railroad purposes, - - 257, 274 

adverse possession of, - - - - - 302 

plan of to be deposited with the town clerk, - 259 

owners of, may require plan of, 258 

owner may recover actual damages, - - 258 

owners of, when to fence, and how compelled, - - 266 

LIENS on road for material furnished for construction, - 312 

LISTS, board of equalization shall amend and correct, - 301 

LOCATION, to be filed with secretary of state, - - 259 

may be altered, - 272 

of stations, ..... 268 

of N. H. & Derby R. R. approved, - - - 308 

LOCOMOTIVE, to have bell and whistle, - 286 

penalty for injuring, ----- 295 

climbing upon prohibited, - 285 

minors may not climb upon, - 285 

MEETINGS, of company, how called, - - - 240 

who may vote at and upon what shares, - - 240 

NUISANCE, on bridges, how punished, - - 305 



332 INDEX. 

OFFICERS, and organization of companies, - - 239 

PASSENGER TRAINS, speed of, how regulated, - - 323 

PENALTY, for neglect to make repairs, - 245 

for violation of acts, ----- 323 

for non-compliance with order for erection of fences, 324 

PLATFORM and outbuildings at depots, - - 243 

POLICE, appointments of, &c, - - - . - 293 

PRESIDENT, who ineligible, - - - - 239 

duty of supervisor, - 239 

PROXIES, voting on, regulated, ... - 240 

RECEIPTS, for freight, &c, - - - • - 275 

REPAIRS, orders for, by commissioners, ... 245 

REPORTS, to general assembly, by commissioners, - 257 

RETURN, directors, to make, - - - - 250 

form of, to commissioners, - - - - 251-256 

SIGNALS, commissioners to advise adoption, - - 247 

penalty for neglect to place, ... 264 

penalty for willful injury to electric, - - - 310 

SPEED, rate of, - 247, 323 

STATIONS, at or near villages, - - - - 271 

when not to be discontinued, ... 270 

abandoned, to be re-established, when, - 280 

loitering at, how punished, - - - - 284, 285 

water closets at, 282 

name to be placed on passenger depot, - - 286 

STOCK, shares of, to be personal estate, ... 241 

shares, owned by towns, voting on (1869), - - 306 

assessments upon, how made and collected, - - 241 

SWITCH, penalty for displacing, 291 

switchman to stand at junction, ... 290 

TAX, imposed on comjwnies, ... - 299 

certain town bonds exempt from (1869), - - 302 

may be deducted from amount due, - - 300 

lessors by lessees, ----- 300 

forfeiture for neglect to make returns and pay, - 301 

TICKET, offices, opening of, - - - - - 246 

TOWNS, shares of, how voted on (1869), - - 303 

not liable for injury on highway, when (1869), - - 303 

TRUSTEES, property to be surrendered to, when, - 277 

may release interest of corporation, when, - - 302 

in possession, rights of, - - - - 273 



INDEX. 333 

TRUSTEES, to make inventory, - - - - 278 

liability of, time limited, - 277 

to render quarterly accounts, - 278 

may charge expenses, - - - 279 
may foreclose, ------ 278 

may be removed for cause, - - - 279 

WAY, right of, how obtained, - 260 

limitation of time for procuring, - 257 

WHISTLE, or BELL, to sound at crossing, - . - - 286 



NINTH 



ANNUAL REPORT 



OF TIIK 



Insurance Commissioner 



OF CONNECTICUT. 



PART FIRST. 

FIRE AND FIRE-MARINE INSURANCE. 



HARTFORD: 
Press of The Case, Lockwood & Brainard Co. 

1874. 



$ t « 1 1 ol <$> o » n t f t i m t 



NINTH ANNUAL HEPORT 

OF TUB 

INSURANCE COMMISSIONER. 



♦-♦-< 



PART FIRST. 

FIRE AND FIRE-MARINE INSURANCE. 



To the Honorable Senate and House of Representatives in General 
Assembly convened : 

The Insurance Commissioner respectfully submits Part First of 
the Ninth Annual Insurance Report, which exhibits the financial 
condition, December 31, 1873, and business transactions for the 
year ending on that day, of the several Fire, Fire-Marine, and 
Marine Insurance Companies authorized to transact business in 
Connecticut. 

The Annual Statements of the companies were filed in most 
cases with unusual promptness, enabling the Commissioner to 
publish February 10th a full list of stock companies of this 
State, and stock and mutual companies of other States and 
foreign countries, authorized to that date, and showing the cash 
capital, gross assets, gross liabilities, net surplus, and surplus as 
regards policy-holders of each company. 

The general demand for this circular on the part of insurance 
agents, officers of savings banks, lawyers, business men, and 
property owners generally throughout the Slate, fully attested their 
desire for early and authentic information in regard to companies 
soliciting their patronage. 

The demand for the reports of this department has heretofore 
largely exceeded the supply ordered by the Legislature. The 
Commissioner respectfully recommends the publication of a 
larger edition. 



IV 



REPORT OF INSURANCE COMMISSIONER 



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Vlll REPORT OF INSURANCE COMMISSIONER 



THE EXPERIENCE OP 1873. 

The year 1873 opened with decided indications of a continu- 
ance of the disastrous experience of 1871-72, conflagration suc- 
ceeding conflagration with startling regularity during the first 
seven months. The heaviest conflagration of this period oc- 
curred in the devoted city of Boston, on the 80th day of May, 
extending over an area of three acres, and destroying property 
of the estimated value of one and a half million dollars. The 
next in extent of loss occurred in Portland, Oregon, August 2d, 
by which twenty-three business blocks and two hundred and fifty 
dwellings were destroyed, the loss being estimated at one million 
four hundred and twenty thousand dollars ; and the third in 
extent occurred July 25th, in Baltimore, and consumed an area 
of ten acres of an inferior class of buildings, causing a loss of 
about a million dollars. Besides these, a very large number of 
minor conflagrations occurred during this period, ranging in 
extent of damages from one hundred thousand to six hundred 
thousand dollars. 

The destruction of property in the United States by fire, from 
January 1st to August 2d, including the Portland, Oregon, fire of 
that date, closely approximated $57,500,000, — a fearful record of 
destruction for a period marked by no exceptionally great calam- 
ty, and forcibly suggesting the old question, Is this enormous 
waste of wealth inevitable ? Manifestly the experience of the 
last three years teaches that the occasional respites enjoyed 
during that period may be as safely attributed to luck as to any 
specific cause ; and this condition of. tilings must continue so 
long as the companies offer almost complete indemnity for the 
grossest carelessness ; so long as builders, with the certainty of 
this indemnity, can afford and are permitted to defy every rule 
of safety and neglect every palpable precaution in the construction 
of factories and the erection of the imposing shells that are dig- 
nified with the title of business blocks in every city of the Union. 

If the experience of nearly all our cities during the past three 
years cannot move legislative and municipal authorities to adopt 
and enforce suitable building regulations and so lix (he percent- 
age of indemnity to be paid by the insurer, as from self-interest 
to secure at least ordinary care on the part of the insured, thus 



OF CONNECnCOT IX 

striking at the root of the evil, it is difficult to conceive of a 
condition of things that would incite them to ad ion. The 
amount of accumulated wealth absolutely annihilated by fire 
throughout the United States since January, L871, must, ap- 
proximate, if it does not exceed four hundred millions of 
dollars, — an amount of waste unequaled by any other country 
on the face of the globe in a quarter of a century. This record 
fully justifies the present rates of the companies thai have passed 
through this fiery ordeal, however hardly those rates may bear 
on the business and industrial interests of the country. The 
indemnity offered is worth all that experience has proven to be 
its cost, unless we accept the theory apparently adopted in some 
sections, that insurance companies and insurance capital are ex- 
pressly created to bo sacrificed to the recklessness of the American 
people. 

Notwithstanding the material advance in rates following tho 
great Boston fire, the effect of the severe fire record of the first 
half of the year was visible in the semi-annual statements of many 
of the companies, when compared with the statements made at 
its commencement. Fortunately for the stability of not a few 
companies, a lull in the fiery storm occurred in August, and the 
record for the last five months was exceptionally light, and for 
the last three months remarkably so. This timely respite enabled 
the companies, in the great majority of cases, to so far recu- 
perate as to show at the close of the year a marked improvement 
on their condition at its commencement. 

The financial panic that suddenly swept over the country, carry- 
ing ruin to many of the oldest and apparently strongest business 
and financial institutions, and threatening disaster to every mon- 
etary interest, strange to say had no unfavorable effect on the tire 
companies, beyond retarding the collection of premiums and 
depreciating to a considerable extent the market value of a part 
of the securities held by them. The reign of fire so confidently 
predicted as the inevitable concomitant of great financial depres- 
sion and disturbance, was not inaugurated, and the year 1ST:', was 
apparently content to expire without the sensation of a great 
conflagration in addition to that of one of the most extended and 
disastrous financial panics this country has ever experienced. 

2 



REPORT OF INSURANCE COMMISSIONER 



COMPANIES ADMITTED IN 1873. 

Twenty-two companies of other Slates and two foreign com- 
panies complied with our laws and established agencies in 
Connecticut during 1873 ; to which may be added the Ridgewood 
and Safeguard of New York, the Clay Fire and Marine of Ken- 
tucky, Shoe and Leather of Massachusetts, and the Mercantile of 
Illinois, admitted since January 1st of the present year, making 
twenty-nine in all, as shown by the list given below. 



Name of Company and Location. 



Merchants Mutual Newark, N. J.'. . 

Northwestern National.. . .Milwaukee, Wig., 

Brewers " " 

Penn Philadelphia, Pa 

Miss. Valley Memphis, I'cnn. 



N. Y. and Yonkcrs New York 

Mercantile Mut. Marine.. . " 

Irving " 

Scottish Commercial Glasgow, Scotl'd. 

(ireat Western New Orleans, La. 



St. 1'aul Fire and Marine. .St. Paul, Minn. . . 

Citizens Newark, N. .1 

Faneuil Hall Boston, Mass 

Atlantic and Pacific Chicago, 111 

New Orleans Mut New Orleans, La. . 



Olobe Chicago, 111 

merchants and Farmers.. . Worcester, Mass. 

Peoples Trentou, N. J... 

American Central St. Louis, Mo.. . . 

Citizens " " 



franklin Indianapolis, Ind. 

Hamburg Bremen Hamburg, Germ'y 

Equitable Nashville, Tenn.. 

Farragut New York City. ■ . 

Ridgewood Brooklyn, N. Y.. . 

Safeguard N. V. City 

Clay Eire and Marine Newport, Ky 

Mercantile Chicago, ill 

Shoe and Leather Boston, 



Name and Location of Attor- 
neys. 



George Kellogg Hartford 

B. E. Hayden " 

George Kellogg.... " 

Geo. R. Cowles Norwalk... . 

.1 . II. Guy W. Merideu. 

11. L. Cannon New Haven. 

C. C. Kimball Hartford.... 

A. E. Dudley New Haven. 

Geo. P.. Fisher Hartford... . 

Geo. S. Lester New Haven. 

R. R.Allen Hartford.... 

Cbas. M. Webster.. " 

CO. Kimball 

S. Chapman, Jr... . " 
0. O.Kimball " 

lieu. S. Lester New Haven. 

Ralph Gillett Hartford.. . 

W. H. Townsend.. .Uartford... 

('. C.Kimball Hartford.... 

s. Chapman, Jr.. . . " 



(leo. S. Lester. . . . 
'his. M. Webster. 
Chas. M. Webster 
Ebenezer Fuller. . . 

'lias. W. Preston. 

Isbie 

Smith.. . . 
W. 11. Townsend.. 
I. W. Smith 



New Haven. 
.Hartford... 

.Norwich.. . . 

.Hartford... , 
New Haven. 

. Hartford. . . 



Watcrbury. 



Cash 
Capital. 



-■J a i,i I K i 

200,000 
200,000 

- 

210,600 

906 """ 

300,000 
Mutual. 

275, I 

•j Kin. in 

200,000 

200, I 

214,000 
300,000 



Admitted 

1873. 



Mar. 6. 
" in. 
" 12. 
" 24. 

May 5. 
" 20. 
June 21. 
July 7. 

21. 

An;.'. 1- 
" Hi. 
" 16. 

Sept. 1. 
3. 

" 13 

" 17. 

Oct. 1. 



8. 
i« jo. 

" Hi. 
Nov. 28. 

Feb. 19. 

Mar. 19. 
" 20. 



All of the foregoing companies have renewed their licenses for 
the current year, except the Great Western of New Orleans and 
the New Orleans Mutual Insurance Association. The latter com- 
pany, shortly after admission, cancelled the few policies it, had 
issued, promptly paid a loss of $2,400 incurred, and retired, 
on account of complications at its home office. The Great 
Western Insurance Company, notwithstanding its exceedingly 
presentable statement of assets, abundantly sworn to by its presi- 
dent and secretary, proved to be an unmitigated fraud. The 
company filed its papers at a time when the work of the' 
department and the prevalence of the yellow fever in the 



OF CONNECTICUT. xi 

South alike prohibited a special visit to its office in New Oilcans ; 
and the exhibit made by its sworn statement left no alternative 
under the laws of this Slate but to allow the company to transact 
business for a short time until an examination should he practi- 
cable. When that time arrived the company forestalled action by 
precipitately withdrawing, by telegraph, from the State. Tins case 
suggests the necessity of giving to the Commissioner some discretion- 
ary power in the matter of the admission of companies located in 
distant States having no supervising official to whom he can apply 
for information. Aside from the peculiar obstacles to an imme- 
diate examination that existed in this particular case, it fre- 
quently happens that companies from a distance apply for admis- 
sion, presenting a statement the correctness of which the Com- 
missioner may gravely question, but not being in possession of 
sufficient evidence on which to base a refusal, the only alternative 
is to admit the company and subsequently examine, or examine 
immediately at the most inconvenient seasons and at a serious loss 
of time absolutely required in the office, when a reasonable post- 
ponement of a given case would allow it to be examined in con- 
nection with others, with a much less expenditure of time. 

The certificates of authority of the Alps Insurance Company, 
of Erie, Penn., and the North Missouri Fire Insurance Company, 
of Macon, Mo., were revoked on account of impending bank- 
ruptcy. The Union Insurance Company, of Bangor, Maine, 
ceased writing tire risks, and retired from this State in July. 

The Lancaster Fire Insurance Company, which represented 
the Pennsylvania Underwriters' Association, retired at the close 
of the year. The Brewers and Maltsters, Buffalo-German, and 
Glens Falls, all of the State of New York, also withdrew December 
31st, having done little or no business in Connecticut during 1873. 

As the result of new organizations, admissions, withdrawals, 
and revocations, the whole number of companies embraced in 
this report, including the Hartford Steam Boiler Inspection and 
Insurance Company, is 120, a net increase of 21 since January 
1st, 1873. Of this number 21) are home companies, 81 are from 
other States, and 10 from foreign countries. The local classifica- 
tion of other State companies shows that New York is represented 
by 35, Pennsylvania 12, Rhode Island 7, New Jersey 5, Massachu- 
setts 5, Illinois and Ohio 3 each, Missouri, Tennessee, and Wis" 
cousin 2 each, California, Indiana, Kentucky, Maine, and Minne- 
sota 1 each. 



Xll REPORT OP INSURANCE COMMISSIONER 



CONNECTICUT STOCK COMPANIES. 

The number of Connecticut Stock Fire Insurance Companies 
has been increased to twelve by the organization of the Atlas 
Insurance Company of Hartford, which was chartered by the 
Legislature of 1872, and commenced business July 2, 1873, with 
a paid-up capital of $200,000. 

The ^Etna Insurance Company restored its capital during the 
past year to $3,000,000, in accordance with the vote of its stock- 
holders, December 28th, 1872, after a reduction of $1,000,000, 
necessitated by the Boston fire. The Mutual Security Insurance 
Company, of New Haven, now, by virtue of an Act approved 
June 19th, 1873, known as the Security Insurance Company, has 
increased its capital from $100,000 to $139,000, and organized 
an agency business in several adjoining States. The Orient Fire 
Insurance Company of Hartford, by vote of its stockholders, 
September 17th, 1873, reduced its capital from $500,000 to 
.$350,000, to cover an impairment exceeding the limit allowed by 
laws of the State of Ohio and other Western States in which it 
was transacting business. A subsequent vote taken on the same 
day, to restore the capital to the original amount, has not thus 
far been acted on. 

This records all the additions and changes in Connecticut 
Stock Companies during the past year. A comparison of the 
statements furnished herewith with those given in the last report 
will show a material improvement of condition, all the compa- 
nies then showing an impairment of capital having supplied the 
deficiency and accumulated greater or lesser amounts of net 
surplus. 

The cash capital of the twelve Fire Companies aggregates 
$0,781,000, against $5,092,000 represented by eleven companies 
last year, a net increase of $1,089,000. The total assets amount 
to $13,500,127.20; liabilities, including capital, $12,307,005.10; 
leaving total net surplus, $1,253,122.10, and surplus as regards 
pol icy-holders, $8,034,122.10. The various sources of income 
during the year were: Premiums, $10,265,078.02; interest on 
mortgage loans, $87,250.53 ; interest and dividends from collat- 
eral loans and stocks, and bonds owned, $571, 340. 70 ; rents, etc., 
$24,376.24; total income, $10,948,051.49. The expenditures 
for the sanie period were: Losses paid, $6,160,211.22 ; divi- 



OP CONNECTICUT. SHI 

dends, $761,915; commissions, -f 1,505,654.01 ; salaries and fees, 
$437,834.08; taxes, $194,562.10; miscellaneous expenditures, 
$538,303.05; making total expenditures, $9,598,479.41 ; leav- 
ing an excess of income over expenditures of $1,849,572.08. 

CONNECTICUT MUTUAL COMPANIES. 

With two exceptions the companies of this class show more or 
less increase in cash assets from the business of the year. Six 
companies show cash assets ranging from $43,707.67 to $217,- 
617.13. The remaining ten are small and transact principally^ 
local business. The total assets of the sixteen companies amount 
to $060,076.69 an increase of $55,483.97 as compared with the 
returns for the previous year. The reserve funds in the form of 
corporators' endorsed notes, premium notes and liens in various 
forms amount to $5,314,575. 

The Farmers' Mutual, of Suffield, a purely town company, has 
had an exceptionally rough experience, from the operations of a 
still undetected incendiary, causing losses to the company to the 
extent of $5,558.79, or $2,885.03, in excess of its "cash assets. 
This deficiency was assessed on its members, and all losses 
promptly and honorably paid. 

The business of the mutual companies is confined to'this State, 
and is shown in the aggregate, in table No. 8, which exhibits the 
total business done in Connecticut. Personal examinations at their 
respective offices were made near the close of the past year, and 
the condition of each found, substantially, in accordance with the 
statements herewith presented. 

COMPANIES OF OTHER STATES. 

Eight companies of this class showed impairments of capital 
December 31st, 1873, but, as in all cases, where these have 
approximated or exceeded the limit allowed by the laws of this 
Slate the deficiency has been made up by assessments on stock- 
holders, it will be well to briefly state the action of the respective 
companies. An examination of the Agricultural Fire Insurance 
Company, of Watcrtown, N. Y., made in January by the Superin- 
tendent of the Insurance Department of that State, showed an 
impairment of capital amounting to $88,565.45, and a requisition 
was immediately issued, under which $100,000 was at once paid 
in by the stockholders, as shown by the statement herewith pub- 
lished, and certificate of repairmenf subsequently filed. 



XIV REPORT OF INSURANCE COMMISSIONER 

The Black River Insurance Company, of the same place, hy its 
Annual Statement showed an impairment of $61,947.01, slightly 
within the limit allowed by the laws of this State. After an ex- 
amination by the Superintendent a requisition was issued, under 
which an assessment of $62,500 was paid in, and an official cer- 
tificate to that effect subsequently filed. 

The German Insurance Company of Erie, Pa., on examination 
by this Department, January 7th, 8th, showed an impairment of 
$96,584.70, or 48.29 per cent. The agents of the company were 
at once notified to suspend operations until it should be seen what 
action would be taken by the company. An assessment to fully 
restore its capital was voted by the stockholders, January 14th, 
and the collection of the amount at once proceeded with. A cer- 
tificate of condition as found by examination of the Insurance 
Commissioner of Pennsylvania, February 20th, was filed in this 
office March 1st, showing the capital fully restored, and the agents 
were at once authorized to resume business. The Statement of 
December 31st, and the result of the official examination of Feb- 
ruary 20th, will be found in the Appendix, both having been re- 
ceived too late for insertion in regular order. The impairments 
of the remainder being within the limit allowed by our laws, and 
the actual condition being verified by examinations no further 
action was taken by the Commissioner in those cases. With 
these exceptions the companies mainly show improvements of 
financial condition in some cases slight, in others material, but 
the latter only where the business has been carefully conducted. 

EXAMINATIONS. 

The number of examinations of fire companies made at their 
Home offices during 1873, and January of 1874, was thirty-nine. 
These investigations frequently extending in single instances 
through a number of days, have always been thorough and ex- 
haustive, the result in most cases being entirely satisfactory in 
verifying the sworn statements of the companies, but in some few 
cases necessitating the correction of informalities in papers secur- 
ing the funds of the companies, in compliance with the terms of 
their charters and the laws of the State where organized, of action 
for the restoration of capital. In many other cases the certifi- 
cates of examination of the Insurance Officials of the several 



OP CONNECTICUT. -W 

States have been accepted, and a like credit has been given to 
the certificates of this Department. 

CAPITAL, ASSETS, AND LIABILITIES. 

The total paid-up capital stock of the companies represented 
in t lie tabulations of tins Report amounts to $30,411,055, as 
shown by Table No. 1, an increase of $4,119,045 on the amount 
represented by the companies embraced in the last report. The 
admitted assets aggregate $77,659,046.66, and the liabilities in- 
cluding capital $157,242,135.06, leaving an aggregate net surplus 
of 110,417,811.60, and surplus as regards 'policy-holders, $40,- 
828,860.60, as shown by Tables No. 1, 2, 3. 

INCOME AND EXPENDITURES. 

The income for the year is shown by Table No. 4. The various 
sources were net cash premiums $64,449,178.98, interest on bond 
and mortgage loans $1,326,947.26, interest and dividends from 
collateral loans, and bonds and stocks owned, $2, 223, 670. 04, 
Rents, &c, $746,287.90, making total income $68,744,984.18. 
The expenditures during the same period, as shown by Table No. 
5 were, for losses, $35,656,667.93 ; commissions and brokerage, 
$8,420,383.40; salaries and fees, $3,172,261.27 ; taxes, $1,119,- 
964.74 ; dividends, $2,184,354.70; miscellaneous, $3,569,637.60; 
making total expenditures $54,022,259.66, leaving the excess of 
income over expenditures $4,722,724.52. Twenty-six companies 
show an excess of expenditures over income aggregating $2,805,- 
17 ;, >.19, while the remainder show an excess of income over ex- 
penditures of $7,527, 897. 71, leaving the net excess on the whole 
business as above stated. 

RISKS. 

The tire risks written during the year aggregated $4,684,974,- 
009, on which the gross cash premium receipts were $55,982,- 
225.49, average premium rate 1.20. The fire risks reported in 
force, December 31st, amounted to $4,354, 635, 106 ; marine and 
inland risks, $22,596,029 ; total risks in force, $4,377,231,135 ; 
average amount of assets to each $100 at risk, $1.78. 

MARINE COMPANIES. 

Two companies of this class are now authorized in this State, 
the Pacific Mutual and the Mercantile Mutual, both of New York. 



XVI REPORT OF INSURANCE COMMISSIONER 

The latter company, with a cash capital of $500,000, having been 
admitted May 20th, 1873. As these companies do a purely 
marine business, and the amount transacted in this State is very 
small the statements are not tabulated, but will be found in full 
in the regular order of abstracts. 

FOREIGN COMPANIES. 

The number of foreign companies authorized to transact the 
business of fire insurance in this State during the past year, lias 
been increased to ten, by the admission July 7th of the Scottish 
Commercial of Glasgow, Scotland, and October 10th of the 
Hamburg-Bremen of Germany, after full compliance by each 
with all the legal requirements relating to foreign companies. 
The net capital of the latter company in the United States, De- 
cember 31, 1873, is shown by its statement of that date to be less 
than -1200,000, but this sum has since been increased to more 
than that amount by deposits of United States securities with 
the proper departments and the increase of cash assets in the 
hands of trustees. 

The gross assets of these companies in the United States De- 
cember 31, 1873, aggregated $10,971,910 against $10,553,710 
December 31, 1872, being an increase during tbc year of $118,200 
in the amount of assets held for the security of policy-holders in 
the United States. The liabilities of these companies in the 
United States December 31, 1873, amounted to $6,840,490 
against $7,698,062 December 31, 1872, being a decrease during 
the year of $857,572, and showing net improvement in their 
United States branches of $1,275,772. 

For the first time in three years these companies show an excess 
of income over expenditures, and a net profit on the business 
transacted by them in the United States. In 1873 their aggre- 
gate income was $11,076,079, and aggregate expenditures were 
$9,754,353, showing an excess of income over expenditures of 
$1,321,726. 

In 1872 their income was $11,651,624 and expenditures 
$13,172,057, being an excess of expenditures over income of 
$1,520,433. In 1871 their income was $8,664,250 and expendi- 
tures $9,929,583, being an excess of expenditures over income of 
$1,265,333 — the aggregate business in the United States for the 
three years showing a net loss of $1,464,040. 



OK CONNECTICUT. XV11 

The risks in force in these companies in the United States De- 
cember 31, 1873, aggregated $776,321,628, and the premiums 
received thereon $10,512^095 ; average premium rate 1.35. 

BUSINESS IN CONNECTICUT. 

The fire business transacted in this State as shown by Table 
No. 8, will be found of interest to our citizens. As all the com- 
panies that transacted business of any importance in 1873, re- 
newed their licenses, and reported to the Department, the aggre- 
gates will be found much nearer correct than the exhibits for the 
two preceding years. The risks written during the year amount 
to $162,637,472, on which the premium receipts were $1,999,- 
146.71, average premium rate 1.23. The losses incurred amount 
to $784,827.67 ; ratio of loss to premium receipts, 39.26. 

The marine and inland business, as usual, is small. The 
amount of risks written was $5,055,669, premium thereon $88,- 
607.11, losses incurred $79,018.89, ratio of loss to premium re- 
ceipts, 89.17. 

On the next page will be found a comparative summary of the 
business transacted in this State during the three years in which 
the writer has exercised supervision, also a comparative summary 
of the general business of all the fire companies that have re- 
ported to the Department during that period. 

It would be found a matter of much interest to carry these com- 
parisons of business in Connecticut back over a much longer 
period, but as no effort -had been made to collate these statistics 
prior to 1871 it is not possible to do so. 

The business of Connecticut companies and companies of other 
States is given separately, and in the first table is of interest as 
showing the relative degree of Connecticut patronage extended 
to each class. The former show a steady increase of homo busi- 
ness, while the latter show a marked falling off in the amount of 
risks written in this State in 1872-73 as compared- with the 
amount written in 1871. 

The second table, which summarizes the general business of 
the companies, exhibits some peculiarly interesting data and 
significant ratios, that will be found worthy of careful analysis by 
those who forget too readily the experience of the companies at 
Chicago and Boston, and demand a reduction of rates before these 
wounds have been fairly healed or any provision made to meet 
future contingencies. 



xvm 



REPORT OP INSURANCE COMMISSIONER 






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OP CONNECTICUT. XXV 



INSURANCE BY UNAUTHORIZED COMPANIES. 

The attention of the Commissioner was directed during the 
latter part of last year to the fact, that a considerable amount of 
insurance upon property in this State had been placed in com- 
panies which had not complied with the laws of this State, and 
were not authorized to do business therein. That many of the 
risks thus held had been solicited in this State, and the contracts 
of insurance made here in violation of the provisions of the 
statute by parties located in and out of the State could not be 
doubted by any one at all familiar with the manner in which this 
underground business is ordinarily transacted. 

Section 11 of the Act of 1871, organizing this -Department, 
provides that — 

" It shall not be lawful for any fire or fire and marine insurance com- 
pany, association or partnership, incorporated by or organized under the 
laws of any other State of the United States, directly or indirectly, to take 
risks or transact any business of insurance in this State, unless possessed 
of at least one hundred and fifty thousand dollars of cash capital paid up 
and securely invested ; and any such company desiring to transact any 
such business as aforesaid, by an agent or agents in this State, shall first 
appoint an attorney in this State on whom process of law can be served, 
and file in the office of the commissioner of insurance, a certified copy of 
the vote or resolution of the directors appointing such attorney, which 
appointment shall continue until another attorney be substituted; and in 
case any such insurance company shall cease to transact business in this 
State according to the laws thereof, the agent last designated, or acting as 
such for such corporation, shall be deemed to continue agent for such 
corporation for the purpose of serving process for commencing actions 
upon any policy or liability, issued or contracted while such corporation 
transacted business in this State; and service of such process for the 
causes aforesaid, upon any such agent, shall be deemed a valid personal 
service upon such corporation ; and shall also deposit with said commis- 
sioner a certified copy of their charter, also a statement under the oath of 
the president or vice-president and secretary of the company for which 
they may act, stating the name of the company, and place where located ; 
also all the other facts and items required by the seventh section of this 
act, to be stated by the officers of fire and marine insurance companies 
chartered by this state; nor shall it be lawful for an agent or agents to 
act for any company or companies referred to in this section, directly or 
indirectly, in taking risks or transacting the business of tire insurance in 

4 



XXVI REPORT OF INSURANCE COMMISSIONER 

this state, without procuring from the commissioner of insurance a certifi- 
cate of authority, stating that such company has complied with all the 
requisitions of this act and the act to which this is in addition, which apply 
to such companies, and the name of the attorney appointed to act for 
the company. The statements required hy this section shall he re- 
newed annually in the month of January, and in addition to the ex- 
hibit of the condition of such company on the 31st December next pre- 
ceding, shall state the amount of premiums received and losses paid in 
this state during the preceding year, so long as such agency continues ; 
and the said commissioner, on being satisfied that the capital, securities 
and investments remain secure, shall furnish a renewal of his certificate 
as aforesaid. Any violation of the provisions of this section shall subject 
the party violating to a penalty of one hundred dollars for each violation, 
to be recovered in the name of the treasurer of this state, by action on 
this statute, one hall of which shall be paid to the person informing, and 
the other half to the treasurer for the use of the state. The term agent 
or agents used in this section shall include an acknowledged ajjent or sur- 
veyor, or any person or persons who shall in any manner aid in transact- 
ing the insurance business." Acts of 1871, chap. CXXXV1II. 

Under this provision of the law a grave question has arisen 
touching the validity of contracts of insurance made within (his 
State by companies not complying with its requirements and re- 
ceiving authority to do business here. Evidently the intention 
of the Legislature was to prohibit the making of contracts by 
unauthorized companies, and in the opinion of the Commissioner 
this prohibition is equivalent to a declaration that such contracts 
are unlawful. Under the established rule of law if these con- 
tracts are prohibited and unlawful, they are void, and the holders 
of such policies in this State who are relying for their indemnity in 
case of loss upon contracts thus made arc entirely without remedy 
by legal process and dependent wholly upon the good faith of the 
insurer for the discharge of the obligation. 

Whether such contracts are void or not, the policy-holder in 
the enforcement of his claim by legal process is at the disadvan- 
tage of being compelled to bring his action in another State and 
incur the additional expenses and annoyance of prosecuting it 
there, when, if he had been insured in a duly authorized company, 
service of process and all legal proceedings could be conducted in 
this State. The fact that a company seeks business in any State 
without conforming to its legal requirements can only be ac- 
counted for, either upon the ground that it is unable to comply 



OP CONNECTICUT. xxvil 

wiili the established standard of solvency or desires to save 
for itself every legal advantage that may accrue from non-com- 
pliance with the terms of the law, and the compelling of the insti- 
tution of all actions at a point distant from the residence of the 
policy-holder. To put a stop to business of this character by put- 
ting the insuring public on its guard the Commissioner issued 
in November last a circular to policy-holders and insurance agents 
calling attention to the foregoing provisions of the law and con- 
tinuing as follows : 

"Your attention is directed to the above recited provisions of the statules 
of this state relating to the transaction of an insurance business within the 
state by companies of other states. The evident purpose of this statute 
is to limit the insurance business of the state as nearly as possible to com- 
panies of unquestioned solvency, and to provide for the settlement of con- 
troversies growing out of such business within our own borders. 

" The making of contracts of insurance within this state by companies 
which from inability or unwillingness have not complied with the terms 
imposed by law, is declared to be unlawful. A long course of decisions 
has firmly established the doctrine that contracts made in violation or de- 
fiance of law or against its express prohibition are void, and no recovery 
can be had upon them in any form, but that the parties to them are to be 
left to pursue their own course without aid from the courts. 

" Evidence having recently accumulated showing that risks are being 
improperly placed in companies not duly authorized to transact business 
in this state, the public are advised that the unlawful contracts thus made 
are not only worthless, but that the parties aiding in any manner in the 
transaction of such business are liable to the penalties of the law. 

" No difficulty can be experienced in ascertaining wdiether a company is 
duly authorized to transact business in the state, as every agent of a duly 
authorized company has in his possession and can produce a certificate 
issued by the insurance commissioner, setting forth that fact and author- 
izing him to act for the company. It is believed that the companies (over 
one hundred) authorized to do a fire business in this state possess accu- 
mulated assets sufficient to carry the entire business of the state safely and 
satisfactorily, and that no occasion exists for placing ■ risks in doubtful 
companies in violation of law. The insurance commissioner requests all 
good citizens to aid him in the efforts now being made to discover and 
punish persons engaged in the violation of this provision of law by giving 
him speedy information of any solicitation to place their risks in unauthor- 
ized companies." 

The effect of this warning to property owners was to decidedly 



XXV1U REPORT OF INSURANCR COMMISSIONER 

check this business and cause the transfer of a large percentage 
of such risks to authorized companies. The views therein ex- 
pressed are believed to be entirely correct, and it is hoped they 
have been generally adopted by the public. The Commissioner 
recommends such additional legislation as shall more effectually 
protect the unwary, and render more certain the detection and 
punishment of persons engaged in violating this Statute. A bill 
to accomplish this end will be presented at the proper time. 

TAX ON PREMIUM RECEIPTS. 

The amount of taxes collected into the State Treasury through 
this office on the premium receipts in this State of companies of 
other States and foreign countries, for the year ending October 
1st, 1873, was $22,489.82. 

The amount collected for the previous year was $21,254.21, 
and for the year ending October 1st, 1871, $13,425.08, making 
a total of $57,169.11, collected from this source since the organ- 
ization of the Department on its present basis, September 1st, 
1871. The entire cost of collection is included in the regular 
annual exhibits of Department expenditures. 

As this tax, except in the case of foreign companies, is col- 
lected under reciprocal legislation, the amount collectible is not 
governed so much by the amount of business transacted within 
our borders, as by the laws and official rulings of the several 
States represented by the companies doing business in Connecti- 
cut. Thus, the States of California and Maine, have, for the last 
three years imposed no tax, though the latter at the last session 
of its Legislature passed an Act providing for a future tax of two 
per com*, on premium receipts after deducting the amount paid 
for losses within the State. 

Tennessee, now represented in this State by two fire com- 
panies, imposes a tax of two and one-half percent, semi-annually. 
Pennsylvania, a tax of three per cent, and all other States by the 
laws of which the Commissioner is governed, a uniform tax of 
two per cent, on gross premiums, with (he exception of the State 
of New York, which for the past year has abated the tax on pre- 
miums taken outside the limits of incorporated cities and villages. 
This ruling of the Superintendent of the Insurance Department 
of New York, manifestly in conformity with the letter of the law 
of that State, materially reduced the amount otherwise collectible 



OP CONNECTICUT. XXIX 

of New York Companies in this State, and correspondingly re- 
duced the assessments on the business of Connecticut companies 

in the State of New York. The only practicable method of col- 
lecting this tax, viz., of individual agents, is necessarily a cum- 
brous one and involves a great amount of labor and extended 
correspondence, but the utmost possible care has been taken to 
collect the smallest as well as the largest amounts due, and the 
process of collection is now as perfect as the system will admit of. 

DEPARTMENT RECEIPTS AND EXPENDITURES. 

The amount of department fees received and paid into the State 
Treasury for the fiscal year ending March 31st, 1874, was $28,- 
159.33. The amount drawn from the Treasury during the same 
period, for department expenses, was 118,697.01, leaving a sur- 
plus of receipts accrued to the Treasury of $9,462.32. The re- 
ceipts for the year preceding were $26,231.61 ; expenditures, 
$17,641.53; surplus accrued to the treasury, $8,590.08. The 
Department was organized on its present basis September 1st, 
1871, and the receipts for the seven months ending March 31st, 
1872', were $18,016.87 ; expenditures, $14,140.73 ; surplus, $3,- 
876.14. This makes the total receipts from the date of organiza- 
tion to the close of the last fiscal year, March 31st, 1874, $72,- 
407.81 ; total expenditures, $50,479.22 ; total surplus accrued to 
the treasury, $21,928.54. 

This summary does not include an item of over $10,000 of fees 
for valuation of life policies nearly earned but not quite due and 
collectible at the time of closing the State Treasurer's books, 
which will appear in the receipts of the current year, though 
mainly earned before March 31st. 

The State of Pennsylvania by an act of its Legislature, approved 
April 4th, 1873, wisely repealed the law imposing an annual State 
license fee of $500* on all companies of other States seeking busi- 
ness within its borders. This Act took effect January 1st, 1874, 
and the license fee heretofore collected of thirteen Pennsylvania 
companies, by this Department under reciprocal laws, has, of 
course, been abated, thereby reducing the income to the extent 
of $6,500, but which has been more than made good by the in- 
creased number of companies now complying with our laws, and 
the increased amount of work done and fees earned in the De- 
partment. 



XXX RKPORT OF INSURANCE COMMISSIONER 

Aii arrangement has been contemplated by which an inter- 
change of official certificates of valuation between this Depart- 
ment and the Department of New York, will become practicable. 
The proposed plan will, if it meets the approval of your Honorable 
Body, initiate a very important reform in State insurance super- 
vision, materially lightening its burdens without, in any sense, 
impairing its efficiency. As this proposed change relates partic- 
ularly to the life business it will be presented fully in the second 
Part of the Report which will be submitted at the earliest practi- 
cable moment, probably within the first three weeks of the session. 
Respectfully submitted, 

GEORGE S. MILLER, 

Insurance Commissioner. 



OF CONNECTICUT. XWI 

Statement of Receipts and Expenditures of tlie Insurance 
Department for the year ending March 31, 1S74- 

RECEIPTS. 

For valuation of Life Policies, - - • - $19,170.58 

« Licenses, ------ 2,020.00 

" Filing Statements, ----- 2,650.00 

" Examinations, ----- 140.00 

" Filing Charters, ----- 610.00 

" Agents' Certificates, - 2,316.00 

" Fees for filing, - - - - - 89.75 

" Certificates, valuation, &c., - 1,101.00 

« Blanks sold, --.--- 62.00 



Total received and paid State Treasurer, - - $28,159.33 

EXPENDITURES. 

For valuation of Life Policies, - - - - $8,900.94 

" Salary of Commissioner, - 3,500.00 

" Other Salaries, ----- 3,390.00 

" Office Furniture and Fixtures, - - - 30.50 

" Printing and Binding, - 807.30 

" Office Expenses (including rent), - - - 1,359.48 

" Traveling Expenses, ----- 224.33 

" Postage, Express and Telegraph, - - - 314.83 

" Stationery, ------ 144.63 

" Library, ------ 16.00 



Amount drawn from Treasurer, - - - - $18,697.01 

Surplus of Receipts over Expenditures, - - 9,462.32 

Total, $28,159.33 



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FIRE AND FIRE-MARINE INSURANCE 
COMPANIES OF THIS STATE. 



ABSTRACTS, COMPILED FROM THE ANNUAL STATEMENTS 

OF THE STOCK-FIRE AND FIRE-MARINE INSURANCE 

COMPANIES OF THE STATE OF CONNECTICUT, 

SHOWING THEIR CONDITION ON THE 

31 st DAY OF DECEMBER, 1873. 






iETNA INSURANCE COMPANY. 



Located in Hartford, Conn. 

[Organized or Incorporated, June, 1819.] 

LUCIUS J. HENDEE, President. JOTHAM GOODNOW, Secretary. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $3,000,000.00 

Whole amount of capital actually paid up in cash 3,000,000.00 

II. ASSETS. 

Real Estate owned by the Company, unencumbered, §405,000.00 

91,311.00 

3,403.60. 



Loans on bond .and mortgage, (first liens,). .. . 
Interest accrued on bond and mortgage loans,. 

Value of the land mortgaged, 

Buildings, (insured for $58,500,) 



Total value of mortgaged premises,. 



$107,000.00 
89,000.00 

$196,000.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States stocks, 5-20's, 6 per cent $300,000.00 $343,035.00 

United States currency bonds, 6 per cent 100,000.00 1 14,000.00 

Connecticut State stock, 6 per cent 52,500.00 52,500.00 

Rhode Island State stock, 6 per cent 40,000.00 40,000.00 

Indiana State stock, 8 per cent 50,000.00 50,000.00 

Michigan State stock, 6 percent 16.0ti0.00 16,000.00 

Tennessee State stock, 6 per cent 31,000. on 25,1 10.00 

Alabama State stock, 8 per cent 1 0,000.00 7,500.00 

South Carolina State stock, 6 per cent 20,000.00 • 10,000.00 

Canada Dominion stock, 6 per cent 5,070.69 5,070 69 

Buffalo city water bonds, 7 per cent 25,000.00 24,500.00 

Atlantic Dock bonds, 7 per cent 25,000.00 23,750.00 

Toledo city bonds, 8 per cent 5,000.00 5,000.00 

New Brunswick (N. J.) city bonds, 7 per cent.. . . 20,000.00 19,600.00 

Detroit city bonds, 7 per cent 30,000.00 30,000.00 

Brooklyn city water bonds, 6 per cent 25,000.00 23,250.00 

Jersey City water bonds, 6 per cent. : 50,000.00 46,500.00 



4 FIRE AND FIRE-MARINE INSURANCE 

Hartford city bonds, 6 per cent 101,000.00 98,980.00 

Hartford city scrip, 7 per cent 6,000.00 6,000.00 

Hartford town bonds, 6 per cent 65,000.00 63,700.00 

New York city stock, 6 per cent 75,000.00 71,250.00 

Minneapolis city bonds, 10 per cent 5,000.00 5,000.00 

Chicago city bonds, 7 per cent 35,000,00 34,300.00 

West Middle School Dist. bonds, Hartford, 7 p. ct. 30,000.00 30,000.00 

Hartford county scrip 10,000.00 10,000.00 

H., P. & Fishkill R. It. mort. bonds, 7 per cent.. 33,000.00 31,020.00 

Michigan Central R. R. 2d mort. bonds, 7 pr. ct. 15,000.00 13,800.00 

Clevel'd, Painsvillc & Ash. R. R. ratg. b's, 7 pr. ct. 100,000 00 100,000.00 

Clevel'd & Toledo R. R., G. S. F. mtg. b's, 7 pr. ct. 75,0<)0.00 77,250.00 

Cleveland & Pittsburgh R. R. 3d mort. b's, 7 pr. ct. 40,000.00 40,000 00 

Mich. S. & N. Ind. R. R. Gen. mort. b's, 7 pr. ct. 25,000.00 25,500.00 

" " " 2d mortgage b's, 7 pr. ct. 75,000.00 70,875.00 

Pitts'gh, Ft. W. & Ch. R. R. 1st mort. b's, 7 pr. ct. 30,000.00 31,500.00 

" " 2d mort. b's, 7 pr. ct. 50,000.00 50,500.00 

Buffalo, N. Y. & Erie R. R. mortg. b'ds, 7 pr. ct. 75,000.00 71,250.00 

New York Central It. R. mortgage bonds, 6 pr. ct. 75,000.00 67,500.00 

Little Miami R. R. mortgage bonds, 6 per cent. . . 72,000.00 63,360.00 

N. Jersey R. R. & Trans. Co. mort. b'ds, 6 per ct. 50,000.00 47,500.00 

Columbus & Xenia R. R. mortgage b'ds, 7 per ct. 50,000.00 48,500.00 

Cincin., Hani. & Dayton R. R. mort. b'ds, 7 per ct. 50,000.00 48,500.00 

Indianapolis & Cincina R. R. mort. b'ds, 7 per ct. 25,000.00 24,250.00 

Chicago, Bur. & Quincy R. R. mort. b'ds, 8 per ct. 30,000.00 33,000.00 

Des Moines Valley R. R. mortgage b'ds, 8 per ct. 40,000.00 30,000.00 

Lake Shore R. R. mortgage bonds, 7 per cent — 10,000.00 9,250.00 

Morris & Essex R. R. 2d mortgage b'ds, 7 per ct. 25,000.00 25,000.00 ■ 

Harlem R. & P. Chester R. R. 1st mort. b'ds, 7 p. c. 100,000.00 100,000.00 

N. Y. Cen. & Hud. R. R. R. 1st mort. b'ds, 7 p. c. 25,000.00 26,250.00 

Joliet & Chicago R. R. mortgage bonds, 8 per ct. 18,000.00 18,720.00 

Dayton & Western R. R. mortgage bonds, 6 p. ct. 20,000.00 17,200.00 

Albany & Susqueh. R. R. 2d mort. bonds, 7 p. ct. 10,000.00 9,600.00 

N. York, N. Haven & Hartford R.R, Co. stock,.. 100,000.00 122,000.00 

Conn. River Railroad Co. stock ' 15,000.00 20,250.00 

Lake Shore & Mich. So. Railroad Co. stock 90,000.00 68,850.00 

Pittsburgh, Ft. W. & Chicago R. R. Co. stock. . . 75,000.00 67,125.00 

Michigan Central R. R. stock 62,400.oo 48,048.00 

Central Ohio Railroad Co. stock 7,200.00 4,000.00 

Morris & Essex Railroad Co. stock 50,000.00 45,000.00 

Dubuque & Sioux City Railroad Co. stock 25,000.00 15,000.00 

Joliet & Chicago Railroad Co. stock 10,000.00 8,500.00 

Albany ami Susquehannab Railroad Co. stock. . . 50,ooo.oo 43,000.00 

Cleveland and Pittsburgh Railroad Go. stock.... 50,000.00 42,500.00 

N. Y. Central & Hudson River R. R. Co. stock.. 60,000.00 59,400.00 

Connecticut River Company stock 5,00048 1 ,909.06 

New Britain Nat. Hank stock, New Britain, Conn. 10,000011 13,001)110 

Nat. B'k State of Missouri stock, St. Louis, Mo.. 20,000.00 15,000.00 

Merchants Nat. Bank stock, St. Louis, Mo 5,000.00 4,000.00 

Merchants Bank stock, Si. Louis, Mo 5,000.00 1,500.00 

Mechanics Bank stock, St. Louis, Mo 20,000.00 18,000. 00 

Far. & Mcch. Nat. Bank stock, Philadelphia, Pa.. 22,OOo.oo 28.K00.00 

Hartford Nat. Bank stock, Hartford, Conn 80,000.00 124,000.00 



COMPANIES OP CONNECTICUT. 



Par. & Mech. Nut. Bank stock, Hartford, Conn... 
Phoenix National Bank stock, Hartford, Conn — 

State Bank stock, Hartford, Conn 

Conn. River Banking Co. stock, Hartford, Conn.. 

Mtna National Bank stock, Hartford, Conn 

American National Bank stock, Hartford, Conn.. 

City National Bank stock, Hartford, Conn 

Pirst National Bank stock, Hartford, Conn 

Charter Oak Nat. Bank stock, Hartford, Conn.. . 
National Exchange Bank stock, Hartford, Conn.. 
Amcr. Exchange Nat. Bank stock, N. York City. 

Nat. Butchers and Drovers B'k stock, " 

Hanover National Bank slock, " .... 

National City Bank stock, " 

National Bank of Commerce stock, " 

Nat. Bank of the Commonwealth stock, " 

Importers & Traders Nat. Bank stock, " 

Market National Bank stock, " 

Mechanics National Bank slock, " 

Merchants Exchange Nat. Bank stock, " 

Metropolitan National Bank stock, 

Merchants National Bank stock, " 

Bank of the Manhattan Co. stock, " 

Nassau Bank stock, " 

North River Bank stock, " 

Bank of New York (National) stock, " 

National Bank of North America stock, " 

National Bank of the Republic stock, " 

Ocean National Bank stock, " 

Peoples Bank stock, " 

Phenix National Bank stock, " ... 

Union National Bank stock, " 

N. York Life Ins. and Trust Co. stock, " 

Union Trust Co. stock, " 

Total par and market value, 



60,000.00 
60,000.00 
25,000.00 
7,500.00 
20,000.00 
10,000.00 
20,000.00 
15,800.00 
30,000.00 
25,000.00 
40,000.00 
20,000.00 
10,000.00 
10,000.00 
50,000.00 
10,000.00 
30,000.00 
20,000.00 
30,000.00 
10,000.00 
50,000.00 
50,000.00 
20,000.00 
20,000.00 
10,000.00 
40,000.00 
20,000.00 
20,000.00 
20,000.00 
10,000.00 
10,000.00 
20,000.00 
15,000.00 
10,000.00 



78,000.00 
93,000.00 
27,500.00 

9,000.00 
25,000.00 
12,000.00 
21,000.00 
21,330.00 
39,000.00 
31,250.00 
18,240.00 
28,000.00 
10,500.00 
28,500.00 
55,500.00 

1,000.00 
52,500.00 
24,000.00 
39,000.00 

9,000.00 
62,500.00 
57,500.00 
30,000.00 
20,000.00 

9,600.00 
46,000.00 
20,000.00 
20,200.00 

1 ,000.00 
15,000.00 
10,000.00 
26,000.00 
. 45,000.00 
10,000.00 



,829,470.69 $4,005,723.69 $4,005,723.69 



Loans on Collaterals. 

Par 

value. 

Hartford National Hank, of Hartford, Conn $3,000 

Charter Oak National Bank, of Hartford, Conn 2,000 

Phoenix National Bauk, of Hartford, Conn 1,600 

Farmers and Mechanics National Hank, of Hartford, Conn 5,500 

American National Hank, of Hartford, Conn ; 3,000 

National Exchange Bank, of Hartford, Conn 100 

Travelers Insurance Company, of Hartford, Conn 5,500 

Hartford Carpet Company, of Hartford, Conn 9,300 

Willimantir Linen Company, of Willimautir, Conn 12,500 

Hartford Citj Gas Ugh t Company, of Hartford, Conn 2,000 

First National Bank, of Suffleld, Conn 8,600 

Holyoke Water Power Company, of Holj oke, Mags 1,000 

Say brook Bank, of Say brook, Conn 300 

American Exchange National Bank, of New York 500 

National Bank of Commerce, of New York 600 



Market 


Amount 


value. 


loaned. 


S4.650 


*1 ,500.00 


2,600 


600.00 


2,480 


] ,880.00 


7,150 


4,000.00 


3,600 


3,000.00 


125 


30.00 


S,2;-,0 


6,677.00 


80,-996 


O.SOO.OO 


26,600 


B,700 00 


3,2(KI 


400.00 


10,200 


1,080.00 


1,500 


>' 


300 


• 200.00 


540 


180.00 


666 


320.00 



D FIRE AND FIRE-MARINE INSURANCE 

New York, New Haven & Hartford Railroad Company 8,000 8,660 1,280.00 

Merchants Savings Loan and Trust Company, of Chicago, Ills. . . 45,000 67,600 43,625.00 

Housatonic Railroad Company's bonds 1,600 1,500 700.00 

Connecticut Western Railroad Company's bonds 1,500 1,200 506.70 

Atlantic Dock Company's bonds 2,000 1,900 920.00 

Quincy (Ills. ) City bonds 1,000 1 ,000 ) 

Wabash and Western Railroad Company's bonds 1,000 900 > 2,200.00 

Toledo, Wabash & Western Railroad Company's bonds 1,000 800 ) 

Total par and market value and amount loaned "$111,400 $169,646 $87,447.70 $87,447.70 



Cash in the Company's principal office $37,323.62 

Cash belonging to the Company deposited in bank 460,276.98 

Interest due and accrued on stocks not included in " market value" 14,784.75 

Interest due and accrued on collateral loans 3,361 .79 

Gross premiums in due course of collection 731,168.90 

Aggregate amount of all assets of the Company, at their actual value $5,845,802.03 

III. LIABILITIES. 

Losses adjusted and unpaid $20,065.57 

Losses unadjusted, including all reported or supposed losses 147,981.08 

Losses resisted, including interest, costs and other expenses 46,330.00 

Net amount of unpaid losses $214,376.65 

Re-insurance at 50 per cent, on fire risks under one year $1,282,385.92 

Re-insurance pro rata on fire risks running more than one year. . 736,888.19 

Re-insurance at 50 per cent, on inland navigation risks 9,988.84 

Amount required to safely re-insure all outstanding risks 2,029,262.95 

Due and accrued for salaries, rent, etc 500.00 

All other demands against the Company 109,876.24 

Total liabilities except capital stock $2,354,015.84 

Stock capital actually paid up in cash 3,000,000.00 

Surplus beyond capital 491,786.19 

Aggregate amount of liabilities, capital stock and surplus $5,845,802.03 

IV. INCOME. 

Fire. Inland. 

Gross premiums received in cash $4,543,327.07 $438,821.77 

Deduct only re-insurance, rebate, abatement, 

and return premiums 279,358.72 45,61 1 .27 

Net cash actually received for premiums $4,263,968.85 $393,210.50 $4,657,178.85 



Received for interest on bonds and mortgages 4,589.95 

Interest and dividends received from all other sources ■. 277,782.08 

Income from rents 1 1,046.30 

Received for calls on capital $1 ,000,000 00 

Aggregate income received during the year in cash $4,950,597.18 



COMPANIES OP CONNECTICUT. 7 

V. EXPENDITURES 

Fire. Inlnnd. 

Gross amount paid tor losses, (including $1,004,- 

451.55 losses occurring in previous years) $2,800,334.92 $252,391.90 $3,052,726.82 

Cash dividends actually paid 653,415.00 

Paid or allowed for commissions or brokerage 672,502.13 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 162,765.62 

Paid state, national, and local taxes, in this and other states 77,278.30 

All other payments and expenditures 196,643.88 

Aggregate amount of expenditures daring the year, in cash $4,815,331.75 



ATLAS INSURANCE COMPANY. 



Located in Hartford, Conn. 

[Incorporated, June 11th, 1872.] 

J. II. SPRAGUE, President. E. B. HUNTINGTON, Secretary. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized SI ,000,000. 00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Loans on bonds and Mortgages, (first liens) $106,750.00 

Interest accrued on bonds and mortgage loans 2,955.82 

Value of land mortgaged $247,316.00 

Buildings mortgaged, (insured for $22,000 as collateral) 79,800.00 

Total value of Mortgaged premises $327,1 16.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States bonds, 1867 $10,000.00 $1 1,550.00 

National Exchange Bank stock, Hartford, Conn. 26,600.00 31,920.00 

Charter Oak Nat. Bank stock, " " 5,100.00 6,375.00 

First National Bank stock, " " 5,000.00 6,750.00 

Mercantile National Bank stock, " " 5,000.00 6,000.00 

American National bank stock, " " 5,000.00 6,000.00 

Total par and market value $56,700.00 $68,595.00 $68,595.00 



FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 



Cleveland and Pittsburgh Railroad Co. stock 

National Exchange Bank stock 

Toledo, Wabash and Western Railroad stock 

Milwaukee and St. Paul Railroad stock 

American National Bank stock 

Mercantile National Bank stock 

Woven Wire Mattress Company stock 

Delaware and Hudson Canal Company stock 

2Etna Life Insurance Co. stock 

United States Trust Co. stock 

Continental Life Insurance Co. stock 

Hartford Carpet Co. stock. . , 

Willimantic Linen Co. stock 

Collins Co. stock 

First National Bank stock 

JCtn.-i Life Insurance Company stock 

National Fire Insurance Co, stock 

Hartford Bridge Co. stock 

Norwich Lock Co. stock 

Michigan Central Railroad Co. stock 

American National Bank stock 

Delaware and Hudson Canal Co. stock 

Union Manufacturing Co. stock 

Hartford Steam Boiler and Inspection Insurance Co. stock. 

National Fire Insurance Co. stock 

United States bond 

Connecticut Western Railroad Co. bond 

Town of Haddam bond 

Town of Essex bonds 

Terre Haute and Indianapolis Railroad Co. bonds 

Total par and market value and amount loaned 



Par 


Market 


Amount 


Value. 


Value. 


Loaned. 


81,000.00 


$ 850.00 


3 500.00 


2,000.00 


2,500.00 


2,500.00 


10,000.00 


5,000.00 


\ 


10,000.00 


4,000.00 


\ 5,000.00 


1,000.00 


1,200.00 


) 


1,000.00 


1,200.00 


1,000.00 


4,050.00 


8,100.00 


2,600.00 


1,400.00 


1,610.00 


1,500.00 


900.00 


2,700.00 


1 


1,200.00 


1.400.00 


| 2,500.00 


1,500.00 
1,000.00 


1,200.00 
2,000.00 


1 2,500.00 


1,000.00 


1,600.00 


1,250.00 


1,000.00 


900.00 


500.00 


1,000.00 


i,av3.oo 


1,260.00 


700.00 


2,100.00 


1,250.00 


1,500.00 


1,500.00 


1,250.00 


1,600.00 


1,600.00 


1,250.00 


5,000.00 


6,000.00 


2,500.00 


4,600.00 


3,680.00 




1,000.00 


1,200.00 


■ 7,500.00 


2,200.00 


2,530.00 




500.00 


500.00 




600.00 


1,200.00 


500.00 


500.00 


500.00 


250.00 


500.00 


562.50 


500.00 


1,000.00 


800.00 


600.00 


500 00 
2,000.00 


500.00 
2,000.00 


1 2,500.00 


13,000.00 


11,700.00 


11,133.47 



$73,250.00 S70.982.50 $50,233.47 $50,23:1. 47 



Loans to city and county of Hartford 

Cash in the company's principal office 

Cash belonging to the company deposited in bank. 
Interest due and accrued on loans and deposits. . . . 

Net premiums in due course of collection 

Furniture and fixtures 

Non-resident tax 



$3,499.98 



Aggregate amount of assets of the company at their actual value. 

III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. . . 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year 

Re-insurance pro rata on fire risks running more than one year.. 

Amount required to safely re-insure all outstanding risks 

Total amount of liabilities 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus. . . 



$1,017.86 
15,548.65 



$78,381.28 
3,929.41 



20,000.00 
915.94 

32,581.05 
306.18 

.32,209.66 

955.00 
$315,502.12 



$16,566 51 



82,310.69 

$98,877.20 

200,000.00 

16,624.92 

$315,502.12 



COMPANIES OF CONNECTICUT. 



IV. INCOME. 

Gross cash received for premiums $168,546.83 

Deduct re-insurance, rebate, abatement and return premiums.. 3,779.74 

Net cash actually received for premiums $1 64,767.09 

Received for interest on bonds and mortgages 8,550.66 

Interest and dividends on stocks and bonds, and from all. other sources 3,891.80 

$172,209.44 



V. EXPENDITURES. 

Net :imount paid during the year for losses $8,534.72 

Paid or allowed for commissions or brokerage 24,938.27 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 18,281.72 

Paid for state, national, and local taxes 3,187.13 

Aggregate amount of expenditures during the year, in cash $54,941.84 



CONNECTICUT FIRE INSURANCE COMPANY 






Located in Hartfori>, Conn. 

(Incorporated, June, 1 850. j 

M. BENNETT, Jr., President CHARLES R. BURT, Secretary. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Stocks din/ Bonds owned /'// the Company. 

Par Value. Market Valne. 

U. S. bonds, 6's of 1881, 6 per cent, gold $120,000.00 $141,600.00 

" 5-20'sof 1867, 6 percent, gold 30,000.00 35,400.00 

State of Connecticut 6 per cent, bonds 30,000.00 29,700.00 

City of New Britain water loan, 7 per cent 5,000.00 4,950.00 

City of Hartford 6 per cent, bonds 25,000 00 23,750.00 

Hartford School bonds 3,500.00 3,500.00 

Cinn. & Indianapolis R.R. Co. 7 percent bonds. 10,000.00 8,500.00 

Chicago, Dubuque & Minn. R. R. Cti bonds 10.000.OO 7,500.00 

Michigan Cent. R. R. Co. 1st mor. 7 pr.ct. b'ds . 20,000.00 is,400.00 

Jackson, L. & Saginaw R. R, Co. 8 pr. ct. b'ds. . 40,000.00 40,000.00 

Chicago & Iowa R. R. Co. 8 per cent, bonds 20,000.00 17,000.00 

Partington & Mo. River R. R. Co. 8 pr. ct. b'ds.. 10,000.00 9,200.00 

2 



10 FIRE AND FIRE-MARINE INSURANCE 

N. Y., N. II & Ilf'd K. R. Co. guar. 7 p. ct. b'de.. 40,000.00 40,000.00 

Importers & Traders Nat. Bank stock, N. York.. 2l,r>no.oo 3*.7(>o.oo 

Farmers & Mechanics Nat. B'k stock, Hartford. . 26,800 00 34,304.00 

National Exchange Bank stock, Hartford 10,000.00 12,000.00 

Hartford National Hank stock 23,500.00 36,895.00 

First National Bank stock. Hartford 20,000.00 28,000.00 

2Etna National Bank stock. Hartford 10,000.00 12,000.00 

Phoenix National Bank stock, Hartford 4,700.00 7,285.00 

Charter Oak National Hank stock, Hartford. 6,200.00 7,750.00 

Boston & Albany R. R. Co. stock 5,000.00 6,800.00 

Pitts., Ft. Wayne & Chicago R. R. Co. stock 10,000.00 9,000.00 

N. Y., N. II. & Hartford R. R. Co. stock 50,000.00 62,500.00 

Total par and market value $551,200.00 $634,734.00 $634,734.00 

Cash in the company's principal office 9,172.04 

Cash belonging to the company deposited in bank 74,927.96 

Gross premiums in due course of collection 46,400.00 

Aggregate amount of all the assets of the company at their actual value $765,234.00 



III. LIABILITIES. 

Losses adjusted and unpaid $4,595 00 

Losses unadjus ted, including all reported and supposed losses 12,420.00 

Losses resisted, including interest, costs, and expenses thereon..... 5,485.00 

Net amount of unpaid losses $22,500.00 

Re-insurance at fifty per cent, on fire risks under one year $144,994.73 

Re-insurance pro raid on fire risks running more than one year. . . 10,756.82 

Amount required to safely reinsure all outstanding risks 155,751.55 



Total amount of liabilities §178,251.55 

Joint-stock capital actually paid up in cash : 500,000.00 

Surplus beyond capital 86,982.45 

Aggregate amount of liabilities, capital stock and surplus $765,234.00 



IV. INCOME. 

Gross cash received for premiums $368,351 .58 

Deduct re-insurance, rebate, and return premiums ■ 46,823.64 

Net cash actually received for premiums $321,527.94 

Interest and dividends on stocks and bonds, and from all other sources 43,007.41 



Aggregate amount of income received during the year in cash $364,535.35 



V. EXPENDITURES. 

Gross amount paid for losses $183,661.70 

Deduct salvages 1 ,047.66 

Net amount paid (luring the year for losses $182,614.04 

Paid or allowed for commissions or brokerage 50,664.24 



. COMPANIES OP CONNECTICUT. 11 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 13,225.00 

PaidYor state, national, and local taxes 6 624.60 

All other payments and expenditures 16,980.51 

Aggregate amount of expenditures during the year, in cash $270,108.39 



FAIRFIELD COUNTY FIRE INSURANCE COMPANY. 



Located in South Norwalk, Conn. 

[Incorporated, May, 1869.] 

WINFIELD S. HANFORD, President. HENRY R, TURNER, Secretary. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500 000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $28,700.00 

Loans on bond and mortgage, (first liens,) less than one year's interest due 1 5^900.00 

Loans on bond and mortgage, (first liens,) more than one year's interest duo .... 6.000.00 

Interest due and accrued on bonds and mortgage loans 5 J 29. 17 

Value of the lands mortgaged $ig 2 450 00 

Buildings mortgaged, (insured for $106,700.00) 207,225.00 

Total value of mortgaged premises 389 675.00 



•Stocks 



and bonds owned by the Company. 



Par Value. Market Value. 

j 20,000.00 



Fairfield County, Conn., bonds $20,000.00 

Town of Norwalk war bonds 3,000.00 

Total par and market value $23,<10(U><> $23,000.00 $23,000.00 



I .nuns on t 'ollaterah 

Par 
Value. 

Manufacturers & Merchants bank stock, N. Vork .-, nun 

Norwalk Lock Co. stock I '.;, „ , 

National Bank of Norwalk stock 1 •jun 

Norwalk Iron Works stock 

National Hank of South Norwalk stock 1000 

National Trust Co. stock, N. York I 000 

Norwalk Steam Freighting Co. stock 

WorM Mutual Life Insurance Co. stock I 000 

Norwalk Iron Works stock 

Relief Fire Insurance Co. stock 750 





Vinoun! 


Value. 




■ t,500 




1,800 1 














1,000 










1 


3,000 1 
600 J 


2,814 



12 FIRE AND FIRE-MARINE INSURANCE 

Norwalk Steam Freighting Co. Stock 1,700 1,275 541 

Broadway and 7th Avenue 11. R. Co. stock 

Chicago & Alton R. R. Co. 7 per cent, scrip 

Cameron Coal Co. of Penna. 6 per cent, gold coupon bonds 2,500 2,500 2,000 

New Jersey Midland Railway 7 per cent, gold coupon bond 500 400 450 

Paid up Policy issued by the Mutual Life Ins. Co. of New York.. . . 10,500 10,600 1,800 

Total par and.markct value and amount loaned £37 ,2m >:!2 .-22 50 >1!i.:Jn) $19,385.00 



1,700 


1,275 


2,500 


2,000 


700 


700 


2,500 


2,500 


600 


400 


10,500 


10,500 



2,250 



Xioan to South Norwalk School District, $9,500; loan on house and lot in Chi- 
cago, III., valued $10,000, $1,522.22: total 11,022.22 

Cash in the company's principal office ■ 5 076.69 

Cash belonging to the company deposited in hank 80,063.43 

Interest due and accrued on slocks not included in " market value" 74.04 

Interest due and accrued on collateral loan- 754 49 

Gross premiums in duo course of collection 22,710.02 # 

Non-resident taxes 260.35 

Office furniture and fixtures $2,000.00 

Rents due and accrued 250.00 

Aggregate amount of assets ol the company, at their actual value $310,325.41 

111. LIABILITIES. 

Net amount of unpaid losses ; $4,782.00 

Reinsurance at fifty per cent, on fire risks under one year J66.758.06 

Re insurance pro rata on fire risks running more than one year. . . 7,249.74 

Amount required to safely reinsure all outstanding risks 74,007.80 

Due and accrued for salaries, rent, advertising, etc 150.00 

All other demands against the company 3,068.26 

Total liabilities except stock $82,008.06 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 28,317.35 

Aggregate amount of liabilities, capital stock and surplus $310,325.41 



IV. INCOME. 

Gross premiums received in cash $ 1 9 1 ,366. 1 5 

Deduct re-insurance, rebate, abatement and return premiums. 24,154.00 

Net cash actually received for premiums 167,212.15 

Received for interest on bonds and mortgages 9,640.53 

Interest and dividends on stocks and bonds and from all other sources 5,172.93 

Income from all other sources 4,680.60 

Received for calls on capital $50,000.00 

Aggregate amount of income received during the year, in cash $186,706.21 

V. EXPENDITURES. 

Paid for losses, (including $72,040.66 losses of previous years) . . . $155,577.21 
Deduct re-insurance 6,1 16.01 

Net amount paid during the year for losses $149,461 .20 

Cash dividends paid 10,000.00 

Paid or allowed for commissions or brokerage 27,293.50 



COMPANIES OP CONNECTICUT. 13 

Salaries, fees, and nil other charges of officers, clerks, agents, etc 8,196.83 

Paid for state, national, and local taxes 4,6'Jl .82 

All other payments mid expenditures 6,593.34 

Aggregate amount of expenditures during the year, in cash $206,236.69 






HARTFORD FIRE INSURANCE COMPANY. 

Located in Hartford, Conn. 
[Incorporated, May, 1810.] 
GEORGE L. CHASE, President. .1. I). BROWNE, Secretary. 

I. CAPITAL. 

Whole amount of capital actually paid up in cash $1,01)0,000.00 

II. ASSETS. 

Real estatcowncd by the company, unencumbered $448,175.60 

Loans on hond and mortgage, (first liens) 363,250.00 

Interest accrued on honds and mortgage loans . 12,991 .62 

Value of lands mortgaged ". $775,000.00 

Value of buildings mortgaged, (insured for $314,000.00) ' 362.000.00 

Total value of mortgaged premises $1,137,000.00 



Stocks and Bonds Owned by the. Compani/. 

Par Value. Market Value. 

Hartford National Hank stock, Hartford $51,100 00 $80,738 00 

Phoenix National Bank stock, " 46,700.00 74,720.00 

Conn. River Bank stock, " 5,000.00 6,500.00 

American National Bank stock, " 15,000.00 18,750.00 

Charter Oak Nat. Bank stock, " 20,000.00 26,000.00 

Farmers & Mech. Nat B'k stock, " 26,000.00 34,840.00 

Mercantile Nat. Bank stock, " 15,000.00 18,750 00 

First National Bank stock, " 17,200.00 24,080.00 

./Etna National Bank stock, "' 31,500.00 40,320.00 

City National Bank stock, " 20,800.00 22,256.00 

American Exchange Nat. Bank stock, New York. . 20,000.00 21,600.00 

National Bank of Commerce stock, " 20,000.00 22,200.00 

Importers and Traders Nat. B'k stock, " .. 30,000.00 54.000.00 

Bank of America stock, " . . 30,000.00 43,500.00 

Manhattan Company stock, " .. 10,000.00 14,400.00 

Merchants National Bank stock, " .. 15,000.00 17,100.00 

Ocean National Bank stock, " .. 10,000.00 2,600.00 

Union National Bank stock, " .. 10,000.00 13,600.00 



14 FIRE AND FIRE-MARINE INSURANCE 

Bank of North America stock, New York,. . 10,000.00 10,200.00 

Metropolitan National Bank stock, " . . 30,000.00 39,000.00 

Fourth National Bank stock, " .. 20,000.00 21,000.00 

Blackstone National Bank stock, Boston, . . 10,600.00 14,522.00 

National Bank of Commerce stock, " .. 4,300.00 5,137.00 

Second National Bank stock, " . . 10,900.00 15,805.00 

Hide and Leather National Bank stock, " . . 2,400.00 2,730.00 

Atlantic National Bank stock, " . . 3,900.00 5,226.00 

First National Bank stock, " . . 10,000.00 18,900.00 

Boylston National Bank stock, " .. 10,700.00 15,515.00 

National Bank State of Missouri, St. Louis, Mo. . 20,000.00 16,000.00 

Merchants National Bank stock, " .. 10,000.00 8,000.00 

Merchants Bank stock, (in liquidation,) " . . 3,500.00 3,500.00 

Union National Bank stock, Albany 12,500.00 16,250.00 

Montreal Bank stock, Montreal 30,000.00 54,670.00 

Ontario Bank stock, Bowmansville 10,840.00 12,587.11 

Conn. River Co. stock 12,000.00 3,000.00 

Conn. River R.R. Co. stock 2,000.00 2,700.00 

New York, N. Haven & Hartford R. It. Co. stock. 30,000.00 38,400.00 

Hannibal & St. Joseph R. R. Co. stock 20,000.00 7,000.00 

Lake Shore & Mich. Southern R. R. Co. stock 20,000.00 15,600.00 

Toledo, ()., Water works bonds, 8 per cent 5,000.00 5,000.00 

Memphis city bond, 6 per cent, gold 1,000.00 1,105.00 

Tenn. state bonds, 6 per cent., payable 1892 33,000.00 26,730.00 

Alabama slate bonds, 8 percent., payable 1886. . 10,000.00 9,000.00 

South Carolina state bonds, (old issue) 20,000.00 10,000.00 

N 5f. Central R. It. bonds, 7 percent 10,000. oo 10,200.00 

Harlem & Fort Chester It. It. Co. bonds, 7 pr.ct.. 50,000.00 50,000.00 

U. S. bonds, Tegisteicd, 6 percent., payable 1881.. 55,800 00 64,867.50 

U. S. coupons, 6 per cent., 5-20, 1864 7,000.00 8,085.00 

Total par and market value $868,740.00 $1,046,683.61 $1,046,683.61 



Total amount of cash in office and in bank 171,662 65 

Interest due and accrued on stocks and bonds not included in "market value". . 4,460.00 

Net premiums in due course of collection 361,989.20 

Bills receivable, others than those taken for premiums $3,025.79 

Stale tax due from noil resident stockholders 4,906.55 

All other property belonging to the company, viz : Rents due and accrued 1,562.28 

Aggregate amount <>f all assets, stated at their actual value $2,415,681.51 

111. LIABILITIES 

Losses unadjusted, including all reported and supposed losses . . $107,595.34 
Losses resisted, including interest, costs, and expenses 19,364.13 

Nel amount of unpaid losses $186,959.4" 

Ke insurance at fifty per cent, on lire risks under one \ car $699,902.50 

He-insurance pro ruin on lire risks running more than one year.. 329,948.56 

Amount required to safely re-insure all outstanding risks 1,029,851.15 

Cash dividends to stockholders remaining unpaid 500 00 

Total liabilities, except capita] stock $1,217,310.62 



COMPANIES OP CONNECTICUT. I r ) 

Stock capital actually paid up in cash 1 . 1,000,000.00 

Surplus beyond capital 198,370.89 

Aggregate amount of liabilities, capital stock and surplus $2,415,081.51 



IV. INCOME 

Gross cash received for premiums $2, 42.'!, 015 06 

Deduct reinsurance, rebate, abatenu nt, and return premiums. . . 176,084 53 

Net cash received for premiums $2,247,530.58 

Received for interest on bonds and mortgages 86,122.87 

Interest and dividends on slocks and bonds, and from all other sources 61,603.70 

Income received from all other source 8,452.75 



Aggregate amount of income received during the year in cash $2,353,709.35 



V. EXPENDITURES. 

Net amount paid during the year for losses $1,207,348.34 

Cash dividends paid 49,500.00 

Paid or allowed for commissions or brokerage 327,842.50 

Salaries, fees, and all other charges of officers, clerks, agent, etc 1 14,935.49 

Paid for state, national, and local taxes 40,227.06 

All other payments and expenditures, viz : printing, advertising, etc 130,972.14 

Aggregate amount of expenditures during the year, in cash -$1,870,825.53 



MERIDEN FIRE INSURANCE COMPANY 



• Located in Meriden, Conn. 
[Incorporated July 2, 1868.] 

L. W. CLARKE, Vice-President. E. B. COWLES, Secretary 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000 00 

II. ASSETS. 

Loans on bond and mortgage, first liens $7,400.00 

Interest accrued on bonds and mortgage loans 1 17.60 

Value of the land mortgaged $14,800.00 

Value of buildings mortgaged, (insured for $3,500) 6,000.00 

Total value of mortgaged premises $20,800.00 



16 



FIRE AND FIRE-MARINE INSURANCE 



Stocks and Bonds mimed hy the Company. 

Par Value. 

United Stntcs 5-20 bonds, 1R67, registered $10,000.00 

" " bonds, 6's, 1881 5,ooo.OO 

New Haven & Northampton R. R. bonds 10,000.00 

Banbury and Noi walk 1{. It. bonds 9,500.00 

Connecticut Valley R. R. bonds 5,000.00 

New York & Oswego Midland K. R. bonds 10,000.00 

Chicago & Rock Island R. R. bonds 2,000.00 

Meriden, Conn., city water bonds 5,000.00 

First National Hank stock, Meridcn 7,000.00 

Home National Bank stock, Meridcn 13,200.00 

Meridcn National Hank stock, 8,900 00 

Fourth National Bank stock, New York 1,500.00 

German American Bank stock, " 2,500. oo 

Ninth National Bank stock, " 3,000.00 

American Exchange Bank stock, " 5,000.00 

Nassau Bank stock, " 2,000.00 

New Haven County National Bank stock 2,930.00 

Yale National Bank stock, New Haven 2,000.00 

Harlem River & Port Chester R, R, bonds 15,000.00 

Total par and market value $120,130.00 



Market Value. 
$11,600.00 

5,825.00 

9,500.00 

9,500.00 

5,000.00 

9,075.96 

2,100.00 

5,000.00 

8,400.00 
15,840.00 
lo,6»<o.00 

1,440.00 

2,250.00 

3,000.00 

5,400.00 

2,000.00 

4,248.50 

3,042.00 
15,000.00 

(128,901.46 SI 28,901 46 



Lioam <l on ( oUaterats. 



Par 
value. 

Meriden Britannia Company 'a stock $2,500 

Adams Express Co. stock 1,000 

V.i na Insurance Co. stock, Hartford 1,400 

Home National Hank stock, Meridcn 1,300 

Meriden National Hunk stock 200 

Home " " " 

' 900 

Meridcn " " " 200 

New Britain National Bank stock 1,000 

Home " " " Too 

Mariden Britannia Co " 2,600 

Home National Hank " 600 

Meriden Britannia Co. " 3,000 

Meriden Fire Insurance Co " II, "oo 

Hrst Nat'l Bank, Meriden, " 2,000 

Home " " " " 700 

Meriden Britannia Co. " 

Home National Hank " 1,000 

first " " " 

Edwd. Miller & Co. Med'n, " 2,600 

Meriden National Bank " 900 

Meriden Britannia Co. " 9,000 

Hist Nat'l Bank, Meriden, " 

Foster, Morriam ft 0o. r Meriden, stock 1,300 

" 2,r,ir, 

Hist National Bank, Meriden, " 1,800 

Meriden Cutlery Company " l7,i"o 

First National Bank, Meriden, " 1,800 



Market 


Amount 


value. 


loaned. 


$7,500 


54,500 


935 


BOO 


2,240 


1,100 


1 ,660 


600 


2401 
720 1 


800 


1,080 1 
240' 


1,100 


1 ,260 I 
840' 


1,700 


7,500 


1,600 


eoo 


450 




2,700 


16,960 




2,400 1 
840 ' 


2,700 


20,700 


9,900 


1,200 


900 


6,000 


4,500 


3.750 


1,000 




660 


27,000 


9,000 


1,200 


900 


l 960 


900 


3,862 


1,800 


2,160 


1,800 


17,400 


9,000 


2,160 


1,300 



COMPANIES OP CONNECTICUT. 



17 



stock,. 



Meriden Cutlery Company 

American M. U. Ex. Co. 

Meriden Britannia Company " 

Edward Miller & Co., Meriden, stock.. . 

Meriden Britannia Co. stock 

Home National Bank stock 

Meriden Silver 1 kite Cc. stock 

United States 5-20 bond 

Yale National liank stock, New Haven. . 

Meriden Britannia Co. stock 

Gridley Co. stock, New Haven 

Wilcox Silver Plate Co. stock 

Home National liank stock.. 

' Meriden Cutlery Co. stock 

Norwich and N. York Trans. Co. stock. . 

Pultz & Walkley Co. stock 

Meriden Britannia Co. stock 

Eagle Lock Co stock, Terryville, Conn.. 
G. F. Warner & Co. stock, New Haven. . 
First mortgage of S2.800 assigned to Co. 
Coupon mortgage note, Chicago, 111 



1,825 


1,825 




3,500 


2,032.75; 


2,250 


B76 






2,000 


3,000 


1,800 


9,000 


27,000 


9,000 


1,000 


1,200 


900 


5,000 


5,000 


2,600 


1,(1011 


1,190 


1,000 


900 


1 ,080 


900 


1,000 


3,000 


1,000 


4,000 


4,000 


1,800 


10,000 


7,600 


2,700 


1,000 


1,200 


000 


8,375 
3,760 


8,375 1 
3,750 ' 


9,000 


8,650 


8,650 


4,500 


3,000 
700 


9,000 ) 
2,800 > 


3,600 


2,500 
2,800 


2,500) 
2,800 > 


3,150 


1,000 


1,000 


900 



Total par and market value and amount loaned. 



$159,050 $250,S84.75 $115,100 $115 100.00 



Due from non-resident stockholders for taxes paid 

Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in "market value". 

Interest due and accrued on collateral loans 

Premiums in due course of collection 

Office furniture and fixtures 



2,211.97 



285.00 
976.06 

27,972.21 

612.50 

6,809.40 

10,087.93 



Aggregate amount of all assets of the company, at their actual value $298,262.18 



III. LIABILITIES. 



Losses adjusted and unpaid $0 051.59 

Losses unadjusted, including all reported and supposed losses 7,988.38 

Net amount of unpaid losses $10 039 97 

Reinsurance at fifty per cent, on fire risks under one year $56,692.08 

Reinsurance pro rata on fire risks running more than one year. . 9 171.51 

Amount required to safely reinsure all outstanding risks 65 863.59 

Due and accrued for salaries, rent, advertising, etc 700.00 

All other demands agaiost the company 1 600.00 

Total liabilities except capital stock 203 56 

Stock capital actual] \ paid up in cash 200 000.00 

Surplus beyond capital 20 05g g2 

Aggregate amount of liabilities, capital stock and surplus $298 262. 18 



18 ' FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Gross cash received for premiums $159,169.59 

Deduct re-insurance, rebate, abatement, and return premiums. 25,441.26 

Net cash received for premiums $133,728.33 

Received for interest on bonds and mortgages 752.88 

Interest and dividends on stocks and bonds, and from all other sources 14,494.98 



Aggregate amount of income received during the year in cash $148,976.19 



V. EXPENDITURES. 

Gross amount paid for losses $72,151.69 

Deduct re-insurance 1,450.05 



Net amount paid for losses $70,701 .64 

Paid or allowed for commissions or brokerage 21,108.19 

Salaries, fees, and all other charges of officers, clerks, agents, etc 7,666.67 

Paid for state, national, and local taxes 3,584.21 

All other payments and expenditures 4,872.89 

Aggregate amount of expenditures during the year, in cash $107,933.60 



NATIONAL FIRE INSURANCE COMPANY. 



Located in Hartford, Conn. 

[Organized Nov. 27th, 1871.] 

MARK HOWARD, President. JAMES NICHOLS, Secretary. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1 ,000,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Loans on bond ami mortgage, (first Hens,) 260,500.00 

Interest due and accrued on bond and mortgage loans 6,500.00 

Value of the land mortgaged, $513,784.00 

Buildings, (insured for $192,767,) 332,226.00 

Total value of mortgaged premises $846,010.00 



COMPANIES OP CONNECTICUT. 



Ill 



Stocks and Bonds owned by the Company. 

Par Value. 

Connecticut slate bonds $10,000.00 

Hartford town bonds 10,000.00 

Hartford city bonds 51,000.00 

Portland city bonds 10,000.00 

Hartford, P. & F. R. R. first mortgage bonds. . . 25,000.00 

Harlem Riv. & Pt. Chester R. It first mort. bonds. 25,000 00 

N. York, N. Haven & Hartford R. R. Co. stock.. 30,000.00 

Pittsburgh, Ft. W. & Chicago K. R. Co. stock. . . 10,000.00 

N. Y. Central & Hudson River R. R. Co. stock. . 10,000.00 

Lake Shore & Mich. So. Railroad Co. stock 10,000.00 

Nat. Mecli. Banking Association stock, N. Y 5,000.00 

Metropolitan National Bank stock, New York. . . 10,000.00 

Central National Bank stock, New York 5,000.00 

Far. & Mech. Nat. Bank stock, Hartford, Conn... 20,000.00 

Charter Oak Nat. Bank stock, Hartford, Conn. . . LO.OO&00 

Phoenix National Bank stock, Hartford, Conn... . 30,000.00 

vEtua National Bank stock, Hartford, Conn 21,500.00 

City National Bank stock, Hartford, Conn 5,000.00 

Hartford Nat. Bank stock, Hartford, Conn 30,000.00 

Mercantile National Bank stock, Hartford, Conn.. 5,000.00 

National Exchange Bank stock, Hartford, Conn.. 10,000.00 

National Bank of Republic stock, Boston, 7,500.00 

Boston National Bank stock, Boston, 7,000.00 

Merchants Nat. Bank stock, St. Louis 5,000.00 

Merchants Bank stock, St. Louis 875.00 

Total par and market value, $362,875.00 



Market Value. 
$10,000.00 

9,700.00 
50,170.00 

9,500.00 
23,750.00 
25,000.00 
36,600.00 

9,000.00 

9,800.00 

7,600.00 

5,000.00 
12,500.00 

3,250.00 
26,000.00 
13,000.00 
46,800.00 
26,875.00 

5,200.00 
46,800.00 

6,250.00 
12,400.00 

9,525.00 

8,540.00 

4,250.00 
875.00 

$418,385.00 $418,385.00 






Loans on Collaterals. 



Par 
Value. 



Indianapolis & Cincinnati Railroad bonds 

Toledo, Wabash and Western Railroad bonds.. . 

Milwaukee and St. Paul Railroad stock 

Hartford, Providence & Fishkill Railroad bonds 

Indiana Central Railroad bonds 

Cleveland and Pittsburgh Railroad bonds 

N. V., N. II. & Hartford Railroad Co. stock 

Farmers and Mechanics National Rank stock, Hartford 

First National Bank stock, Hartford, 

Weed S. M. Co. stock 

United States Bond, of 18S1 

U. S. TrustCo. stock, 

Hartford National Bauk stock 

New Britain National Bank stock 



Amount 
Loaned. 



$13,400 




Total par and market valuo and amount loaned $28,625 829,118.75 §23,323 $23 323.00 



Cash in the Company's principal office 

Cash belonging to the Company deposited in hank 

Interest due and accrued on stocks not included in " market value" 

Interest due ami accrued on collateral loans 

Net premiums in course of collection 

Aggregate amount of all assets of the Company, at their actual value 



787.78 

77,699.50 

5,792.50 

862.50 

38,000.00 



$831,850.28 



20 FIRE AND FIRE-MARINE INSURANCE 



m. LIABILITIES. 

Losses adjusted and unpaid $2,853.82 

Losses unadjusted, including all reported or supposed losses 19,116.67 

Losses resisted, including interest, costs and other expenses 450.00 

Net amount of unpaid losses • • • • S22.420.49 

Re-insurance at 50 per cent, on fire risks under one year $172,462.11 

Re-insurance pro rata on fire risks running more than one year. . 46,669.79 

Amount required to safely reinsure all outstanding risks _ 219.131.90 

Total liabilities except capital stock * 24 1 . 5S2 - 39 

Stock capital actually paid up in cash 

o i \ a -l i .. 90,297.89 
Surplus beyond capital | 

Aggregate amount of liabilities, capital stock and surplus $831,850.28 

IV. INCOME. 



Gross cash received for premiums $448,941 .78 

Deduct reinsurance, rebate, abatement and return premiums.. 36,563.88 



ft412.377.90 

14,736.56 



Net cash received for premiums 

Eeceived for interest on bonds and mortgages 

Interest and dividends on stocks and bonds and from all other sources 36,829.6- 

_ . 196.59 

Premium on com 

Aggregate income received during the year in cash $464,14 

V. EXPENDITURES. 

Gross amount paid for losses $215,840.33 

Deduct salvages and rc-insurance 31 - 35 

Net amount paid during the year for losses 215,808.98 

Cash dividends actually paid ^JJJ' " 

Paid or allowed for commissions or brokerage »-■>-' ■"■' 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 24,048.69 

Paid state, national, and local taxes, in this and other states 8,617.97 

All other payments and expenditures 21,821.4, 

Aggregate amount of expenditures during the year, in cash 5363 .224.80 



COMPANIES OP CONNECTICUT. 



21 



NORWALK FIRE INSURANCE COMPANY. 



Located in Norwai.k, Conn. 

[Incorporated, May, I860.] 
WILLIAM C. STREET, President. GEORGE K. COWLES, Secretary. 

L CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized #500,000.00 

Whole amount of capital actually paid up in cash 50,000.00 

Amount of unpaid but subscribed capital, for which obligations arc held 50,000.00 



II. ASSETS. 
Loans on bonds, and mortgages, (first liens) 



Stocks and Bonds owned by the Company. 

Par Value. Market Value 

United States registered bond, 1865 $20,000.00 

German American Nat. Bank stock, N. York. . . 3,000.00 

Banbury and Norwalk R. R. bond 1,000.00 

Total par and market value 



$23,000.00 
2,700.00 
1,000.00 



$24,000.00 



$26,700.00 



Loans on Collaterals. 



Norwalk Mills stock 

Danbury National Back stock 

Norwalk Iron Works stock 

National Bank of Norwalk stock 

Danbury and Norwalk R R. stock 

Danbury and Norwalk R. R. bonds 

National Bank of Norwalk stock 

Danbury and Norwalk R. R. stock 

Union Manufacturing Co. stock 

National Bank of Norwalk stock 

Norwalk Gas Light Co. stock 

Cincinnati, Sandusky and Cleveland R. R. bond. 
Stamford National Bank stock 



Par 


Market 


Amount 


value. 


value. 


loaned. 


$450 


$360 


$300 


300 


375 


300 


3,000 


1,500 


1,500 


300 


315 


300 


250 


250 


150 


3,000 


3,000 


2,400 


900 


945 


750 


200 


200 


100 


750 


3,000 


2,400 


200 


210 


150 


2,500 


2,750 


1,500 


500 
360 


5001 
600* 


600 



$2,200.00 



$26,700.00 



Total par and market value and amount loaned. 



$12,710 $14,005 $10,500 $10,500.00 



All other loans 

Cash in the company's principal office. . . 

Cash belonging to the company deposited in bank. 
Interest due and accrued on stocks not included in 

Interest due and accrued on loans 

Premiums in due course of collection 



market value". 



Aggregate amount of assets of the company at their actual value. 



36,686.00 
851.49 
3,038.00 
1,363.25 
5,434.50 
1,152.25 

$83,925.49 



22 FIRE AND FIRE-MARINE INSURANCE 

HI. LIABILITIES. 

Net amount of unpaid losses $600.00 

Reinsurance at fifty per cent, on fire risks under one year $7,297.90 

Re-insurance pro rata on fire risks running more than one year. . 5,246.92 

Amount required to safely re-insure all outstanding risks 12,544.82 

Total amount of liabilities $13,144.82 

Stock capital actually paid up in cash 50,000.00 

Surplus beyond capital 20,780.67 

Aggregate amount of liabilities, capital stock and surplus _ 

IV. INCOME. 

©1 - OQQ 1 K 

Gross cash received for premiums '" ,wo 

Deduct re-insurance, rebate, abatement and return premiums. . 2,490 .58 

Net cash actually received for premiums 

Interest and dividends on stocks and bonds, and from all other sources 4,458.02 

Aggregate amount of income received during the year in cash 

V. EXPENDITURES. 

Gross amount paid for losses $10,506.24 

Deduct amount received for salvages and re insurance 1,515.63 

Net amount paid during the year for losses $8,990.61 

r, L ,. •, 1 -a ■ 5,000.00 

Cash dividends paid 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc 

All other payments and expenditures _ 

Aggregate amount of expenditures during the year, in cash _ $19,240.50 



1,626.00 

663.49 



ORIENT INSURANCE COMPANY. 



Located in Hartford, Conn. 

[Incorporated June 28, 1867.] 

C. T. WEBSTER, President GEORGE W. LESTER, Secretory. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $2,000,000.00 

Whole amount of capital actually paid up in cash 350,000.00 

II. ASSETS. 

Loans on bond and mortgage, first liens $171,820 00 

Interest due and accrued on bond and mortgage loans 5,062.88 

Total value of mortgaged premises $532,740.00 



COMPANIES OP CONNECTICUT. 



23 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

American National bank stock, Hartford $12,000.00 

iEtna National Bank stock, Hartford 12,300.00 

Charter Oak Nat. Hank stock, Hartford 12,500.00 

Fanners & Mechanics Nat. Bank stock, Hartford.. 12,800.00 

Hartford National Hank stock, Hartford 23,400.00 

City National Bank stock, Hartford 3,675.00 

Mercantile National Bank stock, Hartford. 12,000.00 

Phoenix National Bank stock, Hartford 7,550.00 

First National Bank stock, Hartford 6,624.00 

National Exchange Bank stock, Hartford 960.00 

Metropolitan National Bank stock, New York 12,500.00 $116,309.00 

Michigan Central R. R. stock 18,367.50 

Lake Shore and Mich. Southern R. R. stock 15,500.00 

Albany and Susquehannah R. R. stock 9,000.00 

Cleveland & Pittsburgh R. R. stock 17,200.00 

N. Y., N. H. & Hartford R. R. stock 42,3 34.00 102,401.50 

Indiana Central R. R. Co. bonds 10,000.00 

Indianapolis & Cincinnati R. R. Co. bonds, 1858. . 9,900.00 

H., P. & Fishkill R. R. Co. bonds 1 9,000.00 

West Middle School District bonds, Hartford 10,000.00 48,900.00 

Total par and market value $248,500.00 $267,610.50 



$267,610.50 



Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

.Etna Insurance Company stock, Hartford $1,200 $1,980 $1,200 

" " " " " 1,300 2,146 1,200 

" " " " " 1,200 1,980 . 1,200 

Phoenix Insurance Company stock, " 4,000 5,800 1,100 

.ffltna Life Ins. Company stock, " 800 2,400 1,200 

" " " " " 1,000 3,000 1,000 

" " " " 1,000 3,000 1,200 

Continental Life Ins. Co. stock, " 375 375 300 

Conn. Gen'l Life Ins. Co. stock, " 2,500 2,500 1,800 

" " " " " 1,500' 1,500 1,000 

6,000 6,000 1 

N. Y., N. II. & II. It. R. Co. stock 3,000 3,660 ' 

" « 700 854 600 

" '■ " " 2,500 3,050 600 

£ltua National Bank stock, Hartford 500 625 300 

Charter Oak National Bank, Hartford 1,000 1,300 640 

Mercantile National Bank stock, Hartford 3,000 3,750 3,000 

" " " " 2,900 3,625 1,500 

Nassau National Bank stock, New York 1,000 1,000 520.29 

First National Bank stock, Rockville, Conn 300 336 120 

" " " " " " 300 336 180 

" « " " 400 448 860 

American National Bank stock, Hartford 4,000 5,000 3,900 

" " " " " 1,250 1,562.50 1,200 

Rockville National Bank stock, Rockville, Conn 500 600 420 

National Bank Commerce stock, Chicago, 111 2,600 2,750 1,800 

American Natioual Bank stock, Uartford, Conn 760 937.50 

Charter Oak Nat. " " " " 600 650 

First National " " " " 300 414 8,480 

Mtna. Insurance Company stock, " " 200 830 

Trust Deed, 1st rnort. bond, U. Michener, Champaign, 111. . 1,600 1,600 



24 



FIRE AND FIRE-MARINE INSURANCE 



Trust Deed, 1st mort. bond, Z. P. Bates, Champaign. 111. 2,000 2,000 900 

" " " " W. W. Snyder, " . 2,000 2,000 1,200 

" " " W. Hill, Bloomington, 111 3,000 3,000 1,800 

" " bond, J. C. & O. E. Ueisendorf, India'polis, Ind.. 1,000 1,000 900 

" " J. A. Ueidlinger, " " .. 3,000 3,000 3,000 

Trust Deed Bond, Ewing & Smith, Fort Wayne, Ind.. 1,000 1,000 1,000 

" " " H. Burgess, " " " . . 1,000 1,000 600 

" " " Shaw, Lippincott & Conner, Ind'lis, " .. 2,000 2,00 J 1,800 

Dnited States bonds, 5-20s, 1867 1,000 I , _„, ,„ , rnn 

" " " 6-20s,1865 500> 1 '' 37 ' 50 1,50 ° 

" 5-20s, 1867 150 174 150 

City of Hartford bonds 2,000 1,900 1,800 

South Side R. It. Co., Va., 8 per cent. 1st preferred bonds. . 20,000 17,000 15,000 

Hartford, Providence & Fishkill R. R. Co. bonds 4,000 3,800 3,000 

National Screw Co. stock, Hartford 9,000 17,100 6,000 

800 1,520 900 

' 2,500 4,750 } 

Willimantic Linen Co. stock, " 1,250 2,500 ' ' 

1.250 2,500 I 

National Screw Co. " " 2,500 4,750 » ' 

Willimantic Linen Co. " " 7,800 15,600 6,000 

' 750 1,500 600 

Weed Sewing Machine Co. stock, Hartford 2,500 3,300 1,800 

" " " " " 1,175 1,551 1,450 

" " " " 1,175 1,551 1,500 

" " " " 1,600 2,112 2,100 

Hartford Carpet Company " " 1,700 3,740 3,000 

Collins Company stock, Hartford 4,610 4,149 3,000 

Shailer & Hall Quarry Co. stock, Portland, Conn 700 2,100 1,200 

Conn. Trust and Safe Deposit Co. stock 4,000 4,120 3,000 

Adams Express Co. stock 10,000 9,150 6,000 

" " " 1,000 915 600 

" ' 2,500 2,287.50} 

State Bank stock, Hartford 1,000 1,100 ' 

United States Trust Co. stock, N. Y 1,500 3,000 1,200 

National Insurance Co. stock, Hartford 1,500 1,500 ) 

Conn. General Life Insurance Co 850 850 > ' 

1,050 1,050 ) lwo 

National Insurance Co. stock, Hartford 1,600 1,500 ' ' 

Adams Express Co. stock 2,600 2,379 I 

New York, New Haven & Hartford Railroad Co. stock 1,900 2,318 • ' 

Weed Sewing Machine Co. stock 3,500 4,620 } 

National Stave Co. stock 4,000 3,000 > ' 

Total par and market value and amount loaned $165,935 8208,632.00 $127,720.29 $127,720.29 

Cash in the company's principal office 8,754.22 

Cast belonging to the company deposited in bank 34,499 65 

Interest due and accrued on stocks and bonds not included in " market value", .. 8,324.17 

Premiums in due course of collection 42,606.4 l 

Interest due and accrued on collateral loans 3, 836.. SI 

All other property belonging to the company, viz : balances due from agents. ... 11 ,s2. r >.69 

Aggregate amount of assets, at their actual value $672,059.12 



III. LIABILITIES. 



Net amount of unpaid losses 

lie-insurance at fifty per cent, on (ire risks under one year $179,935.60 

Re-insurance jnorata on fire risks running more than one year. 37,617.14 



$28,730.8* 



COM PA NIKS OF CONNECTICUT. 






Amount required to safely re-insure all outstanding risks. 
All other demands against the company 



Total liabilities, except stock capital 

Stock capital actually paid up in cash 

Surplus beyond capital 

Total amount of liabilities, stock and surplus. 



-M7. 
18,781 68 

SS 'J i 

3S0.000.00 

62,993.91 



$678,1 



IV. INCOME. 

I Iross cash received lor premiums 

Deduct re insurance, rebate, abatement and return premiums.. 

ash actually received for premiums 

veil for interest on bonds and mortgages 



f458.9jS6.8S 

40,1- 



Intcrcst and dividends on slocks and bonds, and from all otber sources. 
Aggregate amount of income received during the year in cash 



5418,737.36 
42.009.00 



.. $460,746.36 



"V. EXPENDITURES. 



.Net amount "pa id daring the year for losses 

Paid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash 



$246,325.74 

63,579.91 

22,837.38 

9,797.95 

23,210.29 

$365,-51.27 



PEOPLES FIRE INSURANCE COMPANY. 



Located in Middletown, Conn: 

[Incorporated, May, 1859.] 

JESSE G. BALDWIN, President. SETII II. BUTLER, Secretary. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $300,000.00 

Whole amount of capital actually paid up in cash 42,000.00 

Amount of unpaid, but subscribed capital, for which obligations are held 158,000.00 

II. ASSETS. 

Stocks and Bonds owned by the Company. 



United States 6's, currency 1k»ik1s 

Middletown 7 per cent town bonds 

.\ II., Mid. ft Wil. R. It. 7 per cent, bonds. 



I';\r Viilue. 
SI 5,000.00 

41,60 

20,000.00 



Market Value. 

$17,100.00 

41,500.00 
12,000.00 



26 FIRE AND FIRE-MARINE INSURANCE 

Central National Bank stock, * 3,750.00 5,000.00 

First National Bank stock 10,000.00 10,200.00 

Deposit in Middletown Savings Bank, on interest. 21 ,000.00 21,210.00 

" in Farmers & Mechanics Bank, on interest. 15,000.00 15,375.00 

Total par and market value $126,250.00 $122,385 00 $122,385.00 

Endorsed stock notes. $158,000.00 

Cash in the company's principal office 100.00 

Cash belonging to the company deposited in hank .'!,:> 1 6.38 

Premiums in due course of collection 943.92 

Aggregate amount of all the assets of the company at their actual value $127,005.30 

III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses $384.28 

Losses resisted, including interest, costs, and expenses thereon 2,350.00 

• ■ 

Net amount of unpaid losses * » 

Re-insurance at fifty per cent, on fire risks under one year $20,901.26 

Re-insurance pro rata on fire risks running more than one year. . . 5,121.72 

Amount required to safely re-insure all outstanding risks 26,022.9 

Total amount of liabilities $28,7.=>7.26 

Stock capital actually paid up in cash 42,010. 

Surplus beyond capital 56,248.04 

Aggregate amount of liabilities, capital stock and surplus $127,005.30 

IV. INCOME. 

Gross cash received for premiums $49,623.09 

Deduct re-insurance, rebate, and return premiums 2,029.30 

* 

Net cash actually received for premiums ' $47,593.79 

Interest and dividends on stocks and bonds, and from all other sources 8,000.51 

Aggregate amount of income received during the year in cash $55,594.30 

V. EXPENDITURES. 

Net amount paid during the year for losses $34,326.68 

Cash dividends paid 4,000.00 

Paid or allowed for commissions or brokerage 6,740.67 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 3,050.00 

All other payments and expenditures 1,498.81 

Aggregate amount of expenditures during the year, in cash $49,616.16 



COMPANIES OP CONNECTICUT. 



27 



PIKENIX INSURANCE COMPANY. 



Located in Hartford, Conn. 
[Incorporated, May, 1854.] 



H. KELLOGG, President. 



D. W. C. SKILTON, Secretary. 



I. CAPITAL. 



Whole amount of joint-stock or guaranteed capital authorized $2,100,000.00 

Whole amount of capital actually paid up in cash 600,000.00 



II. ASSETS. 



Real estate owned by the company, unencumbered 

Loans on bond and mortgage, (first liens,) 

Interest due and accrued on bonds and mortgage loans. 

Value of the lands mortgaged 

Buildings mortgaged, (insured for $4,000.00) 

Total value of mortgaged premises 



$15,000.00 
10,500.00 

$25,500.00 



Stocks and bonds owned by the Company. 



Stocks : Hartford National Bank, Hartford.'. 
Farmers & Mechanics Nat. Bank, " 
Mercantile National Bank, " 

City National Bank, ■ " 

iEtna National Bank, " 

Phoenix National Bank, " 

State Bank, " 

Connecticut River Bank, " 

American National Bank, " 

Hartford Trust Co. " 

Metropolitan National Bank, New York. 
Merchants Exchange Nat. Bank, " 
Manufac'rs & Merch'ts Nat. Bank " 
New Britain National Bank, New Britain. . 
Waterbury National Bank, Waterbury. . . . 

Niagara District Bank, Canada 

Fourth National Bank, Chicago 

Holyokc Water Power Company 

New York, N. Haven & Hartford R. R. . . . 
Rensselaer & Saratoga R. R 

Bonds : United Stales 6s of 1881, 6 per cent. . 

United States 5-20s, 6 per cent 

Atlantic Dock Company, 7 por cent 

Tennessee State, 6 per cent 



Par Value. 
$100,000.00 
50,000.00 
50,000.00 
20,000.00 
20,000.00 
30,000.00 
15,000.00 

5,000.00 
25,000.00 
25,000.00 
10,000.00 
10,000.00 
10,000.00 
15,000.00 
10,700.00 

5,000.00 
10,000.00 
10,000.00 
40,000.00 
20,000.00 
75,000.00 
25,000.00 
50,000.00 
20,000.00 



Market Value. 
$158,000.00 
67,000.00 
62,500.00 
21,400.00 
25,000.00 
48,000.00 
18,000.00 

6,500.00 
31,250.00 
29,000.00 
13,000.00 

9,000.00 

9,000.00 
19,500.00 
14,980.00 

5,250.00 
11,000.00 
20,000.00 
50,800.00 
20,200.00 
90,000.00 
28,500.00 
50,000.00 
16,200.00 



$132,959.93 

12,500.00 

106.66 



28 FIRE AND FIRE-MARINE INSURANCE 

Alabama State, 8 per cent . . 50,000.00 32,500.00 

South Carolina, (old reg. stock) 6 per cent 25,003.70 10,001.48 

Hartford City, 6 per cent 10,000,00 10,000.00 

New Britain Water, 7 per cent 10,000.00 10,350.00 

Detroit City, 7 per cent 50,000.00 51 ,000.00 

Cincinnati City, 7 3-10 per cent 50,000.00 52,500.00 

San Francisco, 7 per cent 48,500.00 50,925.00 

Hamilton County, Ind., 10 per cent 40,000.00 40,400.00 

Indianapolis & Cincinnati R. R. 7 percent 57,000.00 51,300.00 

•Connecticut Western R. R. 7 per cent 30,000.00 25,500.00 

Harlem River & Port Chester R. R., 7 pr. ct... 50,000.00 50,250.00 

Total par and market value $1,071,203.70 $1,208,806.48 $1,208,806.48 



Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

Southern Minnesota R.R. bonds $50,000 835,000 $35,000 

Total par and market value and amount loaned $50,000 $35,000 $35,000 $35,000.00 



Cash in the company's principal office 5,761 .67 

Cash belonging to the company deposited in bank 93,583.32 

Interest due and accrued on collateral loans 939.80 

Premiums in due course of collection '. . 188,955.91 



Aggregate amount of assets of the company, at their actual value $1,678,613.77 



1 



IH. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. $92,882.28 

Losses resisted, including interests, costs, and expenses 13,100.00 

Net amount of unpaid losses $105,982.28. 

Re-insurance at fifty per cent, on fire risks under one year $549,51 1.12 

Rc-insurancc pro rata on fire risks running more than one year. . . 230,538.39 

Amount required to safely re-insure all outstanding risks 780,049.51 

All other demands against the company 26,250.00 

Total liabilities except stock $912,281.79 

Stock capital actually paid up in cash 600,000.00 

Surplus beyond capital. 1 . 166,331.98 

Aggregate amount of liabilities, capital stock and surplus $1,678,613.77 



IV. INCOME. 

Gross premiums received in cash $1 ,640,944.47 

Deduct rc-insurancc, rebate, abatement and return premiums. 109,729.75 

Net cash actually received for premiums 1,531,214.72 

Received for interest on bonds and mortgages 1,471.16 

Interest and dividends on stocks and bonds and from all other sources 80,536.79 

Abrogate amount of income received during the year, in cash $1,613,222.67 



COMPANIES OP CONNECTICUT. 



29 



V. EXPENDITURES. 

Net amount paid daring the year for losses $883,402.94 

Paid or allowed for commissions or brokerage 227,999.44 

Salaries, fees, and all other charges of officers, clerks, agents, etc 53,865.33 

Paid for state, and local taxes 40,009.56 

All other payments and expenditures 129,046.23 

Aggregate amount of expenditures during the year, in cash $1,334,323.50 



SECURITY INSURANCE COMPANY. 



[Incorporated, 1841.] 
Located in New Haven, Conn. 
CHAS. PETERSON, President. 



H. MASON, Secretary. 



I. CAPITAL. 



Whole amount of joint-stock or guaranteed capital authorized 

Whole amount of capital actually paid up in cash , 

Amount of unpaid, but subscribed capital, for which obligations are held. 

II. ASSETS. 



$400,000.00 
139,000.00 
100,000.00 



Loans on bond and mortgage, (first liens) 

Interest accrued on bonds and mortgage loans 

Value of lands mortgaged 

Value of buildings mortgaged, (insured for $5,000.00). 



Total value of mortgaged premises 



$24,000.00 
11,000.00 



$35,000.00 



12,100.00 
203.10 



Stocks and Bonds owned by the Company. 

Tar Value. Market Value. 

Morris and Essex R. R. stock $4,000.00 $3,560.00 

Shore Line R. R. stock 6,100.00 6,161.00 

Lake Shore and Mich. Southern R. R. stock 10,000.00 7,925.00 

N. York, N. Haven & Hartford R. R. stock 5,000.00 6,100.00 

Second National Bank stock, New Haven 3,400.00 4,760.00 

Merchants National Bank stock, " 900.00 1,080.00 

N. Haven County Nat. B'k stock, " 4,000.00 5,600.00 

National New Haven Bank stock " 7,900.00 1 1,060.00 

Yale National Bank stock, . ." 10,000.00 11,700.00 

Union Pacific R. R. 1st mort. bonds, 8,000.00 6,660.00 

Peoria, Pekin & Jack'ville R. R. 1st mort. bonds.. 6,000.00 5,400.00 



30 



FIRE AND FIRE-MARINE INSURANCE 



West Wisconsin R. R. 1st mort. bonds 3,000.00 

New Haven & Northampton R. R. bonds 15,000.00 

Chicago & Alton R. R. income bonds 16,500.00 

New Haven Water Co. 1st mort. 7 per ct. bonds. 10,000.00 

United States bonds, new issue of 1865 500.00 

" " new i$sue of 1 867 4,500.00 

Sweeds Iron Co. 1st mort. 8 per cent, bonds 2,000.00 

Total par and market value $116,800.00 



2,625.00 

13,875.00 

15,180.00 

10,000.00 

575.00 

5,175.00 

2,000.00 



$119,436.00 $119,436.00 



Loaned on Collaterals. 



New York and New Haven B. R. 6 per cent, bond 

Union Pacific Income bond 

South Side K. R. 1st mort. bond , 

Burlington, Cedar Rapids & Minn. R. R. 1st mort. bond 

New Haven and Northampton R. R. 1st mort. 7 per cent, bonds. 

Yale National Bank stock, New Haven 

Indianapolis and Madison R. R. 1st mort. bond 

Union Pacific R. R. 1st mort. bond, coupons attached 

N. H. & D. R. R. bond, city guarantee 

Second National Bank stock, New Haven 

United States bond, 1865 

Fowler Nail Co. stock, 

Haiard Powder Co. stock 



Par 


Market 


Amount 


value. 


value. 


loaned. 


11,000 


$ 980 


$ 350 


2,000 


1,4801 




1,000 


800 




1,000 


540 


■ 5,900 


1,000 


1,000 




1,000 


1,170; 




1,000 


1,000 


1,000 


4,000 


3,400 


3,400 


1,000 


900 


400 


1,000 


1,400 


1,050 


600 


575 


300 


2,500 


2,500 


1,600 


6,800 


6,800 


1,000 



Total par and market value and amount loaned 823,800 822,645 $15,000 $15,000.00 



Cash in the Company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks and bonds not included in " market value". .« 

Premiums in due course of collection 

Bills receivable, taken for marine risks 

All other property belonging to the company 

Aggregate amount of all assets, stated at their actual value 



2,865.39 

24,047.11 

376.01 

31,979.38 

3,082.00 

6,777.00 



$215,865.99 



III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. 
Losses resisted, including interest, costs, and expenses 



Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year 

Re-insurance pro rata on lire risks running more than one year 
Re-insurance on marine risks 



1 



Amount required to safely re-insure all outstanding risks. 

Due anil accrued for salaries, rent, advertising, etc 

All other demands against the Company 

Total liabilities, except capital stock 

Slock capital actually paid up in cash 

Surplus beyond capital 



$167.18 

5,678.00 

625.00 



$33,828.50 

4,564.80 

12,547.96 



$6,470.18 



50,941.26 
1,375.00 
3,750.36 



$62,5.36.80 

139,000.0(1 

14,329.19 



Aggregate amount of liabilities, capital stock and surplus $215,865 



.99 



COMPANIES OP CONNECTICUT. 31 



IV. INCOME. 



Kiic Marine. 

Gross cash received for premiums $09,093.89 $84,629.12 

Deduct only re-insurance, rebate, abatement, 

and return premiums • 1 ,968. 74 4,042.48 



Nut cash actually received for premiums $67,125.15 $80,586.64 $147,711.79 



Bills and notes received for premiums, remaining unpaid $3,082.00 

Received for interest on bonds and mortgages ) 

v Q Q iR 1Q 

Interest and dividends on stocks and bonds, and from all other sources ) 



Aggregate amount of income received during the year in cash $157,658.18 



V. EXPENDITURES. 

Fire. Marine. 

Gross amount paid for losses $16,609.11 $89,207.19 

Deduct salvages and re-insurance 5,846.79 



Net amount paid during the year for losses $16,609.11 $83,360.40 $99,969.51 



Cash dividends paid 10,000.00 

Paid or allowed for commissions or brokerage 17,096.07 

Salaries, fees, and all other charges of officers, clerks, agent, etc 7,336.30 

Paid for state, national, and local taxes 543.50 



Aggregate amount of expenditures during the year, in cash $134,945.38 



HARTFORD STEAM BOILER INSPECTION AND 
INSURANCE COMPANY. 



Located in Hartford, Conn. 

[Incorporated June, 1866.) 

*J. M. ALLEN, President. J. B. PIERCE, Secretary. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash 150,000.00 

Amount of unpaid, but subscribed capital, for which obligations are hold 350,000.00 



32 FIRE AND FIRE-MARINE INSURANCE 



II. ASSETS. 

Loans on bond and mortgage, first liens $44, 81/0.00 

Interest accrued on bonds and mortgage loans 1 ,448.30 

Value of the land mortgaged $191,000.00 

Value of buildings mortgaged, (insured for $5,000) 8,000.00 

Total value of mortgaged premises $199,000.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

State of Connecticut 6 per cent, bonds $100,000.00 ''00,000.00 

Dayton and Western It. K. bonds 1 5,000.00 1 1 ,550.00 

Urbana, III., township bonds 4,000.00 4,000.00 

City National Bank stock, Hartford 2,800.00 2,940.00 

N. Y., N. H. & Hartford K. It. Co. stock 10,000.00 12,800.00 



Total par and market value $131,800.00 $131,290.00 $131,290.00 

Cash in the Company's principal office 413.67 

Cash belonging to the company deposited in bank 6,909.25 

Cash in hands of agents and in course of transmission 7,878.64 

Interest due and accrued on stocks not included in " market value" 3,190.00 

Stock notes, secured by endorsement, payable thirty days after notice, $350,000 

Premiums in due course of collection 2,588.40 

All other property belonging to the company 2,400.00 

Aggregate amount of assets, at their actual value $200,918.26 



HI. LIABILITIES. 

Net amount of unpaid losses $ 415.01 

Amount required to safely re-insure all outstanding risks at 25 per cent 29,080.13 

Total amount of liabilities, except capital stock $29,495.14 

Stock capital actually paid up in cash 150,000.00 

Surplus beyond capital 21 ,423 .1 2 

Aggregate amount of liabilities, capital stock and surplus $200,918.26 



IV. INCOME. 

Gross cash received for premiums $121,169.99 

Deduct re-insurance, rebate, and return premiums 6,81 7.25 

Net cash actually received for premiums $114,352.74 

Received for interest on bonds and mortgages 3, 1 60.30 

Interest and dividends on stocks and bonds, and from all other sources 8,685.68 

Received from the assured for inspection of steam boilers 51,929.99 

Aggregate amount of income received during the year in cash $178,128.71 



COMPANIES OF CONNECTICUT. 



33 



V. EXPENDITURES. 

Not amount paid during the year for losses $10,914.33 

Cash dividends paid J 42,000.00 

Paid or allowed for commissions or brokerage 43,150.23 

Salaries, fees, and all other charges of officers, elerjis, agents, etc 9,393.33 

Paid for state, national, and local taxes 2,324.79 

All other payments and expenditures .«, 68,788.31 

Aggregate amount of expenditures during the year, in cash $176,570.99 



FIRE AND FIRE-MARINE INSURANCE 
COMPANIES OF OTHER STATES. 



ABSTRACTS, COMPILED FROM THE ANNUAL STATEMENTS 
OF THE STOCK-FIRE AND FIRE-MARINE INSURANCE 
COMPANIES OF OTHER STATES, AUTHORIZED 
TO DO BUSINESS IN THE STATE OF CON- 
NECTICUT, SHOWING THEIR CON- 
DITION ON THE 31 st DAY 
OF DECEMBER, 1873. 



AGRICULTURAL INSURANCE COMPANY. 



[Organized January 10, 18G3.] 
Located in Watehtown, N. Y. 
JOHN C. COOPER, President. ISAAC MUNSON, - 

Attorney in Connecticut,. GEO. W. HANOVBR, Williinantie. 

I. CAPITAL. 



Whole amount of joint-stock or guaranteed capital authorized. 
Whole amount of capital actually paid up in cash 



$2(10,000.00 
2iii), 000.00 



II. ASSETS. 



Real Estate owned by the Company, unencumbered, 

Loans on bonds and mortgages, first liens 

Interest accrued on Bond and mortgage loans 

Value of land mortgaged 

Buildings mortgaged, (insured for $26,600 as collateral). . 



$868,460.00 
289,490.00 



Total value of mortgaged premises $1,157,950.00 



Stocks and Bonds owned by the Company. 



Town of Clayton bonds 

R. W. & O. R. R. bonds 

Town of Watertown bonds 

United States bonds, 5-20s, 1865, new 

" " " " 1862, registered. 

" " " " 1864, coupon... 

" " " " 1864, registered. 

Canada Dominion stock 

Utica, Clinton, and Binghamton bonds. . . . 

Village of Carthage bonds 

Town of Houndsfield bonds 

Tennessee State bond 

St. Lawrence Co. bond v . 

Town of Wilson bonds 



Par Value. 

S6.000.00 

3,000.00 

5,500.00 

45,500.00 

17,000.00 

10,000.00 

25,000.00 

14,500.00 

14,500.00 

5,000.00 

1 ,000.00 

1,000.00 

100.00 

10,000.00 



Market Value. 

$6,000.00 

3,000.00 

5,500.00 

54,201.88 

19,200.00 

11,475.00 

28,562.50 

15, '.150. 00 

14,500 00 

5,000.00 

1 ,000.00 

790.00 

100.00 

10,000.00 



$67,752.84 

284,846.20 

5,990.89 



Total par and market value $158,100.00 $175,279.38 $175,2 



38 FIRE AND FIRE-MARINE INSURANCE 



Loaned on Collaterals. 

Par Market Amount 

Value. Value. Loand. 

Watertown Fire Insurance Co. stock $2,000 $6,000 ) j 

Bond anil mortgages 3,000 3,000 j ' 

Watertown Fire Insurance Co. stock 8,000 24,000 8,000 

« " " '< -2,000 6,000 3,500 

" " " " 3,000 9,000 3,000 

" 1,000 3,000 1,000 

« 5,000 15,000 2,000 

" 6,000 18,000 4,000 

" " " " 2,000 6,000 \ 

United States bond 2,400 2,400 > 7,000 

Bond and mortgages 1,000 1,000 ' 

D. S. M. Co. bond 11,000 11,000 

Certificate award, 574 Canal claim 11,762.45 11,762.45 

Homestead Fire Insurance Company stock 2,300 2,300 1,500 

Bond and mortgage 2,200 2,200 197.02 

" " » 6,000 6,000 3,258.16 



10,000 



Total par and market value and amount loaned *68,GG2.45 £126,662.45 $47,901.29 $47,901 .29 

Casli in the company's principal office 10,001.49 

Cash belonging to the company deposited in hank 107,977.10 

Interest due and accrued on slocks not included in " market value" 2,1 13.38 

Interest due and accrued on collateral loans 1,806.33 

Net Premiums in due course of collection 1 22,351.56 

All other property belonging to the company 450.00 

$826,470.46 



III. LIABILITIES. 

Losses adjusted and unpaid $4,107.15 

Losses unadjusted, including all reported and supposed losses 10,485.28 

Losses resisted, including interest, costs, and other expenses 11,585.76 

Net amount of unpaid losses $26,178.19 

Re-insurance at fifty per cent, on fire risks under one year $50,603.48 

Re-insurance pro ruin on lire risks running more than one year. . 038,0.32.24 

Amount required to safely reinsure all outstanding risks 688,635.79 

Cash dividends to stockholders remaining unpaid 222.00 

Total liabilities except capital stock $715,035.91 

Stock capital actually paid up in cash 200,000.00 

Total liabilil lea $915,035.91 

Jan. 22, 1874, $100,000 paid in by stockholders to make up deficiency. 

IV. INCOME. 

Gross cash received for premiums $636,772.10 

Deduct reinsurance, rebate, abatement, and return premiums. 42,212.31 

Net rash actually received for premiums $594,559.79 

Received lor interest on bonds and mortgages , — 20,632.35 



OF OTHER STATES. :!'.• 

Interest and dividends on stocks and bonds, and from all other Bources 12,2_ 

[ncome received from nil other source 2,093.95 

Aggregate amount of income received during the year in cash $629,81 1 .07 

V. EXPENDITURES. 

Gross amount paid for losses $309,512.80 

Deduct re-insurance 8,519.50 

Net amount paid for losses $300,993.30 

Cash dividends act ually paid 4(),000.0() 

Paid or allowed for commissions or brokerage ' 102,239.35 

Salaries, Ices, and all other charges of officers, clerks, agents, etc 55,048.62 

Paid for state, national, and local taxes ' 6,215.18 

All other payments and expenditures 21,647.62 

Aggregate amount of expenditures during the year, in cash $526,144.07 



ALEMANNIA INSURANCE COMPANY. 



Located in Cleveland, Ohio. 

[Incorporated, March 21, 1870.] 

WILLIAM MEYER, President. G. PLASMAN, Secretary. 

Attorney in Connecticut, C. B. BOWERS, New Haven. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $250,000.00 

Whole amount of capital actually paid up in cash 250,000.00 

II. ASSETS. 

Loans on bond and mortgage, first liens, not more than one year's interest due.. $92,346.83 

Loans on bond and mortgage, move than one year's interest due 185,475.00 

Interest due and accrued on bond and mortgage loans 39,510.70 

Value of lands mortgaged $1 ,953,000 

Value of buildings mortgaged , . . . 1 80,000 

Total value of mortgaged premises $2,133,000 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

City of Cleveland bonds $23,000.00 $23,000.00 

United States honds, '67 coupon 2,400.00 2,736.00 

Total par and market value $25,400.00 $25,736.00 $25,736.00 



40 FIRE AND FIRE-MARINE INSURANCE 

Loans on notes and mortgaged held as collateral 18,654.71 

Cash in the company's principal oflice 1,153.80 

Cash belonging to the company deposited in bank 21,339.84 

Interest due and accrued on stocks not included in " market value" 690.00 

Interest ilue and accrued on collateral loans 1,800.00 

Gross Premiums in due course of collection 57,134.17 

Aggregate amount of all assets, at their actual value $443,841.05 



III. LIABILITIES. 

Losses adjusted and unpaid $18,075.10 

Losses unadjusted', including all reported and supposed losses. . . . 19,626.41 

Losses resisted, including interest, costs, and other expenses 6,500.00 

Net amount of unpaid losses <. $44,201 .51 

Reinsurance at fifty per cent, on fire risks under one year $103,246.51 

Re-insurance pro rata on fire risks running more than one year., 14,650.70 

Amount required to safely re-insure all outstanding risks 1 17,897.27" 

Due for commissions and brokerage 13,154.01 

Total amount of liabilities, except capital stock $175,252.79 

Stock capital actually paid up in cash 250,000.00 

Surplus beyond capital 18,588.26 

Aggregate amount of liabilities, capital stock and surplus $443,841 .05 



IV. INCOME. 

Gross cash received for premiums $349,551 .08 

Deduct re-insurance, rebate, abatement, and return premiums. 99,393.61 

Net cash actually received for premiums $250,157.47 

Received for interest on bonds and mortgages 7,650.00 

Income received from all other sources * 701 .85 

Received for assessment on capital $62,500.00 

Aggregate amount of income received during the year in cash $258,509.32 

V. EXPENDITURES. 

Net amount paid during the year for losses $180,217.63 

Paid or allowed for commissions or brokerage 72,825.00 

Salaries, fees, and all other charges of officers, clerks, agents, etc 6,194.33 

Paid for state, national, and local taxes 7,704.98 

All other payments and expenditures 30,804.62 

Aggregate amount of expenditures during the year, in cash $297,746.56 



COMPANIES OP OTHER STATES. 



41 



ALLEMANNIA FIRE INSURANCE COMPANY. 






Located in Pittsburgh, Penn. 

[Incorporated April 27th, 18G8.] 

ROBERT C. SCIIMERTZ, President. CIIAS. F. IIERROSEE, Secretary. 

Attorney in Connecticut, GEO. S. LESTER, New Haven. 

I. CAPITAL. 



Whole amount of joint-stock or guaranteed capital authorized. 
Whole amount of capital actually paid up in cash 



$200,000.00 
150,000.00 



II. ASSETS. 



Loans on bond and mortgage, first liens 

Loans on bond and mortgage, in process of foreclosure . 
Interest due and accrued on bonds and mortgage loans. 

Total value of mortgaged premises 

Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Cross premiums in due course of collection 



$936,600.00 



Aggregate amount of all assets of the company, at their actual value. 



$312,427.94, 
4,000.00 
6,581.26 



11,635.23 
41,695.02 
53,063.81 

§429,403.26 



III. LIABILITIES. 

Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses.... 
Losses resisted, including interest, costs, and other expenses 

Net amount of unpaid losses 

Reinsurance at fifty per cent, on fire risks under one year 

Re insurance pro rata on fire risks running more than one year. . 

Amount required to safely reinsure all outstanding risks. 

Due and accrued for salaries, rent, advertising, etc 

Due for commissions and brokerage 



$9,170.30 
3,760.00 
2,275.96 



$171,247.91 
24,016.88 



Total liabilities except capital stock 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus. 



$15,206.26 



195,264.79 

218.25 

13,265.95 

$223,955.25 

150,000.00 

55,448.01 

$429,403.26 



6 






42 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Gross cash received for premiums $393,41 2.72 

Deduct rc-insurancc, rebate, abatement, and return premiums. 48,861.75 

Net cash received for premiums 8344,550.97 

Received for interest on bonds and mortgages 24,48*. 43 

Aggregate amount of income received during the year in cash $369,039.40 

V. EXPENDITURES. 

Net amount paid for losses $108,069.64 

Cash dividends actually paid 10.0u0.00 

Paid or allowed for commissions or brokerage 90,277.73 

Salaries, foes, and all other charges of officers, clerks, agents, etc 10,856.24 

Paid for state, national, and local taxes 9,218.65 

All other payments and expenditures 26,543.02 

Aggicgate amount of expenditures during the year, in cash $254,965.28 



AMAZON INSURANCE COMPANY. 



Located in Cincinnati, Ohio. 

[Incorporated Oct. 1st, 1871.] 

GAZZAM GANO, President. BYRON D. WEST, Secretary. 

Attorney in Connecticut, RALPH GILLETT, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized, $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Loans on bond and mortgage, (first liens,) not more than one year's interest due.. $164,624.37 
Loans on bond and mortgage, (first liens,) moie than one year's interest due.... 262,980.00 

Interest due and accrued on bond and mortgage loans 38,408.88 

Value of the land mortgaged, . $727,7 1 7.00 

Buildings, (insured for $1 57,600,) 491 ,950.00 

Total value of mortgaged premises $1,219,667.00 



COMPANIES OF OTHER STATES. 



43 



Storks and Bonds owned by the Company. 
Par Value. 

United States bonds, 10-40s, registered $125,000.00 

" " " 10-40s, coupon 22,300.00 

" " " 5-20s, July, '05 45,500.00 

South Carolina State bonds 20,000.00 

Mississippi State bonds 15,000.00 

Alabama State bonds 10,000.00 

Westwood School bonds, Ohio 8,500.00 

Union County " " 2,600.00 

Delaware City " " 2,000.00 

Elmon City " " 3,000.00 

Piqua Water Works bonds, Ohio 10,000.00 

Total par and market value $203,900.00 



Market Value. 

$139,002.50 

25,199.00 

52,200.00 

2,500.00 
11,432.12 

6,822.75 

8,100.00 

2,400.00 

1,800.00 

2,700.00 

8,000.00 

$200,216.37 $260,216.37 



Pomeroy Iron Co. stock. 
United States bond 



Loans on Collaterals. 



Par 

value. 

3,000 
1,000 



Market 
value. 

3,000 I 
1,100 J 



Amount 
loaned. 



3,347.89 



Total par and market value and amount loaned $4,000 $4,100 $3,347.89 $3,347.89 



Cash in the Company's principal office 

Cash belonging to the Company deposited in bank 

Net premiums in due course of collection 

Biills receivable, taken Cor tire and inland navigation risks. 

Due from other insurance companies 

Furniture, &c 



$5,000.00 



21,858.45 

57,765.05 

29,000.89 
4,277.85 



$842,479.75 



III. LIABILITIES. 

Losses adjusted and unpaid $29,177.26 

Losses unadjusted, including all reported or supposed losses 44,453.05 

Losses resisted, including interest, costs and other expenses 28,904.69 

Total gross amount of claims for losses $102,535.00 

Deduct re-insurance 3,958.65 

Net amount of unpaid losses $98,576.35 

Re-insurance at 50 per cent, on fire risks under one year $185,369.02 

Re-insurance pro rata on fire risks running more than one year. . 34,345.31 

Re-insurance at 50 per cent, on inland navigation rLks 14,006.25 

Amount required to safely re-insure all outstanding risks 233,720.58 

Due and accrued for salaries, rent, etc 3,000.00 

All other demands against the company, for taxes, &c 7,000.00 

Total liabilities except capital stock $342,296.93 

Stoek capital actually paid up in cash 500,000.00 

Surplus beyond capital 182.82 

Aggregate amount of liabilities, capital stock and surplus $842,479.75 



44 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Fire. Inland. 

Gross cash received for ]>rcmiums $548,620.58 $10S,103.99 

Deduct reinsurance and return premiums 154,040.01 28,484.07 

Net cash received for premiums S394.5S0.57 $79,619.92 S474.200.49 



Bills and notes for unpaid premiums 29,000.89 

Received for interest on bonds and mortgages 24,051 .28 

Interest and dividends on stocks and bonds and from all other sources 16,256.17 



Aggregate income received during the year in cash $514,507.94 

V. EXPENDITURES. 

Fire. Inland. 

Gross amount paid for losses $386,114.81 $110,855.61 

Deduct salvages and re insurance 10,518.29 5,435.57 



Net amount paid during the year for losses $375,596.52 $105,420.04 $481,016.56 



Paid or allowed for commissions or brokerage 77,376.09 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 38,5.">4.40 

Paid state, national, and local taxes, in this and other states 13,807.70 

All other payments and expenditures 80,331.50 



Aggregate amount of expenditures during the year, in cash $691,146.25 



AMERICAN FIR"E INSURANCE COMPANY. 



Located in PniLADELrmA, Penn. 

[Incorporated, Feb. 2Sth, 1810.] 

THOMAS R. MARIS, President. ALBERT C. L. CRAWFORD, Secretary. 

Attorney in Connecticut, J. N. CRANDALL, Norwich. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cosh 400,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $150,100.00 

Loans on bonds and mortgages, (first liens) 454,489.50 

Interest due and accrued on bonds and mortgage loans. . .' 7,376.42 



COMPANIES OF OTHER STATES. 



45 



Value of lands mortgaged SMS, 775. 00 

Buildings mortgaged, (insured for S3G5.S00,) 685,775.00 

Total value of mortgaged premises SI ,01 9,550.00 

Stocks and Bonds owned by the Company. 

Par Value. Market Tal up. 

North Pennsylvania R. R. Co. stock $5,000.00 $4,700.00 

Philadelphia & Lancaster Turnpike Co. stock... 900.00 180.00 

Coal Ridge Improvement & Coal Co. loan 10,000.00 8,000.00 

City ami County of Erie, Penn., loan 1,600.00 1,120.00 

Elmira & Williamsport R. R. Co. 5 p. ct. loan.. 1,000.00 570.00 

Harrisburgh, P., Mt. J. & Lan. R. R. Co. loan.. 10,000.00 9,400 00 

Delaware R. R. Co. loan, guaranteed 5,000.00 4,500.00 

Susquehanna Canal Co. loan 7,000.00 4,900.00 

Schuylkill Navigation Co. loan,, 1st mortgage 12,000.00 9,3G0.0O 

" " " 1882 mortgage.... 1,225.00 857.50 

Chesapeake & Delaware Canal Co. loan : 10,000.00 8,800.00 

Little Schuylkill R. R.& Nav. Co. 7 p. ct. loan.. 5,000.00 4,950.00 

Del. Division Canal Co. loan, 1st mortgage 15,000.00 13,500.00 

D.& R. C'l and C. & A.R. R. &T.Co. loan, '75. 3,000.00 2,940.00 

" " " 1st m't'g. 24,000.00 22,320.00 

Lehigh Coal & Nav. Co. loan, '84, 1st mortgage.. 20,000.00 18,000.00 

State of Tennessee 5 per cent, loan 10,000.00 7,000.00 

State of Tennessee 6 per cent, loan 10,000.00 8,000.00 • 

Franklin Institute of Phil. 5 per cent, loan 2,500.00 1,750.00 

Am. Steamship Co. loan, guar, by Pa. R. R. Co. 15,000.00 10,500 00 

Total par and market value, $168,225.00 8141,347.50 $141,347.50 

Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

Buck Mountain Coal Co. stock 65.250 §3,150 $1,850 

Pennsylvania R. R. Co. stock 9,250 8,695 1 

Philadelphia Warehouse Co. stock 2,400 1,500' ' 

Penn. Salt Manufacturing Co. stock 20,000 2S.O0O 19,000 

Little Schuylkill Nav., R. R. & Coal Co. stock 10,000 9,400 5,000 

Susquehanna Canal Co. loan 5,000. 3,500 2,901.68 

Cambria Iron Co. stock 25,000 30,000 10,000 

Pennsylvania RR. Co. stock 4,450 4,183 2,500 

American i'ire Insurance Co. stock 3,000 2,430 3,500 

Penn. Salt Manufacturing Co. stock 5,000 7,000 1 

Lehigh Valley R. R. Co. stock 5,000 5,800* ' 

Delaware County National Bank stock 3,500 4,200 3,000 

United States 5-20 loan, "65 17,000 19,550 16,250 

Lehigh Valley R. R. Co. stock 10,000 11,600 10,000 

Pennsylvania R. R. Co stock '. 20,000 1S.S0O 15,000 

" - 5,000 4,7001 

Philadelphia and Reading R. R. Co. stock 5,000 5,700* ' 

Total par and market value and amount loaned $154,850 S16S.208 $110,721.68 $110 721.68 

Loans on ground rents, well secured 41,040.83 

Cash in the company's principal office 1,972.05 

Cash belonging to the company deposited in bank 27,306. 18 



i 



I 



46 FIRE AND FIRE-MARINE INSURANCE 

Interest due and accrued on stocks not included in " market value" 2,549.74 

Interest due and accrued on collateral loans 577.29 

Net premiums in du • course of collection 14,847.05 

All other property belonging to the company 336.26 

Aggregate amount of assets of the company at their actual value S952.664.50 

ni. LIABILITIES. 

Losses adjusted and unpaid $3,416.03 

Losses unadjusted, including all reported and supposed losses 29,7S6.22 

Net amount of unpaid losses $33,202 25 

Re-insurance at fifty per cent, on fire risks under one year $163,537.88 

Re-insurance pro rata on fire risks running more than one year.. 32,812.82 

Amount required to safely reinsure all outstanding risks 196,350.70 

Amount reclaimable by the insured on perpetual fire risks : 265,599.56 

All other demands against the company 495.50 

Total amount of liabilities $495,648.01 

Stock capita] actually paid up in cash 400,000.00 

Surplus beyond capital , , . . . 57,016.49 

Aggregate amount of liabilities, capital stock and surplus $952,664.50 

IV. INCOME. 

Gross cash received for premiums $419,364.18 

Deduct re-insurance, rebate, abatement and return premiums. . 45,720.99 

Net cash actually received for premiums $373,643.19 

Received for interest on bonds and mortgages 29,159.44 

Interest and dividends on stocks and bonds, and from all other sources 16,052.79 

Income received from all other sources '. . 8,621 66 

Deposit premiums (less 5 per cent.) received for perpetual fire risks, $9,493.44 

Aggregate amount of income received during the year in cash $427,47 7.08 

V. EXPENDITURES. 

Net amount paid during the year for losses $460,948.16 

Cash dividends paid 862.50 

Paid or allowed for commissions or brokerage 79,727.14 

Salaries, fees, and all other charges of officers, clerks, agents, etc 10,883.25 

Paid for state, national, and local taxes 9,726.73 

All other payments and expenditures 5,162.78 

Deposit premium returned on perpetual fire risks $7,080.85 

Aggregate amount of expenditures during the year, in cash $567,310.56 






COMPANIES OP OTHER STATICS. 47 



AMERICAN CENTRAL INSURANCE COMPANY. 



Located in St. Louis, Mo. 

[Incorporated February, 1853.] 

GEORGE P. PLANT, President. GEORGE T. CRAM, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of capital actually paid up in cash $275,000.00 

II. ASSETS. 

Stocks and Bonds owned by the Compiny. 

Par Value. Market Value. 

United States bonds, currency 6s, registered $200,000.00 $230,000.00 

" " " new coin loan, registered. . 50,000.00 56,000.00 

Missouri 6 per cent, bonds, (short) 250.000.u0 240,000.00 



Total par and market value $500,000.00 $526,000.00 $526,000.00 



Cash in the company's principal office $520.00 

Cash belonging to the company deposited in bank 19,841 92 

Gross premiums in due course of collection 80,993.03 

Office furniture $7,500.00 



Aggregate amount of assets, at their actual value $627,354.95 



in. LIABILITIES. 

Losses adjusted and unpaid $28,144.98" 

Losses unadjusted, including all reported and supposed losses. . . . 10,800.00 

Losses resisted, including interest, costs and expenses 10,500.00 

Net amount of unpaid losses $49,444.98 

Re-insurance at fifty per cent on fire risks under one year $218,495.75 

Re-insurance pro rata on fire risks running more than one year. 55,7 1 5.17 

Amount required to safely reinsure all outstanding risks 274,240.92 

Due for commissions and brokerage 12,148.95 



Total liabilities, except stock capital $335,834.85 

Stock capital actually paid up in cash 275,(H)i 1.00 

Surplus beyond capital 16,520.10 

Aggregate amount of liabilities, stock and surplus $627,354.95 



48 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Fire. Inland. 

Gross cash received for premiums $621,227.85 $40,701.25 

Deduct re insurance and retain premiums 69,564.05 13,336.89 

Net cash actually received for premiums $551,663.85 833,364.36 $585,028.21 



Received for interest on bonds and mortgages 23,890 32 

Interest and dividends on stocks and bonds, and from all other sources 2,345.44 



Aggregate amount of income received during the year in cash S61 1 ,263.97 

V. EXPENDITURES. 

Fire. Inland. 

Net amount paid during the year for losses $296,607.22 $38,650.67 $335,257.89 

Cash dividends actually paid 10,816.50 

Paid or allowed for commissions or brokerage 93,679.93 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 30,296.72 

Paid for state, national, and local taxes 12,692.72 

All other payments and expenditures 41,S83.90 

Aggregate amount of expenditures during the year, in cash $524,627.65 



ARCTIC FIRE INSURANCE COMPANY. 



Located in New York Citt. 

[Incorporated July 18, 1853.] 

VINCENT TIL YOU, President. CHARLES BAMBURGII, Secretary. 

Attorney in Connecticut, SILAS CHAPMAN, Jr., Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Loans on bond and mortgage, first liens $39,500 00 

Interest accrued on bond and mortgage loans 316 36 

Value of lauds mortgaged $45,000.00 

Buildings mortgaged, (insured for 27,000.00) 30,000.00 

Total value of mortgaged premises $75,000.00 



COMPANIES OP OTHER STATES. 



49 



Slocks and Bonds owned by the Company. 

Par Value. Market Value. 
United States 6's, currency bonds, registered $145,000.00 $166,025.00 

Total market value $166,025.00 

Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

United States 5-20 bonds §0,000 §6,9001 sl0 000 

Harlem It. It. Co. stock 5,000 6,000' ' 

Total par and market value and amount loaned 811,000 §12,900 §10,000 $10,000.00 



CaSh in the company's principal office 

Cash belonging to the company deposited in bank 

Interest accrued on hank deposits 

Gross premiums in due course of collection 

Bills receivable, not matured, taken for fire, marine, and inland risks. 

Salvage claims on losses paid 

Rents accrued 



1,770.23 

14,656.63 

66.95 

4,462.87 

383.75 

8,356.13 

1,366.66 

Aggregate amount of all the assets of the company at their actual value $246,904.63 



III. LIABILITIES. 



Losses adjusted and unpaid '. 

Losses unadjusted, including all reported and supposed losses... 
Losses resisted, including interest, costs, and expenses thereon.. 

Total gross amount of claims for losses 

Deduct re-insurance 



$412.87 
5,352.44 
3,950.00 

$9,715.31 
2,740.31 



Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year $26,636.23 

Reinsurance pro rata on fire risks running more than one year. .. 1,191.48 

Re-insurance on inland risks at 50 per cent 73.13 

Amount required to safely re-insure all outstanding risks 

Cash dividends to stockholders remaining unpaid. .' 

Due and accrued for salaries, rent, advertising, etc 

All other demands against the company ; . . . . 

Total amount of liabilities 

Stock capital actually paid up in cash 

Surplus beyond capital 



$6,975.00 



27,900.84 

856.00 

1,924.80 

1,554.94 



$39,211.58 

200,000.00 

7,693.05 



Aggregate amount of liabilities, capital stock and surplus $246,904.63 



IV. INCOME. 



Gross premiums received in cash 

Cash received on bills and notes taken for prem's, 

Gross casliTCceivcd for premiums 

Deduct re-insurance and return premiums 

Net cash actually received for premiums 

7 



Fire. 
$106,706.76 



$106,706.76 
22,759.41 

$83,947.35 



Marine & Inland. 
$27,379.92 
7,495.50 

834,875.42 

9,935.63 

$24,939.79 108,887.14 



50 



FIRE AND FIRE-MARINE INSURANCE 



Received for interest on bonds and mortgages 3,209.91 

Interest and dividends on stocks and bonds, and from all otber sources 12,745.36 

Received for rents 4,490.00 

Received for calls on capital $40,000.00 



Aggregate amount of income received during tbc year in casb $129,332.41 



V. EXPENDITURES. 



Gross amount paid for losses 

Deduct salvages and re insurance 

Net amount paid during the year for losses. 



Fire. 
$138,790.51 
4,985.62 



Marine & Inl'd. 

§35,565.22 

16,698.06 



8133,804.89 S18.S67.16 $152,672.05 



Cash dividends paid 

Raid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash , 



9,429.00 

12.841.44 

16,792.04 

1,884.60 

8,371.36 



$201,990.49 



ATLANTIC INSURANCE COMPANY. 



Located in Brooklyn, N. T. 

[Incorporated, Dec. 30th, 1871.] 

JOHN D. COCKS, President. WILLIAM D. CORNELL, Secretary. 

Attorney in Connecticut, JUDAH FRISBIE, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Loans on bond and mortgage, (first liens,) 35,000.00 

Interest due and accrued on bond and mortgage loans 408.33 

Value of the lands mortgaged $46,500.00 

Buildings mortgaged, (insured for $34,200.00) 49,500.00 

Total value of mortgaged premises $96,000.00 



COMPANIES OF OTHER STATES. 



51 



Stocks and bonds owned by the Company. 



United States registered bonds, 1831. 

" " " " 1SG5. 

" " coupon bond*!, 1865 

City of Richmond 8 per cent, bonds. . 
South Carolina 6 per cent, bonds 

Total par and market value. . . . 



Par Value. 
$50,000.00 
50,000.00 
75,000.00 
10,000.00 
20,000.00 



Market Value. 

$58,000.00 

57,500.00 

87,000.00 

10,000.t)0 

2,400.00 



S205.000.00 $214,900.00 $214,900.00 



Loans on Collaterals. 



Gas Light Co. stock, Baltimore 

Public Park bonds, city of Brooklyn. 
Elizabeth City bonds 



Home Life Insurance Co. stock 

United States 5 20 bonds 

St. Louis, Terra Haute & Alton R. R. Co. bond 

Delaware, Lackawana & \V. R. R. Co. stock 

Pacific R. R. 7 per cent, bonds 

Kiog's County Ocean Parkway bonds 

Safe Deposit Co. stock, Brooklyn 

Total par and market value and amount loaned. 



Par 


Market 


Amount 


Value. 


Value. 


Loaued. 


>10,000 


$16,500 


$10,000 


5,000 


5,000 


4,000 


3,000 


2,820 


2,500 


2,000 


1,880 


1,000 


1,000 


1,510 


1,000 


1,000 


1,"60 


1,000 


1,000 


730 


300 


45,000 


45,000 ) 
2,100 ' 


40,000 


3,000 




2,000 
1,000 


2,000 ) 
1,000 ' 


2,500 



$74,000 $79,690 $62,300 $62,300.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank. 

Interest due and accrued on collateral loans , 

Gross premiums in due course of collection 



17,439.49 

.19,657.64 

670.52 

22,467.91 



Aggregate amount of assets of the company, at their actual value $372,843.89 



in. LIABILITIES. 



Net amount of unpaid losses. . .' 

Reinsurance at fifty per cent, on fire risks under one year 

lie insurance pro rata on fnc ri>ks running more than one year. , 

Amount required to safely reinsure all outstanding risks , 

Due for commissions and brokerage 



$16,764.16 



$99,346.10 
4,043.72 



Total liabilities except stock ; 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus . . 

IV. INCOME. 

Gross premiums received in cash 

Deduct re-insurance, rebate, abatement and return premiums. 



103,389.82 
2,922.49 

$123,076.47 

200,000.00 

49,767.42 

$372,843.89 



$349,249.22 
38,575.45 



Net cash actually received for premiums 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds and from all other sources. 



310,673.77 

2,406.13 

14,850.77 



Aggregate amount of income received during the year, in cash $327,930 67 



52 FIRE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Gross amount paid for losses $170,411.77 

Deduct salvages • 72.95 

Net amount paid during the year for losses 8170,338.82 

Cash dividends actually paid 20,000.00 

Paid or allowed for commissions or brokerage 32,540.27 

Salaries, fees, and all other charges of officers, clerks, agents, etc -. 14,360 46 

Paid for state, national, and local taxes 4,4 S.V44 

All other payments and expenditures 20,298.87 

Aggregate amount of expenditures during the year, in cash $261 ,969.86 



ATLANTIC FIRE AND MARINE INSURANCE COMPANY. 



Located in Providence, It. I. 

[Incorporated May, 1852.] 

J. S. PARISH, President. T. W. IIAYWARD, Jr., Secretary. 

Attorney in Connecticut, WILLIAM E. BAKER, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

H. ASSETS. 
Real estate owned by the company, unencumbered $145,780.26 

Slocks and Bonds owned by the Company. 

Northern Bank stock, Providence 

American Exch. National Bank stock, N. Y. 

Delaware and Hudson Canal Co. stock 

Michigan Central It. R. Co. stock , 

R. I. Safe Deposit Co. stock 

City of Elizabeth, N. J., bonds 

Chicago, Burlington & Quincy R. It. bonds. 

Tetal par and market value $58,800.00 $60,476.00 $60,476 



Par Value. 


Market Value. 


$12,000.00 


$12,000.00 


2,100.00 


2,289.00 


13,300.00 


15,S27.dO 


10,400.00 


9,360.00 


1,000.00 


1,000.00 


10,000.00 


10,000.00 


10,000 00 


10,000.00 


$58,800.00 


$60,476.00 



COMPANIES OP OTHER STATES. 



53 



Loaned on Collaterals. 



Par 



National Exchange Dank stock, Providence. 
Union Rank stock, " 
Nicholson File Co. stock, " 
American Steamboat Co. stock, " 
Mechanics Nat. Hank stock, " 
Providence Gas Co. stock, " 
Lexington Copper Mining Co. stock 



Market Amount 



value. Talue. 



J. 800 


S9G0 


$779.22 


500 


560 


558.59 


9,250 


7.400 


5,331.69 


3,000 


3.000 


362.50 


750 


900 


750.00 


2,200 


3,900 


1,712.50 


1,950 


780 





Total par and market value and amount loaned S1S.450 $17,560 $9,668.00 $9,662.00 



Cash in the Company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

All other property belonging to the company, viz : rents due and accrued . 



Aggregate amount of all assets, stated at their actual value. 



3.6S0.94 

39.28 

130.08 

10,617.36 

962.37 



§231,348.29 



III. LIABILITIES. 

Losses adjusted and unpaid $286.58 

Losses unadjusted, including all reported and supposed losses. . . . 4,050.63 

Losses resisted, including interest, costs, and expenses 450.00 

Net amount of unpaid losses $4, 

Re-insurance at fifty per cent, on fire risks under one year $24,704.73 

Re-insurance pro rata on fire risks running more than one year . 3,595.41 

Re-insurance on marine risks 641.53 

Amount required to safely re-insure all outstanding risks 28 

Cash dividends to stockholders remaining unpaid 

Due and accrued for salaries, rent, advertising, etc 

Due for commissions and brokerage 1 

Total liabilities, except capital stock $35 

Stock capital actually paid up in cash 200 

Aggregate amount of liabilities, and capital stock $235 



787.21 



941.67 
236.00 
465. "2 
325.93 



756.53 
000.00 



P56.53 



IV. INCOME. 



Gross cash received for premiums 

Deduct re-insurance and return premiums.. . . 

Net cash actually received for premiums. . . 

Interest and dividends on stocks and bonds, and from all other sources. 
Income received from rents 



Fire. 
$63,482.11 
14,740.53 

$48,741.58 



Marine. 
$23,04S.OO 
291.25 

$22,756.75 



Aggregate amount of income received during the year in cash. 



$71,498.33 

8,597.50 
12,631.44 

$92,727.27 



54 FIRE AND FIRE-MARINE INSURANCE 

V. EXPENDITURES. 

Fire. Marine. 

Gross amount paid for losses $1C4,872.90 $34,789.65 

Deduct salvages and reinsurance 12.05 1,298.72 



Net amount paid during the year for losses $164,860.85 $33,490.93 $198,351.78 



Casli dividends paid 260.00 

Paid or allowed for commissions or brokerage 8,97 1 .33 

Salaries, fees, and all other charges of officers, clerks, agents, etc 7,640.82 

Paid for state, national, and local taxes 2.0S9.16 

All other payments and expenditures 3,156.82 

Aggregate amount of expenditures during the year, in cash $220,469.9 1 



ATLANTIC AND PACIFIC INSURANCE COMPANY. 



Located in Chicago, III. 

[Incorporated April 25th, 1872.] 

RUSSELL J. WATERS, Vice-President. CHESTER D. IIOOKER, Secretary. 

Attorney in Connecticut, SILAS CHAPMAN, Jr., Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 224,500.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $5,000 00 

Loans on bond and mortgage, first liens $181,100.00 

Interest accrued on bonds and mortgage loans 7,821.89 

Value of the land mortgaged $386,860.00 

Value of buildings mortgaged, (insured for $9,700) 15,000.00 

Total value of mortgaged premises $401 ,860.00 



i 



Slocks and Bonds owned by the Company. 

Tar Value. Market Value. 

Piatt County, III., Township 10 per ct. bonds.. . . $4,000.00 $4,000.00 

United States Gov. bonds 18,100.00 20,718.67 

Chicago West Div. Railway Co. stock 3,000.00 4,'.i:>0.00 

Cook County, III., bonds 3,000.00 3,000.00 

Chicago City Water Loan 7 per cent, bonds 1,000 00 1,000.00 

Total par and market value $29*, 100.00 $33,668.67 $33,668.67 






COMPANIES OP OTHER STATES. 

Notes, secured by endorsements $9,005.40 

Cash in the Company's principal office 

Cash belonging to the company deposited in bank 

Cash in hands of agents 

Gross premiums'in due course of collection 

All other properly belonging to the company 

Office furniture and personal property $4,257.04 

Aggregate amount of assets, at their actual value 



1,149.24 

46,079.53 

8.4D8.14 

27,539.58 
6,024.81 



$316,881. S6 



III. LIABILITIES. 

Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. . . 

Net amount of unpaid losses. 



$4,214.01 
3,750.00 



Re-insurance at 50 per cent, on-firc risks under one year $S8,016.G5 

Re insurance pro rata on fire risks running more than one year.. 1,566,13 

Amount required to safely re insure all outstanding risks 

Due and accrued for salaries, rent, advertising, etc 

All other demands against the company 

Total amount of liabilities, except capital stock 

Stock capital actually paid up in cash 

Aggregate amount of liabilities, and capital stock 



$7,9G4.C1 



89,582.78 

475.32 

6,884.39 



$104,907.10 
224,500.00 

$329,407.10 



IV. INCOME. 



Gross cash received for premiums 

Deduct reinsurance, rebate, and return premiums. 



$222,752.41 
29,745.32 



Net cash actually received for premiums 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds, and from all other sources. 



$193,007.09 

2,632.00 

■ 935.13 



Aggregate amount of income received during the year in cash $196,574.22 



V. EXPENDITURES. 



Net amount paid during the year for losses 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash. 



$11,848.61 

37,916.31 

18,559.55 

1,320.22 

29,763.47 

$99,408.16 



56 



FIRE AND FIRE-MARINE INSURANCE 



BANGOR INSURANCE COMPANY. 



Located in Bangor, Maine. 

[Incorporated Feb., 1872.] 

M. LINCOLN, President. I. S. CHADWICK, Secretary. 

Attorney in Connecticut, L. TV. SPERRY, New Haven. 

I. CAPITAL. 



Whole amount of joint-stock or guaranteed capital authorized. 
Whole amount of capital actual!}' paid up in cash 



S500.000.00 
200,520.00 



II. . ASSETS. 



Loans on bonds and mortgages, first liens. 



Loaned on Collaterals. 



Orono National Bank stock 

First National Bank stork 

Mercantile National Bank stock 

Kenduskeag National Bank stock 

Maine Telegraph Co. stock 

Bangor Bourn Co. stock 

Burlington & Cedar Rapids R. R. stock 

Dexter town bonds 

Maine. Central II. R. bonds 

TJni'ed States 5 20 bonds 

Penobscot Boom and Old own Bridge Co. stock. 

Androscoggin & Kennebeck R. R. bonds 

United States bonds 

State of Maine bonds 



Tar 
Value. 
$5,000 
1.H0O 
3,050 
2,000 
1,200 
2,700 
1,000 
2,200 
. 300 
3,000 
1,000 
2,000' 
1,000 ' 
2,000 ' 



Market 

Value. 

$6,000 
2,700 
3,750 
2,700 
1,800 
2,970 

900 
2,116 

300 
3,300 
1,100 

6,000 



Amount 

Loaned. 

84,500 

1,600 

2,700 

1.S00 

1,080 

1,S00 

975 

1,800 

270 

1,800 

900 

4,500 



213,660.00 



Total par and market value and amount loaned $2S,250 $33,636 §23,725 $23,725.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on collateral loans 

Net Premiums in due course of collection 

Bills receivable, taken for lire, marine, and inland risks. 



Aggregate amount of all asse'ts of the company, at their actual value. 



690.98 

6,152.50 

26,333.00 

11,328.75 

33,327.88 



$315,218.11 



III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. 



$8,265.10 
4,880.00 



.Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year $24,746.99 



$13,145.10 



COMPANIES OF OTIIKIt STATES. 



57 



Re-insurance pro rata on fire risks running more than one year. 
Reinsurance on unexpired marine risks 

Amount required to safely reinsure all outstanding risks 

Due and to become ilue for borrowed money 

AH other demands against the company 

Tolal liabilities except capital stock 

Stock capital actually paid up in casli 

Aggregate amount of liabilities and capital 



6,477.0'.) 
30,327.88 



61,551.96 

42.H3.33 
63.22 

£116,903.61 
200,520.00 

$317,423.61 



IV. INCOME. 



Fire. Marino & Inl'd. 

$71,352.23 

$54,617.83 



Gross premiums received in cash 

Cash ree'd on bills and notes taken for premiums. 

Gross cash received for premiums 

Deduct re insurance and return premiums 

Net cash actually received for premiums 

Bills and notes received for premiums, remaining unpaid $33,327.88 

Aggregate amount of income received during the year in cash $116,160.12 



$71,352.23 $54,617.83 
8,943.94 866.00 

$62,408.29 $53,751.83 $116,160.12 



V. EXPENDITURES. 



Fire. Marine & Inl'd. 

$107,248.3 $36,868.63 

230.07 365.66 

$107,018.32 $36,502.97 $143,521.29 



Gross amount paid for losses 

Deduct salvages and re-insurance 

Net amount paid for losses 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc 

Paid for state, national, and local taxes, 

All other payments and expenditures, including interest on borrowed money. 



15,493.16 

3,465.25 

717.51 

5,520.29 



Aggregate amount of expenditures during the year, in cash $1 68,7 1 7.50 



58 FIRE AND FIRE-MARINE INSURANCE 



BLACK RIVER INSURANCE COMPANY. 



Located in Watertows, N. Y. 

[Organized, March 23, 1872.] 

GEORGE F. PADDOCK, President. J. P. MOULTON, Secretary. 

Attorney in Connecticut, JUDAH FPJSBIE, New Haven. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $250,000.00 

"Whole amount of capital actually paid up in cash 250,000.00 

II. ASSETS. 

Real Estate owned by the Company, unencumbered, SI S, 000. 00 

Loans on bond and mortgage, first liens, not more than one year's interest due.. $174,5'!4.00 

Loans on bond and mortgage, more than one year's interest due 14,775 00 

Interest due and accrued on bond and mortgage loans 7,0G7.54 

Value of lands mortgaged $257,400 

Value of buildings mortgaged, (insured for $75,650) 224,650 

Total value of mortgaged premises $4S2,050 



Stoclcs and Bonds owned by the Company. 

Par Value. Market Value. 

City of Manistee, Mich., bonds $400.00 $400.80 $400.00 



Cash in the company's principal office 5,435.12 

Cash belonging to the company deposited in bank 56,526.45 

Gross Premiums in due course of collection 32, 742. 35 

Bills receivable 5,350.00 

Furniture and safe $3,000.00 

All other property belonging to the company 260.00 

Aggregate amount of all assets, at their actual value $315,090 46 



III. LIABILITIES. 

Losses adjusted and unpaid $9,036 09 

Losses unadjusted, including all reported and supposed losses 12,000.00 

Losses resisted, including interest, costs, and other expenses 4,000.00 

Net amount of unpaid los-cs $25,036.09 

Re insurance at fifty per cent, on fire risks under one year $85,861 .66 

Re-insurance pro '«'« on fire risks running more than one year. . 6,809.15 

Amount required to safely re-insure all outstanding. risks 92,670.81 

Due and accrued lor salaries, rent, advertising, etc 1,182.11 



COMPANIES OP OTHER STATES. 59 

Duo for taxes and assessments 2,23.3.1 1 

Duo for commissions and brokerage 5,915.35 



Total amount of liabilities, except capital stock $127,037.47 

Stock capital actually paid up in cash 250,000.00 

Aggregate amount of liabilities, capital stock and surplus $377,037.47 

Capital repaired by assessment of $62,500. 

IV. INCOME. 

Gross cash received for premiums $224,053.14 

Deduct reinsurance, rebate, abatement, and return premiums. 25,2%. 10 

Net cash actually received for premiums $19S,757.04 

Received for interest on bonds and mortgages 13,439.14 

Interest and dividends on stocks and bonds, and from all oilier sources 4,747.95 

Income received from all oilier sources 390.00 



$217,334.13 



V. EXPENDITURES. 

Gross amount paid for losses $189,501 .12 

Deduct re-insurance and return premiums 6,218.47 

Net amount paid during the year for losses $183,282.65 

Paid or allowed for commissions or brokerage 33,820.88 

Salaries, fees, and all oilier charges of officers, clerks, agents, etc 29,585.93 

Paid for state, national, and local taxes 9,200.17 

All other payments and expenditures 13,803.30 

Aggregate amount of expenditures during the year, in cash $269,692.93 



BREWERS FIRE INSURANCE COMPANY OF AMERICA. 



Located in Milwaukee, Wis. 

[Incorporated Aug. 15th, 1868.] • 

JACOB OBERMANN, President. JOSEPH SCIILITZ, Secretary. 

Attorney in Connecticut, GEORGE KELLOGG, Ilartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash ." 200,000.00 

Amount of unpaid, but subscribed capital, for which obligations are held 275,600.00 



60 



FIRE AND FIRE-MARINE INSURANCE 



II. ASSETS. 

Loans on bond and mortgage, first liens 

Interest due and accrued on bonds and mortgage loans.. 

Value of lands mortgaged 

Value of buildings mortgaged, (insured for $5,000.00). 

Total value of mortgaged premises 



$4,000.00 
8,000.00 



812,000.00 



$2,000.00 
100.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

Milwaukee County 8 per cent, bonds $198,500 00 $198,500.00 

United States 5-20 bonds 150,000 00 173,843.75 

City of Toledo Water Works bonds 1,500.00 1,500.00 

Total par and market value $350,000.00 $373,843.75 $373,843.75 



Loans on Collaterals. 



New Holstein township 7 per cent, bonds., 
Shleswig township 7 per cent, bonds 



Par 

value. 



Market 
value. 



Amount 
loaned. 



$20,000 $20,000 $15,000 
14,000 14,000 10,000 



Total par and market value and amount loaned S34,000 834,000 $25,000 $25,000.00 



Cash in the company's principal office , 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value" 
Gross premiums in due course of collection 



Aggregate amount of all assets of the company, at their actual value. 



103.19 
63,563.18 

450.00 
21,170.04 



$486,230.16 



III. LIABILITIES. 



Losses adjusted and unpaid $14,600.53 

Losses unadjusted, including all reported and supposed losses.. . . 11,677.00 

Net amount of unpaid losses. 



$26,277.53 



Re-insurance at fifty per cent, on fire risks under one year $193,943.41 

Re-insurance pro rata on fire risks running more than one year. . 16,193.74 

Amount required to safely reinsure all outstanding risks... 210,137.15 

Due for commissions and brokerage 3,175.50 

Total liabilities except capital stock $239,590.18 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 46,639.98 

Aggregate amount of liabilities, capital stock and surplus $4S6,230. 16 



IV. INCOME. 



Gross cash received for premiums $475,197.65 

Deduct re insurance, rebate, abatement, and return premiums. 38,415.04 

Net cash rcccivod for premiums $436,782.61 



COMPANIES OF OTHKR STATES. Gl 

Received for interest on bonds and mortgages 626.17 

Interest and dividends on stocks and bonds, and from all Other sources 28,676.68 

Aggregate amount of income received during the year in rash $466,085.41 



V. EXPENDITURES. 

Gross amount paid for losses $242,091 .24 

Deduct Salvages and re-insurance 1,318.75 

Net amount paid for losses $240,772.49 

Paid or allowed for commissions or brokerage 74,979. 53 

Salaries, fees, and all other charges of officers, clerks, agents, etc 48,212.24 

Paid for state, national, and local taxes 10,150.25 

Aggregate amount of expenditures during the year, in cash $374,1 14.51 



CAPITAL CITY INSURANCE COMPANY. 



Located in Albany, N. Y. 

[Incorporated Feb. 1st, 1865.] 

FRANK CHAMBERLAIN, President. JAMES F. CROSBY, Secretary. 

Attorney in Connecticut, RALPH GILLETT, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1 50,000.00 

Whole amount of capital actually paid up in cash 150,000.00 

II. ASSETS. 

Stocks and Bonds owned b\j the Company. 

Par Value. Market Value. 

United States bonds, 6s of 1881, registered $86,000.00 $99,760.00 

" " " 5-20s, of 1867, registered... 54,500.00 63,220.00 

Central Pacific R. R. 1st mort. gold bonds 11,000.00 10,587.50 

Total par and market value $151,500.00 $173,567.50 $173,5^7.50 

Loans on Collaterals. 

Par Market Amount 

value. value. loaned. 

Merchants National Bank of Albany stock $1,700 $3,400 §3,000 

Total amount loaned $3,000.00 



317 


88 


6,563 no 


5,004 


77 


2G 


71 


3,121 


51 


$191,601. 


27 



62 FIRE AND FIRE-MARINE INSURANCE 

Cash in the Company's principal office , 

Cash hclonjiinjr to the Company deposited in hank 

Interest due and accrued on stocks not included in "market value" 

Intcri st due ami accrued on collateral loans 

Gross premiums in due course of collection 

Aggregate amount of all assets of the Company, at their actual value. 

III. LIABILITIES. 

Net amount of unpaid losses $1,077.00 

Rc-insurancc at 50 per cent, on fire risks under one year S14.73J.09 

Rc-insurance pro rata on fire risks running more than one year. 878.98 

Amount required to safely reinsure all outstanding risks 15,612 07 

Due and accrued for salaries, rent, etc 475 49 

All other demands against the company, viz : commissions and brokerage 409.90 

Total liabilities except capital stock 518,174.46 

Stock capital actually paid up in cash 150,000.00 

Surplus beyond capital 23,426.91 

Aggregate amount of liabilities, capital stock and surplus S191.C0l.37 

IV. INCOME. 

Gross cash received for premiums $34,730.87 

Deduct reinsurance, rebate, abatement and return premiums.. . 2,133.85 

Net cash received for premiums $32,592.02 

Interest and dividends on stocks and bonds and from all other sources 10.2G6.03 



Aggregate income received during the year in cash $42,858.05 

V. EXPENDITURES. 

Gross amount paid for losses $9,843.49 

Deduct rc-insurance 612.71 



Net amount paid during the year for losses $9,230.78 

Cash dividends actually paid 13,500.00 

Paid or allowed for commissions or brokerage 4,808.49 

Paid lor salaries, fees, and all other charges of officers, clerks, agents, etc 4,310.63 

Paid state, national, and local taxes, in this and other states 214.26 

All other payments and expenditures 3,179.58 

Aggregate amount of expenditures during the year, in cash $35,249.74 



i 



COMPANIES OF OTHEIi STATES. 



63 



CITIZENS INSURANCE COMPANY 



Located in New York City. 

[Incorporated April, 1836.] 

JAMES M. McLEAN, President. EDWARD A. WALTON, Secretary. 

Attorney in Connecticut, W. E. BAKER, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $2,500,000.00 

Whole amount of capital actually paid up in cash 300,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $45,000.00 

Loans on bonds and mortgages, (first liens) 129,750.00 

Interest accrued on bonds and mortgage loans 756.87 

Value of lands mortgaged $210,000.00 

Buildings mortgaged, (insured for $95,050) 144,500.00 

Total value of mortgaged premises $354,50(1.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States 5-20 reg. bonds, 1867 ' $100,000.00 $115,50(1.00 

" " 6 per cent, bonds, 1881 50,000.00 58,000.00 

" " 5-20 coupon bonds, 1865 95,000.00 .109,725.00 

Virginia 6 per cent, state bonds 30,000.00 1 1 ,000.00 

South Carolina 6 per cent, state bonds 20,000.00 1 ,600.00 

Lake Shore & M. Southern 11. R. bonds 50,000.00 47,000.00 

National Citizens Bank stock 15,000.00 21,000.00 

Total par and market value, $360,000.00 



Loans on Collaterals. 



$363,825.00 $363,825,00 



• 



Manhattan Life Insurance Co. stock 

■i ii h it 

National Citizens Bank stock 

ii (t ii it 

Harlem Dank stock 

National llutchers & Drovers Bank stock. 
N. Y. Balance Dock Co. " .. 



Par Market Amount 


Value. Val 


Ue. Loaned. 


§1,000 


$4,000 $1,500 


1,000 


4,000 2.000 


1,000 


1,400 1,200 


4,250 


2,500 j 6 ' u00 


2,500 


2,500 


8,375 2,000 


1,500 


1,600 1,200 



64 FIRE AND FIRE-MARINE INSURANCE 

Bank of the Metropolis Bankstock 2,500 2,500 \ 

Real Estate Trust Co. " 4,00) 4.000 ^ 7,500 

Metropolitan Gas Light Co. " 2,000 3,000) 

.. «i 5,000 7,500 4,500 

" 10 . 000 15 '°° ! 20,000 

Union Trust Co. " 15,000 18,750) 

<• ii <• 7,800 9,750 10,000 

2 ' 500 3 - 125 } 14,400 

10,000 12,200' ' 

10,000 12,2001 

N. Y. Cent. & II. River R. K. " 2,000 2,000 [ 

N. Y. Mutual Gas Light Co. " 2,000 1,400 f ^,000 



N. York, N. II. & Hartford R. R. 



N.Y. Steamboat Co. bonds ■ 3,000 8.000J 

Manhattan Gas Light Co. stock 5,000 10,000 6,000 

L. Shore & M. Southern II. R. bonds 60,000 56,400 1 „ QQQ 

'< stock 4,000 3,160 * w ' v 

N. Y. Central & Hudson River R. R. bonds 1,000 1,000 B30 

United States 5-20 bonds, 1865 10,000 11,550 10,000 

Total par arjd market value and amount loaned $169,550 ^199,260 $149, 900 $149,900.00 

Cash belonging to the company deposited in bank 15,958.98 

Interest due and accrued on stocks not included in " market value" 1,625.00 

Interest due and accrued on collateral loans 1,225.87 

Gross premiums in due course of collection . 26,597.61 

All other property belonging to the company 510.00 

Aggregate amount of assets of the company at their actual value 8735,149.33 

III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses $11 ,650.00 

Losses resisted, including interest, costs, and other expenses 4,500.00 

Total gross claims for losses $16,150.00 

Deduct reinsurance 10.00 

Net amount of unpaid losses $16,140 00 

He-insurance at fifty per cent, on fire risks under one year $165,107.59 

Rc-insurance pro rata on fire risks running more than one year.. 23,706.98 

Amount required to safely re-insure all outstanding risks 183,541.88 

Interest due and declared, unpaid 28.50 

Cash dividends to stockholders remaining unpaid 482.30 

Due and accrued for salaries, rent, advertising, etc 1,500.00 

All other demands against the company 6,1 24.46 

Total amount of liabilities $207,817.14 

Stock capital actually paid up in cash 300,000.00 

Surplus beyond capital , 227,332. 19 

Aggregate amount of liabilities, capital stock and surplus $735,149.33 

IV. INCOME. 

Gross cash received for premiums $404,129.07 

Deduct re-insurance, rebate, abatement and return premiums. . 45,807.97 

Net cash actually received for premiums $358,321.10 



COMPANIES OP OTHER STATES. 65 

Received for interest on bonds and mortgages 9,742.82 

In! rest and dividends on stocks and bonds, and from all other BOurces 27,959.55 

Income received from all other sources, \ iz. rent 2,320 84 

Aggregate amount of income received during the year in cash $398,344.31 

V. EXPENDITURES. 

Gross amount paid for losses $243,313.47 

Deduct salvages and re insurance 15,247.37 

Net amount paid during the year for losses $228,066.10 

Cash dividends paid 31,297.00 

Paid or allowed for commissions or brokerage 29,304.64 

Salaries, fees, and all other charges of officers, clerks, agents, etc 51,215.69 

Paid for state, national, and local taxes 4,287.91 

All other payments and expenditures 27,841.01 

Aggregate amount of expenditures during the year, in cash $372,072.35 



CITIZENS INSURANCE COMPANY. 






Located in St. Louis, Mo. 
[Incorporated February 2d, 1837.] 
E. O. STANARD, President. II. D. McLEAN, Secretary. 

Attorney in Connecticut, SILAS CHAPMAN, Jr., Hartford. 

I. CAPITAL. 

Whole amount of capital actually paid up in cash $200,000.00 

II. ASSETS. 



Loans on bond and mortgage, (first liens) 

Interest due and accrued on bond and mortgage loans. 
Value of the land mortgaged, 



Total value of mortgaged premises. 



$70,000.00 
58,000.00 

5128,000.00 



55,966.00 
1,000.00 



Stocks and Bonds owned by the Company. 



North Missouri R. R. 1st mortgr.ge bonds. 
State of Missouri 6 per cent, bonds 

9 



Par Value. 
$100,000.00 
50,000.00 



Market Value. 

$90,000.00 

46,500.00 



66 



FIRE AND FIRE-MARINE INSURANCE 



City of St. Louis bonds, (gold) 50,000.00 

St. Louis Chamber of Commerce Asso. stock. . . 1,500.00 

Tacgcr Mill Co. stock 1,100.00 

Total par and market value $202,000.00 



48,500.00 
1,500.00 
5,500.00 



$192,000.00 $192,000.00 



Loans on Collaterals. 



Bartholow, Lewis & Co. Bank stock 

Second National Bank stock 

Pratt & Fox Manufacturing Co. stock. 
Venice Elevator stock 



Par 
value. 
$2,000 
3,000 
5,000 
5,000 
5,000 



Market Amount 



value. 
$2,000 
3,000 

3.500 
4,000 
4,000 



loaned. 
12,000 

3,000 
2,000 
4,000 
4,000 



Total par and market value and amount loaned $20,000 $16,500 $15,000 $15,000.00 



Notes secured by endorsements 

Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value". 
Gross premiums in due course of collection -. 

Aggregate amount of assets, at their actual value 



$36,773.77 



1,553.80 
34,079 52 

0,500.00 
15. 838.39 

$335,537.71 



III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . . . $4,216.00 

Losses resisted, including interest, costs and expenses 5,000.00 

Net amount of unpaid losses 

Re-insurance at fifty per cent on fire risks under one year $51,483.00 

Bo-insurance pro rata on fire risks running more than one year. 968.00 

Re-insurance at 50 per cent, on inland navigation ri^ks 250.00 

Amount required to safely re insure all outstanding risks 

Cash dividends to stockholders remaining unpaid 

Due for commissions and brokerage 

Total liabilities, except stock capital 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, stock and surplus 



$9,216.00 



52,701.00 
2,042.00 
2,354.80 



$6i',313.80 

200,000.00 

09.223.91 

$335,517.71 






IV. INCOME. 

1 ''if 1 . Inland. 

Gross cash received for premiums $118,520.12 $32,473.98 

Deduct reinsurance and return premiums 5,071.10 1,196.84 

Net cash actually received for premiums $113,455.02 $31,277.14 $144,732.16 

Interest and dividends on stocks and bonds, and from all other sources 24 053.93 

Aggregate amount of income received during the year in cash $1 69,39 1 .09 



COMPANIES OP OTHER STATES. 67 



V. EXPENDITURES. 

Fire. Inland. 

Gross nmount paid for losses $26,855.78 $25,849.28 

Deduct salvages and re-insurance 1,500.00 4,164.78 

Net amount paid during the year for losses $25,355.73 $21 .184. SO $46,540.23 



Casli dividends actually paid 18,615.00 

Paid or allowed for commissions or brokerage 17,676.00 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 8,500.00 

Paid for state, national, mid local taxes 4,026.44 

All other payments and expenditures 5,856.88 

Aggregate amount of expenditures during the year, in cash $101,214.55 



CITIZENS INSURANCE COMPANY. 



Located in Newark, N. J. 

[Incorporated April 29th, 1869.] 

JAMES G. DARLING, President. A. PAUL SCHARFF, Secretary. 

Attorney in Connecticut, C. M. WEBSTER, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Loans on bond and mortgage, first liens $187,036 50 

Interest due and accrued on bond and mortgage loans 4,744.57 

Value of lands mortgaged $447,250.00 

Buildings mortgaged, (insured for 104,500.00) 268,000.00 

Total value of mortgaged premises $71 5,250.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

Essex County Road and Improvement bonds... $5,000.00 $5,000.00 

Essex County bounty bonds 300.00 300.00 

Passaic County bonds 500.00 500.00 

Citizens Gas Light Co. convertible mort. bonds. 8,000. U0 8,000.00 

Newark and N. York R. R. bonds 1,000.00 1,000.00 



Total par and market value $14,800.00 $14,800.00 $14,800.00 



68 



FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 



First National Bank stock 

North Ward National Bank stock. 



Citizens Gas Light Co. bond 

Mechanics National Bank of Trenton, N. J, stock. 

Essex Couuty National Bank stock 

Manufacturers National Bank stock 

First National Bunk stock 

Citizens Gas Light Co. bond 

Citizens Insurance Co. stock 



Total par and market value and amount loaned. 



Par 


Market 


Amount 


Talue. 


value. 


loaned. 


53,000 


14,050 


$3,600 


2,500 


2,500 




2,400 


2,400 


2,100 


1,000 


1,000 


1,000 


3,500 


4,000 


3,000 


2,500 


3,000 


2,000 


1,000 


1,000 


850 


1,000 


1 ,850 


1,000 


2,500 


2,500 


2,000 


550 


550 


2S0 


$19,950 


$22,350 


$13,330 $1S,330.00 



Loan secured by bond and mortgage 

Loan on personal security $670.00 

Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value" 

Interest due and accrued on collateral loans 

Net premiums in due course of collection 

Reserve fund, secured by bond and mortgage, to be applied only to loss 

Stockholders' notes, endorsed $40,250.00 

Aggregate amount of all the assets of the company at their actual value 



14,000.00 

8,770.84 

53,869.72 

490.17 

662.49 

30,080.30 

19,750.00 



$352,534.59 



III. LIABILITIES. 

Losses adjusted and unpaid •. $2,951 .42 

Losses unadjusted, including all reported and supposed losses 12,409.00 

Losses resisted, including interest, costs, and expenses thereon .... 250.00 

Net amount of unpaid losses $15,610.42 

Re-insurance at fifty per cent, on fire risks under one year $$9,5S6.57 

Re-insurance pro rata on fire risks running more than one year... 4,677.46 

Amount required to safely re-insure all outstanding risks 94,264.03 

Due for salaries, rent, advertising, &c 7,219.27 

Total amount of liabilities $1 17,093.72 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 35,440.87 

Aggregate amount of liabilities, capital stock and surplus $352,534.59 



IV. INCOME. 



Gross cash received for premiums 

Deduct re-insurance and return premiums. 



$237,563.66 
21,790.38 



Net cash actually received for premiums 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds, and from all other sources. 
Income received from all other sources 



$215,773.23 

16,145.07 

1,043.76 

951.77 



Aggregate amount of income received during the year in caah $233,913.88 



COMPANIES OF CONNECTICUT. 



69 



V. EXPENDITURES. 

Gross amount paid for losses $109,378.72 

Deduct salvages and re insurance 6,044.75 



Net amount paid during the year for losses 

Casli dividends paid 

Scrip or certificates of profits redeemed in rash 

Paid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash , 



$103,33.1.07 

10,070.38 

1,563.25 

86,493.17 

8,394.56 

4,7*3.24 

14,114.60 

$178,753.17 



COMMERCE INSURANCE COMPANY. 



Located in Albany, N. Y. 

[Incorporated, June 1st, 1859.] 

ADAM VAN ALLEN, President. RICHARD V. DeWITT, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $45,000.00 



Stocks and bonds owned by the Company. 



United States currency bonds, registered. . 
First National Bank stock, Albany, N. Y. 

Total par and market value , 



Par Value. 
$230,000.00 
12,500.00 



Market Value. 

$262,200.00 

21,250.00 



$242,500.00 $283,450.00 $283,450.00 



Cash in the company's principal office 

Ca^h belonging to the company deposited in bank 

Interest due and accrued on stocks and bonds not included in " market value". 

Gross premiums in due course of collection 

All other property belonging to the company 

Aggregate amount of assets of the company, at their actual value 



3,000.41 

32,418.25 

250.00 

5,997.31 

4'J2.67 



$370,608.64 



70 FIRE AND FIRE-MARINE INSURANCE 



[III. LIABILITIES. 

Losses adjusted and unpaid $2,700.00 

Losses unadjusted, including all reported or supposed losses 5,950.00 

Losses resisted, including interest, costs and other expenses 9,000.00 

Net amount of unpaid losses $17,650.00 

Reinsurance at fifty per cent, on fire risks under one year $83,581 .64 

lie insurance pro rata on fire ri>ks running more than one year. . . 20,184.91 

Amount required to safely re insure all outstanding risks 103,766.55 

Due for commissions and brokerage l,9. r >7.25 



Total liabilities except stock S123.373.80 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 47,234 .84 

Aggregate amount of liabilities, capital stock and surplus £370,608.64 



IV. INCOME. 

Gross premiums received in cash $220,762.78 

Deduct re-insurance, rebate, abatement and return premiums. 25,002.38 

Net cash actually received for premiums 195,760.40 

Interest and dividends on stocks and bonds and from all other sources 19,075.78 

Income received from all other sources 2,736.70 



Aggregate amount of income received during the year, in cash S21 7,572.88 



V. EXPENDITURES. 

Gross amount paid for losses $157,378.27 

Deduct salvages and re-insurance 2,395.70 

Net amount paid during the year for losses $154,982.57 

Cash dividends actually paid 20,000.00 

Paid or allowed for commissions or brokerage 28,772.60 

Salaries, fees, and all other charges of officers, clerks, agents, etc 11,733 06 

Paid for state, national, and local taxes 8,061 .02 

All other payments and expenditures 9,032.60 

Aggregate amount of expenditures during the year, in cash £232,58 1 .85 



I 



COMPANIES OP CONNECTICUT. 



71 



CONTINENTAL INSURANCE COMPANY. 



Located in New York City. 

[Incorporated Nov., 1852.] 

GEORGE T. HOPE, President. CYRUS PECK, Secretary. 

Attorney in Connecticut, SHERMAN IIARTWELL, Bridgeport. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash 1,000,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $650,000.00 

Loans on bond and mortgage, (first liens,) not more than one year's interest due.. $466,700.00 

Loans on bond and mortgage, (first liens,) more than one year's interest due. . . . 2,300.00 

Interest due and accrued on bond and mortgage loans 12,059.43 

Value of the lands mortgaged $545,700.00 

Buildings mortgaged, (insured for $422,621.00) 783,250.00 

Total value of mortgaged premises $1 ,328,950.00 



Stocks and Bonds owned by the Company. 
Par Value. 

Dry Goo-Is Bank stock, New York City '. . . $3,500.00 

St. Nicholas National Bank stock, N. York City.. 17,500.00 

Alabama 8 per cent, (old) bonds 10,000.00 

South Carolina 6 per cent, (old) bonds 20,000.00 

Tennessee 6 per cent, (old ) bonds 20,000.00 

United States 6 per cent, bonds of 1881, regist'd.. 100,000.00 
" " 6 per cent, bonds, currency, reg'd... 400,000.00 

Total par and market value $571 ,000.00 



Market Value. 

$3,500.00 

18,375.00 

7,500.00 

5,000.00 

16,000.00 

116,000.00 

456,000.00 

$622,375.00 $622,375.00 



Loaned on Collaterals. 

Par Market 

value. value. 

Hanover National Bank stock, New York $1,600 §1,600 

fulton Bank stock, Brooklyn, " 2,500 2,200 

Metropolitan National Bank stock, " 5,000 6,000 

Central National Bank stock, " 5,000 8,260 

St. Nicholas National Bank stock, " 15,000 15,750 

White's Bank stock, Buffalo, " 25,000 25,000 

Central Park, N. & K. R. It. R. 7 per cent, bonds 10,000 7,000 ] 



SO) 

tin J- 
50 j 



Amount 
loaned. 

$1,320 

10,000 

9,500 
25,000 



72 



FIRE AND FIRE-MARINE INSURANCE 



New York G naranty and Indemnity Co. stock 

Westside Bank stock, N. Y 

National Park Bank stock, X. Y 

United States 5-20 bonds, 18GT 

Lafayette lire Insurance Co. stock 

Standard Fire Insurance Co. stock 

Nassau National Hank stock, N. Y 

Kul ton Bank stock, Brooklyn, N. Y 

Merchants National Bunk stock, N. Y 

Metropolitan National Bank stock, N. Y 

Importers & Trailers Nat. Bank stock, N. York 

Nassau Bank stock, Brooklyn, " 

Home Life Insurance Co. stock, Brooklyn, " 

Phenix National Bank stock, " 

Second National Bank stock, " 

National Park Bank stock, " 

Fulton Bank stoc k, Brooklyn, " 

New York Nat. Exchange Bank stock, " 

U. States Life Insurance Co. stock, " 

Equitable Life Insurance Co. stock, " 

Long I. Safe Deposit Co. stock, Brooklyn, " 

Gov. Security Life Insurance Co. stock, " 

United States Trust Company stock, " 

Brooklyn City E. R. Company stock, " 

Broadway Insurance Company stock, " 

Delaware & Hudson Cau-tl Co. stock 

Safe Deposit Co. stock, N. Y 

Forty-second & Grand St. Ferry U It. R. Co. stock, N. Y 

Citizens Gas Light Co. strck, Brooklyn, N. Y 

Manhattan Gas light Co. stock, N. Y 

N. York & Harlem K. R. Co. stock 

N. Y. Central & Hudson River It. R. Co. stock 

United States 6 per cent, bonds, 1S81 

" " 5-20 bonds, 1S67 

" " 5-20 bonds, 1865 

" " 10-40 5 per cent, bonds 

" " 5-20 bonds, 1S65 

" " 5-20 bonds, 1805 

" " 6 per cent, bonds, 1S81 

" " 6 per cent, bonds, 1881 

Westchester, N. Y., town bonds, 7 per cent., due Aug. 1, 1874.. 
Brooklyn Public Park per cent, bonds : 

" " " 7 percent, bonds 



25,000 
5,nno 
9,500 
1,000 
1,000 
1,000 
6,000 
4.S00 
5,000 
5,000 
8 500 
3,500 
2,000 
C.200 
5,000 
5,000 
1,000 
500 
9,550 
1,000 
1,000 
1,500 
500 
2,250 
1,000 
1,600 
1,000 
5,000 
1.6S0 
4,000 

15 000 
5,000 

11,000 
5,000 
5,OuO 

10,000 
2,000 
2,000 

-5,000 
1,000 
8,000 
1,000 

13,000 . 



25,000 1 
6,000 J 

11,7S01 
1,150 I 

1,000 J 
5,000 
4,320 
6,700} 
6,000 ) 
6,125 ) 
6,125 \ 
2,500 ) 
5.S90 

10/W0 

6,200 

900 

450 

14 325 
1,250 

51.0) 
1,050 > 
1,125 ) 
4,050 j 
1,500) 
1,840 J 
1,100 J 
6,500 j 
2,520 j 

18,000 
5,000 

12,760 ) 
5,750 ( 
6,750 

11,300 
2,300 
2,300 
5,800 
1,600 
7,600 
920 

12,740 



25,000 



12,500 

3,700 
3.S00 

8,000 

5,858 

5,000 
5,000 
5,000 
800 
350 
9,000 
1,000 

2,000 

2.S50 
2,000 

6,000 

4,800 
15,0tO 
3,500 

15,000 

5,000 
10,000 
2,000 
2,000 . 
5,000 
1,000 
6,500 
600 
9,000 



Total par and market value and amount loaned S266.180 §298,770 §222,078 $222,078.00 



Cash in the" Company's principal office « 

Cash belonging to the company deposited in bank 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection *. 

All other property belonging to the company, viz: rents due and accrued. 



6,881.69 
136,387.70 

3,927.95 

127,727.31 

5,500.00 



Aggregate amount of all assets, stated at their actual value $2,255,937.08 



III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . . . $112,370.79 
Losses resisted, including interest, costs, and expenses 14,000.00 

Net amount of unpaid losses 

1!< insurance at fifty per cent, on fire risks under one year $554,974.46 

lie-insurance pro rata on fire risks running more than one year . 366,952.30 



$126,370.79 






COMPANIES OP OTHER STATES. 



73 



Amount required to safely rc-insurc nil outstanding risks. 

Principal unpaid on snip or certificates of profits 

Interest due and declared remaining unpaid 

Ca-li dividends to stockholders remaining unpaid 

Due lor commissions and brokerage 



921,026.76 

29,464.00 

13.S22.66 

1,133.50 

2.V>45.46 



Total liabilities, except capital stock : . $1 ,1 17,963. 17 

Stock capital actually paid up in cash.." 1,000,000.00 

Surplus beyond capital .• 137,973.91 

Aggregate amount of liabilities, capital stock and surplus S2, 25."), 937. 08 



IV. INCOME. 

Gross cash received for premiums $1,833,900.53 

Deduct reinsurance and return premiums 199,996.23 

Net cash received for premiums $1,633,904.35 

Received for interest on bonds and mortgages 31 ,727.23 

Interest and dividends on stocks and bonds, and from all other sources....^ 42,025.43 

Income received from rents, and premium on gold 32,617.95 

Aggregate amount of income received during the year in cash $1,740,274.96 



V. EXPENDITURES. 

Gross amount paid for losses $1,024,956,65 

Deduct salvages and reinsurance 47,116.04 



Net amount paid during the year for losses $977,840.61 

Cash dividends and interest paid to stockholders 86,638.36 

Scrip or Certificates of profits redeemed in cash 4,032.00 

Paid or allowed for commissions or brokerage 236,954.48 

Salaries, fees, and all other charges of officers, clerks, agents, etc 184,650.63 

Paid for state, national, and local taxes 31 ,454.80 

All other payments and expenditures 129,733.71 

Aggregate amount of expenditures during the year, in cash $1,651,304 59 



10 



74 



FIRE AND FIRE-MARINE INSURANCE 



EQUITABLE FIRE INSURANCE COMPANY 



Located in Nashville, Tenn. 

[Incorporated Dec. 17th, 1S69.] 

W. W. BERRY, President. W. A. WEBB, Secretary. 

Attorney in Connecticut, C. M. "WEBSTER, Hartford. 

I. CAPITAL. 

.Whole amount of joint stock or guaranteed capital authorized SI, 000,000. 00 

Whole amount of capital actually paid up in cash 200,0u0.00 

Amount of unpaid, but subscribed capital, for which obligations are held 800,000.00 

II. ASSETS. 



Stocks and Bonds owned by the Company. 
Par Value. 

Nashville City 6 per cent, bonds $43,400.00 

Tennessee State 6 per cent, bonds 20,000.00 

Nashville and Chattanooga R. R. 6 per ct. bonds. 16,000.00 

Bedford Conn';:, Tenn., 10 per cent, bonds 12,000 00 

Tenn. Manufacturing Co. 10 per ct. " 20,000.00 

Davidson County 6 per cent. " 22,000.00 

Haywood County, Tenn., 8 per cent. " ...*.. 22,000.00 

Alabama State 8 per cent. " 10,000.00 

Jackson City, Tenn., 10 percent. " 5,120.00 

Edgefield City, Tenn., 10 per cent " 8,000.00 

United States 5-20 bonds 12,000.00 

Commercial Insurance Co.- stock 2(10.00 

Total par and market value $1 90,720.00 



Market Value. 

935,788.79 

16,400.00 

14.S00.00 

12,000.00 

20,000 00 

21,199.00 

19,800.00 

9,000.00 

5, 1 20.00 

8,000.00 

13,950.00 

2H0.00 

$176,257.79 $176,257.79 



Loans on Collaterals. 

Par Market Amount 
Value. Value. Loaned. 

Tennessee State bonds $17,000 $13,940 $10,000 

Nashville City bonds 6,000 5,000 4,500 

Total par and market value and amount loaned 82.1,000 $18,940 S44,600 $14 500.00 

Cash in the Company's principal office 547.49 

Cash belonging to the company deposited in bank ». 61,350.72 

Interest clue and accrued on stocks and bonds not included in "market value".. 4,850.84 

Interest due and accrued on collateral loans 250.00 

Gross premiums in clue course of collection 16,174.09 

All other property belonging to the company 96.85 

Aggregate amount of assets, at their actual value $274,027.78 



COMPANIES OP OTHER STATES. 



75 



III. LIABILITIES. 

Losses unadjusted, including nil reported and supposed losses. 
Losses resisted, including interests, costs, and expenses 



$3,800.00 
8,1)00.00 



Total gross nmouiit of claims for losses $12, 300. 00 

Deduct reinsurance and salvages 7,000.00 



Net amount of unpaid los-cs 

Re-insurance at 50 per cent, on fire risks under one year $39,01 1.09 

Re insurance pro rata on tire risks running more than one year.. 5,284.96 

Amount required to safely re insure all outstanding risks 

Cash dividends to stockholders remaining unpaid 

Due and accrued for salaries, rent, advertising, etc 

Due for commissions and brokerage 



Total, amount of liabilities, except capital stock 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus. 

IV. INCOME. 



$5,300.00 



44,296.05 

127.50 

8S9.47 

1,440.08 



$52,053.10 

200,000.00 

21,974.68 

$274,027.78 



Gross cash received for premiums 

Deduct reinsurance, rebate, and return premiums. 

Net cash actually received for premiums 



$107,766.80 
17,905.17 



interest and dividends on stocks and bonds, and from all other sources 

Received for calls on capital, $40,000 ; increased capital, $20,000 : total, $60,000 



Aggregate amount of income received during the year in cash. 



$89,861.63 
11,851.28 

$101,712.91 



V. EXPENDITURES. 

Gross amount paid for losses 

Deduct salvages and reinsurance , 

Net amount paid during the year for losses 

Cash dividends actually paid 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes , 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash. 



$39,830.65 
115.12 



$39,715.53 

16,204.17 

10,721.47 

9,083.28 

2,382.51 

8,312.70 

$86,419.66 



76 FIRE AND FIRE-MARINE INSURANCE 



EQUITABLE FIRE AND MARINE INSURANCE COMPANY. 



Located in Providence, R. I. 

[Incorporated May, 1859.] 

THOMAS G. TURNER, President. FRED. YV. ARNOLD, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

"Whole amount of capiial actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $70,000 00 

Stocks and Bonds owned hj the Company. 

Tar Value. Market Value. 

Old National Bank of Providence stock 850,000.00 $62,500.00 

National Bank of Commerce stock, Providence 25,000.00 23,000.00 

American National Bank " " 10,000.00 10,800.00 

Manufacturers Nat. Bank " " 10,000.00 12,000.00 

Rhode Island National Bank " " 5,000.00 5,000.00 

Third National Bank " " ... 3,000.00 3,750.00 

Fourth National Bank " " 10,000.00 12,500 00 

Union Bank " " 5,000.00 5,000.00 

Butchers & Drovers Bank " " 5,000 00 4,500 00 

First National Bank of Warren stock 10,000.00 11,400.00 

City of Jersey City 7 per cent, bonds 10,000.00 9,300.00 

City of Elizabeth, N. J., bonds 25,000.00 23,250.00 

Michigan Central R. R. bonds [0,000.00 9,300 00 

Massachusetts Back Bay bond, (cost) 11,555.34 10,000 00 



Total par and market value S! 89, 555. 34 $204,80000 $204,300.00 



Cash in the company's principal office 438.28 

Cash belonging to the company deposited in bank 4,880 90 

Gross Premiums in due course of collection 13,983.4 5 

Rents due and accrued 31G.00 

Aggregate amount of all 'assets of the company, at their actual value $293,924 93 






COMPANIES OP OTHER STATES. 



I I 



III. LIABILITIES. 



Losses adjusted and unpaid , 

Losses unadjusted, including all reported and supposed losses.... 
Losses resisted, including interest, costs, and other expenses , 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year 

Re-insurance />ro rata on tire risks running more than one year. . 

Re-insurance on inland risks at 50 per cent 

Re insurance on unexpired marine risks 

Amount required to safelv >c insure all outstanding risks 

Cash dividends to stockholders remaining unpaid 

Due and accrued for salaries, rent, advertising, etc 

Due for commissions, brokerage, and unpaid taxes 

Total liabilities except capital stock 

Stock capital actually paid up in cash 

Surplus beyond capital 



$2,926.00 
8,400.00 
1,025.00 



$48,019-18 

13,658.82 

C0.00 

1,010.84 



Aggregate amount of liabilities, capital and surplus. 



512,351.00 



63,648.84 
183.50 

i ,r>oo oo 

2.500.00 

5811,183.34 

200,000.00 

13,741.59 

S293.924.93 



IV. INCOME. 



Gross premiums received in cash 

Cash ree'd on bills and notes taken for premiums. . 



Fire. 


Marine & Inl'd 


23,730.44 


$3,916.61 




206.68 



Gross cash received for premiums §123,730.44 $9,123.29 

Deduct re insurance and return premiums 17,706.43 1,125.44 

Net cash actually received for premiums $106,024.01 §7,997.85 $114,021.86 

Interest and dividends on stocks and bond, and from all other sources 15,103.85 

Received for rents ... 3,96 1 . 7 1 

Received for calls on capital §140,000.00 

Aggregate amount of income received during the year in cash §133,087.42 



V. EXPENDITURES. 



Gross amount paid for losses 

Deduct salvages and re-insurance. 



Fire. Marine & Inl'd. 

$351,912.10 $19,978.63 

718.88 2,201.06 



Net amount paid for losses $351,193.22 $17,777.57 $368,970.79 



Cash dividends actually paid 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc. 

Rent, advertising, and other office and agency expenses 

Paid for state, national, and local taxes, 



906.50 
236.77 

294.11 

526.45 



Aggregate amount of expenditures during the year, in cash $419,934.62 



78 FIRE AND FIRE-MARINE INSURANCE 



EXCHANGE FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incoporatcd, April 9th, 1853.] 

R. CARMAN COMBES, President. GEORGE W. MONTGOMERY, Secretary. 

Attorney in Connecticut, JUDAII FRISBIE, New Haven. 

I. CAPITAL. 



Whole amount of joint stock or guaranteed capital authorized. . 
Whole amount of capita] actually paid up in cash , 



II. ASSETS. 

Loans on bond and mortgage, first liens 

Interest due and accrued on bond and mortgage loans 

Value of lands mortgaged S2(10,000 

Value of buildings mortgaged, (insured for $132,050) 1 59,500 

Total value of mortgaged premises 8359,500 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States Gov. bonds, 1881, registered $40,000.00 $46,500.00 

" " " *' 18G7, coupons 40,000.00 46,500.00 

" " " " 1868, coupons 10,000.00 11,600.00 

" " " " 1864, coupons 10,000 00 11,400.00 

Total .par and market value §100,000.00 $1 16,000.00 






Loaned on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

Brooklyn Permanent Water Loan bond $1,000 9 925 8 600 

Dnited States Got. 6-20 bond, 1867 600 6S0 600 

" " 5-20 bonds, 1SG7 2,000 2,100 2,000 

Long Dock bonds 5,000 4,600 2,000 

St. Nicholas Ids. Co. stock 1,775 1,420 700 

in rtgagebonds 4,000 3,800 2,500 

Commercial Fire Insurance Co. stock 600 600 800 

Nat. Mechanics Banking Association stock 3,750 4,125 3,7i>0 

Manhattan Life Insurance Co. stoel 1,500 7,600 2,000 

Pacific, Chicago & Rock Island E. It. Co. stock 10,000 10,000 1,500 

Rutgers tire Insurance Co. stock . 1,500 2,100 l.tOO 

Manhattan Life. Ins. Co. stock 150 750 350 

Harlem Gas Light Co. stock 1,500 2,2501 2 ^ 

German American Bank stock 1,000 880' 

Brewers and Malsters Ins. Co. stock 600 376 260 



COMPANIES OP OTIIKR STATES. 



70 



RutEers Fire Ins. Co. stock 2,000 2,S0O) 

N. Y. Equi'ablo Ins. Co. stock 1,500 2,250 I „ 

D9 Bank st ck tOO 7601 ' 

Oriental Back stock 700 1,050J 

Harlem Gas Light Co. stock 2,960 4,1 5} 

Pater Cooper Fire Ins. Co. stock 600 750 S 5,000 

Broadway Fire Ins. Co. stock 375 760 ) 

Dry Dock and Bat'ery B. B. Co. stock 2,000 1.000/ ^ „.. 

bring Bank stock . 1,000 1,230 j ' 

Brooklyn & Jamaica B. B. Co. bond 1,000 800 350 

Bank of the State of New York stock 1,000 1,000 720 

Continental Ins. Co. stock 2,000 2,000 1,300 

Total par and market value and amount loaned *50,200 $G0,790 $33,920 $33,920.00 

Cash in the company's principal~offiee 3,561.90 

Cash belonging to the company deposited in bank 16,081 .74 

Interest due and accrued on collateral loans 395.73 

Net Premiums in due course of collection 18,493.86 

All other property belonging to the company 541.06 

Aggregate amount of all assets, at their actual value $325,215.97 



III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . . . 2,700.00 

Losses resisted, including interest, costs, and other expenses 10,000.00 

Net amount of unpaid losses $1 2,700.00 

Re insurance at fifty per cent, on fire risks under one year $75,741.82 

Reinsurance pro rata on fire risks running more than one year. 2,958.27 

Re-insurance on all inland navigation risks, at 50 per cent 20$. 00 

j&mount required to safely re-insure all outstanding risks 

Cash dividends to stockholders remaining unpaid' 

Due and accrued for salaries, rent, advertising, etc 

Total amount of liabilities, except capita] stock 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus $325,215.97 



79,116.09 


1,190. 


70 


1,737 


.50 


$94,744 


.29 


200,010.00 


30,461. 


68 



IV. INCOME. 



Gross cash received for premiums 

Deduct reinsurance and return premiums. . . . 

Net cash actually received for premiums 



Fire. Marine & Inl'd. 

$237,736 45 $805.00 

22,131.72 



$215,604.73 



$805.00 $216,409.73 



Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds, and from all other sources. 

Income received from rents 



10,474.98 
7,719.14 
2,979.13 



-Aggregate amount of income received during the year iu cash $237,582 



.98 



80 FIRE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Fire. Marino & Tnl'd. 

Gross amount paid for losses ... $129,097.75 $260.00 

Deduct salvages and reinsurance 1,978.92 



Net amount paid during the year for losses $127,718.83 $260.00 $127,978.83 



Cash dividends actually paid 20,ooi .00 

Paid or allowed for commissions or brokerage -. 27,430.48 

Salaries, tecs, and all other charges of officers, clerks, agents, etc 16,700.00 

Paid for state, national, and local taxes 5,535.49 

Office and agency expenses, advertising, &c 18,004.24 

Aggregate amount of expenditures during the year, in cash 8:215,650 04 



FAME INSURANCE COMPANY. 



Located in Philadelphia, Pexn. 

[Incorporated April, 1856.] 

CHARLES RICHARDSON, President. WILLIAMS I. BLANCIIARD, Secretary. 

Attorney in Connecticut, GEORGE S. LESTER, New Haven. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real Estate owned by the Company, unencumbered, $3,500.00 

Loans on bond and mortgage, first liens 89,000.00 

Interest due and accrued on bonds and mortgage loans 2,893.33 

Total value of mortgaged premises $191,100.00 

Stocks and Bonds owned by the Company. 

Pat Value. Market Value. 

Philadelphia City 6 per cent, untaxed bonds $20,000.00 $20,400.00 

National Bank of Republic stock 50,000.00 50,000.00 

Second National Bank stock 10,000.00 10,800.00 

Chamber of Commerce stock 400.00 400.00 



Total par and market value $80,400.00* $81,600.00 $81,600.00 






COMPANIES OF OTHER STATES. 



81 



Loans on Collaterals. 



National Bank of republic stock 

" " of Northern Liberties stock., 

Fame Insurance Co. stock 

[Juited States bonds 

Bills receivable 



Par 


Market 


Amount 


value. 


value. 


loaned. 


517,000 


$17,000 


§13,200 


1,850 


4,800 


3,(00 


9,150 


9,150 


3.8S6.25 


2,700 


3,172 


2,700 



7,457.78 7.457.78 3,700 



Total par and market value and amount loaned S3S.157.78 41.579.78 20,480.25 $26,486.25 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value". 

[ntcrest due and accrued on collateral loans 

Met premiums in due course of collection 

Dffice furniture and fixtures 

Rents due and accrued 



$3,750.00 



Aggregate amount of all assets of the company, at their actual value. . . , 



8,045 58 

6,850.85 

2,826 00 

733.37 

25,336.56 

37.50 



$247,309,44 



III. LIABILITIES. 



Amount required to safely reinsure all outstanding risks... 
Amount reclaimable by the insured on perpetual fire risks. 

Total liabilities except capital stock 

Stock capital actually paid up in cash 

Aggregate amount of liabilities, capital stock 



40,876.56 
22,368.07 

$63,244.63 
200,000.00 

$263,244.63 



IV. INCOME. 

Gross cash received for premiums 

Deduct re insurance, rebate, abatement, and return premiums. 

Net cash received for premiums 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds, and from all other sources. 
Income fiom all other sources 



$117,516.19 
10,968.14 



Aggregate amount of income received during the year in cash. 



$106,548.05 

12,355.30 

450.00 

$119,353.35 



V.' EXPENDITURES. 



Net amount paid for losses 

Paid or allowed for commissions or brokerage 

Salaries, fics, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash. 



$57,698.12 

18,734.17 

4,600.00 

5,614.44 

7,862.20 

$94,508.93 



11 



82 



■FIRE AND FIRE-MARINE INSURANCE 



FANEUIL HALL INSURANCE COMPANY. 



Located in Boston, Masb. 

/ 
[Incorporated Feb., 1872.] 

K. S. CHAFFEE, President. J. AV. KINSLEY, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

"Whole amount of joint stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 



II. ASSETS. 



Loans on bond and mortgage, (first liens,) 

Interest due and accrued on bond and mortgage loans. 
Value of mortgaged premises, (insured for $S0,000) . 



Stocks and Bonds owned 



Globe National Bank stock, Boston 

Howard Nat. B;ink stock, " .... 

Hamilton Nat. Bank stock, " 

Rockland Nat. Bank stock, " 

Hide & Leather Nat. B'k stock, " 

Atlantic Nat. Bank stock, " .... 

Faneuil Hall Nat. B'k stock, " 

First National Bank stock, Newburyport. 
Commerce National Bank stock, Boston.. 
Merchants National Bank stock, Boston., 
Massachusetts Nat. Bank stock, Boston.. 

Eastern R. R. first mortgage bonds 

Boston, Clinton & Fitch. R. R. bonds 

Framingham & Lowell R. R. bonds 

City of Somcrvillc bonds . 

Total par and market value 



by the Company. 

Par Value. 

$10,000.00 

10,000.00 

9,500.00 

7,500.00 

5,800.00 

5,000 00 

4,700.00 

3,000.00 

2,900.00 

2,000.00 

2,000.00 

20,000.00 

10,000.00 

10,000.00 

25,000.00 



$193,000 



Market Value. 

$13,000.00 

11,400.00 

10,400.00 

12,000.00 

6,670.00 

5,750 00 

6,580.00 

4,360.00 

3,770.00 

2,700.00 

2,510.00 

20,000.00 

9,000.00 

9,000.00 

25,000.00 



$92,012.50 
1,360.20 



$127,400.00 $142,140.00 $142,140.00 



Loans on Collaterals. 



Traders Bank stock... . . , 

Tremont I'.ank stock 

Bunker Hill Bank stock. 
North Bank stock 



Par 


Market 


Amount 


value. 


Talue. 


loaned. 


$1,000 


$1,200 ' 




600 


780 




800 


480 


2,000 


100 


180, 





COMPANIES OP OTHER STATES. 83 

Boylston Rank stock 3,500 4,900 3,000 

Brewers & Maltsters Insurance Co. stock 2,700 2,700 2,600 

Frainiiij;lmm & Lowell R. R. 8 per cent, bonds 1,0(10 950 BOO 

Total par and market value and amount loaned S9.200 $11,140 $8,100 $8,400.00 

Cash in the Company's principal office 1,817.20 

Cash belonging to the Company deposited in hank 5,316.79 

Interest due and accrued on stocks not included in "market value" 1,397.92 

In ten st due and accrued on collateral loans 223.42 

Gross premiums in due course of collection 23,456.20 

$276,124.23 



III. LIABILITIES. 

Looses adjusted and unpaid $1,750.00 

Losses unadjusted, including all reported and supposed losses 1,400.00 

Net amount of unpaid losses $3,150.00 

Re-insurance at 50 per cent, on fire risks under one year $39,861.17 

Re-insurance pro j-ata on fire risks running more than one year. 13,815.30 

Amount required to safely reinsure all outstanding risks 53,676.47 

Due and accrued for salaries, rent, etc 2,000.00 

Due for commissions and brokerage 3,933 42 



Total liabilities except capita] stock $62,759.89 

Stock capita' actually paid up in cash 200,000.00 

Surplus beyond capital 13,364.34 

Aggregate amount of liabilities, capital stock and surplus $276,124.23 



IV. INCOME. 

Gross cash received for premiums $90,242.04 

Deduct reinsurance, rebate, abatement and return premiums... 16,690.48 

Net cash received for premiums $73,551.56 

Received for interest on bonds and mortgages i 

/ 12 304 99 

Interest and dividends on stocks and bonds and from all other sources J ' 

Income received from rents 500.00 



Aggregate income received during the year in cash $86,356.55 

V. EXPENDITURES. 

Net amount paid during the year for losses '. $14,486.71 

Paid or allowed for commissions or brokerage 11,605.11 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 7,559.18 

Paid state, national, and local taxes, in this and other states 2,424.24 

Office and agency expenses 9,894.66 

Aggregate amount of expenditures during the year, in cash $45,969.90 



84 



FIRE "AND FIRE-MARINE INSURANCE 



FARRAGUT FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incorporated Jan. 29th, 1872.] 

JOHN M. FURMAN, President. JOHN E. LEFFINGWELL, Secretary. 

Attorney in Connecticut, EBENEZER FULLER, Norwich. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized §200,000.00 

Whole amount of capital actually paid up in cash '. 200,000.00 

II. ASSETS. 



Loans on bonds and mortgages, (first liens) 

Interest accrued on bonds and mortgage loans. 

Value of lands mortgaged 

Buildings mortgaged, (insured for $4,000).. 

Total value of mortgaged premises 



$29,000.00 
40,000.00 

$69,000.00 



33,700.00 
5S9.74 



Stocks and Bonds owned by the Company. 



United States 5-20 reg. bonds, 1865, new. 
United States 10-40 bonds, registered. . . . 
Fourth National Bank stock 



Par Value. 

$75,000.00 

35,000.00 

10,000.00 



Market Value. 

$86,250.00 

38,937.50 

10,000.00 



Total par and market value, $120,000.00 $135,187.50 $135,187.50 



Loans on Collaterals. 



Manufacturers National Bank stock... 

Fourth National Bank stock 

Enterprise Insurance Co., Cin., stock. 
Manufacturers National Bank stock.. 

People's Gas Co. stock 

Guardian Fire Tns. Co. stock 

Security Bank stock 

Adams Express Co. stock 

Broadway It. R. Co. stock 



Brooklyn Ferry Co. stock 

United States 5-20 bonds, 1867 

" " 6-20 bonds, 1861, registered 

Mechanics Bank stock', Brooklyn 

Mortgages, first liens, on N. York and Brooklyn property. 



Par 


Market 




Amount 


Value. 


Value. 




Loaned. 


§1,500 


$1,500 




S1,000 


i;ooo 


1,000 


I 




300 


3(10 


1,000 


15,000 


15,000 




10,000 


1,000 


900 




800 


2,000 


1,500 




1,000 


1,000 


900 




800 


10,000 


9,200 




. 5,000 


4.000 


6,000 




3,600 


17,500 


26,250 


I 


22,000 


7,500 


11,250 


7.000 


8,120 




7,000 


6,000 


5,600 




6,000 


2,250 


3,937. 


,ii 


3,000 


70,500 


70,600 




67,500 



Total par and market value and amount loaned $145,550 8101,957.50 $127,700 $127,700.00 



COMPANIES OP OTHER STATES. 85 

Cnsh in the company's principal office 784.00 

Cash belonging to the company deposited in bank 6,7.59.74 

Interest due and accrued on collateral loans 2,234.75 

Gross premiums in due course of collection 10,209.46 

Office furniture and fixtures, etc $4,000 00 



Aggregate amount of assets of the company at their actual value Si 17, 165. 19 



III. LIABILITIES. 

Net amount of unpaid losses $4,800 00 

Re-insurance at fifty per cent, on fire risks under one year $74,288.76 

Re-insurance pro rata on fire risks running more than one year.. 2,289.42 

Amount required to safely reinsure all outstanding risks 76,578.18 

Due and accrued for salaries, rent, advertising, etc 2,000.00 

Due for commissions and brokerage 1,020.95 



Total amount of liabilities $84,399. 13 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital ....... 32,766.06 

Aggregate amount of liabilities, capital stock and surplus $317,165.19 



IV. INCOME. 

Gross cash received for premiums $1 68,555.03 

Deduct re-insurance, rebate, abatement and return premiums. . 7,414.43 

Net cash actually received for premiums $161,140.60 

Received for interest on bonds and mortgages j 

sir ljfi f) m 
Interest and dividends on stocks and bonds, and from all other sources J 

Aggregate amount of income received during the year in cash $1 77.2S6.67 



V. EXPENDITURES. 

Net amount paid during the year for losses $40,189.08 

Cash dividends actually paid 20,000.00 

Paid or allowed for commissions or brokerage 17,534.20 

Salaries, fees, and all other charges of officers, clerks, agents, etc 1 7,000.00 

Paid for state, national, and local taxes 3,646.81 

Paid for rents, stationery, fire patrol, &c 20.2S9.64 

Aggregate amount of expenditures during the year, in cash $11 8,659.73 



86 FIRE AND FIRE-MARINE INSURANCE 



FIRE ASSOCIATION OF PHILADELPHIA. 



Located in Philadelphia, Pexn. 

[Incorporated March 27th, 1820.] 

WILLIAM T. BUTLER, President. JACOB H. LEX, Secretary. 

Attorney in Connecticut, SILAS CHAPMAN, Jr., Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $55,920.70 

Loans on bond and mortgage, first liens, not more than one year's interest due.. 1,604,601.35 

Loans on bond and mortgage, more than one year's interest due 1 1,325.00 

Interest due and accrued on bond and mortgage loans 2,192.05 

Value of the land mortgaged $1,445,883.00 

Value of buildings mortgaged, (insured for $1,327,450) 2,891,767.00 

Total value of mortgaged premises $4,337,650.00 



Stocks and Bonds owned by the Company. 

Par value. Market value. 

United States 5-20 bonds $250,000.00 $2S7,500.00 

Philadelphia city loan 200,000.00 203,500.00 

" warrants 45,869.27 44,897.27 

Pennsylvania state loan 42,000.00 4^,472.00 

Pennsylvania R. R. stock 50,000.00 48,000.00 

Pennsylvania R. R. scrip 2,500.00 2,350.00 

Pittsburg city 7 per cent, bonds 25,000.00 25,000.00 

Lehigh Valley R. R. 7 per cent, bonds 10,000.00 10,400.00 

Masonic Temple loan 10,000.00 10,000.00 

Fire Association stock 19,050 00 55,245.00 



Total par and market value $654,419.27 $729,364.27 $729,364.27 



Cash in the company's principal office 11,253.24 

Cash belonging to the company deposited in bank 105,492.50 

Gross premiums in due course of collection 120,035.64 

Aggregate amount of assets, stated at their actual value $2,640,184.75 



COMPANIES OP OTHER STATES. 87 



III. LIABILITIES. 

Losses adjusted and unpaid 83,553.10 

Losses unadjusted, including all reported and supposed losses 27,127.88 

Losses resisted, including interest, costs, and other expenses 1,350.00 

Net amount of unpaid losses $32,030.98 

Re-insurance at fifty per cent, on fire risks under one year $381,994.38 

Re-insurance pro rata on fire risks running more than one year. . 37,900.33 



Amount required to safely re-insure all outstanding risks 419,894.71 

Amount rcclaimahle hy the insured on perpetual fire risks 1,437,585.41 

Cash dividends to stockholders remaining unpaid 1,741.14 

Due and accrued for salaries, rent, advertising, etc 429.24 

All other demands against the company 38,038.23 

Total liabilities, except capital stock ". $1,929,719.71 

Stock capital actually paid up in cash , 500,000.00 

Surplus beyond capital 210,465.04 

Aggregate amount of liabilities, capital stock and surplus $2,640,184.75 



IV. INCOME. 

Gross cash received for premiums » $880,177.12 

Deduct re-insurance and return premiums 71,811.35 

Net cash received for premiums $S0S,365.77 

Received for interest on bonds and mortgages 1 12,838.83 

Interest and dividends on stocks and bonds, and from all other sources 1 14,888.16 

Income received from all other sources 11,707.98 

Deposit premiums (less five per cent.) for pepetnal fire risks $96,927.71 

Aggregate amount of income received during the year in cash $1 ,047,800.74 



V. EXPENDITURES. 

Net amount paid during the year for losses $135,840.61 

Cash dividends paid 100,000.00 

Paid or allowed for commissions or brokerage 156,283.12 

Salaries, fees, and all other charges of officers, clerks, agents, etc 31,143.31 

Paid for state, national, and local taxes 20,460.82 

All other payments and expenditures 15,411.45 

Deposit piemiums returned on perpetual fire risks $30,183.02 

Aggregate amount of expenditures during the year, in cash $459,139.31 



88 



FIRE AND FIRE-MARINE INSURANCE 



FIREMAN'S FUND INSURANCE COMPANY. 



Located is San Francisco, Cal. 

[Incorporated May 13th, 1863.] 

DAVID J. STAPLES, President. GEORGE D. DORNIN, Secretary. 

Attorney in Connecticut, C. B. BOVVERS, New Haven. 

I. CAPITAL.— Gold Basis. 

Whole amount of joint-stock or guaranteed capital authorized $300,000.00 

"Whole amount of capital actually paid up in cash 300,000.00 

II. ASSETS. 



Real estate owned by the company, unencumbered 

Loans on bond and mortgage, (first liens) 

Interest due and accrued on bond and mortgage loans.... 
Total value of mortgaged premises (insured for $55,000) . 



$342,100.00 



$165,000.00 

136,961.10 

2,608.91 



Stocks and Bonds owned by the Company 
United States 6 per cent, bonds 



Par Value. Market Value. 

$110,000.00 $113,304.03 



113,304.03 



Loans on Collaterals. 



Merchants Mutual Marine Insurance Co. stock., 
Gas Light Co. stock 



Par 

mine. 
$5,000 
60,000 



Market 
value. 
$5,000 
31,500 



Amount 
loaned. 
$4,000 

1". I 



Total par and market value and amount loaned $55,000 $39,500 $14,000 $14,000.00 



Notes secured by endorsements $5,139.85 

State of Virginia certificate 

Cash in the company's principal office, gold 

Cash in hands of managers and in course of transmission. . . . '. 

Cash belonging to the company deposited in bank 

In tcrcst due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, taken for fire, marine and inland navigation risks 

Salvage, property, and claims on losses already paid 

All other property belonging to the company 

Furniture $4,393. 1 1 



239.40 
24,315.57 
26,668.79 
24,211.69 
40.00 
22,743.38 
16,245.58 
12,355.31 
14,405.30 



Aggregate amount of assets, at their actual value $573,099.06 



COMPANIES OF OTHER STATES. 89 



III. LIABILITIES. 

Losses adjusted and unpaid $1 2,254.53 

Losses unadjusted, including all reported and supposed losses. . . . 7,983. oo 

Losses resisted, including interest, costs and expenses 3,597.96 

Total gross claims for losses $23,835.49 

Deduct re-insurance 1,237.49 



Net amount of unpaid losses $22}698.00 

Re-insurance at fifty per cent on fire risks under one year $181,772.10 

Re-insurance pro rata on fire risks running more than one year. 0,452.33 

Re-insurance at 50 per cent, on inland navigation risks 16,690.75 

Re-insurance on marine risks < 12,369.94 

Amount required to safely re-insure all outstanding risks /. . 217,285.12 

Cash dividends to stockholders remaining unpaid 771 .92 

All other demands against the company 843.60 

Total liabilities, except stock capital $241,498.64 

Stock capital actually paid up in cash 300,000.00 

Surplus beyond capital 31 ,600.42 

Aggregate amount of liabilities, stock and surplus $573,099.06 

IV. INCOME. 

Fire. Marine & Inl'd. 

Gross premiums received in cash $522,531 .06 $80,579.05 

Bills and notes received for premiums 30,949.67 

Gross cash received for premiums $522,531.06 $111,528.72 

Deduct reinsurance and return premiums 54,068.56 21,675.83 

Net cash actually received for premiums $468,462.50 $89,852.89 $558,315.39 

Bills and notes received for premiums remaining unpaid $16,245.58 

Received for interest on bonds and mortgages, and bills receivable 19,317.00 

Interest and dividends on stocks and bonds, and from all other sources 9,900.00 

Income from rents, $15,258.50; tax on policies, $851.26 : total 16,109.76 

Aggregate amount of income received during the year in cash $603,642.15 



V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Gross amount paid for losses •.. $366,452.81 $24,932.58 

Deduct salvages and re-insurance 49,043.26 1,093.76 

Net amount paid during the year for losses $317,409.55 $23,838.82 $341,248.37 

Cash dividends actually paid ' 17,483.58 

Paid or allowed for commissions or brokerage 77,673.40 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 35,964.60 

Paid for state, national, and local taxes 9,925.75 

Interest on borrowed money and office and agency expenses 72,584.56 

Bills payable, drafts given for losses matured 78,750.00 

Aggregate amount of expenditures during the year, in cash $633,630.26 

12 



90 



FIRE AND FIRE-MARINE INSURANCE 



FRANKLIN FIRE INSURANCE COMPANY. 



Located in Philadelphia, Penn. 

[Incorporated April 22il, 1829.] 

ALFRED G. BAKER, President. THEODORE M. RKGER, Secretary. 

Attorney in Connecticut, J. W. SMITH, Waterbury. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $400,000.00 

Whole amount of capital actually paid up in cash 400,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $105,000.00 

Loans on bond and mortgage, first liens 2,529,813.45 

Interest due and accrued on bond and mortgage loans 39,631 .22 



Stocks and Bonds outied by the Company. 



United States bonds, 1881 , 

5-20s, 1864, M. & N. 

" " " 5-203,1865, " . 

" " " 10-40s 

Philadelphia city bonds, 6s, new 

Cincinnati 7-30s 

American Steamship Co. stock 

Alabama state bonds : 

City of Pittsburgh 7s 

Mississippi state warrants , 

Commercial National Bank stock 

Ins. Co. of North America stock 

Continental Hotel Co. stock, pref 'd 



Total par and market value. 



Tar Value. 

$5,000.00 

20,000.00 

34,000.00 

40,000.00 

30,000.00 

4,000.00 

10,000.00 

10,000.00 

10,000.00 

15,000.00 

5,000.00 

1,500.00 

1,600.00 



Market Value. 

$5,887.50 

23,000.00 

39,185.00 

45,600.00 

30,412.50 

4,140.00 

7,000.00 

6,900.00 

J 0,100.00 

*12,750.00 

6,000.00 

4,275.00 

1,440.00 



$186,100.00 $196,690.00 $196,690.00 



Loans on Collaterals. 



United States bonds, 5-20s, '65. 



" 5s, new. . 
lYnna. It. It lit mort. bonds. 



Par 


Market 


Amount 


value. 


value. 


loaned. 


$1,000 


SI, 150 


tl,000 


1,000 


1,160 


1,003 


3,000 


3,450 


2,500 


1,000 


1,150 


900 


10,000 


11.500 


10,000 


2,500 
1,000 


2,876 j 
1,110' 


3,500 


4,000 


4,000 


3,000 



COMPANIES OF OTHER STATES. 91 

Lehigh Valloy R. B. 1st mort. bonds 1,000 950 200 

N. I'enu. It. II. Co. 10s 600 6501 2<m 

Ilcstouvillc, M. & K. B. It. Co. stock 5,000 2,150 ' " 

" " " " 6,000 2,150 1,600 

Penna. It. It. Co. stock 1,800 1,765 900 

" " 1,760 1,706.25 1,500 

Camden & Amboy It. It. Co. slock 1,500 1,740 1.500 

" " " 1,000 1,160 1,000 

Lehigh Valley R. H. Co. stock 1,700 1 ,889 1,500 

Commercial National Bank stock 1,760 2,100 1,450 



Total par aud market value and amount loaned $44,600 $42,635.25 $33,650 $33 650.00 

Cash in the company's principal offices 132,713.51 

Cash belonging to the company deposited in bank 219,377.21 

Interest due and accrued on stocks not included in " market value" 600.00 

Interest due and accrued on collateral loans 444.33 

Cash in hands of agents and in course of transmission 73,731.15 

Re-insurance deposit premiums 1,781.25 

•Aggregate amount of all the assets of the company at their actual value $3,200,718.61 

III. LIABILITIES. 

Losses adjusted and unpaid $34,738.76 

Losses unadjusted, including all reported and supposed losses 29,037.00 

Losses resisted, including interest, costs, and expenses thereon .... 8,500.00 

Net amount of unpaid losses , $72,275*76 

Re-insurance at fifty per cent, on fire risks under one year $641,224.37 

Re-insurance pro rata on fire risks running more than one year. . . 339,423.95 

Amount required to safely re-insure all outstanding risks 980,648.32 

Amount reclaimable by the insured on perpetual fire risks 1,323,742.21 

Cash dividends to stockholders remaining unpaid 384.00 

Money on deposit by directors 200,000.00 

All other indebtedness. 12,081.75 



Total amount of liabilities $2,589,132.04 

Stock capital actually paid up in cash 400,000.00 

Surplus beyond capital 211,586.57 



Aggregate amount of liabilities, capital stock and surplus -. $3,200,718.61 

IV. INCOME. 

Gross cash received for premiums $1,536,649.94 

Deduct re-insurance and return premiums 189,161.35 

Net cash actually received for premiums $1,347,488.59 

Received for interest on bonds and mortgages 164, 1 89.50 

Interest and dividends on stocks and bonds, and from all other sources 19,91 1.84 

Income received from all other sources 1,648.00 

Deposit premiums (less ten per cent.) ree'd for perpetual fire risks, $112,020.86 

Aggregate amount of income received during the year in cash $1,533,237.93 



92 FIRE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Gross amount paid for losses $1,1 87,679.32 

Deduct salvages and reinsurance 22,145.78 

Net amount paid during the year for losses SI, 165, 533. 54 

Cash dividends paid 127,736.00 

Paid or allowed for commissions or brokerage 244,951.04 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 1 15,040.04 

Paid for state, national, and local taxes 51,393.14 

All other payments and expenditures 140,324.44 

Aggregate amount of expenditures during the year, in cash . . $1 ,844,978.20 



FRANKLIN INSURANCE COMPANY. 



Located in Indianapolis, Ind. 

[Incorporated, Feb. 13th, 1851.] 

JOHN C. SHOEMAKER, President. JOHN A.CHILD, Seaetary. 

Attorney in Connecticut, GEORGE S. LESTER, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 234,400.00 

Amount of unpaid but subscribed capital, for which obligations are held 15,600.00 

II. ASSETS. 

Heal estate owned by the company, unencumbered $51 ,041 .95 

Loans on bonds and mortgages, first liens 82,41 1 .71 

Interest accrued on bond and mortgage loans 993.26 

Total value of mortgaged premises $221,375.00 

Stocks and bonds owned by tlie Company. 

Par Value. Market Value. 

Indianapolis Cotton M'fg Co. 10 pr. ct. bonds. . $10,000.00 $10,000.00 

City of Franklin, Ind., 10 per cent, bonds 2,500.00 2,500.00 

" " «« « » 1,000.00 1,000.00 

Butsch, Dickson & Co. 1st mort. 9pr. ct. bonds.. 12,000.00 12,000.00 

City of Columbus, Ind., 10 per cent, bonds 25,000.00 25,000.00 

Gcisendorff& Co. 1st mort. 10 per cent, bonds.. 15,000.00 15,000.00 

Martin County, Ind., 10 per cent, bonds 5,000.00 5,000.00 

Total par and market value $70,500.00 $70,500.00 $70,500.00 



COMPANIES OP OTHER STATES. 



93 



Loans on Collaterals. 



Par 

Value. 



Market 

Value. 



Amount 

Loaned. 



Martin County, Ind., bonds 

Ohio Falls and Car Locomotive Co. bonds 

J.,M. & I. R. R. Co. bonds 

Meridian National Hank stock 

1'rankliu, Ind., Gas Co. stock 

Indianapolis Rolling Mill Co. stock 

Indianapolis Cottou Manufacturing Co. stock. 
Indianapolis Ins. Co. Rank stock 



$(6,000 $0,000 $5,000 



10,000 
10,000 
10,000 
800 
17,500 
5,000 
3,000 



10,000 
10,000 
10,000 
1,000 
14,000 
6,000 
3,600 



8,400 
8,000 
8,270.08 

800 
8,000 
4,892.95 
3,200 



Total par and market value and amount loaned 502,300 $59,600 $46,069.03 $46,069.03 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks and bonds not included in 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, taken for fire, marine, and inland risks 



market value". . 



4,961.56 
30,035.38 

2,039.44 

389.96 

37,918.16 

1,253.50 



Aggregate amount of assets of the company, at their actual value $327,613.95 



III. LIABILITIES. 

Losses adjusted and unpaid ,. $2,900.00 

Deduct salvages 200.00 

Net amount of unpaid losses ... $2,700.00 

Re-insurance at fifty per cent, on fire risks under one year $49,506.02 

Reinsurance pro rata on fire risks running more than one year. . . 6,804.54 

Re-insurance at fifty per cent, on inland navigation risks 245.00 

Amount required to safely re-insure all outstanding risks 56,556.16 

Due for commissions and brokerage 6,528.10 

Total liabilities except stock $65,784.26 

Stock capital actually paid up in cash 234,400.00 

Surplus beyond capital 27,429.69 

Aggregate amount of liabilities, capital stock and surplus $327,613.95 



IV. INCOME. 



Gross cash received for premiums , 

Deduct re-insurance and return premiums. 

Net cash received for premiums 



Fire. Marine & Inl'd. 

$117,479.16 $677.66 

10,448.44 



$107,030.72 

$493.50 



Bills and notes for unpaid premiums 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds and from all other sources. 



$677.66 $107,708.38 



$760.00 



4,273.60 
5,706.09 



Aggregate amount of income received during the year, in cash $1 17,688.07 



9-4 FIKE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Fire. Murine & Inl'd. 

Gross amount paid for losses $18,122.31 

Deduct salvages and re-insurance 252.99 

Net amount paid during the year for losses 617,869.32 $17,869.32 

Paid or allowed for commissions or brokerage 1 9,694.66 

Salaries, fees, and all other charges of officers, clerks, agents, etc . . 7,363.24 

Paid for state, national, and local taxes 1,409.97 

All other payments and expenditures 5,427.01 

Aggregate amount of expenditures during the year, in cash $51 ,764.20 



GERMANIA FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incorporated March, 1859.] 

RUDOLPH GARRIGUE, President. HUGO SCHUMANN, Secretary. 

Attorney iu Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $ 15,305.95 

Loans on bond and mortgage, first liens ._. 484,400.00 

Interest due and accrued on bond and mortgage loans 11,1 26.24 

Value of the lands mortgaged 5532,500.00 

Buildings mortgaged 646,700.00 

Total value of mortgaged premises $1,179,200.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States 5-20 bonds of 1862, registered $400,000.00 $454,500.00 

" " " of 1867, coupons 10,000.00 11,937.50 

National Park Hank stock 5,000.00 7,500.00 

Neptune Fire Ins. Co. stock, (iu liquidation).... 2,000.00 100.00 



COMPANIES OF OTHER STATES. 



95 



State of South Carolina bonds 20,000.00 

State of Alabama 8 per cent, bonds 5,000.00 

" " 5 per cent, bonds 5,000.00 

Total par and market value $447,000.00 



4,700.00 
2,750.00 
2,350.00 



$483,8117. 50 8483,837.50 



Loaned on Collaterals. 



National State Bank stock, Elizabeth, N. J.. . . 

First National Bank stock, Jersey City 

United States Express Co. stock 

Western Union Telegraph Co. stock 

Am. Merchants Union Express Co. stock 

Wells, Fargo & Co. Express Co. stock 

United States 10-40 bonds 

State of California bonds 

N. York City Tax Relief bond 

United States 5-20 bonds, '64, Gs 

" '07 

" " " '07 

Brooklyn City Water loan 

Brooklyn Bedford At. Improvement bonds. . . 
First National Bank stock, Jersey City, N. J. 
United States 10-40 bonds, '64 

" " 5-20 bonds, '65 

" " 5-20 bonds, '65 



Par 

value. 

§10,800 

5,000 . 

1,500 

700 

3,500 

300 

5,000 

5,000 

1,000 

6,000 

2,000 

2,500 

4,000 

2,000 

11,000 

4,000 

1,000 

2,000 



Market 
value. 

$10,S00 j 
5,000 ) 
000 1 
525 ) 
2,310 I 
240 j 
5,650 
5,000 
1,000 
6,9001 
2,300 
2,875 ■ 
4,000 
2,000 
11,000 
4,520 
1,150 
2,300 



Amount 
loaned. 

10,000 
1,000 
1,500 

10,000 

15,000 

10,000 
7,000 



Total par and market value and amount loaned S67.300 S6S.470 §54,500 $54,500.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, taken for fire, marine, and inland risks 

Cash in hands of agents and in course of transmission 

Office furniture and fixtures $1 1,774.75 



11,400.42 

66,259.57 

558.64 

3,350.18 

2,597.50 

"4,991.15 



Aggregate amount of all assets, stated at their actual value $1,238,327.15 



III. LIABILITIES. 

Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses.. . . 
Losses resisted, including interest, costs, and expenses 



Total gross amount of claims for losses 

Deduct re-insurance and salvage 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year 

Re-insurance pro rata on fire risks running more than one year . 

Amount required to safely re-insurc all outstanding risks 

Total liabilities, except capital stock , 

Stock capital actually paid up in cash 

Surplus beyond capital 



$26,721.50 
20,753.31 
17,344.68 

$64,819.49 
7,570.96 



$362,388.78 
73,342.88 



$57,248.53 



435,731.66 

$492,980.19 
500,000.00 
245,346.96 



Aggregate amount of liabilities, capital stock and surplus ' $1,238,327.15 



96 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Gross cash received for premiums $865,876.47 

Deduct re-insurance and return premiums 81,829.94 

Net cash received for premiums $784,046.53 

Received for interest on bonds and mortgages 32,657.03 

Interest and dividends on stocks and bonds, and from all other sources 32,433.37 

Income received from rents 17,526.02 

Aggregate amount of income received during the year in cash SS66.662.95 

V. EXPENDITURES. 

Gross amount paid for losses $536,286,65 

Deduct salvages and re-insurance , 1,422.78 

Net amount paid during the year for losses $534,863.87 

Cash dividends and interest paid to stockholders 50,000.00 

Paid or allowed for commissions or brokerage 1 15,906.69 

Salaries, fees, and all other charges of officers, clerks, agents, etc 69,077.29 

Paid for state, national, and local taxes 14,133.24 

All other payments and expenditures 131,049.98 

Aggregate amount of expenditures during the year, in cash $915,031.07 



GERMAN AMERICAN INSURANCE COMPANY. 



Located in New York City. 

[Incorporated March, 1872.] 

EMIL OELBERMANN, President. JAMES A. SILVEY, Secretary. 

Attorney in Connecticut, EGBERT MARSH, Bridgeport. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash 1,000,000.00 

II. ASSETS. 

Slocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States regis. 6 per cent, currency bonds.. $360,000.00 $412,200.00 

" 5-20 bonds, '67 100,000.00 115,500.00 

" 5-20 bonds, '58 162,000.00 178,200.00 



COMPANIES OP OTHER STATES. 



97 



United States 6 per cent, bonds, 'si 50,000.00 

" 5-20 bonds, '62 25,000.00 

" 5-20 bonds, '65.. .- 20,000.00 

" " 10-40 bonds 15,000.00 

New York City 7 per cent. Assessment bonds 40,000.00 

Total par and market value $772,000.00 



58,000.00 
28,000.00 
23,000.00 
16,900.00 
40,000.00 

$871,800.00 $871,800.00 



Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

United States 10-40 coupon bonds $5,000 $5,675 $5,000 

" 5 per cent, bonds, oS 15,000 10,575 15,000 

" " 5-20 bonds, "OS 10,000' 11,900 10,000 

" " B-aO honds, '67 1,000 1,195 1,000 

" " 5 per cent, bonds, '58 25,000 27,025 1 

" 5-20 bonds, '62 3,000 8,405 J ' 

" " 5 per cent, bonds, - 5S 25,000 27,625 25,000 

City of Poughbeepsie 7 per cent, bonds 11,000 11,000 10,000 

United States 5-20 coupon bouds, >68 10,000 11,900 10,000 

" '' 5-20 coupon bonds, '65 5,000 5,775 5,000 

" " 5 per cent, coupon bouds, '5S 15,000 16,675 -i 

" " 5-20 coupon bonds, '65 7,000 8,0S5 I 

" " 10-40 bonds 1,000 1,135 I 

N.-Y. Central & Hudson River R. R. stock 30,000 30,000 f o0 > 000 

Buffalo City 7 per cent, bouds 10,000 9,500 | 

Louisville City 6 per cent, bouds 6,000 5,100 J 

United States 5 per cent, registered bonds, '58 35,000 38,675 35,000 

" " currency 6s 25,000 28,500) 

" " 5 per cent, registered bonds, '58 10,000 11,050 J. 40,000 

Buffalo City 7 per cent, bonds 5,000 4,750 j 

City of Poughkeepsie 7 per cent, bonds 11,000 11,000 10,000 

" " " " 33,000 33,000 30,000 

Jersey City bonds 3,000 2,850 2,000 

Uuited States bonds, currency 6s 45,000 51,300 1 

Massachusetts State 5 per cent, bonds 4,000 4,000 J 

United States 5-20 coupon bonds, '67 10,000 11,950 10,000 

" " 10-40 registered bonds 10,000 11,150 10,000 

New York & Harlem K. 11. stock 5,000 6,000 3,500 

United states currency 6s, reg. bonds : 40,000 45,600 40,000 

" " 52 ' 000 59 . 280 ( 10 oooo 

" " 5-20 registered bonds, '65 48,000 55,200 ) ' 

Buffalo City 7 per cent, bonds 30,000 28,500 22,500 

Total par and market value and amount loaned $545,000 $595,S75 S511,000 $511,000.00 

Cash in the Company's principal office 9,121.50 

Cash belonging to the company deposited in bank 166,416.99 

Gross premiums in due course of collection 1 14,024.10 

Aggregate amount of assets, at their actual value $1 ,672,362.59 



III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . $38,741.05 

Losses resisted, including interest, costs, and expenses 8,832.04 

Net amount of unpaid losses ". 

Re-insurance at 50 per cent, on fire risks under one year $348,391.41 

13 



$47,573.09 



98 FIRE AND FIRE-MARINE INSURANCE 

Re-insurance pro rata on fire risks running: more than one year.. 62,290.78 
Re-insurance on inland navigation risks at 50 per cent 175.00 

Amount required to safely re insure all outstanding risks 410,857.19 

Due and accrued for salaries, rent, advertising, etc 1,550.00 

Due for commissions and brokerage 24,134.62 

Total amount of liabilities, except capital stock $484,114.90 

Stock capital actually paid up in cash 1 ,000,000.00 

Surplus beyond capital 1 88,247.69 

Aggregate amount of liabilities, capital stock, and surplus $1,672,362.59 



IV. INCOME. 

Fire. Marine & Inl'd. 

Gross cash received for premiums $1,009,900.09 $400.00 

Deduct re-insurance and return premiums 123,423.00 



Net cash actually received for premiums $886,477.09 $400.00 $886,877.09 



Interest and dividends on stocks and bonds, and from all other sources 86,899.33 



Aggregate amount of income received during the year in cash $973,776.42 



V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Gross amount paid for losses $428,169.75 

Deduct salvages and re-insurance 5,671.68 



Net amount paid for losses $422,498.07 $422,498.07 

Cash dividends actually paid 40,000.00 

Paid or allowed for commissions or brokerage 134,607.05 

Salaries, fees, and all other charges of officers, clerks, agents, etc 41,697.47 

Paid for state, national, and local taxes 1 6,846.58 

All other payments and expenditures 52,886.11 

Aggregate amount of expenditures during the year, in cash $708,535.28 



COMPANIES OF OTHER STATES. 99 



(JIIiAItl) KIllK AND MARINE INSURANCE COMPANY. 



Located in Philadelphia, Penn. 
[Incorporated March, 1853.] 
THOMAS 'CRAVEN, President. * JAMES B. ALVORD, Secretary. 

Attorney in Connecticut, RALPH GILLETT, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $300,000.00 

Whole amount of capital actually paid up in cash ' 300,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $183,000.00 

Loans on bond and mortgage, (first liens,) not more than one year's interest due.. 173,400.00 

Loans on bond and mortgage, (first liens,) more than one year's interest due. . . . 7,950.00 

Interest due and accrued on bond and mortgage loans 3,779.49 

Value of Land and buildings mortgaged, (insuredfor$143,750). 455,000.00 

Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States 5-20 bonds $37,100.00 $43,969.00 

" . " 5 per cent, bonds. 55,000.00 61,325.00 

City of Philadelphia 6 percent, loan 17,800.00 17,978.00 

City of Louisville 6 per cent, loan 10,000.00 9,500.00 

City of Trenton 6 per cent, loan 1 1,000.00 1 1,000.00 

American Steamship Co. bonds 5,000.00 4,000.00 

Union Pacific R. R. Co. bonds 5,000.00 4,200.00 

Pennsylvania R. R. Co. bonds 43,000.00 42,000.00 

Danville, Hazl. & Wilkesbarre R. R. Co. bonds.. . 10,000.00 9,000.00 

Camden & Amboy R. R. Co. bonds 17,000.00 15,520.00 

Phila. & Erie R. R. Co. bonds 15,000.00 13,500.00 

Connecting R. R. Co. bonds 10,000.00 8,500.00 

Phila. & Reading R. R. Co. bonds 5,000.00 5,175.00 

Lehigh Navigation Co. bonds 11,000.00 9,955.00 

Lackawanna & Bloomsburg R. R. Co. bonds 1,000.00 1,000.00 

Susquehanna Coal Co. bonds 3,000.00 3,000.00 

Phila. & Reading R. R. Co. stock 20,000.00 22,90000 



Total par and market value $275,900.00 $282,522.00 $282,522.00 



100 



FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 



Philadelphia & Erie R. R. Co. stock. 

Fire Association stock 

United States 5-20 bonds 



Par 

Taluc. 

$10,000 

1,100 

1,000 

B,000 



Market 

value. 

§4,400 
1,650 
1,150 

7,140 



Total par and market value and amount loaned. 



Amount 
loaned. 



55,000 
G,000 



818,100 $14,340 $11,000 



Loans secured by stock of this company 

Cash in the company's principal office 

Cash belonging to the company depositejl in bank 

Cash deposited in Girard Life Insurance and Trust Co 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bents due and accrued 

Office and agency supplies, $5,000; Perpetual Ins. Co's buildings, $1,800. 
Aggregate amount of all assets of the company, at their actual value. . . 



11,000 

2,000.00 

2,552.40 

74,396.20 

4,500.00 

245.07 

30,546.04 

516.91 



5776,408.11 



III. LIABILITIES. 

Losses adjusted and unpaid $8,109.67 

Losses unadjusted, including all reported and supposed losses 13,449.17 

Losses resisted, including interest, costs, and other expenses 3,000.00 

Net amount of unpaid losses $24,648.84 

Be-insurance at fifty per cent, on fire risks under one year $1 86,985.75 

Be-insurance pro rata on fire risks running more than one year. . 41,433.92 

Amount required to safely reinsure all outstanding risks 228,419.67 

Amount reclaimablc by the insured on perpetual fire risks 75,258.00 

Due and accrued for salaries, rent, advertising, etc 3,237.82 

All other demands against the company 4,906.89 

Total liabilities except capital stock $336,47 1 .22 

Stock capital actually paid up in cash 300,000.00 

Surplus beyond capital 139,936.89 

Aggregate amount of liabilities, capital and surplus $776,408.11 

IV. INCOME. 

Gross cash received for premiums $439,376.16 

Deduct reinsurance, rebate, and return premiums 19,370.89 

Net cash actually received for premiums $420,005.27 

Beccived for interest on bonds and mortgages 6,878.29 

Interest and dividends on stocks and bond, and from all other sources 19,939.19 

Beccived for rents 9,703.00 

Deposit premiums, (less five per cent.) for perpetual fire risks. . . $15,183.28 

Aggregate amount of income received during the year in cash $456,525.75 



COMPANIES OF OTHER STATES. 101 



V. EXPENDITURES. 

Gross amount paid for losses $137,376.19 

Deduct salvages and reinsurance 1 ,042.44 

Net amount paid during the year for losses $135,733.75 

Cash dividends actually paid 30,000.00 

Paid or allowed for commissions or brokerage 62,371.78 

Salaries, fees, and all other charges of officers, clerks, agents, etc 20,527.29 

Paid for state, national, and local taxes, 1 7,438.31 

All other payments and expenditures 37,501.43 

Deposit premiums returned on perpetual fire risks $8,869.03 

Aggregate amount of expenditures during the year, in cash $303,632.51 



GLOBE INSURANCE COMPANY. 



Located in Chicago, III. 

[Incorporated, Feb. 16th, 1865.] 

GEORGE K. CLARK, President. S. P. WALKER, Secretary. 

Attorney in Connecticut, GEORGE S. LESTER, New Haven. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash 300,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $3,000.00 

Loans on bond and mortgage, first liens, not more than one year's interest due... $211,839.27 

Loans on bond and mortgage, first liens, more than one year's interest due 18,000.00 

Interest due and accrued on bond and mortgage loans 6,707.09 

Total value of mortgaged premises $760,900 

Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States registered bonds, '67 $25,000.00 $29,125.00 

West Chicago Park bonds 50,000 00 47,500.00 



Total par and market value $75,000.00 $76,625.00 $76,625.00 



102 FIRE AND FIRE-MARINE INSURANCE 



Loaned on Collaterals. 



Chicago Railway Construction Co. stock. 



Pa* 


Market 


Amount 


Value. 


Value. 


Loaned. 


$20,000 


330,000 


815,000 



Total par and market value 1 and amount loaned $20,000 $30,000 $15,000 $15,000.00 

Cash in the company's principal office 1,137.94 

Cash belonging to the company deposited in hank 64,373.53 

Gross premiums in due course of- collection 58,649.15 

Due from other companies for re-insurance on losses paid 1,875.00 

Office furniture 83,000.00 

Aggregate amount of all assets, at their actual value $457,206.98 



III. LIABILITIES. 

Losses adjusted and unpaid $14,679.41 

Losses unadjusted, including all reported and supposed losses. . . . 8,650.00 

Net amount of unpaid losses $23,329.41 

Reinsurance at fifty per cent, on fire risks under one year §156,496.03 

Re-insurance pro rata on fire risks running more than one year. 3,346.48 

Amount required to safely re-insure all outstanding risks 159,842.51 

Due for commissions and brokerage 5,864.91 



Total amount of liabilities, except capital stock §189,036.83 

Stock capital actually paid up in cash 300,000.00 

Aggregate amount of liabilities, and capital stock $489,036.83 



IV. INCOME. 

Gross cash received for premiums $310,742.17 

Deduct re-insurance, rebate, abatement and return premiums. 25,089.81 

Net cash actually received for premiums , 285,652.36 

Received for interest on bonds and mortgages 20,796.75 

Aggregate amount of income received during the year in cash $306,449.1 1 



V. EXPENDITURES. 

Net amount paid during the year for losses $64,470.56 

Paid or allowed for commissions or brokerage 56,358.72 

Salaries, fees, and all other charges of officers, clerks, agents, etc 23,632.65 

Paid for state, national, and local taxes 2,849.76 

All other payments and expenditures, including interest on borrowed money 24,359.70 

Aggregate amount of expenditures during the year, in cash $171,671.39 



COMPANIES OP OTHER STATES. 



in:} 



HANOVER FIRE INSURANCE COMPANY. 



Located in New York City. 
[Incorporated April, 1852.] 
BENJAMIN S. WALCOTT, President. I. REMSEN LANK, Secretary. 

Attorney in Connecticut, WILLIAM WALLACE, Hartford. 



I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $400,000.00 

Whole amount of capital actually paid up in cash 400,000.00 



II. ASSETS. 



Real Estate owned by the Company, unencumbered,. . . . 

Loans on bond and mortgage, first liens 

Interest due and accrued on bonds and mortgage loans. . 
Value of lands mortgaged 

Value of buildings mortgaged, (insured for $274,500). 

Total value of mortgaged premises 



$257,500.00 
421,500.00 

$079,000.00 



$2,725.95 

250,200.00 

3,608.05 



United States 5-20 registered bonds, 1865 

" 1867 , 

" " 1864 

" " coupon bonds, 1805 

" currency 6s 

" 6 percent, registered bonds, 1881. 

" 5-20 reg. bonds, (new) 1865 

New York .County bonds 

New York City Assessment bonds 

South Carolina 6 per cent, bonds 

Alabama 5 per cent, bonds 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

$15,000.00 $17,175.00 

320,000 00 368,000.00 

10,000.00 11,350.00 

15,000.00 17,906.25 

50,000.00 57,000.00 

20,000.00 23,300.00 

20,000.00 23,000.00 

11,000.00 11,000.00 

25,000.00 25,000.00 

20,000.00 2,200.00 

10,000.00 4,762.50 



Total par and market value $516,000.00 $560,093.75 $560,693.75 



Loans on Collaterals. 



Lamar Fire Insurance Co. stock 

N. Y. National Exchange Bank stock. 

Continental National Bank stock 

Bank of the Republi; stock 

St. Nicholas National Bank stock 



Pat 


Market 


Amount 


value. 


value. 


loai < 1. 


92,000 


SGOO 


j SI ,200 




900 


2,000 


1,500 


| 700 


2,000 


2,000 


10,000 


10,000 


8,500 



104 FIRE AND FIRE-MARINE INSURANCE 



Metropolitan National Hank stock 

National Ins. Co, stock, Hartford, Conn 

Columbia Fire ins. Co. stock 

N. Y. Guaranty and Indemnity Co. stock 

United Status coupon bonds, 1881 

Bank of New York stock , 

Manhattan Gas Light Co. stock 

N. Y. Centra] anil Hudson River R.R. Co. stock.. 
Doited States coupon bonds, 1881 

" " " " 1S81 

N. Y. National Exchange Bank stock 

United States 5-20 coupon bonds, 1864 

" " " *' 1865 

' " 1807 

" " " registered bonds, 1S07 

Delaware & Hudson Canal Co. stock 



20,000 


25,000 ) 




3,000 


3,300 [• 


25,000 


1,200 


960 ) 




5,000 


5,000 


4,500 


400 


483 


400 


11,300 


13,108 ) 




10,000 


20,000 V 


35,000 


10,000 


9,950 ) 




4,000 
1,000 


4,400 1 
1,207.50 j 


5,000 


1,000 


900 


700 


2,000 


2,295 ) 




50 


59.68 V 


2,500 


550 


656.56 ) 




12,000 
9,900 


13,800 ) 
11,385 1 


20,000 



Total par and market value and amount loaned S10S,400 $127,401.74 8103,500 $103,500.00 

Cash in the company's principal office 20,690.09 

Cash belonging to the company deposited in bank 59,197.14 

Interest due and accrued on stocks not included in " market value" 652.34 

Interest due and accrued on collateral loans 694.21 

Gross premiums in due course of collection 77, '176.07 

Aggregate amount of all assets of the company, at their actual value $1 ,085,337.60 

III. LIABILITIES. 

Losses adjusted and unpaid 54,212.76 

Losses unadjusted, including all reported or supposed losses 47,728.48 

Losses resisted, including interest, costs and other expenses 23,944.69 

Total gross amount of claims for losses $75,885.93 

Deduct salvages and re-insurance 6,020.96 

Net amount of unpaid losses 69,864.97 

Re-insurance at fifty, per cent, on fire risks under one year. . . . $364,643.06 
Ite-insurance pro rata on fire risks running more than one year.. 108,918.34 

Amount required to safely reinsure all outstanding risks. . . 468,561 .40 

Due for commissions and brokerage, and return premiums 9,367.44 

Total liabilities except capital stock $547,793.81 

Stock capital actually paid up in cash 400,000.00 

Surplus beyond capital 137,543.79 

Aggregate amount of liabilities, capital stock and surplus $l,OS5,337.60 



IV. INCOME. 

Gross cash received for premiums $852,097.16 

Deduct re insurance, rebate, abatement, and return premiums. 74,513.64 

Net cash received for premiums $777,583.52 

Received tor interest on bonds and mortgages 11,319.41 

Interest and dividends on stocks and bonds, and from all other sources 44,401.98 

Received for increased capital $15(),<ion 

Aggregate amount of income received during the year in cash * $833,304.91 



COMPANIES OP OTHER STATES. 105 



V. EXPENDITURES. 

Gross amount paid for losses _ $454,483.66 

Deduct salvages and re-insurance 3,229.87 

NeUamount paid for losses $451,253.79 

Cash dividends actually paid 32,500.00 

Paid or allowed for commissions or brokerage 113,277.54 

Salaries, foes, and all other charges of officers, clerks, agents, etc 48,379.66 

Paid for state, national, and local taxes 13,804.85 

All other payments and expenditures 92,714.61 

Aggregate amount of expenditures during the year, in cash $751,930.45 



HOFFMAN FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incorporated May, 1864.] 

MARCUS F. HODGES, President. OLIVER A. DRAKE, Secretary. 

Attorney in Connecticut, SILAS CHAPMAN, Jr., Hartford. 

I. CAPITAL. 

Whole amount of capital actually paid up in cash $200,000.00 

II. ASSETS. 

Loans on bond and mortgage, (first liens,) $140,493.00 

Interest due and accrued on bond and mortgage loans 1,329.75 

Value of the land mortgaged, $161,500.00 

Buildings mortgaged, (insured for $86,500) 124,500.00 

Total value of mortgaged premises $286,000.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States 5-20 coupon bonds, 1865, new $10,000.00 $11,550.00 

" 6 percent, registered bonds, 1881.. 10,000.00 11,625.00 

" " 5-20 registered bonds, 1867 35,000.00 40,337.50 

" " " " " 1862 30,000.00 33,900.00 

N. Y. Central & Hudson River R. R. Co. stock. . . 10,000.00 10,000.00 

14 



106 



FIRE AND FIRE-MARINE INSURANCE 



Bank of Commerce stock 1 0,000.00 

American Exchange Bank stock 16,800.00 

Delaware & Hudson Canal Co. stock 10,000.00 

Total par and market value $131,800.00 



11,600.00 
18,144.00 
11,500.00 



$148,656.50 $148,656.50 



Loans on Collaterals. 



Market Amount 



Bank of New York stock 

Continental Ins. Co. stock — Montsuk Ins. Co. stock 

Bank of Metropolis stock — Hope Ins. Co. stock 

Safeguard Ins. Co. stock — U. S. Life Ins. Co. stock — U. S. Life 

Ins Co. scrip 

Williamsburgh Gas Light Co. stock 

United States 5-20 bonds 



Talue. value. 
$1,300 $1,625 



1,700 
6,725 

5,425 
1,250 
1,000 



2,525 
6,000 

5,342.50 

1,875 

1,140 



$1,000 
1,900 
5,000 

4,000 
1,250 
1,000 



Total par and market value and amount loaned $17,400 $18,507.50 $14,150 $14,150.00 



Cash in the Company's principal office, and in hands of agents 

Cash belonging to the Company deposited in bank 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Office furniture and fixtures 



$2,500.00 

Aggregate amount of all assets of the company, at their actual value 



13,366.26 

10,932.23 

529.81 

13,588.82 



$343,046.37 



III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses.. . . 

Net amount of unpaid losses 

Re-insurance at 50 per cent, on fire risks under one year 

Re-insurance pro rata on fire risks running more than one year. 

Amount required to safely re-insure all outstanding risks 

Due and accrued for salaries, rent, etc 

Due for commissions and brokerage, and return premiums 



$1,600.00 
7,900.00 



S95.117.75 
4,619.21 



$9,500.00 



99,736.96 
1,000.00 
1,979.97 



Total liabilities except capital stock $112,216.93 

Stock capital actually paid up in cash 200,000.00 

Suqjlus beyond capital 30,829.44 

Aggregate amount of liabilities, capital stock and surplus $343,046.37 



ry. income. 

Gross cash received for premiums $306,330.49 

Deduct re-insurance, rebate, abatement and return premiums... 26,899.33 

Net cash received for premiums $279,431.16 

Received for interest on bonds and mortgages 14,097.58 

Interest and dividends on stocks and bonds and from all other sources 10,817.89 

Received for calls on capital $100,000.00 

Aggregate income received during the year in cash $304,346.63 



COMPANIES OP OTHER STATES. 107 



V. EXPENDITURES. 

Gross amount paid for losses $223,584.45 

Deduct re-insurance and salvages 5,465.31 

Net amount paid daring the year for losses $218,119.14 

Paid or allowed for commissions or brokerage. 45,793.53 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 19,289.88 

Paid state, national, and local taxes, in this and other states 3,400.14 

All other payments and expenditures 21,192.80 

Aggregate amount of expenditures during the year, in cash $207,795.49 



HOME INSURANCE COMPANY. 



Located in New York City. 
[Organized April, 1853.] 
CHARLES J. MARTIN, President. ■ JOHN H. WASHBURN, Secretary. 

Attorney in Connecticut, W. E. BAKER, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $2, 500,000. 00 

Whole amount of capital actually paid up in cash 2,500,000.00 

II. ASSETS. 

Loans on bonds and mortgages, (first liens) $1,897,840.66 

Interest accrued on bonds and mortgage loans 27,961.43 

"Value of lands mortgaged $2,532,500 

Buildings mortgaged, (insured for $1,578,760) 2,588,400 

Total value of mortgaged premises: $5,120,900 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States 5-20 bonds, 1864 $750,000.00 $855,000.00 

" " " " 1865 450,000.00 518,625.00 

" " 6 per cent, currency bonds 300,000.00 342,750.00 

" " 6 per cent, bonds, 1881 200,000.00 232,750.00 

Brooklyn City Deficiency Certificates 100,000.00 100,000.00 

New York City Revenue bonds 57,000.00 57,000.00 

" " Assessment Fund bonds, 20,000.00 20,000.00 

Tennessee State bonds 20,000.00 1 6,000.00 



108 



FIRE AND FIRE-MARINE INSURANCE 



Alabama State bonds 10,000.00 

South Carolina State bonds 20,000.00 

Mississippi State Treasury warrants 20,000.00 

Total par and market value, $1,947,000.00 



5,000.00 

2,420.00 

16,400.00 



$2,165,945.00 §2,165,945.00 



Tjxtns on Collaterals. 



Hanover Bank stock 

St. Nicholas National Bank stock 

American Exchange National Bank 

Fulton Bank of Brooklyn stock 

German American National Bank stock 

HanoTer National Bank " 

Fulton Bank of Brooklyn " 

Continental Insurance Co. u 

Continental National Bank " 

Central " " " 

Fourth " " " 

N. Y. Cent. & Hudson Riv. K. R. '«' 

N. Y. & Harlem R. R. " 

St. Nicholas National Bank " 

Tenth " " " 

Fourth " " " 

Park " " " 

Broadway Bank " 

N. Y. Cent. & Hud. River R. R. " 

St. Nicholas National Bank " 

Bulls Head Bank " 

Fonda, Johnstown & Gloversville R. R. Co. stock. 

Adriatic Fire Insurance Co. stock 

Equitable Life Assurance Society stock 

Second National Bank stock 

Metropolitan National Bank stock 

Pacific Bank stock 

Safe Deposit Co. stock 

Merchants National Bank stock 

American Exchange National Bank stock 

Delaware & Hudson Canal Co. stock 

Harlem R. R. stock 

N. Y. Central & Hudson River R. R. stock 

V. S. 6 per cent, bonds of 1881, registered 

" 5-20 " 1862, " 

" 6 percent. " 1881, " 

" 10-40 " " 

" 5-20 " 1868, coupons 

" 5-20 " 1867, " 

" C per cent. " 1881, " 

" 10-40 " 

" 5-20 " 1865, new 

'• " " 1867, 

" 6 percent. " 1881, 

" 5-20 " 1865, 

" " " 1865 

" " " 1867, registered 

" 6percent. " 1881, 

" 6-20 " 1864, 

'• " " 1865, new 

" " " 1868, 

•' " " 1868, 



Par 


Market 


Amount 


Value. 


Value. 


Loaned. 


S5.000 


$6,000 


$4,000 


25,000 


25,000 


20,000 


1,100 


1,177 ] 




1,500 
4,000 


1,275 
3,560 


• 8,000 


2,900 


2,900 J 




4,500 
1,000 


3,825 
1,050 


3,500 


1,000 


700 


600 


7,000 
7,000 


4,620 
7,000 


11,555. 


10,000 
10,000 


9,950 
11,900 


16,500 


2,000 


2,000 


1,800 


10,000 


7,500 


6,000 


20,000 


20,000 ' 




10,000 


12,400 


> 30,000 


5,000 


13,750 ] 




10,000 


9,950 1 




1,500 
600 


1,600 
500 


► 10,000 


10,000 


5,000 




1,325 


861.25 


GOO 


13,000 


19,500 


13,000 


12,000 


1S.MM 


12,000 


10,000 


17,500 


15,000 


5,000 


6,150 


10,000 


15,000 


10,000 


2,500 


2,500 


2,000 


2,500 


2,850 


4 700 


2,700 


2,889 




4,000 


4,600 


8,800 


5,000 


5,950 


5 000 


6,000 


4,975 




4,000 
6,000 


4,655 
6,810 


10,000 


4,000 


4,655 




4,500 


5,006.25 




4,000 


4,760 


■ 15,000 


1,000 


1,192.20 


1,000 


1,207.50 




1,000 


. 1,130 J 




5,000 
20,000 


5,962.50 
23,850 


25,000 


5,000 


6,037.50 


5,000 


10, 


11,525 


15,000 


16,000 


18,480 


16,000 


1. 




4,000 


3,300 






2,000 


2,385 


5,000 


2,000 


2,3W) 


2,000 


2, 


2,880 


2,000 



COMPANIES OF OTHER BTATES. I"'-' 



U. S. 5-20 



bondsoflS64 1,000 1,11750 > 

" 1865, now 2,000 86 J 



2,850 



10-40 " registered 400 146 800 

G per cent. " 1SS1, 2,415 



8,600 

10,000 



" 5-20 " 186" 2, 

" " " 1S65 6,000 6,762.60; 

" " " 1S62, ' 6,000 r.60] 

" " " 1864 3,500 4,016.25) 

" « « 1S65 5,000 5,762.50 > 10,000 

" 6 percent. " 1881, 3,000 3,622.50 ) 

N. Y. City Improvement stock, 1S92 40,000 40,000 30,000 

•' "' " " " 10,000 10,000 8,000 

Buffalo City bonds 26,000 24,000 20,000 



Total par and market value and amount loaned. . S425.725 8476,766.60 $861,705.96 $361,705.96 

Cash belonging to the company deposited in bank 151,510.55 

Interest due and accrued on stocks not included in " market value" 4,712.57 

Interest due and accrued on collateral loans ■ 1,262.49 

Net premiums in due course of collection 195,209.12 

Bills receivable, taken for fire risks, not matured, S17.648.88 ; past due, $4,014.49, 21,663.33 

Due for salvage claims, $8,399.96 ; for re-insurance, $16,486.58, on losses paid. . 24,886.54 

Aggregate amount of assets of the company at their actual value $4,852,697.65 



III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses $187,332.98 

Losses resisted, including interest, costs, and other expenses 28,832.26 

Net amount of unpaid losses $216,165 24 

Re-insurance at fifty per cent, on fire risks under one year $1,160,468.00 

Re-insurance pro rata on fire risks running more than one year.. 736,5)1.66 

Amount required to safely re-insure all outstanding risks 1,897,019.66 

Cash dividends to stockholders remaining unpaid 525.00 . 

Total amount of liabilities $2,113,709.90 

Stock capital actually paid up in cash 2,500,000.00 

Surplus beyond capital 238,987.75 



Aggregate amount of liabilities, capital stock and surplus $4,852,697.65 



IV. INCOME. 

Gross cash received for premiums $3,360,918.78 

Deduct re-insurance, rebate, abatement and return premiums. . 260,113.19 

Net cash actually received for premiums $3,100,805.59 

Bills and notes received for premiums, remaining unpaid $15,610.20 

Received for interest on bonds and mortgages 152,005.04 

Interest and dividends on stocks and bonds, and from all other sources 103,192.45 

Income from all other sources, viz : rents 8,560.50 

Aggregate amount of income received during the year in cash $3,364,563.58 



110 FIRE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Gross amount paid for losses $1 ,929,1 73.85 

Deduct salvages and re-insurance 30,029.29 

Net amount paid during the year for losses $1,899,144.56 

Cash dividends actually paid 2,450.00 

Paid or allowed for commissions or brokerage 51 8,681 .53 

Salaries, fees, and all other charges of officers, clerks, agents, etc 223,050.38 

Paid for state, national, and local taxes 56,225.82 

Paid for advertising, postage, stationery, traveling expenses, &c 175,831.49 

Aggregate amount of expenditures during the year, in cash $2,875,383.78 



HOME INSURANCE COMPANY. 



Located in Columbus, Ohio. 
| Incorporated July, 1863.] 
I. B. HALL, PrenSent. L. C. BUTLER, Secretary. 

Attorney in Connecticut, JUDAH FRISBIE, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $250,000.00 

Whole amount of capital actually paid up in cash 250,000.00 

II. ASSETS. 

Re.il estate owned by the company, unencumbered $1,727.80 

Loans on bond and mortgage, first liens, not more than one year's interest due.. 241,399.73 

Loans on bond and mortgage, more than one year's interest due 26,066.80 

Interest due and accrued on bond and mortgage loans 23,885.76 

Value of the land mortgaged §844,660.00 

Value of buildings mortgaged, (insured for $61,900.00) 98,150.00 

Total value of mortgaged premises $942,810.00 



Slocks and Bonds owned by the Company. 

l'ar value. Market value. 

United States 10-40 bonds, registered $10,000.00 $11,300.00 

" 10,000.00 11,300.00 

" " " 5,000.00 5,650.00 



COMPANIES OF OTIIICR STATES. 



Ill 



United States 10-40 bonds, registered. 



United 



States 5-20 bonds, registered 



Fayette County bonds 

Columbus City Hall bonds 

Piqua City Water Works bonds. 



5,000.00 
5,000.00 
5,000.00 
5,000.00 
1,1)00.00 
1 ,000.00 
1,000.00 
1,000.00 
1 ,000.00 
10,000.00 
2,000.00 
4,000.00 
2,000.00 
2,000.00 
2,000.00 
2,000.00 
2,000 00 
500.00 



5,650.00 
5,050.00 
5,650.00 

0,050.00 
1 ,200.00 
1 ,-200.00 
1,200.00 
1,200.00 
1,200.00 
12,000.00 
2,000.00 
4,(100.00 
2,000.00 
2,000.00 
2,000.00 
2,000.00 
2,000.00 
500.00 



Total par and market value. 



$76,500.00 $85,350.00 $85,350.00 



Loans on Collaterals. 



Madison National Bank, of London, 0,, stock. 
Citizens Savings Bank stock, Columbus, 0.,.. . 
United States 5-20 registered bond of 1862.. . . 

" " " " of 1865.. . . 

" 5-20 bonds 



Par 


Market 


Amount 


value. 


value. 


loaned. 


§11,000 


$12,750 


$10,800 


4,000 


4,000 


1,500 


1,000 


1,200 


660 


500 


600 


330 


10,000 


12,000 


6,742.06 



Total par and market value and amount loaned $26,500 $30,550 §20,032.06 $20,032.06 



Loan on first moitgage as collateral 

Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value". 

Interest due and accrued on collateral loans 

Net premiums in due course of collection 

Bills receivable 

All other property belonging to the company 

Aggregate amount of assets, stated at their actual value 



2,849.20 

1,323.23 

28,711.31 

2,493.34 

1,772.82 

53,844.32 

13,554.47 

14,498.12 

$517,508.96 



III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. 
Losses resisted, including interest, costs, and other expenses. . 

Gross amount of claims lor losses 

Deduct reinsurance and salvage 

Net amount of unpaid losses 



$19,710.00 

7,850.00 

10,500.00 

$38,060.00 
6,600.00 



$31,460.00 



112 FIRE AND FIRE-MARINE INSURANCE 

Re-insurance at fifty per cent, on fire risks under one year §165,181.71 

Re-insurance pro rata on fire risks running more than one year. . 49,087.84 

Amount required to safely re-insure all outstanding risks 214,869.55 

Total liabilities, except capital stock §246,329.55 

Stock capital actually paid up in cash 250.ooo.00 

Surplus beyond capital * 21,179.41 

Aggregate amount of liabilities, eapital stock and surplus $517,508.96 



IV. INCOME. 

Gross cash received for premiums $488,306.32 

Deduct re-insurance and return premiums 11 6,699.39 

Net cash received for premiums §371,606.93 

Bills and notes received for unpaid premiums §13,554.47 

Received for interest on bonds and mortgages 38,61 5.71 

Aggregate amount of income received during the year in cash §410,222.64 

V. EXPENDITURES. 

Gross amount paid for losses §546,684.91 

Deduct salvages and re-insurancc 13,51 1.93 

Net amount paid during the year for losses $533,172.98 

Paid or allowed for commissions or brokerage 55,658.10 

Salaries, fees, and all other charges of officers, clerks, agents, etc 42,346.90 

Paid for state, national, and local taxes 11,954.22 

All other payments and expenditures 23,833.79 

Aggregate amount of expenditures during the jear, in cash $666,965.99 



HOWARD INSURANCE COMPANY. 



Located in New York Citt. 

[Incorporated March, 1825.] 

SAMUEL T. SKIDMORE, President. THEODORE KEELER, Sea-elart/. 

Attorney in Connecticut, EGBERT MARSH, Bridgeport. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 



COMPANIES OF OTHER STATES. 



113 



II. ASSETS. 

Real estate owned by the company, unencumbered $125,000.00 

Loans on bond and mortgage, (first liens,) less than one year's interest tine 58,600.00 

Loans on bond and mortgage, (first liens,) more than one year's interest due,. . . 9,000.00 

Interest due and accrued on bond and mortgage loans 1,686.42 

Value of lands mortgaged .• $153,000 

Value of buildings mortgaged, (insured for $29,000) 73,000 

Total value of mortgaged premises $226,000 



Stocks and Bonds owned by the Compmy. 

Par Value. Market Value. 



United States 6 per cent, bonds, 1881 

" 5 percent, bonds. 1881, new 

6 per cent, bonds, currency 

" ofl8!)r, 

" of 1896 

" of 1898 

" of 1899 

New York State 7 per can' . bonds 

New York City 6 per cent, bonds 

" 7 per eent. bonds 

King's County (i per eent. bonds 

Delaware & Hudson 7 per cent, gold bonds 

" 7 percent. 1st mort. bonds. 
" 1st mort. bonds of 1891 . . . 

Metropolitan National Bank stock 

Phenix National Bank stock 

American Exchange National Bank stock 

Total par and market value 



$25,000.00 
60,000.00 



5,000.00 
25,000.00 

5,00:).00 
25,000.00 

7,000.00 
35,000.00 
15,000.00 
10,000.00 

5,000 00 
14,700.00 



$28,375.00 
67,800.00 



)■ 150,000.00 172,125.00 



5,350.00 
25,000.00 

5,000.00 
25,000.00 

7,700.00 
36,750.00 
15,750.00 
12,600.00 

5,000.00 
16,200.00 



$381,700.00 $422,650.00 $422,650.00 



Loans on Collaterals. 

Par Market Amount 

value. value. loaned. 

United States 6 per cent, bonds of 1864 $1,000 $1,150 $1,000 

" " " of 1865 6,500 7,500 5,000 

" of 1865 2,000 2,300 2,000 

American Exchange National Bank stock 1,400 1,540 1,300 

Delaware & Hudson Canal Co. bonds 17,300 20,750 15,000 

Total par and market value and amount loaned $28,200 $33,240 $24,300 $24,300.00 

Cash in the company's principal office, gold 2,719.26 

Cash belonging to the company deposited in bank 20,830.43 

Interest due and accrued on stocks and bonds not included in " market value". . 4,657.86 

Interest due and accrued on collateral loans 331.70 

Gross premiums in due course of collection 16,806.16 

All other property belonging to the company 3,918.47 

Aggregate amount of assets, at their actual value $690,500.30 

15 



114 



FIRE AND FIRE-MARINE INSURANCE 



III. LIABILITIES. 

Losses adjusted and unpaid S3, 147.83 

Losses unadjusted, including all reported and supposed losses. . . . 8,100.49 

Net amount of unpaid losses 

Re-insurance at fifty per cent on fire risks under one year $111 ,492.31 

Re-insurance pro rata on fire risks running more than one year. 10,021 .66 

Re-insurance on inland navigation risks 375.00 



Amount required to safely re-insure all outstanding risks. 
All other demands against the company , 



Total liabilities, except stock capital 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, stock and surplus. 



$11,248 32 



121,888.97 
174.83 

$133,312.12 

500,000.00 

57,188.18 

$690,500.30 



IV. INCOME. 



Fire. 
$267,113.58 
19,358.38 

$247,755.20 



Gross cash received for premiums 

Deduct reinsurance and return premiums.. . . 

Net cash actually received for premiums. . . . 

Received for interest on bonds and mortgages 

Interest and dividends on stocks and bonds, and from all other sources. 
Income received from rents 



Marine & IdIM. 
$1,450.00 
107.50 



$1,342.50 $249,097.70 



Aggregate amount of income received during the year in cash. 



4,019.17 

24,104.84 

5,200.00 



$282,421.71 



V. EXPENDITURES. 



Net amount paid during the year for losses 

Cash dividends actually paid 

Paid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes 

All other payments and expenditures 



Aggregate amount of expenditures during the year, in cash . 



$73,476.74 
37,500.00 
27,247.79 
26,560.00 
10,600.94 
20,083.27 

$195,468.74 






COMPANIES OP OTHER STATES. 115 



HUMBOLDT INSURANCE COMPANY. 



Located in Newark, N. J. 

[Incorporated March, 1870.] 

GEORGE BROWN, President. E. F. IIIGGINS, Secretary. 

Attorney in Connecticut, WILLIAM WALLACE, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, (less $16,000 encumbrance) $19,000.00 

Loans on bond and mortgage, first liens 217,053.00 

Interest due and accrued on bond and mortgage loans 5,675.21 

Value of lands mortgaged $46-1,000.00 

Buildings mortgaged, (insured for 124,050.00) 250,000.00 

Total value of mortgaged premises $7 14,000.00 

Casli in the company's principal office 1,524.56 

Cash belonging to the company deposited in bank 35,606.14 

Gross premiums in due course of collection 30,002.85 

Office furniture $1,500.00 

Rents due and accrued 750.00 

Aggregate amount of all the assets of the company at their actual value $309,611.76 



III. LIABILITIES. 

Losses adjusted and unpaid $10,180.63 

Losses resisted, including interest, costs, and expenses thereon.... 2,500.00 

Total gross amount of claims for losses $1 2,680.63 

Deduct reinsurance and salvage 3,250.00 

Net amount of unpaid losses $9,430.63 

Re-insurance at fifty per cent, on fire risks under one year $74,485.16 

Re-insurance pro rata on fire risks running more than one year. . . 1,091.88 

Amount required to safely re-insure all outstanding risks 75,577.04 

Due for commissions and brokerage 4,500.42 

Total amount of liabilities $89,508.09 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 20,103.67 

Aggregate amount of liabilities, capital stock and surplus $309,61 1.76 



116 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Gross cash received for premiums $206,598.53 

Deduct re-insurance and retfirn premiums 23,783.27 

Net cash actually received for premiums $182,815.26 

Received for interest on bonds and mortgages 13,396.48 

Income received from all other sources 11 ,500.00 

Received for increased capital $50,000.00 

Aggregate amount of income received during the year in cash S207.711.74 



V. EXPENDITURES. 

Net amount paid during the year for losses 870,446.06 

Cash dividends paid 15,250.00 

Paid or allowed for commissions or brokerage 34,459.75 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 15,904.99 

Paid for state, national, and local taxes 1,391.32 

All other payments and expenditures 141.18 

Aggregate amount of expenditures during the year, in cash $137,593.30 



INSURANCE COMPANY OF NORTH AMERICA. 



Located in Philadelphia, Penn. 

(Incoq)orated, 1794.] 

ARTHUR G. COFFIN, President. MATTHIAS MARIS, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $35,000.00 

Loans on bonds and mortgages, first liens 676,190.00 

Interest accrued on bond and mortgage loans 13,305.00 






COMPANIES OF OTHER STATES. 



117 



Stocks and bonds owned by the Company. 

Par Value. Market Value 

United States registered bonds, 1881 $100,000.00 $111,000.00 

5-20 bonds, 1881 100,000.00 114,500.00 

" " " " 100,000.00 114,950.00 

State of Pennsylvania 5s p 10,000.00 10,000.00 

" " 6s 106,000.00 110,040.00 

State of New Jersey 6s 50,000.00 52,500.00 

State of Delaware 6s. 10,000.00 10,000.00 

State of Connecticut 6s 78,000.00 78,000 00 

Philadelphia City 6s 300,000.00 303,750.00 

Cincinnati City 6 percent, bonds 21,000.00 18,900.00 

" 7 3 10 percent, bonds 19,000.00 19,760.00 

Williamsport City 6 per cent, bonds 3.000.00 2,400 00 

Pittsburgh City 7 per cent, bonds 15,000.00 15,000.00 

Bellefonte Borough 6 per cent, bonds 6,000.00 5,400.00 

North Pcnn. R. R. Co. mortgage bonds 20,000.00 19,400.00 

" " " 7 per cent, bonds 5,000.00 4,950.00 

Amer. S. S. Co. bonds, guar, by Penn. R. It. Co. 40,000.00 32,000.00 

Penn. & N. Y. Canal & R. R. Co. bonds, guar... 30,000.00 29,700.00 

Delaware It. H. Co. molt, loan, guaranteed 10,000.00 9,800.00 

Lehigh Valley R. R. Co. mortgaged bonds 50,000.00 47,500.00 

" " rcg. 7 per cent, bonds. . 25,000.00 26,000.00 

West. Penn. R. R. 1st mort. bonds, guaranteed. . 15,000.00 12,000.00 

Lehigh Coal & Nav. Co. 1st mortgage loan 25,000.00 ' 22,500.00 

" " " con. mort. loan 6,000.00 5,400.00 

Phil. & Reading Co. 7 per cent., registered 13,000.00 13,260.00 

Delaware & R. & C. & A. R. R. & T. Co 21,000.00 20,140.00 

Chesapeake & Del. Canal Co. mortgage loan 37,000.00 33,300 00 

Delaware Division Canal " " 15,000.00 13,800.00 

Union Canal Co. " " 5,000.00 500.00 

Phila., Germ'n & Norris. R. R. Co. stock 15,000.00 25,500.00 

Phila. National Bank stock 10,000.00 15,000 00 

Germ'n & Perkiomen Turnpike Co. stock 3,150.00 1 ,260.00 

Chesapeake & Delaware Canal Co. stock 1 1 ,400 00 6,840.00 

North Penn. stock 5,500.00 5,500.00 

Phila. & Southern Mail S. S. Co. stock 5,000.00 2,400.00 

Total par and market value $1 ,285,050.00 



$1,312,950.00 $1,312,950.00 



Loans on Collaterals. 



Philadelphia City 6s 

Lehigh Coal & Nav. Co. loan 

Note 

Empire Trans. Co. stock 

Cumberland I. & N. Co. stock 

Penn. Ins. on Lives, &c 

Philadelphia City 6a 

Total par and market value and amount loaned. 



Par 


Market 


Amount 


Value. 


Value. 


Loaned. 


$12,000 


$12,000 


$9,200 


7,000 


6,410 


5,000 


1,000 


1,000 


1,000 


1,500 


1,560 ) 




2,000 


2,500 J 


2,000 
11,000 


3,000 


3,000 


2,000 
§30,200 



$30,200.00 



118 FIRE AND FIRE-MARINE INSURANCE 

Cash belonging to the company deposited in bank 490,243.04 

Interest due and accrued on collateral loans 276.00 

Gross premiums in due course of collection 267,756.80 

Bills receivable, not matured, taken for fire, marine, and inland risks 418,079.16 

Book balances due company 43,831 .64 

Salvage claims on losses paid 20,000.00 

Aggregate amount of assets of the company, at their actual value $3,307,831.64 



III. LIABILITIES. 

Net amount of unpaid losses $259,500.00 

Re-insurance at fifty per cent, on fire risks under one year $874,220.83 

Re insurance pro rata on fire risks running more than one year. . . 402,632.05 
Reinsurance on unexpired marine risks 412,970.37 

Amount required to safely re-insure all outstanding risks 1,689,823.25 

Amount rcclaimnblc by the insured on perpetual fire risks 321,723.58 

Cash dividends to stockholders remaining unpaid 1,500.00 

Due for taxes and assessments 30,000 00 

Total liabilities except stock $2,302,546.83 

Stock capital actually paid up in cash 500,000.00 

Surplus beyond capital 505,284.81 

Aggregate amount of liabilities, capital stock and surplus $3,307,831.64 

. IV. INCOME. 

Fire. Marine & Inl'd. 

Gross premiums received in cash $1,987,395.44 $1,319,879.26 

Cash ree'd on bills and notes taken for premiums . . 604,291.31 

Gross cash received for premiums $1,987,395.44 $1,924,170.57 

Deduct re insurance and return premiums 143,143.72 355,881.13 

Net cash received for premiums $1,844,251.72 $1,568,289.44 $3,412,541.16 



Bills and notes for unpaid premiums $418,079.16 

Received for interest on bonds and mortgages 33,805.28 

Interest and dividends on stocks and bonds and from all other sources 76,240.45 

Deposit premiums (less five per cent.) for pepetual fire risks $20,283.84 

Aggregate amount of income received during the year, in cash $3,522,586.89 

V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Gross amount paid for losses $1,450,616.71 $l,687,6<i5.84 

Deduct salvages and reinsurance 25,546.26 380,956.89 

Net amount paid during the year for losses $1,425,070.45 $1,306,708.95 $2,731,779.40 

Paid or allowed for commissions or brokerage 460,643.61 

Salaries, fees, and all other charges of officers, clerks, agents, etc 75,500.00 

Paid for state, national, and local taxes 79,187.20 

All other payments and expenditures, viz : Agency charges 170,930.03 

Deposit premiums returned on perpetual lire risks $12,041.24 

Aggregate amount of expenditures during the year, in cash $3,518,040.24 



COMPANIES OP OTHER STATES. 



119 



IRVING INSURANCE COMPANY. 



Located in New York. City. 

[Incorporated April 30, 1872.] 

MAKTIN L. CROWELL, President. JAMES M. WILSON, Secretary. 

Attorney in Connecticut, A. E. DUDLEY, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Loans on bond and mortgage, first liens $90,900.00 

Interest due and accrued on bond and mortgage loans 530.25 

Value of the lands mortgaged $1 45,000.00 

Buildings mortgaged (insured for $84,050) 94,000.00 

Total value of mortgaged premises 5239,000.00 



Stocks and Bonds mimed by the Company. 

Par Value. 

United States coupon bonds of 1865 $2,000.00 

" of 1904 87,000.00 

" " registered " of 1904 20,000.00 

Total par and market value $109,000.00 



Market Value. 
$2,310.00 
98,527.50 
22,250.00 

$123,087.50 $123,087.50 



Loaned on Collaterals. 

Par 

value. 

East River National Bank stock §3,000 

Irving National Bank stock 1,000 

Canal 5 per cent, stock, state of Indiana 8,225 

Irving National Bank stock 2,000 

Third Avenue R. R. Co. bonds 3,000 

Dry Dock, East Broadway & Battery R. R. Co. bonds 1,000 

N. Y. Central & Hudson River R. R. stock 4,600 

American Dock & Imp. Co. bond 1,000 

Lake Shore & Mich. So. R. R. Co. stock 1,000 

Columbus & Indianapolis Central Railway bond 1,000 

United States coupon bond of 1865 500 

1867 600 

" 1864 400 

American Coal Co. stock 1,626 

jEtna Insurance Co. stock 6,000 

Lorillard Insurance Co. stock 1,000 



Market 


Amount 


value. 


loaned. 


$3,300 ) 
1,200 ] 


$2,760 


8,3S9.50 


7,000 


2,400 


2,000 


2,850 ) 
900 j 


3,000 


4,45) j 
930 ) 


4,300 


773.75 


425 


840 


700 


577.501 




717 1 

4G0 [ 


2,000 


934.37 J 




4,500 • 


2,500 


1,000 


800 



120 FIRE AND FIRE-MARINE INSURANCE 

West Side Bank stock 2,500 2,750 

Americas Express Co. stock 3,300 2,204 

Chicago and Alien R. It. Co. prefered stock 10,000 10,500 

N. Y. State Loan and Trust Co. stock 2,000 1,800 

Columbus, Chicago & rnd. Central Railway stock 10,000 2,725 

Chicago & Alton R. K. stock .' 10,000 10,275 

American Dock & Imp- Co. bond 1,000 930 600 

Cleveland and 1'ittaburghR.R. Co. stock 1,500 1,282.50 350 

Total par and market value and aniouut loaned 875,650 $66,693.62 $48,425 $48,4'2.").()0 



4,000 

10,000 

8,000 



Cash belonging to the company deposited in bank 3,9 < 8.61 

Interest due and accrued on collateral loans 292. 1 4 

Gross premiums in due course of collection 13,324.46 

All other property belonging to the company 350.00 

Aggregate amount of all assets, stated at their actual value $280,888.56 

III. LIABILITIES. 

Losses adjusted and unpaid S3, 707. 10 

Losses unadjusted, including all reported and supposed losses 188.39 

Net amount of unpaid losses $3,895.49 

Re-insurance at fifty per cent, on fire risks under one year $54,828.98 

Re-insurance pro rata on fire risks running more than one year . 1,802.97 

Amount required to safely re-insure all outstanding risks 56,631.95 

Cash dividends to stockholders remaining unpaid 13,510.00 

Due and accrued for salaries, rent, advertising, etc 750.00 

Due for commissions and brokerage 1,581.21 

Total liabilities, except capital stock 876,368.65 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital , 4,519.91 

Aggregate amount of liabilities, capital stock and surplus $280,888.56 



IV. INCOME. 

Gross cash received for premiums $11 8,421 .32 

Deduct reinsurance and return premiums 5,082.24 

Net cash received for premiums $1 13,339.08 

Received for interest on bonds and mortgages ; 7,277.37 

Interest and dividends on stocks and bonds, and from all other sources 7,513.25 

Income received from all other sources 5,325.00 

Received for calls on capital , $80,000.00 

Aggregate amount of income received during the year in cash $133,454.70 

V. EXPENDITURES. 

Net amount paid during the year for losses $124,052.93 

Cash dividends actually paid 490.00 

Paid or allowed for commissions or brokerage 15,450.70 

Salaries, fec^, and all other charges of officers, clerks, agents, etc 12,500.00 

Paid for Btate, national, and local taxes 1,482.46 

All other payments and expenditures 12,078.23 

Aggregate amount of expenditures during the year, in cash $166,054.32 






COMPANIES OP OTIIEU STATES. 



121 



LAMAR INSURANCE COMPANY. 



Located in New Youic City. 

[Incorporated April 3, 1S72.] 

ISAAC R. St. JOHN, President. WM. R. MacDIARMID, Secretary. 

Attorney in Connecticut, C. M. WEBSTER, Hartford. 

I. CAPITAL. 



Whole amount of joint stock or guaranteed capital authorized. 
Whole amount of capital actually paid up in cash 



$200,000.00 
200,000.00 



II. ASSETS. 



Loans on bond and mortgage, first liens 

Value of lands mortgaged 

Value of buildings mortgaged, (insured for $33,900). 

Total value of mortgaged premises , 



$27,000.00 
57,000.00 

$84,000.00 



33,900.00 



United States bonds, currency 6s 
" " 10-40 bonds 

" 5-20 bonds, 1862.., 

" " " " 1864 . 

" " " " 1865.. 

" " " 1867.. 

" " bonds, 1881 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

$60,000.00 

25,000.00 



Total par and market value. 



10,000.00 
1 1 ,000.00 
39,000.00 
30,000.00 
35,000.00 



$68,550.00 
28,250.00 
11,400.00 
12,650.00 
45,120.00 
34,650.00 
40,600.00 



$210,000.00 $241,220.00 $241,220.00 



Phenix Insurance Co. stock, Brooklyn. 



l^oans on Collaterals. 



Par 
value. 
88,000 



Market 
value. 

$8,400 



Amount 
loaned. 

5,000 



$5,000.00 



Cash in the Company's principal office 

Cash belonging to the company deposited in bank. . . . 

Gross premiums in due course of collection 

All other property belonging to the company 

Aggregate amount of assets, at their actual value. 



239.06 
9,208.20 
5,059.95 
4,612.48 



$299,239.69 



16 



122 FIRE AND FIRE-MARINE INSURANCE 



III. LIABILITIES. 

Net amount of unpaid losses $5,700.00 

Ite-insurancc at SO per cent, on fire risks under one year $66,868.53 

Re-insurance pro ra/a on fire risks running more than one year.. 3,176.38 

Re-insurance on inland navigation risks at 50 per cent 356.25 

Amount required to safely re insure all outstanding risks 70,401.16 

All other demands against the company 601 .18 

Total amount of liabilities, except capital stock $7G,702.:s4 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 22,537.35 

Aggregate amount of liabilities, capital stock, and surplus $299,239.69 



IV. INCOME. 

Fire. Marine & Inl'd. 

Gross cash received for premiums $171,055.14 $9,902.69 

Deduct re-insurance and return premiums. ... 11 ,490 08 1,127.08 

Net cash actually received for premiums $159,565.06 $8,775.61 $168,340.67 



Received for interest on bonds and mortgages 1 ,692.79 

Interest and dividends on stocks and bonds, and from all other sources 14,789.60 

Aggregate amount of income received during the year in cash $184,823.06 



V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Gross amount paid for losses $111,806.20 $7,893.82 

Deduct salvages and re-insurance 799.69 



Net amount paid during the year for losses ' $111,006.51 $7,893.82 $118,900.33 



Paid or allowed for commissions or brokerage 15,441 .35 

Salaries, fees, and all other charges of officers, clerks, agents, etc 16,020.00 

Paid for state, national, and local taxes 2,412.87 

All other payments and expenditures 15,107.26 

Aggregate amount of expenditures during the year, in cash $167,881.81 



COMPANIES OF OTHER STATES. 



123 



LOR1LLARD INSURANCE COMPANY. 



Located in New York City. 
[Incorporated Dec, 1871.] 
CARLISLE NORWOOD, President. JOHN C. MILLS, Secretary. 

Attorney in Connecticut, R. S. BURT, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $300,000.00 

Whole amount of capital actually paid up in cash 300,000.00 

II. ASSETS. 

Loan on bond and mortgage, first liens $262,900.00 

Interest due and accrued on bond and mortgage loans 9,210.95 

Total value of mortgaged premises, (insured for $139,750) $873,000 



Loans on Collaterals. 







Par 

value. 

$2,000 


Market 
value. 

82,000 1 
500) 

10,000 
4,700 
1,500 
1,600 
5,000 

20,000 \ 
1,200 \ 
1,300 ) 

50,000 ; 

5,000 S 
260] 
375 1 
175 [ 
670 J 


Amount 
loaned. 

$1,600 

6,000 
4,000 
1,000 
500 
3,500 

12,000 
50,000 

700 








500 








10,000 




Lake Shore & Mich. S. It. It. bonds 




5,000 








1,000 








. . . . 2,000 
















5,000 












Hartford & N. Y. R. R. Co. stock 




1,300 








50,000 








6,000 








200 








375 








175 








570 














$S9,120 


$104,180 


$79,300 


79,300 








Cash belonging to the company deposited in 
Interest due and accrued on collateral loans. . 




1,762.10 
23,424.25 

3,522.10 
31,078.28 
10,032.50 

2,966.66 
$424,096.84 








Net premiums in due course of collection... . 




















All other property belonging to the company 


, viz : 
napany 


rents due and 
, at their actu 


ice rued, &c. . 









124 FIRE AND FIRE-MARINE INSURANCE 



III. LIABILITIES. 

Re-insurance at fifty per cent, on fire risks under one year $77,306.78 

Re-insurance /wo rata on fire risks running more than one year. . 9,540.09 

Amount required to safely reinsure all outstanding risks 86,906.87 

Due and accrued for salaries, rent, advertising, etc 1,666.66 

All. other demands against the company 85.17 

Total liabilities except capital stock $88,658.70 

Stock capital actually paid up in cash 300,000.00 

Surplus beyond capital 35,438. 14 

Aggregate amount of liabilities, capital and surplus $424,096.84 

IV. INCOME. 

Gross cash received for premiums $239,077.00 

Deduct reinsurance, rebate, and return premiums 41 ,424.17 

Net cash actually received for premiums $197,652.83 

Received for interest on bonds and mortgages 18,439.29 

Interest and dividends on stocks and bond, and from all other sources 3.S37.7 1 

Aggregate amount of income received during the year in cash $219,929.83 

V. EXPENDITURES. 

Net amount paid during the year for losses $98,461.87 

Cash dividends actually paid 21 ,000.00 

Paid or allowed for commissions or brokerage 27,201.96 

Salaries, fees, and all other charges of officers, clerks, agents, etc 24,100.00 

Paid for state, national, and local taxes, 13,702.79 

All other payments and expenditures ' 22,460.28 

Aggregate amount of expenditures during the year, in cash $206,926.90 



MANHATTAN FIRE INSURANCE COMPANY. 



Located in New York Citt. 

[Incorporated Jan. 8th, 1872.] 

ANDREW J. SMITH, President. JOHN II. BEDELL, Secretary. 

Attorney in Connecticut, GEORGE R. COWLES, Norwalk. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $250,000.00 

Whole amount of capita,! actually paid up in cash 250,000.00 



COMPANIES OF OTHER STATES. 



125 



II. ASSETS. 

Loan on bond and mortgage', first liens $143,538.00 

Interest due and accrued on bond and mortgage loans ^,561 .78 



United States 10-40 bonds 

Union Pacific bonds 

" bonds, 'SI 

Brooklyn City bonds , 

South Carolina bonds 



Slocks and Bonds maud by the Company. 

Par Value. Market Value. 

$16,000.00 $18,330.00 

100,(100.00 114,500.00 

50,000.00 58,500.00 

5,000.00 5,000.00 

20,000.00 2,400.00 



Total par and market value $191,000.00 $198,730.00 $198,730.00 



Loaned on Collaterals. 



Phenix Ins. Co. stock.., 
Brewers and Maltsters., 



Dry Dock, East Broadway & Batter; K. R. stock. 

UDited States 6s, 18S1 

Central Pa. gold bond 

Howard Insurance Co. stock 

N. Y. Central K. R. stock 

Gebhard Ins. stock 

United States 5-20s, 1867 



Phenix Ins. stock 

Brooklyn City bonds 

United States 5-20s, 1805 

" " 1SG7 

Brooklyn City bonds 

N. Y. & N. II. R. R. stock 

United States (is, 1881 

Alabama 8s, gold and currency. 

United States 6s, 18S1 

1040s 



Par 

Value. 

$5,000 

2,500 

2,000 

3,400 

1,000 

1,000 

800 

500 

300 

5,000 

10,000 

1,600 

6,000 

1,500 

5U0 

2,000 

1,000 

1,000 

8,000 

6,000 

5,000 



Market 
Value. 
$5,750 
2,500 
2,000 
5,000 
1,170 
1,000 
800 
500 j 
300) 
5,800 
11,700 
1,840 
6,200 
1,750 
685 
2,000 I 
1,500 i 
1,170 
7,000 
7,020 
5,700 



Amount 

Loaned. 

$5,000 

2,000 

1,600 

2,500 

1,000 

700 

700 

500 

5,000 
10,000 
1,400 
5,500 
1,500 
450 

3,000 ' 

1,000 
5,000 
6,800 
5,000 



Total par and market value and amount loaned. 



$64,100 $71,285 $57,550 $57,550.00 



Cash belonging to the company deposited in bank 

Interest due and accrued on stocks and bonds not included in "market value". 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, not matured, taken for fire, marine and inland risks 

Salvage claims on losses paid 

Aggregate amount of all assets, at their actual value 



84,189.13 

4,250.00 

527.37 

85,059.55 
6,344.73 
3,700.00 



$586,450.56 



III. LIABILITIES. 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year $232,4S9.90 

lie-insurance pro rata on fire risks running more than one year. 3,874.21 

Amount required to safely re-insure all outstanding risks 



$15,000.00 



236,364.11 



Total amount of liabilities, except capital stock $251,364.11 



126 FIRE AND FIRE-MARINE INSURANCE 

Stock capital actually paid up in cash 250,000.00 

Surplus beyond capital 85.0S6.45 

Aggregate amount of liabilities, capital stock and surplus $586,450.56 

IV. INCOME. 

Fire. Marine & Inl'd. 

Gross cash received for premiums $636,594.16 $52,710.31 

Deduct re insurance and return premiums 45,683.99 15,397.92 



Net cash actually received for premiums $590,910.17 $37,312.39 $628,222.56 



Received for interest on bonds and mortgages 7,199 26 

Interest and dividends on stocks and bonds, and from all other sources 12,570.00 

Aggregate amount of income received during the year in cash $647,991.82 



V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Net amount paid for losses $339,648.88 $20,510.00 $360,158.88 



Cash dividends actually paid 25,000.00 

Paid or allowed for commissions or brokerage 100,641.02 

Salaries, fees, and all other charges of officers, clerks, agents, etc 32,000.00 

Paid for state, national, and local taxes 11,450.96 

All other payments and expenditures 33,728.90 

Aggregate amount of expenditures during the year, in cash $562,979. 76 



MERCHANTS INSURANCE COMPANY. 



Located in Providence, It. I. 

[Incorporated May, 1851.] 

WALTER PAINE, President. CHARLES FOSTER, Secretary. 

Attorney in Connecticut, GEORGE S. LESTER, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 200,000.00 



COMPANIES OP OTHER STATES. 1-7 



II. ASSETS. 

Stocks and Bonds owned by die Company. 

l'ar Value. Market Value. 

National Bank of Commerce stock $80,000.00 $8.5, -200.00 

American National Bank stock 50,000.00 54,000.00 

Merchants National Bank stock 20,000.00 22,400.00 

Globe National Bank stock 20,000.00 20,000.00 

Providence Gas Co. stock 23,350.00 40,(529.00 

Phenix National Bank stock 10,000.00 13,600.00 

Mechanics National Bank stock 12,850.00 17,219.00 

Manufacturers National Bank stock 10,200.00 12,240.00 

Delaware & Hudson Canal Co. stock 6,600.00 7,590.00 



Total par and market value $233,000.00 $270,878.00 $270,878.Q0 



Cash in the company's principal office 3.69 

Cash belonging to the company deposited in bank 52,078.44 

Interest due anil accrued on stocks not included in " market value" 5,009.82 

Gross premiums in due course of collection 18,157.34 

Aggregate amount of all assets of the company, at their actual value $346,127.29 



III. LIABILITIES. 

Losses adjusted and unpaid $7,853.00 

Losses unadjusted, including all reported or supposed losses 12,725.00 

Losses resisted, including interest, costs and other expenses 6,175.00 

Net amount of unpaid losses 26,753.00 

Re-insurance at fifty per cent, on fire risks under one year $91,225.48 

lie-insurance pro rata on fire risks running more than one year.. 7,052.97 

Amount required to safely reinsure all outstanding risks 98,278.45 

Due for commissions and brokerage, return premiums, &c 5,588.08 

Total liabilities except capital stock.. .» $127,619.53 

Stock capital actually paid up in cash „ 200,000.00 

Surplus beyond capital 18,507.76 

Aggregate amount of liabilities, capital stock and surplus $346,127.29 



IV. INCOME. 

Fire. Marine & Inland. 

Gross cash received for premiums $204,102.38 $6,035.59 

Deduct re-insurance and return premiums 15,040.06 317.00 

Net cash actually received for premiums $189,062.32 $5,718.59 $194,780.91 

Interest and dividends on stocks and bonds, and from all other sources 29,772.81 

Aggregate amount of income received during the year in cash $224,553. 72 



128 FIRE AND FIRE-MARINE INSURANCE 



V. EXPENDITURES. 

Fire. Marine & Inl'd. 

Gross amount paid for losses $297,073.07 $195.50 

Deduct salvages and reinsurance 147.39 41.44 



Net amount paid during the year for losses $296,925.68 $154.06 $297,079.74 



Paid or allowed for commissions or brokerage 34,682.59 

Salaries, fees, and all other charges of officers, clerks, agents, etc 14,756.45 

Paid for state, national, and local taxes 6,950.33 

All other payments and expenditures 290.81 

Aggregate amount of expenditures during the year, in cash $353,739.92 



MERCHANTS INSURANCE COMPANY. 



Located in Newark, N. J. 

[Organized and Incorporated, February 18, 1858.] 

SILAS MERCHANT, President. HENRY POWLES, Secretary. 

Attorney in Connecticut, GEO. KELLOGG, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guarantee capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, (less $10,000 encumbrances) $ 86,500.( 

Loans on bond and mortgage, (first liens,) not more than one year's interest due. 337,705.00 

Loans on bond and mortgage, (first liens,) more than one year's interest due. . . 5,000.00 

Interest due and accrued on bonds and mortgage loans 8,039.10 

Value of lands mortgaged $410,150 

Value of buildings mortgaged, (insured for $403,300) 604,700 

Value of mortgaged premises $1 ,014,850 



Slocks and Bonds owned by the Company. 



Pa* Market 

value. value. 



Newark City Improvement bonds $100,000.00 $100,000.00 

New Brunswick water bonds 2,800.00 2,800.00 

U. S. 5-20 bonds, 20,000.00 23,275.00 

Total par and market value $122,800.00 $126,075.00 $126,075.00 



COMPANIES OF OTHKK STATES. 



129 



Loaned on Coll at mils. 



Mechanics National Bank stock. 
People's Insurance Co. stock... 
Merchants National Bank stock. 

Central R. R. of N. J. " . 

U. 3.6-20 bonds 

American Trust Co. stock 



Merchants Insurance Co. stock 
Merchants National Bank i-tock. 

American Trust Co. stock 

Qermanla Insurance Co. stock. . 
People's Insurance Co. stock. ... 
Merchants Insurance Co. scrip. . 

Newark City Ice Co. stock 

Central R. R. of N. J. stock. . . . 
Merchants Insurance Co. stork 
Merchants Insurance Co. scrip. . 



I'ar 

Value. 
|1,000 

1,1 

1,000 
1,000 
2,500 

500 
1,000 
6.000 
2,500 
3,000 
2,000 
1,000 
6,000 
2,500 
2,600 

800 
1,000 
3,000 



.Market. 
Value. 

|i,800 / 
1,060 i 

1,000 
1,000 j 
2,500 j 

575 
1,150 
5,250 ) 
3,225 ) 
3,000 ) 
2,800 i 
1,000 j 
5.250 ) 
2,000 
8,250 

800 
1,300 
2,400 



Amount 
Los i. 

£2,200 

1,000 

3,000 

500 

1,000 

4,500 
3,900 

3,500 

500 
2,000 
500 
900 
900 



Total paranJ market value and amount loaned '. . . §31,400 338,850 $24,400 $24,400.00 



All other loans 

Cash in company's principal office, and cash items 

Cash belonging to company deposited in hank 

Interest due and accrued on stocks not included in "market value". 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, not matured, taken for fire, marine and inland risk. , 
Rents due and accrued 



29,055.00 

9,274.25 

27,845.10 

2,093.77 

494.30 

25,544.92 

150.00 

1,965.00 



Aggregate amount of assets of the company at their actual value .$684,141.44 



III. LIABILITIES. 



Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. 
Losses resisted, including interest, costs, and other expenses.. 



$8,864.74 

6,425.00 

700.00 



Net amount of unpaid losses 

Reinsurance at 50 per cent, on fire risks under one year $155,690.66 

Reinsurance pro rata on fire risks running more than one year. . . 22,050.48 

Amount required to safely re-insure all outstanding risks 

Amount reclaimablc by insured on perpetual insurance policies 

Principal unpaid on scrips or certificates 

Interest due remaining unpaid 

Cash dividends to stockholders remaining unpaid 

All other demands against the company 

Total liabilities, except stock 

Joint stock capital actually paid up in cash 

Surplus be_\oud capital 

Aggregate liabilities, capital stock and net surplus 



$15,989.74 



177,741.14 

570.00 

2,071.00 

9,111.08 

288.00 

3,829.51 

$209,600.47 
200,000.00 
274,540.97 

$684,141.44 



17 



130 FIRE AND FIRE-MARINE INSURANCE 



IV. INCOME. 

Gross cash received for premiums S389,046.62 

Deduct only re-insurance, rebate, and return premiums 2^.747. 73> 

Net cash actually received for premiums $360,298.89 

Received for interest on bonds and mortgages 24,202.21 

Received for interest and dividends 12,3f>. r >.S2 

Received from rent9 2,837 . 50 

Aggregate income received during the year in cash $899,704.42 



V. EXPENDITURES. 



Marine and 

Fires. Inland. 



Gross amount paid for losses $98,307.53 $519.82 

Deduct salvage and re-insurance 3,855.78 



Net amount paid for losses $94,451.75 $519.82 $94,971.57 



Cash dividends paid, $23,952. Interest to Scripholders, $6,601 .22 30,553.22 

Scrip or certificates of profits redeemed in cash 1,240.00 

Paid or allowed for commissions or brokerage 57,188.31 

Paid for salaries, fees, and charges of officers, clerks, &c 22,553.45 

Paid for State, National, and local taxes in this and other States 920,27 

All other payments and expenditures 50,364.81 

Aggregate expenditures during the year in cash S257, 791.63 



MISSISSIPPI YALLEY INSURANCE COMPANY. 



Located in Memphis, Tenn. 

[Organized or Incorporated November 21, 1865. J 

F. S. DAVIS, President. H. GRONAUER, Secretary. 

Attorney in Connecticut, J. H. GUY, West Meriden. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $300,000.00 

Whole amount of capital actually paid up in cash 295,375.00 

Amount of unpaid capital, for which notes or obligations are hold 4,625.00 

II. ASSETS. 

Loans on bonds and mortgage, (first liens) $36,425.00 

Interest due on bonds and mortgage ljans 3,098.25 



COMPANIES OF OTHER STATES. 



131 



Value of lands mortgaged 

Value of buildings mortgaged, (insured for 57,000) . 

Total value of mortgaged premises 



$52,100 
1 2,000 

N, -1,100 



Stocks and Bonds owned by the Company. 



Tennessee State bonds 

United States " 6's 

MissouriStato " 

Illinois " " 

Mississippi " " 

Total par and market value. 



Par • 


Market 


value. 


value. 


$26,000.00 


$18,800.00 


20,000.00 


23,175.00 


20,000.00 


19,835.00 


20,000.00 


20,887.16 


8,000.00 


4,041.35 



$94,000.00 $86,738 51 



5,738.51 



Loans on Collaterals. 

Par 
Value. 

Memphis City R. It. Co. stock $15,000 

Memphis City Gas Light Co. stock 4,000 

First National Bank of Memphis stock 1,500 

M. & Charleston H. R. Co. stock 4,375 

Washington Insurance Co. of Memphis stock 2,000 

Bank of Commerce stock 3,750 

Kellogg Mining Co. stock 1,550 

Washington Ins. Co. of Memphis stock 1,000 

Home " " " " 2,000 

City of Memphis hond 500 

Southern Life Ins. Co. of Memphis stock 5,000 

People's " " " " 5,000 

Merchants' " " " " 1,500 

SouthernLife " " " " 2,000 

Home " " " " ... 5,000 

M. & Charleston R. R. Co. stock 4,625 

Fourth National Rank of Memphis stock 1,500 

Bank of Commerce " " 1,000 

Home Ins. Co. " " 5,000 

Bank of Commerce " " 500 

Planter's Ins. Co. " " 500 

" " " " " 3,000 

M. & Charleston R. R. Co. stock ' 4,375 

Bank of Commerce of Memphis stock 1,250 

Phoenix Ins. Co. " " 1,000 

Kellogg Mining Co. " 1,700 

Planters' Ins. Co of " " 1,000 

Memphis City bonds 3,000 

Memphis City R. R. Co. stock 7,500 

First National Bank of Memphis stock 2,900 

Mississippi Levee -Bonds 9,000 

First National Bank of Memphis stock 2,000 

Kellogg Mining Co. stock 500 

Washington Ins. Co. of Memphis stock 2,000 

First National Bank " " 1,000 

Plauters' Ins. Co. " " 3,000 

Memphis City R. R Co. stock 6,250 

" " " " " 5,000 

Memphis Wood ami Willow Ware Manufacturing Co. stock 3,400 

Shelby County Turnpike Co. stock 5,000 



Market 


Amount 


Value. 


Loaned 


$9,000 


§5,000 


4,000 


2,500 


1,875 


1,750 


656.251 
700 






3,000 


• 5,000 


1,550 




350 

600 


600 


325 


250 


5,000 




5,000 




1,200 




2,000 




1,500 


• 17,375 


693.75 




1,500 




800 




1,500 J 




400 

500 


550 


3,000 


1,050 


656.25' 




1,000 




350 


• 4,000 


1,700 . 
1,000 j 






1,950 


1,250 


4,500 


2,500 


3,625 j 


6,775 


3,600 




2,500 j 
500 j 


2,500 


. 700 1 




1,250 
B.QO0 


6,000 


3,750 j 




8,000 


2,500 


3,400 


2,500 


4,000 


2,500 



132 



FIRE AND FIRE-MARINK INSURANCE 



Memphis City R. R. Co. stock 1,000 600 ) 

" " " " " 500 300 > 1,470 

Lien Notes 1,250 1,250 ) 

Bluff City Ins. Co. of Memphis stock 3,000 800 ) 

Planters' " " " " 1,000 1.000 j ' 

" " " " 5.000 5,000 1,750 

Bluff City " " " " 2,000 600 500 

Planters' " " " " 1,000 1,000 625 

" " " " 1.000 1,000 ) 

Phoenix " " " " 1,000 350 > 1,000 

Masonic Temple Association of Memphis 200 200 ) 

New Orleans Canal Hanking Co. of New Orleans stock 2,700 2,700 1,875 

Memphis City R. It. Co. stock 15,200 9,120 7,500 

Mutual Storage Co. of Memphis bond 1,000 800 500 

Planters' Ins. Co. " stock 1,000 1,000 250 

Memphis Gas Light Co. stock 6,000 5,000 2,750 

Planters - Ins. Co. of Memphis stock 3,000 3,000 j 9 ^ 

Memphis Wood and Willow Ware Manufacturing Co. stock 4,000 4,000 j "' 

First National Bank of Memphis stock 2,000 2,500 2,000 

Lien on steamer Belle Lee 3,500 3,500 2,500 

Memphis Water Co bonds 5,000 4,000 3,000 

Union Cotton Compress Association of Memphis stock 3,000 2,400 2,000 

City of Memphis Gold bonds 3,000 1,950 750 

M. & Charleston It. It. Co. stock 7,975 1,196.25 1,000 

Washington Ins. Co. of Memphis stock 2,000 700 225 

Merchants' National Bank of Memphis stock 10,000 1,000 ) 

Lien on Plantation 4,000 4,000 > 3,350 

Southern Life Ins. Co. ot Memphis stock 2,01)0 2,000 ) 

Washington " " " " 2,000 700 ) ^ 

Planters' " " " " 1,000 1,000 } 

Union Cotton Compress Association stock 80,000 24,000 1G,124.80 

Phcenix Ins. Co. of Memphis 3,500 2,625 1,000 

Memphis City Bonds »1,000 each 7,000 4,550 l 1ftnnn 

order 10,000 7,500 j ' 

Bank Commerce of Memphis stock 1,250 1,000 ) 

riantcrs' Ins. Co. " " 2,000 2,000 

Home " " " " 2,000 600 \ 3,700 

Washington Ins. Co. " " 1,500 525 

Bluff City " " " " 1,000 300 

Total par and market value and amount loaned ;282,750 $191,497.50 $133,069.80 $133 069.80 

Cash in company's principal office $2,961.60 

Cash belonging to company deposited in bank 72,443.16 

Interest due and accrued on collateral loana 7,333.88 

Gross premiums in due course of collection 31,795.77 

Office fixtures and furniture $5,000.00 

All other property belonging to company 1,700.00 

Agent's supplies, maps, diagrams, &c 5,830.29 

Aggregate amount of assets of the company at their actual value $375,565.97 



III. LIABILITIES. 



Losses unadjusted, including all reported and supposed losses... $16,385.00 

Losses resisted, including interest, costs, and other expenses 3,475.00 

Gross amount of claims for losses 



$19,SG0.00 



COMPANIES OF OTIIEIt STATES. 



\:\o 



Re insurance at fifty per cent, on fire risks under one year, 
Amount required to safely re-insure all outstanding risks., 
All other demands against the company 

Total liabilities, except capital stock 

Joint stock capital actually paid up in cash 

Aggregate amount of liabilities, and capital stock 



70,208.42 



$70,208.43 

12,524.24 

$102,592.66 
295,375.00 

$397,967.66 



IV. INCOME 



Fire. 



Net cash received lor premiums $180,447.78 

Received for interest on bonds and mortgages 



Murine and 
Inland. 



Gross cash received forpremiums $285,952.43 $15,819.61 

Deduct reinsurance, rebate, and return premium. in.'),. r )i)4.65 973.03 



$14,840.58 $19.-), 294. 36 



Interest and dividends on stocks and bonds and from all other sources 

Received for rents 

Received for calls on capital $1,875.00 

Aggregate income received during the year iu cash 



5,112.00 
19,703.04 

465.20 



$220,574.60 



V. EXPENDITURES. 

Fire. 



Gross amount paid for losses 

Deduct re-insurance and salvages. 



114,021.49 
17,456.01 



Marine and 
Inland. 

§13,289.76 

85.35 



Net amount paid during the year for losses $96,565.48 $13,204.41 

Raid or allowed for commissions or brokage '. 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 

Raid for state, national, and local taxes, in this and other states 



Aggregate amount of expenditures during the year, in cash. 



$109,769.89 

$23,561.56 

43,159.39 

3,079.00 



$179,569.84 



NARRAGANSETT FIRE AND MARINE INSURANCE CO. 



Located in Providence, R. I. 

[Incorporated July, 1859.] 

HENRY HARRIS, President. IRA A. FOSTER, Secretary. 

Attorney in Connecticut, GEORGE S. LESTER, New Haven. 



I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized. 
Whole amount of capital actually paid up in cash 



$500,000.00 
200,000.00 



134 



FIRE AND FIRE-MARINE INSURANCE 



II. ASSETS. 



Real estate owned by the company, unencumbered. 

Loans on bond and mortgage, (first liens,) 

Interest accrued on bond and mortgage loans 

Value of the land mortgaged, _ 

Buildings mortgaged, (insured for $13,500) 

Total value of mortgaged premises 



$12,038 00 
19,500.00 

$32,138.00 



Storks and Bonds owned by the Company. 
Par Value. 

First National Bank stock 

National Bank of Commerce stock 

Commercial National Bank " 



American National Bank 
Nat. Bank of No. America 
Merchants National Bank 
Manufacturers National Bank " 
Union Bank 

Central National Bank, N. Y., " 
Blackstone Canal Nat. Bank " 
Rhode Island National Bank " 

Total par and market value. 



$60,000.00 

32,000.00 

27,650.00 

25,800.00 

20,000.00 

13,900.00 

6,000.00 

5,600.00 

3,300.00 

3,925.00 

2,100.00 



Market Value. 

$60,000.00 

35,840.00 

30,415.00 

28,896.00 

24,000.00 

16,680.00 

7,200.00 

5,824.00 

4,125.00 

4,239.00 

2,100.00 



$3,784.79 

17,000.00 

557.07 



$200,275.00 $219,319.00 $219,319.00 



Cash in the Company's principal office, 

Cash belonging to the Company deposited in bank. . . . 

Gross premiums in due course of collection 

Bills receivable, taken for lire, marine, and inland risks 
Salvage claims, and due for re-insurance on losses paid 
Office furniture, etc 



$2,500.00 

Aggregate amount of all assets of the company, at their actual value. . . . 



912.01 
34,408.55 
71,865.09 
13,098.55 
10,120.47 



$371,065.53 



III. LIABILITIES. 

Losses adjusted and unpaid $12,940.64 

Losses unadjusted, including all reported and supposed losses 9,474.48 

Losses resisted, including interest, costs, and expenses 2,000.00 

Net amount of unpaid losses $24,415.12 

Rc-insurance at 50 per cent, on fire risks under one year $140,303.08 

Re-insurance pro rata on fire risks running more than one year. 21,635.60 

Amount required to safely reinsure all outstanding risks 161,938.68 

Due and accrued for salaries, rent, etc 500.00 

Due for commissions and brokerage, $1 1,498.27 ; taxes and assessments, $2,000.. 13,498.27 

Total liabilities except capital stock $200,352.07 

Stock capital actually paid up in cash 200,000.00 

Aggregate amount of liabilities and capital stock $400,352.01 



COMPANIES OF OTHER STATES. 135 



IV. INCOME. 

Fire. Marine & Inl'd. 

Gross premiums received in cash $327,102.59 

Bills and notes received for premiums $25,659.87 

Gross cash received for premiums $327,102.59 625,659.87 

Deduct rc-insurance and return premiums.... 28,293.47 2,131.65 

Net c;is!i actually received for premiums $298,809. 1 2 $23,528.22 $322,337.34 



Received for interest on bonds and mortgages 4,690.00 

Interest and dividends on stocks and bonds and from all oilier sourcos 15,105 29 



Aggregate income received during the year in cash §342,192.63 



V. EXPENDITURES. 

Gross amount paid for losses $341,314.38 $55,959.60 

Deduct salvages and rc-insurance 791.28 26,330.45 



Net amount paid during the year for losses $340,523.10 829,629.15 $370,152.25 



Paid or allowed for commissions or brokerage 49,571 .42 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 40,082.10 

Paid state, national, and local taxes, in this and other states 7,259.56 



Aggregate amount of expenditures during the year, in cash $467,065.36 



NATIONAL FIRE INSURANCE COMPANY". 



Located in Philadelphia, Pknn. 

[Incorporated Aug. 3 1st, 1869.] 

SIMON J. STINE, President. W. D. IIALFMANN, Secretary. 

Attorney in Connecticut, H. L. CANNON, New Haven. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized #300,000.00 

Whole amount of capital actually paid up in cash 300,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $ 1 25,000.00 

Loans on bonds and mortgages, (first liens) $140,624.76 

Interest accrued on bonds and mortgage loans 1,655.85 

Value of lands mortgaged $386,750 

Buildings mortgaged, (insured for $134,175) 187,750 

Total value of mortgaged premises $574,500 



13G 



FIRE AND FIRE-MARINE INSURANCE 



Stocks and Bonds owned by the Company. 



rhilsi. & Reading foal & Iron Co. 7 pr. ct. bonds.. 
Schuylkill Iron bonds, guar, by Phila. U.K. Co.. 
Preston Coal & Imp. Co. bonds, due Ap. 1,'75... 

Lebanon Paper Co. stock 

Building Association stock 

Total par and market value, 



Par Value. 

$30,000.00 
25,000.00 
20,000.00 

. 2,500.00 
1,051.00 

$78,551.00 



Market Value. 

$28,000.00 

25.000.00 

20,000.00 

2,500.00 

1,051.00 

S76.55l.00 



$76,551.00 



Philadelphia Coal Co. Rtock.. 

Penna. K. R. Co. stock 

National Fire Ins. Co. stock. 



Loans on Collaterals. 

Par 
Value. 



Total par and market value and amount loaned. 



$20,000 
6,600 
7,000 

833,500 



Market 

Value. 

$50,000 
6,240 
7,000 



Amount 
Loaned. 

$20,000 
1,767.68 

4,788 



$63,240 529,555.63 $29,555.63 



Judgment note secured by mortgage 800.00 

Bills receivable 4.84S.48 

Cash in the company's principal office 1,765 54 

Cash belonging to the company deposited in hank 50,994.03 

Interest due and accrued on stocks not included in "market value" 1,162.50 

Interest due and accrued on collateral loans 430.92 

Gross premiums in due course of collection 125,105.52 

Bills receivable, taken for fire risks, not matured 1,650.00 

Office furniture $2,800.00 

Second mortgage, amply secured 4,000.00 

All other property belonging to the company 1,605.67 

Aggregate amount of assets of the company at their actual value $565,750.50 



III. LIABILITIES. 

Losses adjusted and unpaid $14,976.94 

Losses unadjusted, including all reported and supposed losses 10,380.00 

Losses resisted, including interest, costs, and other expenses 4,364.29 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year $1 78,458.33 

Re-insurance pro rata on tire risks running more than one year.. 13,548 00 

Amount required to safely reinsure all outstanding risks 

Amount reclaimable by the insured on perpetual (ire risks 

Cash dividends to stockholders remaining unpaid 

Due for commissions and brokerage 



Total amount of liabilities 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus. 



$29,721 23 



192,006.33 

4,682.07 

46.00 

21,267.39 

£247,723.56 

300,000.00 

18,026.94 



$565,750.50 



COMPANIES OF OTHER STATES. l-°»7 



IV. INCOME. 



Gross cash received for premiums $51 6,1 57. 6G 

Deduct re-insurance, rebate, abatement and return premiums. 65,391.76 



Net cn-.li actually received for premiums $450,765.90 

Received for interest on bonds and mortgages 5,056.23 

Interest and dividends on stocks anil bonds, and from all other sources 5,063.43 

Income from all other sources, viz : rents, $8,029.18 ; office com., $121.81 8,150.99 

Deposit premiums, (leas five per cent.) for perpetual fire risks. . . $4,682.08 

' Aggregate amount of income received during the year in casli $469,036.55 



V. EXPENDITURES. 

Gross irmount paid for losses $1 75,51 1 .93 

Deduct salvages and re-insurance 150.00 



Net amount paid during the year for losses $175,361.93 

Cash dividends actually paid 11,954.00 

Paid or allowed for commissions or brokerage 88,948.84 

Salaries, fees, and all other charges of officers, clerks, agents, etc 22,406.61 

Paid for state, national, and local taxes 14,240.46 

All other payments and expenditures 25,070.94 

Aggregate amount of expenditures during the year, in cash $337,982.78 



NATIONAL FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incorporated April 9th, 1838.] 
HENRY T. DROWNE, President. HENRY H. HALL, Secretary. 

Attorney in Connecticut, A. P. COLLINS, New Britain. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered $2,000.00 

Loans on bond and mortgage, first liens 200,000.00 

Interest accrued on bond and mortgage loans 2,393.47 

Total value of mortgaged premises $555,000 

18 



138 



FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 



American Exchange National Honk stock, N. Y.. 

Bank of Commerce etock, N. Y » 

Ninth National Bank stock, N. Y 

Nassau Bank stock, N. Y 

United States G per cent, bonds, 18S1 

Lenox Ins. Co stock, N. Y 

Fulton Bank stock, Brooklyn 

Mechanics B'k stock, " 

Brooklyn Bank stock, " 

Fulton Bank stock, " 

Importers & Traders National Bank stock, N. Y. 
United States 5-20 G per cent, bonds, 1888. ..:... 

Delaware & Hudson Canal Co. stock 

United States 10-40 5 per cent, bonds, 1904 

" 5-20 6 per cent, bonds, 1884 



Citizens Ins. Co. stock, N. Y 

Lenox " " " 

Dry llock, East Broadway & Battery E. R. Co. stock. 

N. Y., 1'rov. & Boston K. K. preferred stock 

Del. & Bar. Co. and C. and A. E. R. Co. stock 

United States 5-20 6 per cent, bonds, 1887 

" " '• '■ 1882 

N. Y., 1'rov. & Boston R. K. Co. slock 

Richmond Co. stock, N. Y 

United States 5-20 G percent, bonds, 18S4 

" 1885 

" 1885 

St. Nicholas Insurance Co. stock, N. Y 

Manhattan Ins. Co. stock, and note of borrower 



Bar 
value. 

$2,000 

GOO 

1,500 

600 

300 

600 

2,000 

1,500 

1,000 

1,700 

1,000 

1,0''0 

l.ynnn 

1,000 

coo 

100 

500 

875 

2 100 

6,000 

10,000 

10,010 

5,000 

6,500 
1,000 
2,001) 
1,000 
400 
2,500 



Market 
value. 

$2,120 

672 
1 ,725 

600 

351 

600 
1,800 
2,400 
1,600 
1 ,680 
1,750 
1,155 
17,885 
1,131.25 

575 

115 

600 

875 
1,785 
5,500 
11,600 
11,525 
5,675 
5,600 
8,175 
1,147.50 
2,300 
1,155 

440 
3,000 



Amount 
loaned. 

91,600 

1 

2,000 

200 
1,500 

4,000 

G25 

900 

15,00'J 

950 

1,500 

1,500 

!• 30,000 

I 

5,000 
5,000 

4,000 

400 
3,000 



Total par and market value and amount loaned ... §82,275 $92,736.75 §77,175 $77,175.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Cash in N. Y. Life Ins. and Trust Co 

Interest due and accrued on collateral loans , 

Net premiums in due course of collection 

Due from agents 

Due from branch offices , 

All other property belonging to the company 

Aggregate amount of assets, stated at their actual value. 



6,210.79 

11,649.87 

12,627.03 

S49.80 

4,824.00 

1,416.47 

2,500.00 

450.00 



$322,01(6.43 



III. LIABILITIES. 

Losses adjusted and unpaid '. $3,200 00 

Losses unadjusted, including all reported and supposed losses, . . . 8,000.00 

Losses resisted, including interest, costs, and other expenses 2,860.00 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year §61,281.24 

He-insurance pro rain on five risks running more thnn one year. . 4,548.76 



$9,060.00 



COMPANIES OP OTHER STATES. 139 

i 

Amount required to safely re-insure all outstanding risks 65,830.00 

Due and accrued for rent 666.66 

Total liabilities, except capital stock 575,556.66 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 46,539.77 

Aggregate amount of liabilities, capital stock and surplus $322,096.43 

IV. INCOME. 

Gross cash received for premiums $173,695. 1 1 

Deduct re-insurance and return premiums 16,313.34 

•Net cash received for premiums $157,371.77 

Received for interest on bonds and mortgages 13,843.73 

Interest on temporary loans 3,637.10 

Income received from all other sources 653.03 

Aggregate amount of income received during the year in cash $1 75,505.63 

V. EXPENDITURES. 

Gross amount paid for losses $182,088.45 

Deduct salvages and re-insurance 1 5,514.88 

Net amount paid during the year for losses $166,573.57 

Paid or allowed for commissions or brokerage .• 20,283.57 

Salaries, fees, and all other charges of officers, clerks, agents, etc 13,458.17 

Paid for state, national, and local taxes 4,060.28 

All other payments and expenditures 21,224.15 

Aggregate amount of expenditures during the year, in cash $225,599.74 



NEWPORT FIRE AND MARINE INSURANCE COMPANY. 



■ 

Located in Newport, R. I. 

[Incorporated May, 1859.] 

J. H. DeWOLF, President. RESOLVED WATERMAN, Secretary. 

Attorney in Connecticut, A. M. HURLBURT, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 



140 



FIRE AND FIRE-MARINE INSURANCE 



II. ASSETS. 



Stocks and Bonds owned by the Company. 



Merchants National Bank stock, Providence. . 
Blackstone Canal Nat. B'k stock, " 

American National Bank stock, " 

Commercial National Bank stock, " 
Nat. Bank of North America stock, " 
Mechanics National Bank stock, " 

National Bank of Commerce, New York 

Delaware & Hudson Canal Co. stock 

" " " bonds 

Rensselaer & Saratoga It. R. Co. bonds 

City of Chicago, S. B. Buckner, bonds 

What Cheer Corporation (real estate) stock.. 



Par Value. 
$5,000.00 
30,000.00 
15,000.00 
10,000.00 
1 5,000.00 
9,040.00 
10,000.00 
20,000.00 
15,000.00 
12,000.00 
20,000.00 
30,000.00 



Market Value. 
$5,700.00 
32,400.00 
16,800.00 
10,600.00 
17,325.00 
11,584.00 
11,200.00 
23,100.00 
15,300.00 
12,240.00 
20,000.00 
30,000.00 



Total par and market value $191,040.00 $2<'6,249.00 3206,249.00 



Loans on Collaterals. 



Central Park, North and East River K. R. bonds. 

United States Gov. bonds, .July 1887 '.. ■ 

Providence & Worcester R R. Co. stock 

United States Government bonds 



Delaware, Lackawana & Western R. R. stock.. . 



Par 

value. 

82,000 
1,000 
2,300 
8,000 
6,000 
2,200 



Market Amount 



value. 

SI, 500 
1,175 
3,330 
8,960 
6,720 
2,288 



loaned. 

81,500 
700 
2,600 
8,000 
8,000 
1,700 



Total par and market value and amount loaned $21,500 $23,978 520,500 $20,500.00 



Cash in the company's principal office, gold 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value". 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Bills receivable, taken for fire, marine, and inland risks 

Due from other companies (or re-insurance on losses paid 



16,876.43 

21,896 42 

2,892.38 

60.55 

14,366.82 

9,009.42 

280.65 



Aggregate amount of assets, at their actual value $292,131.67 



III. LIABILITIES. 

Losses unadjusted, including all icported and supposed losses. 
Losses resisted, including interest, costs, and other expenses.. . 

Gross amount of claims for losses 

Deduct re-insurance 



$6,635.14 
5,900.00 

512,535.14 
2,700.00 



Net amount of unpaid losses 

Re-insurance at fifty per cent on fire risks under one year $29,283.93 

Re-insurance pro rata on (ire risks running more than one year. 1 5,221 .12 

Re-insurance on uncxpiredmarine risks 17,976.36 

Amount required to saiely reinsure all outstanding risks 62,481.41 



$9,835.14 



COMPANIES OF OTHER STATES. HI 

Due and accrued for salaries, rent, advertising, etc 200.00 

All other demands against the company 2,198 05 

Total liabilities, except stock capital J74.714.60 

Stock capital actually paid up in cash 200,000.00 

Surplus beyond capital 17,417.07 

Aggregate amount of liabilities, stock and surplus S292,1S1.67 

IV. INCOME. 

Fire. Marine ft inl'd. 

Gross premiums received in cash $85,640.45 $142 4(17.01 

Cash ree'd on hills and notes taken for premiums. 15,681.60 

Gross cash received for premiums $85,640.45 $158,148.61 

Deduct re-insurance and return premiums 12,591.63 25,423.92 

Net cash actually received for premiums 873,048.82 8132,724.69 $205,773.51 

Bills and notes received for unpaid premiums $9,009.42 

Interest and dividends on stocks and bonds, and from all other sources 14,661.73 



Aggregate amount of income received during the year in cash $220,435.24 



V. EXPENDITURES. 

Fire. Marine & Tnl'd. 

Gross amount paid for losses $1 14,928.65 $1 18,827.48 

Deduct salvages and reinsurance 3,657.00 22,739.23 



Net amount paid during the year for losses §111,271.65 $96,088.25 $207,359.90 

Cash dividends actually paid 37,119.00 

Paid or allowed for commissions or brokerage '. 1 8,525.20 

Salaries, fees, and all other charges of officers, clerks, agents, etc 6,515.00 

Paid for state, national, and local taxes 2,080.42 

All other payments and expenditures 11 ,054.74 

Aggregate amount of expenditures during the year, in cash $282,654.26 



NEW YORK & YONKERS FIRE INSURANCE COMPANY. 



Located in New York City. 

[Incorporated Feb. 19th, 1872.] 

RICHARD L. FRANKLIN, President. JOHN W. SIMONSON, Secretary. 

Attorney in Connecticut, H. L. CANNON, New Haven. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amouut of capital actually paid up in cash 200,000.00 



142 



FIRE AND FIRE-MARINE INSURANCE 



II. ASSETS. 



Stocks and Bonds owned 6y the Company. 

Par value. Market value. 

New York City Revenue bonds $100,000.00 $100,000.00 

United States Gov. bonds, currency Cs 50,000.00 67,187.50 

" " new 5s 50,000.00 55,625.00 

New York Guaranty and Indemnity Co. stock. . . 10,000.00 11,437.50 

Town of Yonkers bonds 4,000.00 4,000.00 



Total par and market value $214,000.00 $228,250.00 $228,250.00 



Loans on Collaterals. 



Gebhard Fire Insurance Co 

United States Gov. gold bonds, 6s 

Total par and market value and amount loaned. 



Par 

value. 

83,300 
2,000 

$5,300 



Market 
value. 

.$3,300 
2.2S0 



Amount 
loaned. 

81,000 
2,000 



$5,580 $3,000 $3,000.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks not included in " market value" 

Interest due and accrued on collateral loans 

Net premiums in due course of collection 

Rents due and accrued, $2,000 ; re-insurance on losses paid, $3,000 

Aggregate amount of all the assets of the company at their actual value.. . . 

III. LIABILITIES. 

Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year $53,27 1.77 

Re-insurance pro rata on fire risks running more than one year. . . 2,940.60 

Amount required to safely re-insure all outstanding risks 



Total amount of liabilities 

Stock capital actually paid up in cash. 
Surplus beyond capital 



984.93 

12,268.58 

5,490.22 

168.37 

14,866.04 

5,000.00 



$270,028.14 



$1,975.49 



56,212.37 

$58,187.86 

200,000.00 

11,840.28 



Aggregate amount of liabilities, capital stock and surplus $270,028.14 



IV. INCOME. 



Gross cash received for premiums 

Deduct re-insurance and return premiums. 



$139,372.57 
18,684.20 



Net cash actually received for premiums 

Interest and dividends on stocks and bonds, and from all other sources. 

■Aggregate amount of income received during the year in cash. . . . 



$120,688.37 
16,888.46 

S187.576.8S 



COMPANIES OF OTI1KR BTATES. 



V. EXPENDITURES. 



143 



Gross amount paid for losses $1 17,875.54 

Deduct re-insurance and salvages 2,527.01 

Net amount paid during the year for losses 511 5, 348. 53 

Paid or allowed for commissions or brokerage 20,604.56 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc 12,693.59 

Paid for state, national, and local taxes 6,040.62 

All other payments and expenditures 17,402.94 

Aggregate amount of expenditures during the year, in cash $172,090.24 



NIAGARA FIRE INSURANCE COMPANY. 



Located in New York Citv. ' 

[Incorporated July, 1850.] 

HENRY A. HOWE, President. PETER NOTMAN, Secretary. 

Attorney in Connecticut, C. C. KIMBALL, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $500,000.00 

Whole amount of capital actually paid up in cash 500,000 00 

II. ASSETS. 

Real estate owned by the company, unencumbered $1 4,500.00 

Loans on bonds and mortgages, first liens 1 33,500.00 

Interest due on bond and mortgage loans 4,672.00 

Value of the Ian d< mortgaged $180,000.00 

Buildings mortgaged (insured for $165,750) 200,000.00 

Total value of mortgaged premises $380,000.00 



Slocks and bonds owned by the Company. 

Par Value. Market Value. 

United States 6 per cent, registered bonds, 1881. $133,000.00 $154,280.00 

5-20 bonds, 1865 200,000.00 230,000.00 

" 6 per cent, currency, 30 years 260,000.00 2%,400.00 

5-20 coupon bonds, 38,000.00 43,100.00 

New York City 7 per cent, bonds 26,000.00 26,000.00 

Brooklyn City 7 per cent, bonds 5,000.00 5,000.00 

Tennessee State 6 per cent, bonds 20,000.00 16,000.00 

Alabama State 8 per cent, bonds 10,000 00 9,000.00 

Total par and market value $692,000.00 $779,780.00 $779,7S0.00 



144 FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 

Par Market Amount 

Value. Value. Loaned. 

Central R. R. of N.J. stock $200,000 8200,000 $150,000 

1 States 6-20 bonds 2,000 2,200 1,500 

Del., Lack. &W.R. stock I 2lm 18m ^ m 

N. J. Zinc Co. stock ) 

Delaware & II udson stock 4,800 5,600 5,000 

Bank of the Republic stock 5,000 5,000 3,000 

Del. & Hudson stock 7,000 8,000 6,000 

Metropolitan Gas Co stock 1.200 1,500 500 

Commercial Fire Insurance Co. stock 600 500 300 

Lorillard Fire Ins. Co. stock | lm ljm lfiQ0 

Stuyvesant Fire Ins. Co. stock ) 

Ohes. & Ohio R. R. bonds, guaranteed 63,000 50,000 50,000 

United States 5-20 bonds 2,000 2,200 2, 

Cleveland & Pittsburg R. K. bonds 2,000 

Belleville & So. 111. R. R. bonds 4,000 

United States 5-20 bonds 1,000 1,100 1,000 



5,400 5,000 



Total par and market value and amount loaned 5315,150 $301,100 $238,300 $238,300.00 

Cash in the company's principal office 1 ,200.00 

Cash belonging to the company deposited in bank 13,821.00 

Interest due and accrued on collateral loans 7,537.00 

Net premiums in due course of collection '. 107,901.00 



Aggregate amount of assets of the company, at their actual value $1 ,301 ;> 1 1 .00 

III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . . . $67,905.00 
Losses resisted, including interest, costs and expenses 13,345.00 

Net amount of unpaid losses $81,250.00 

Re-insurance at fifty per cent, on fire risks under one year $300,288.42 

Re insurance pro rata on fire risks running more than one year. . . 91,261 .30 

Amount required to safely re-insure all outstanding risks 391,549.72 

Cash dividends to stockholders remaining unpaid 827.00 

Total liabilities except stock $473,626.72 

Stock capital actually paid up in cash 500,000.00 

Surplus beyond capital 327,584.28 

Aggregate amount of liabilities, capital stock and surplus $1 ,301 ,21 1 .00 

IV. INCOME. 

Gross cash received for premiums $843,013.08 

Deduct reinsurance, rebate, abatement and return premiums... 80,186.96 

Net cash received for premiums $762,826. 1 2 

Received for interest on bonds and mortgages 10,185.00 

Interest and dividends on stocks and bonds and from all other sources 57,928.91 

Profits on Rents, $7,998.78 

Aggregate amount of income received during the year, in cash $830,940.03 



COMPANIES OF OTHER STATES. 



145 



V. EXPENDITURES. 



Gross amount paid for losses 

Deduct salvages and re insurance. 



$."> 13,403. 44 

1 2,219. G5 

Net amount paid daring the year for losses 

Cash dividends actually paid 

Paid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, ete 

Paid for state, national, and local taxes 

All other payments and expenditures 



Aggregate amount of expenditures during the year, in cash. 



$501,183.79 
49,297.50 
106,899.45 
40,851.58 
14,437.94 
81,369.85 

§794,040.11 



NOKTIIWKSTERX NATIONAL INSURANCE COMPANY. 



Located in Milwaukee, Wis. 

[Incorporated Feb. 20, 1869.] 

ALEXANDER MITCHELL, Pnsident. FRANK H. WHIPP, Secretary. 

Attorney in Connecticut, II. H. HAY DEN, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $1,000,000.00 

Whole amount of capital actually paid up in cash .' 300,000.00 



II. ASSETS. 

Slocks and Bonds owned bij the Company. 

Par Value. Market Value. 

United States 5-20 bonds of 1867 $17,000.00 $20,315.00 

" 6s " of 1 881 70,000.00 85,050.00 

" " 6s " coupons 70,000.00 80,500.00 

Mil'kee & St. Paul Rai'y 1st murt. 8 pr. ct. b'ds.. 15,000.00 16,200.00 

Milwaukee City Water bonds 100,000 00 100,000.00 



Total par and market value $272,000.00 $302,065.00 $302,065.00 



Cash in the company's principal office 

Cash belonging to the company deposited in bank 

Interest due and accrued on stocks and bonds not included in " market value". . . 

Gross premiums in due course of collection 

Bills receivable taken for fire, marine, and inland risks 

Office furniture- $2,500.00 

All other property belonging to the company 

Aggregate amount of all assets, stated at their actual value 

19 



7,736.65 

124,018.06 

5,550.00 

38,006.10 

27,836.83 

16,306.28 



$521,518.92 



146 FTRE AND FIRE-MARINE INSURANCE 



III. LIABILITIES. 

Losses adjusted and unpaid SI ,570.34 

Losses unadjusted, including all reported and supposed losses.. . . 30,128.43 

Losses resisted, including interest, costs, and expenses 6,050.00 

Total gross amount of claims for losses $37,748.77 

Deduct re-insurance and salvage 2,080.00 

Net amount of unpaid losses $35,668.77 

Re-insurance at fifty per cent, on fire risks under one year $97,199.82 

Re-insurance pro rata on fire risks running more than one year . 7. .'104. 80 

Re-insurance at 50 per cent, on inland navigation risks 6,702.50 

Amount required to safely re-insure all outstanding risks 1 11,266.62 

Due for commissions and brokerage 2,900.00 

Total liabilities, except capital stock S149.835.39 

Stock capital actually paid up in cash 300,000.00 

Surplus beyond capital 71 ,683.53 

Aggregate amount of liabilities, capital stock and surplus S521.518.92 

IV. INCOME. 

Fire. Marine & lnl'd. 

Gross premiums received in cash $326,765.03 $159,405.96 .. 

Cash ree'd on bills and notes taken for premiums. . 20,335.77 



Gross cash received fur premiums $326,765.03 $179,741.73 

Deduct reinsurance and return premiums 35,610.24 33,532.17 

Net cash received for premiums $291,154.79 $146,209.56 $437,364.35 



Bills and notes for unpaid premiums $27,836.83 

Interest and dividends on stocks and bonds, and from all other sources 14.001.42 

Aggregate amount of income received during the year in cash S45.1 ,965.77 

V. EXPENDITURES 

Fire. Marine & lnl'd. 

Gross amount paid for losses $136,882.12 $104,346.18 

Deduct salvages and reinsurance 590.82 27,724.22 

Net amount paid during the year for losses $136,291.80 $76,621.06 $212,913.26 



Paid or allowed for commissions or brokerage 51,267.19 

Salaries, fees, and all other charges of officers, clerks, agents, etc 21,964.48 

Paid for state, national, and local t;ixes 8,154.34 

All other payments and expenditures 21,410.66 

Aggregate amount of expenditures during the year, in cash $315,709.93 



COMPANIES OP OTHER STATES. 



147 



PENN FIRE INSURANCE COMPANY. 



Located in Philadelphia, Penn. 

[Incorporated Fob. 19, 1872.] 

FIELDING L. WILLIAMS, President. J. R. WARNER, Secretary. 

Attorney in Connecticut, GEORGE R. COWLES, Norwalk. 

I. CAPITAL. 



Whole amount of joint stock or guaranteed capital authorized. 
Whole amount of capital actually paid up in cash 



$500,000.00 
200,250.00 



II. ASSETS. 

Real estate owned by the company, unencumbered .' 

Loans on bond and mortgage, first liens 

Interest accrued on bond and mortgage loans 

Value of lands mortgaged $275,000.00 

Buildings mortgaged, (insured for $9,500.00) 94,300.00 

Total value of mortgaged premises $369,300.00 



$17,000.00 

145,537.49 

5,048.31 



Stocks and Bonds owned by the Company. 



United States 5-20 bonds, 1867 

1865 , 

■' " " 1865 , 

" registered bonds, 1881 

" _ " 1881 , 

Penn. R. R. 1st mort. bonds 

Camden & Amboy R. R. 1st mort. bonds., 
Cleveland, Painsvilie & Asht. R. R. bonds. 
City of Cincinnati bonds 

Total par and market value 



Par Value. 
$15,000.00 

5,000.00 
15,000.00 

5,000.00 
25,000.00 

5,000.00 

5,000.00 
12,000.00 

3,000.00 



Market Value. 



} $47,212.50 

i 

J 

29,250.00 
5,150.00 
5,000.00 

12,000.00 
3,000.00 






$90,000.00 $101,612.50 $101,612.50 



Loaned on Collaterals. 

Par 
value. 

Pullman Palace Car Co. stock $10,000 

Chicago Towing Co. stock 1,250 

Second National Batik stock, Erie 2,000 

Twenty -second Ward Bank stock, Philadelphia 1,200 

Exchange Bank stock, Franklin 2,500 

Erie Rolling Mill stock 5,000 

k^ Total par and market value and amount loaned ' $21,950 



Market Amount 



value. 


loaned. 




$11,000 


$9,500 




1,875 


1,137.50 




2,200 


2,000 




1,500 


1,000 




2,750 


2,375 




5,000 


5,000 




$24,325 $21,062.50 


$21,062.50 






148 FIRE AND FIRE-MARINE INSURANCE 

Cash in the Company's principal office , 13,619.66 

Cash belonging; to the company deposited in hank 44,798.68 

Interest due and accrued on collateral loans 858.24 

Gross premiums in due course of collection 61.699.37 

Bills receivable, not matured, taken for tire, marine and inland risks 100.00 

Rents due and accrued 763.33 

Office furniture $1,198 89 

Aggregate amount of assets, at their actual value $412,100.08 



III. LIABILITIES. 

Losses adjusted and unpaid $11,341.76 

Losses unadjusted, including all reported and supposed losses. . . 2,300.00 

Gross amount of claims for losses $13,641.76 

Deduct re-insurance ami salvage 1 ,000.00 

Net amount of unpaid losses $12,641.76 

Re-insurance at 50 per cent, on fire risks under one year $158,261.99 

Re-insurance pro rata on lire risks running more than one year.. 6,535.98 

Amount required to safely re insure all outstanding risks 164,797.97 

Due and accrued for rent, advertising, etc 450.00 

Due for commissions and brokerage 9,254.90 

Total amount of liabilities, except capital stock $1 87, i 44.63 

Stock capital actually paid up in casli 200,250.00 



Surplus beyond capital 24,705.45 

Aggregate amount of liabilities, capital stock, and surplus $412,100.08 



IV. INCOME. 

Gross cash received for premiums $399,897.14 

Deduct reinsurance, rebate, abatement, and return premiums. 38,015.24 

Net cash received for premiums $361 ,881 .90 

Received for interest on bonds and mortgages 5,241.31 

Interest and dividends on stocks and bonds, and from all other sources 4.595.98 

Income received from rents 2,214.29 

Received for increased capital $9,274.62 

Aggregate amount of income received during the year in cash $373,933.48 

V. EXPENDITURES. 

Net amount paid for losses : $136,568.19 

Cash dividends actually paid 8,267.72 

Paid or allowed for commissions or brokerage 83,31 1 .39 

Salaries, fees, and all other charges of officers, clerks, agents, etc 1 2.227.35 

Paid for state, national, and local taxes 9,113.06 

All other payments and expenditures 18,777.01 

Aggregate amount of expenditures during the year, in cash $268,264. 72 



COMPANIES OP OTHER STATES. 



140 



PENNSYLVANIA FIRE INSURANCE COMPANY. 



Located in Philadelphia, Penn. 

[Organized and Incorporated, March 1825.] 

JOHN DEVEREUX, President. WM. G. CROWELL, Secretary. 

Attorney in Connecticut, B. R. ALLEN, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $400,000.00 

Whole amount of capital actually paid up in cash 400,000.00 

II. ASSETS. 

Real estate owned by company, unincumbered $00,000.00 

Loans on bond and mortgage (first liens) 463,457.00 

Interest due and accrued on bond and mortgage loans 8,113.17 

Value of buildings mortgaged, (insured for $280 234) $906,000.00 

Total value of mortgaged premises $966,000.00 



Stocks and Bonds owned by the Company. 



Phila., Wil. & Bait. R. R. Co. stock 

Elmira and Williamsport loan 

Pennsylvania R. R. loan 

" " scrip 

Harrisburg, Mount Joy, &c, loan 

North Pennsylvania R. R, loan 

Philadelphia and Erie R. R. loan 

West Jersey R. R. loan 

American steamship company loan 

United Canals and R. R. loan 

Camden and Amboy R. R. loans 

Lehigh Valley 11. R. loans 

Penn. & N. York Canal & R. R. loan, 7's. 

Philadelphia and Reading R. R. loan 

Delaware Division Canal loan 

Chesapeake and Delaware Canal loan 

Lehigh Coal and Navigation loan 

Schuylkill Navigation Mt'g, " 



Par 


Market 


value. 


value. 


$12,500.00 


$14,000.00 


25,000.00 


24 ; 250.00 


11,000.00 


11,220.00 


13,270.00 


12,391.00 


20,000.00 


19,000.00 


30,000.00 


30,000.00 


25,000.00 


22,500.00 


10,000.00 


10,125.00 


15,000.00 


10,500.00 


10,000.00 


8,500.00 


30,000.00. 


28,050.00 


30,000.00 


28,800.00 


22,000.00 


21,835.00 


20,000.00 


20,500.00 


20,000.00 


18,000.00 


10,000.00 


8,700.00 


20,000.00 


18,000.00 


20,000.00 


18,200.00 


12,000.00 


8,400.00 


8,000.00 


6,240.00 


600.00 


144.00 


100.00 


12.00 






150 FIRE AND FIRE-MARINE INSURANCE 

Manayunk Gas company 1,000.00 1 ,000.00 

Philadelphia City loans, C's 10,000.00 10,175.00 

5*a 6,000.00 5,100.00 

Warrants 9,818.00 9,696*00 

Pittsburg City loffn, 7's 36,000.00 36,000.00 

Cincinnati" " ' 6's 5,000.00 4,750.00 

7,000.00 6,650.00 

Philadelphia National Bank 1:3,400.00 21,239.00 

Total par and market value $452,688.00 $433,977.00 $433,977.00 

Loans on Collaterals. 

Par Market Amount 

value. mine. loaned. 

Philadelphia and Reading K. It. stock $50,000 555,250 $40,000 

" " " " 55,100 00,885 50,000 

Lehigh Valley " " 17,600 20,650 16,000 

Total par and market value and amount loaned $122,600 $136,785 $106,000 $106,000.00 



Cash in Company's principal oflicc $1,857.78 

Cash belonging to tlic Company deposited in bank? 204,965.73 

Interest due and accrued on stocks not included in "market value " 4,218.35 

Gross premiums in due course of collection .- 104,159.50 

Aggregate amount of all assets of tlie company, at their actual value $1,386,748.53 

III. LIABILITIES. 

Losses unadjusted, including all reported and supposed losses. . . . $50,344.00 

Losses resisted, including interest, cost, and other expenses 12,500.00 

Net amount of unpaid losses $62,844.00 

Re-insurance at fifty per cent, on fire risks under one year §308,018.30 

Re-insurance at pro rata on fire vi>ks running more than one year. 93,643 25 

Amount required to safely re-insure all outstanding risks 401,661.55 

Amount reclaimable by the insured on perpetual fire insurance policies 379,816.32 

Due for commissions and brokerage and taxes 20,898.84 



Total amount of liabilities §865,220.71 

Stock capital actually paid up in cash 400,000.00 

Surplus beyond capital 121,527.82 

Aggregate amount of liabilities, capital stock and surplus $1,386,748.53 



IV. INCOME. 

Gross cash received for premiums $794,245.28 

Deduct re-insurance, and return premiums 66,973.74 

Net cash actually received for premiums $727,271.54 

Received for interest on bonds and mortgages 28,554.87 

Interest and dividends on stocks and bonds, and from all other sources 30,129.84 

Income from all otber sources 1,047.41 

it premiums received for perpetual lire risks $19,235.97 

Received for calls on capital 168,900.00 

Aggregate amount of income received during the year in cash $787,003.66 






COMPANIES OP OTIIKIt STATES. 



LSI 



V. EXPENDITURES. 

Gross amount paid for losses $521 ,872.96 

Deduct salvages and re-insurance "18 

Net amount paid during the year I'm- losses $518,312.78 

Cash dividends actually paid 682.50 

Paid or allowed lor commissions or brokerage 161 ,648 B8 

Salaries, fees, and all other charges of officers, clerks, agents, etc 12,949.91 

Paid for state, national and local taxes 22,517.32 

Paid for advertising, stationery, surveys, books, &c 12,394.36 

Deposit premium returned on perpetual lire risks $22,458.05 

Aggregate amount of expenditures during the year in cash $728,505.75 



PEOPLES INSURANCE COMPANY 



Locatf.d in Newark, N. J. 

[Organized or Incorporated, March 1866.] 

JOHN M. RANDALL, President. I. H. L1NDSLEY, Secretary. 

Attorney in Connecticut, C. M. WEBSTER, Hartford. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized $1 ,000,000.00 

Whole amount of capital actually paid up in cash 200,000.00 

II. ASSETS. 

Real estate owned by company, unincumbered $40,672.96 

Loans on bond and mortgage, first liens, not more than one year's interest due. . 149,750.00 

Loans on bond and inc rtgage, more than one year's interest due 2,800 00 

Interest due on bond and mortgage loans 4,506.69 

Value of lands mortgaged $257,400.00 

Value of buildings mortgaged, (insured for $148,650) 200,000.00 

Total value of mortgaged premises §457,400.00 



Loans on Collaterals. 



Newark City Ice Co. stock 

Newark & irrington II. R. K. stock. 

People's Insurance Co. stock 

Newark City Ice Co. stock 

East Orange Township bonds 

Orange and Newark II. 11. R. stock. . 



Par 


Market 


Amount 


ralue. 


Talue. 


loaned. 


*12,60O 
200 


$15,750 } , 1 _„ /v 
200$ ll >™ 


600 


530 




4,100 
600 


6.125 

600 


5,000 


1,000 


1.000 J 





152 



FIRE AND FIRE-MARINE INSURANCE 



U. S. Government bonds 

Manufacturers National Hank stock. 
Newark City Ice Co. stock 



Merchants Insurance Co. stock. 



American Trust Co. stock 

Essex Count; & City bonds .. 
Citizens Cms Light Co. stock. . . . 
Merchants Insurance Co. stock. 



First National Hank stock 

Merchants National Bank stock 
American Trust Co. stock 



1,000 

1,200 

, 6,200 

4,200 

4,000 

1,000 

1,000 

2,970 

2,875 

4,000 

2,000 

6,000 

1,000 

5,000 

5,000 

8,900 

1,000 

5,000 

5,000 

2,500 

10,000 

1,000 

6,800 i 

Total par and market value and amount loaned §105,545 

Cash in the Company's principal office 

Cash belonging to the Company deposited in bank 

Interest due and accrued on collnteral loans. . . .• 

Net premiums in due course of collection 

Office furniture 



Newark City Ice Co. stock 

Manufacturers National Bank stock 

Essex County National Hank stock 

American Trust Co. stock 

Newark City Ice Co. stock 

West Orange bonds 

Natl. State Hank stock w . . . 

Harrison & Hudson Co. Improvement bonds. 



1,150 I 
1,200 ) 
6,500 
5,2:0 
4,400 
1,100 
1,950 
2,821 
2,876 
4,400 
2,200 
7,500 ) 
1,000) 
5,250 
5,250 
11,125 I 
1,000 ) 
6,250) 
5,250 > 
3.125 > 
9,500 
1,250 
6,120 

(118,671 



2,000 

5,000 
3,800 
2,800 
800 
1,000 
2.570 
2.500 
3,000 
1,500 

6,000 

4,000 
4,000 

8,000 



12,000 




SI. 7 15.85 



Aggregate amount of all assets of the company, at their actual value. 



S89,670.00 

1,680.40 
45,246.48 

3,329.53 
28,158.67 



§365,814.73 



in. LIABILITIES. 

Losses adjusted and unpaid $15,920.02 

Losses unadjusted, including all reported and supposed losses . . . 3,552.09 



Net amount of unpaid losses 

Re-insurance at til'iy per cent, on fire risks under one year 

Re-insurance pro rata on fire risks running more than one year... 

Amount required to safely re-insure all outstanding risks 

Principal unpaid on scrip or certificates 

All other demands against the company 

Total liabilities except capital stock 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital stock and surplus.. 



$89,253.50 
5,845.50 



$19,472.11 



95,099.00 
8,641.00 
1,900.00 

$125,112.11 

200,000.00 

40,702.62 

365,814.73 



IV. INCOME, 



Gross cash received for premiums $266,713.43 

Deduct re-insurance, rebate, abatement and return premiums. 30,747.44 



Net cash received for premiums 

Interest and di\ idi-nds on stocks and bonds and from all Other sources. 
Income received from all other sources 



$235,965.99 

12,493.83 

8,014.31 



Aggregate income received during the year in cash , $256,474.13 



COMPANIES OP OTHER STATES. 



153 



V. EXPENDITURES. 



finish amount paid for losses 

Deduct, re-insurance and salvages 



(102,059.45 

4, 734. 55 



Net amount paid during the year for losses 

Cash dividends actually paid 

Scrip or certificates of profits redeemed in cash 

Paid or allowed for commissions or brokerage 

Paid for salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes in this and other states 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash 



$07,324.90 
24,000.00 

6,158.05 
37,606.48 
12,471.02 

4,770.71 
13,963.82 



$196,289.98 



PEOPLE'S FIRE INSURANCE COMPANY. 



Located in Trenton, N. J. 

[Incorporated Feb. 25th, 1861.] 

SAMUELS. STRIKER, President. C. V. C. MURPHY, Secretary. 

Attorney in Connecticut, W. H. TOWNSEND, Hartford. 

I. CAPITAL. 

Whole amount of joint-stock or guaranteed capital authorized $200,000.00 

Whole amount of capital actually paid up in cash 200,000.00 



II. ASSETS. 

Loan on bond and mortgage, first liens 

Interest due and accrued on bond and mortgage loans... 
Value of lands mortgaged 

Value of buildings mortgaged, (insured for $104,300). 

Total value of mortgaged premises , 



$189,000 
209,600 



$398,600 



Stocks and Bunds owned by the Company. 



United States 5-20 bonds 

State of New Jersey bonds 

Elizabeth Cit • bonds 

Jersey City bonds 

City of Toledo, Ohio, bonds 

Mechanics National Bank stock, Trenton . 
United Railroad & Canal Co. stock, N. J.. 

Penn. R. R. Co. stock 

Dividend scrip issued by Penn. R. R 

Total par and market value 

20 



Par Value. 

$50,000.00 

15,000.00 

10,000.00 

25,000.00 

1,000.00 

5,000.00 

30,000.00 

20,000.00 

1,000.00 



Market Value. 

$58,000.00 

15,750.00 

10,000.00 

25,291.00 

1,000.00 

6,250.00 

34.S00.00 

18,800.00 

925.00 



$150,386.00 
2,730.91 



$157,000.00 $170,816.00 $170,816.00 



154 



FIRE AND FIRE-MARINE INSURANCE 



Loans on Collaterals. 



Par 



Slech's National Bank stock. . 
First National Bank stock.. . . 
Trenton Gas Light Co. stock. 



value. 


value. 


§1,800 


$2,250 


1,500 


1,875 


3,400 


3,979 



Market Amount 
loaned. 

§3,500 

3,000 



Total par and market value and amount loaned. 



» 6,700 S8.104 $6,500 



Endorsed notes $5,231.46 

Casli belonging to the company deposited in bank 

Interest due and accrued on collateral loans 

Gross premiums in due course of collection 

Aggregate amount of all assets of the company, at their actual value 



$6,500 



15,794.86 

131.25 

25,964.28 



$372,323.25 



HI. LIABILITIES. 
Losses adjusted and unpaid 

Losses unadjusted, including all reported and supposed losses. 



S436.0O 
3,991.67 



Net amount of unpaid losses 

Re-insurance at fifty per cent, on fire risks under one year 

Re-insurance pro rata on fire risks running more than one year. 

Amount required to safely re insure all outstanding risks 

Due and accrued for salaries, rent, advertising, etc , 

Due for commissions and brokerage, &c 

Total liabilities except capital stock 

Stock capital actually paid up in cash 

Surplus beyond capital 

Aggregate amount of liabilities, capital and surplus 



$61,267.05 
34,395.64 



IV. INCOME. 

Gross cash received for premiums 

Deduct re-insurance, rebate, ami return premiums. . . . 



$126,5S0.29 
9,016.22 



Net cash actually received for premiums ... 

Received for interest on bonds ami mortgages 

Interest and dividends on stocks and bond, and from all other sources 

Commissions as agents for other companies 

Received for increased capital $50,000.00 



Aggregate amount of income received during the year in cash. 

V. EXPENDITURES. 
Gross amount paid for losses 



Deduct salvages and reinsurance 



$34,365.89 
s 67 



Net amount paid during the year for looses 

Cash dividends actually paid 

Paid or allowed for commissions or brokerage 

Salaries, fees, and all other charges of officers, clerks, agents, etc. 

Paid for state, national, and local taxes, 

All other payments and expenditures 

Aggregate amount of expenditures during the year, in cash . . 



84,427.67 



95,662.69 

1^5.00 

4,593.98 

-ln4,s.09.34 

200,000.00 

67,513.91 

8372,323.25 



$117,564.07 

8,0 13. 37 

11,378.16 

971.44 



$137,927.04 



834,357.22 

12,000.00 

20.767.91 

5,380.00 

1,251.73 

5,877.06 

$79,633.92 



COMPANIES OP OTHER STATES. 155 

PHENIX INSURANCE COMPANY. 



Located in Brooklyn, N. Y. 

(Incorporated Sep!. 10th, 1853.] 

STEPHEN CROWELL, President. PHILANDER SHAW, Secretary. 

Attorney in Connecticut, E. B. GOODSELL, Bridgeport. 

I. CAPITAL. 

Whole amount of joint stock or guaranteed capital authorized 81,000,000.00 

Whole amount of capital actually paid up in cash 1,000,000.00 

II. ASSETS. 

Real estate owned by the company, unencumbered ^ $225,000.00 

Loan on bond and mortgage, first liens 316,025.00 

Interest due and accrued on bond and mortgage loans 9,557.54 

"Value of the land mortgaged $285,650.00 

Value of buildings mortgaged, (insured for $337,700.00) 521,250.00 

Total value of mortgaged premises $806,900.00 



Stocks and Bonds owned by the Company. 

Par Value. Market Value. 

United States bonds, 5-20, 1862. . . : $10,000.00 $1 1,362.50 

" " 5-20,1864 7,000.00 8,120.00 

" " 5-20, 1865, May and Nov. .. 47,000.00 54,520.00 

" " 5-20, 1865, Jan. and July.. 20,000.00 23,800.00 

" " 5-20, 1867, registered 235,200.00 272,832.00 

" " 1881 25,000 00 30,125.00 

" 10-40, 77,000.00 85,566.25 

" " currency 6s 30,000.00 34,275.00 

Tennessee State bonds 45,000.00 36,450.00 

Virgini